Financial Independence Stakeholder Presentation
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![Page 1: Financial Independence Stakeholder Presentation](https://reader031.fdocuments.us/reader031/viewer/2022020320/568bd9851a28ab2034a76023/html5/thumbnails/1.jpg)
COMMUNITY ASSESSMENT FINDINGS
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United Way Community Impact Plan
• Phase 1 – Research
• Phase 2 – Prioritize
• Phase 3 – Collaborate
• Phase 4 – Innovate
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Assessment Tactics
• 200+ studies reviewed for best practices
• 300+ indicators researched
• 627 stakeholder surveys completed
• 934 affected population surveys completed
• Focus groups – 2 with stakeholders
– 9 with affected populations
• Elderly
• Refugee
• Parents
• Youth
• Affected population intercept surveys
• Overall, a total of over 2,000 people provided input
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Affected Population Survey Constituencies
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Maslow’s Hierarchy of Needs
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2011 HHS Federal Poverty Level
Persons in Family 48 Contiguous States and D.C.
1 $10,890
2 $14,710
3 $18,530
4 $22,350
5 $26,170
6 $29,990
7 $33,810
8 $37,630
For each additional person add $3,820
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Indicators: Social & Economic Factors
• So what Indicators
U.S. 50th
Percentile Idaho Ada Canyon
High school graduation 79% 80% 85% 65%
Some college 52% 61% 71% 51%
Children in poverty 20% 16% 11% 19%
Inadequate social support 19% 17% 14% 19%
Single-parent households 29% 23% 22% 25%
Homicide rate 3 3 2 5
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Percentage of families with income below the Poverty line
during the past 12 months in 2009
Ada County Canyon County U.S.
All Families 8% 13% 11%
Married Couple Families 6% 9% 5%
Families Headed by Single Women 22% 34% 29%
0%
5%
10%
15%
20%
25%
30%
35%
40%
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Percentage of Families Headed by single mothers that
fell below the poverty line during the past 12 months of 2009
2005 2006 2007 2008 2009
Ada County 17% 21% 23% 22% 22%
Canyon County 37% 24% 36% 31% 34%
U.S. 29% 29% 28% 28% 29%
0%
5%
10%
15%
20%
25%
30%
35%
40%
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Percentage of Families with Income Below the Poverty Line
During the past 12 months by ethnicity in 2009
Ada County Canyon County U.S.
Hispanic or Latino 25% 28% 21%
Non-Hispanic White 7% 9% 7%
0%
5%
10%
15%
20%
25%
30%
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Percentage of Families with Incomes Below the
Poverty Threshold by Educational Attainment
Less than High School High School Graduates (includes equivalency)
Some College or Associate's Degree
Bachelor's Degree or Higher
Ada County 24% 8% 7% 2%
Canyon County 28% 11% 9% 3%
U.S. 25% 12% 8% 2%
0%
5%
10%
15%
20%
25%
30%
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Affected Population – What basic services
help the most?
Emergency food assistance, 24%
Basic healthcare services , 23%
Emergency shelter , 13%
Transportation assistance , 9%
Legal assistance, 8%
Case management, 7%
Crisis childcare services , 5%
Elder care assistance, 5%
Long-term and comprehensive services for
those with severe disabilities, 5%
Other , 1%
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Affected Population – What best describes what you
and your family need to be financially stable and
independent?
A job with a high enough wage that
allows me to pay for housing, utilities, food,
healthcare, transportation and
other necessary expenses
32%
Affordable Housing 23%
Going to college or career/vocational
training or education after high school so that
I can get a better job 18%
Education or training to help me save money or
build my family’s wealth or financial stability
12%
Education or training about managing my money and finances
12%
Other (Please Tell Us) 3%
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Affected population and stakeholders
both identify with:
• Hand up, not a hand out
• Job with livable wage
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Food Insecurity
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% of Households with Low and Very Low Food
Security
1996-1998 2004-2006 2007-2009
Very Low Food Security
3% 4% 5%
Low Food Security 8% 9% 7%
0%
2%
4%
6%
8%
10%
12%
14%
16%
Idaho
1996-1998 2004-2006 2007-2009
Very Low Food Security
4% 4% 5%
Low Food Security 8% 7% 8%
0%
2%
4%
6%
8%
10%
12%
14%
16%
U.S.
