Fact Sheet Ver.02 - New logo - SUD Life Sheet March 2017.pdf · 2019. 11. 7. · Dhruv Tara Product...

Fact Sheet

Trademark used under licence from respective owners.

March – 2017

InveSTAR


Trademark used under license from respective owners.

MONTHLY REPORT – MARCH 2017

From the Desk of Chief Investment Officer…

OVERVIEW OF MARKET

Domestic markets were an all-time high during the month as BJP received a clear

mandate in the key state of Uttar Pradesh. This policy and political certainty reflected

in the FII investment which stood close to Rs 31,236cr in March 2017. Further, the

timeline of GST adoption in July 2017 seemed to be in track, after the passage of four

key GST bills in the Parliament. On the International front, the US Fed hiked interest

rates by 25 bp and retained its projection of 2 more gradual hikes in 2017.

The Index of Industrial Production (IIP) for the month of Jan 2017 expanded 2.74% as

compared to contraction of 0.11% in Dec 2016. Consumer Price Index (CPI) increased

to 3.65% in Feb 2017 from 3.17% in Jan 2017.

In March 2017, Nifty gained 3.3%; FMCG, Capital Goods and Banking sectors’

outperformed while Telecom, Metals and Pharma underperformed the Nifty.

Overall during FY 2017, Indian Equity Markets rose by about 19% in line with global

markets. While Emerging markets like China, Brazil and Indonesia gained by 7%, 29%

& 15% respectively, Developed markets like US, Germany & Japan saw and increase

of 16%, 26% and 17% respectively.

The Bond market rallied during the month of March 2017. The benchmark 10 year G-

Sec (6.97% GOI 2026) closed 18bp lower at 6.69% against 6.87% last month.

FUND PERFORMANCE

During April 2016 to March 2017, majority of our Equity and Growth Funds

outperformed the respective benchmarks. For 3 years period ending March 2017,

most of these funds delivered positive annualized returns of around 10-12%,

outperforming the Benchmark in most cases by about 0.5-2.0%.

Majority of Balanced Funds delivered about 10-12% annualized return over last 3

years period. Bond funds delivered about 9-10% annualized returns for the said

period. Fund wise performance is detailed in the following sheets.

FIXED INCOME OUTLOOK

Bond yields in the coming months will be dictated by the retail inflation trajectory,

especially core inflation. RBI also expressed concerns regarding high core inflation.

Progression of Fed rate hikes, political developments in Europe, movement of the

rupee, foreign portfolio investors flows and global crude oil prices will also dictate the

bond yields trajectory in the medium term.

EQUITY OUTLOOK

Political certainty post BJP win in the state of Uttar Pradesh has provided significant

support to the domestic market and restarted aggressive FII inflows. The pace of Indian

equity market for the next year will be determined by overall liquidity conditions,

recovery of corporate earnings post demonetization and a swift implementation of GST.

Performance Summary as on March 31 2017

Scheme NameSFIN

NAV BM NAV BM NAV BM NAV BM NAV BM

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

ULIF 006 31/03/09 SUD‐PI‐GR1 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

10.81%

11.32%

11.42%

1

2

3

4

5

6

7

8

9

10

8.25%

8.53%

20/01/2010 31.68 18.4863

20/01/2010 34.53 18.6283

Inception date AUM (Rs. Cr)

NAV (Rs.)

4.40%

6.24%

5.67%

6.24%

5.67%

6.24%

6.24%

5.67%

13.95%

14.30%

13.22%

8.25%

8.53%

8.65%

2 Year (A) 3 Year Since Inception (A)

10.73%

15.28%12.22% 16.27%

8.91%

9.03%

10.81%

11.32%

9.29%

9.08%11.92%

4.40%

11.42%

10.81%

11.84%

4.40%

5.86%

11.29%

6 Month

13.47%

17.43%

16.46%

17.43%

16.46%

4.86% 17.89% 3.54%

5.45% 17.06% 5.50%

17.43%

16.46%

1 Year

14.99% 7.05%

8.15%

9.46%

20/01/2010 381.74 18.9574 4.89% 15.67%5.05% 7.23% 12.24%

10.38% 12.22%

15.24%

4.40%

14.11%

31/03/2009 19.06 25.1607 4.05%

20/01/2010 468.07

4.40%

5.86%

10.81%

11.32%

31/03/2009 19.67 28.7611 5.40%

5.67%

17.72% 3.77% 11.60%

5.86% 11.32%

16.46% 5.86%19.1650 5.54% 17.98% 6.47% 12.87%

20/01/2010 426.35 18.6883 5.20% 18.33% 4.33%

14.48% 4.44%

17.43%

18.69% 4.43%

Absolute CAGR (Annualised)

18/02/2009 24.26 22.5177 3.00% 10.86%

5.33% 12.32%

5.97% 9.56% 10.51%

25/02/2009 46.08 34.0337 5.75%

25/02/2009 120.54 31.7319 4.44% 16.28%

InveSTAR


Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Discontinued Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Balanced Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Individual Life Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Group Debt Fund

ULGF 003 20/03/15 SUD‐GN‐BN1 142

Total AUM 2864.60

11.42% 11.66% 12.17%

23 6/10/2015 10.18 11.3894 2.46% 3.47% 10.10% 10.85% NA NA NA NA 9.16% 9.58%

21 29/1/2014 174.09 14.1834 3.07% 4.40% 11.89% 13.47%

4.85% 4.62% 11.19%6.09% 17.66% 16.87%

6.84% 8.15% 10.48%

10.71% 13.09% 12.93%

20 29/1/2014 160.47 14.6225 4.19% 5.67% 15.90% 16.46% 5.58% 5.86% 11.07% 11.32% 12.74% 13.13%

19 29/1/2014 169.03 14.7692 4.83%

17

18

10.94%

11.42%

8.81%

10.94%

10.94%

11

12

13

14

15

16

8.41%

8.65%

8.41%

9.19%

10.69%

13.47%

10.31%

20/01/2010 177.98 17.8085

8.53%

3.35%

4.40%

3.35%

3.35%

5.05%

3.35%

8.02%

10.52%

8.10%10.69%

03/06/2011 404.01 15.0568 3.04% 7.16% 7.48%

29/04/2011 60.30 16.7883 3.33%

20/01/2010 16.10 18.4849 3.87%

20/01/2010 5.17 17.5100 2.79%

8.03% 7.85%8.77%3.69% 8.57%

6.35% 11.39% 8.91%

8.63% 10.34% 8.09%

11.51% 6.65% 10.57% 9.14%

14.99%

10.69%

13.47%4.40%

7.05%

9.44%

8.15%

11.42%14.57%

3.03% 10.17% 8.70% 8.35%10.69% 9.44% 10.55%

10.28%

31/03/2009 3.68 18.1680 2.05% 8.75% 8.03% 9.54% 7.74%

8.15%

9.44%

11.42%10.42%31/03/2009 10.97 21.8922 3.27% 12.17% 6.73%

25/02/2009 9.53 18.3356 2.19% 9.11% 8.23% 9.80% 7.83%9.44% 10.94%

8.24% 9.33% 10.32% 10.78% 10.36% 10.77%22 29/1/2014 91.11 13.6694 2.85% 3.35% 9.91% 10.49%


