Capital ('000)2005 2006 2007 2008 2009 2010

LIC 1371889 1769985 2928099 3078461 3360791 3658732

Aegon Religare 0 0 0 1,000,500 3,000,014 5,700,053Aviva 3,197,998 4,587,000 7,582,000 10,045,000 14,918,000 18,888,000Bajaj Alianz 2,674,172 4,998,359 7,005,365 12,106,742 12,106,640 12,106,640Bharti Axa 0 97,800 1,879,270 4,738,089 8,562,990 13,068,660Birla Sun Life 3,500,000 4,600,119 6,715,325 12,745,101 19,995,204 24,495,305Canara HSBC 0 0 0 3,250,000 5,250,000 6,250,000DLF Pramerica 0 0 0 56,500 1,370,991 2,213,051Edelweiss Tokio 0 0 0 0 0 0Exide_ING 3,897,873 4,900,191 6,900,385 8,850,056 10,838,030 12,021,399Future Generali 0 0 60,500 1,850,000 5,025,730 7,645,167HDFC 3,194,450 6,331,725 8,360,441 13,263,132 18,433,462 20,417,327ICICI Prudential 0 12,082,669 21,027,265 37,754,297 47,811,074 47,862,154IDBI Federal 0 0 0 1,988,411 4,486,272 4,493,046India First 0 0 0 0 0 3,304,400Kotat Mahindra 2,633,700 2,964,064 3,823,829 5,323,095 5,623,265 5,623,265Max Life 4,730,533 5,632,086 7,438,996 10,491,621 17,912,117 20,559,923Met Life 2,352,838 3,254,754 6,214,838 11,057,012 17,335,617 19,596,775Reliance 2,172,095 3,328,992 6,641,351 15,119,752 27,360,548 29,764,153Sahara 1,564,908 1,568,347 1,576,255 2,358,297 2,355,432 2,430,180SBI 3,516,007 4,320,388 4,906,421 10,067,721 10,000,043 12,652,296ShriRam 0 1,271,774 1,370,656 1,422,590 1,503,708 1,328,001Star Union Daichi 0 0 0 92,442 1,501,722 4,204,793Tata AIA 3,267,159 4,470,000 5,470,000 8,700,000 15,195,000 19,205,000Private Total 36701733 64408268 96972897 172,280,358 250,585,859 293,829,588

Year wise Total Assets - (2004-2005 to 2013-14) ('000)2005 2006 2007 2008 2009 2010

Private 136530134 289104230 530485105 1012086946 1348050569 2394407754LIC of India 4169103587 5313903529 6259569888 7769049378 8412728692 11174161779Industry 4305633721 5603007759 6790054993 8781136324 9760779261 13568569533

CapitalLIC 1371889 1769985 2928099 3078461 3360791 3658732Private Players 36701733 64408268 96972897 172280358 250585859 293829588Industry 38073622 66178253 99900996 175358819 253946650 297488320

Capital ('000) Total Asset2011 2012 2013 2014 2015 2015

4037360 5305679 5154706 5385953 5625442 19920785179

9,500,014 11,350,016 12,000,002 13,376,118 14,715,940 30,646,31820,049,000 20,049,000 20,049,000 20,049,000 20,049,000 103,047,78322,494,057 35,606,071 48,440,691 58,708,347 67,490,007 436,158,28417,065,870 19,046,608 19,984,976 21,764,022 23,278,316 51,349,42724,495,001 24,495,047 24,901,154 21,696,437 21,695,028 310,084,615

8,250,000 9,250,012 10,751,004 10,750,207 10,750,000 103,017,0143,752,207 4,916,958 6,458,859 8,572,065 12,071,211 20,515,361

500,000 5,500,534 5,497,837 8,003,740 8,037,391 10,409,43414,667,896 14,654,214 14,661,381 16,040,637 17,500,079 98,900,30311,014,820 13,266,326 14,517,669 14,519,897 14,517,025 38,844,64822,155,241 22,098,017 22,042,498 22,130,964 25,918,875 673,168,30047,957,658 49,519,784 51,292,397 49,818,241 52,667,169 990,610,140

