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FactsheetJuly 2016

31st July, 2016

BARODA PIONEER MUTUAL FUND

Dear Investors,

Warm Greetings!

Indian equities (+3.9%) reported a strong performance during the month of July 2016 on the back of strong inflows coupled with expectation of GST bill passage in the Upper House, which fuelled the risk-on sentiment. This is also reflected in returns of sectoral indices - Metal and Realty were the best performing with 15.8% and 13.8% returns respectively. Oil & Gas, Healthcare and PSU indices also recorded double-digit gains while Information Technology was the worst performing index with a negative return of 4.9%. The progress on GST bill is keenly tracked in the monsoon Parliament session as the Central Government makes efforts to reach a consensus with the State Governments and other parties.

Following a 5.76%YoY print last month, the CPI inflation was largely unchanged at 5.77% in June 2016, while headline numbers were stable and internal data points were positive. The core CPI inflation moderated for the second consecutive month to

4.5% vs 4.7% last month. Food inflation accelerated to 7.4 % from 7.2%. We believe that government may take proactive steps to contain food inflation. After a late onset and a deficit in June 2016, the quantum of rainfall has picked up across the country. As per the latest Indian Meteorological Department data, the cumulative rainfall during this year’s monsoon has moved into a surplus territory from a deficit in the initial days. Good monsoon prospect is likely to douse the food inflation. The CPI may stay at RBI’s projection of 5% by end of FY 2017.

Monthly data on IIP continues to be volatile – it improved to 1.2% YoY in May. In previous month, IIP had declined by 1.3%. Our expectations is directionally IIP may inch up despite the wide swings in the monthly print.

There is a chance of a rate cut if inflation is contained within RBI’s target. Therefore, bond market is likely to trade on positive bias and key trigger for the rally may be lower CPI print and fiscal consolidation measures. We expect the rates to trade with softening bias due to accommodative stance by RBI, inflation is contained and growth recovery is fragile.

We expect the ultra-short term rates to soften with better system liquidity, lower supply in CPs and CDs and accommodative stance by RBI. The out flows of FCNR deposits may tighten the liquidity in October-November 2016. Therefore, the short term rates may move up with widening credit spread. We expect RBI to conduct Open Market Operations purchase to infuse liquidity which is likely to support the long end of the curve. Rupee may not depreciate sharply as RBI has fully hedged the forex outflows.

In 2016, so far FIIs have been net buyers of Indian Equity to the tune of USD 4.9bn as compared to USD 7.06bn last year. In the month of July 2016, FIIs have invested USD1.65bn.

The recent uptrend in equity markets is a result of improved global/local liquidity and sentimental factors rather than the fundamental improvement on the ground. Almost all the major global emerging market equity indices recorded positive performance in the last month reflecting easy global liquidity. Despite domestic valuations being higher than their historic levels, yet those could sustain if expectations of a global fiscal stimulus sustains. Even within India, expectations of monetary and fiscal stimulus are building up. Markets are building in that and the new RBI governor is expected to be dovish. The Government is also expected to pursue an easier fiscal policy. While these could raise concerns on the long-term macro-economic stability, it may be positive for near-term earnings growth.

Sanjay Chawla

Chief Investment Officer

Source : Bloomberg, Economic Times

CIO Letter

2

Mr. Sanjay ChawlaChief Investment Officer

31st July, 2016


INDEX

Title

How To Read Factsheet Pg 4

Baroda Pioneer Growth Fund Pg 5

Baroda Pioneer ELSS’ 96 Pg 6

Baroda Pioneer PSU Equity Fund Pg 7

Baroda Pioneer Infrastructure Fund Pg 8

Baroda Pioneer Banking and Financial Services Fund Pg 9

Baroda Pioneer Balance Fund Pg 10

Baroda Pioneer Monthly Income Plan (MIP) Fund(Monthly income is not assured and is subject to the availability of distributable surplus)

Pg 11

Baroda Pioneer Credit Opportunities Fund Pg 12

Baroda Pioneer Gilt Fund Pg 13

Baroda Pioneer Income Fund Pg 14

Baroda Pioneer Dynamic Bond Fund Pg 15

Baroda Pioneer Short Term Bond Fund Pg 16

Baroda Pioneer Treasury Advantage Fund Pg 17

Baroda Pioneer Liquid Fund Pg 18

Investment Performance Pg 19

SIP Returns Pg 23

Dividend History Pg 24

3

31st July, 2016


Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.

NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.

Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.

Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit.

Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield

Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

How To Read Factsheet?

4

31st July, 2016


Baroda Pioneer Growth Fund

PORTFOLIO

Name of Instruments Ratings / Industry

% to Net Assets

EQUITY & EQUITY RELATED

Listed / awaiting listing on the stock exchanges

ITC Ltd. Consumer Non Durables

5.87%

Infosys Ltd. Software 5.72%

IndusInd Bank Ltd. Banks 3.98%

HDFC Bank Ltd. Banks 3.82%

ICICI Bank Ltd. Banks 3.61%

Yes Bank Ltd. Banks 3.34%

Shriram Transport Finance Company Ltd.

Finance 3.10%

Tata Motors Ltd. Auto 2.84%

Indraprastha Gas Ltd. Gas 2.72%

State Bank of India Banks 2.52%

The Ramco Cements Ltd. Cement 2.48%

Mahindra & Mahindra Ltd. Auto 2.37%

Larsen & Toubro Ltd. Construction Project

2.26%

Hindalco Industries Ltd. Non - Ferrous Metals

2.15%

Bharat FinancialInclusion Ltd.

Finance 2.06%

Petronet LNG Ltd. Gas 2.02%

Ashok Leyland Ltd. Auto 2.00%

TeamLease Services Ltd. Commercial Services

1.96%

Sadbhav Engineering Ltd. Construction Project

1.93%

Maruti Suzuki India Ltd. Auto 1.92%

Shriram City UnionFinance Ltd.

Finance 1.91%

LIC Housing Finance Ltd. Finance 1.85%

HCL Technologies Ltd. Software 1.82%

Ultratech Cement Ltd. Cement 1.80%

Bata India Ltd. Consumer Durables

1.76%

D.B.Corp Ltd. Media & Entertainment

1.70%

Multi CommodityExchange of India Ltd.

Finance 1.67%

Pidilite Industries Ltd. Chemicals 1.65%

Gujarat State Petronet Ltd. Gas 1.65%

Sun Pharmaceuticals Industries Ltd.

Pharmaceuticals 1.61%

Axis Bank Ltd. Banks 1.59%

Grasim Industries Ltd. Cement 1.58%

The Karur Vysya Bank Ltd. Banks 1.39%

Jindal Steel & Power Ltd. Ferrous Metals 1.37%

FAG Bearings India Ltd. Industrial Products

1.32%

Healthcare GlobalEnterprises Ltd.

Healthcare Services

1.31%

Hindustan Zinc Ltd. Non - Ferrous Metals

1.22%

IDFC Bank Ltd. Banks 1.17%

S H Kelkar andCompany Ltd.

Consumer Non Durables

1.15%

Engineers India Ltd. Construction Project

1.15%

Emami Ltd. Consumer Non Durables

1.10%

DCB Bank Ltd. Banks 1.08%

PORTFOLIO


% to Net Assets

Oil & Natural Gas Corporation Ltd.

Oil 1.07%

Housing Development Finance CorporationLtd. - Warrants

Finance 1.06%

Torrent Pharmaceuticals Ltd. Pharmaceuticals 1.05%

Bajaj Finance Ltd. Finance 1.00%

Manpasand Beverages Ltd. Consumer Non Durables

0.98%

Marico Ltd. Consumer Non Durables

0.73%

Muthoot Finance Ltd. Finance 0.56%

Total 97.97%

PREFERENCE SHARES


Zee Entertainment Enterprises Limited - Preference shares

Media & Entertainment

0.07%

Total 0.07%

CBLO / Reverse Repo Investments 4.51%

Total 4.51%

Cash & Cash Equivalents

Net Receivable/Payable -2.55%

Total -2.55%

Grand Total 100.00%

**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

TOP SECTORS

22.50%

13.21%

9.83%

9.13%

7.54%

6.39%

5.86%

5.34%

3.37%

2.66%

1.96%

1.96%

1.77%

1.76%

1.65%

1.37%

1.32%

1.31%

1.07%

Banks

Finance


Auto

Software

Gas

Cement

Construction Project

Non - Ferrous Metals

Pharmaceuticals

Commercial Services

Cash & Equivalent


Consumer Durables

Chemicals

Ferrous Metals

Industrial Products

Healthcare Services

Oil

Investors understand that their principal will be at Moderately High risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related

instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

INVESTMENT OBJECTIVE

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

FUND DETAILS

Type of Scheme An Open Ended Growth Scheme

Date of Allotment September 12, 2003

Fund Manager# Mr. Sanjay Chawla& (Experience 25 yrs) Mr. Dipak Acharya (Experience 12 yrs)

Benchmark S&P BSE 200

Monthly Average AUM (`)

301.29 Crs

Month end AUM (`) 309.94 Crs

Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter

Entry Load NilExit Load 1% if redeemed on or before

365 days from the date ofallotment, Nil if redeemed after 365 days from the dateof allotment of units

Plans

Option

Plan A and Plan B (Direct)

The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$

SIP (Minimum) ` 1000/month - 6 Installments` 1500/quarter - 4 Installments

RISk PROFILE 31 JUL 2016Standard deviation 15.61%Sharpe@ 0.88Beta 0.97Portfolio Turnover (last 12 months) 1.70

NAV AS ON 31 JUL 2016NAV (Per Unit) `Plan AGrowth 81.1700Dividend 33.3500Plan B - DirectGrowth 83.6500Dividend 32.6600

TOTAL EXPENSE RATIOPlan A 2.90%Plan B (Direct) 2.11%

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.59& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

An Open Ended Growth Scheme

5

31st July, 2016


PORTFOLIO


% to Net Assets


Listed / awaiting listing on the stock exchangesITC Ltd. Consumer Non

Durables5.64%




Shriram City Union Finance Ltd.

