February 2012

VOICEPublished Locally Since 1980 February 2012

The Senior

Father of Rocky

Mountain Nat'l Park

Unusual Woman in Early West

Unusual Woman in Early West

2 •February 2012 • The Senior Voice

516 S. College Ave. • Ft. Collins, CO 80524970-484-5566800-525-5306

Email: [email protected]

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One of my highest priorities in this session is to shepherd

through the legislature a new cor-porate choice for Colorado. The Benefit Corporation is a new model for investors and en-trepreneurs to permit companies to combine the profit motive and business expertise with the pur-pose of making a positive impact on society and the environment. Each Benefit Corporation ar-ticles of incorporation states its public mission. Some examples have been bringing local rivers back to life, providing afford-able housing and promoting adult literacy. The new model selects one of many available third party standards by which the corpora-tion evaluates itself and reports to investors how it is meeting its goals, which include treatment of employees, customers, communi-ties and local environments with the same concern as shareholders All Benefit Corporations shall

create a general public benefit which is to be “a material posi-tive impact on society and the environment”; that they shall con-sider the effect of decisions on all stakeholders; and that they are transparent in that they publish annual reports in accordance with the third party standards that the corporation adopts. Six states have already ap-proved this new business model, including New York and Vermont. With the approval of this measure, each state has had a significant number of Benefit Corporations incorporated welcoming investors and generating business activity. Not only will it generate in-creased economic prosperity for Colorado, but our societal well-being and environment will be greatly enhanced.________________Email Senator Bob Bacon at: [email protected]

By Bob Bacon, Colorado State Senatorstate legislature


TREE TOPSPublished Locally Since 1980

Vol. 32, No. 3

PUBLICATION INFORMATIONThe Senior Voice has been published the first of each month since 1980 for residents age 50+ in Fort Collins, Greeley, Loveland and nearby towns.

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Estes Park resident Enos Mills was a remarkable man and one

of the most popular early natural-ists in America. Some called him the John Muir of the Rockies. Others called him the father of Rocky Mountain Na-tional Park, which he helped es-tablish. In 1884 at age 14, he came to Estes Park from Kansas and built a log cabin just east of Longs Peak. You can still visit the cabin. He climbed Longs Peak over 200 times, usually guiding tour-ists. Sometimes he climbed it twice a day or at night, and when winds were blowing over 100 miles an hour. Mills loved adventure and ad-mitted he nearly lost his life sev-eral times seeking thrills in the mountains. He was also a skilled woodsman who could survive in the high country for days with no shelter or blankets, eating noth-ing but raisins or native plants.

He may have been the first to trek the Continental Divide the entire length of Colorado, from the Wy-oming border to New Mexico. In 1889 at age 19, he met natu-ralist John Muir, who was then in his 50s. That meeting greatly in-fluenced Mills’ life. From then on, he dedicated himself to preserving the natural wonders of Colorado, especially the mountains above Estes Park. Making extensive use of librar-ies, he taught himself the things he needed to become a first-rate naturalist. Within a few years, he was writing and lecturing. Offi-cials with the U.S. Forest Service were so impressed by his work that they made him a lecturer for the agency.

He traveled throughout the U.S. and gave over 2,000 lectures in a few short years. He wrote 15 books and countless articles for America’s popular magazines. People loved his stories about en-counters with grizzly bears, being caught in avalanches, riding the tops of trees in wind storms. In 1902 he bought the Longs Peak Inn near the base of Longs Peak. The inn was a popular place for people wanting to vacation in a pristine mountain setting. Guests included John D. Rock-efeller and many other famous people. They took hikes with Mills and listened to him praise the splendor of the mountains. One guest became Mills’ wife. Esther Burnell was a beautiful, 27-year-old woman who had be-come a successful interior decora-tor on the East Coast. But in 1916, she wanted to escape the stress of that life and came to Estes Park. She stayed at Mills’ Longs