142L003V01 142L004V01 142L008V01 142L028V01 142L010V01 142L018V01 142L019V01 142L020V01 142L024V01 142L025V01 142L026V01 142L021V01 142L041V01 142L042V01 142L049V01

Fund Name (SFIN)

Apex Equity FundULIF 009 20/01/10 SUD‐LA‐EQ1 142Equity FundULIF 002 25/02/09 SUD‐LI‐EQ1 142Individual Pension Fund ‐ Apex EquityULIF 013 20/01/10 SUD‐PA‐EQ1 142Individual Pension Fund ‐ Equity ULIF 005 31/03/09 SUD‐PI‐EQ1 142Bluechip Equity FundULIF 019 11/12/13 SUD‐LI‐EQ2 142

Apex Growth FundULIF 010 20/01/10 SUD‐LA‐GR1 142Growth FundULIF 003 25/02/09 SUD‐LI‐GR1 142Individual Pension Fund ‐ Apex GrowthULIF 014 20/01/10 SUD‐PA‐GR1 142Individual Pension Fund ‐ GrowthULIF 006 31/03/09 SUD‐PI‐GR1 142Growth Plus FundULIF 023 11/12/13 SUD‐LI‐GR2 142

Mapping of Funds and Products (Funds representing the underlying Products)

1

2

3

4

Product Name (UIN)

Dhan Suraksha Dhan Suraksha Premium

Prabhat Tara

6

7

8

9

New Dhruv Tara

Dhan Suraksha Express

Dhruv Tara Product

New Dhan Suraksha

New Dhan Suraksha Premium

Dhan Suraksha 3

Dhan Suraksha Premium 3

Prabhat Tara 3

New Prabhat Tara

Dhan Suraksha Plus

Wealth Builder Plan

EQUITY FUND

5

10

GROWTH FUND

BALANCED FUND

SUD Life Group

Retirement


Apex Balanced FundULIF 011 20/01/10 SUD‐LA‐BL1 142Balanced FundULIF 001 18/02/09 SUD‐LI‐BL1 142Individual Pension Fund ‐ Apex BalancedULIF 015 20/01/10 SUD‐PA‐BL1 142Individual Pension Fund ‐ BalancedULIF 007 31/03/09 SUD‐PI‐BL1 142Express Balanced FundULIF 017 29/04/11 SUD‐LX‐BL1 142Balance Plus FundULIF 024 11/12/13 SUD‐LI‐BL2 142

Apex Bond FundULIF 012 20/01/10 SUD‐LA‐BN1 142Bond FundULIF 004 25/02/09 SUD‐LI‐BN1 142Individual Pension Fund ‐ Apex BondULIF 016 20/01/10 SUD‐PA‐BN1 142Individual Pension Fund ‐ BondULIF 008 31/03/09 SUD‐PI‐BN1 142Income FundULIF 020 11/12/13 SUD‐LI‐BN2 142

Group Debt FundULGF 003 20/03/15 SUD‐GN‐BN1 142

Discontinued Life Policies Fund ULIF 018 03/06/11 SUD‐UL‐DP1 142

20

22

13

14

15

17

18

19

11

12

16

DISCONTINUED FUND

BOND FUND

17

GROUP UNIT LINKED FUND

21


Summary of number of Funds managed by Fund Managers alongwith details of Equity, Balanced and Debt

Sr. No. TYPE OF FUND NAME OF FUNDS MANAGERNO. OF FUNDS MANAGED NAME OF FUNDS AUM

1 Apex Equity Fund 426.352 Equity Fund 46.083 Individual Pension Fund ‐ Apex Equity 31.684 Individual Pension Fund ‐ Equity 19.675 Bluechip Equity Fund 169.03

TOTAL 692.80

6 Apex Growth Fund 468.077 Growth Fund 120.548 Individual Pension Fund ‐ Apex Growth 34.539 Individual Pension Fund ‐ Growth 19.0610 Growth Plus Fund 160.4711 Apex Balanced Fund 381.7412 Balanced Fund 24.2613 Individual Pension Fund ‐ Apex Balanced 16.1014 Individual Pension Fund ‐ Balanced 10.9715 Express Balanced Fund 60.3016 Balanced Plus Fund 174.09

TOTAL 1,470.14

17 Apex Bond Fund 177.9818 Bond Fund 9 53

EQUITY FUND

GROWTH AND BALANCED FUND

5

11

EQUTY ‐ Mr. RAHUL RANJAN

EQUTY ‐ Mr. RAHUL RANJAN

DEBT ‐ Mr. YADNESH CHAVAN

InveSTAR


18 Bond Fund 9.5319 Individual Pension Fund ‐ Apex Bond 5.1720 Individual Pension Fund ‐ Bond 3.6821 Individual Life Income Fund 91.1122 Group Debt Fund 10.1823 Discontinued Policies Fund 404.01

TOTAL 701.66

Total Funds 23 TOTAL AUM 2,864.60

BOND FUND 7DEBT ‐ Mr. YADNESH CHAVAN


Investment Objective :

Date of Inception : SFIN No.

January 20, 2010 ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Products: AUM :

Rs. 426.35 Cr

Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 95.08% Minimum MaximumITC Ltd. 8.40% 80% 100% 405.35 95.08%HDFC Bank Ltd 8.11% 0% 20% 21.00 4.92%Infosys Technologies Ltd. 7.20%Reliance Industries Ltd 5.65%Maruti Suzuki India Limited 4.68%Tata Motors Limited 4.64%ICICI Bank Ltd 4.29%Larsen & Toubro Limited 3.81%IndusInd Bank Limited 3.66%Housing Development Finance Corporation Ltd. 3.39%Sun Pharmaceuticals Industries Ltd 2.94%Grasim Industries Ltd. 2.46%HCL Technologies Ltd 2.41%Tata Consultancy Services Limited 2.39%Lupin Limited 2.35%

APEX EQUITY FUND -MARCH 2017

EquityMM & Others

Name of Fund Manager:

Mr. Rahul Ranjan

To tap growth opportunities for long term capital appreciation through investments primarily in equity and equity‐related instruments.

Investment PatternActual

Asset Mix

Particulars

For New Dhan Suraksha, New Dhan Suraksha Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha Premium 3 & Prabhat Tara 3.

Benchmark :

CNX Nifty Index ‐ 90% CRISIL Liquid Fund Index ‐ 10%

AUM (Rs. In Cr)

MM & Others4.92%

Asset Allocation (% to AUM)

Lupin Limited 2.35%Bajaj Auto Limited 2.31%Power Grid Corporation of India Limited 2.29%Axis Bank Limited 2.22%State Bank of India 2.21%Hero Motocorp Ltd. 1.92%Oil & Natural Gas Corpn Ltd 1.76%Hindustan Petroleum Corporation Ltd. 1.41%Mahindra & Mahindra Ltd. 1.39%Tata Steel Limited 1.20%Ultratech Cement Ltd. 1.17%GAIL (India) Limited 1.01%Others (with

Investment Objective:


February 25, 2009 ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Products : AUM:

Rs. 46.08 Cr

Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 93.07% Minimum MaximumInfosys Technologies Ltd. 8.34% 80% 100% 42.88 93.07%HDFC Bank Ltd 6.93% 0% 20% 3.19 6.93%Reliance Industries Ltd 6.83%ITC Ltd. 6.16%ICICI Bank Ltd 4.99%Larsen & Toubro Limited 4.57%Tata Motors Limited 4.43%Maruti Suzuki India Limited 4.17%Housing Development Finance Corporation Ltd. 3.49%Sun Pharmaceuticals Industries Ltd 2.82%Grasim Industries Ltd. 2.70%State Bank of India 2.39%Power Grid Corporation of India Limited 2.26%Mahindra & Mahindra Ltd. 2.26%Oil & Natural Gas Corpn Ltd 2.11%Bajaj Auto Limited 2.10%Yes Bank Limited 2.01%Lupin Limited 1.93%Tata Consultancy Services Limited 1.89%D R dd L b t i Ltd 1 74%

To tap growth opportunities for long term capital appreciation through investments primarily in equity and equity‐related instruments.