Finance 3.09%



Kansai Nerolac Paints Ltd. Consumer Non Durables

2.68%



Bharat FinancialInclusion Ltd.

Finance 2.53%

Can Fin Homes Ltd. Finance 2.52%

Shriram TransportFinance Company Ltd.

Finance 2.46%




2.33%

Multi Commodity Exchange of India Ltd.

Finance 2.21%


FAG Bearings India Ltd. Industrial Products 2.13%

Bata India Ltd. Consumer Durables

2.11%



2.04%


2.01%

TeamLease Services Ltd. Commercial Services

2.01%

Gujarat StatePetronet Ltd.

Gas 1.97%



S H Kelkar andCompany Ltd.


1.78%

The Great Eastern Shipping Company Ltd.

Transportation 1.75%



Mahindra &Mahindra Ltd.

Auto 1.53%


Godrej Consumer Products Ltd.


1.39%

Healthcare Global Enterprises Ltd.

Healthcare Services 1.31%


The Karur VysyaBank Ltd.

Banks 1.26%

Persistent Systems Ltd. Software 1.20%


1.17%

Sun Pharmaceuticals Industries Ltd.


NCC Ltd. Construction Project

1.07%

D.B.Corp Ltd. Media & Entertainment

1.06%

Torrent Pharmaceuticals Ltd.


PORTFOLIO


% to Net Assets

Housing Development Finance CorporationLtd. - Warrants

Finance 0.95%



UPL Ltd. Pesticides 0.65%

Total 96.79%

PREFERENCE SHARES


Zee Entertainment Enterprises Limited - Preference shares


0.02%

Total 0.02%


Total 1.26%


Net Receivable/Payable 1.93%

Total 1.93%

Grand Total 100.00%**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

TOP SECTORS

19.59%13.76%

11.49%8.23%

7.52%6.93

6.275.12

3.50%3.19

2.132.112.092.011.75%1.31%1.27%1.08%0.65%

BanksFinance

Consumer Non DurablesAuto

SoftwareGas

CementConstruction ProjectNon - Ferrous Metals

Cash & EquivalentIndustrial Products

Consumer DurablesPharmaceuticals

Commercial ServicesTransportation

Healthcare ServicesChemicals

Media & EntertainmentPesticides

Baroda Pioneer ELSS’ 96


This product is suitable for investors who are seeking*• Capital growth over long term• Investment predominantly in equity and equity related

instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961.

FUND DETAILS

Type of Scheme An Open Ended Tax Benefit-Cum-Growth Scheme

Date of Allotment March 31, 1996Fund Manager# Mr. Sanjay Chawla& (Experience

25 yrs) Mr. Dipak Acharya (Experience 12 yrs)

Benchmark S&P BSE 200Monthly Average AUM (`)

55.82 Crs

Month end AUM (`) 57.35 Crs Minimum Investment ` 500/- & in multiples of ` 1/-

thereafterEntry Load NilExit Load NilPlans

Option


The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$


RISk PROFILE 31 JUL 2016Standard deviation 17.73%Sharpe@ 0.76Beta 1.00 Portfolio Turnover (last 12 months) 1.91

NAV AS ON 31 JUL 2016NAV (Per Unit) `Plan ADividend 29.3900Bonus 37.5400Growth 37.5400Plan B - DirectDividend 33.6100Bonus 39.3200Growth 39.3200


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.59& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

An Open Ended Tax Benefit - Cum - Growth Scheme

6

31st July, 2016


Baroda Pioneer PSU Equity Fund

Investors understand that their principal will be at High risk

This product is suitable for investors who are seeking*• Growth in capital along with the liquidity over long

term• Investment predominantly in equity stocks of domestic

Public Sector Undertakings.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary investment objective of the Scheme is to provide investors with opportunities for long term growth in capital along with the liquidity of an open ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings.

FUND DETAILS

Type of Scheme An Open Ended Equity Scheme

Date of Allotment October 4, 2010

Fund Manager# Mr. Dipak Acharya(Experience 12 yrs)

Benchmark S&P BSE PSU Index

Monthly Average AUM (`) 27.37 Crs



Entry Load Nil

Exit Load

1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units

Plans

Option


The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$





PORTFOLIO


% to Net

Assets




10.06%



Oil & Natural GasCorporation Ltd.

Oil 9.16%


GAIL (India) Ltd. Gas 8.29%

Power Grid Corporation ofIndia Ltd.

Power 7.96%

National AluminiumCompany Ltd.


5.06%

Steel Authority of India Ltd. Ferrous Metals 4.25%

Indian Oil Corporation Ltd. Petroleum Products

3.94%

NMDC Ltd. Minerals/Mining

3.26%

Gujarat Gas Ltd. Gas 3.21%

SJVN Ltd. Power 3.02%

Canara Bank Banks 2.27%

Syndicate Bank Banks 1.94%

Bharat PetroleumCorporation Ltd.

Petroleum Products

1.61%

Mangalore Refinery and Petrochemicals Ltd.

Petroleum Products

1.47%

NHPC Ltd. Power 1.37%

Container Corporation ofIndia Ltd.


Hindustan PetroleumCorporation Ltd.

Petroleum Products

0.91%

Total 96.63%

BONDS & NCDs


NTPC Limited CRISIL AAA 0.47%

Total 0.47%


Total 5.97%



Total -3.07%

Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.

TOP SECTORS

29.29%

14.18%

12.35%

10.06%

9.16%

7.93%

5.06%

4.25%

3.26%

2.90%

1.09%

0.47%

Gas

Banks

Power


Oil

Petroleum Products


Ferrous Metals

Minerals/Mining

Cash & Equivalent

Transportation

CRISIL AAA

An Open Ended Equity Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.59

7

31st July, 2016


Baroda Pioneer Infrastructure Fund

Investors understand that their principal will be atHigh risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity-related

securities of companies engaged in infrastructure and infrastructure related sectors.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary investment objective of the Scheme will be to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in infrastructure and infrastructure related sectors.

FUND DETAILS

Type of Scheme An Open Ended Equity SchemeDate of Allotment June 22, 2010Fund Manager# Mr. Dipak Acharya

(Experience 12 yrs)

Benchmark Nifty Infra*Monthly Average AUM (`) 16.60 CrsMonth end AUM (`) 17.64 Crs Minimum Investment ` 5,000/- & in multiples of ` 1/-

thereafterEntry Load NilExit Load 1.00% if redeemed on or before 365

days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units

Plans

Option




RISk PROFILE 31 JUL 2016Standard deviation 19.61%Sharpe@ 0.76Beta 0.79 Portfolio Turnover (last 12 months) 2.17



PORTFOLIO


% to Net Assets





7.07%


5.63%




NCC Ltd. Construction Project

4.17%



3.79%


Finance 3.59%

Texmaco Rail & Engineering Ltd.

Industrial Capital Goods

3.57%


3.47%

PNC Infratech Ltd. Construction 3.26%


Sadbhav Engineering Ltd. Construction Project

3.23%


Finance 2.90%




Vedanta Ltd. Non - Ferrous Metals

2.33%

Bharat Financial Inclusion Ltd.

Finance 2.31%

Bajaj Electricals Ltd. Consumer Durables

2.28%


Finance 2.23%

GAIL (India) Ltd. Gas 2.16%

The Great Eastern Shipping Company Ltd.


Supreme Industries Ltd. Industrial Products 1.86%


Max India Ltd. Finance 1.13%

Siemens Ltd. Industrial Capital Goods

1.12%

ABB India Ltd. Industrial Capital Goods

1.08%

Total 96.68%

BONDS & NCDs


NTPC Ltd. CRISIL AAA 0.33%

Total 0.33%


Total 2.55%



Total 0.44%

Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.

TOP SECTORS

20.10%

16.36%

14.81%

13.06%

9.59%

5.77%

4.75%

3.26%

3.24%

2.99%

2.28%

1.90%

1.56%

0.33%


Gas

Finance

Cement



Industrial Products

Construction

Auto

Cash & Equivalent

Consumer Durables

Transportation

Ferrous Metals

CRISIL AAA

An Open Ended Equity Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.59

8

31st July, 2016


Baroda Pioneer Banking and Financial Services Fund

Investors understand that their principal will be atHigh risk

This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related

securities of companies engaged in the Banking & Financial Services Sector* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

FUND DETAILS

Type of Scheme An Open Ended Sectoral Scheme

Date of Allotment June 22, 2012

Fund Manager# Mr. Dipak Acharya(Experience 12 yrs)

Benchmark Nifty Bank Index*




Entry Load Nil

Exit Load Exit Load - 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment

Plans

Option





NAV AS ON 31 JUL 2016NAV (Per Unit) `Plan AGrowth 16.6700Dividend 15.5100Bonus 16.6700Plan B - DirectGrowth 17.1600Dividend 15.9700Bonus NA


PORTFOLIO


% to Net Assets








Kotak Mahindra Bank Ltd. Banks 6.80%



Finance 3.80%


Bharat Financial Inclusion Ltd. Finance 2.51%


Finance 2.50%


Finance 1.95%



The Karur Vysya Bank Ltd. Banks 1.43%

Canara Bank Banks 1.24%


Syndicate Bank Banks 1.06%

Sundaram Finance Ltd. Finance 1.03%

ICRA Ltd. Finance 0.33%

Total 96.13%


Total 2.67%



Total 1.20%

Grand Total 100.00%

TOP SECTORS

79.94%

16.19%

3.87%

Banks

Finance

Cash & Equivalent

An Open Ended Sectoral Scheme

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.59

9

31st July, 2016


Baroda Pioneer Balance Fund


This product is suitable for investors who are seeking*• Capital appreciation along with stability over long term• Investment predominantly in equity and equity related

instruments with balance exposure to money market instruments and debt securities.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

FUND DETAILS

Type of Scheme An Open Ended Balanced Scheme


Fund Manager# Mr. Sanjay Chawla& (Experience 25 yrs) Mr. Dipak Acharya (Experience 12 yrs)

Benchmark CRISIL Balanced Fund Aggressive index(effective April 4, 2016)

Monthly Average AUM (`) 166.77 CrsMonth end AUM (`) 166.17 Crs


Entry Load Nil

Exit Load 1% if redeemed on or before 365 days from the date ofallotment, Nil if redeemed after 365 days from the dateof allotment of units

Plans

Option





NAV AS ON 31 JUL 2016NAV (Per Unit) `Plan AGrowth 46.0600Dividend 17.7100Bonus 46.0600Plan B - DirectGrowth 47.7000Dividend 18.7500


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.59 & Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015

PORTFOLIO


% to Net



ITC Ltd.Consumer Non Durables

5.93%






Hindalco Industries Ltd.Non - Ferrous Metals

2.01%


Finance 2.00%

Sun PharmaceuticalsIndustries Ltd.




