© 2015 Fair Isaac Corporation. All rights reserved. 1

Holistic fraud prevention

FRAUD & SECURITY

In today’s global transaction environment, new fraud schemes are launched on a daily basis, and can gain momentum with alarming speed. Fraud management solutions must be agile, to respond quickly, and comprehensive, to fight fraud across the entire financial enterprise. At the same time, customers are more demanding than ever. They expect maximum fraud protection from their financial providers, while simultaneously minimizing the annoyance of declined legitimate transactions. And customers expect their financial providers to communicate with them in the right way, at the right time — which, more often than not, is in real-time.

The FICO® Falcon® Platform addresses all of these requirements, and more. Covering more than 2.5 billion active payment accounts, it’s the financial industry’s leading choice to reduce fraud losses and optimize the customer experience. Falcon Platform protects two-thirds of the world’s credit card transactions.

Additionally, Software Add-ons and Customized Solutions give you the flexibility to deploy a holistic solution that integrates with your existing infrastructure, or a customized solution to meet specific fraud management requirements.

The FICO Falcon Platform provides core event processing, monitoring, rule management and case management services for monetary and non-monetary transactions. These include payment cards and non-card electronic payments (such as ACH, wire, person-to-person), as well as deposit and other online/mobile banking activity.

The platform’s core capabilities can be used in conjunction with one or more Platform Modules, giving you the flexibility to easily expand your organization’s fraud Management environment. The Platform Modules comprise payment module

FICO® Falcon® Platform gives you:

Enterprise-class decisioning platform: The

Falcon Platform leverages FICO’s proven leadership in predictive analytics.

Holistic protection: End-to-end fraud, security and

compliance management.

Comprehensive value: Reduce fraud losses, protect

brand reputation, gain efficiencies and improve the customer experience across multiple products, channels and lifecycle stages.

An open, extensible architecture: Tailor the

solution to maximize the value of your institution’s fraud prevention investments.

NORTH AMERICA +1 888 342 6336 info@fico.com

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FRAUD & SECURITYFICO® Falcon® Platform

FICO, Falcon and “Make every decision count” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and in other countries. Other product and company names herein may be trademarks of their respective owners. © 2015 Fair Isaac Corporation. All rights reserved. 4169PS 11/15 PDF

capabilities for methods such as Credit, E-Payments, Online Banking, Debit, Mobile Payments, Pre-Paid and more.

When your financial organization deploys any or all Platform Modules, the Falcon solution allows data to be shared between them. In this way, the Falcon Platform’s core technology can be used to handle all of your transactional fraud detection needs. The FICO® Falcon® Platform can be used to process events, generate strategies to create cases, and execute associated decisioning across all individual FICO Platform Modules, providing greater insight into fraud trends and activity.

The FICO Falcon Platform is available in a number of flexible consumption models. Institutions of all sizes can tailor the Falcon solution to meet today’s exact requirements, and changing needs in the future.

Strong business benefits• Reduce fraud losses and mitigate

reputational risk by detecting and preventing fraud across multiple channels: point of sale, online, mobile.

• Improve operational efficiency by leveraging a single, scalable platform to automate fraud management across lines of business: credit, deposit, origination.

Powerful core capabilities• Optimize the customer experience by

detecting more fraud with lower false positives to minimally impact good customers, and by communicating fraud activity in real-time via the preferred channel.

• Achieve regulatory requirements with a rules-based holistic approach to fraud defense, across multiple solutions.

• Operate with agility by integrating easily with legacy systems and external data sources.

• Lower total cost of ownership (TCO) with open source infrastructure and cloud deployment options.

Learn moreThe FICO Falcon Platform is an industry-leading, cost-effective solution for holistic fraud prevention. Contact FICO today by emailing info@fico.com to see how the Falcon Platform can help your organization reduce fraud losses while improving the customer experience.

Visit us on the web at:

www.fico.com/enterprisefraud

The FICO® Falcon® Platform

The FICO® Falcon® Platform is a real-time transaction event monitoring and decisioning platform that allows your institution to implement fraud protection with an end-to-end, holistic approach. It provides comprehensive core functionality that can easily be extended with add-on and custom capabilities, as well as integrated with back-end payment monitoring and front-end authentication solutions.

FICO® Identity Resolution

EngineFICO®

Consumer Fraud Control

FICO® Application

FraudManager

FICO® FraudResolutionManager

Software Add-Ons

InvestigativeCase Management

BusinessIntelligence

Simulation &Optimization

Custom Solutions

Debit

Prepaid

E-Payments

MobilePayments

Credit

Authentication

Plat

form

Mod

ulesCase

Management

ProgrammingInterface

Data & EventProcessing Engine

RuleManagement

FICO

® FALCON® PLATFORM