Asset MixParticulars

Benchmark :


For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara.

EQUITY FUND - MARCH 2017

Name of Fund Manager:Mr. Rahul Ranjan

AUM (Rs. In Cr)

EquityMM & Others

Equity

MM & Others6.93% Asset Allocation (% to AUM)

Dr. Reddys Laboratories Ltd. 1.74%IndusInd Bank Limited 1.70%HCL Technologies Ltd 1.61%Asian Paints Ltd. 1.45%Axis Bank Limited 1.42%ACC Limited 1.33%Hindustan Petroleum Corporation Ltd. 1.19%Indian Oil Corporation Ltd 1.09%Others (with



January 20, 2010 ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Products : AUM :

Rs. 31.68 Cr

Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 92.20% Minimum MaximumInfosys Technologies Ltd. 7.95% 80% 100% 29.21 92.20%ITC Ltd. 7.74% 0% 20% 2.47 7.80%HDFC Bank Ltd 6.97%Reliance Industries Ltd 6.50%ICICI Bank Ltd 4.72%Maruti Suzuki India Limited 4.70%Larsen & Toubro Limited 4.53%Tata Motors Limited 4.51%Housing Development Finance Corporation Ltd. 4.13%Hero Motocorp Ltd. 3.36%Tata Consultancy Services Limited 3.08%Sun Pharmaceuticals Industries Ltd 2.78%IndusInd Bank Limited 2.56%State Bank of India 2.55%Grasim Industries Ltd. 2.34%Axis Bank Limited 2.34%HCL Technologies Ltd 2.21%Power Grid Corporation of India Limited 1.99%Ultratech Cement Ltd. 1.89%Hindustan Petroleum Corporation Ltd. 1.84%Bajaj Auto Limited 1.77%

INDIVIDUAL PENSION FUND APEX EQUITY - MARCH 2017

Equity

For New Dhruv Tara Products

MM & Others


To seek consistent long term capital appreciation through investments primarily in equity and equity‐related instruments by focusing predominantly on well established companies.



Benchmark :


AUM (Rs. In Cr)

Equity92.20%

MM & Others7.80%


Dr. Reddys Laboratories Ltd. 1.68%Oil & Natural Gas Corpn Ltd 1.66%Lupin Limited 1.60%Mahindra & Mahindra Ltd. 1.54%Hindalco Industries Ltd. 1.23%Asian Paints Ltd. 1.12%ACC Limited 1.05%Zee Entertainment Enterprises Ltd 1.01%Others (with



March 31, 2009 ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Products : AUM :

Rs. 19.67 Cr

Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 93.11% Minimum MaximumHDFC Bank Ltd 8.54% 80% 100% 18.31 93.11%Reliance Industries Ltd 7.26% 0% 20% 1.35 6.89%Infosys Technologies Ltd. 6.72%ITC Ltd. 6.63%Tata Motors Limited 4.67%ICICI Bank Ltd 4.50%Maruti Suzuki India Limited 4.48%Larsen & Toubro Limited 4.02%Tata Consultancy Services Limited 3.72%Sun Pharmaceuticals Industries Ltd 3.70%Housing Development Finance Corporation Ltd. 3.58%Axis Bank Limited 2.75%Grasim Industries Ltd. 2.67%Power Grid Corporation of India Limited 2.32%HCL Technologies Ltd 2.05%Lupin Limited 1.98%Oil & Natural Gas Corpn Ltd 1.96%Asian Paints Ltd. 1.91%Dr. Reddys Laboratories Ltd. 1.87%Mahindra & Mahindra Ltd. 1.83%

INDIVIDUAL PENSION FUND EQUITY - MARCH 2017

MM & OthersEquity

For Dhruv Tara Products


To seek consistent long term capital appreciation through investments primarily in equity and equity‐related instruments by focusing predominantly on well established companies.



Benchmark :


AUM (Rs. In Cr)

Equity93.11%

MM & Others6.89%


Yes Bank Limited 1.65%Bajaj Auto Limited 1.63%Indian Oil Corporation Ltd 1.38%Hero Motocorp Ltd. 1.29%Hindustan Petroleum Corporation Ltd. 1.23%Ultratech Cement Ltd. 1.22%Kotak Mahindra Bank Limited 1.11%State Bank of India 1.04%Others (with



January 29, 2014 ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Products : AUM :

Rs. 169.03 Cr

Portfolio % to AUM

Equity (Top 10 Holdings & >1%) 80.04% Minimum MaximumInfosys Technologies Ltd. 5.65% 70% 100% 135.29 80.04%Reliance Industries Ltd 5.00% 0% 30% 33.74 19.96%HDFC Bank Ltd 4.76%ITC Ltd. 4.38%ICICI Bank Ltd 4.10%Larsen & Toubro Limited 3.66%Oil & Natural Gas Corpn Ltd 3.40%Maruti Suzuki India Limited 3.26%Tata Motors Limited 3.07%Sun Pharmaceuticals Industries Ltd 2.78%Lupin Limited 2.36%IndusInd Bank Limited 2.34%Tata Consultancy Services Limited 2.31%State Bank of India 2.06%Grasim Industries Ltd. 1.88%Bharat Electronics Ltd 1.76%Housing Development Finance Corporation Ltd. 1.72%Axis Bank Limited 1.68%Mahindra & Mahindra Ltd. 1.53%Power Grid Corporation of India Limited 1.45%Kotak Mahindra Bank Limited 1 32%

INDIVIDUAL BLUE CHIP EQUITY - MARCH 2017

MM & Others

Asset Mix

For Dhan Suraksha Plus & Wealth Builder Plan

The fund seeks to achieve long term capital appreciation by investing predominantly in equity and equity related securities.