6,979,930 7,994,798 7,996,618 7,996,736 7,997,242 4,59,47,007 4,550,605 6,051,771 6,048,222 6,050,000 6,050,000 82,585,6775,623,265 6,129,318 8,026,700 10,418,034 12,706,966 151,808,344

20,615,736 22,047,188 21,508,535 21,480,065 20,552,539 313,677,57819,930,825 19,695,802 201.50.498 20,639,557 21,163,825 140,744,18830,961,485 33,920,823 33,932,175 34,047,589 34,442,800 185,399,772

2,712,020 3,006,852 3,313,999 3,554,616 3,439,646 1,26,15,67516,297,016 21,556,488 27,100,477 33,423,317 40,394,085 722,106,587

1,996,540 2,557,853 3,379,816 4,251,361 4,992,347 24,076,4274,199,301 4,191,150 4,192,747 4,199,101 4,200,001 56,468,193

19,535,341 19,531,712 19,542,644 19,558,830 19,594,480 201,617,782335,303,828 376,436,342 385,639,401 431,048,881 464,223,972 4,745,236,175

Year wise Total Assets - (2004-2005 to 2013-14) ('000)2011 2012 2013 2014 2015

3015683197 3313653515 3593370159 3998143731 4,745,236,17512821285784 13801166227 15230711834 17244575591 1992078517915836968981 17114819742 18824081993 21242719322 24,666,021,354

4037360 5305679 5154706 5385953 5625442335303828 376436342 385639401 431048881 464223972339341188 381742021 390794107 436434834 469849414

Year wise Total Assets - (2004-2005 to 2013-14) ('000)2005 2006 2007 2008 2009 2010

Private 136530134 289104230 530485105 1012086946 1348050569 2394407754LIC of India 4169103587 5313903529 6259569888 7769049378 8412728692 11174161779Industry 4305633721 5603007759 6790054993 8781136324 9760779261 13568569533

Year wise Total Assets - (2004-2005 to 2013-14) ('000)2011 2012 2013 2014 2015

3015683197 3313653515 3593370159 3998143731 4,745,236,17512821285784 13801166227 15230711834 17244575591 1992078517915836968981 17114819742 18824081993 21242719322 24,666,021,354

Reserve and Surplus ('000)2005 2006 2007 2008 2009 2010 2011

LIC 1,321,889 1,719,985 2,878,099 3,028,461 3,310,791 3,608,732 3,950,598

Aegon Religare 0 0 0 0 0 0 0Aviva 0 0 0 0 0 0 0Bajaj 1,176,565 3,495,310 5501600 10,599,550 10,599,550 10,599,550 20,986,962Bharti Axa 0 0 0 768,916 895,696 1,739,942 1,792,943Birla Sun Life 0 0 0 0 1,200,000 4,800,000 4,800,000Canara HSBC 0 0 0 1,250,000 1,250,000 1,250,000 1,250,000DLF Pramerica 0 0 0 0 0 0 812,574Edelweiss Tokio 0 0 0 0 0 0 491,765Exide_ING 0 0 0 0 0 0 0Future Generali 0 0 0 0 0 0 0HDFC 0 65,902 65,902 552,892 552,892 552,892 2,206,790ICICI Prudential 0 0 7,593,813 23,713,076 33,529,185 33,588,365 33,606,925IDBI Federal 0 0 0 0 0 0 0India First 0 0 0 0 0 1,300,000 1,300,000Kotat Mahindra 520,363 520,363 520,363 520,363 520,363 520,363 520,363Max Life 69,000 57,000 80,000 74,750 0 1,341,440 1,351,828Met Life 0 0 0 0 0 0 0Reliance 0 0 0 3,663,000 15,810,140 18,097,040 19,285,040Sahara 0 0 0 35,432 35,432 110,180 392,020SBI 0 0 0 47,262 2,548,743 6,212,183ShriRam 21,768 116,752 172,565 253,625 72,961 246,060Star Union Daichi 0 0 0 0 0 1,700,000 1,700,000Tata AIA 0 0 0 0 0 0 0

