Fla. Ins. Guar. Ass’n. v. Somerset Homeowners Ass’n, 83 So. 3d 850 (Fla. 4th DCA 2011)

download Fla. Ins. Guar. Ass’n. v. Somerset Homeowners Ass’n, 83 So. 3d 850 (Fla. 4th DCA 2011)

of 4

Transcript of Fla. Ins. Guar. Ass’n. v. Somerset Homeowners Ass’n, 83 So. 3d 850 (Fla. 4th DCA 2011)

  • 8/3/2019 Fla. Ins. Guar. Assn. v. Somerset Homeowners Assn, 83 So. 3d 850 (Fla. 4th DCA 2011)

    1/4

    ALVQ]LFQFDY]QD@ O[[IOHD@QGI VQOQI D@ @HD]LAO@DY]QG ALVQ]LFQCyh| Qi}n =;??

    @HD]LAO LBVY]OBFI JYO]OBQ\ OVVDFLOQLDB( o @hd}lao bdq.`d}.{}d`lq fd}{d}oqldb(

    O{{ihhobq(

    p"

    VDNI]VIQ GDNIDZBI]V OVVDFLOQLDB( LBF"( o @hd}lao bdq.`d}.{}d`lq fd}{d}oqldb(

    O{{ihhii"

    Bd" 1A?;.1?9:

    UAifinmi} =?( =;??^

    AONDD]JLOB( C"

    @hd}lao Lbvy}obfi Jyo}obq| Ovvdfloqldb '@LJO, o{{iohv `}dn o `lbohcyajnibq fdb`l}nlbj ob o{{}olvoh ozo}a o}lvlbj dyq d` ob lbvy}obfi{dhlf| miqziib @LJO o ba Vdni}viq Gdnidzbi}v Ovvdfloqldb( Lbf"'Vdni}viq," @LJO }olviv o bynmi} d` lvvyiv db o{{ioh" @LJO o}jyiv(ondbj dqgi} qglbjv( qgoq qgi q}loh fdy}q i}}ia m| ozo}albj Vdni}viq}i{hofinibq fdvq pohyi ']FP, mibi lqv" Zi oj}ii oba }ipi}vi db qgoqdbi lvvyi( myq o``l}n qgi `lboh cyajnibq lb ohh dqgi} }iv{ifqv"

    M| zo| d` mofej}dyba( qgi Vdni}viq fdbadnlblyn mylhalbjvvyvqolbia iwqibvlpi aonoji ayi qd qzd gy}}lfobiv" Vdni}viq zovfdpi}ia m| ob lbvy}obfi {dhlf|( qgi dmhljoqldbv `d} zglfg zi}i ovvyniam| @LJO o`qi} qgi d}ljlboh fo}}li} zov {hofia lb }ifilpi}vgl{" Vdni}viqvymnlqqia fholnv `d} fdpi}oji( oba mdqg qgi `d}ni} fo}}li} oba @LJOnoai {o}qloh {o|nibqv db qgi fholnv" Gdzipi}( mihliplbj qgoq nd}i zovdzia( Vdni}viq lbvqlqyqia vylq qd ib`d}fi qgi o{{}olvoh {}dfivv"

    Zglhi qgi vylq zov {ibalbj( qgi {o}qliv oj}iia qd vymnlq qgi alv{yqidpi} qgi ondybq d` qgi fholn d` hdvv qd qgi o{{}olvoh {}dfivv viq `d}qg lbqgi {dhlf|" Qgi o{{}olvoh {}dfivv {}dplaia o vi}liv d` vqi{v( bdbi d`zglfg o}i }ihipobq qd dy} alvfyvvldb" Yhqlnoqih|( qgi fholn zovvymnlqqia qd ob lbai{ibaibq yn{l}i zgd ibqi}ia ob ozo}a zglfg viqqgi ]FP d` qgi hdvv oq !?=(97?(1:?"16 oba qgi ofqyoh fovg pohyi 'OFP,d` qgi hdvv oq !??(06;(=;7"99" Ov }i{hofinibq fdvq {dhlfliv o}ilbqibaia qd d{i}oqi( `dhhdzlbj o hdvv( mdqg ofqyoh fovg pohyi oba qgi `yhh

  • 8/3/2019 Fla. Ins. Guar. Assn. v. Somerset Homeowners Assn, 83 So. 3d 850 (Fla. 4th DCA 2011)

    2/4

    . = .

    }i{hofinibq fdvq o}i aiqi}nlbia" Qgi al``i}ibfi miqziib qgdvi ljy}iv lvzlqggiha ov ai{}ifloqldb ybqlh qgi lbvy}ia ofqyohh| }i{ol}v d} }i{hofivqgi aonojia vq}yfqy}i" Jd`` p" Vqoqi @o}n @ho" Lbv" Fd"(

  • 8/3/2019 Fla. Ins. Guar. Assn. v. Somerset Homeowners Assn, 83 So. 3d 850 (Fla. 4th DCA 2011)

    3/4

    . 6 .

    qglv o}jynibq( lq flqiv qd qgi aiflvldb d` qgi `iai}oh alvq}lfq fdy}q lbMyfehi| Qdzi}v Fdbadnlblyn( Lbvy}obfi" p" _MI Lbv" Fd}{"( Bd" ;:.==

  • 8/3/2019 Fla. Ins. Guar. Assn. v. Somerset Homeowners Assn, 83 So. 3d 850 (Fla. 4th DCA 2011)

    4/4

    . 1 .

    O``l}ni a lb {o}q( }ipi}via lb {o}q( oba }inobaia `d} `y}qgi}{}dfiialbjv fdbvlvqibq zlqg qglv d{lbldb"

    ZO]BI] oba JI]MI]( CC"( fdbfy}"

    # # #

    O{{ioh `}dn qgi Fl}fylq Fdy}q `d} qgi @l`qiibqg Cyalfloh Fl}fylq( [ohnMiofg Fdybq|5 Qgdnov G" Mo}eayhh( LLL( Cyaji5 H"Q" Fovi Bd"9;=;;7FO;?9=;:WWWWNM"

    Ci``}i| Q" Eybqs( [glhl{ I" Zo}a( ]dhoba I" Vfgzo}qs oba Ipob A"O{{ihh d` J}o|]dmlbvdb( ["O"( @d}q Hoyai}aohi( `d} o{{ihhobq"

    I}bivq [" Zojbi} d` Fglha}ivv Ay``|( Hqa"( Lhhlbdlv( oba Fg}lvqd{gi} B"Nonnih d` Fglha}ivv Ay``|( Hqa"( Nlonl( `d} o{{ihhii"

    Bdq `lboh ybqlh alv{dvlqldb d` qlnih| `lhia ndqldb `d} }igio}lbj"