Benchmark :



ParticularsInvestment Pattern

Actual

Equity

AUM (Rs. In Cr)

MM & Others19.96%


Kotak Mahindra Bank Limited 1.32%Bajaj Auto Limited 1.30%Yes Bank Limited 1.28%Tata Chemicals Ltd. 1.24%Hindalco Industries Ltd. 1.21%Hero Motocorp Ltd. 1.11%Glenmark Pharmaceuticals Ltd. 1.06%Ultratech Cement Ltd. 1.02%Indian Oil Corporation Ltd 0.96%Others (with



January 20, 2010 ULIF 010 20/01/10 SUD‐LA‐GR1 142

Products : AUM :

Rs. 468.07 Cr Equity Mr. Rahul RanjanDebt Mr. Yadnesh Chavan

Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 72.47% Minimum MaximumHDFC Bank Ltd 5.61% 55% 85% 339.22 72.47%Infosys Technologies Ltd. 5.60% 15% 45% 128.85 27.53%ITC Ltd. 5.50%Reliance Industries Ltd 5.43%Tata Motors Limited 3.75%Larsen & Toubro Limited 3.42%Maruti Suzuki India Limited 3.35%IndusInd Bank Limited 3.01%Housing Development Finance Corporation Ltd. 3.00%ICICI Bank Ltd 2.85%Sun Pharmaceuticals Industries Ltd 2.20%Axis Bank Limited 2.19%Power Grid Corporation of India Limited 2.10%Tata Consultancy Services Limited 2.06%State Bank of India 2.05%Grasim Industries Ltd. 1.96%Oil & Natural Gas Corpn Ltd 1.93%HCL Technologies Ltd 1.78%Lupin Limited 1.69%Mahindra & Mahindra Ltd. 1.34%Bajaj Auto Limited 1.21%Dr. Reddys Laboratories Ltd. 1.10%Yes Bank Limited 1.09%Others (with



February 25, 2009 ULIF 003 25/02/09 SUD‐LI‐GR1 142

Products : AUM:


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 76.59% Minimum MaximumHDFC Bank Ltd 6.93% 40% 100% 92.32 76.59%Infosys Technologies Ltd. 6.17% 0% 60% 28.22 23.41%ITC Ltd. 5.64%Reliance Industries Ltd 3.99%Tata Motors Limited 3.72%Maruti Suzuki India Limited 3.44%ICICI Bank Ltd 3.18%Larsen & Toubro Limited 3.09%Axis Bank Limited 2.95%Housing Development Finance Corporation Ltd. 2.93%Sun Pharmaceuticals Industries Ltd 2.84%IndusInd Bank Limited 2.68%Grasim Industries Ltd. 2.37%Tata Consultancy Services Limited 2.36%State Bank of India 2.13%HCL Technologies Ltd 2.10%Oil & Natural Gas Corpn Ltd 1.97%Bajaj Auto Limited 1.86%Power Grid Corporation of India Limited 1.85%Lupin Limited 1.63%Mahindra & Mahindra Ltd. 1.55%Kotak Mahindra Bank Limited 1.45%Hero Motocorp Ltd. 1.44%Ultratech Cement Ltd. 1.14%Dr. Reddys Laboratories Ltd. 1.07%ACC Limited 1.02%h ( h )

Equity

Debt, MM & Others

To aim for medium to long term capital appreciation by maintaining a diversified portfolio of equity and equity related instruments and fair exposure to high credit quality portfolio of debt and money market instruments.



For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara & Dhan Suraksha Express.

Benchmark :

CNX Nifty Index ‐ 70%CRISIL Composite Bond Index ‐ 30%

GROWTH FUND - MARCH 2017


AUM (Rs. In Cr)

AAA40.82%

Gilts48.98%

Debt Rating Profile (% of Debt)

Debt, 18.64%

Equity, 76.59%

MM & Others, 4.77%


Others (with



January 20, 2010 ULIF 014 20/01/10 SUD‐PA‐GR1 142

Products : AUM :


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 69.22% Minimum MaximumHDFC Bank Ltd 6.28% 55% 85% 23.90 69.22%Infosys Technologies Ltd. 5.97% 15% 45% 10.63 30.78%ITC Ltd. 5.29%Reliance Industries Ltd 4.84%Larsen & Toubro Limited 4.26%Tata Motors Limited 3.56%Tata Consultancy Services Limited 3.55%Maruti Suzuki India Limited 3.31%Housing Development Finance Corporation Ltd. 3.05%ICICI Bank Ltd 2.99%Axis Bank Limited 2.70%Sun Pharmaceuticals Industries Ltd 2.49%Grasim Industries Ltd. 2.07%Oil & Natural Gas Corpn Ltd 2.02%IndusInd Bank Limited 1.81%Yes Bank Limited 1.79%Power Grid Corporation of India Limited 1.77%Lupin Limited 1.72%State Bank of India 1.57%HCL Technologies Ltd 1.13%Mahindra & Mahindra Ltd. 1.12%Bajaj Auto Limited 1.08%Hindustan Petroleum Corporation Ltd 1 03%

INDIVIDUAL PENSION FUND APEX GROWTH - MARCH 2017

Equity

For New Dhruv Tara Products

Debt, MM & Others


To seek consistent growth over medium to long term by focusing predominantly on well established companies through investments primarily in equity and equity‐related instruments and fair exposure to high credit quality portfolio of debt and money market instruments.



Benchmark :

CNX Nifty Index ‐ 70%CRISIL Composite Bond Index ‐ 30%

AUM (Rs. In Cr)

Debt25.80%

Equity69.22%

MM & Others4.99%


AAA45.79%


Hindustan Petroleum Corporation Ltd. 1.03%Others (with



March 31, 2009 ULIF 006 31/03/09 SUD‐PI‐GR1 142

Products : AUM :


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 68.35% Minimum MaximumITC Ltd. 5.52% 40% 100% 13.03 68.35%Infosys Technologies Ltd. 5.40% 0% 60% 6.03 31.65%Reliance Industries Ltd 5.13%HDFC Bank Ltd 4.24%ICICI Bank Ltd 3.55%Larsen & Toubro Limited 3.39%Tata Motors Limited 3.19%Maruti Suzuki India Limited 3.16%Tata Consultancy Services Limited 3.07%IndusInd Bank Limited 3.02%Housing Development Finance Corporation Ltd. 2.96%Sun Pharmaceuticals Industries Ltd 2.86%Axis Bank Limited 2.58%State Bank of India 2.52%HCL Technologies Ltd 2.32%Hero Motocorp Ltd. 2.27%Grasim Industries Ltd. 2.15%Mahindra & Mahindra Ltd. 2.01%Power Grid Corporation of India Limited 1.55%Ultratech Cement Ltd. 1.46%Oil & Natural Gas Corpn Ltd 1.24%Zee Entertainment Enterprises Ltd 1.12%Others (with



January 29, 2014 ULIF 023 11/12/13 SUD‐LI‐GR2 142

Products : AUM:


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 61.85% Minimum MaximumInfosys Technologies Ltd. 4.95% 40% 100% 99.25 61.85%Reliance Industries Ltd 4.12% 0% 60% 38.11 23.75%ITC Ltd. 3.83% 0% 30% 23.11 14.40%ICICI Bank Ltd 3.77%HDFC Bank Ltd 3.54%Maruti Suzuki India Limited 3.35%Larsen & Toubro Limited 3.32%Housing Development Finance Corporation Ltd. 2.49%Tata Motors Limited 2.25%IndusInd Bank Limited 2.11%Oil & Natural Gas Corpn Ltd 2.05%Axis Bank Limited 2.00%State Bank of India 1.93%Sun Pharmaceuticals Industries Ltd 1.77%Grasim Industries Ltd. 1.41%Tata Consultancy Services Limited 1.37%Bajaj Auto Limited 1.35%Power Grid Corporation of India Limited 1.16%Kotak Mahindra Bank Limited 1.03%Dr. Reddys Laboratories Ltd. 0.99%Lupin Limited 0.95%Others (with



