Exhibit _L_ Debt Verification Letter

8/6/2019 Exhibit _L_ Debt Verification Letter

1/12Dispute Of Debt - 1 -

Important Legal Notice

Follow Up For The Comptroller of the Currencys

Case# 01306002

Dispute Of Debt And Validation Of Debt TILAJanuary 20, 2011

FROM: Samuel Salmon

917C Philpott Road

Colville, Washington 99114

TO: BANK OF AMERICA CORPORATION

Executive Customer Relations

Office of the CEO and President

100 North Tryon Street,

Charlotte, North Carolina 28255-0001

RE: mortgage loan # 180309106, and 180309114 debtverification response

Dear Mr. Brian Thomas Moynihan:

I, Samuel Salmon am sending this letter as a follow up to your debt verification

response dated December 16, 2010 from your office by the undersigned Stephen

Tome. The letter has been the only responseinter alia

to The Comptroller of theCurrency case# 01306002 that has been received on this subject matter.

The Office of the Comptroller of the Currency opened this case in response to the

Washington State Attorney Generals Office forwarding my original complaint to

their office.

Attached is a copy of your letter (minus the attachments; the forged NOTE, the

pay off demand statement, and the deed of trust), and also attached is The

Comptroller of the Currencys letters.

This letter is provided to confirm your lack of response in resolving these standing

issues and your negligence in providing any necessary documents and information

to prove your alleged standing of your claim on our property.

To date you have provided absolutely no pertinent verifiable information in

regards to your claim, although the forgeries and fraud will be addressed in a

separate venue.



Because you have neglected your duty in providing specific information, and

documents within the time requirements from the original request to prove your

legal standing in this debt, I had no other options available to remedy these issues.

Therefore your negligence to respond and provide the required info will be used as

added evidence against you in civil and criminal actions.

In your letter, your attempt to provide the verification of the debt has failed to

adequately and lawfully fulfill the proper requirements necessary to verify the debt

and your standing in regards to the loan(s) pursuant 12 U.S.C. Section 2605(e).

Your response included no evidence of debt, only hearsay. You have not provided

the date the NOTE was sold and the documents regarding this transaction. You

provided no servicing agreement from the time the NOTE was sold before and

after you acted as the loan servicer pursuant 12 USC 2605 (b)(2), but only

referred to your internal servicing systems, as well as MERS. This action is

viewed as an attempt to circumvent your duties in this matter, and is not sufficient.

Your letter only provided unverified statements in regards to the current alleged

owner and holder of the NOTE and the alleged loan servicer. Furthermore a loan

servicer is not the holder of the note in due course which is the requirement of the

beneficiary pursuant RCW 61.24.005, and 75 FR 58501(a)(1) a servicer of a

mortgage loan shall not be treated as the owner of the obligation.

When a note is sold the lender no longer controls it, and when it is securitized it isno longer a loan, or under the rules of a negotiable instrument. The rules that

govern a stock are completely different and can have multiple owners including

the citizens of the United States through the taxpayer bail outs the TARP program

etc. I believe youre aware of these facts although your actions indicate differently.

If any person was to reproduce a NOTE or negotiable instrument and present it

as debt owed this act under our local and federal laws is called FORGERY, It is

a criminal offense which will be pursued in the proper venue. Your letter enclosed

an attached FORGERY of the alleged NOTE and is indeed a FORGERY pursuant

RCW 9A.60.020, and 18 US Code 493, 513, 514, and 1001. Your letter has

been admitted in my civil case as an exhibit along with its attachments the

Note, the payoff demand statement, and the deed of trust.

Your corporation, and your subsidiaries are not nor have ever provided any proof

of having the legal standing to foreclose, or otherwise.



In response to your non compliance in verifying the alleged debt, I have filed a

law suit, and a Notice of Lis Pendant to protect my rights as the only real party in

interest of our property. I filed the action in the Washington State Stevens County

Court; the case number is 2010-2-00596-8. The case has been removed to the

federal court in the United States District Court Eastern District Of Washington At

Spokane under case number 2:10-cv-00446-RMP.