Peak Inn for a while, then built a small house nearby. She helped Mills prepare books and articles, and she married him in 1918 even though he was 20 years older than she. In 1920 they had a daughter, Enda (not Edna, means sunshine), their only child. Their wedding ceremony was held at the cabin Mills had built when he first came to Estes in 1884. He later said, “All the great happinesses of my life have seemed to center around that little cabin I built in boyhood.” Mills was then 50 and at the height of his career. But things changed. He died just two years later from blood poisoning after surgery for an infected tooth and jaw. He was buried next to the

cabin. He had dedicated his life to saving wild places and sharing his love of the outdoors. At his fu-neral, someone said a little child sobbed and asked, “What will the mountains do without Mr. Mills?” Here is an excerpt from one of his essays, showing how elo-quently he could describe his be-loved mountains: “The mountain ram poses on the cliff. The laughing, varied voice of the coyote echoes when the afterglow falls...The cheerful chipmunk frolics and never grows up. Here the world stays young.” Mills said one of his most memorable climbs of Longs Peak was with a little girl who asked, “What lives at the top?” For him, it must have been a spirit that called him to the moun-tains—where the world stayed young. ________________COVER PICTURE. An ante-lope taken by Loveland profes-sional photographer Lee Kline. See his photos at www.leekline.com. Email at [email protected].

“Here the world stays young.”

Riding the

Enos Mills in the top of a tree. Colorado Historical Society.

By Bill Lambdin


A scenic drive up the Redfeather Lakes

Road and Poudre Canyon north-west of Fort Collins will take you to the location of four pio-neer hotels. One is still standing and an-other has been partly rebuilt. The other two no longer stand, but you can easily find their loca-tions. The Forks Hotel is located at Livermore where the Red Feath-er Lakes Road takes off from Highway 287. Later called the Forks Cafe, part of it was rebuilt in 1990 after the original build-ing burned in 1985. The new building very much resembles the old hotel. Pioneer rancher R.O. Roberts built the Forks Hotel in 1874 soon after he and his young wife, Mary, came to Colorado. At that time, the hotel was a day’s ride on horseback from Fort Collins and a favorite gathering place for nearby ranch families. They would come for miles in buggies and wagons for Saturday night dances at The Forks, laugh-ing and singing, courting their favorite girl, sharing good times and friendships. The Livermore Hotel is still standing, located about 2 miles west of the Forks Hotel on the Red Feather Lakes Road, on the right immediately after you cross the north fork of the Poudre Riv-er. Built in 1871, it was named for settlers Adolph Livernash and Stephen Moore, who built a log cabin here in the 1860s. The hotel was a major commu-

nity center for pioneer families and had a post office as early as 1871. It was nearly destroyed in 1904 when a cloudburst sent a wall of water down the north fork of the Poudre River. Three feet of water rushed through the old hotel. It stood because the pioneers had built it strong. The Log Cabin Hotel is not standing. It was located farther west on the Red Feather Lakes Road, at the intersection of County Road 68C.

The Log Cabin Hotel was built in 1896 and destroyed by fire in 1931. But the scenery is just as beautiful here today as it was when pioneers rode their horses over these quiet mountain foothills. The summer wildflowers nod to soft breezes. Pine trees turn the breeze to a whisper. Eagles glide effortlessly above in a clear, blue sky. You can stand here a long time and imagine how much the

first settlers enjoyed this place. A gutsy pioneer teacher, Eliz-abeth St. Clair, homesteaded here in 1888 to teach British boys the art of ranching. At that time, many English families sent their sons to the American West to establish ranches because free range lands meant high profits in cattle. Elizabeth decided to enlarge her operation and opened the Log Cabin Hotel in 1896. It quickly became a popular stage stop and post office. In 1913, the hotel probably saved the lives of several fami-lies who gathered there during a winter blizzard that lasted so long food became scarce. The storm was so fierce it closed all roads and isolated the region for several weeks. The Rustic Hotel was located in Poudre Canyon at the current village of Rustic, just east of the Glen Echo store where the Pin-gree Hill road leaves Highway 14. It was built about 1881 by Samuel Stewart, who built the first stage road from Rustic up Poudre Canyon and over Cam-eron Pass.

The hotel was demolished in 1978, but it was a major influence on pioneer settlement in the Pou-dre Canyon. And Samuel Stew-art was one of Larimer County’s most important pioneers.

He followed ancient Indian trails up the canyon to build much of his road, careening along granite cliffs through a rugged wilderness. It is hard to imagine the endurance it took to build a road here—by hand with only men and horses.

