Family Budget
-
Upload
daniel-chan -
Category
Documents
-
view
212 -
download
0
description
Transcript of Family Budget
-
InstructionsYou may move from worksheet to worksheet by clicking on the dark blue buttons located at the top of each worksheet or the blue tabs at the bottom of this workbook.
Enter data in only the white cells with gray borders: Use the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.)
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menuprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for comparison purposes instead.)
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0".Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected,the "Quick Budget" sheet figures will be used for comparison purposes instead.)
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section. These figures will be compared to your budgeted figures on the "Comparison" page.
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the "Income" section
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping you stick to your budget.
Quick Budget
Budget by Month
Tracking
Comparison
Daily Spending
Budget Planner - Overview / Help
400
Quick
Budget
Quick
Budget
Budget
By
Month
Budget
By
Month
-
Chart:
Frequency Amount Monthly Yearly
Total Income (net) RM$$$ 2310.00 27720.00Salary Monthly 2238.55 2238.55 26862.60Salary Monthly 0.00 0.00Bonus Yearly 857.40 71.45 857.40Other Monthly 0.00 0.00Other Monthly 0.00 0.00
2084.30 25011.54
Transportation 50.00 600.00Car Loan Monthly 0.00 0.00Insurance Monthly 0.00 0.00Petrol Monthly 50.00 50.00 600.00Maintenance Monthly 0.00 0.00Road tax Yearly 0.00 0.00Parking Monthly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00
Home 1190.96 14291.54Monthly expenses Monthly 0.00 0.00Rental / Mortgage Monthly 690.96 690.96 8291.54Maintenance Monthly 0.00 0.00Insurance Monthly 0.00 0.00Furniture Yearly 0.00 0.00Home Necessity Monthly 0.00 0.00Weekly expenses Weekly 0.00 0.00Food Daily 0.00 0.00Parents allowance Monthly 500.00 500.00 6000.00Cleaning services Monthly 0.00 0.00
Utilities 177.00 2124.00Phone - Home Monthly 0.00 0.00Phone - Cell Monthly 30.00 30.00 360.00TV License Monthly 0.00 0.00Gas Monthly 0.00 0.00IWK Monthly 30.00 30.00 360.00Astro Monthly 67.00 67.00 804.00Internet Monthly 50.00 50.00 600.00Maid Monthly 0.00 0.00Other Monthly 0.00 0.00
Health 233.00 2796.00Dental Monthly 0.00 0.00Medical Monthly 0.00 0.00Medicines/Supplements Monthly 0.00 0.00Glasses Semi-Annually 0.00 0.00Life/Medical Insurance Monthly 233.00 233.00 2796.00Face/Body Product Monthly 0.00 0.00Other Monthly 0.00 0.00
Entertainment 433.33 5200.00Movies Monthly 0.00 0.00Eat Out Monthly 0.00 0.00Events Monthly 0.00 0.00Subscriptions Monthly 0.00 0.00Music Monthly 0.00 0.00Hobbies Monthly 0.00 0.00Travel/ Vacation Weekly 100.00 433.33 5200.00Wedding Yearly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00
Miscellaneous 0.00 0.00Laundry Monthly 0.00 0.00Garments Semi-Annually 0.00 0.00Donation Monthly 0.00 0.00Recreation Monthly 0.00 0.00School Funding Monthly 0.00 0.00Courses Monthly 0.00 0.00Kid's Pocket Money Weekly 0.00 0.00Gifts Monthly 0.00 0.00Credit Card Monthly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00Other Monthly 0.00 0.00
Quick Budget
Expenses Total:
Incomes
50