1765928 4160343 13878430 41,397,806 64,646,883 78,221,476 96,955,453

RESERVELIC 1,321,889 1,719,985 2,878,099 3,028,461 3,310,791 3,608,732 3,950,598Private 1,765,928 4,160,343 13,878,430 41,397,806 64,646,883 78,221,476 96,955,453Industry 3,087,817 5,880,328 16,756,529 44,426,267 67,957,674 81,830,208 100,906,051

Reserve and Surplus ('000)2012 2013 2014 2015

4,272,260 4,075,719 4,300,037 4,507,114

0 0 306,000 1,610,9400 0 0 0

34,098,981 46,955,345 57,201,257 65,982,9171,859,942 1,924,442 1,984,442 2,059,4424,800,000 5,206,127 2,682,948 2,682,9481,250,000 1,250,000 1,250,000 1,250,0001,865,214 3,258,617 5,168,308 8,329,2173,999,981 3,999,981 6,197,116 6,197,116

0 0 0 00 0 0 0

2,201,376 2,197,045 2,154,864 5,990,12235,023,689 36,525,216 33,663,847 34,309,171

0 0 0 01,300,000 1,300,000 1,300,000 1,300,0001,026,416 2,923,798 5,315,132 7,604,0641,822,667 2,034,384 1,822,667 952,428

0 21,655 510,714 1,034,98221,980,263 21,980,263 21,980,263 21,980,263

686,852 993,999 1,133,068 1,024,36011,189,297 16,829,881 23,061,274 29,740,598

807,853 1,627,158 2,487,785 3,080,3911,700,000 1,700,000 1,700,000 1,700,000

0 0 0 0125,612,531 150,727,911 169,919,685 196,828,959

4,272,260 4,075,719 4,300,037 4,507,114125,612,531 169,919,685 196,819,685 196,828,959129,884,791 173,995,404 201,119,722 201,336,073

LIC of India - Captal Adequacy Ratio - Capital to Total Asset ('000)2005 2006 2007 2008 2009 2010

Capital 1371889 1769985 2928099 3078461 3360791 3658732Total Asset 4169103587 5313903529 6259569888 7769049378 8412728692 11174161779Ratio 0.000329061 0.000333086 0.00046778 0.000396247 0.000399489 0.0003274279

Private - Captal Adequacy Ratio - Capital to Total Asset ('000)2005 2006 2007 2008 2009 2010

Capital 36701733 64408268 96972897 172280358 250585859 293829588Total Asset 136530134 289104230 530485105 1012086946 1348050569 2394407754Ratio 0.26881782 0.22278563 0.182800414 0.170222883 0.185887581 0.1227149334

Industry Total - Captal Adequacy Ratio - Capital to Total Asset ('000)Capital 38073622 66178253 99900996 175358819 253946650 297488320Total Asset 4305633721 5603007759 6790054993 8781136324 9760779261 13568569533Ratio 0.008842745 0.011811201 0.01471284 0.019969946 0.026017047 0.0219248108

Ratios_LIC_Private_Industry - Captal Adequacy Ratio - Capital to Total Asset 2005 2006 2007 2008 2009 2010

LIC 0.00032906 0.00033309 0.00046778 0.00039625 0.00039949 0.000327428Private 0.26881782 0.22278563 0.18280041 0.17022288 0.18588758 0.122714933Industry 0.00884275 0.0118112 0.01471284 0.01996995 0.02601705 0.021924811

LIC of India - Captal Adequacy Ratio - Capital to Total Asset ('000)2011 2012 2013 2014 2015

4037360 5305679 5154706 5385953 562544212821285784 13801166227 15230711834 17244575591 19920785179

0.0003148951 0.000384437 0.0003384416 0.0003123274 0.00028239058

Private - Captal Adequacy Ratio - Capital to Total Asset ('000)2011 2012 2013 2014 2015

335303828 376436342 385639401 431048881 3642239723015683197 3313653515 3593370159 3998143731 4745236175