TeamLease Services Ltd.Commercial Services

1.83%



Mahindra & Mahindra Ltd. Auto 1.77%

Godrej Consumer Products Ltd.Consumer Non Durables

1.72%



Bata India Ltd.Consumer Durables

1.53%


Shriram City UnionFinance Ltd.

Finance 1.48%


Larsen & Toubro Ltd.Construction Project

1.45%


Bharat Financial Inclusion Ltd. Finance 1.37%



Hindustan Zinc Ltd.Non - Ferrous Metals

1.29%



Multi CommodityExchange of India Ltd.

Finance 1.14%

Oil & Natural GasCorporation Ltd.

Oil 0.99%


D.B.Corp Ltd.Media & Entertainment

0.97%

Engineers India Ltd.Construction Project

0.94%



Manpasand Beverages Ltd.Consumer Non Durables

0.82%

Healthcare GlobalEnterprises Ltd.

Healthcare Services

0.81%

WABCO India Ltd. Auto Ancillaries 0.76%

Bajaj Corp Ltd.Consumer Non Durables

0.70%

PNC Infratech Ltd. Construction 0.69%

Indian Oil Corporation Ltd.Petroleum Products

0.66%

PORTFOLIO


% to Net

Torrent Pharmaceuticals Ltd. Pharmaceuticals 0.61%

Max India Ltd. Finance 0.40%

Total 74.39%

CENTRAL GOVERNMENT SECURITIES

7.59% CGL 2029 Sovereign 1.92%






Total 4.03%

BONDS & NCDs


Piramal Enterprises Ltd. [ICRA]AA 11.46%

Capital First Ltd. CARE AA+ 6.06%

Total 17.52%


Total 3.85%



Total 0.21%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.

TOP SECTORS

14.24%11.46%

9.17%7.63%7.33%

6.29%6.06%5.89%

4.06%4.03%3.74%

3.30%2.61%2.39%

1.83%1.53%1.32%1.26%0.99%0.98%0.97%0.81%0.76%0.69%0.66%

Banks[ICRA]AA

Consumer Non DurablesSoftware

FinanceCement

CARE AA+Auto

Cash & EquivalentSovereign

GasNon - Ferrous Metals

PharmaceuticalsConstruction ProjectCommercial ServicesConsumer Durables

ChemicalsFerrous Metals

OilIndustrial Products

Media & EntertainmentHealthcare Services

Auto AncillariesConstruction

Petroleum Products

An Open Ended Balanced Scheme

10

31st July, 2016


Baroda Pioneer Monthly Income Plan (MIP) Fund

Investors understand that their principal will be at Moderate risk

This product is suitable for investors who are seeking*• Regular Income and capital appreciation over medium

term with providing liquidity• Investment in debt and money market instruments and

in equity and equity related instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate regular income through investment in debt and money market instruments and also to generate long-term capital appreciation by investing a portion in equity and equity related instruments.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme with no assured returns.


Fund Manager Ms. Hetal Shah#

(Experience 12 yrs)

Benchmark CRISIL MIP Blended Index



Minimum Investment ` 5,000/- & in multiples of ` 1.000/- thereafter

Entry Load Nil

Exit Load NIL

Plans Plan A and Plan B (Direct)

Options • Growth• Monthly Dividend 1. Payout 2. Reinvestment • Quarterly Dividend 1. Payout 2. Reinvestment • Bonus Option$


NAV AS ON 31 JUL 2016NAV (Per Unit) `Plan AGrowth 20.1241Dividend - Monthly 13.3710Dividend - Quarterly 13.0688Plan B - DirectGrowth 20.7379Dividend - Monthly 13.5521Dividend - Quarterly 13.2790

PORTFOLIO CHARACTERISTIC

Average Maturity (Days) 2039.75Modified Duration (Years) 3.73Portfolio Yield (%) 8.28


$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*Monthly income is not assured and is subject to the availability of distributable surplus.

PORTFOLIOName of Instruments Ratings /

Industry% to Net

Assets

EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchanges

State Bank of India Banks 0.48%Shriram City UnionFinance Ltd. Finance 0.42%


Multi Commodity Exchange of India Ltd. Finance 0.40%


Sanofi India Ltd. Pharmaceuticals 0.38%

Bayer Cropscience Ltd. Pesticides 0.38%


Hindalco Industries Ltd. Non - Ferrous Metals 0.28%



Shriram TransportFinance Company Ltd. Finance 0.27%

Sadbhav Engineering Ltd. Construction Project 0.24%


ABB India Ltd. IndustrialCapital Goods 0.21%

Total 4.94%MONEY MARkET INSTRUMENTCommercial Paper**SD Corporation Pvt. Ltd. [ICRA]A1+ 4.08%

Total 4.08%CENTRAL GOVERNMENT SECURITIES8.60% CGL 2028 Sovereign 13.85%

7.88% CGL 2030 Sovereign 11.10%



Total 36.72%

BONDS & NCDs


IIFL Facilities Services Ltd. [ICRA]AA 9.40%

Capital First Ltd. CARE AA+ 8.49%

Muthoot Fincorp Ltd. CRISIL A 6.87%


Power FinanceCorporation Ltd. CRISIL AAA 5.60%

Rural Electrification Corporation Ltd. CRISIL AAA 3.87%

India Infoline Housing Finance Ltd. [ICRA]AA 2.97%

Power Grid Corporationof India Ltd. CRISIL AAA 2.69%

IDBI Bank Ltd. CRISIL A 2.08%

India InfolineHousing Finance Ltd. [ICRA]AA 1.02%

Total 49.34%


Total 2.01%



Total 2.91%

Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

RATING PROFILE

36.72%

19.74%

12.16%

8.95%

8.49%

4.92%

4.08%

1.09%

0.98%

0.41%

0.40%

0.38%

0.38%

0.30%

0.28%

0.27%

0.24%

0.21%

Sovereign

[ICRA]AA

CRISIL AAA

CRISIL A

CARE AA+

Cash & Equivalent

[ICRA]A1+

Finance

Banks

Cement

Software

Pharmaceuticals

Pesticides

Auto


Gas



INSTRUMENTS

49.34%

36.72%

4.94%

4.08%2.91% 2.01%

BONDS & NCDs

CENTRALGOVERNMENTSECURITIES

EQUITY & EQUITYRELATED

Commercial Paper

Cash & CashEquivalents

CBLO / Reverse RepoInvestments

An Open Ended Income Scheme with no assured returns.(Monthly income is not assured and is subject to the availability of distributable surplus.)

11

31st July, 2016


Baroda Pioneer Credit Opportunities Fund


This product is suitable for investors who are seeking*• Income over medium term.• Investment in a mix of debt and money market

instruments across the credit and maturity spectrum.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

FUND DETAILS

Type of Scheme An Open Ended Debt Scheme

Date of Allotment January 23, 2015

Fund Manager Mr. Alok Sahoo#

(Experience 13 yrs), Ms. Hetal Shah#

(Experience 12 yrs)

Benchmark CRISIL Short Term Bond Fund Index


172.73 Crs



Entry Load NA

Exit Load 1%, if redeemed on or before 365 days from the date of allotment of Units. Nil, if redeemed after 365 days from the date of allotment of Units.


Options • Growth• Monthly Dividend 1.Payout 2.Reinvestment• Quarterly Dividend 1.Payout 2.Reinvestment• Bonus Option$




TOTAL EXPENSE RATIO

Plan A 1.78%Plan B (Direct) 0.53%

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

PORTFOLIO


% to Net

Assets

MONEY MARkET INSTRUMENT

Commercial Paper**Adani Enterprises Ltd. BWR A1+ 8.53%

Simplex Infrastructures Ltd. CARE A1 7.39%

Piramal Enterprises Ltd. [ICRA]A1+ 5.87%

Peninsula Land Ltd. [ICRA]A1 5.30%


Total 30.80%

CENTRAL GOVERNMENT SECURITIES8.40% CGL 2024 Sovereign 1.72%

Total 1.72%

BONDS & NCDsListed / awaiting listing on the stock exchanges


India Infoline HousingFinance Ltd.

CRISIL AA- 5.73%

Edelweiss CommoditiesServices Ltd.

[ICRA]AA 5.40%


JSW Steel Ltd. CARE AA- 3.11%


Edelweiss AssetReconstruction Company Ltd.

[ICRA]AA 2.69%

Vedanta Ltd. CRISIL AA- 2.65%

India Infoline HousingFinance Ltd.

CRISIL AA- 1.58%

Aspire Home FinanceCorporation Ltd.

CRISIL A+ 1.08%

Aspire Home FinanceCorporation Ltd.

[ICRA]AA- 1.08%



Total 39.66%

UnlistedARM Infra & Utilities Private Ltd. BWR A1+(SO) 9.14%

Janalakshmi FinancialServices Ltd.

[ICRA]A+ 7.56%

Tanglin Developments Ltd. BWR A+(SO) 6.46%

India Infoline Finance Ltd. [ICRA]AA 2.22%

Total 25.38%

CBLO /Reverse Repo investments 0.15%

Total 0.15%



Total 2.29%

Grand Total 100.00%

All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.