1191177
233
433
Transportation Home UtilitiesHealth Entertainment Miscellaneous
$- $500 $1,000 $1,500 $2,000 $2,500
2084
2310
226
Expense Income Balance
or
cr
ea
te
a
bu
dg
et
by
m
on
th
or
cr
ea
te
a
bu
dg
et
by
m
on
th
Budget Summary
Spending Summary
-
3 Chart:
Jan Feb Mar Apr May 0 MonthsApr to Date
Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.000
Income 0.000
Income 0.000
Bonus 0.000
Other 0.000
Other 0.000
0.00 0.00 0.00 0.00 0.00 0.000
Transportation 0.00 0.00 0.00 0.00 0.00 0.000
Car Loan 0.000
Insurance 0.000
Petrol 0.000
Maintenance 0.000
Road Tax 0.000
Parking 0.000
Other 0.000
Other 0.000
Home 0.00 0.00 0.00 0.00 0.00 0.000
Monthly Expenses 0.000
House Loan/Rental 0.000
Maintenance 0.000
Insurance 0.000
Furniture 0.000
Home Necessity 0.000
Weekly Expenses 0.000
Food 0.000
Parents Allowance 0.000
Cleaning Services 0.000
Utilities 0.00 0.00 0.00 0.00 0.00 0.000
Phone - Home 0.000
Phone - Cell 0.000
TV License 0.000
Gas 0.000
IWK 0.000
Astro 0.000
Internet 0.000
Maid 0.000
Other 0.000
Health 0.00 0.00 0.00 0.00 0.00 0.000
Dental 0.000
Medical 0.000
Medicines/Supplements 0.000
Glasses 0.000
Life/Medical Insurance 0.000
Face/Body Product 0.000
Other 0.000
Entertainment 0.00 0.00 0.00 0.00 0.00 0.000
Movies 0.000
Eat Out 0.000
Events 0.000
Subscriptions 0.000
Music 0.000
Hobbies 0.000
Travel/ Vacation 0.000
Wedding 0.000
Other 0.000
Other 0.000
Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.000
Laundry 0.000
Garments 0.000
Donation 0.000
Recreation 0.000
School Funding 0.000
Courses 0.000
Kid's Pocket Money 0.000
Gifts 0.000
Credit Card 0.000
Other 0.000
Other 0.000
Other 0.000
$- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1
0
0
0
Expense Income Balance
Pengeluaran Total:
Pendapatan
Budget By Month
Jan Feb Mar Apr May0.00
0.10
0.20
0.30
0.40
0.50
0.60
0.70
0.80
0.90
1.00
Expense Income
Transportation Home UtilitiesHealth Entertainment Miscellaneous
or
cr
ea
te
a
qu
ic
k
bu
dg
et
or
cr
ea
te
a
qu
ic
k
bu
dg
et
Budget Summary
Spending Summary
Budget by Month
-
Chart:
Apr May Jun Jul Apr to Date
Total Income (net) 0.00 0.00 0.00 0.00 0.00Salary 0.00Salary 0.00Bonus 0.00Other 0.00Other 0.00
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00Car Loan 0.00Insurance 0.00Petrol 0.00Maintenance 0.00Road tax 0.00Parking 0.00Other 0.00Other 0.00
Home 0.00 0.00 0.00 0.00 0.00Monthly expenses 0.00Rental / Mortgage 0.00Maintenance 0.00Insurance 0.00Furniture 0.00Home Necessity 0.00Weekly expenses 0.00Food 0.00Parents allowance 0.00Cleaning services 0.00
Utilities 0.00 0.00 0.00 0.00 0.00Phone - Home 0.00Phone - Cell 0.00TV License 0.00Gas 0.00IWK 0.00Astro 0.00Internet 0.00Maid 0.00Other 0.00
Health 0.00 0.00 0.00 0.00 0.00Dental 0.00Medical 0.00Medicines/Supplements 0.00Glasses 0.00Life/Medical Insurance 0.00Face/Body Product 0.00Other 0.00
Entertainment 0.00 0.00 0.00 0.00 0.00Movies 0.00Eat Out 0.00Events 0.00Subscriptions 0.00Music 0.00Hobbies 0.00Travel/ Vacation 0.00Wedding 0.00Other 0.00Other 0.00
Miscellaneous 0.00 0.00 0.00 0.00 0.00Laundry 0.00Garments 0.00Donation 0.00Recreation 0.00School Funding 0.00Courses 0.00Kid's Pocket Money 0.00Gifts 0.00Credit Card 0.00Other 0.00Other 0.00Other 0.00
Spending
Income
Tracking
Apr May Jun Jul0.00
0.10
0.20
0.30
0.40
0.50
0.60
0.70
0.80