0.1111866884 0.1136016003 0.1073196982 0.1078122524 0.07675571006

Industry Total - Captal Adequacy Ratio - Capital to Total Asset ('000)339341188 381742021 390794107 436434834 369849414

15836968981 17114819742 18824081993 21242719322 24,666,021,3540.0214271549 0.0223047643 0.0207603275 0.020545149 0.01499428743

Ratios_LIC_Private_Industry - Captal Adequacy Ratio - Capital to Total Asset 2011 2012 2013 2014 2015

0.000314895 0.000384437 0.000338442 0.000312327 0.0002823910.111186688 0.1136016 0.107319698 0.107812252 0.076755710.021427155 0.022304764 0.020760327 0.020545149 0.014994287

LIC of India - Captal Adequacy Ratio - Capital to Technical Reserves ('000)2005 2006 2007 2008 2009 2010 2011

Capital 1,371,889 1,769,985 2,928,099 3,078,461 3,360,791 3,658,732 4,037,360Reserve 1,321,889 1,719,985 2,878,099 3,028,461 3,310,791 3,608,732 3,950,598Ratio 1.03782466 1.02907002 1.01737258 1.016510036 1.015102131 1.013855282 1.021961738

Private Players - Captal Adequacy Ratio - Capital to Technical Reserves ('000)Capital 36,701,733 64,408,268 96,972,897 172,280,358 250,585,859 293,829,588 335,303,828Reserve 1,765,928 4,160,343 13,878,430 41,397,806 64,646,883 78,221,476 96,955,453Ratio 20.7832556 15.4814803 6.98731031 4.161581848 3.876224922 3.75638 3.458328723

Industry Total - Captal Adequacy Ratio - Capital to Technical Reserves ('000)Capital 38073622 66178253 99900996 175358819 253946650 297488320 339341188Reserve 3,087,817 5,880,328 16,756,529 44,426,267 67,957,674 81,830,208 100,906,051Ratio 12.3302715 11.2541771 5.96191467 3.947187798 3.736835519 3.635433995 3.362941911

LIC_Private_Industry - Captal Adequacy Ratio - Capital to Technical Reserves LIC Ratio 1.0378247 1.02907 1.0173726 1.01651004 1.01510213 1.01385528 1.02196174Private Ratio 20.783256 15.48148 6.9873103 4.16158185 3.87622492 3.75638 3.45832872Industry Ratio 12.330272 11.254177 5.9619147 3.9471878 3.73683552 3.635434 3.36294191

LIC of India - Captal Adequacy Ratio - Capital to Technical Reserves ('000)2012 2013 2014 2015

5,305,679 5,154,706 5,385,953 5,625,442 LIC of India - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)4,272,260 4,075,719 4,300,037 4,507,114 2006 2007

1.241890475 1.264735376 1.252536432 1.248125075 Capital 1,769,985 2,928,099Reserve 1,719,985 2,878,099

Private Players - Captal Adequacy Ratio - Capital to Technical Reserves ('000) Ratio 1.029070021 1.0173725782376,436,342 385,639,401 431,048,881 464,223,972125,612,531 169,919,685 196,819,685 196,828,959 Private Players - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)

2.996805645 2.269539289 2.190069967 2.358514592 Capital 64,408,268 96,972,897Reserve 4,160,343 13,878,430

Industry Total - Captal Adequacy Ratio - Capital to Technical Reserves ('000) Ratio 15.481480253 6.9873103082381742021 390794107 436434834 469849414

129,884,791 173,995,404 201,119,722 201,336,073 Industry Total - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)2.939081767 2.246002469 2.170025046 2.333657387 Capital 66178253 99900996

Reserve 5,880,328 16,756,529LIC_Private_Industry - Captal Adequacy Ratio - Capital to Technical Reserves Ratio 11.254177148 5.9619146662

1.24189047 1.26473538 1.25253643 1.248125082.99680565 2.26953929 2.19006997 2.358514592.93908177 2.24600247 2.17002505 2.33365739

LIC of India - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)2008 2009 2010 2011 2012 2013 2014

3,078,461 3,360,791 3,658,732 4,037,360 5,305,679 5,154,706 5,385,9533,028,461 3,310,791 3,608,732 3,950,598 4,272,260 4,075,719 4,300,037