RATING PROFILE

18.09%

10.38%

9.14%

9.01%

8.53%

7.56%

7.39%

6.46%

5.87%

5.81%

5.44%

2.44%

1.72%

1.08%

1.08%

[ICRA]AA

CRISIL AA-

BWR A1+(SO)

[ICRA]A1

BWR A1+

[ICRA]A+

CARE A1

BWR A+(SO)

[ICRA]A1+

CARE AA-

CRISIL A

Cash & Equivalent

Sovereign

CRISIL A+

[ICRA]AA-

INSTRUMENTS

39.66%

30.80%

25.38%

2.29%1.72%

0.15% BONDS & NCDs

Commercial Paper

Unlisted




NAV AS ON 31 JUL 2016

NAV (Per Unit) `Plan ABonus NAGrowth 11.6591Dividend - Quarterly 10.5427Dividend - Monthly 10.6215Plan B - DirectBonus 11.8602Growth 11.8602Dividend - Quarterly 10.7363Dividend - Monthly 10.8345

An Open Ended Debt Scheme

12

31st July, 2016


Baroda Pioneer Gilt Fund


This product is suitable for investors who are seeking*• Credit risk free regular Income over long term• Investment only in Government (both Central and State

Government) Securities* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate income by investing in a portfolio of Government securities.

FUND DETAILS

Type of Scheme An Open Ended Gilt Scheme

Date of Allotment March 21, 2002


(Experience 12 yrs)

Benchmark I SEC-MI BEX


47.28 Crs



Entry Load Nil

Exit Load 0.25% if redeemed on or before 1 month (30 days) from the date of allotment. Nil if redeemed after 1 month (30 days) from the date of allotment


Options • Growth• Dividend 1 .Payout 2 .Reinvestment• Bonus Option$



NAV (Per Unit) `Plan AGrowth 24.6418Dividend 18.8854Plan B - DirectGrowth 25.4858Dividend 22.0637



TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


7.59% CGL 2029 Sovereign 51.47%




9.39% SDL 2023 Sovereign 5.71%





Total 96.96%


Total 0.83%



Total 2.21%

Grand Total 100.00%

RATING PROFILE

96.96%

3.04%

Sovereign

Cash & Equivalent

INSTRUMENTS

96.96%

2.21% 0.83%





An Open Ended Gilt Scheme

13

31st July, 2016


Baroda Pioneer Income Fund


This product is suitable for investors who are seeking*• Regular Income over long term• Investment predominantly in good quality Fixed Income

Securities by maintaining a balance between Risk & Return.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return.

FUND DETAILS

Type of Scheme An Open Ended Income Scheme

Date of Allotment March 21, 2002


(Experience 12 yrs)

Benchmark CRISIL Composite Bond Fund Index


23.76 Crs



Entry Load Nil

Exit Load 1% if redeemed on or before 365 days from the date of allotment. Nil if redeemed after 365 days from the date of allotment


Options • Growth• Dividend 1.Payout 2.Reinvestment• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


7.59% CGL 2029 Sovereign 13.77%

7.88% CGL 2030 Sovereign 11.03%

7.59% CGL 2026 Sovereign 10.78%









Total 72.77%

BONDS & NCDs



Vijaya Bank [ICRA]AA- 8.27%

Rural Electrification Corporation Ltd.

CRISIL AAA 4.27%

Total 22.47%


Total 2.51%



Total 2.25%

Grand Total 100.00%


RATING PROFILE

72.77%

9.93%

8.27%

4.76%

4.27%

Sovereign

CRISIL A

[ICRA]AA-

Cash & Equivalent

CRISIL AAA

INSTRUMENTS

72.77%

22.47%

2.51% 2.25%


BONDS & NCDs



$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

An Open Ended Income Scheme

14

31st July, 2016


Baroda Pioneer Dynamic Bond Fund


This product is suitable for investors who are seeking*• Regular Income over medium term with providing

liquidity• Investment in medium to long term corporate bonds

and / or government securities and manage the portfolio dynamically through different interest rate cycles* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The investment objective of the scheme is to generate returns with liquidity by managing the portfolio dynamically through interest rate cycles.

FUND DETAILS



Fund Manager Mr. Alok Sahoo# (Experience 13 yrs), Ms. Hetal Shah# (Experience 12 yrs)

Benchmark CRISIL Composite Bond Fund Index




Entry Load Nil

Exit Load 0.50% if redeemed within 3 months from the date of allotment of units, Nil if redeemed after 3 months from the date of allotment of units


Options • Growth• Dividend 1. Payout 2. Reinvestment• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


7.59% CGL 2029 Sovereign 31.02%

9.72% SDL 2023 Sovereign 22.34%

8.28% CGL 2027 Sovereign 10.75%



Total 72.01%

BONDS & NCDs


Vijaya Bank [ICRA]AA- 11.91%


L&T Finance Ltd. [ICRA]AA+ 1.01%

Total 16.90%


Total 7.99%



Total 3.10%

Grand Total 100.00%


RATING PROFILE

72.01%

11.91%

11.09%

3.98%

1.01%

Sovereign

[ICRA]AA-

Cash & Equivalent

CRISIL A

[ICRA]AA+

INSTRUMENTS

72.01%

16.90%

7.99%3.10%


BONDS & NCDs





15

31st July, 2016


Baroda Pioneer Short Term Bond Fund

Investors understand that their principal will be at Moderately Low risk

This product is suitable for investors who are seeking*• Regular Income over short term• Investment predominantly in Money Market Instruments

(i.e. CP/CD) and Short Term Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.

FUND DETAILS



Fund Manager Mr. Alok Sahoo# (Experience 13 yrs), Ms. Hetal Shah# (Experience 12 yrs)

Benchmark CRISIL Short Term Bond Fund Index




Entry Load Nil

Exit Load 0.25% if redeemed on or before 15 days from the date of allotment. Nil if redeemed after 15 days from the date of allotment


Options • Growth• Dividend 1. Payout 2. Reinvestment• Bonus Option$






TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


Certificate of Deposit**

State Bank Of Patiala CRISIL A1+ 9.23%

Axis Bank Ltd. CRISIL A1+ 9.22%

State Bank of Hyderabad [ICRA]A1+ 6.69%

Corporation Bank CRISIL A1+ 4.14%

Total 29.28%

Commercial Paper**

Piramal Enterprises Ltd. [ICRA]A1+ 6.91%

Adani Enterprises Ltd. BWR A1+ 4.60%


Edelweiss Commodities Services Ltd.

CRISIL A1+ 1.89%

SD Corporation Pvt. Ltd. [ICRA]A1+ 1.34%

Total 17.49%

BONDS & NCDs


Edelweiss Asset ReconstructionCompany Ltd.

[ICRA]AA 4.65%



Indiabulls HousingFinance Ltd.

CARE AAA 2.80%



Power Grid Corporationof India Ltd.

CRISIL AAA 2.37%


Power FinanceCorporation Ltd.

CRISIL AAA 1.75%

India Infoline Housing Finance Ltd.

CRISIL AA- 1.22%

Aspire Home Finance Corporation Ltd.

[ICRA]AA- 0.93%

Aspire Home Finance Corporation Ltd.

CRISIL A+ 0.70%



CRISIL AAA 0.47%


CRISIL AAA 0.28%

Power Grid Corporationof India Ltd.

CRISIL AAA 0.24%


Indiabulls HousingFinance Ltd.

CARE AAA 0.05%

Total 31.81%

Unlisted


ARM Infra & UtilitiesPrivate Ltd.

BWR A1+(SO) 4.18%

PORTFOLIO


% to Net Assets

Janalakshmi Financial Services Ltd.

[ICRA]A+ 3.27%



Total 14.08%


Total 5.70%



Total 1.64%

Grand Total 100.00%


RATING PROFILE

24.48%

14.94%

13.69%

7.34%

5.11%

4.65%

4.60%

4.46%

4.18%

3.60%

3.27%

2.85%

2.75%

2.45%

0.93%

0.70%

CRISIL A1+

[ICRA]A1+

[ICRA]AA

Cash & Equivalent

CRISIL AAA

BWR A+(SO)

BWR A1+

CRISIL A

BWR A1+(SO)

CRISIL AA-

[ICRA]A+

CARE AAA

[ICRA]A1

CARE AA-

[ICRA]AA-

CRISIL A+

INSTRUMENTS

31.81%

29.28%

17.49%

14.08%

5.70%1.64%

BONDS & NCDs

Certificate of Deposit

Commercial Paper

Unlisted





16

31st July, 2016


[ICRA] A1+ mfs*Baroda Pioneer Treasury Advantage Fund

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

Investors understand that their principal will be at Moderately Low risk

This product is suitable for investors who are seeking*• Regular income over short term with maintaining a

balance between returns and liquidity• Investment predominantly in Money Market (i.e. CP/

CDs) and Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments

FUND DETAILS

Type of Scheme An Open Ended Debt Scheme




(Experience 12 yrs)

Benchmark CRISIL Liquid Fund Index


2015.36 Crs



Entry Load Nil

Exit Load Nil


Options

• Growth • Daily Dividend 1 .Reinvestment • Weekly Dividend 2 .Payout 3 .Reinvestment • Monthly Dividend 1 .Payout 2 .Reinvestment• Quarterly Dividend 1.Payout 2 .Reinvestment• Bonus Option$





PORTFOLIO


% to Net Assets


Certificate of Deposit**HDFC Bank Ltd. CARE A1+ 2.40%Corporation Bank CRISIL A1+ 0.96%State Bank of Hyderabad [ICRA]A1+ 0.47%Total 3.83%Commercial Paper**Piramal Enterprises Ltd. [ICRA]A1+ 3.52%

Edelweiss Commodities Services Ltd. CRISIL A1+ 3.44%




S D Corporation Pvt. Ltd. [ICRA]A1+ 2.33%

S D Corporation Pvt. Ltd. [ICRA]A1+ 2.15%


Vedanta Ltd. CRISIL A1+ 0.72%

Total 21.71%

Treasury BillsTBILL 91 DAY 22 Sep 2016 Sovereign 9.58%TBILL 91 DAY 18 Aug 2016 Sovereign 5.78%