January 20, 2010 ULIF 011 20/01/10 SUD‐LA‐BL1 142

Products : AUM :

Rs. 381.74 Cr Equity Mr. Rahul Ranjan

Debt Mr. Yadnesh Chavan

Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 52.84% Minimum MaximumHDFC Bank Ltd 4.67% 35% 65% 201.73 52.84%Infosys Technologies Ltd. 4.23% 35% 65% 180.01 47.16%Reliance Industries Ltd 3.45%Housing Development Finance Corporation Ltd. 3.41%ITC Ltd. 2.78%Tata Motors Limited 2.61%IndusInd Bank Limited 2.31%Maruti Suzuki India Limited 2.27%Oil & Natural Gas Corpn Ltd 2.18%ICICI Bank Ltd 2.03%Larsen & Toubro Limited 1.87%State Bank of India 1.67%Power Grid Corporation of India Limited 1.41%Sun Pharmaceuticals Industries Ltd 1.36%HCL Technologies Ltd 1.36%Lupin Limited 1.33%Grasim Industries Ltd. 1.32%Tata Consultancy Services Limited 1.25%Axis Bank Limited 1.23%Yes Bank Limited 1.10%Others (with



February 18, 2009 ULIF 001 18/02/09 SUD‐LI‐BL1 142

Products : AUM :


Portfolio % to AUM

`

Equity (Top 10 Holdings & >1%) 33.04% Minimum MaximumSun Pharmaceuticals Industries Ltd 3.83% 0% 60% 8.02 33.04%Infosys Technologies Ltd. 2.21% 40% 100% 16.25 66.96%Housing Development Finance Corporation Ltd. 2.07%ITC Ltd. 1.86%ICICI Bank Ltd 1.86%HDFC Bank Ltd 1.78%Larsen & Toubro Limited 1.74%Reliance Industries Ltd 1.59%State Bank of India 1.52%Axis Bank Limited 1.42%Tata Consultancy Services Limited 1.30%Tata Motors Limited 1.26%Maruti Suzuki India Limited 1.24%Asian Paints Ltd. 1.19%IndusInd Bank Limited 1.17%Others (with



January 20, 2010 ULIF 015 20/01/10 SUD‐PA‐BL1 142

Products : AUM :


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 48.52% Minimum MaximumInfosys Technologies Ltd. 5.04% 35% 65% 7.81 48.52%ITC Ltd. 4.74% 35% 65% 8.29 51.48%Reliance Industries Ltd 3.85%HDFC Bank Ltd 3.67%Housing Development Finance Corporation Ltd. 3.63%State Bank of India 2.85%Tata Motors Limited 2.80%Larsen & Toubro Limited 2.61%ICICI Bank Ltd 2.49%Sun Pharmaceuticals Industries Ltd 1.92%Tata Consultancy Services Limited 1.81%IndusInd Bank Limited 1.69%Maruti Suzuki India Limited 1.68%Axis Bank Limited 1.68%Power Grid Corporation of India Limited 1.41%HCL Technologies Ltd 1.28%Oil & Natural Gas Corpn Ltd 1.14%Others (with 10 years

67.91%

15.45% 16.64%

Debt Maturity Profile ( % of Debt)

51.79%

AA7.98%

9.30

10.30

11.30

12.30

13.30

14.30

15.30

16.30

17.30

18.30

19.30

Jan‐10

Apr‐10

Jul‐1

0Sep‐10

Dec‐10

Mar‐11

Jun‐11

Aug‐11

Nov

‐11

Feb‐12

May‐12

Aug‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐1

3Sep‐13

Dec‐13

Mar‐14

Jun‐14

Aug‐14

Nov

‐14

Feb‐15

May‐15

Jul‐1

5Oct‐15

Jan‐16

Apr‐16

Jun‐16

Sep‐16

Dec‐16

Mar‐17

NAV

/UNIT (R

s)

NAV Performance (Since Inception)NAV Benchmark

Modified Duration ‐ 3.41 yrs

Individual Pension Fund ‐ Apex Balanced 2.05% 5.12% 3.87% 14.57% 6.35% 11.39% 8.91%Benchmark 2.31% 6.32% 5.05% 14.99% 7.05% 11.42% 8.65%




March 31, 2009 ULIF 007 31/03/09 SUD‐PI‐BL1 142

Products : AUM :


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 31.01% Minimum MaximumInfosys Technologies Ltd. 2.66% 0% 60% 3.40 31.01%HDFC Bank Ltd 2.63% 40% 100% 7.57 68.99%Reliance Industries Ltd 2.59%ITC Ltd. 2.33%Sun Pharmaceuticals Industries Ltd 2.07%Larsen & Toubro Limited 1.96%Tata Motors Limited 1.49%State Bank of India 1.43%Maruti Suzuki India Limited 1.37%Housing Development Finance Corporation Ltd. 1.37%Axis Bank Limited 1.34%ICICI Bank Ltd 1.33%Grasim Industries Ltd. 1.20%IndusInd Bank Limited 1.10%Power Grid Corporation of India Limited 1.01%Hindustan Petroleum Corporation Ltd. 1.01%Others (with


Date of Inception : SFIN No. Benchmark :

April 29, 2011 ULIF 017 29/04/11 SUD‐LX‐BL1 142 CNX Nifty Index ‐ 30%CRISIL Composite Bond Index ‐ 70%

Products : AUM :For Dhan Suraksha Express Rs. 60.30 Cr Equity Mr. Rahul Ranjan


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 33.24% Minimum MaximumReliance Industries Ltd 2.55% 0% 60% 20.04 33.24%Infosys Technologies Ltd. 2.42% 40% 100% 40.26 66.76%HDFC Bank Ltd 2.39%ITC Ltd. 2.12%ICICI Bank Ltd 1.84%Larsen & Toubro Limited 1.83%Tata Motors Limited 1.67%Maruti Suzuki India Limited 1.60%Housing Development Finance Corporation Ltd. 1.49%Axis Bank Limited 1.38%Tata Consultancy Services Limited 1.23%IndusInd Bank Limited 1.18%Others (with



January 29, 2014 ULIF 024 11/12/13 SUD‐LI‐BL2 142 CNX Nifty Index ‐ 30%CRISIL Composite Bond Index ‐ 70%

Products : AUM :For Dhan Suraksha Plus & Wealth Builder Plan Rs. 174.09 Cr Equity Mr. Rahul Ranjan


Portfolio % to AUM`

Equity (Top 10 Holdings & >1%) 31.14% Minimum MaximumHDFC Bank Ltd 2.68% 0% 60% 54.20 31.14%Infosys Technologies Ltd. 2.45% 40% 100% 96.80 55.60%ITC Ltd. 2.27% 0% 30% 23.09 13.26%Maruti Suzuki India Limited 2.06%Reliance Industries Ltd 1.90%ICICI Bank Ltd 1.60%Housing Development Finance Corporation Ltd. 1.38%Larsen & Toubro Limited 1.32%Oil & Natural Gas Corpn Ltd 1.14%IndusInd Bank Limited 1.13%Tata Motors Limited 1.02%Others (with



