SPECIAL ADVERTISING SECTION 2014 F

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tar Wealth

Man

agers

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Finding a wealth manager who suits your needs can be a daunting task In fact many consumers have a hard time figuring out where to even begin

Sometimes a few simple questions can set one off on the right path Asking a wealth manager what makes working with him or her a unique

experience can help you understand how they work and if their style meshes with your own Further asking a financial advisor to talk about any specialties they might have can help uncover skills you might find useful

Ultimately how do you find an experienced wealth manager who you feel comfortable working with One who has high retention rates One who has undergone a thorough complaint and regulatory review One who has tenure in the industry

Texas Monthly and Five Star Professional partnered to find wealth managers who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award winners is more than 96 percent Although this list is a useful tool for anyone looking for help in managing their financial world or implementing aspects of their financial strategies it should not be considered exhaustive Undoubtedly there are many excellent wealth managers who for one reason or another are not on this yearrsquos list

In order to consider a broad population of high-quality wealth managers award candidates are identified by one of three sources firm nomination peer nomination or pre-qualification based on industry standing Self-nominations are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

bull Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers bull The Five Star award is not indicative of the wealth managerrsquos future performance bull Wealth managers may or may not use discretion in their practice and therefore may not manage their clientsrsquo

assets bull The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star

Professional or Texas Monthly bull Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the

selected wealth managers will be awarded this accomplishment by Five Star Professional in the future bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five

Star award and the researchselection methodology go to wwwfivestarprofessionalcombull 2794 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Wealth Manager award 357 (approximately

13 percent of the award candidates) were named 2014 Five Star Wealth Managers

DISCLOSURESResearch

OF AWARD WINNERSDetermination

Regulatory ReviewAs defined by Five Star Professional the wealth manager has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine

bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint process

bull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority

bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists Data submitted through these processes was applied per the above criteria

bull Each wealth manager who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed above

bull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager

bull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the opportunity to submit complaints regarding a wealth manager

Five Star Wealth Managers

2014 Austin San Antonio and Central Texas Region

Evaluation Criteria - Considered

6 One-year client retention rate

7 Five-year client retention rate

8 Non-institutional discretionary andor non-discretionary client assets administered

9 Number of client households served

10 Education and professional designations

Eligibility Criteria ndash Required

1 Credentialed as an investment advisory representative or a registered investment advisor

2 Actively employed as a credentialed professional in the financial services industry for a minimum of five years

3 Favorable regulatory and complaint history review

4 Fulfilled their firm review based on internal firm standards

5 Accepting new clients

Award candidates who satisfied 10 objective eligibility and evaluation criteria were named 2014 Five Star Wealth Managers

For more information on the program go to FiveStarProfessionalcomawardscpa_epa_wm_programphp

texasmonthlycom WMA-1

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-2 texasmonthlycom

Holistic Advice Driven by Client-Centric Relationships

Two-year winner Joe HimelickCLUreg ChFCreg MSFS

2014 winner Patricia HimelickFLMI CRPCreg

Alan Brubaker CFSreg CRPCreg

Himelick Financial Group

Left to right Back row Kristina Read Evan Scott two-year winner Joe Himelick Alan Brubaker Leslie Mangaccat Sam ThompsonFront row Mary Hankins Cassi Davenport 2014 winner Pat Himelick Lissette Zavala

bull Focusing on where you are at in your fi nancial life and the destinations you seek

bull Customized guidance from a highly skilled team representing more than a century of experience

bull Our synergistic solutions focus on you and your familyrsquos long-term success

Our client-centric planning process often transcends multiple generations while also granting individuals and their families a means of attaining greater comfort and control over their financial lives We recognize that you are the most important member of your financial team therefore proper coordination and expertise whether it be related to investment planning tax planning or estate planning is an essential element in building the most effective path for your future success Whether it is accumulating money toward a particular goal developing a strategy for income distributions or coordinating wealth transfer strategies our synergistic solutions will help you get there while we monitor your progress along the way

10900 Stonelake Boulevard Suite B-150 bull Austin TX 78759Toll-free 800-223-6983

wwwhimelickfinancialgroupcom

Securities and investment advisory services offered through ING Financial Partners Member SIPC Himelick Financial Group is not a subsidiary of nor controlled by ING Financial Partners

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Holistic Advice Driven by Client-Centric Relationships

Two-year winner Joe HimelickCLUreg ChFCreg MSFS

2014 winner Patricia HimelickFLMI CRPCreg

Alan Brubaker CFSreg CRPCreg

Himelick Financial Group

Left to right Back row Kristina Read Evan Scott two-year winner Joe Himelick Alan Brubaker Leslie Mangaccat Sam ThompsonFront row Mary Hankins Cassi Davenport 2014 winner Pat Himelick Lissette Zavala

bull Focusing on where you are at in your fi nancial life and the destinations you seek

bull Customized guidance from a highly skilled team representing more than a century of experience

bull Our synergistic solutions focus on you and your familyrsquos long-term success

Our client-centric planning process often transcends multiple generations while also granting individuals and their families a means of attaining greater comfort and control over their financial lives We recognize that you are the most important member of your financial team therefore proper coordination and expertise whether it be related to investment planning tax planning or estate planning is an essential element in building the most effective path for your future success Whether it is accumulating money toward a particular goal developing a strategy for income distributions or coordinating wealth transfer strategies our synergistic solutions will help you get there while we monitor your progress along the way

10900 Stonelake Boulevard Suite B-150 bull Austin TX 78759Toll-free 800-223-6983

wwwhimelickfinancialgroupcom

Securities and investment advisory services offered through ING Financial Partners Member SIPC Himelick Financial Group is not a subsidiary of nor controlled by ING Financial Partners

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-4 texasmonthlycom

Daniel R Anderson JrAn Independent Brand of Financial Services

Wealth ManagementFinancial Consulting Retirement Planning

2014 winner Daniel R Anderson Jr LUTCF Investment Adviser Representative

bull Thirty-plus years in the fi nancial services industrybull Financial expertise in a relaxed environmentbull Independent solutions from an independent adviser

Diamond A Financial Services is located in Bandera within close proximity to San Antonio They are independent meaning they are directly responsible to you the client not directors or shareholders Dan off ers expertise in a variety of situations mdash from lump-sum retirement packages to individuals receiving

new-found wealth from oil and gas royalties Operating a family farm in the Eagle Ford Shale region Dan understands the unique situations this presents mdash ranging from taxes to succession planning

Remember hellip at Diamond A yoursquore family

3300 State Highway 16 South bull Bandera TX 78003Office 830-796-3331 bull Direct 830-460-8033

dandersonnextfinancialcom bull wwwdiamondafinancialcom

The Five Star Award is not indicative of the wealth managerrsquos future performance The inclusion of a wealth manager on the Five Star Wealth Manager list shouldnot be construed as an endorsement of the wealth manager by Five Star Professional or any other entity NEXT Financial Group Inc Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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R L ldquoRonrdquo KnightWhatrsquos Important to You

Left to right Two-year winner Ron Knight First Vice President ndash InvestmentsAllison ldquoAlirdquo Knight Client Associate

bull What are your dreams for your familybull What do you most want to do that you havenrsquot done yetbull What special things do you see yourself doing in retirement

I have served my clients for 42 years and what a ride it has been Perhaps you will recall a few of the watershed moments on Wall Street The Dow hovered at 1000 in 1972 then sank to the 600s in 1975 Remember 16-18 percent money market and CD rates in the early lsquo80s After that was 1987rsquos ominous Black Monday the worst bond market in 50 years in 1994 911 and the subsequent ldquotech wreckrdquo of 2001 ndash 2002 and fi nally the 2008 ndash 2009 debacle

We navigated those diffi cult days together Thank you my friends and clients who have been a part of my story for years

even decades I value your trust and confi dence

My wife Allison ldquoAlirdquo Knight client associate and Clarissa Whetstone client associate work alongside me to provide exceptional client service by supporting our teamrsquos administrative and operational needs We continue to expand our practice based on a foundation of trust and client satisfaction We proudly to serve many families in their third generation

Trust counts

9442 North Capital of Texas Highway Suite 700 bull Austin TX 78759Office 512-338-8025

ronknightwfadvisorscom bull wwwhomewellsfargoadvisorscomronknight

Wells Fargo Advisors LLC Member SIPC [CAR 0514-02308]

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-6 texasmonthlycom

Kelly Welker

Providing Wealth Management and

Retirement Planning Solutions

Three-year winner Kelly Welker MBA Chartered Retirement Planning CounselorSMCRPCreg Managing Director of Renaissance Wealth Management Group of Texas

bull Wealth accumulation and income preservation

bull Custom-tailored asset allocation and wealth advisory services

bull Comprehensive wealth management and holistic fi nancial planning

Working Solely With Retirees Seeking Income and NFL Players and Staff

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make necessary changes for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets is just a small part of what we do We give wealth advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost-eff ective and potentially more stable in volatile markets Ms Welker is also a registered NFLPA Player Financial Advisor We are conveniently located in north central San Antonio Texas Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office 210-581-5607 bull Toll-free 866-801-5457

kellywelkerlplcom bull wwwRWMGTXcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

texasmonthlycom WMA-11

Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

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ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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wfivestarprofessionalcom

texasmonthlycom WMA-13

2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-2 texasmonthlycom

Holistic Advice Driven by Client-Centric Relationships

Two-year winner Joe HimelickCLUreg ChFCreg MSFS

2014 winner Patricia HimelickFLMI CRPCreg

Alan Brubaker CFSreg CRPCreg

Himelick Financial Group

Left to right Back row Kristina Read Evan Scott two-year winner Joe Himelick Alan Brubaker Leslie Mangaccat Sam ThompsonFront row Mary Hankins Cassi Davenport 2014 winner Pat Himelick Lissette Zavala

bull Focusing on where you are at in your fi nancial life and the destinations you seek

bull Customized guidance from a highly skilled team representing more than a century of experience

bull Our synergistic solutions focus on you and your familyrsquos long-term success