Total 15.36%

Fixed DepositBandhan Bank Ltd. Unrated 3.84%

Total 3.84%

BONDS & NCDs

Listed / awaiting listing on the stock exchangesCapital First Ltd. CARE AA+ 3.55%Capital First Ltd. CARE AA+ 2.98%India Infoline Housing Finance Ltd. [ICRA]AA 2.80%India Infoline Housing Finance Ltd. [ICRA]AA 2.67%Piramal Enterprises Ltd. [ICRA]AA 2.43%Janalakshmi Financial Services Ltd. [ICRA]A+ 2.42%Aspire Home FinanceCorporation Ltd. CRISIL A+ 2.26%

Aspire Home FinanceCorporation Ltd. [ICRA]AA- 2.24%

IIFL Facilities Services Ltd. [ICRA]AA 2.20%Piramal Enterprises Ltd. [ICRA]AA 1.94%JSW Steel Ltd. CARE AA- 1.71%Power Finance Corporation Ltd. CRISIL AAA 1.27%Aspire Home FinanceCorporation Ltd. CRISIL A+ 1.22%

Power Finance Corporation Ltd. CRISIL AAA 1.22%Indiabulls Housing Finance Ltd. CARE AAA 1.21%India Infoline Housing Finance Ltd. [ICRA]AA 1.08%India Infoline Housing Finance Ltd. CRISIL AA- 0.96%Indiabulls Housing Finance Ltd. CARE AAA 0.92%IIFL Facilities Services Ltd. [ICRA]AA 0.81%Piramal Enterprises Ltd. [ICRA]AA 0.79%Muthoot Fincorp Ltd. CRISIL A 0.60%Power Finance Corporation Ltd. CRISIL AAA 0.49%Edelweiss Asset Reconstruction Company Ltd. [ICRA]AA 0.48%

Rural Electrification Corporation Ltd. CRISIL AAA 0.37%Nabha Power Ltd. CRISIL AAA (SO) 0.35%Piramal Enterprises Ltd. [ICRA]AA 0.29%Steel Authority of India Ltd. IND AA 0.24%Piramal Enterprises Ltd. [ICRA]AA 0.24%Nabha Power Ltd. CRISIL AAA (SO) 0.24%Power Grid Corporation of India Ltd. CRISIL AAA 0.22%Power Grid Corporation of India Ltd. CRISIL AAA 0.14%NHPC Ltd. [ICRA]AAA 0.13%Piramal Enterprises Ltd. [ICRA]AA 0.06%India Infoline Housing Finance Ltd. [ICRA]AA 0.06%Total 40.59%UnlistedARM Infra & Utilities Private Ltd. BWR A1+(SO) 3.58%



Powergrid Vizag Transmission Ltd. CRISIL AAA 0.50%


Janalakshmi Financial Services Ltd. [ICRA]A+ 0.19%

Total 8.15%


Total 2.99%

PORTFOLIO


% to Net Assets



Total 3.53%

Grand Total 100.00%


RATING PROFILE

16.30%15.36%

8.47%8.36%

6.53%6.52%

4.21%3.91%3.84%3.58%3.48%

2.67%2.61%2.40%2.40%2.24%2.13%

1.71%1.36%

0.96%0.59%0.24%0.13%

[ICRA]AASovereign

[ICRA]A1+CRISIL A1+CARE AA+

Cash & EquivalentCRISIL AAA

[ICRA]A1Unrated

BWR A1+(SO)CRISIL A+

CRISIL A[ICRA]A+

CARE A1+BWR A1+[ICRA]AA-

CARE AAACARE AA-

BWR A+(SO)CRISIL AA-

CRISIL AAA (SO)IND AA

[ICRA]AAA

INSTRUMENTS

40.59%

21.71%

15.36%

8.15%

3.84%

3.83%3.53% 2.99%

BONDS & NCDs

Commercial Paper

Treasury Bills

Unlisted

Fixed Deposit



CBLO / Reverse Repo


NAV (Per Unit) `RegularGrowth 1749.6631Dividend - Daily 1003.0536Dividend - Weekly 1003.8928Dividend - Monthly 1004.2262Dividend - Quarterly 1188.0407Plan ABonus 1778.5502Growth 1791.5270Dividend - Daily 1028.7210Dividend - Weekly 1021.7814Dividend - Monthly 1004.3527Dividend - Quarterly

Plan B - DirectBonus 1811.8214Growth 1811.8179Dividend - Daily 1009.9608Dividend - Weekly 1004.0043Dividend - Monthly 1004.4313Dividend - Quarterly 1027.2489

1025.2573

An Open Ended Debt Scheme

17

31st July, 2016


[ICRA] A1+ mfs*Baroda Pioneer Liquid Fund

$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22

Investors understand that their principal will be atLow risk

This product is suitable for investors who are seeking*

• Regular income over short term with high level of liquidity

• Investment predominantly in Money Market (i.e. CP / CDs) Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

FUND DETAILS

Type of Scheme An Open Ended Liquid Scheme

Date of Allotment February 5, 2009



(Experience 12 yrs)

Benchmark CRISIL Liquid Fund Index


8183.94 Crs



Entry Load Nil

Exit Load Nil


Options • Growth• Daily Dividend 1.Reinvestment• Weekly Dividend 2.Payout 3.Reinvestment• Bonus Option$




TOTAL EXPENSE RATIO


PORTFOLIO


% to Net Assets


Certificate of Deposit**

Vijaya Bank CRISIL A1+ 8.74%

IndusInd Bank Ltd. CRISIL A1+ 2.69%

State Bank Of Patiala CRISIL A1+ 2.42%

Axis Bank Ltd. CRISIL A1+ 2.42%

Corporation Bank CRISIL A1+ 0.95%

Total 17.22%

Commercial Paper**


Piramal Enterprises Ltd. [ICRA]A1+ 3.68%National Bank For Agriculture andRural Development CRISIL A1+ 2.69%

Religare Finvest Ltd. IND A1+ 2.69%


Indiabulls Housing Finance Ltd. CRISIL A1+ 2.68%


India Infoline Finance Ltd. [ICRA]A1+ 2.68%

JSW Steel Ltd. CARE A1+ 2.67%

Religare Finvest Ltd. CRISIL A1+ 2.67%

JSW Steel Ltd. CARE A1+ 2.67%


IIFL Wealth Finance Ltd. [ICRA]A1+ 2.01%

IIFL Facilities Services Ltd. [ICRA]A1+ 1.75%


Edelweiss Agri Value Chain Ltd. CRISIL A1+ 1.34%

Adani Ports and Special EconomicZone Ltd. CRISIL A1+ 1.34%

India Infoline Housing Finance Ltd. CRISIL A1+ 1.34%

India Infoline Housing Finance Ltd. [ICRA]A1+ 1.34%

Edelweiss Housing Finance Ltd. CRISIL A1+ 1.34%




Adani Gas Ltd. CARE A1+ 0.67%


Adani Gas Ltd. CARE A1+ 0.67%

JK Lakshmi Cement Ltd. CARE A1+ 0.34%Religare Housing Development Finance Corporation Ltd. IND A1+ 0.34%

Kotak Commodity Services Private Ltd. [ICRA]A1+ 0.33%

Total 52.71%

Treasury Bills

TBILL 91 DAY 22 Sep 2016 Sovereign 10.71%

TBILL 91 DAY 25 Aug 2016 Sovereign 1.29%

TBILL 91 DAY 20 Oct 2016 Sovereign 0.67%

TBILL 91 DAY 18 Aug 2016 Sovereign 0.20%

Total 12.87%

Fixed Deposit

HDFC Bank Ltd. Unrated 4.05%

IDBI Bank Ltd. Unrated 4.05%

RBL Bank Ltd. Unrated 1.35%

Bandhan Bank Ltd. Unrated 2.31%

Total 11.76%

CBLO /Reverse Repo investments 6.07%

Total 6.07%



Total -0.63%

Grand Total 100.00%


RATING PROFILE

45.09%

13.13%

12.87%

11.76%

7.02%

5.44%

3.03%

1.66%

CRISIL A1+

[ICRA]A1+

Sovereign

Unrated

CARE A1+

Cash & Equivalent

IND A1+

BWR A1+

INSTRUMENTS

52.71%17.22%

12.87%

11.76%

6.07% -0.63%

Commercial Paper


Treasury Bills

Fixed Deposit




NAV (Per Unit) `RegularGrowth 2624.8833

Dividend 2248.8834Dividend - Daily 1006.0600Plan AGrowth 1780.4655Dividend - Daily 1001.1191Dividend - Weekly 1000.9884Plan B - DirectBonus 1786.3996Growth 1786.0964Dividend - Daily 1001.8422Dividend - Weekly 1225.3657

An Open Ended Liquid Scheme

18

31st July, 2016


Investment Performance

Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya

Date Of Inception: 12/09/2003 Jun 2015 - Jun 2016&

Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&

Since Inception@Scheme Name & Benchmark

Nav Per Unit (`) 78.03 66.56 47.68 10.00

Baroda Pioneer Growth Fund (in %)^ -0.55 17.23 39.60 17.35

S&P BSE 200 (Scheme Benchmark) (in %)* 0.41 12.01 34.45 15.36

Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 15.07

` 10,000, if invested in BPGF, would have become NA NA NA `77,600

` 10,000, if invested in S&P BSE 200, would have become NA NA NA `62,378

` 10,000, if invested in Nifty 50, would have become NA NA NA `60,402

^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 111.05 96.31 68.34 10.00

Baroda Pioneer ELSS’ 96 Fund (in %)^ -0.90 15.31 40.93 12.56

S&P BSE 200 Sensex (Scheme Benchmark) (in %)* 0.41 12.01 34.45 12.13


`10,000, if invested in BPELSS’96F, would have become NA NA NA `1,10,048

`10,000, if invested in S&P BSE 200 Sensex, would have become NA NA NA `1,01,731

`10,000, if invested in Nifty 50, would have become NA NA NA `84,114

^Past performance may or may not be sustained in the future.Data is for Dividend Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 43.06 38.86 29.76 10.00

Baroda Pioneer Balance Fund (in %)^ 3.20 10.81 30.58 12.35

CRISIL Balanced Fund - Aggressive index (effective April 4, 2016) (Scheme Benchmark) (in %) 4.82 8.78 21.01 12.42


