July 29, 2015 New York City

@FinFairConf | #FinFair2015 | FinFairConf.com

Today our nation stands on the precipice of its next

frontier in finance – one that is using modern

technology and regulatory overhaul to instill a culture

of FINancial FAIRness

WHAT ARE CROWD-CENTRIC RETAIL ALTERNATIVES?

Crowd-Centric Retail Alternatives are a new breed of retail

alternatives is designed to bring non-correlated yield and

pre-IPO equity growth to the masses.

Some of these new products include funds, managed

accounts and online platforms that provide retail investors

with to access to private alternatives such as peer-to-peer,

peer-to-business and peer-to-real estate debt as well as

JOBS Act inspired equity offerings.

@tothestoics | daraalbright.com

is presented by:

With companies deferring IPOs, retail investors have become the exit strategy for the financially privileged

Conventional fixed-income returns are languishing

Social Security is on the brink of bankruptcy

Median U.S. Retirement Balances (Both 401(k) and IRA) are alarmingly low:

Median U.S. Retirement Balances (Both 401(k) and IRA) for all U.S. Working Households is a paltry $3,000

Median U.S. Retirement Balances (Both 401(k) and IRA) for Near-Retirement Households is only $12,000

50% of all U.S. working households are without a retirement account at all!

The U.S. Faces a Retirement Crisis of Unimaginable Proportions

IN ORDER FOR ALIBABA’S IPO INVESTORS TO REALIZE THE SAME RETURN AS INTEL’S IPO INVESTORS,ALIBABA WILL NEED TO BE TRADING

AT A $480 TRILLION MARKET CAPITALIZATION – 6 TIMES MORE

THAN THE GDP OF EVERY COUNTRYON THE PLANET COMBINED!

The Most Sought-After Growth Companies are staying private longer -flourishing in the hands of VC firms instead of appreciating in the retirement

portfolios of ordinary Americans

• Small businesses can no longer rely on banks for loans

• With interest rates at historic lows, investors can’t afford to be weighted in traditional fixed-income assets

The credit markets are as flawed and unjust as our equity markets

Even peer-2-peer is no longer “peer”-2-peer. Institutional investors have now monopolized P2P.

RegA+

Bridging the Wall Street

establishment and FinTech

pioneers

Bringing the P back into P2P

Bridging the equity and

debt players

Rebirthing the Small Cap IPO

Reg A+ is a True Game-Changer“With legislation and technology, we can narrow the investment opportunity gap and end the financial apartheid in

America”– Congressman David Schweikert (R-AZ), architect of the Reg A+ legislation

The Crowd-Centric Alternative Landscape is Proliferating

Financial Advisors are increasing their clients’ retail alternative

holdings

According to McKinsey, retail alternative products are about to

account for almost 50% of total retail revenues.

Goldman Sachs believes that retail alternatives are in the early

stages of a 5-10 year growth trend – reminiscent of early-stage

ETF growth – and capable of becoming a $2T AUM

opportunity

Both private and public investment products are emerging to satiate

retail’s appetite for alternative products. With Reg A+ now live, even

more crowd-centric alternative products are expected to emerge

A growing number of Next-gen Broker Dealers are emerging to help

retail investors access crowd-centric alternative products

Investment into FinTech is projected to nearly triple in the next 3

years

All Roads Lead to Crowd-Centric

Retail Alternatives

What to Expect at FinFair 2015

THANK YOU TO OUR SPONSORS WHOSE LEADERSHIP &

INNOVATION CONTINUE TO DRIVE OUR INDUSTRY FORWARD

THANK YOU TO ALL OF OUR ATTENDEES WHO ARE JOINING US

IN PERSON HERE TODAY AS WELL AS VIRTUALY ACROSS THE

GLOBE!

“Whether it’s by the end of the day or 8 months from now, it’s our goal to make

sure that everyone here ends up capitalizing on their participation.”