1.016510036 1.0151021312 1.0138552821 1.0219617385 1.2418904748 1.2647353755 1.2525364317

Private Players - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)172,280,358 250,585,859 293,829,588 335,303,828 376,436,342 385,639,401 431,048,881

41,397,806 64,646,883 78,221,476 96,955,453 125,612,531 169,919,685 196,819,6854.1615818481 3.8762249218 3.7563799998 3.4583287234 2.9968056451 2.2695392885 2.1900699668

Industry Total - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)175358819 253946650 297488320 339341188 381742021 390794107 43643483444,426,267 67,957,674 81,830,208 100,906,051 129,884,791 173,995,404 201,119,722

3.9471877977 3.7368355191 3.6354339952 3.3629419112 2.9390817667 2.2460024691 2.1700250461

LIC of India - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)2015

5,625,4424,507,114

1.2481250752

Private Players - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)464,223,972196,828,959

2.3585145924

Industry Total - Captal Adequacy Ratio - Capital to Technical Reserves (Amount in '000)469849414

201,336,0732.3336573869

Table – 2 First Year (Including Single Premium) Life Insurance Premium in CroresInsurer 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010-11LIC 17347.62 20653.06 28515.87 56223.56 59996.57 53179.08 71521.90 87012.35Private 2440.71 5564.57 10269.67 19425.65 33715.95 34152.00 38372.12 39368.65Industry 19788.32 26217.64 38785.54 75649.21 93712.52 87331.08 109894.02 126381.00Note: Figure in bracket indicates the growth over the previous year in per cent.

Table – 2 Total (Including Single Premium) Life Insurance Premium in CroresInsurer 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09 2009-10 2010 -11LIC 63533.43 75127.29 90792.22 127822.84 149789.99 157288.04 186077.31 203473.40Private 3120.33 7727.51 15083.54 28242.48 51561.42 64497.43 79373.06 88165.24Industry 66653.75 82854.80 105875.76 156065.32 201351.41 221785.47 265450.37 291638.64Note: Figure in bracket indicates the growth over the previous year in per cent.

Table – 2 First Year (Including Single Premium) Life Insurance Premium in Crores2011-12 2012-13 2013-14 2014-15

81862.25 76611.50 90808.79 90644.5732079.92 30749.58 29503.87 29511.99

113942.17 107361.08 120319.66 120156.56Note: Figure in bracket indicates the growth over the previous year in per cent.

Table – 2 Total (Including Single Premium) Life Insurance Premium in Crores2011 -12 2012 -13 2013 -14 2014-15202889.28 208803.58 236942.3 239667.65

84182.83 78398.81 77340.9 87494.69287072.11 287202.49 314283.2 327162.34

Note: Figure in bracket indicates the growth over the previous year in per cent.

LIC of India - Management Efficiency - FYP/TP in Crore2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

FYP 17347.62 20653.06 28515.87 56223.56 59996.57 53179.08TP 63533.43 75127.29 90792.22 127822.84 149789.99 157288.04LIC Ratio 0.2730471316 0.27490756 0.31407833 0.43985535 0.40053792 0.33809996

Private Players - Management Efficiency - FYP/TP2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

FYP 2440.71 5564.57 10269.67 19425.65 33715.95 34152.00TP 3120.33 7727.51 15083.54 28242.48 51561.42 64497.43

Private Ratio 0.7821970414 0.72009888 0.68085287 0.68781672 0.65389884 0.52950947

Industry2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

FYP 19788.32 26217.64 38785.54 75649.21 93712.52 87331.08TP 66653.75 82854.80 105875.76 156065.32 201351.41 221785.47

Industry Ratio 0.2968823063 0.31642875 0.36633068 0.48472787 0.46541775 0.39376376

LIC_Private_Industry - Management Efficiency Ratios2003-04 2004-05 2005-06 2006-07 2007-08 2008-09

LIC Ratio 0.27304713 0.27490756 0.31407833 0.43985535 0.40053792 0.33809996Private Ratio 0.782197041 0.72009888 0.68085287 0.68781672 0.65389884 0.52950947