The Rustic Hotel later became the source of one of Poudre Can-yon’s scandals after a millionaire from Iowa bought it in 1910. Norman Haskins spent a small fortune remodeling the hotel and then deeded it to a woman named Mary Luthe.

Locals believed Mary was Haskins’ mistress. Proper Victo-rian women in the canyon then did not care for that.

Before those hotels were built, pre-historic people hunted in the canyons for thousands of years. It was a wild, magnificent place.

Fortunately it is still very sce-nic and has a beautiful, untamed river running through it.

The

Rustic

Hotel

was the

source of

an early

scandal.

North Colorado Pioneers

By Bill Lambdin

The original Forks Hotel, built in 1874. Photo Fort Collins Public Library.


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PhotographerLee Kline

By Bill Lambdin The Voice cover picture of an antelope this month was taken by Loveland professional photogra-pher Lee Kline. His photographs have appeared in Field and Stream, Colorado Outdoors, National Wildlife and many other publications. Anheus-er-Bush, Hewlett-Packard and oth-er businesses use his works, which also appear at the permanent large

mammal exhibit at Boettcher Hall at the Denver Museum of Nature and Science. He is a Colorado native who has edited several books, traveled to Africa, and won commenda-tions from various organizations, including Nikon Sports Optics. Also he is a longtime supporter of the CSU Rocky Mountain Raptor Rehab Center, National Wildlife Federation, and a charter mem-ber of the North American Nature Photography Association. See www.leekline.com; call 970.667.9919; or email [email protected].

The FDA says breast implants are safe, but the National Research Center for Women and Families says studies show that women with implants have emotional and phys-ical issues the FDA does not reveal. The group also questions manufactur-ers’ information about safety. Implants have received atten-tion recently because a French manufacturer used an inferior gel in some that causes ruptures, pos-sibly resulting in health problems

for women. The European Medicines Agen-cy director Guido Rasi said such devices need more regulation. In Europe, breast implants have min-imum regulation under the same rules as household appliances like toasters. Implants are better regulated in the U.S. But Rasi noted that im-proving regulation in Europe will be difficult: “There is resistance from sectors of the industry.”

About Breast Implants


By Lois Hall

Nancy Russell, wife of early cowboy artist

Charlie Russell, was an unusual woman. She married Charlie in Mon-tana when she was 18 and he was 32. She came from a family with no money and was working as a house maid when they met. But she was beautiful and full of ambition. She saw the artistic talent Charlie was wasting work-ing as a cowboy and selling oc-casional paintings for booze and food. She began marketing his paint-ings to art exhibitors and sell-

ing them. She had no experience at that, but her enthusiasm and beauty opened doors; and she ac-tually walked streets and knocked on doors in New York and other cities.

She also used the contacts of wealthy people in the West who bought Charlie’s art, including Hollywood actor William S. Hart, who admired Nancy so much that years later, after Charlie died, he asked her to marry him.

She refused because she was determined to dedicate her life to Charlie’s art, organizing exhib-its and sales that would guaranty his fame—and provide a good income for her and their adopted

son Jack. Her estate was worth over $1 million when she died in 1940. When Charlie was alive, he ac-companied Nancy to exhibits of his works in New York, London and elsewhere. She loved it, but he didn’t. He preferred being in Montana swapping stories with his cowboy pals. He would work in the morn-ings and meet his friends in the af-ternoons. When he left the house,

Nancy would hold up two fingers, meaning he should have only two drinks. When he returned, he sometimes held up a few more fingers. There are many interesting stories about Nancy and Charlie in a fine book by Joan Stauffer, “Behind Every Man: The Story of Nancy Cooper Russell” (Univer-sity of Oklahoma Press). Stauffer has given one-woman stage

shows about Nancy and is the for-mer head of the Gilcrease Insti-tute of American History and Art, which contains many of Charlie’s works. In the book, Stauffer has Nan-cy tell her own story in the first person, which makes the biogra-phy more interesting. Here, for instance, is how Nancy tells of Charlie’s marriage proposal: “Everyone told me not to mar-ry Charlie for he had no ambition.

That he drank. That he’d never amount to anything...but Charlie begged me. “Years later Charlie would do a little watercolor of his begging me with his arms open wide, and with that soft shirt on, and me running away. What the little watercolor didn’t show was that afterward, I turned around and ran right back into those arms. As they held me tight, I said yes.”