Our client-centric planning process often transcends multiple generations while also granting individuals and their families a means of attaining greater comfort and control over their financial lives We recognize that you are the most important member of your financial team therefore proper coordination and expertise whether it be related to investment planning tax planning or estate planning is an essential element in building the most effective path for your future success Whether it is accumulating money toward a particular goal developing a strategy for income distributions or coordinating wealth transfer strategies our synergistic solutions will help you get there while we monitor your progress along the way

10900 Stonelake Boulevard Suite B-150 bull Austin TX 78759Toll-free 800-223-6983

wwwhimelickfinancialgroupcom

Securities and investment advisory services offered through ING Financial Partners Member SIPC Himelick Financial Group is not a subsidiary of nor controlled by ING Financial Partners

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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ealth M

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texasmonthlycom WMA-3

Holistic Advice Driven by Client-Centric Relationships

Two-year winner Joe HimelickCLUreg ChFCreg MSFS

2014 winner Patricia HimelickFLMI CRPCreg

Alan Brubaker CFSreg CRPCreg

Himelick Financial Group

Left to right Back row Kristina Read Evan Scott two-year winner Joe Himelick Alan Brubaker Leslie Mangaccat Sam ThompsonFront row Mary Hankins Cassi Davenport 2014 winner Pat Himelick Lissette Zavala

bull Focusing on where you are at in your fi nancial life and the destinations you seek

bull Customized guidance from a highly skilled team representing more than a century of experience

bull Our synergistic solutions focus on you and your familyrsquos long-term success

Our client-centric planning process often transcends multiple generations while also granting individuals and their families a means of attaining greater comfort and control over their financial lives We recognize that you are the most important member of your financial team therefore proper coordination and expertise whether it be related to investment planning tax planning or estate planning is an essential element in building the most effective path for your future success Whether it is accumulating money toward a particular goal developing a strategy for income distributions or coordinating wealth transfer strategies our synergistic solutions will help you get there while we monitor your progress along the way

10900 Stonelake Boulevard Suite B-150 bull Austin TX 78759Toll-free 800-223-6983

wwwhimelickfinancialgroupcom

Securities and investment advisory services offered through ING Financial Partners Member SIPC Himelick Financial Group is not a subsidiary of nor controlled by ING Financial Partners

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-4 texasmonthlycom

Daniel R Anderson JrAn Independent Brand of Financial Services

Wealth ManagementFinancial Consulting Retirement Planning

2014 winner Daniel R Anderson Jr LUTCF Investment Adviser Representative

bull Thirty-plus years in the fi nancial services industrybull Financial expertise in a relaxed environmentbull Independent solutions from an independent adviser

Diamond A Financial Services is located in Bandera within close proximity to San Antonio They are independent meaning they are directly responsible to you the client not directors or shareholders Dan off ers expertise in a variety of situations mdash from lump-sum retirement packages to individuals receiving

new-found wealth from oil and gas royalties Operating a family farm in the Eagle Ford Shale region Dan understands the unique situations this presents mdash ranging from taxes to succession planning

Remember hellip at Diamond A yoursquore family

3300 State Highway 16 South bull Bandera TX 78003Office 830-796-3331 bull Direct 830-460-8033

dandersonnextfinancialcom bull wwwdiamondafinancialcom

The Five Star Award is not indicative of the wealth managerrsquos future performance The inclusion of a wealth manager on the Five Star Wealth Manager list shouldnot be construed as an endorsement of the wealth manager by Five Star Professional or any other entity NEXT Financial Group Inc Member FINRASIPC

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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R L ldquoRonrdquo KnightWhatrsquos Important to You

Left to right Two-year winner Ron Knight First Vice President ndash InvestmentsAllison ldquoAlirdquo Knight Client Associate

bull What are your dreams for your familybull What do you most want to do that you havenrsquot done yetbull What special things do you see yourself doing in retirement

I have served my clients for 42 years and what a ride it has been Perhaps you will recall a few of the watershed moments on Wall Street The Dow hovered at 1000 in 1972 then sank to the 600s in 1975 Remember 16-18 percent money market and CD rates in the early lsquo80s After that was 1987rsquos ominous Black Monday the worst bond market in 50 years in 1994 911 and the subsequent ldquotech wreckrdquo of 2001 ndash 2002 and fi nally the 2008 ndash 2009 debacle

We navigated those diffi cult days together Thank you my friends and clients who have been a part of my story for years

even decades I value your trust and confi dence

My wife Allison ldquoAlirdquo Knight client associate and Clarissa Whetstone client associate work alongside me to provide exceptional client service by supporting our teamrsquos administrative and operational needs We continue to expand our practice based on a foundation of trust and client satisfaction We proudly to serve many families in their third generation

Trust counts

9442 North Capital of Texas Highway Suite 700 bull Austin TX 78759Office 512-338-8025

ronknightwfadvisorscom bull wwwhomewellsfargoadvisorscomronknight

Wells Fargo Advisors LLC Member SIPC [CAR 0514-02308]

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-6 texasmonthlycom

Kelly Welker

Providing Wealth Management and

Retirement Planning Solutions

Three-year winner Kelly Welker MBA Chartered Retirement Planning CounselorSMCRPCreg Managing Director of Renaissance Wealth Management Group of Texas

bull Wealth accumulation and income preservation

bull Custom-tailored asset allocation and wealth advisory services

bull Comprehensive wealth management and holistic fi nancial planning

Working Solely With Retirees Seeking Income and NFL Players and Staff

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make necessary changes for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets is just a small part of what we do We give wealth advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost-eff ective and potentially more stable in volatile markets Ms Welker is also a registered NFLPA Player Financial Advisor We are conveniently located in north central San Antonio Texas Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office 210-581-5607 bull Toll-free 866-801-5457

kellywelkerlplcom bull wwwRWMGTXcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

lann

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Pro

fession

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star A

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d E

state Plan

nin

g P

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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Holistic Advice Driven by Client-Centric Relationships

Two-year winner Joe HimelickCLUreg ChFCreg MSFS

2014 winner Patricia HimelickFLMI CRPCreg

Alan Brubaker CFSreg CRPCreg

Himelick Financial Group

Left to right Back row Kristina Read Evan Scott two-year winner Joe Himelick Alan Brubaker Leslie Mangaccat Sam ThompsonFront row Mary Hankins Cassi Davenport 2014 winner Pat Himelick Lissette Zavala

bull Focusing on where you are at in your fi nancial life and the destinations you seek

bull Customized guidance from a highly skilled team representing more than a century of experience

bull Our synergistic solutions focus on you and your familyrsquos long-term success

Our client-centric planning process often transcends multiple generations while also granting individuals and their families a means of attaining greater comfort and control over their financial lives We recognize that you are the most important member of your financial team therefore proper coordination and expertise whether it be related to investment planning tax planning or estate planning is an essential element in building the most effective path for your future success Whether it is accumulating money toward a particular goal developing a strategy for income distributions or coordinating wealth transfer strategies our synergistic solutions will help you get there while we monitor your progress along the way

10900 Stonelake Boulevard Suite B-150 bull Austin TX 78759Toll-free 800-223-6983

wwwhimelickfinancialgroupcom

Securities and investment advisory services offered through ING Financial Partners Member SIPC Himelick Financial Group is not a subsidiary of nor controlled by ING Financial Partners

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-4 texasmonthlycom

Daniel R Anderson JrAn Independent Brand of Financial Services

Wealth ManagementFinancial Consulting Retirement Planning

2014 winner Daniel R Anderson Jr LUTCF Investment Adviser Representative

bull Thirty-plus years in the fi nancial services industrybull Financial expertise in a relaxed environmentbull Independent solutions from an independent adviser

Diamond A Financial Services is located in Bandera within close proximity to San Antonio They are independent meaning they are directly responsible to you the client not directors or shareholders Dan off ers expertise in a variety of situations mdash from lump-sum retirement packages to individuals receiving

new-found wealth from oil and gas royalties Operating a family farm in the Eagle Ford Shale region Dan understands the unique situations this presents mdash ranging from taxes to succession planning

Remember hellip at Diamond A yoursquore family

3300 State Highway 16 South bull Bandera TX 78003Office 830-796-3331 bull Direct 830-460-8033

dandersonnextfinancialcom bull wwwdiamondafinancialcom

The Five Star Award is not indicative of the wealth managerrsquos future performance The inclusion of a wealth manager on the Five Star Wealth Manager list shouldnot be construed as an endorsement of the wealth manager by Five Star Professional or any other entity NEXT Financial Group Inc Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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texasmonthlycom WMA-5

R L ldquoRonrdquo KnightWhatrsquos Important to You

Left to right Two-year winner Ron Knight First Vice President ndash InvestmentsAllison ldquoAlirdquo Knight Client Associate

bull What are your dreams for your familybull What do you most want to do that you havenrsquot done yetbull What special things do you see yourself doing in retirement

