Family Budget

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  • InstructionsYou may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.

    Enter data in only the white cells with gray borders: Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)

    Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menuprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.)

    Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,the "Quick Budget" sheet figures will be used for comparison purposes instead.)

    Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page.

    Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section

    We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget.

    Quick Budget

    Budget by Month

    Tracking

    Comparison

    Daily Spending

    Budget Planner - Overview / Help

    400

    Quick

    Budget

    Quick

    Budget

    Budget

    By

    Month

    Budget

    By

    Month

  • Chart:

    Frequency Amount Monthly Yearly

    Total Income (net) RM$$$ 2310.00 27720.00Salary Monthly 2238.55 2238.55 26862.60Salary Monthly 0.00 0.00Bonus Yearly 857.40 71.45 857.40Other Monthly 0.00 0.00Other Monthly 0.00 0.00

    2084.30 25011.54

    Transportation 50.00 600.00Car Loan Monthly 0.00 0.00Insurance Monthly 0.00 0.00Petrol Monthly 50.00 50.00 600.00Maintenance Monthly 0.00 0.00Road tax Yearly 0.00 0.00Parking Monthly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00

    Home 1190.96 14291.54Monthly expenses Monthly 0.00 0.00Rental / Mortgage Monthly 690.96 690.96 8291.54Maintenance Monthly 0.00 0.00Insurance Monthly 0.00 0.00Furniture Yearly 0.00 0.00Home Necessity Monthly 0.00 0.00Weekly expenses Weekly 0.00 0.00Food Daily 0.00 0.00Parents allowance Monthly 500.00 500.00 6000.00Cleaning services Monthly 0.00 0.00

    Utilities 177.00 2124.00Phone - Home Monthly 0.00 0.00Phone - Cell Monthly 30.00 30.00 360.00TV License Monthly 0.00 0.00Gas Monthly 0.00 0.00IWK Monthly 30.00 30.00 360.00Astro Monthly 67.00 67.00 804.00Internet Monthly 50.00 50.00 600.00Maid Monthly 0.00 0.00Other Monthly 0.00 0.00

    Health 233.00 2796.00Dental Monthly 0.00 0.00Medical Monthly 0.00 0.00Medicines/Supplements Monthly 0.00 0.00Glasses Semi-Annually 0.00 0.00Life/Medical Insurance Monthly 233.00 233.00 2796.00Face/Body Product Monthly 0.00 0.00Other Monthly 0.00 0.00

    Entertainment 433.33 5200.00Movies Monthly 0.00 0.00Eat Out Monthly 0.00 0.00Events Monthly 0.00 0.00Subscriptions Monthly 0.00 0.00Music Monthly 0.00 0.00Hobbies Monthly 0.00 0.00Travel/ Vacation Weekly 100.00 433.33 5200.00Wedding Yearly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00

    Miscellaneous 0.00 0.00Laundry Monthly 0.00 0.00Garments Semi-Annually 0.00 0.00Donation Monthly 0.00 0.00Recreation Monthly 0.00 0.00School Funding Monthly 0.00 0.00Courses Monthly 0.00 0.00Kid's Pocket Money Weekly 0.00 0.00Gifts Monthly 0.00 0.00Credit Card Monthly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00

    Quick Budget

    Expenses Total:

    Incomes

    50

    1191177

    233

    433

    Transportation Home UtilitiesHealth Entertainment Miscellaneous

    $- $500 $1,000 $1,500 $2,000 $2,500

    2084

    2310

    226

    Expense Income Balance

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    Budget Summary

    Spending Summary

  • 3 Chart:

    Jan Feb Mar Apr May 0 MonthsApr to Date

    Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.000

    Income 0.000

    Income 0.000

    Bonus 0.000

    Other 0.000

    Other 0.000

    0.00 0.00 0.00 0.00 0.00 0.000

    Transportation 0.00 0.00 0.00 0.00 0.00 0.000

    Car Loan 0.000

    Insurance 0.000

    Petrol 0.000

    Maintenance 0.000

    Road Tax 0.000

    Parking 0.000

    Other 0.000

    Other 0.000

    Home 0.00 0.00 0.00 0.00 0.00 0.000

    Monthly Expenses 0.000

    House Loan/Rental 0.000

    Maintenance 0.000

    Insurance 0.000

    Furniture 0.000

    Home Necessity 0.000

    Weekly Expenses 0.000

    Food 0.000

    Parents Allowance 0.000

    Cleaning Services 0.000

    Utilities 0.00 0.00 0.00 0.00 0.00 0.000

    Phone - Home 0.000

    Phone - Cell 0.000

    TV License 0.000

    Gas 0.000

    IWK 0.000

    Astro 0.000

    Internet 0.000

    Maid 0.000

    Other 0.000

    Health 0.00 0.00 0.00 0.00 0.00 0.000

    Dental 0.000

    Medical 0.000

    Medicines/Supplements 0.000

    Glasses 0.000

    Life/Medical Insurance 0.000

    Face/Body Product 0.000

    Other 0.000

    Entertainment 0.00 0.00 0.00 0.00 0.00 0.000

    Movies 0.000

    Eat Out 0.000

    Events 0.000

    Subscriptions 0.000

    Music 0.000

    Hobbies 0.000

    Travel/ Vacation 0.000

    Wedding 0.000

    Other 0.000

    Other 0.000

    Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.000

    Laundry 0.000

    Garments 0.000

    Donation 0.000

    Recreation 0.000

    School Funding 0.000

    Courses 0.000

    Kid's Pocket Money 0.000

    Gifts 0.000

    Credit Card 0.000

    Other 0.000

    Other 0.000

    Other 0.000

    $- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1

    0

    0

    0

    Expense Income Balance

    Pengeluaran Total:

    Pendapatan

    Budget By Month

    Jan Feb Mar Apr May0.00

    0.10

    0.20

    0.30

    0.40

    0.50

    0.60

    0.70

    0.80

    0.90

    1.00

    Expense Income

    Transportation Home UtilitiesHealth Entertainment Miscellaneous

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    Budget Summary

    Spending Summary

    Budget by Month

  • Chart:

    Apr May Jun Jul Apr to Date

    Total Income (net) 0.00 0.00 0.00 0.00 0.00Salary 0.00Salary 0.00Bonus 0.00Other 0.00Other 0.00

    Total Spending: 0.00 0.00 0.00 0.00 0.00

    Transportation 0.00 0.00 0.00 0.00 0.00Car Loan 0.00Insurance 0.00Petrol 0.00Maintenance 0.00Road tax 0.00Parking 0.00Other 0.00Other 0.00

    Home 0.00 0.00 0.00 0.00 0.00Monthly expenses 0.00Rental / Mortgage 0.00Maintenance 0.00Insurance 0.00Furniture 0.00Home Necessity 0.00Weekly expenses 0.00Food 0.00Parents allowance 0.00Cleaning services 0.00

    Utilities 0.00 0.00 0.00 0.00 0.00Phone - Home 0.00Phone - Cell 0.00TV License 0.00Gas 0.00IWK 0.00Astro 0.00Internet 0.00Maid 0.00Other 0.00

    Health 0.00 0.00 0.00 0.00 0.00Dental 0.00Medical 0.00Medicines/Supplements 0.00Glasses 0.00Life/Medical Insurance 0.00Face/Body Product 0.00Other 0.00

    Entertainment 0.00 0.00 0.00 0.00 0.00Movies 0.00Eat Out 0.00Events 0.00Subscriptions 0.00Music 0.00Hobbies 0.00Travel/ Vacation 0.00Wedding 0.00Other 0.00Other 0.00

    Miscellaneous 0.00 0.00 0.00 0.00 0.00Laundry 0.00Garments 0.00Donation 0.00Recreation 0.00School Funding 0.00Courses 0.00Kid's Pocket Money 0.00Gifts 0.00Credit Card 0.00Other 0.00Other 0.00Other 0.00

    Spending

    Income

    Tracking

    Apr May Jun Jul0.00

    0.10

    0.20

    0.30

    0.40

    0.50

    0.60

    0.70

    0.80

    0.90

    1.00

    Expense Income

    $- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1

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    0

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    Expense Income Balance

    Actuals by Month

    Actual Income/Spend Summary

  • Compare to Budget April

    Budget Apr Actual Vs Budget

    Total Income (net) 2,310 0 -2,310Salary 2238.55 -2,238.55Salary 0 0.00Bonus 71.45 -71.45Other 0 0.00Other 0 0.00