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“I turned around and ran right back into those arms.”

An Unusual Woman

Photo of Nancy Russell from Joan Stauffer's book, courtesy of the C.M. Russell Museum in Great Falls, Montana.


Colorado CrosswordsBy Tony Donovan

ACROSS

1. Wordwhichfollowsboth#3and#7down3. TownatthejunctionoftheRoaringForkand FryingPanRivers8. NoMac’shere!11.GolftournamentwonbyRoryMcIlroyin201113.Clay,laterinlife14.Mostdifficulttofind15.Formerpresidentialcandidateandconsumer rightsadvocate:Ralph.17.Bridgeno-no!20.Greeleycampus,briefly21.Isindebt22.Sports’injurywhichclaimedKnowshon Moreno,briefly25.Wyomingrange28.Mr.Gingrich29.Coloradogunfighterandstagerelaymanager, Jack,andfamily31.“No”vote33.OneoftheGershwins34.Germanarticle35.Hisepic“Centennial”depictedColorado’searli estdays36.Stocktrader’soption37.PartofaLatinconjugation39.Yoko.40.Kits’mothers43.Rockies’Stuart,et.Al.45.Concretefinishingtool47.Gobad48.Forkpart49.MetroandPrismmaker50.FrenchwriterZolaandothers52.LincolnCountytownwhicharosewherethe Chicago,RockIslandandPacificRailroadline crossedtheUnionPacificlinein188854.ProhockeyplayersinLoveland57.Featherywrapwornbya20’sflapper

58.MountainclimbersandtransportersinPeru59.NBClongrunningcomedyshow,briefly60.“…lostmypartner,what’llIdomyLou,mydarlin!”(Children’ssonglyrics)61.Doublereededwindinstrument

DOWN

1. LoganCountytownnamedfortwofarming brothers2. Mostlikelywaytosucceed3. With#1across,thismountaintraverse,named foraGreekgod,helpedconnectBreckenridge withFairplay4. Jungleswinger?5. Parisian“his”6. Tinycolonist7. With#1across,thismountainpassageiscrossed togetfromLeadvilletoMinturn8. Crashsite?9. IssuefortheEPA10.TitleforEltonJohnorNickFaldo12.Mattressproblem16.Performonstage18.Barnyardgal19.WhatMichaelHancockbecameforDenverites onJuly18,201120.ChiefOuray,forone23.MiningtownnearFremontPass24.CountywhichabutsJackson,Grand,Boulder andWeldcounties26.Hardlyworthgoingonlinefor27.Thesaurusentry(abbr.)30.WeldCountytownnamedforthethreedaugh tersofamineowner:Daisy,CoraandNora32.Thesesendmessagestothebrain35.Grand.36.DerekandJackson38.“Forgoshsakes,commonsense!”41.Unionwords42.ThisChaffeeCountysitewentfromavibrant miningtownof2000,toaghosttownandnow hasahandfulofresidents43.Responseto”That’snottrue!”44.ColoradoSpringstoSterlingdir.46.Typeofmaniac51.Culpa52.Lettersfoundonadumbbell53.Prefixusedwith“practice”or“adjustment”54.Peyton’sbrother55.Mt.Blanc,forone56.Hood’sweapon

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ANSWERS

Colorado Crosswordsare created exclusively for The Voice by Tony Donovan, who lives in Loveland.

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By Peggy Hunt

Many of the places around Loveland were named for

pioneers, and some were associ-ated with interesting events in his-tory. Boyd Lake was named for the Harry and Joseph Boyd family. Harry came to the area soon after the Civil War in the 1860s. Joseph arrived in 1874. They built a home and farmed on the west side of the lake, with a magnificent view of the Rocky Mountains to the west. That was before Loveland became a town in 1878 when a railroad depot was built. The village of Campion south

of Loveland was named for John F. Campion, who had an early farm there. He made a fortune in the 1800s from the Little Johnny Mine in Leadville and was later a prominent figure in Colorado’s railroad and sugar beet industries. Nearby Derby Hill was named for Abraham and Caroline Derby, who were married in 1865 and set-tled there in 1873. They became well known pioneers in Loveland, farming on the hill where Sioux Indian trails were then still vis-ible. At that time, there were few inhabitants in the Big Thompson Valley, and herds of cattle roamed freely through what later became Loveland. Just a few years before