I have served my clients for 42 years and what a ride it has been Perhaps you will recall a few of the watershed moments on Wall Street The Dow hovered at 1000 in 1972 then sank to the 600s in 1975 Remember 16-18 percent money market and CD rates in the early lsquo80s After that was 1987rsquos ominous Black Monday the worst bond market in 50 years in 1994 911 and the subsequent ldquotech wreckrdquo of 2001 ndash 2002 and fi nally the 2008 ndash 2009 debacle

We navigated those diffi cult days together Thank you my friends and clients who have been a part of my story for years

even decades I value your trust and confi dence

My wife Allison ldquoAlirdquo Knight client associate and Clarissa Whetstone client associate work alongside me to provide exceptional client service by supporting our teamrsquos administrative and operational needs We continue to expand our practice based on a foundation of trust and client satisfaction We proudly to serve many families in their third generation

Trust counts

9442 North Capital of Texas Highway Suite 700 bull Austin TX 78759Office 512-338-8025

ronknightwfadvisorscom bull wwwhomewellsfargoadvisorscomronknight

Wells Fargo Advisors LLC Member SIPC [CAR 0514-02308]

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-6 texasmonthlycom

Kelly Welker

Providing Wealth Management and

Retirement Planning Solutions

Three-year winner Kelly Welker MBA Chartered Retirement Planning CounselorSMCRPCreg Managing Director of Renaissance Wealth Management Group of Texas

bull Wealth accumulation and income preservation

bull Custom-tailored asset allocation and wealth advisory services

bull Comprehensive wealth management and holistic fi nancial planning

Working Solely With Retirees Seeking Income and NFL Players and Staff

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make necessary changes for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets is just a small part of what we do We give wealth advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost-eff ective and potentially more stable in volatile markets Ms Welker is also a registered NFLPA Player Financial Advisor We are conveniently located in north central San Antonio Texas Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office 210-581-5607 bull Toll-free 866-801-5457

kellywelkerlplcom bull wwwRWMGTXcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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texasmonthlycom WMA-7

Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

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texasmonthlycom WMA-9

SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

texasmonthlycom WMA-11

Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

texasmonthlycom WMA-13

2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

copy Fivestar Professional

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copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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Man

agers

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wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

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ccou

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-4 texasmonthlycom

Daniel R Anderson JrAn Independent Brand of Financial Services

Wealth ManagementFinancial Consulting Retirement Planning

2014 winner Daniel R Anderson Jr LUTCF Investment Adviser Representative

bull Thirty-plus years in the fi nancial services industrybull Financial expertise in a relaxed environmentbull Independent solutions from an independent adviser

Diamond A Financial Services is located in Bandera within close proximity to San Antonio They are independent meaning they are directly responsible to you the client not directors or shareholders Dan off ers expertise in a variety of situations mdash from lump-sum retirement packages to individuals receiving

new-found wealth from oil and gas royalties Operating a family farm in the Eagle Ford Shale region Dan understands the unique situations this presents mdash ranging from taxes to succession planning

Remember hellip at Diamond A yoursquore family

3300 State Highway 16 South bull Bandera TX 78003Office 830-796-3331 bull Direct 830-460-8033

dandersonnextfinancialcom bull wwwdiamondafinancialcom

The Five Star Award is not indicative of the wealth managerrsquos future performance The inclusion of a wealth manager on the Five Star Wealth Manager list shouldnot be construed as an endorsement of the wealth manager by Five Star Professional or any other entity NEXT Financial Group Inc Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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texasmonthlycom WMA-5

R L ldquoRonrdquo KnightWhatrsquos Important to You

Left to right Two-year winner Ron Knight First Vice President ndash InvestmentsAllison ldquoAlirdquo Knight Client Associate

bull What are your dreams for your familybull What do you most want to do that you havenrsquot done yetbull What special things do you see yourself doing in retirement

I have served my clients for 42 years and what a ride it has been Perhaps you will recall a few of the watershed moments on Wall Street The Dow hovered at 1000 in 1972 then sank to the 600s in 1975 Remember 16-18 percent money market and CD rates in the early lsquo80s After that was 1987rsquos ominous Black Monday the worst bond market in 50 years in 1994 911 and the subsequent ldquotech wreckrdquo of 2001 ndash 2002 and fi nally the 2008 ndash 2009 debacle

We navigated those diffi cult days together Thank you my friends and clients who have been a part of my story for years

even decades I value your trust and confi dence

My wife Allison ldquoAlirdquo Knight client associate and Clarissa Whetstone client associate work alongside me to provide exceptional client service by supporting our teamrsquos administrative and operational needs We continue to expand our practice based on a foundation of trust and client satisfaction We proudly to serve many families in their third generation

Trust counts

9442 North Capital of Texas Highway Suite 700 bull Austin TX 78759Office 512-338-8025

ronknightwfadvisorscom bull wwwhomewellsfargoadvisorscomronknight

Wells Fargo Advisors LLC Member SIPC [CAR 0514-02308]

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-6 texasmonthlycom

Kelly Welker

Providing Wealth Management and

Retirement Planning Solutions

Three-year winner Kelly Welker MBA Chartered Retirement Planning CounselorSMCRPCreg Managing Director of Renaissance Wealth Management Group of Texas

bull Wealth accumulation and income preservation

bull Custom-tailored asset allocation and wealth advisory services

bull Comprehensive wealth management and holistic fi nancial planning

Working Solely With Retirees Seeking Income and NFL Players and Staff

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make necessary changes for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets is just a small part of what we do We give wealth advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost-eff ective and potentially more stable in volatile markets Ms Welker is also a registered NFLPA Player Financial Advisor We are conveniently located in north central San Antonio Texas Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office 210-581-5607 bull Toll-free 866-801-5457

kellywelkerlplcom bull wwwRWMGTXcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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texasmonthlycom WMA-7

Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

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Man

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Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

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WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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Man

agers

mdash w

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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texasmonthlycom WMA-5

R L ldquoRonrdquo KnightWhatrsquos Important to You

Left to right Two-year winner Ron Knight First Vice President ndash InvestmentsAllison ldquoAlirdquo Knight Client Associate

bull What are your dreams for your familybull What do you most want to do that you havenrsquot done yetbull What special things do you see yourself doing in retirement

I have served my clients for 42 years and what a ride it has been Perhaps you will recall a few of the watershed moments on Wall Street The Dow hovered at 1000 in 1972 then sank to the 600s in 1975 Remember 16-18 percent money market and CD rates in the early lsquo80s After that was 1987rsquos ominous Black Monday the worst bond market in 50 years in 1994 911 and the subsequent ldquotech wreckrdquo of 2001 ndash 2002 and fi nally the 2008 ndash 2009 debacle

We navigated those diffi cult days together Thank you my friends and clients who have been a part of my story for years

even decades I value your trust and confi dence

My wife Allison ldquoAlirdquo Knight client associate and Clarissa Whetstone client associate work alongside me to provide exceptional client service by supporting our teamrsquos administrative and operational needs We continue to expand our practice based on a foundation of trust and client satisfaction We proudly to serve many families in their third generation

Trust counts

9442 North Capital of Texas Highway Suite 700 bull Austin TX 78759Office 512-338-8025

ronknightwfadvisorscom bull wwwhomewellsfargoadvisorscomronknight

Wells Fargo Advisors LLC Member SIPC [CAR 0514-02308]

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-6 texasmonthlycom

Kelly Welker

Providing Wealth Management and

Retirement Planning Solutions

Three-year winner Kelly Welker MBA Chartered Retirement Planning CounselorSMCRPCreg Managing Director of Renaissance Wealth Management Group of Texas

bull Wealth accumulation and income preservation

bull Custom-tailored asset allocation and wealth advisory services

bull Comprehensive wealth management and holistic fi nancial planning

Working Solely With Retirees Seeking Income and NFL Players and Staff

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make necessary changes for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets is just a small part of what we do We give wealth advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost-eff ective and potentially more stable in volatile markets Ms Welker is also a registered NFLPA Player Financial Advisor We are conveniently located in north central San Antonio Texas Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office 210-581-5607 bull Toll-free 866-801-5457

kellywelkerlplcom bull wwwRWMGTXcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

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wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

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Man

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mdash w

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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nin

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-6 texasmonthlycom

Kelly Welker

Providing Wealth Management and

Retirement Planning Solutions

Three-year winner Kelly Welker MBA Chartered Retirement Planning CounselorSMCRPCreg Managing Director of Renaissance Wealth Management Group of Texas

bull Wealth accumulation and income preservation

bull Custom-tailored asset allocation and wealth advisory services

bull Comprehensive wealth management and holistic fi nancial planning

Working Solely With Retirees Seeking Income and NFL Players and Staff

Market conditions and regulatory environments are forever changing At RWMGTX we strive to provide ongoing reviews and make necessary changes for our clients to keep up with changing markets and life events We strive to always keep our clients informed Managing goals dreams and assets is just a small part of what we do We give wealth advice to help get you through the tough times when interest rates and market

environments make it diffi cult to make good sound decisions to meet your needs Using solid asset managers and income protection strategies can help make this process cost-eff ective and potentially more stable in volatile markets Ms Welker is also a registered NFLPA Player Financial Advisor We are conveniently located in north central San Antonio Texas Call us today to start planning your future

14701 San Pedro Avenue Suite 230 bull San Antonio TX 78232Office 210-581-5607 bull Toll-free 866-801-5457

kellywelkerlplcom bull wwwRWMGTXcom

Securities and Advisory Services offered through LPL Financial a Registered Investment Advisor Member FINRASIPC

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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un

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and

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wfivestarprofessionalcom

Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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ccou

ntin

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state Plan

nin

g P

rofessio

nals

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Pietsch Wealth ManagementCommon Sense hellip in Todayrsquos Uncommon World