January 20, 2010 ULIF 012 20/01/10 SUD‐LA‐BN1 142

Products : AUM :

Rs. 177.98 Cr

Portfolio % to AUM`

Debt 94.58% Minimum MaximumGilts & SDL (Top 10 Holdings & >1%) 38.74% 80% 100% 168.33 94.58%

7.61% GOI‐ 09‐May‐2030 6.22% 0% 20% 9.65 5.42%

6.97% GOI‐ 06‐Sep‐2026 4.42%

8.30% GOI ‐ 31‐Dec‐2042 2.98%

7.59% GOI‐ 11‐Jan‐2026 2.94%

8.20% GOI ‐ 24‐Sep‐2025 2.42%

8.2600% GOI ‐ 02‐Aug‐2027 2.19%

8.40% GOI 28 Jul 2024 2.10%

7.16% GOI ‐ 20‐May‐2023 1.99%

8.33% GOI ‐ 09‐Jul‐2026 1.87%

8.30% GOI ‐ 02‐Jul‐2040 1.83%

8.24% GOI ‐ 15‐Feb‐2027 1.51%

8.17% GOI ‐ 01‐Dec‐2044 1.21%

8.28% GOI ‐ 21‐Sep‐2027 1.21%

7.72% GOI‐ 25‐May‐2025 1.17%Others (with 1%) 55.84%DEWAN HOUSING FINANCE CORP. LTD. 5.93%NATIONAL THERMAL POWER CORPORATION 4.24%M & M FINANCIAL SERVICES LTD. 3.97%IL & FS LTD. 3.90%

APEX BOND FUND - MARCH 2017

DEBT

MM & Others

Particulars

Name of Fund Manager:Mr. Yadnesh Chavan

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix

For New Dhan Suraksha, New Dhan Suraksha Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha Premium 3 & Prabhat Tara 3.

Benchmark :

CRISIL Composite Bond Index ‐ 90%CRISIL Liquid Fund Index ‐ 10%

AUM (Rs. In Cr)

Debt94.58%

MM & Others5.42%


AAA42.24%Gilts

40.96%


IL & FS LTD. 3.90%POWER GRID CORPORATION OF INDIA LTD 3.43%LIC HOUSING FINANCE LTD 3.22%STEEL AUTHORITY OF INDIA LTD. 3.19%HDFC LTD. 3.00%RURAL ELECTRIFICATION CORPORATION L 2.93%RELIANCE PORTS & TERMINALS LTD. 2.92%POWER FINANCE CORPORATION LTD. 2.70%TATA SONS LTD. 1.88%TATA CAPITAL FINANCIAL SERVICES LTD 1.72%THE GREAT EASTERN SHIPPING CO. LTD. 1.54%L&T HOUSING FINANCE LIMITED 1.48%MRF LTD. 1.47%LARSEN & TOUBRO LTD. 1.46%FULLERTON INDIA CREDIT COMPANY LTD. 1.15%VEDANTA LIMITED 1.14%L & T FINANCE LTD. 1.14%Others (with 10 years

17.23%14.87%

47.41%

20.49%


AA+11.62%

AA3.37%

AA‐1.81%

9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.50

Jan‐10

Apr‐10

Jul‐1

0Sep‐10

Dec‐10

Mar‐11

Jun‐11

Aug‐11

Nov

‐11

Feb‐12

May‐12

Aug‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐1

3Sep‐13

Dec‐13

Mar‐14

Jun‐14

Aug‐14

Nov

‐14

Feb‐15

May‐15

Jul‐1

5Oct‐15

Jan‐16

Apr‐16

Jun‐16

Sep‐16

Dec‐16

Mar‐17

NAV

/UNIT (R

s)

NAV Performance (Since Inception)

NAV Benchmark


1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Bond Fund 1.28% 0.52% 3.03% 10.17% 8.70% 10.55% 8.35%Benchmark 1.22% 0.88% 3.35% 10.69% 9.44% 10.94% 8.41%




February 25, 2009 ULIF 004 25/02/09 SUD‐LI‐BN1 142 CRISIL Composite Bond Index ‐ 90%CRISIL Liquid Fund Index ‐ 10%

Products : AUM :

Rs. 9.53 Cr

Portfolio % to AUM

`


8.2400% GOI ‐ 22‐Apr‐2018 12.19% 0% 20% 0.83 8.72%

8.83% GOI ‐ 12‐Dec‐2041 11.98%

6.97% GOI‐ 06‐Sep‐2026 8.55%

7.16% GOI ‐ 20‐May‐2023 7.42%

8.17% GOI ‐ 01‐Dec‐2044 5.65%

8.2600% GOI ‐ 02‐Aug‐2027 4.04%

7.59% GOI‐ 11‐Jan‐2026 2.20%

8.40% GOI 28 Jul 2024 1.13%

Others (with 1%) 38.10%LARSEN & TOUBRO LTD. 6.56%RELIANCE PORTS & TERMINALS LTD. 5.80%THE GREAT EASTERN SHIPPING CO. LTD. 5.53%M & M FINANCIAL SERVICES LTD. 4.56%POWER GRID CORPORATION OF INDIA LTD 3.53%LIC HOUSING FINANCE LTD 3.31%

BOND FUND - MARCH 2017

Debt

MM & Others




Asset Mix

Particulars

For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara.

AUM (Rs. In Cr)

Debt91.28%

MM & Others8.72%


Debt Rating Profile (% of Debt)RELIANCE INDUSTRIES LTD 3.27%RELIANCE GAS TRANSPORTN INFRA LTD. 2.22%HDFC LTD. 1.14%INDIAN OIL CORPORATION LTD 1.10%STEEL AUTHORITY OF INDIA LTD. 1.07%Others (with 10 years

26.60%

18.38%

27.40% 27.61%Debt Maturity Profile ( % of Debt)

AAA35.58%

AA+4.99%

AA1.17%

Gilts58.26%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

19.50

Feb‐09

May‐09

Aug‐09

Nov

‐09

Jan‐10

Apr‐10

Jul‐1

0Oct‐10

Dec‐10

Mar‐11

Jun‐11

Sep‐11

Nov

‐11

Feb‐12

May‐12

Aug‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐1

3Oct‐13

Dec‐13

Mar‐14

Jun‐14

Sep‐14

Nov

‐14

Feb‐15

May‐15

Aug‐15

Oct‐15

Jan‐16

Apr‐16

Jul‐1

6Sep‐16

Dec‐16

Mar‐17

NAV

/UNIT (R

s)



1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBond Fund 0.97% 0.16% 2.19% 9.11% 8.23% 9.80% 7.83%Benchmark 1.22% 0.88% 3.35% 10.69% 9.44% 10.94% 8.02%