that, great herds of buffalo filled the valley. Derby Hill was a favorite snow sledding place for pioneer chil-dren in winter. Later it was the site of Loveland’s first golf course and country club. Mariana Butte is the bald, rocky hill next to the golf course of the same name in southwest Loveland. The butte was named for Loveland’s first permanent set-tler, Mariana Medena, who came in 1858. He built a bridge across the Big Thompson River near the butte and charged early travelers a fee to use it. He also farmed, raised cattle and became a major figure in Colorado history. On the southeast side of Mari-ana Butte there was once a large spring in which Indians bathed. Early Loveland settlers said the

place was also an Indian burial ground. They found many ancient skeletons around the butte. The village of Drake, west of Loveland up Big Thompson Can-yon, was named for an early state senator, William Drake. He was influential in getting a post office established there in 1905. Many of the cabins at Drake were destroyed in the 1976 Big Thompson flood, which dumped 12 inches of rain in the canyon in four hours and killed 145 peo-ple. But many cabins have been rebuilt, and you can easily find Drake along Highway 34, where the road forks to Glen Haven. Glen Haven takes its name from being a “haven” in a beau-tiful mountain “glen.” In 1899 W.H. Schureman and Mason E. Knapp planned it as a small re-sort.

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His body pierced with 19 ar-rows from the bows of In-

dians, Lathrop Hills died on the Wyoming prairie. Hills, for whom the town of Hillsdale, Wyoming, was named, was an engineer with a survey party charting the route of the first transcontinental railroad. They had 60 cavalrymen and 60 infan-trymen for protection as they ad-vanced into Indian territory. They had tracked some Chey-enne and Sioux who had attacked the survey party. Scouts had re-turned with several Sioux scalps. The party of braves respon-sible for Hills’ death were out for revenge and surprised the small group. The red-haired Hills was apparently targeted because the Sioux prized auburn scalps. Victor Hills, Lathrop’s fa-ther, kept his son’s memory alive through re-telling of the tragedy down through the generations.

In the early 1970s when a grand niece, 85-year-old Agnes Hills, learned that there was proof of the incident in the Union Pacific historic files, she and her sisters determined to build a monument to his memory. A site was purchased next to Hillsdale post office, and a marker was erected. It is 7 feet high and weighs nearly 5 tons. It is said to be the finest monument paid for by personal funds in the state of Wyoming. The plaque reads: “Lathrop Hills, surveyor for the first trans-continental railroad, killed by In-dians. On June 11, 1867, Lathrop Hills led a party of surveyors up nearby Lodgepole Creek, staking the location for the Union Pacif-ic Railroad. Hills was riding out in front of the main group when he was attacked by Indians and killed. Within minutes, his men drove off the Indians and later

reported they found 19 arrow wounds in his body. He was 35.” The plaque continues: “Hills’ work lived after him. By Novem-ber 14, 1867, the track layers had reached Cheyenne and 18 months later, a golden spike was driven at Promontory, Utah, completing the

first railroad connection between the East and West and opening millions of acres for settlement.” The monument is just south of the Hillsdale, and tourists often visit it.

An Indian Attack

Early store at Laramie. Wyoming History Museum.

by Margaret Laybourn

$ A New Kind Of CD $By Greg Anderson

There is a newer generation of FDIC-insured bank CD’s called vari-able rate, market linked CD’s. They are issued by federally charted U.S. banks and have the same FDIC protection, but with a twist: We don’t know the yield from year to year. That yield will never be negative (you can’t lose money); but it could be as low as zero for a given year and then in other years be in the 4% to 7% range. In December, 2011, these CD’s paid a one year yield of 4.79%. The average yield paid for all of 2011 was 4.29% . Those are pretty attractive FDIC insured yields. The interest earned is paid out each year and generally can’t be compounded into the existing CD. Here are other features: They can be for IRA or non IRA dollars. They have no costs to set up or maintain. They generally have minimums of $25,000. They derive their yields (or interest) from a basket of stocks each year, but they have no risk of loss due to those stocks declining in value that year. They are issued by very large, national or global banks. They often have longer terms, more toward the 5 year range rather than a few months. Most have additional liquidity or access to your funds during the term but vary somewhat from product to product.________________Greg W. Anderson, CEA, works with safe money/current income cli-ents at his firm Balanced Financial Inc., in Fort Collins.