Tailored AssetManagement With Private Client Services

Left to right R L Boothe Jr Investment Analyst Tanner Pietsch Research Intern Phyllis Pietsch Operations Manager 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor

(Not pictured Charles W Stratman FIC Insurance Advisor)

bull Comprehensive fi nancial planning estate planning services trust servicesbull Investment advisory servicesbull Wealthasset transfer strategies

As professional wealth advisors it is our task to understand our clientsrsquo goals and objectives We believe it is imperative to take the time needed so we can off er impartial and confl ict-free strategies and advice

In addition to Pietsch Wealth Management a strategic partnership with Sage Financial Services has been formed that provides south central Texas with sound professional fi nancial advice in locations close to you

516 North Avenue H bull Shiner TX 77984 | 1604 North Sarah Dewitt Drive bull Gonzales TX 78629Office 361-594-2530 | Toll-free 877-403-1631 | Office 830-672-8585

tommypietschlplcom bull russellboothelplcom bull wwwpietschwealthcomSecurities and Advisory Services offered through LPL Financial a Registered Investment Advisor member FINRASIPC

LPL Financial Representatives offer access to Trust Services through The Private Trust Company NA an affiliate of LPL Financial 1-275799

Left to right 2014 winner Tommy W Pietsch CLUreg RFCreg RFPreg Wealth Advisor Janie Massey Assistant Operations Manager

Amy Klimitchek Operations Associate

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-8 texasmonthlycom

Tim L BrownOne of San Antoniorsquos Best Financial Advisors

Investments Insurance Income Planning Estate Planning

2014 winner Tim L Brown

bull Lower your investment costs with our detailed approachbull Reduce your taxes now and in the future with our Found Money Reportbull Achieve your fi nancial goals and enjoy your retirement

The Viable Group works everyday to ensure that their clients enjoy their retirement Tim and his team provide straight talk logical thinking and eff ective strategies gained from years of fi nancial experience Tim works one-on-one with all clients to understand what is important to them and their families He listens and then he develops implements and monitors fi nancial plans designed to limit risk and cut investment costs He helps his clients avoid common costly fi nancial mistakes so they can enjoy a comfortable retirement The Viable Group

believes sound fi nancial results come from objective solutions and tax-effi cient investing

Tim lectures widely on fi nancial topics speaks regularly to investors in San Antonio and trains other investment advisors in the art of listening to and serving clients He earned his degree from Baylor University and lives with his wife Stephanie and two sons in Terrell Hills

8700 Crownhill Suite 206 bull San Antonio TX 78209Phone 210-824-1750 bull Toll-free 800-935-0449

tbrowntheviablegroupcom bull wwwTheViableGroupcom

The Viable Group Inc is a Registered Investment Advisory Firm

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

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Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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SENSUS Wealth Management Group LLC Our Name Refl ects a Firm Built on Principled Passion

Private Wealth Management Financial Investment and Estate Planning Services

Left to right 2014 winner Randall Fields ChairmanCo-Founder two-year winner Rozanne McManus Chief Operating Offi cer three-year winner Dan Rodriguez PresidentCo-Founder

bull We are the integral piece to the puzzle that is a successful fi nancially sound strategybull We develop multigenerational wealth management strategies for individuals and business ownersbull We use a ldquobig picturerdquo approach to provide total fi nancial investment and estate planning

Our SENSUS team acts as a catalyst for maximizing benefi ts for clients by bringing investments insurance education and retirement as well as estate and tax planning into one fi nancial plan to minimize gaps that can leave one unprepared and

underprotected Our team is experienced yet infused with fresh ideas that make sense and build trusting relationships At SENSUS we enhance the integrity of the plan over the long term Thatrsquos what SENSUS will mean to you our valued client

SENSUS Wealth Management Group LLC8000 IH-10 West Suite 1500 bull San Antonio TX 78230

Phone 210-735-4000infosensuswealthcom bull wwwsensuswealthcom

Investment advisory services offered through SENSUS Wealth Management Group LLC a Registered Investment Advisor

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

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2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

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WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

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agers

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

2014 Fiv

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-10 texasmonthlycom

Arbors Group

Integrity bull Experience bull TeamworkValues-Based Planning

bull Comprehensive fi nancial planning

bull Retirement distribution strategies

bull Wealth management

Left to right Three-year winners Myron O Jordahl CFPreg CLUreg Wealth Advisor Melissa Knippa CLUreg ChFCreg Wealth Advisor and Cathleen Knippa Wenger ChFCreg CFPreg Financial Consultant

Have a vision hellip What inspires you These inspirations can help defi ne your values and your vision for your relationships your wealth and your legacy Rethink working hellip Working past the minimum retirement age mdash or cycling in and out of work for several years mdash is common Are you still working because you enjoy it or because you are afraid that you will run out of money Give back hellip Helping others can include gifts of time talent and treasures Do you want to make a positive impact in the lives of others mdash now and in the future We take the time to understand our clientsrsquo vision for the future and objectively develop strategies to help make that vision a reality and fostering confi dence in a world of uncertainty

4100 Duval Road Suite 1-103 bull Austin TX 78759Phone 512-339-9339

3309 Slaughter Lane West bull Austin TX 78748Phone 512-892-4875

myronjordahlthriventcommelissaknippathriventcom bull cathleenwengerthriventcom

Certifi ed Financial Planner Board of Standards Inc owns the certifi cation marks CFPreg and CERTIFIED FINANCIAL PLANNERtrade in the USSecurities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for Lutherans Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc Fee-based investment advisory services are available through qualifi ed investment advisor representatives only For additional important information visit Thriventcomdisclosures

John E Fleckenstein

Areas of Focus

bull Custom-tailored wealth management

bull Income distribution planning

bull Capital preservation strategies

Left to right 2014 winner John E Fleckenstein Senior Managing Director Brenda Fleckenstein Operations Manager John E Fleckenstein Jr Vice President Portfolio Manager

We believe comprehensive wealth management strategies protect and grow assets over time We design structured portfolios for individuals and companies while delivering high personal attention Our strategies provide optimal asset allocation income generation and capital preservation In our 35 years of professional experience we have grown multigenerational relationships built on trust

302B G Street SouthKerrville TX 78028

Offi ce 830-257-1199 Fax 830-257-1232

johnfl eckensteinsunbeltsecuritiescom wwwsunbeltsecuritiescom

Securities offered through Sunbelt Securities IncMember FINRASIPC

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

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texasmonthlycom WMA-11

Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

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wfivestarprofessionalcom

texasmonthlycom WMA-13

2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

copy Fivestar Professional

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copy Fivestar Professional

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copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

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wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

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mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

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Pro

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

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texasmonthlycom WMA-11

Platinum Wealth Solutions of Texas LLC

Relationships Built on Trust not Transactions

bull Customized portfolio design with a personal approach to investment and retirement strategies

bull Dedicated to the service support and success of our clients

bull Asset protection and risk management planning services

Left to right 2014 winners Bruce W Stroup LUTCF MBA and Jennifer L Scroggins

Wealth management is more than just investments Our wealth managers provide true comprehensive wealth management services that help individuals executives and small-business owners meet their fi nancial objectives The wealth managers at Platinum Wealth Solutions LLC develop highly customized investment strategies for each of their clients based on their investment goals risk tolerance and time horizon These strategies help provide peace of mind about retirement income and the most eff ective methods to transfer family assets

3522 Paesanorsquos Parkway Suite 100San Antonio TX 78231

Offi ce 210-998-5000 bull Fax 210-998-5001

bstroupjhnetworkcom bull jscrogginsjhnetworkcomwwwplatinumwealthsolutionsoftexascom

Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success nor is there any guarantee that the selected wealth managers will be awarded in the future Inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or Texas Monthly magazine Registered Representative Securities and Investment Advisory Services are off ered through Signator Investors Inc Member FINRA SIPC a Registered Investment Advisor Off ering John Hancock Insurance Products Platinum Wealth Solutions of Texas LLC is an

independent fi rm affi liated with Michigan Financial Companies-John Hancock Financial Network 28411 Northwestern Highway Suite 1300 Southfi eld MI 48034 (248) 663-4700 225-20140522-187090

1 What are your goals and objectives with your finances

2 What is your most pressing need right now

3 Where do you see yourself in 5 10 15 years

4 Where are all of your assets invested now

5 What is important about money to you

Top five questions that wealth managers want clients to answer

From research conducted by Five Star Professional April 2011

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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ealth M

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wfivestarprofessionalcom

texasmonthlycom WMA-13

2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

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mdash w

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Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

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mdash w

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

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d E

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

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ccou

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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2014 Fiv

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ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-12 texasmonthlycom

Issam ldquoSamrdquo Bakir

105 E Main StRound Rock TX 78664Offi ce 512-255-1600Fax 512-255-1547sbakirtntfi nancialcomwwwTNTfi nancialcom

bull Asset management risk management and estate planningbull Distribution strategies retirement planning and tax planning

Helping to Make Tomorrowrsquos Dreams a Reality

With more than 25 years of experience our focus is on business owners and professionals by off ering full fi nancial planning As a CERTIFIED FINANCIAL PLANNERtrade practitioner my expertise lies in asking the right questions to help set the fi nancial goals that fi t you the individual Our clients have a unique set of goals and dreams and our success comes through helping them to make their goals a reality Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRASIPC Additional investment advisory services off ered through TNT Asset Management

