First National Bank Member Projects
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Transcript of First National Bank Member Projects
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> d r e a m > t h ! n k > e x p l o r e
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[ j u s t i m a g i n e ]
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…a single idea changes everything. Forever.
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If you had the means to change your world…
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would your next “Big Idea”
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…address some of the most important issues
facing humanity?
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presents you withthat opportunity
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imagine a business contestthat will harness the
entrepreneurshipof your customers
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Where do Big Idea’s Come From?
Fact: Generally, Big Ideas float up from the bottom of the pyramid
Hence: market research
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An idea is “big” if it helps us make sense of a lot of confusing experiences and seemingly isolated facts.
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:: The basis for entrepreneurship is dissatisfaction ::
Most corporate cultures stifle innovation in orderto protect positions or profit margins
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:: The basis for entrepreneurship is dissatisfaction ::
Companies hardly ever seek and reward innovationfrom within – they call in “experts”
“What were they Thinking?
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:: The basis for entrepreneurship is dissatisfaction ::
Companies are compelled to make innovative improvements to existing products by small increments,
to avoid frightening off their customers…
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:: Capitalizing on dissatisfaction ::
… but when customers take ownership?Evolution of the Mountain Bike - 10 years
1970 California: Cyclists begin develop a fun new machine by themselves.Mixing and matching parts.
1980: Manufacturers begin production
1996 Taiwan: $8 billion a year industry runs on ideas presented at International Bicycle Design Competition for the past 12 years.Individuals only – No companies…
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:: Capitalizing on dissatisfaction ::
When business “Goes to Business?”
Evolution of the caterpillar track… 83 years
Patent 1770 – EdgeworthProduction 1853 – HornsbyOn a military tender, for a war due to a shortage of horses
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:: Capitalizing on dissatisfaction ::
More ideas are being realized today than atany time in history
consumers becoming innovators
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:: Capitalizing on dissatisfaction ::
Individuals, or a group of individuals, can take risks
They invest time and effort in some pet projectfor no financial reward
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:: MemberProjects Leverages the Gap ::
…now they are in the game just for the recognition
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“Why is this bottleUp-Side-Down?”
When User Insight vs. Marketing Expertise
:: MemberProjects Leverages the Gap ::
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:: MemberProjects Stimulates Innovation ::
Core Concept
Develop a community where participants will do as they already do with the new bonus of:
• making money• developing their entrepreneurial spirit• building their own businesses• gaining recognition
and
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having the “fun and adventure of the challenge” of a New Frontier
:: MemberProjects Stimulates Innovation ::
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:: MemberProjects is a unique market research tool ::
Research Market
“Sell” Research Resultsto the Market
Response used to modify research
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:: MemberProjects does not offer Financial Reward ::
It provides Venture Capital to realize your Big Idea…
When a company wakes up to the threat of “an innovative idea” that has the potential to change their business, it usually tries to do one of two things:
• Play “catch up” with a separate R & D exercise
• Buy the Idea outright
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:: MemberProjects does not offer Financial Reward ::
It provides Venture Capital to get your Big Idea out into the arena
When a company wakes up to the threat of “an innovative idea” that has the potential to change their business, it usually tries to do one of two things:
• Play “catch up” with a separate R & D exercise
• Buy the Idea outright
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:: MemberProjects offers personal recognition ::
An enlightened company goes into business with the developer
A bank Goes Into Partnership on the projected returns
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:: MemberProjects is the ultimate competitive environment ::
• Opens up the potentials of existing business by directing change
• Expands the marketplace by creating new products or re-engineering existing ones so as to answer society’s’ needs
As broker between the idea source and end manufacturer / service provider
the Bank occupies a strategic opportunity to benefit from both ends of the transaction
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:: MemberProjects inspires innovation ::
Banks accelerate change in the social and economic fabric…
• new types of services to service the new industries
• new types of employment
• new revenue streams
The inevitable results of such controlled activity creates:
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:: MemberProjects inspires innovation ::
… sometimes Banks even back mavericks
Energy harvesting wind flowfrom passing traffic
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Where do “Big Idea’s” Come From?
• from Idea
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They change the way we see things,
• to production
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• there is always a better way
and the way we think…
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imagine a business contestthat harnesses theentrepreneurship
of your customers
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Environment and Ecology
Education
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Renewable Energy
Education
Environment and Ecology
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Renewable Energy
Education
Healthy Living
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Renewable Energy
Urban Renewal
Healthy Living
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Renewable EnergyUrban Renewal
Healthy Living
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:: MemberProjects What does First National Bank Get? ::
Discover what the entrepreneurial consumer would do, given the chance
TrendsKnowledge Base
Future Business
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:: MemberProjects What does First National Bank Get? ::
Let the Members do the work Social Analysis
Venture Partnering
New Customers
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:: MemberProjects What does First National Bank Get? ::
Let the Members do the leg work
Viral marketing program – social network
Project progress is tracked live on-line
Dedicated TV series
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:: MemberProjects What does First National Bank Get? ::
Business Development EngineTM
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be up here…
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on the High Ground…
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pause for thought
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:: Leveraging the Trend ::
Excluding companies: the internet comprises of two kinds of people…
• browsers and users - sharing useless information
• commercial opportunists – making money
As the following statistics demonstrate.
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:: The Boring Stats ::
• FaceBook – 100m+ users. If it was a country it would be the 11th most populous on the planet after Mexico
• MySpace - 84m users. exceeds population of Germany
• Digg - population of 1m +
• SecondLife - Pop. 15 m - Linden Laboratories project
• Entropia Universe - Pop. 7m – MindArk project
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:: The Exciting Stuff ::
• FaceBook – valued at $240m – users make no money
• MySpace - valued at $580m – users make no money
• Digg - valued at $200m – users make no money
• YouTube – valued at $1.65b – users make no money
• SecondLife –Trading between users at +$35m / month
• Entropia Universe – Trading between users at +$30m / month
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