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Recent technology used in ar-tificial hip and knee replacements does not perform any better than older technology and costs much more, said a report in the Journal of Bone and Joint Surgery. In fact, about 30 percent of re-cent implants like metal-on-metal devices performed worse, said researcher Dr. Stephen Graves, whose team in Australia studied implants introduced from 2003 to 2007 and concluded, “Not only has the introduction of this tech-nology been potentially detrimen-tal to patient care, but the current approach may be an important driver of increased healthcare costs.” About 700,000 Americans have such implants each year. The researchers believe device manufacturers should be required to track the performance of their devices to protect patients. Cur-rently they are not. Government researchers with

the Food and Drug Administra-tion say problems with metal hip replacements are increasing rap-idly. The metal-on-metal hips shed tiny metal particles that can get in the bloodstream, destroy tissue and cause pain for some people, said the researchers. One study found that the met-al-on-metal hip replacements are failing early three times faster than hips made from metal and plastic. In a recent six-month peri-od, more than 5,000 people com-plained to the FDA about the all-metal hips. That agency estimates 500,000 people have received the hips in the past ten years. Replacing the metal hips usu-ally helps people. But many doc-tors do not realize that pain and other problems are related to the hip replacements, said Dr. Young-Min Kwon at Massachusetts Gen-eral Hospital.

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Antibiotic Issue The FDA says it will limit the use of some antibiotics (cephalo-sporins) in animals intended for human consumption such as cat-tle, pigs and poultry. This will be done because many scientists believe hu-man consumption of antibiotics through foods causes antibiotic resistance to build up in humans and make the antibiotics ineffec-tive when they’re needed to treat serious illnesses. The FDA rule “will help to pre-vent the development of bacterial resistance to this class of drugs,” said researcher Dr. Pascal Imper-ato at the State University of New York. The antibiotics are commonly used in humans to treat pneumo-nia, urinary tract infections, strep throat, soft tissue infections and other problems. Doctors have been concerned for years about resistance building up in humans

that makes antibiotics ineffective. “The use of these antibiotics in animals leads to the emergence of antibiotic resistant strains of bac-teria,” said Imperato. Animal feedlots commonly use antibiotics to promote quick growth and avoid problems so animals get to market sooner. In some cases, they are used even when animals are not sick. “Their widespread use in food-producing animals is usually un-dertaken in the interests of pre-venting certain infections (which) in turn can delay animal growth,” said Imperato. While many scientists applaud the new FDA rule, others point out that it is not a total ban, and there may be so many exceptions that the rule won’t be very effec-tive. The FDA tried to restrict the use of such antibiotics in 2008, but agricultural opposition stopped it.

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New Heart Attack Test A new blood test can deter-mine much quicker if a patient has a heart attack, said a report in the Journal of the American Med-ical Association. It yields results in three hours instead of 12 to 16 hours.Weight Gain What food causes the most weight gain? Potatoes, especially potato chips, said a report in the New England Journal of Medi-cine. French fries and other pro-cessed potatoes were next. But foods fried in olive oil or sun-flower oil are less likely to cause problems, said researchers at the University of Madrid.Asthma and Bronchitis They are among the top medi-cal problems children have under age 17, said a report from the Agency for Healthcare Research

and Quality. Those problems don’t cost much, but costs for mental problems are high.Melanoma Skin Cancer The new drug Zelboraf suc-cessfully treats melanoma, but it also causes many users to de-velop another skin cancer called squamous cell. To avoid that problem, Zelboraf users should also take another drug, an MEK inhibitor, said a report in the New England Journal of Medicine.Medicare Penalty If you fail to sign up for Part B Medicare coverage when you are eligible, your monthly pre-mium will be 10 percent higher for every year you could have signed up but didn’t. So if you wait 5 years, your premium will be 50 percent more; and it’s per-manent, say Medicare officials. Part B covers doctor care; Part A