LLC TNT Asset Management LLC is not an affi liate of NEXT Financial Group Inc

CERTIFIED FINANCIAL PLANNERtrade

Howard M Skillrud

11550 IH 10 W Ste 192San Antonio TX 78230-1061Phone 210-881-0540 howardmskillrudampfcomameripriseadvisorscomhowardmskillrud

bull Wealth creation and tax management strategiesbull Family legacy and estate planning strategiesbull Business owner asset protection strategies

I Focus on High-Net-Worth Individuals

We do not aspire to be a large wealth management fi rm For nearly 20 years we have intentionally limited our fi rm to clients who request us to be involved in their ongoing aspirations and value a personalized approach to wealth management

Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success Brokerage

investment and financial advisory services are made available through Ameriprise Financial Services Inc Member FINRA and SIPC

Financial Advisor Business Financial Advisor

Doris Dollar

19311 FM 2252Garden Ridge TX 78266Offi ce 210-488-9430Cell 573-268-9915dorisdollarlplcomwwwlplcomdorisdollar

bull Knowledge and experience bull Personal attention bull Exceptional client service

Exceptional Service bull Trusted Advice

I work with clients to help them achieve and maintain their fi nancial goals and lifestyle I utilize tax-effi cient portfolios to meet the individualrsquos needs positioning them for opportunities while mitigating risk

LPL Financial Advisor

Kenneth W Gutshall

2110A Boca Raton Dr Ste 206Austin TX 78747

Phone 512-280-6911kgutshalllincolninvestmentcom

bull More than 35 years of fi nancial experiencebull Consistent and personalized servicebull A variety of fi nancial programs and relationships

Client-Focused Professionalism

As the founder of KW Gutshall Associates I pride myself on having established an independent wealth management resource group whose mission is to help clients plan and execute their fi nancial needs ldquoYou will know your representative and your representative will know yourdquo

Mr Gutshall offers Advisory Services and Securities through Lincoln Investment Planning Inc Registered Investment Advisor BrokerDealer Member FINRASIPC

Lincoln Investment and KW Gutshall Associates are independently ownedand each is responsible for its own business 082014

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SPECIAL ADVERTISING SECTION

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

texasmonthlycom WMA-13

2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

copy Fivestar Professional

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copy Fivestar Professional

copy Fivestar Professional

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copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

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d E

state Plan

nin

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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un

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and

Estate P

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star A

ccou

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

2014 Fiv

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texasmonthlycom WMA-13

2955 Dawn Dr Ste 103Georgetown TX 78628Office 512-686-1542lancekroeschthriventcom

Lance G Kroesch

Lance is called to improve the quality of life for his clients by providing solutions that help them to be wise with money so they have the security to live generous lives

Licensed agentproducer of Thrivent Financial marketing name for Thrivent Financial for Lutherans Appleton WI Registered

representative of Thrivent Investment Management Inc Minneapolis MN Member FINRA and SIPC

Thriventcomdisclosures

Financial Consultant

1208 Camellia LnNew Braunfels TX 78130Office 830-625-1856Cell 214-641-9207dlovelacenextrepcom

H Daniel Lovelace

When it comes to money there should be clarity not ambiguity This is achieved through Danrsquos methodology and investment philosophy tailored to each clientrsquos unique personal and financial goals Referrals are the best compliments which is why his business has thrived over the years Securities and investment advisory services off ered through NEXT Financial Group Inc member FINRA SIPC Lovelace Financial Services LLC Is not an

affi liate of NEXT Financial Group Inc

Registered Financial Consultant

11302 FM 2222Austin TX 78730Office 512-651-1689douglasrquintwellsfargocomwfadvisorscomdouglasrquint

Douglas Quint

Wells Fargo Advisors LLC Member SIPC is a registered broker-dealer and a separate non-bank affi liate of Wells Fargo amp Company

[CAR 0514-01663 582014]Investment and Insurance Products

NOT FDIC-Insured NO Bank Guarantee MAY Lose Value

Financial Advisor

489 Hwy 71 WBastrop TX 78602Phone 512-581-4426dformbyfnbbastropcomwwwfnbbastropcom

Derrick Formby

We are committed to helping our clients work toward turning their aspirations and financial dreams into realities Our goal is to provide high-quality comprehensive financial services

Securities off ered through LPL Financial member FINRASIPC Insurance products off ered through LPL Financial or its licensed affi liates

Not FDIC Insured Not Bank Guaranteed May Lose ValueNot Insured by any

Federal Government AgencyNot a Bank

Deposit

LPL Financial Advisor

9311 San Pedro Ave Ste 1200San Antonio TX 78216Phone 210-366-8910Toll-free 800-531-5517joannedawsonwellsfargoadvisorscomwwwwfadvisorscomjoannedawson

JoAnne Dawson

For more than 21 years we have been helping clients in various market cycles by using tailored strategies and risk management techniques We assist clients in reaching their retirement and wealth transfer goals Advisor selection is not refl ective of individual client satisfaction or future performance Please see the introduction section for important information on the scope of the award and the Five Star selection process Wells Fargo Advisors LLC Member SIPC [CAR 0514-02406]

CFPreg AVP ndash Investment Officer

Austin TX 78738Office 512-382-9556scottbarleylplcomwwwlplcomscottbarley

Scott Barley

With more than 20 years of financial services experience Scott listens and develops custom strategies to help you work toward your financial goals

Securities off ered through LPL Financial Member FINRASIPC

President

Pazera Capital Management Inc1899 N Live OakRockport TX 78382Office 361-790-8788Cell 214-507-2243Mikepazeracomwwwpazeracom

Mike Pazera

Pazera Capital Management Inc is an independent wealth management firm dedicated to providing a world- class experience in assisting our clients to identify and achieve their financial dreams

Pazera Capital Management Inc A Registered Investment AdvisorSecurities off ered through Geneos Wealth Management Inc

Member FINRASIPC

PartnerWealth Manager CFPreg

Austin First Financial Inc1502 West AveAustin TX 78701ScottAustinFirstFinancialcomAustinFirstFinancialcom

Scott Campbell

Scott Campbell president of Austin First Financial Inc started helping people plan for a secure retirement in 1997 Scott is dedicated to providing exceptional customer service and strives to use his knowledge and experience to help clients meet their financial objectives

Investment Advisory Services are off ered through Wealth Financial Advisory Services LLC a Registered Investment Adviser Insurance services are off ered through individually licensed and appointed

insurance agents

PresidentIAR

You will never get

rich by just saving

money mdash you

must invest in

opportunities to

build wealth

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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wfivestarprofessionalcom

The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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Man

agers

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Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

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WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

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Man

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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2014 Fiv

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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2014 Fiv

e Star W

ealth M

anag

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The Five Star Wealth Manager award administered by Crescendo Business Services LLC (dba Five Star Professional) is based on 10 objective criteria 1 Credentialed as a registered investment adviser or a registered investment adviser representative 2 Active as a credentialed professional in the financial services industry for a minimum of 5 years 3 Favorable regulatory and complaint history review (As defined by Five Star Professional the wealth manager has not A Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine B Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professionalrsquos consumer complaint process Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professionalrsquos consumer complaint process C Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority D Filed for personal bankruptcy E Been convicted of a felony) 4 Fulfilled their firm review based on internal standards 5 Accepting new clients 6 One-year client retention rate 7 Five-year client retention rate 8 Non-institutional discretionary andor non-discretionary client assets administered 9 Number of client households served 10 Education and professional designations Wealth managers do not pay a fee to be considered or awarded Once awarded wealth managers may purchase additional profile ad space or promotional products The award methodology does not evaluate the quality of services provided and is not indicative of the winnerrsquos future performance 2794 Austin San Antonio and Central Texas region wealth managers were considered for the award 357 (13 percent of candidates) were named Five Star Wealth Managers

WMA-14 texasmonthlycom

905 Power RdGeorgetown TX 78628Direct 512-763-1933mailDeborahSwansoncomwwwDeborahSwansoncom

Deborah A Swanson

Understanding the value of a good job done well hellipDeborah uses education and customized strategies to help you make smart effective choices designed to align your financial and personal goals as you pursue your dreams

Securities off ered through LPL Financial Member FINRASIPC Investment advice off ered through 360 Wealth Management LLC a

registered investment advisor and separate entity from LPL Financial

CERTIFIED FINANCIAL PLANNERtrade

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-368-6212cfmoorefirstcommandcom

Chuck Moore

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

San Antonio TX 78216Phone 210-262-2086bwalkerswbccom

Brett Walker

With over 10 yearsrsquo experience Brett rsquos nationwide clients benefit from custom investment strategies that can offer stable retirements and practical tax-efficient portfolios

Securities off ered through SWBC Investment Services LLC a registered brokerdealer Member SIPC FINRA Advisory services

off ered through SWBC Investment Company a Registered Investment Advisor

Accredited Asset Management Specialist

KG Simmons amp Co921 W New Hope Dr Ste 602Cedar Park TX 78613Office 512-260-7020Toll-free 888-755-9499karlkgsimmonscomwwwkgsimmonscom

Karl Simmons

Look forward to retiring to something versus retiring from something From deciding what you want for the next phase of life to designing implementing and managing your assets we are there every step of the way

Securities and Advisory Services off ered through National Planning Corporation (NPC) Member FINRASIPC and a Registered

Investment Advisor KG Simmons amp Co Inc and NPC are separate and unrelated companies

PresidentPrincipal

3803 Levy LnKilleen TX 76542Office 254-526-4559Cell 254-458-1476dilawrencefirstcommandcom

Deborah I Lawrence

copy2014 First Command Financial Services Inc parent of First Command Financial Planning Inc (Member SIPCFINRA) First Command Insurance Services Inc and First Command Bank