`10,000, if invested in BPBF, would have become NA NA NA `44,440

`10,000, if invested in CRISIL Balanced Fund - Aggressive index (effective April 4, 2016), would have become NA NA NA `44,811


^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

Funds Managed by Mr. Dipak Acharya


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 15.99 13.62 10.83 10.00

Baroda Pioneer Banking and Financial Services Fund (in %)^ -1.69 17.40 25.76 11.90

Nifty Bank Index (Scheme Benchmark) (in %) -1.97 20.04 31.20 15.51


`10,000, if invested in BPBFSF, would have become NA NA NA `15,720

`10,000, if invested in Nifty Bank Index, would have become NA NA NA `17,867



19

31st July, 2016



Funds Managed by Mr. Dipak Acharya


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 11.71 11.27 6.93 10.00

Baroda Pioneer Infrastructure Fund (in %)^ -6.75 3.90 62.63 1.47

Nifty Infrastructure (Scheme Benchmark) (in %) -12.56 -3.51 49.55 -2.78


`10,000, if invested in BPIF, would have become NA NA NA `10,920

`10,000, if invested in Nifty Infrastructure would have become NA NA NA `8,439




Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 8.39 9.20 6.28 10.00

Baroda Pioneer PSU Equity Fund (in %)^ -16.81 -8.80 46.50 -6.07

S&P BSE PSU (Scheme Benchmark) (in %) -12.06 -11.53 40.09 -7.52


`10,000, if invested in BPPSUEF, would have become NA NA NA `6,980

`10,000, if invested in S&P BSE PSU, would have become NA NA NA `6,381




Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 14.80 13.53 12.55 10.00

Baroda Pioneer Short Term Bond Fund (in %)^ 8.54 9.41 7.83 8.21

CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.94 9.56 8.81 8.48

CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 8.54 5.93 7.06

`10,000, if invested in BPSTBF, would have become NA NA NA `16,065

`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA `16,308

`10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA `15,064


Funds Managed by Mr. Alok Sahoo, Ms Hetal Shah

20


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 1635.80 1503.27 1372.34 1000.00

Baroda Pioneer Liquid Fund (in %)^ 8.21 8.82 9.54 8.02

CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.90 8.77 9.68 7.57

CRISIL 1 year T-Bill (Standard Benchmark) (in%)$ 7.67 8.54 5.93 6.17

`10,000, if invested in BPLF, would have become NA NA NA `17,701

`10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA `17,168

`10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA `15,582


31st July, 2016



Funds Managed by Mr. Alok Sahoo, Ms. Hetal Shah


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 1629.29 1491.04 1362.95 1000.00

Baroda Pioneer Treasury Advantage Fund (in %)^ 9.04 9.27 9.40 8.53

CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.90 8.77 9.68 7.63


`10,000, if invested in BPTAF, would have become NA NA NA `17,765

`10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA `16,753

`10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA `15,375


Date of Inception: 23/01/2015 Jun 2015 - Jun 2016&

Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 10.47 NA NA 10.00

Baroda Pioneer Credit Opportunities Fund (in %)^ 10.07 NA NA 10.38

CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.94 NA NA 8.63

CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 NA NA 7.79

`10,000, if invested in BPCOF, would have become NA NA NA `11,523

`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA `11,261




Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 18.69 16.89 15.02 10.00

Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 5.65 10.68 12.44 5.93

CRISIL MIP Blended Index (Scheme Benchmark) (in %) 8.63 11.05 8.28 8.37

CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 10.03 11.76 -2.47 5.82

`10,000, if invested in BPMIPF, would have become NA NA NA `19,750

`10,000, if invested in CRISIL MIP Blended Index, would have become NA NA NA `25,843

`10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA `19,508

^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at in-ception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.

Funds Managed by Ms. Hetal Shah

21

*Monthly income is not assured and is subject to the availability of distributable surplus.

Date of Inception: 30/06/2012 Jun 2015 - Jun 2016&

Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 13.04 11.63 11.12 10.00

Baroda Pioneer Dynamic Bond Fund (in %)^ 9.48 12.13 4.65 9.31

CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 10.19 11.10 4.60 9.11


`10,000, if invested in BPDBF, would have become NA NA NA `14,281

`10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA `14,178



31st July, 2016



Funds Managed by Ms. Hetal Shah


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 21.82 19.76 19.06 10.00

Baroda Pioneer Income Fund (in %)^ 8.34 10.40 3.72 6.21

CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 10.19 11.10 4.60 6.92

CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 10.03 11.76 -2.47 6.60

`10,000, if invested in BPIF, would have become NA NA NA `23,642

`10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA `26,008



Disclaimer Nifty Bank Index, Nifty 100 and Nifty Infra: Baroda Pioneer Growth Fund, Baroda Pioneer Infrastructure Fund and

Baroda Pioneer Banking and Financial Services Fund (“said Schemes”) offered by Baroda Pioneer Mutual Fund are not sponsored,

endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty,

express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the

owners of the said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said

Schemes linked to Nifty Infra, Nifty 100 and Nifty Bank Index or particularly in the ability of the Nifty Infra, Nifty 100 and Nifty Bank

Index to track general stock market performance in India. Please read the full disclaimers in relation to the Nifty Infra, Nifty 100

and Nifty Bank Index in the Offer Document / Prospectus / Information Statement.

*ICRA Credit Ratings: The rating indicates highest-credit quality rating assigned by ICRA Ltd. to debt funds. Schemes with this

rating are considered to have very strong degree of safety regarding timely receipt of payments from the investments that they

have made. This rating should however not be construed as an indication of the performance of the Mutual Fund scheme or of

volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold the units issued by the Mutual

Fund.

22


Jun 2014 - Jun 2015&

Jun 2013 - Jun 2014&


Nav Per Unit (`) 22.00 19.71 18.80 10.00

Baroda Pioneer Gilt Fund (in %)^ 8.84 11.65 4.81 6.30

I-Sec Mi-BEX (Scheme Benchmark) (in %) 11.09 11.42 6.58 7.74

CRISIL 10 Year Gilt Index (Standard Benchmark)$ 10.03 11.76 -2.47 6.60

`10,000, if invested in BPGF, would have become NA NA NA `23,948

`10,000, if invested in I-Sec Mi-BEX, would have become NA NA NA `29,019



31st July, 2016


SIP Returns

23

Baroda Pioneer Growth Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 15,40,000

Total Value as on Jun 30, 2016 (Rs) 1,25,306 4,33,730 8,35,824 12,10,616 20,83,248 38,25,637 Returns (%) 8.32 12.50 13.23 10.27 10.63 13.28 Total Values of Nifty 100 (Rs) 1,26,111 4,20,345 8,05,027 11,88,017 19,80,857 34,06,330

S&P BSE 200 Returns (%)* 9.60 10.34 11.71 9.74 9.68 11.65 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 33,08,455 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 11.24

Baroda Pioneer ELSS’ 96 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Jun 30, 2016 (Rs) 1,24,215 4,25,680 8,30,997 12,18,575 19,82,904 1,12,02,947 Returns (%) 6.59 11.21 13.00 10.45 9.70 13.43

Total Values of S&P BSE 200SENSEX (Rs)

1,26,111 4,20,345 8,05,027 11,88,017 19,80,857 1,15,08,565

S&P BSE 200 SENSEX Returns (%)* 9.60 10.34 11.71 9.74 9.68 13.65 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 99,76,967 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 12.49

Baroda Pioneer PSU Equity Fund 1 Year 3 Years 5 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 6,90,000

Total Value as on Jun 30, 2016 (Rs) 1,15,767 3,49,167 5,81,115 6,50,010 Returns (%) -6.49 -1.98 -1.26 -2.05 Total Values of S&P BSE PSU (Rs) 1,21,948 3,58,593 5,81,903 6,47,207 S&P BSE PSU Returns (%) 3.03 -0.25 -1.21 -2.20 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 9,03,343 Nifty 50 Returns (%) 8.84 8.04 10.19 9.28

Baroda Pioneer InfrastructureFund

1 Year 3 Years 5 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 7,30,000

Total Value as on Jun 30, 2016 (Rs) 1,21,956 4,15,074 7,59,270 9,03,256 Returns (%) 3.04 9.48 9.36 6.92 Total Values of Nifty Infra (Rs) 1,23,827 3,73,580 6,48,403 7,60,748 Nifty Infra Returns (%) 5.98 2.42 3.06 1.34 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 9,65,153 Nifty 50 Returns (%) 8.84 8.04 10.19 9.08

Baroda Pioneer Banking andFinancial Services Fund

1 Year 3 Years Since Inception

Total Amount Invested (Rs) 1,20,000 3,60,000 4,90,000

Total Value as on Jun 30, 2016 (Rs) 1,29,458 4,38,849 6,27,563 Returns (%) 14.97 13.31 12.15 Total Values of Nifty Bank Index (Rs) 1,27,999 4,43,512 6,48,406 Nifty Bank Index Returns (%) 12.62 14.05 13.79 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 5,97,612 Nifty 50 Returns (%) 8.84 8.04 9.71

Baroda Pioneer Balance Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Jun 30, 2016 (Rs) 1,26,515 4,24,518 8,07,724 12,06,333 19,05,890 29,62,816 Returns (%) 10.25 11.02 11.85 10.17 8.95 9.68 Total Values of CRISIL BalancedFund Index (Rs)

1,25,965 4,12,549 7,74,899 11,63,296 19,29,595 30,90,720

CRISIL Balanced Fund – Aggressive Index Returns (%)

9.37 9.06 10.18 9.15 9.19 10.28

Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 33,08,637 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 11.24

Baroda Pioneer Monthly Income Plan (MIP) Fund*

1 Year 3 Years 5 Years 7 Years 10 Years Since Inception


Total Value as on Jun 30, 2016 (Rs) 1,24,311 4,10,543 7,49,920 11,23,835 17,18,113 21,25,218 Returns (%) 6.76 8.74 8.86 8.19 6.98 6.58 Total Values of CRISIL MIP Blended Index (Rs)

1,26,145 4,18,826 7,65,369 11,56,851 18,68,594 23,94,773

CRISIL MIP Blended Index Returns 9.67 10.10 9.68 9.00 8.58 8.47 Total Value of CRISIL 10 Year Gilt Index Returns (%) (Rs)

1,26,013 4,15,666 7,38,695 10,94,343 17,19,018 21,54,694

CRISIL 10 Year Gilt Index Returns (%) 9.46 9.58 8.26 7.44 6.99 6.80

* Monthly income is not assured and is subject to the availability of distributable surplus.^Past performance may or may not be sustained in the future.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available, they have not been shown.

* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.

* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.

31st July, 2016


Record Date Ex-Dividend Date Dividend (Rs)Ex-Dividend NAV

(Rs)Per Unit$ (Rs)

Baroda Pioneer Growth Fund - Plan A - Dividend24-Jun-16 24-Jun-16 28.00 33.72 2.80

24-Jul-15 24-Jul-15 35.00 39.49 3.50

17-Feb-14 17-Feb-14 25.00 24.67 2.50Baroda Pioneer Growth Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 28.00 33.05 2.80

24-Jul-15 24-Jul-15 35.00 38.61 3.50

17-Feb-14 17-Feb-14 25.00 25.02 2.50Baroda Pioneer ELSS 96 - Plan A - Dividend22-Mar-16 23-Mar-16 25.00 28.50 2.50

23-Feb-15 23-Feb-15 22.50 32.32 2.25

14-Mar-14 14-Mar-14 20.00 22.73 2.00

Baroda Pioneer ELSS 96 - Plan B - Direct - Dividend23-Feb-15 23-Feb-15 22.50 33.19 2.25

14-Mar-14 14-Mar-14 20.00 23.15 2.00

01-Feb-13 01-Feb-13 15.00 23.06 1.50

Baroda Pioneer Infrastructure Fund - Plan A - Dividend09-Jan-15 09-Jan-15 9.00 10.38 0.90

Baroda Pioneer Infrastructure Fund - Plan B - Direct - Dividend09-Jan-15 09-Jan-15 9.00 10.54 0.90

Baroda Pioneer Banking and Financial Services Fund - Plan A - Dividend09-Sep-14 09-Sep-14 10.00 13.29 1.00

Baroda Pioneer Banking and Financial Services Fund - Plan B - Direct - Dividend09-Sep-14 09-Sep-14 10.00 13.46 1.00

Baroda Pioneer Balance Fund - Plan A- Dividend24-Jun-16 24-Jun-16 5.00 17.19 0.50

22-Mar-16 23-Mar-16 10.00 17.11 1.00

30-Dec-15 30-Dec-15 15.00 19.33 1.50Baroda Pioneer Balance Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 5.00 18.15 0.50

22-Mar-16 23-Mar-16 10.00 17.97 1.00

30-Dec-15 30-Dec-15 15.00 20.18 1.50Baroda Pioneer MIP Fund - Plan A - Monthly Dividend*25-Jul-16 25-Jul-16 0.48 13.38 0.05

24-Jun-16 24-Jun-16 0.48 13.20 0.05

24-May-16 25-May-16 0.48 13.17 0.05Baroda Pioneer MIP Fund - Plan B - Direct - Monthly Dividend*25-Jul-16 25-Jul-16 0.48 13.56 0.05

24-Jun-16 24-Jun-16 0.48 13.36 0.05

24-May-16 25-May-16 0.48 13.33 0.05Baroda Pioneer MIP Fund - Plan A - Quarterly Dividend*24-Jun-16 24-Jun-16 1.44 12.97 0.14

22-Mar-16 23-Mar-16 1.44 12.83 0.14

25-Jan-16 25-Jan-16 0.48 13.17 0.05Baroda Pioneer MIP Fund - Plan B - Direct - Quarterly Dividend*24-Jun-16 24-Jun-16 1.44 13.17 0.14

22-Mar-16 23-Mar-16 1.44 13.00 0.14

30-Dec-15 30-Dec-15 1.44 13.16 0.14Baroda Pioneer Credit Opportunities Fund - - Plan A - Quarterly Dividend24-Jun-16 24-Jun-16 1.52 10.6109 0.15

22-Mar-16 23-Mar-16 1.52 10.5417 0.15

30-Dec-15 30-Dec-15 1.52 10.5284 0.15Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Quarterly Dividend24-Jun-16 24-Jun-16 1.52 10.7891 0.15

22-Mar-16 23-Mar-16 1.52 10.6887 0.15

30-Dec-15 30-Dec-15 1.52 10.6471 0.15Baroda Pioneer Credit Opportunities Fund - - Plan A - Monthly Dividend25-Jul-16 25-Jul-16 0.51 10.6704 0.05

24-Jun-16 24-Jun-16 0.51 10.6178 0.05

24-May-16 25-May-16 0.51 10.6088 0.05Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Monthly Dividend25-Jul-16 25-Jul-16 0.51 10.8815 0.05

24-Jun-16 24-Jun-16 0.51 10.8151 0.05

24-May-16 25-May-16 0.51 10.7936 0.05

Record Date Ex-Dividend Date Dividend (Rs)Ex-Dividend NAV

(Rs)Per Unit$ (Rs)

Baroda Pioneer Dynamic Bond Fund - Plan A- Dividend27-Jun-16 27-Jun-16 2.89 12.1528 0.29

22-Mar-16 23-Mar-16 5.06 12.5843 0.51

25-Jun-13 25-Jun-13 2.97 10.0000 0.30Baroda Pioneer Dynamic Bond Fund - Plan B - Direct - Dividend27-Jun-16 27-Jun-16 2.89 12.5981 0.29

22-Mar-16 23-Mar-16 5.06 13.0024 0.51

25-Jun-13 25-Jun-13 3.07 10.0000 0.31Baroda Pioneer Gilt Fund - Plan A - Dividend24-Jun-16 24-Jun-16 8.67 19.49 0.8722-Mar-16 23-Mar-16 8.67 20.31 0.87

21-Mar-14 21-Mar-14 19.48 16.42 1.95

Baroda Pioneer Gilt Fund - Plan B - Direct - Dividend21-Mar-14 21-Mar-14 19.48 16.55 1.95

Baroda Pioneer Liquid Fund - Plan A - Dividend04-Mar-05 05-Mar-05 3.50 1016.27 35.00

06-Jan-04 07-Jan-04 9.50 1004.32 95.00

13-May-02 14-May-02 0.75 1002.43 7.50Baroda Pioneer Short Term Bond Fund - Plan A- Dividend20-Jun-16 20-Jun-16 0.25 10.05 0.03

06-Jun-16 06-Jun-16 0.23 10.01 0.02

20-May-16 23-May-16 0.22 10.04 0.02Baroda Pioneer Short Term Bond Fund - Plan B - Direct - Dividend20-Jun-16 20-Jun-16 0.27 10.04 0.03

06-Jun-16 06-Jun-16 0.25 10.01 0.02

20-May-16 23-May-16 0.24 10.04 0.02Baroda Pioneer Treasury Advantage Fund Reg - Monthly Dividend25-Jul-16 25-Jul-16 0.48 1009.76 4.78

24-Jun-16 24-Jun-16 0.46 1008.17 4.64

24-May-16 25-May-16 0.48 1008.56 4.77Baroda Pioneer Treasury Advantage Fund - Plan A - Monthly Dividend25-Jul-16 25-Jul-16 0.53 1010.48 5.28

24-Jun-16 24-Jun-16 0.51 1008.87 5.12

24-May-16 25-May-16 0.53 1009.27 5.26Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Monthly Dividend25-Jul-16 25-Jul-16 0.56 1010.93 5.58

24-Jun-16 24-Jun-16 0.54 1009.31 5.42

24-May-16 25-May-16 0.56 1009.70 5.56Baroda Pioneer Treasury Advantage Fund Reg - Quarterly Dividend27-Jun-14 27-Jun-14 2.34 1006.66 23.38

21-Mar-14 21-Mar-14 0.78 1011.22 7.79

24-Jun-16 24-Jun-16 1.44 1036.72 14.45Baroda Pioneer Treasury Advantage Fund - Plan A - Quarterly Dividend24-Jun-16 24-Jun-16 1.44 1035.24 14.45

22-Mar-16 23-Mar-16 1.44 1029.62 14.45

30-Dec-15 30-Dec-15 1.44 1029.97 14.45Baroda Pioneer Treasury Advantage Fund -Plan B- Direct - Quarterly Dividend24-Jun-16 24-Jun-16 1.44 1036.72 14.45

22-Mar-16 23-Mar-16 1.44 1029.80 14.45

30-Dec-15 30-Dec-15 1.66 1032.10 16.61Baroda Pioneer Income Fund - Plan A - Dividend24-Jun-16 24-Jun-16 10.11 22.13 1.0122-Mar-16 23-Mar-16 10.11 23.14 1.01

Baroda Pioneer Income Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 10.11 22.16 1.0122-Mar-16 23-Mar-16 10.11 23.15 1.01

Dividend History

24

$ Face value is Rs. 10/- in all schemes other than Baroda Pioneer Liquid Fund and Baroda Pioneer Treasury Advantage Fund where the face value is Rs. 1,000/- per unit.

* Monthly income is not assured and is subject to the availability of distributable surplus.# Pursuant to payment of dividend, the NAVs of the schemes would fall to the extent of payout and statutory levy (if applicable).