covers hospital care.Neck Pain Exercise and chiropractic care are usually more effective than ibuprofen, narcotics and other drugs, said a report in the Annals of Internal Medicine by research-ers at Northwestern Health Sci-ences University in Minnesota. Most Americans have neck pain at some time in their lives.Prostate Cancer Test The PSA many men get does not save lives and often leads to unnecessary treatment, impo-tence and incontinence, said a re-port in the Journal of the National Cancer Institute. Several other recent studies have reached the same conclusion.Heart Problem The risk for atrial fibrillation increases considerably for both men and women whose blood

pressures are at the upper-normal range, said a report in the journal Hypertension. This leads some experts to say what we consider normal needs to be changed. Taking Aspirin Daily For mature people with macu-lar degeneration, aspirin might make the eye problem worse, said a report in the journal Oph-thalmology. But aspirin appears to affect only the wet form of macular and only in its later stag-es.

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Greeley was selected as the county seat of Weld County in

the early 1870s because of coal mining strikes that involved ri-ots.

The rival towns were Evans and Greeley. The issue between

them originally hinged upon the temperance question.

Evans, then the larger town, had saloons and allowed drink-ing. Horace Greeley’s colony town was so dry that some of the inhabitants even objected to the irrigation of their town lots.

But the story began in 1868 with the discovery of coal near the town if Erie in southwest Weld County. It was not long before trouble arose over labor questions, and Joe Bates took a crew of new men from Denver to displace the striking miners.

One night a fight broke out among the miners. A stout Cor-nish woman named Mrs. Macon got into a melee by handing Joe Bates a big swipe that knocked him over onto a stove. The mob would have finished him had it not been for John Rowe, a pit boss, who rescued Bates.

A few days later, a posse of officers appeared at Erie and ar-rested 35 of the striking miners. The officers took them to Evans for a preliminary hearing with the justice of the peace.

An attorney was there to pros-ecute the rioters, and he decided to take a change of venue over to

Greeley. Justice Prince in Gree-ley saw at once that he had a big job on his hands.

He dismissed the whole bunch of pick-wielding, bel-ligerent rioters. When they re-turned to Erie, they held a big celebration. They felt so good over the dismissal of the case

that they decided Greeley was a good place.

When the county seat ques-tion came up at the following election, the whole population of Erie voted for Greeley. It was this vote that gave Greeley the majority and secured it as the county seat.

Early Days in Greeley

(Editor’s Note: Greeley historian Hazel Johnson wrote the following story years ago.)

Greeley's main street years ago. Hazel Johnson Collection.

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Financial IssuesBy Kevin Dunnigan, Financial Writer

Americans are spending again, as evidenced by a record-breaking holiday shopping season. Factories are producing more. Companies are generating impressive profits. The housing market is showing signs of life. And with the unemployment rate at its lowest level in nearly three years, even the job market is improving. But let’s take a look back at some of the key events of 2011. Japan’s earthquake and tsunamis riled global markets. In April, the U.S. 2011 budget had still not been approved by Congress. Instead, lawmakers passed six short-term spending bills through March. The final extension was set to expire on April 8, forcing Congress to come to a budget agreement or face a government shutdown. Standard and Poor’s decided to downgrade the U.S. credit rating, which marked the first U.S. credit downgrade in history. Stocks slid on the final trading day of 2011, with the S&P 500 sur-rendering its 2011 gain and settling virtually flat for the year at -0.04%. But 2012 is beginning on a more positive note than many investors could have predicted given the challenges of 2011. And while we hope the economy and the stock market maintains a positive momentum, history teaches us that ups and downs are part of life. ________________Kevin Dunnigan, MBA, is a Certified Financial Planner with Invest-ment Centers of America, located in Home State Bank at 300 E. 29th Street in Loveland. Email [email protected]. Phone 622-2366.

Q: Are there certain estate matters we should

address during 2012?