Financial planning services and investment products including securities are off ered by First Command Financial Planning IncInsurance products and services are off ered by First Command

Insurance Services Inc Banking products and services are off ered by First Command Bank A fi nancial plan by itself cannot assure

that retirement or other fi nancial goals will be met

CFPreg ChFCreg Financial Advisor

7000 N Mopac Exp Ste 100Austin TX 78731Office 512-452-5733JesseBennightThriventcomThriventcomfrjessebennight

Jesse A Bennight

Working together we will connect your values to your investments and financial strategy and build in flexibility

Securities and investment advisory services are off ered through Thrivent Investment Management Inc 625 Fourth Ave S Minneapolis MN 55415 a FINRA and SIPC member and a wholly owned subsidiary of Thrivent Financial the marketing name for Thrivent Financial for

Lutherans Appleton WI Thrivent Financial representatives are registered representatives of Thrivent Investment Management Inc For additional

important information visit Thriventcomdisclosures

ChFCreg FIC Financial Consultant

5410 FM 1863Bulverde TX 78163Phone 800-447-1377Cell 210-336-9159dianemooregatewaytexcomwwwgatewaytexcom

Diane L Moore

Independent advicePersonalized serviceValued second opinions

Registered Rep Securities off ered through Cambridge Investment Research Inc a BrokerDealer Member FINRASIPC Investment

Advisor Rep Cambridge Investment Research Advisors Inc a Registered Investment Advisor Gateway Financial Advisors Inc

and Cambridge are not affi liated

Investment Advisor Representative

Sparkman Private Wealth Management 5001 Plz On The Lake Ste 105Austin TX 78746 Phone 512-276-5303 roysparkmanlplcom

Roy Sparkman

With a financial career spanning four decades Roy Sparkman has the ability to simplify clientsrsquo complex financial needs hopes and fears into an exceptional plan of action This blueprint and subsequent implementation is crafted to help the client turn their financial dreams to reality Associated with James E Bashaw and Company

Securities off ered through LPL Financial Member FINRASIPC

CFPreg and Managing Director

Have a process for managing money that is not based on opinions attitudes

or emotions

mdash Five Star award winner

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SPECIAL ADVERTISING SECTION 2014 F

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Man

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Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

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WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

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H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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ive S

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Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION 2014 F

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Man

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Award winners listed by primary services and listed alphabetically by last name

texasmonthlycom WMA-15

Business PlanningThomas Bray Morgan Stanley

James L Jahnsen Jahnsen Financial Services

Estate PlanningJack Boone Ameriprise Financial

Services Inc

Norman Nonken Nonken Investment Services

Financial PlanningSteven A Andersland Investment

Professionals

Darby Armont Richard P Slaughter Associates

Steven Douglas Aycock Aycock Financial Group

James A Bailey Ameriprise Financial Services Inc

Issamm Bakir TNT Asset Management Page 12

Robert Scott Barley Amplio Wealth Management Page 13

Lawrence Barocas Merrill Lynch

Raymond Bauer Thrivent Financial

Garrett Beauvais Market Trend Advisors

Yamara Beck First Command Financial Services

Todd E Bender Ameriprise Financial Services Inc

Bruce Bessner Chisholm Trail Financial Group

Robert Bives Ameriprise Financial Services Inc

Kellie Blanco US Capital

John Boles BBVA Compass

Scott Bolton RBC Capital Markets

David Boren Chisholm Trail Financial Group

Robert Scott Bowerman RSB Wealth Startegies

Tim L Brown The Viable Group Page 8

Ryan J Bubela BBampA Financial Group

Lethe Burns Ameriprise Financial Services Inc

Carl Canga Ameriprise Financial Services Inc

David Overton Carlock Raymond James amp Associates

Raoul Celerier Ameriprise Financial Services Inc

Jess William Cogley Raymond James amp Associates

Kent Copeland Ameriprise Financial Services Inc

Luis Gabriel Cortez Chisholm Trail Financial Group

Russell Cowman Morgan Stanley

Corey Cunningham Merrill Lynch

Max Dean Ameriprise Financial Services Inc

Patrick Dempsey Dempsey Wealth Management

Logan Dietel MHD Financial

Anton Stephen Dziuk Ameriprise Financial Services Inc

John M Eaton Cypress Wealth Advisors

John Robb Edgecomb Jr Merrill Lynch

Lin Edwards Merrill Lynch

Laurence Egle Egle Financial Services

Eric Elek Wealth Management Partners

Larry Albert Esparza Ameriprise Financial Services Inc

Brian Joseph Fees Asset Capital Management

Randall Fields Sensus Wealth Management Group Page 9

Keith Ford Ameriprise Financial Services Inc

Derrick Formby First National Financial Services Page 13

Anthony Franzago Ameriprise Financial Services Inc

Aaron Michael Freeman Oak River Financial Group

Ivan Alfred Kalua Friend Ameriprise Financial Services Inc

Josh Galatzan Raymond James amp Associates

Lori Gann Raymond James amp Associates

Anthony Garcia Ameriprise Financial Services Inc

Rey Garza Ameriprise Financial Services Inc

Dustin Gersch Ameriprise Financial Services Inc

Matthew Goff Eagle Strategies

Marie Goforth LPL Financial

M Nancy Guhit Ameriprise Financial Services Inc

Benjamin David Gurwitz Financial Life Advisors

Kenneth Gutshall KW Gutshall amp Associates Page 12

Bill Haley Raymond James amp Associates

Casey Clay Hall Financial Management Professionals

Dan Harriman Harriman Financial

Stephanie Allison Harris HarrisMartin Financial

Charles William Heinzelman IV Ameritas Investment Corporation

George Henry Ameriprise Financial Services Inc

Kris Calvin Hilsberg Citi Personal Wealth Management

Joseph Himelick Himelick Financial Group Page 2 amp 3

Patricia Himelick Himelick Financial Group Page 2 amp 3

Charles Robert Hoene RBC Wealth Management

Todd Holubec Ameriprise Financial Services Inc

Terry W Howard Ameriprise Financial Services Inc

Louis Hughes Investment Centers of America

Ronnie Edsel Huie Huie Financial Services

W Carroll Jackson Morgan Stanley

Scott Jacobsmeyer Argent Wealth Management

Myron Jordahl Thrivent Financial Page 10

Bryan Kaarlsen Kaarlsen Financial Strategies Group

John Glenn Keeton Covenant Multifamily Offices

Robert Todd Kernaghan Personal Legacy Planners

Jim Kerr Austin Asset

Melissa Knippa Thrivent Financial Page 10

Dan Kraus Ameriprise Financial Services Inc

Deborah Irene Lawrence First Command Financial Planning Page 14

Steven Lea Frost Brokerage Services

John Levee First Allied Securities

Peter Lewis The Lewis Group

Laura Barnett Lion Barnett Financial

Susan Pullig Lipscomb Argent Wealth Management

Matthew MacWilliams Ames amp Weinheimer Wealth Management

Harold Mandell Ameriprise Financial Services Inc

Tim Marwill RBC Wealth Management

Curtis L Mason Ameriprise Financial Services Inc

Kevin McCoy BBVA Wealth Solutions

P Shaun McDuffee North Star Consultants of Texas

Rozanne McManus Sensus Wealth Management Group Page 9

Hershel Sterling Meriwether MassMutual Financial Group

Daniel L Meyers RBC Wealth Management

Mary Voll Miller Per Stirling Capital Management

Susan Mitchell Raymond James Financial Services

Justin Montandon Ameriprise Financial Services Inc

Timothy Montfort Raymond James amp Associates

Charles Moore First Command Financial Planning Page 14

Diane L Moore Gateway Financial Advisors Page 14

Kevin Patrick Moore ifinancial

Shane Moore Quartz Financial

Andrew Motes New England Financial

Scott Muenz Ameriprise Financial Services Inc

Jerome Thomas Muldowney Ameriprise Financial Services Inc

Sally W Munford ifinancial

John Roy Nelson Ameriprise Financial Services Inc

Sandra Newman REAP Financial Group

William Oliver Nichols First Command Financial Planning

Steve Ogle RBC Wealth Management

Jim Oliver Financial Life Advisors

Kristen M Palme Ameriprise Financial Services Inc

Ross Douglas Pauley Pauley Financial

Justin Pawl Covenant Multifamily Offices

Michael Pazera Pazera Capital Management Page 13

Brandon Perry Perry Investments Management

Susan Peyret Amplify Wealth Management

Tommy W Pietsch LPL Financial Page 7

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SPECIAL ADVERTISING SECTION

2014 Fiv

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WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