January 20, 2010 ULIF 016 20/01/10 SUD‐PA‐BN1 142

Products : AUM :For New Dhruv Tara Products Rs. 5.17 Cr

Portfolio % to AUM`


8.83% GOI ‐ 12‐Dec‐2041 18.78% 0% 20% 0.31 6.07%

8.40% GOI 28 Jul 2024 11.50%

9.15% GOI ‐ 14‐Nov‐2024 10.79%

7.80% GOI ‐ 11‐Apr‐2021 10.03%

8.34% SDL ‐ Maharashtra ‐ 03‐Feb‐2020 9.70%

8.84% SDL ‐ Tamil Nadu ‐ 18‐Jul‐2022 4.12%

6.97% GOI‐ 06‐Sep‐2026 1.97%Others (with 1%) 27.06%POWER GRID CORPORATION OF INDIA LTD 6.51%RELIANCE PORTS & TERMINALS LTD. 6.42%HDFC LTD. 4.22%TATA SONS LTD. 4.04%DEWAN HOUSING FINANCE CORP. LTD. 3.86%LARSEN & TOUBRO LTD. 2.01%Others (with 10 years

14.62%

19.65%

38.81%

26.92%


Gilts71.19%

9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

Jan‐10

Apr‐10

Jul‐1

0Sep‐10

Dec‐10

Mar‐11

Jun‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐1

3Sep‐13

Dec‐13

Mar‐14

Jun‐14

Aug‐14

Nov‐14

Feb‐15

May‐15

Jul‐1

5Oct‐15

Jan‐16

Apr‐16

Jun‐16

Sep‐16

Dec‐16

Mar‐17

NAV

/UNIT (R

s)



Individual Pension Fund ‐ Apex Bond 1.50% 0.76% 2.79% 10.31% 8.63% 10.34% 8.09%Benchmark 1.22% 0.88% 3.35% 10.69% 9.44% 10.94% 8.41%




March 31, 2009 ULIF 008 31/03/09 SUD‐PI‐BN1 142

Products : AUM :

Rs. 3.68 Cr

Portfolio % to AUM

`


8.33% GOI ‐ 09‐Jul‐2026 11.65% 0% 20% 0.56 15.11%

6.97% GOI‐ 06‐Sep‐2026 10.39%

8.17% GOI ‐ 01‐Dec‐2044 5.85%

7.61% GOI‐ 09‐May‐2030 5.62%

7.80% GOI ‐ 03‐May‐2020 5.60%

8.83% GOI ‐ 12‐Dec‐2041 3.10%

8.97% GOI ‐ 05‐Dec‐2030 2.47%Others (with 1%) 40.21%POWER GRID CORPORATION OF INDIA LTD 6.09%MRF LTD. 5.93%INDIAN OIL CORPORATION LTD 5.70%LARSEN & TOUBRO LTD. 5.60%STEEL AUTHORITY OF INDIA LTD. 5.56%RELIANCE GAS TRANSPORTN INFRA LTD. 2.88%THE GREAT EASTERN SHIPPING CO. LTD. 2.86%RURAL ELECTRIFICATION CORPORATION L 2.81%LIC HOUSING FINANCE LTD 2 76%

INDIVIDUAL PENSION FUND BOND - MARCH 2017

Debt

For Dhruv Tara Products

MM & Others



Asset Mix


Actual

Benchmark :

CRISIL Composite Bond Index ‐ 90%CRISIL Liquid Fund Index ‐ 10%

AUM (Rs. In Cr)

Debt84.89%

MM & Others15.11%


AAA40.81%


LIC HOUSING FINANCE LTD 2.76%Others (with



January 29, 2014 ULIF 020 11/12/13 SUD‐LI‐BN2 142

Products : AUM :

Rs. 91.11 Cr

Portfolio % to AUM

`


6.97% GOI‐ 06‐Sep‐2026 7.83% 0% 30% 9.81 10.77%

8.30% GOI ‐ 31‐Dec‐2042 5.16%8.20% GOI ‐ 24‐Sep‐2025 4.56%8.40% GOI 28 Jul 2024 4.45%7.61% GOI‐ 09‐May‐2030 3.92%8.28% GOI ‐ 21‐Sep‐2027 3.77%7.72% GOI‐ 25‐May‐2025 3.43%8.2600% GOI ‐ 02‐Aug‐2027 3.17%8.30% GOI ‐ 02‐Jul‐2040 2.98%7.16% GOI ‐ 20‐May‐2023 2.87%8.97% GOI ‐ 05‐Dec‐2030 1.50%7.68% GOI‐ 15‐Dec‐2023 1.49%8.35% GOI ‐ 14‐May ‐2022 1.46%8.2800% GOI ‐ 15‐Feb‐2032 1.18%Others (with 1%) 38.77%DEWAN HOUSING FINANCE CORP. LTD. 4.87%LARSEN & TOUBRO LTD. 4.67%HINDUSTAN PETROLEUM CORPORATION LTD 4.47%STEEL AUTHORITY OF INDIA LTD. 3.64%HDFC LTD 3 24%

CRISIL Liquid Fund Index ‐ 15%

MM & Others

For Dhan Suraksha Plus & Wealth Builder Plan

Asset Mix


Actual

Debt


AUM (Rs. In Cr)


Benchmark :

CRISIL Composite Bond Index ‐ 85%

INDIVIDUAL LIFE INCOME FUND - MARCH 2017

Debt89.23%

MM & Others10.77%


AAA33.38%Gilts

56.55%


HDFC LTD. 3.24%VEDANTA LIMITED 2.45%RURAL ELECTRIFICATION CORPORATION L 1.93%TATA SONS LTD. 1.72%RELIANCE INDUSTRIES LTD 1.71%POWER GRID CORPORATION OF INDIA LTD 1.70%RELIANCE PORTS & TERMINALS LTD. 1.70%IRFC LTD. 1.19%POWER FINANCE CORPORATION LTD. 1.18%L&T HOUSING FINANCE LIMITED 1.16%FULLERTON INDIA CREDIT COMPANY LTD. 1.12%Others (with



October 6, 2015 ULGF 003 20/03/15 SUD‐GN‐BN1 142

Products : AUM :

Rs. 10.18 Cr

Portfolio % to AUM

`


8.33% GOI ‐ 07‐Jun‐2036 10.71% 0% 30% 0.37 3.65%

8.30% GOI ‐ 31‐Dec‐2042 9.13% 0% 15% 0.00 0.00%

8.28% GOI ‐ 21‐Sep‐2027 7.39% 0% 15% 0.00 0.00%

7.16% GOI ‐ 20‐May‐2023 6.95%8.20% Gujarat 24 Jun 2025 6.10%8.20% GOI ‐ 15‐Feb‐2022 5.33%8.21% Maharashtra ‐ 09‐Dec‐2025 4.07%7.61% GOI‐ 09‐May‐2030 1.63%

Others (with 1%) 45.02%MRF LTD. 5.37%NATIONAL THERMAL POWER CORPORATION 5.28%LIC HOUSING FINANCE LTD 5.17%RELIANCE INDUSTRIES LTD 5.11%RURAL ELECTRIFICATION CORPORATION L 5.09%LARSEN & TOUBRO LTD. 5.07%TATA SONS LTD. 4.12%DEWAN HOUSING FINANCE CORP. LTD. 3.49%HDFC LTD. 3.22%THE GREAT EASTERN SHIPPING CO. LTD. 3.11%

Fixed Deposits with Banks

MM & Others

Mutual Funds

GROUP DEBT FUND - MARCH 2017

For SUD Life Group Retirement Benefit Plan

Asset Mix


Actual


To generate stable returns over medium to long term with full exposure in debt market instruments by judicious mix of Government Securities and high quality corporate debt and also in money market instruments.