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Low and Very Low Food Security by
County in 2011
Ada County Canyon County
Percentage Food Insecure 15% 18%
0%
2%
4%
6%
8%
10%
12%
14%
16%
18%
20%
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Percentage of U.S. Households with Low or
Very Low Food Security by Income in 2011
Less than 100% Less than 130% Less than 185% 185% and Over Income Unknown
Low Food Security 24% 23% 20% 5% 6%
Very Low Food Security 19% 17% 14% 3% 3%
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
50%
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Percentage of U.S. Households with Low or Very Low Food Security by Household Composition
in 2009
All With
Children < 18 Years
With Children <
6 Years
Married-Couple
Families
Female with
Children and No Spouse
Male with Children and No Spouse
Others with Child
With No Children < 18 Years
More than One Adult, No Children
Women Living Alone
Men Living Alone
With Elderly
Elderly Living Alone
Food Insecure 15% 21% 23% 15% 37% 28% 32% 11% 9% 15% 15% 8% 8%
0%
5%
10%
15%
20%
25%
30%
35%
40%
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What did the focus groups have to say
about food insecurity?
• Affected population focus groups mentioned difficulty affording or accessing HEALTHY food much more often than they mentioned not having enough food, or fearing that they would not have enough food. This was true even with homeless population.
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The Face of Poverty and Homelessness
in the Treasure Valley
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• With an estimated 46,299 people living in
poverty in Ada County and another 34,384
people in poverty in Canyon County, we have
approximately 80,683 people living in poverty in
the Treasure Valley.
• Ada County – 11.8% in poverty
• Canyon County – 18.3% in poverty
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Breakdown by demographics
• Ada County
– 65 and older living in poverty – 8.8%
– 18 and younger living in poverty – 13.6%
• Canyon County
– 65 years and older living in poverty – 10.6%
– 18 and younger living in poverty – 27.3%
4. U.S. Census Bureau, American Community Survey, 2007-2009
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Average Estimated Percent of the Population
that is Homeless at Some Point During 2009
2005 2006 2007 2008 2009
Ada County 0.7% 0.6% 0.6% 0.7% 1.0%
Canyon County 1.3% 1.1% 1.2% 1.2% 1.6%
U.S. 1.1% 1.1% 1.0% 1.1% 1.1%
0.0%
0.2%
0.4%
0.6%
0.8%
1.0%
1.2%
1.4%
1.6%
1.8%
Calculations based on American Community Survey, “T1. Population Estimates [11]
Data Set: 2009 Population Estimates,” U.S. Census American Fact Finder, 2009,
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Number of Homeless Individuals by Disability
Status in 2011
Substance Abuse Serious Mental
Illness Developmental
Disability Serious Physical Illness/Disability
Yes, but I prefer not to disclose
Region 7 (Ada County) 191 148 20 82 61
Region 3 (Southwest Idaho minus Ada County) 33 16 6 17 5
0
50
100
150
200
250
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Homeless Students
2007-2008 2008-2009 2009-2010
School Districts Mainly in Ada County 1.23% 1.86% 1.81%
School Districts Mainly in Canyon County 1.11% 1.29% 4.01%
0.0%
0.5%
1.0%
1.5%
2.0%
2.5%
3.0%
3.5%
4.0%
4.5%
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Number of Homeless Students & Location
Resided at Night During 2009-2010 School Year
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• The most common place homeless students
went at night, for all districts, was a home other
than their own.
• The Nampa School District had the highest
number of homeless students, followed by the
Boise School District, then the Meridian School
District.