lann

ing

Pro

fession

alsmdash

ww

wfivestarprofessionalcom

Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

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SPECIAL ADVERTISING SECTION

2014 Fiv

e Star W

ealth M

anag

ersmdash

ww

wfivestarprofessionalcom

WMA-16 texasmonthlycom

Award winners listed by primary services and listed alphabetically by last name

Richard A Poligala Bold Wealth Management

Eric Rabbanian Rabbanian Financial Planning

Matt Reading MTR Consulting

Walt Reep Ameriprise Financial Services Inc

Charles Rees Ameriprise Financial Services Inc

Bruce Rice Employee Plans

John Cato Rich Investment Centers of America

Allan Dexter Riggs Cypress Wealth Advisors

Amy Robinson Robinson Value Management

Daniel E Rodriguez Sensus Wealth Management Group Page 9

Gregory Lee Rychlik New England Financial

Diana L Scheel Moss amp Matt Financial Services

Rachel Schmidt Charles Schwab

Jennifer Scroggins Platinum Wealth Solutions of Texas Page 11

Howard M Skillrud Ameriprise Financial Services Inc Page 12

Michael Merriman Smith Ameriprise Financial Services Inc

Randall Smith Dominion Investor Services

Bruce William Stroup Platinum Wealth Solutions of Texas Page 11

Deborah Swanson Swanson Financial Strategies Page 14

Clay H Swindell First Command Financial Planning

Scott Cash Thompson Clipper Wealth Management

John Trusela Ameriprise Financial Services Inc

John Turner Turner Wealth Management

Bruce D Upham Asset Strategies Group

Brian Vance Raymond James Financial Services

Reagan Lee Wagner NFA Wealth Management

Neil Walters Ameriprise Financial Services Inc

Matthew Weinheimer Ames amp Weinheimer Wealth Management

Kelly Rae Welker LPL Financial Page 6

Cathleen K Wenger Thrivent Financial Page 10

Barry C Wood Ameriprise Financial Services Inc

Mary D Wright Ameriprise Financial Services Inc

Christopher Young Community Financial Planning

InsuranceDaniel Dean Thrivent Financial

David Lutz Partners Financial Group of Texas

Eugene Michael Tupacz Jr Investment Professionals

InvestmentsJohn B Abeyta Morgan Stanley

Guy Acerra Ameriprise Financial Services Inc

Daniel Richard Anderson Jr NEXT Financial Group Page 4

John Ard Merrill Lynch

Uriel Bach Edward Jones

George Randall Baird Wells Fargo Advisors LLC

Eric Barden Barden Capital Management

James Barnard Hart Financial Group

Steven Lee Barnes Barnes Financial Services

Brent Beesley Eltekon Advisors

Jesse A Bennight Thrivent Financial Page 14

Amy Birnbaum Wells Fargo Advisors LLC

Daniel Blecher RBC Wealth Management

David E Blockhus LPL Financial

Lisa Fancher Blonkvist Morgan Stanley

Robin Boone Ameriprise Financial Services Inc

Brian Boswell Amplify Wealth Management

Bryan Bourgeois Blue Pacific Wealth Management

Adam Bowen Granite Wealth Management

Charles Lane Bowen Granite Wealth Management

Janet Briaud Briaud Financial Advisors

Roger Brooks Strategic Investment Management

Elton Bueche Heritage Investment Management

John Byrne Edward Jones

Brian Callahan RBC Wealth Management

Scott Christopher Campbell Austin First Financial Page 13

Patrick M Carney Wells Fargo Advisors LLC

Alberto Cavazos AC Financial

Jason Edward Clevlen Ameriprise Financial Services Inc

David Kenneth Cohn Wells Fargo Advisors LLC

JV Cohorn Edward Jones

Craig Coker Coker Wealth Management

Cathie Galbraith Coleman Wells Fargo Advisors LLC

Rick Coleman Merrill Lynch

Guy Conger Money Concepts

Duane Cooper Wells Fargo Advisors LLC

Jim Cooper Primerica

Karl Dagel Ameriprise Financial Services Inc

JoAnne Dawson Wells Fargo Advisors LLC Page 13

Joseluis De La Garza Edward Jones

James McKnight Denholm III Wells Fargo Advisors LLC

J Matt Dewoody Wells Fargo Advisors LLC

Penny Dirago Wells Fargo Advisors LLC

Doris A Dollar-Kuretich LPL Financial Page 12

Ross Elliot Dowling Wells Fargo Advisors LLC

Ted Doyle Ameriprise Financial Services Inc

Jason Duelm The Lewis Group

George Roger Duff Grace Capital Management

David Dunn Hart Financial Group

Richard Durand Dominion Investor Services

John Eadie Covenant Multifamily Offices

John Edgecomb Sr Merrill Lynch

Michael Mark Eisenmenger Ameriprise Financial Services Inc

Glen Edward Ellis ING Financial Partners

Lori Lynn Enders Edward Jones

William Ferrell AXA Advisors

Leonard Fischman Edward Jones

John Fleckenstein Sunbelt Securities Page 10

Jenny Fleming Equistar Wealth Management

Bill Fox New England Financial

Lisa Fox South Texas Money Management

Robert Frazier Wells Fargo Advisors LLC

Gerald Galbraith Wells Fargo Advisors LLC

Brian William Garrison Covenant Multifamily Offices

Lance Jake Giambelluca Merrill Lynch

Joseph John Gillespie Wells Fargo Advisors LLC

Michael Patrick Glenn Wells Fargo Advisors LLC

Angela W Goodwin Pazera Capital Management

Morris Gottesman Wells Fargo Advisors LLC

Judy Greffe Wells Fargo Advisors LLC

Glenn Griffin Griffin Asset Management

Scott Hackett Hackett Financial Group

Samuel Haley Raymond James amp Associates

Marijo Harding Prudence Planning

John Richardson Harrell Wells Fargo Advisors LLC

William Butler Harrell Robert Harrell Incorporated

Corey Lavere Hart Hart Financial Group

Steven Lee Harvey MLampR Wealth Management

Rich Heller Charles Schwab

Marc Lester Hixson Financial Management Professionals

Milton Hixson Financial Management Professionals

Dennis Hobbs RBC Wealth Management

Mark Hogan Wells Fargo Advisors LLC

Mark Hogue Wells Fargo Advisors LLC

Hollis Jeffries Wells Fargo Advisors LLC

Dale Franklin Johnson Morgan Stanley

Sharri F Jonas Edward Jones

Edith W Karnes Edward Jones

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

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SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

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SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