    Total Spending: 2,084 0 -2,084

    Transportation 50 0 -50Car Loan 0.00 0.00Insurance 0.00 0.00Petrol 50.00 -50.00Maintenance 0.00 0.00Road tax 0.00 0.00Parking 0.00 0.00Other 0.00 0.00Other 0.00 0.00

    Home 1,191 0 -1,191Monthly expenses 0.00 0.00Rental / Mortgage 690.96 -690.96Maintenance 0.00 0.00Insurance 0.00 0.00Furniture 0.00 0.00Home Necessity 0.00 0.00Weekly expenses 0.00 0.00Food 0.00 0.00Parents allowance 500.00 -500.00Cleaning services 0.00 0.00

    Utilities 177 0 -177Phone - Home 0.00 0.00Phone - Cell 30.00 -30.00TV License 0.00 0.00Gas 0.00 0.00IWK 30.00 -30.00Astro 67.00 -67.00Internet 50.00 -50.00Maid 0.00 0.00Other 0.00 0.00

    Health 233 0 -233Dental 0.00 0.00Medical 0.00 0.00Medicines/Supplements 0.00 0.00Glasses 0.00 0.00Life/Medical Insurance 233.00 -233.00Face/Body Product 0.00 0.00Other 0.00 0.00

    Entertainment 433 0 -433Movies 0.00 0.00Eat Out 0.00 0.00Events 0.00 0.00Subscriptions 0.00 0.00Music 0.00 0.00Hobbies 0.00 0.00Travel/ Vacation 433.33 -433.33Wedding 0.00 0.00Other 0.00 0.00Other 0.00 0.00

    Miscellaneous 0 0 0Laundry 0.00 0.00Garments 0.00 0.00Donation 0.00 0.00Recreation 0.00 0.00School Funding 0.00 0.00Courses 0.00 0.00Kid's Pocket Money 0.00 0.00Gifts 0.00 0.00Credit Card 0.00 0.00Other 0.00 0.00Other 0.00 0.00Other 0.00 0.00

    $- $500 $1,000 $1,500 $2,000 $2,500

    0

    2084

    0

    2310

    0

    225.7046666667

    Expense Income Balance (Savings)

    Tracking

    Budget

    Spending

    Income

    Comparison

    50

    0

    1,191

    0

    177

    0

    233

    0

    433

    00 0Transportation Home UtilitiesHealth Entertainment Miscellaneous

    TrackingBudget

    Spending Comparison

    Tracking vs Budget Summary

  • 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

    Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

    Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Car Loan 0.00Insurance 0.00Petrol 0.00Maintenance 0.00Road tax 0.00Parking 0.00Other 0.00Other 0.00

    Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Monthly expenses 0.00Rental / Mortgage 0.00Maintenance 0.00Insurance 0.00Furniture 0.00Home Necessity 0.00Weekly expenses 0.00Food 0.00Parents allowance 0.00Cleaning services 0.00

    Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Phone - Home 0.00Phone - Cell 0.00TV License 0.00Gas 0.00IWK 0.00Astro 0.00Internet 0.00Maid 0.00Other 0.00

    Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Dental 0.00Medical 0.00Medicines/Supplements 0.00Glasses 0.00Life/Medical Insurance 0.00Face/Body Product 0.00Other 0.00

    Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Movies 0.00Eat Out 0.00Events 0.00Subscriptions 0.00Music 0.00Hobbies 0.00Travel/ Vacation 0.00Wedding 0.00Other 0.00Other 0.00

    Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Laundry 0.00Garments 0.00Donation 0.00Recreation 0.00School Funding 0.00Courses 0.00Kid's Pocket Money 0.00Gifts 0.00Credit Card 0.00Other 0.00Other 0.00Other 0.00

    Spending

    Daily Spending Record

    OverviewQuick BudgetBudget By MonthTrackingComparisonDaily Spending

    Drop Down 10: Aug To DateDrop Down 22: MonthlyDrop Down 13: DecemberDrop Down 13_2: SeptemberDrop Down 7: April