A: Review your Will, and even if you feel every

thing looks fine, see your attorney if it has been more than four or

five years since your last meeting. The Federal tax and the Colora-do tax threshold are at $5 million, but that amount will change at the end of the year. So determine your taxable net worth. And remember that even though there is no federal or Colorado tax, real estate located in sister states may be taxed there, with the threshold sometimes start-ing as low as $50,000. Durable Powers of Attorney must now contain “hot powers.” But if you have a comprehensive power of attorney, those powers are already there. A Do-Not-Resuscitate docu-

ment is not the same as a Living Will, even if you are told so by a doctor or hospital. In Colorado, a Durable Power of Attorney is good forever until either revoked or the maker dies. Some local banks are now ques-tioning a power’s authority after a year. In the past, checking accounts of the deceased were kept open for up to six months, but several local banks will now close the ac-count upon learning of the death; and when asked to add a name to an account as agent, the banks in-stead add the person as co-owner in joint tenancy.________________Attorney Ron Rutz will answer questions sent to 2625 Redwing Road, Suite 180, Ft. Collins, CO 80526; phone 223.8388; email [email protected].

About Prostate Surgery Robotic surgery for prostate cancer “has gotten a lot more hype than it should,” says Dr. Otis Brawley with the American Cancer Society. Results from robotic prostate removal are no better than from tradi-tional surgery, he said. Both can leave men impotent and incontinent, according to a report in the Journal of Clinical Oncology. A study at Massachusetts General Hospital found that 8 out of 10 men have major or minor sexual problems after either surgery. About 30 percent have incontinence problems. Because robotic surgery is seen as high-tech, most men’s expecta-tions are higher. But results still come down to the surgeon’s capabili-ties. Patients should ask the surgeon what his outcomes are, said Braw-ley. If he can’t answer that, patients should look elsewhere.

Caught in the Middle If you’re out of town and need hospital care for an accident or other reason, your insurance com-pany might not pay for it. That’s because insurers won’t pay for what they call “out-of-network” providers who might treat you but aren’t members of

the insurer’s network. And if you’re very ill, you probably won’t be able to ask all of the doctors who treat you if they are approved by your insurer. The radiologist might be, but the anesthesiologist might not be, and the surgeon might not be. So if you get a big bill, who is to blame? Hospitals blame in-surers; and insurers blame hos-pitals. The patient gets caught in the middle, says Judy Stein at the Center for Medicare Advocacy.

Estate PlanningBy Ron Rutz, Attorney


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A preacher ended his sermon saying, “If I had all the beer, wine and liquor in the world, I would dump it in the river!” The choir had practiced only one song, and they sang it when he finished: “Shall we gather at the river?” When creating woman, God promised man that obedient wives would be found in all corners of the world. Then He made the earth round. From kids: A first-grader handed his teach-er a note that said, “The opinions expressed by this child are not necessarily those of his parents.” A little girl saw her grandmoth-er’s false teeth in a glass of water. She called her mother over, point-ed and said, “The tooth fairy will never believe this.” A little boy accidentally en-tered a women’s locker room at a

YMCA. The women all grabbed towels and screamed. The boy said, “What’s the matter? Haven’t you ever seen a little boy before?”

A little girl came home from her first day of school and told her mother, “I’m wasting my time there. I can’t read, I can’t write, and they won’t let me talk.”

You can fool some of the peo-ple some of the time, but you can’t fool Mom.

A little boy walked over to a pregnant lady while waiting with his mother in a doctor’s office.

He asked the lady, “Why is your stomach so big?”

She said, “I’m having a baby.”

“Is the baby in your stomach?”

“Yes.”

“Is it a good baby?”

“Yes.”

“Then why did you eat him?”

A woman was traveling and stopped at a Hooters restaurant to use the restroom.

She didn’t want to go in, but it was the only place nearby. It was loud with the usual drinking crowd, and every once in a while the lights would go out.

She asked the bartender where the ladies room was. He told her and added, “I should warn you there is a statue of a naked man wearing only a fig leaf in the la-dies room.”

“I’ll ignore it,” she said.

When she came out, the crowd all looked at her and cheered.

She asked the bartender, “Why did they do that?”

“When someone lifts the fig leaf, the lights go out.”

At the grocery store, the sacker kept asking a man, “Paper or plas-

tic?”

The man told him, “Doesn’t matter. I’m bi-sacksual.”

David Ferehty on golf:

“That ball is so far left Lassie couldn’t find it if it was wrapped in bacon.”

“I’m sorry Nick Faldo couldn’t be here. He is busy attending the birth of his next wife.”

Only two things are infinite: the universe and human stupidity. -Albert Einstein.

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February 2012

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