As the authorized presiding representative of Bank of America Corp and its

subsidiaries and being personally involved in these fraudulent, illegitimate and

criminal actions perpetrated against me and my household, I hereby inform you of

my resolve to see this matter through, to expose and pursue all illegal actions in

which I have first hand knowledge of.

Your subsidiary Recontrust Co. has since caused more damage to us by executing

a news paper ad in our local news paper listing our property in a false trustee sale

and causing significant damage to our reputation and standing in our community.

I do request a written apology and retraction for this ad to be printed on the front

page of all news papers your libel was printed in. This will help to heal our

community standing, and reputation; I will file a complaint and pursue a legal

remedy for this if there is no immediate action taken.

Your subsidiary has also sent as attachments to the notice of trustees sale more

forgeries of the NOTE. Most of the envelopes are still unopened as there was

about 20 of these delivered upon us.

Your subsidiary BAC Home Loans Servicing LP FKA Countrywide Home Loans

Servicing LP, is fraudulently listed as beneficiary in a Corporation Assignment Of

The Deed Of Trust, recorded in The Stevens County Recorders Office under file#

2012 0007024. In addition this Corporation Assignment of the Deed of Trust is

facially defective, as the notary is stamped three days after it was signed.

I demand you and your subsidiaries release all illegal liens, claims and recordings

on my property at the Stevens County Recorders Office in Washington, and else

where.

Copies of this letter may be sent to FTC, DFI, HUD, all relevant state and federal

regulators; and my congressman if there are any further delays in this matter to

resolve and settled it in full.

You, the corporation you preside over and its subsidiaries, have no legal right to

appear in this civil action pursuant Fed. R. Civ. P. 17 (a).



I will continue to pursue these actions until an adequate remedy is rendered

for these matters.

It is my hope that you will come to terms with these issues and offer a legitimate

correction for all abuses, libel, forgeries, schemes, and fraud uncovered anddocumented.

Sincerely,

________________________________

Samuel Salmon

917C Philpott Road

Colville, Washington 99114

Telephone: 509-684-8841

Email: [email protected]

CC:

The Comptroller of the Currency

Customer Assistance Group

1301 McKinney Street, Suite 3450

Houston, Texas 77010-9050

Washington State Attorney General

103 E. Holly Suite 308Bellingham, WA 98225

County of Stevens: Auditor

215 S. Oak Street

Colville, WA 99114-2862

Copies of this letter will be sent to the following recipients and others if no

sufficient response is received within 15 business days:

Federal Trade Commission

600 Pennsylvania Avenue NW,

Washington, DC. 20580

Government & Industry Relations

401 9th Street, NW

Suite 600 South

Washington, DC 20004


5/12

Dispute Of Debt - 5 -

Office of RESPA and Interstate Land Sales Office of Housing, Room 9146

US Department of Housing and Urban Development

451 Seventh Street, SW

Washington, DC 20410

Washington State Department of Financial Institutions

150 Israel Road SW

Tumwater WA 98501

Fannie Mae

1000 Brickell Avenue

Suite 600

Miami, Florida 33131

Mortgage Electronic Registration Systems, Inc.

1595 Spring Hill Road, Suite 310

Vienna, Virginia 22182

BAC Home Loans Servicing, LP FKA

Countrywide Home Loans Servicing LP.

400 COUNTRYWIDE WAY SV-35

SIMI VALLEY, CA 93065

RECONTRUST COMPANY, N.A.

IN CARE OF:

CT Corporation System

1801 West Bay Drive NW, Ste 206

Olympia, WA 9850


6/12


Letter from the CEO and Presidents

Office at Bank of America

Corporation

Regarding the Notes Holder

and Servicing Agreement


7/12



8/12



9/12


COMPTROLLER OF THE CURRENCY

CASE # 01306002 LETTERS


10/12



11/12



12/12


Exhibit _L_ Debt Verification Letter

Documents

Transcript of Exhibit _L_ Debt Verification Letter