How to enroll in eStatementsSimply log into your AltaOne Online Banking account,

choose Services from the left side menu, then click on E-Statements. How to view your eStatements

To verify that you are able to view a PDF on your computer or smart device, you will need to click the Get Code button. You will see a short code. Type that code into the verification

eStatements are easy to view, print or save to your computercode field, then click Verify. Once the code is verified you will be able view your eStatements each month.Questions?

Get answers to frequently asked questions about eStatements under the FAQ tab. If you have additional questions, please contact the Call Center at 760-371-7000 or toll-free at 800-433-9727, Monday-Friday, 7 a.m. to 7 p.m., and Saturday from 9 a.m. to 2 p.m.

AltaOne Federal Credit Union The Journal | Winter 2017

Regular Shares/Savings

DividendRate

Annual PercentageYield

Under $1,000 .05%* .05%*$1,000-$4,999 .05%* .05%*$5,000-$9,999 .05%* .05%*$10,000-$49,999 .05%* .05%*

Over $50,000 .05%* .05%*

Declared Dividends*As of the last dividend declaration date December 31, 2016 for the quarter ending December 31, 2016. Savings: $25 minimum balance to open and maintain account. Dividends calculated daily, compounded and paid quarterly.

Member ServicesCall Center 760-371-7000toll-free 1-800-433-9727

M-F 7-7, Sa 9-2

Write to usMember Services

AltaOne Federal Credit UnionP.O. Box 1209

Ridgecrest, California 93556

VoiceOne760-371-7007

toll-free 1-866 VOICE-CU

AltaOne.orgOnline Banking | WebLOAN

Member Service CentersDeposit taking ATMs are available at each MSC

RIDGECREST–CORPORATE | 760-371-7000701 South China Lake BoulevardM-F 9-5, Sa 9-4

CHINA LAKE–BASE1115 King AvenueLobby: M-F 9-2, Closed Flex FridaysDrive-thru: M-F 7-3, Closed Flex Fridays

BAKERSFIELD–MING | 661-397-25556501 Ming AvenueM-F 9-5, Sa 9-2

BAKERSFIELD–RIVER WALK | 661-664-251511211 River Run BoulevardM-Th 9-5, F 9-5:30

BISHOP | 760-873-5626462 North Main Street M-F 9-5, Sa 9-2

BORON | 760-762-565027055 Twenty Mule Team RoadM-W 9-1, Th-F 1-5

CALIFORNIA CITY | 760-373-84729601 California City BoulevardM-F 9-5, Sa 9-2

KERNVILLE | 760-376-2251 44 Big Blue RoadM-F 9-1

LAKE ISABELLA | 760-379-46715646 Lake Isabella BoulevardM-Th 9-5, F 9-5:30

LONE PINE | 760-876-4702111 Mt. View RoadM-Th 9-5, F 9-6

TEHACHAPI | 661-823-9942775 South Tucker RoadM-F 9-5:30, Sa 9-2

Additional ATM Locations Deposit taking:RIDGECREST ..............Albertsons, 1301 N. Norma St.

NON-DEPOSIT TAKING:BAKERSFIELD ............Best Buy, 8300 Rosedale Hwy. Costco, 4900 Panama Ln. Costco, 3800 Rosedale Hwy.INYOKERN ................ Inyokern Market, 1353 Brown Rd.MAMMOTH LAKES ...26 Old Mammoth Rd.TEHACHAPI ...............Kmart, 710 W. Tehachapi Blvd.

AltaOne Insurance Solutions: Your One-Stop Insurance Shop

AltaOne Insurance Solutions is proud to serve all of your insurance needs. Homeowners, Auto, Renters, Investment property … we can write it all.

Would you like to save money on your auto insurance premiums? We can help. Do you need coverage for your business? We offer that, too. Need a life insurance policy?

No problem. Our job is to advise you on the ideal coverage for your lifestyle.Our licensed agents work with individuals, families, and businesses throughout California,

providing information, guidance, and support, before, during, and after the insurance purchase process. We will spend time with you while you are deciding which coverage is most suitable for your requirements, and we will help you update your policy or provide support if you need to file a claim. Allow us to take the stress out of insurance.Starting your insurance search? Or, ready to buy?

Whether you are ready to purchase a policy or need to speak with an agent about coverage options, the team at AltaOne is here for you. Stop hunting online for quotes from carriers; we can take care of that for you. We shop our full list of carriers in order to match you with the plan that best meets your requirements and budget.

Contact us today for more information. We are available by phone at (866) 856-9815, or you can email us at info@altaoneinsurance.com, and we will be in touch with you right away. You can visit us online at http://www.altaoneinsurance.com/.

Official nominating procedures available onlineThe official Nominating Procedures for the 2017 Board of Directors is online at AltaOne.org.The forthcoming election is to be held in conjunction with the Annual Meeting of the

Membership on Wednesday, April 12, 2017, at 7 p.m. in the Corporate office lobby located at 701 South China Lake Boulevard in Ridgecrest, California.

Annual Premium Comparison Survey

You could save up to $800 a year or more with AltaOne Insurance Solutions

Check out how much you might save:1

Ridgecrest Bakersfield(Panama area)

Bishop Wasco

AltaOne Insurance Solutions2 $2,404 $2,638 $2,532 $2,686

Allstate $2,884 $3,186 $2,626 $2,981

Farmers Insurance $2,967 $3,598 $2,537 $3,589

State Farm Insurance $2,573 $3,553 $2,630 $3,614

Average Savings $404 $808 $66 $709

1All sample rates from January 1, 2016 survey conducted by the California Department of Insurance, and are based on married couple, licensed 13/10 years, driving a Toyota Prius and Toyota Camry 9,000-16,000 annually, with no violations. 2Mercury Insurance Co. rates, one of several carriers offered by AltaOne Insurance Solutions. License #: 0K95292