Experts Answer Critical Small Business Questions EVP and ... · Riley Gardner Senior Credit Analyst...
Transcript of Experts Answer Critical Small Business Questions EVP and ... · Riley Gardner Senior Credit Analyst...
Experts Answer Critical Small Business Questions
Small businesses across the Greater Sacramento region and communities in the area are not only dealing with
pivoting to try and keep businesses afloat, but are also working to determine the best course of action to protect
their business or to close it with the least losses possible, while working to protect their employees. GSEC Board
representatives are some of the most knowledgeable individuals in the banking and human resources fields who can
help connect the dots between the COVID-19 disaster relief program information being circulated and practical
applications for business.
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Riley GardnerSenior Credit AnalystRiver City Bank
Cassandra FerranniniPartnerDowney Brand
Also featuring opening and closing remarks from John Hidahl, District 1 Supervisor for El Dorado County; Don Ashton, CAO for El Dorado County; and Barry Broome, President & CEO of GSEC.
WEDNESDAY, APRIL 15, 20201 – 2 P.M.CLICK HERE TO REGISTER FOR ZOOM WEBINAROr enter bit.ly/GSEC.smallbiz into your browser
Technical issues or questions? Contact us at [email protected].
Produced in coordination with El Dorado County, the El Dorado County Chamber, El Dorado Hills Chamber, and the Lake Tahoe South Shore Chamber
Experts Answer Critical Small Business Questions
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Webinar Program1 p.m. Welcome
John HidahlDistrict 1 SupervisorEl Dorado County
1:05 p.m. Banking Solutions in Action: Facilitating Access to Critical Business Support Programs
1:30 p.m. Personnel Considerations: Human Resources Practices Amid COVID-19
1:50 p.m. Open Q&A Period 2 p.m. Closing Comments
Don AshtonChief Administrative OfficerEl Dorado County
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Hon. John HidahlSupervisor El Dorado County, District 1
OPENING REMARKS
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
BANKING SOLUTIONS IN ACTION
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: HOW QUICKLY WILL THE CURRENT AVAILABLE PPP FUNDING RUN OUT, AND WHEN CAN WE EXPECT MORE?
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: WHY CAN’T I USE MY CREDIT UNION FOR STIMULUS RELATED LOANS? WHO IS LENDING TO ANYONE OTHER THAN EXISTING CUSTOMERS?
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: WHAT MATERIALS SHOULD BUSINESS OWNERS HAVE IN HAND WHEN SUBMITTING A PPP APPLICATION?
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: ARE THE PPP LOANS FORGIVABLE IF THERE IS NO DEMONSTRATED HARDSHIP? WHAT ARE THE RULES AND WHO MAKES THEM?
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: DO I TRY TO TAKE ADVANTAGE OF THE PAYCHECK PROTECTION PROGRAM, OR SEEK A DISASTER ADVANCE LOAN?
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: MY COMPANY IS A NONPROFIT ORGANIZATION. HOW DOES THIS APPLY TO ME?
Riley Gardner Senior Credit AnalystRiver City Bank
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
Q: I AM FAIRLY CERTAIN I WILL HAVE TO CLOSE MY BUSINESS - WHAT IS THE BEST WAY TO DO SO WITH MINIMAL LIABILITY?
Riley Gardner Senior Credit AnalystRiver City Bank
Cassandra FerranniniPartner Downey Brand
PERSONNEL CONSIDERATIONS
Cassandra FerranniniPartner Downey Brand
Q: CAN WE TAKE THE TEMPERATURE AND ASK HEALTH RELATED QUESTIONS OF OUR EMPLOYEES AS THEY ARRIVE AT WORK?
Cassandra FerranniniPartner Downey Brand
Q: WHAT SHOULD OUR RESPONSE BE IF THE EMPLOYEE HAS COVID SYMPTOMS?
Cassandra FerranniniPartner Downey Brand
Q: WHAT SHOULD OUR RESPONSE BE IF THE EMPLOYEE CONFIRMS THAT SOMEONE THEY LIVE WITH HAS SYMPTOMS OR HAS BEEN DIAGNOSED POSITIVE FOR COVID-19?
Cassandra FerranniniPartner Downey Brand
Q: WE’VE HAD AN EMPLOYEE THAT HAS TESTED POSITIVE. WHO CAN WE TELL? WHAT SHOULD OUR NEXT STEPS BE?
Cassandra FerranniniPartner Downey Brand
Q: ARE WE AN ESSENTIAL BUSINESS?
Cassandra FerranniniPartner Downey Brand
Q: WHEN ARE EMPLOYEES ENTITLED TO FMLA AND SICK PAY UNDER THE NEW FEDERAL LAWS?
Cassandra FerranniniPartner Downey Brand
Q: WHAT ARE THE PROS AND CONS OF LAYING OFF EMPLOYEES VERSUS FURLOUGHING? WHAT IS BETTER FOR THEM, AND WHAT IS SAFER FOR MY BUSINESS?
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
AUDIENCE Q&A
Riley Gardner Senior Credit AnalystRiver City Bank
Cassandra FerranniniPartner Downey Brand
Don Ashton Chief Administrative Officer El Dorado County
CLOSING REMARKS
Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank
AUDIENCE Q&A
Riley Gardner Senior Credit AnalystRiver City Bank
Cassandra FerranniniPartner Downey Brand
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