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Work Supports
– Supports that are available for low-income
individuals and families to assist them as they
move towards financial independence
– Some examples work supports include:
• Earned Income Tax Credit (EITC), Idaho Child Care
Assistance, Child Care Tax Credit, Food Stamps,
Medicaid
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Self-Reliance Services
• The Division of
Welfare provides
services such as:
– Food Assistance
(SNAP or Food
Stamps)
– Child care assistance
(Idaho Child Care
Program)
– Medical assistance
• Last year – IDHW
served almost
340,000 people, or 1
out of every 4
Idahoans
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Percentage of the Population Participating in the
Food Stamp or SNAP Program in April of Each Year
2005 2006 2007 2008 2009 2010 2011
Ada County 5% 5% 4% 5% 7% 10% 12.33%
Canyon County 10% 10% 9% 11% 15% 20% 22.69%
U.S. 9% 9% 9% 9% 11% 13%
0%
5%
10%
15%
20%
25%
U.S. data for 2011 not yet available.
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Percentage of Students Receiving Free or
Reduced Lunch by District
2006-2007 2007-2008 2008-2009 2009-2001 2010-2011
Wilder District 91% 94% 93% 94% 93%
Caldwell District 72% 60% 79% 79% 74%
Parma District 56% 61% 69% 69% 73%
Notus District 61% 59% 71% 69% 70%
Vallivue District 54% 57% 60% 68% 68%
Nampa District 52% 53% 58% 63% 64%
Middleton District 40% 40% 44% 51% 50%
Boise District 36% 36% 38% 42% 43%
Kuna District 33% 33% 37% 42% 43%
Meridian District 20% 22% 25% 27% 30%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
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Childcare and Medical
• On Average, ICCP
provided services for
6,632 families per
month during 2010
with a total payment
of nearly $20 million
• Number declining,
most likely due to job
loss
• While child care
participants declined
in 2010, average
monthly Medicaid
enrollment increased
by 9% in 2010
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Transportation
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Percentage of Households Reporting that they
have No Vehicle Available
2005 2006 2007 2008 2009
Ada County 1.8% 1.1% 1.3% 2.1% 2.2%
Canyon County 1.9% 2.0% 2.3% 1.5% 1.2%
U.S. 4.1% 4.2% 4.2% 4.4% 4.3%
0.0%
0.5%
1.0%
1.5%
2.0%
2.5%
3.0%
3.5%
4.0%
4.5%
5.0%
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Brookings Institute • Study of public transit for 100 largest
metropolitan areas in U.S.
• Boise/Nampa bus system rated average in terms
of route coverage
• More than 84% low income residents and
slightly more than half of all residents live within
three quarters of a mile of a stop
• Boise/Nampa ranks 90th among 100 when
considering frequency of service
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2009-10 Assets & Opportunity Scorecard
• Idaho’s overall outcome grade was a C
• This was based on performance measures
in the areas of:
– Financial Assets & Income - D
– Businesses and Jobs - C
– Housing and Homeownership - A
– Healthcare - C
– Education - D
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Asset Poverty By Income in Idaho
http://scorecard2009.cfed.org/downloads/pdfs/profiles/idaho.pdf
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Unbanked and Under banked Households in
2010
Unbanked Underbanked Not Underbanked
Idaho 7% 20% 69%
U.S 8% 18% 70%
0%
10%
20%
30%
40%
50%
60%
70%
80%
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Median Amount of Credit Card Debt per Adult
in 2010
Idaho U.S.
Credit Card Debt $3,146 $2,960
$2,850
$2,900
$2,950
$3,000
$3,050
$3,100
$3,150
$3,200
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Idaho Refugee Population
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Idaho Refugee Population • From 1/01/2000 to
1/01/2010 6,720 refugees resettled in Idaho
• All refugees that arrive in Boise receive:
– Resettlement and Placement (R&P)
– Social Security card
– Food stamps
– Case Management
• Adults with minor children – Medicaid for up to 1 year
(eligible for recertification)
• Adults with no children – Refugee Medical
Assistance for 8 months
• Medical screenings prior to and after resettlement for all
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• Barriers to Financial Independence
– Language (58% less likely to have health
care visit)
– Lack of social support
– Mental health
– Culturally different experiences and
expectations
– Education
– Number of jobs held in local labor market
– Household Composition
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Next Steps for United Way
• Finalize & distribute assessment report
– Full report & condensed executive summary report
• Prioritize needs with input from Vision Councils, Board
and stakeholders
• Collaborate & align funding with partner agencies to
“move the needle” on prioritized indicators
• Seek innovative models to address priority needs
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Questions