lann

ing

Pro

fession

alsmdash

ww

wfivestarprofessionalcom

Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Wealth

Man

agers

mdash w

wwfivestarprofessionalcom

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

texasmonthlycom WMA-17

Award winners listed by primary services and listed alphabetically by last name

Robert Katchinoski Ameriprise Financial Services Inc

John Kauth Intercontinental Wealth Advisors

Kevin Kaylakie Durbin Bennett Peterson

Mark Kelch Wells Fargo Advisors LLC

Karen Ann Kilmer-Robinson Kilmer amp Company

Gary Knight Merrill Lynch

Ronny Lynn Knight Wells Fargo Advisors LLC Page 5

Bodo Knochenhauer Wells Fargo Advisors LLC

Andrew Koenig Raymond James Financial Services

Lance G Kroesch Thrivent Investment Management Page 13

Robert Krumholz Wells Fargo Advisors LLC

Jay Laflair Morgan Stanley

J Lance Lahourcade South Texas Money Management

Kai Lamb Solaris Private Wealth Management

Kenneth Landgraf Kenjol Capital Management

Kevin Lange Austin Financial Partners

Don Lansing Lansing Investments

Cheryl Lee Ameriprise Financial Services Inc

Madelon Yanta Leone South Texas Money Management

Larry Levi Wells Fargo Advisors LLC

David Levy Kenjol Capital Management

Stephen Levy BirdRock Asset Management

Richard Lord Merrill Lynch

Horace Daniel Lovelace Lovelace Financial Services Page 13

David Allen Luckemeyer Thrivent Investment Management

Charles Day Lutz SACU

Kelly Ditmore Mahmoud Edward Jones

Jeremy Mandel MHD Financial

Paul Martin Martin Capital Advisors

David Lewis Martinez Ameriprise Financial Services Inc

Charles Matt Moss amp Matt Financial Services

Tara Danette Maxwell Sendero Wealth Management

Jason McDonald Wells Fargo Advisors LLC

Timothy McIntosh SIPCO

Scott Rogers McMillian Sendero Wealth Management

Ernest Richard Mendoza Raymond James Financial Services

Leah M Mills Wells Fargo Advisors LLC

Chad Mitchell Merrill Lynch

Will Mitchell Mitchell amp Associates Investment Consultants

Frances Moore Raymond James amp Associates

Holly Moore South Texas Money Management

Patrick L Moore Private Group Wealth Management

Carole K Morgan LPL Financial

Reed W Morgan Edward Jones

Robert Lee Morrison Morgan Stanley

Michael Clifton Muns Investment Professionals

Dean Murray Murray amp Company Asset Management

Clifton Wayne Myers Clifton Myers Financial Advisory

Sarita Null SWBC Investment Services

Emily Laurania OrsquoConnell Merrill Lynch

Enzo Thomas Pellegrino Texas Legacy Wealth Management

Rene Perez Wells Fargo Advisors LLC

Jim Perzan Wells Fargo Advisors LLC

Walter Arthur Peterson Wells Fargo Advisors LLC

Christian Pliego Edward Jones

Sarah Puckett Sparkman Private Wealth Management

Douglas Quint Wells Fargo Advisors LLC Page 13

Ronald Rakoover Wells Fargo Advisors LLC

Manny Ramirez Per Stirling Capital Management

Ryan Redfern Shadowridge Asset Management

Eric Reid Merrill Lynch

Cathy Ritter South Texas Money Management

Charlie Robinson Robinson Value Management

David Rust Quartz Financial

Roy S Sachs Raymond James amp Associates

Deborah Sallee Edward Jones

Michelle Scarver Netting amp Pace CPAs

Rick Schaefer Capital Advisors

Andrew K Schwartz Hart Financial Group

Sara Seely Equistar Wealth Management

John Shaffer III Edward Jones

Arthur Kent Shearer Wells Fargo Advisors LLC

Dell Sheftall Wells Fargo Advisors LLC

James R Shelton 360 Wealth Management

Jacob JC Short JJCS Financial Services

Becca Siegel Wells Fargo Advisors LLC

Jordan Silverman Morgan Stanley

Karl G Simmons KG Simmons amp Company Page 14

Roger Eugene Simmons SO 146 Investment Management

Brooks Slaughter Richard P Slaughter Associates

Scott Smith Wells Fargo Advisors LLC

Roy Burl Sparkman Sparkman Private Wealth Management Page 14

Roy Earl Springer Edward Jones

David A Squire Wells Fargo Advisors LLC

Douglas Stone Ameriprise Financial Services Inc

Bob Tabor Richard P Slaughter Associates

Richard Gordon Tarbell Ameriprise Financial Services Inc

Mark Edward Thannisch Wells Fargo Advisors LLC

Greg Thompson Titleist Asset Management

Robert Bruce Tilley Wells Fargo Advisors LLC

Adam Todd Financial Management Professionals

Rodolfo Torres Jr Torres Financial Services

Phillip Valadez Wells Fargo Advisors LLC

Ed Valle River Stone Wealth Management

Kristine Marie Velasquez Wells Fargo Advisors LLC

Thomas Villalta Covenant Multifamily Offices

Nicholas Scott Vorauer Edward Jones

Deborah Wachsmuth Morgan Stanley

Brett Dustan Walker SWBC Investment Services Page 14

Kenneth Watson RBC Capital Markets

Odis Earl White Edward Jones

Pat Wofford Raymond James amp Associates

Jeanie Wyatt South Texas Money Management

David Lee Wynn Ameriprise Financial Services Inc

Tadayoshi Henry Yosida Maresh Yoshida 401k Group

Art Zeitz Wells Fargo Advisors LLC

Michale Ray Zuber Merrill Lynch

TaxationFrank Arnold Weaver amp Tidwell

Daniel Caswell Integrated Wealth Strategies

Trust ServicesEric A Dupre Raymond James amp

Associates

Thomas William Uhl RBC Wealth Management

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

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copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

lann

ing

Pro

fession

alsmdash

ww

wfivestarprofessionalcom

Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION

WMA-18 texasmonthlycom

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

H o w d o y o u f i n d a n accounting or estate planning professional with experience who has a good base of clients with high retention rates and

who has undergone a regulatory and complaint review And when you find them are they accepting new clients

Texas Monthly and Five Star Professional partnered to find accounting and estate planning professionals who satisfy 10 objective eligibility and evaluation criteria Among many distinguishing attributes the average one-year client retention rate for this yearrsquos award-winning certified public accountants is more than 97 percent Meanwhile our winning estate planning attorneys clock an average of 84 percent of their hours as billable

The 2014 Five Star Certified Public Accountants and Estate Planning Attorneys are a select group representing less than 1 percent of the certified public accountants and 2 percent of the estate planning attorneys in the Austin San Antonio and Central Texas region

Although this list is a useful tool for anyone looking for help with accounting or managing their estate it should not be considered exhaustive Undoubtedly there are many excellent accounting and estate planning professionals who for one reason or another are not on this yearrsquos list Self-nominations for this award are not accepted Austin San Antonio and Central Texas region award candidates were identified using internal and external research data

AWARDA Select

Award candidates who satisfied the following objective eligibility and evaluation criteria were named 2014 Five Star Certified Public Accountants or Estate Planning AttorneysOF AWARD WINNERS

Determination

Regulatory ReviewAs defined by Five Star Professional the accounting or estate planning professional has not

bull Been subject to a regulatory action that resulted in a license being suspended or revoked or payment of a fine bull Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professionalrsquos consumer complaint processbull Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority bull Filed for personal bankruptcybull Been convicted of a felony

Five Star Professional conducts a regulatory review of each candidate Five Star Professional also uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists

bull Each candidate who passes the Five Star Professional regulatory review must attest that they meet the definition of favorable regulatory history based upon the criteria listed abovebull Five Star Professional promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a potential winnerbull Five Star Professional contacted approximately 1 in 12 households identified as having a high propensity to use taxation or estate planning services in order to provide consumers the

opportunity to submit complaints regarding a potential winner

Eligibility Criteria ndash Required1 Credentialed licensed attorney 2 Actively employed as a credentialed professional in

the estate planning services industry for a minimum of five years

3 Favorable regulatory and complaint history review 4 A minimum of 50 percent of practice focus on estate

planning services 5 Accepting new clients

Evaluation Criteria ndash Considered 6 Number of transactions in last 12 months 7 Number of client households served 8 Industry and board certifications 9 Education and professional designations 10 Pro bono activities

Estate Planning AttorneysEligibility Criteria ndash Required 1 Credentialed Certified Public Accountant (CPA)2 Actively employed as a credentialed professional in

the accounting services industry for a minimum of five years

3 Favorable regulatory and complaint history review4 Accepting new clients5 Spend more than 50 percent of their time on taxation

or other accounting services

Evaluation Criteria ndash Considered6 One-year client retention rate7 Five-year client retention rate8 Number of clients served9 One-year billing realization rate10 Educat ion and profess ional des ignat ions

certifications

Certified Public Accountants

Five Star Accounting and Estate Planning Professionals

2014 Austin San Antonio and Central Texas Region

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

lann

ing

Pro

fession

alsmdash

ww

wfivestarprofessionalcom

Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

Frank E Scofield Scofield amp Scofield

James Voeller Voeller Law Firm

Jessica M Warren The Law Office of Jessica M Warren

Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

Success requires

patience discipline

and diligence

mdash Five Star award winner

ldquoClients donrsquot care how much you know until they know how

much you carerdquomdash Five Star award winner

texasmonthlycom WMA-19

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION

2014 Fiv

e Star A

ccou

ntin

g an

d E

state Plan

nin

g P

rofessio

nals

mdash w

wwfivestarprofessionalcom

Looking for Other Great Professionals

Professionals interested in learning more about Five Star Professional please call 888-438-5782

Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

Accountantsmiddot Estate Planning

Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

Professionals

WMA-20 texasmonthlycom

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

copy Fivestar Professional

SPECIAL ADVERTISING SECTION 2014 F

ive S

tar Acco

un

ting

and

Estate P

lann

ing

Pro

fession

alsmdash

ww

wfivestarprofessionalcom

Research Disclosuresbull Accounting and estate planning professionals do not pay a fee to be considered or placed on the final list of Five Star Certified Public Accountants or Estate

Planning Attorneys Once awarded accounting and estate planning professionals may opt to purchase additional profile ad space or related award promotional products bull The Five Star award is not indicative of an accounting or estate planning professionalrsquos future performance bull The inclusion of an accounting or estate planning professional on the Five Star Certified Public Accountants or Estate Planning Attorneys list should not be construed as an endorsement of the professional by Five Star Professional or Texas Monthly bull Five Star Professional is not an advisory firm and the content of this article should not be considered financial advice For more information on the Five Star award go to wwwfivestarprofessionalcom bull 333 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Certified Public Accountant award 13 (approximately 1 percent of the award candidates) were named 2014 Five Star Certified Public Accountants bull 90 award candidates in the Austin San Antonio and Central Texas region were considered for the Five Star Estate Planning Attorney award 5 (approximately 2 percent of the award candidates) were named 2014 Five Star Estate Planning Attorneys bull The award methodology does not evaluate the quality of services provided

13284 Pond Springs Rd Ste 301Austin TX 78729Phone 512-363-5738Fax 512-355-4106timcpa-austintexascomcpa-austintexascom

Timothy W Hald

Tim is a licensed Texas CPA located in Austin His client base focuses on taxation audit and IRS representation Member of the Texas Society of CPAs and American Society of CPAs Holds BBA degree from University of North Texas and honorably served in the US Navy As a CPA there is no substitute for his experience and strong commitment

Certified Public Accountant

David L Triesch CPA PC 15600 San Pedro Ste 301San Antonio TX 78232Office 210-491-9999 Ext 101davidtrieschcpacom

David L Triesch

As an individual practitioner my staff and I know you as a person not just an account Managing client taxes through planning and exceptional client service is a priority I rely on my more than 30 years of experience in providing tax and financial services to our clients but should the occasion arise I also have access to the knowledge and experience of other professionals to enhance our services

Certified Public Accountant

Award winners listed by primary services and listed alphabetically by last name

AccountingBennett Allison Sol Schwartz amp

Associates

Frank Arnold Weaver amp Tidwell

Timothy Hald Tim Hald CPA

Perry Heath Wood Johnson Heath

Stephen Johnson Wood Johnson Heath

Michael Kelley Wheeler Fairman amp Kelley

Patrick Klein Klein Kraus amp Company

Jim Oliver Jim Oliver amp Associates

Chris Peterman Chris Peterman CPA

Janet Ryan Threadgill Ryan amp Associates

David R Schmidt Findling Milam and Pyle CPAs

David Triesch David L Triesch CPA

Thomas Umstattd Tom Umstattd CPA

Estate PlanningArthur Bayern Langley amp Banack

Duncan E Osborne Osborne Helman Knebel amp Deleery

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James Voeller Voeller Law Firm

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Certified Financial Planner Board of Standards Inc owns the certification marks CFPreg Certified finanCial Plannertrade and the federally registered CFP (with flame logo) in the US which it awards to individuals who successfully complete CFP Boardrsquos initial and ongoing certification requirements The Chartered Financial Consultant credential [ChFCreg] is a financial planning designation awarded by The American College

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Go to wwwfivestarprofessionalcommiddot Wealth Managersmiddot Certified Public

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Attorneys

middot Real Estate Agentsmiddot Mortgage

Professionalsmiddot HomeAuto Insurance

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