31st July, 2016

BARODA PIONEER MUTUAL FUND25

karvy Computershare Private LimitedAddress and Contact detailsMFS Branches

• Bangalore [email protected] 080-26600785 • Belgaum [email protected] 0831 2402544 • Bellary [email protected] 08392 – 254750 • Davangere [email protected] 0819-2258714 • Dharwad [email protected] 0836- 2744207• Gulbarga [email protected] 0847-2310040 • Hassan [email protected] 08172 262065 • Hubli [email protected] 0836-2252444 • Mangalore [email protected] 0824-2496289 • Margoa [email protected] 0832-2731823 • Mysore [email protected] 0821-2438006 • Panjim [email protected] 0832-2426873 • Shimoga [email protected] 08182-228799 • Ahmedabad [email protected] 079-65445550 • Anand [email protected] 9662020623 • Ankleshwar [email protected] 02646 645326 • Baroda [email protected] 0265-6640870 • Bharuch [email protected] 02642-225022 • Bhavnagar [email protected] 278-3003149 • Gandhidham [email protected] 02836 651296 • Gandhinagar [email protected] 079-23244955 • Jamnagar [email protected] 0288-2558887 • Junagadh [email protected] 0285-2652220 • Mehsana [email protected] 02762-242950 • Nadiad [email protected] 0268-2563245 • Navsari [email protected] 02637-280367 • Rajkot [email protected] 2816545888 • Surat [email protected] 0261-3042170 • Valsad [email protected] 02632-258481 • Vapi [email protected] 9228012909 • Chennai [email protected] 044-42028512 • Alleppy [email protected] 0477 2263055 • Calicut [email protected] 0495-4022480 • Cochin [email protected] 0484 3000232 • Kannur [email protected] 0497-2764190 • Kollam [email protected] 0474-2747055 • Kottayam [email protected] 0481-2300868 • Malappuram [email protected] 0483-2731480 • Palghat [email protected] 491 6061110 • Thodupuzha [email protected] 0486-2211209 • Tiruvalla [email protected] 0469-3205676 • Trichur [email protected] 0487-3246231 • Trivandrum [email protected] 0471-2725728 • Coimbatore [email protected] 0422 - 4388011 • Dindigul [email protected] 0451- 6451043 • Erode [email protected] 0424-4021212 • Karaikudi [email protected] 04565-237192 • Karur [email protected] 04324-241755 • Madurai [email protected] 0452-2605856 • Nagerkoil [email protected] 04652 - 233552 • Namakkal [email protected] 04286- 23480 • Pollachi [email protected] 04259- 235111 • Pondicherry [email protected] 0413 2220640 • Pudukottai [email protected] 04322 - 220050 • Rajapalayam [email protected] 04563 - 232952 • Salem [email protected] 0427-4020300 • Sivakasi [email protected] 04562 228816 • Thanjavur [email protected] 04362-275415 • Tirunelveli [email protected] 0462 2335137 • Tirupur [email protected] 0421-2214221 • Trichy [email protected] 0431-4020227 • Tuticorin [email protected] 0461-2334603 • Vellore [email protected] 0416 2215007 • Agartala [email protected] 0381-2317519 • Guwahati [email protected] 8811036746 • Shillong [email protected] 0364 2506106 • Silchar [email protected] 03842 261714 • Ananthapur [email protected] 08554-244449 • Eluru [email protected] 08812-227851 • Guntur [email protected] 0863-2339094 •Hyderabad [email protected] 040-44677075/ 44677076/44677077/44677348 • Karimnagar [email protected] 0878-2261779 • Kurnool [email protected] 08158-228550 • Nanded [email protected] 02462-237885 • Nellore [email protected] 0861-2349940 • Nizamabad [email protected] 08462-224366 • Proddatur [email protected] 08564 - 242898 • Rajahmundry [email protected] 0883-2434468 • Solapur [email protected] 0217-2300021 • Srikakulam [email protected] 08942-225384 • Tirupathi [email protected] 0877-6544567 • Vijayanagaram [email protected] 08922-236962 • Vijayawada [email protected] 0866-2475126 • Visakhapatnam [email protected] 0891-2714125 • Warangal [email protected] 0870-2501664 • Akola [email protected] 0724-2451874 • Amaravathi [email protected] 0721-3291081 • Aurangabad [email protected] 0240-2343414 • Betul [email protected] 07141 - 231301 • Bhopal [email protected] 0755-4092712 • Chandrapur [email protected] 07172-270262 • Dewas [email protected] 07272-426010 • Dhule [email protected] 02562-282823 • Indore [email protected] 0731-4266828 • Jabalpur [email protected] 0761-3204376 • Jalgaon [email protected] 0257-2226761 • Nagpur [email protected] 0712-2533040 • Nasik nasikmfs@karvy.

31st July, 2016


com 0253-6611395 • Ratlam [email protected] 07412-402007 • Sagar [email protected] 07582-402404 • Ujjain [email protected] 0734-4250007 • Asansol [email protected] 0341-3266507 • Balasore [email protected] 06782-260503 • Bankura [email protected] 03242-255964 • Barhampore (Wb) [email protected] 03482 274494 • Berhampur (Or) [email protected] 0680-2228106 • Bhilai [email protected] 0788-2295999 • Bhubaneswar [email protected] 0674-6534585 • Bilaspur [email protected] 07752-408436• Bokaro [email protected] 9204061959 • Burdwan [email protected] 0342-2665140 • Chinsura [email protected] 033-26810164 • Cuttack [email protected] 0-9238102118 • Dhanbad [email protected] 0326-6452027, 0326- 2301045 • Durgapur [email protected] 0343-6512111 • Gaya [email protected] 0631-2220065 • Jalpaiguri [email protected] 03561-222136 • Jamshedpur [email protected] 0657-6655000 • Kharagpur [email protected] 03222-253380 • Kolkata [email protected] ; [email protected] 033-40611135/ 36; 033-24659263/9267, 24635432, 24669450, 24196462 • Malda [email protected] 03512-223763 • Patna [email protected] 0612-6453098 • Raipur [email protected] 0771-4052620 • Ranchi [email protected] 0651-2331320 • Rourkela [email protected] 0661-2500005 • Sambalpur [email protected] 0663-2522105 • Siliguri [email protected] 0353-2526393, 0353-2522579 • Agra [email protected] 9369918603 • Aligarh [email protected] 9369918604 • Allahabad [email protected] 9369918605 • Ambala [email protected] 9315017301 • Azamgarh [email protected] 9307910001 • Bareilly [email protected] 9369918607 • Begusarai [email protected] 9308793949 • Bhagalpur [email protected] 9386256100 • Darbhanga [email protected] 06272-220145 • Dehradun [email protected] 9369918608 • Deoria [email protected] 7499496134 • Faridabad [email protected] 9310448851 • Ghaziabad [email protected] 9310448804 • Ghazipur [email protected] 7499496131 •Gonda [email protected] 7499496127 • Gorakhpur [email protected] 9369918610 • Gurgaon [email protected] 9310448806 • Gwalior [email protected] 9300004262 • Haldwani [email protected] 9369918611 • Haridwar [email protected] 9369918612 • Hissar [email protected] 9315017303 • Jaunpur [email protected] 9369918613 • Jhansi [email protected] 9369918614 • Kanpur [email protected] 9369918615/6 • Korba [email protected] 9300155683 • Lucknow [email protected] 9369918600 • Mandi [email protected] 9318873501• Mathura [email protected] 9369918618 • Meerut [email protected] 9369918619 •Mirzapur [email protected] 7499496133 • Moradabad [email protected] 9369918620 •Morena [email protected] 7489361265 • [email protected] 9386256101 •Noida [email protected] 9310448805 • Panipat [email protected] 9315017304 • Renukoot [email protected] 7499495854 • Rewa [email protected] 7489755878 • Rohtak [email protected] 9315017305 • Roorkee [email protected] 9369918621 • Saharanpur [email protected] 9369918622 • Satna [email protected] 9300004263 • Shaktinagar [email protected] 7499496129 • Shimla [email protected] 9318644501 • Shivpuri [email protected] 9303028921 • Sitapur [email protected] 9369918623 • Solan [email protected] 9318991871 • Sonepat [email protected] 9315457164 • Sultanpur [email protected] 9369918624 • Varanasi [email protected] 9369918626 • Yamuna Nagar [email protected] 9315017306 • Kolhapur [email protected] 0231 2653656 • Mumbai [email protected] 022-66235353 • Pune [email protected] 020-25533795 • Ajmer [email protected] 0145-5120725 • Alwar [email protected] 0144-3291200 • Amritsar [email protected] 0183-5053802 •Bhatinda [email protected] 0164-5006725 • Bhilwara [email protected] 01482-246362 •Bikaner [email protected] 0151-2200014 •Chandigarh [email protected] 0172-5101342 •Ferozpur [email protected] 01632-241814 •Hoshiarpur [email protected] 01882-500143 •Jaipur [email protected] 0141-4167714 • Jalandhar [email protected] 0181-5094410 • Jammu [email protected] 0191-2458820 • Jodhpur [email protected] 0291-6454590 • Karnal [email protected] 0184-2252524 •Kota [email protected] 0744-5100964 • Ludhiana [email protected] 0161-4648747 • Moga [email protected] 01636-230792 • New Delhi [email protected] 011-43681700 • Pathankot [email protected] 0186-5080188 • Patiala [email protected] 0175-5004349 • Sikar [email protected] 01572-250398 • Sri Ganganagar [email protected] 0154-2470177 • Udaipur [email protected] 0294-2429370 • Chembur 022-662215536 • Vashi 022-27802684 • Borivali 022- 28916319 • Thane 022 25428475

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31st July, 2016


Contact Points:Toll Free Number: 1-800-267 0189 | Email: [email protected] | Website:www.barodapioneer.inRegistered OfficeBaroda Pioneer Asset Management Company Ltd.CIN : U65991MH1992PLC069414501 Titanium, 5th Floor, Western Express Highway, Goregaon (E), Mumbai - 400063.Phone: +91 22 3074 1000 / 4219 7999. Fax: +91 22 3074 1001.Branch OfficeBaroda Pioneer Asset Management Company Ltd.Flat No. 103 & 104, First Floor,Prakash Deep Building, 7 Tolstoy Marg, New Delhi - 110001. Phone: 011-43514662Branch OfficeBaroda Pioneer Asset Management Company Ltd. HP Complex, Flat No.12, 3rd Floor, Door No. 124/1,2&3 New No. 14, G N Chetty Road,T.Nagar, Chennai - 600017 Phone: 044 - 2834 3530, Fax: 044 - 2834 3539Mutual fund investments are subject to market risks,read all scheme related documents carefully.

Factsheet - Home | Welcome to Baroda Mutual Fund · In 2016, so far FIIs have been net buyers of...

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Transcript of Factsheet - Home | Welcome to Baroda Mutual Fund · In 2016, so far FIIs have been net buyers of...