Benchmark :

CRISIL Composite Bond Index ‐ 90%

Debt

CRISIL Liquid Fund Index ‐ 10%

AUM (Rs. In Cr)

Debt96.35%

MM & Others3.65%


Gilts


Others (with 10 years

8.49%

26.06%

35.50%

29.96%


10.00

10.20

10.40

10.60

10.80

11.00

11.20

11.40

11.60

11.80

6‐Oct‐15

21‐Oct‐15

5‐Nov‐15

20‐Nov‐15

5‐De

c‐15

20‐Dec‐15

4‐Jan‐16

19‐Ja

n‐16

3‐Feb‐16

18‐Feb

‐16

4‐Mar‐16

19‐M

ar‐16

3‐Ap

r‐16

18‐Apr‐16

3‐May‐16

18‐M

ay‐16

2‐Jun‐16

17‐Ju

n‐16

2‐Jul‐1

617

‐Jul‐1

61 ‐Au

g‐16

16‐Aug

‐16

31‐Aug

‐16

15‐Sep

‐16

30‐Sep

‐16

15‐Oct‐16

30‐Oct‐16

14‐Nov‐16

29‐Nov‐16

14‐Dec‐16

29‐Dec‐16

13‐Ja

n‐17

28‐Ja

n‐17

12‐Feb

‐17

27‐Feb

‐17

14‐M

ar‐17

29‐M

ar‐17

NAV

/UNIT (R

s)


Modified Duration ‐ 5.44 yrs11.88%

10.36%

5.37%

5.11%

5.07%

4.12%

3.11%

0.00%

Housing Sector

Infrastructure

Manufacture of rubber and plastics products

Manufacture of coke and refined petroleum products

Civil engineering

Financial & Insurance Activities

Water transport

Others

Top 10 Industry Exposure ( % to AUM)

1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGroup Debt Fund 1.38% 0.62% 2.46% 10.10% NA NA 9.16%Benchmark 1.20% 0.83% 3.47% 10.85% NA NA 9.58%




June 03, 2011 ULIF 018 03/06/11 SUD‐UL‐DP1 142

Products : AUM :Dhan Suraksha Express, Dhan Suraksha 3, Dhan Suraksha Premium 3 & Prabhat Tara 3,Dhan Suraksha Plus & Wealth Builder Plan Rs. 404.01 Cr

Portfolio % to AUM

Debt & MM 100.00% Minimum MaximumGilts & SDL (Top 10 Holdings & >1%) 95.11% 60% 100% 384.23 95.11%6.0500% GOI ‐ 02‐Feb‐2019 7.73% 0% 40% 19.77 4.89%364 day T‐Bill ‐ 04 Jan 2018 5.91%364 day T‐Bill ‐ 18 Jan 2018 5.90%7.80% GOI ‐ 11‐Apr‐2021 5.86%8.67% SDL ‐ Karnataka ‐ 18‐Jul‐2017 4.98%5.69% GOI‐ 25‐Sep‐2018 4.91%7.68% GOI‐ 15‐Dec‐2023 4.18%7.46% GOI ‐ 28‐Aug‐2017 4.01%7.16% GOI ‐ 20‐May‐2023 3.87%7.83% GOI ‐ 11‐Apr‐2018 3.77%8.07% GOI ‐ 3‐Jul ‐2017 3.73%8.90% SDL ‐ Tamil Nadu ‐ 20‐Sep‐2022 2.59%7.28% GOI‐ 03‐Jun‐2019 2.52%7.4900% GOI ‐ 16‐Apr‐2017 2.48%91 day T‐Bill – 20 Apr 2017 2.47%6.35% GOI‐ 02‐Jan‐2020 2.46%9.63% Maharashtra ‐ 12‐Feb‐2024 2.19%8.83% GOI 25 Nov 2023 1.90%7.9500% GOI ‐ 28‐Aug‐2032 1.82%9.15% GOI ‐ 14‐Nov‐2024 1.71%8 24% GOI ‐ 15‐Feb‐2027 1 54%

DISCONTINUED POLICIES FUND - MARCH 2017

Government SecurtiesMM & Others

To ensure safety and liquidity of funds and to generate the returns over and above defined regulatory minimum rate of return of 4% per annum.

Asset Mix

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% *


Actual


AUM (Rs. In Cr)

MM & Others4.89%

Asset Allocation( % to AUM)

8.24% GOI ‐ 15‐Feb‐2027 1.54%8.35% GOI ‐ 14‐May ‐2022 1.32%9.65% SDL ‐ Tamil Nadu ‐ 12‐Mar‐2024 1.30%8.49% SDL ‐ Karnataka ‐ 18‐Mar‐2019 1.27%9.60% Gujarat ‐ 12‐Mar‐2018 1.27%8.30% Maharashtra ‐ 25‐Mar‐2019 1.27%8.27% Kerala 25 Mar 2019 1.27%8.43% MP ‐ 19‐Dec‐2017 1.25%8.00% Maharashtra ‐ 18‐Feb‐2018 1.25%7.99% GOI ‐ 09‐Jul‐2017 1.24%Others (with


Risk Factors • This document has been prepared for providing general information only.

• Unit Linked Life Insurance products are different from traditional insurance products and are subject to various risk factors.

• Unit linked policies are subject to market risks associated with capital markets and NAVs of units may go up or down based on the performance of fund and factors influencing the capital market and the customers have to consider this aspect while taking any decision.

• Customers should take into account their personal investment objectives, risk appetite and other aspects of their financial situation before making an investment decision.

• Customers are advised to note that the details are based on past performance and are not indicative of its future prospects or returns.

• SUD Life shall not be responsible for any losses caused or any claims that arise due to investments made based on this document.

• All efforts have been made to ensure accuracy of the contents of this document, however, SUD Life shall not be held responsible for any errors or omissions.


Disclaimers related to Benchmark Indices CRISIL Composite Bond Index and CRISIL Liquid Fund Index

CRISIL has taken due care and caution in compilation of data. Information has been obtained by CRISIL from sources it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of the information and is not responsible for any errors or omissions or for the results obtained from the use of such information. CRISIL is not responsible for any errors in data reproduction. CRISIL especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/ distributors of this bulletin.

CNX NIFTY

“The Individual Life, Pension Life, Individual Apex Life Pension Apex Life funds, Blue Chip Equity Fund, Growth Plus Fund, Balanced Plus Fund and Individual Life Express Balanced Fund related to Equity, Growth and Balanced schemes, offered by SUD Life Insurance Co. Ltd are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL").

Neither IISL nor CNX Nifty and its affiliates makes any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) to the owners of aforesaid schemes or any member of the public regarding the advisability of investing in securities generally or in aforesaid schemes linked to CNX Nifty Index or particularly in the ability of the said Index to track general stock market performance in India”.

Fact Sheet Ver.02 - New logo - SUD Life Sheet March 2017.pdf · 2019. 11. 7. · Dhruv Tara Product...

Documents

Transcript of Fact Sheet Ver.02 - New logo - SUD Life Sheet March 2017.pdf · 2019. 11. 7. · Dhruv Tara Product...