0.90
1.00
Expense Income
$- $0 $0 $0 $0 $1 $1 $1 $1 $1 $1
0
0
0
Expense Income Balance
Actuals by Month
Actual Income/Spend Summary
-
Compare to Budget April
Budget Apr Actual Vs Budget
Total Income (net) 2,310 0 -2,310Salary 2238.55 -2,238.55Salary 0 0.00Bonus 71.45 -71.45Other 0 0.00Other 0 0.00
Total Spending: 2,084 0 -2,084
Transportation 50 0 -50Car Loan 0.00 0.00Insurance 0.00 0.00Petrol 50.00 -50.00Maintenance 0.00 0.00Road tax 0.00 0.00Parking 0.00 0.00Other 0.00 0.00Other 0.00 0.00
Home 1,191 0 -1,191Monthly expenses 0.00 0.00Rental / Mortgage 690.96 -690.96Maintenance 0.00 0.00Insurance 0.00 0.00Furniture 0.00 0.00Home Necessity 0.00 0.00Weekly expenses 0.00 0.00Food 0.00 0.00Parents allowance 500.00 -500.00Cleaning services 0.00 0.00
Utilities 177 0 -177Phone - Home 0.00 0.00Phone - Cell 30.00 -30.00TV License 0.00 0.00Gas 0.00 0.00IWK 30.00 -30.00Astro 67.00 -67.00Internet 50.00 -50.00Maid 0.00 0.00Other 0.00 0.00
Health 233 0 -233Dental 0.00 0.00Medical 0.00 0.00Medicines/Supplements 0.00 0.00Glasses 0.00 0.00Life/Medical Insurance 233.00 -233.00Face/Body Product 0.00 0.00Other 0.00 0.00
Entertainment 433 0 -433Movies 0.00 0.00Eat Out 0.00 0.00Events 0.00 0.00Subscriptions 0.00 0.00Music 0.00 0.00Hobbies 0.00 0.00Travel/ Vacation 433.33 -433.33Wedding 0.00 0.00Other 0.00 0.00Other 0.00 0.00
Miscellaneous 0 0 0Laundry 0.00 0.00Garments 0.00 0.00Donation 0.00 0.00Recreation 0.00 0.00School Funding 0.00 0.00Courses 0.00 0.00Kid's Pocket Money 0.00 0.00Gifts 0.00 0.00Credit Card 0.00 0.00Other 0.00 0.00Other 0.00 0.00Other 0.00 0.00
$- $500 $1,000 $1,500 $2,000 $2,500
0
2084
0
2310
0
225.7046666667
Expense Income Balance (Savings)
Tracking
Budget
Spending
Income
Comparison
50
0
1,191
0
177
0
233
0
433
00 0Transportation Home UtilitiesHealth Entertainment Miscellaneous
TrackingBudget
Spending Comparison
Tracking vs Budget Summary
-
1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month
Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Car Loan 0.00Insurance 0.00Petrol 0.00Maintenance 0.00Road tax 0.00Parking 0.00Other 0.00Other 0.00
Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Monthly expenses 0.00Rental / Mortgage 0.00Maintenance 0.00Insurance 0.00Furniture 0.00Home Necessity 0.00Weekly expenses 0.00Food 0.00Parents allowance 0.00Cleaning services 0.00
Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Phone - Home 0.00Phone - Cell 0.00TV License 0.00Gas 0.00IWK 0.00Astro 0.00Internet 0.00Maid 0.00Other 0.00
Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Dental 0.00Medical 0.00Medicines/Supplements 0.00Glasses 0.00Life/Medical Insurance 0.00Face/Body Product 0.00Other 0.00
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Movies 0.00Eat Out 0.00Events 0.00Subscriptions 0.00Music 0.00Hobbies 0.00Travel/ Vacation 0.00Wedding 0.00Other 0.00Other 0.00
Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00Laundry 0.00Garments 0.00Donation 0.00Recreation 0.00School Funding 0.00Courses 0.00Kid's Pocket Money 0.00Gifts 0.00Credit Card 0.00Other 0.00Other 0.00Other 0.00
Spending
Daily Spending Record
OverviewQuick BudgetBudget By MonthTrackingComparisonDaily Spending
Drop Down 10: Aug To DateDrop Down 22: MonthlyDrop Down 13: DecemberDrop Down 13_2: SeptemberDrop Down 7: April