Industry Ratio 0.296882306 0.31642875 0.36633068 0.48472787 0.46541775 0.39376376

LIC of India - Management Efficiency - FYP/TP in Crore2009-10 2010-11 2011-12 2012-13 2013-14 2014-1571521.90 87012.35 81862.25 76611.50 90808.79 90644.57

186077.31 203473.40 202889.28 208803.58 236942.3 239667.650.38436658 0.42763501 0.40348238 0.36690702 0.38325276 0.37820945

Private Players - Management Efficiency - FYP/TP2009-10 2010-11 2011-12 2012-13 2013-14 2014-1538372.12 39368.65 32079.92 30749.58 29503.87 29511.9979373.06 88165.24 84182.83 78398.81 77340.9 87494.690.4834401 0.44653256 0.38107438 0.39221998 0.38147823 0.33730036

Industry2009-10 2010-11 2011-12 2012-13 2013-14 2014-15

109894.02 126381.00 113942.17 107361.08 120319.66 120156.56265450.37 291638.64 287072.11 287202.49 314283.2 327162.340.41399083 0.43334793 0.39691132 0.37381668 0.38283834 0.36726892

LIC_Private_Industry - Management Efficiency Ratios2009-10 2010-11 2011-12 2012-13 2013-14 2014-15

0.38436658 0.42763501 0.40348238 0.36690702 0.38325276 0.378209450.4834401 0.44653256 0.38107438 0.39221998 0.38147823 0.33730036

0.41399083 0.43334793 0.39691132 0.37381668 0.38283834 0.36726892

Operating Expenses in Crore2005 2006 2007 2008 2009 2010 2011 2012

LIC 5987.18 6041.56 7085.84 8309.32 9064.29 12245.82 16980.28 14914.4

Aegon Religare 0 0 0 0 162.13 278.25 406.31 342.79Aviva 143.57 254.98 427.49 676.01 773.9 710.19 568.73 594.72Bajaj Alianz 214.39 486.81 1073.02 2004.34 1875.79 1771.63 1606.58 1406.28Bharti Axa 0 0 86.07 294.94 565.87 660.71 601.51 450.85Birla Sun Life 177.44 243.93 375.87 670.73 1248.76 1326.75 1203.48 1215.12Canara HSBC 0 0 0 0 148.93 192.35 260.45 239.5DLF Pramerica 0 0 0 0 40.55 105.71 147.88 206.22Edelweiss Tokio 0 0 0 0 0 0 0 60.72Exide_ING 146.49 210.83 303.53 403.7 463.92 467.27 494.41 481.48Future Generali 0 0 0 33.09 271.86 460.47 411.08 355.57HDFC 230.75 398.49 576.74 1012.98 1760.07 1509.04 1495.21 1269.54ICICI Prudential 461.51 725 1522.96 2919.94 2740.59 2569.15 2187.39 2007.38IDBI Federal 0 0 0 10.04 119.15 148.5 209.97 188.5India First 0 0 0 0 0 68.22 130.9 189.56Kotat Mahindra 111.33 134.08 240.31 424.87 607.67 573.84 580.06 554.6Max Life 246.41 339.32 513.7 865.33 1608.96 1504.39 1440.44 1254.76Met Life 95.38 161.57 231.97 426.61 632.9 681.99 563.6 554.17Reliance 76.8 115.93 429.04 1030.76 1922.97 1636.73 1562.7 1281.25Sahara 1.77 11.21 15.42 23.73 39.73 37 32.98 39.07SBI 124.56 189.96 322.38 446.94 620.5 752.98 882.99 1023.93ShriRam 0 6.59 24.48 50.9 67.82 123.99 131.16 130.52Star Union Daichi 0 0 0 0 24.36 66.35 105.41 154.07Tata AIA 198.02 290.78 357.02 702.52 1071.19 1026.31 938.77 760.19Private Total 2228.42 3569.48 6500 11997.43 16767.62 16671.82 15962.01 14760.79* Operating Expenses of Aviva and Sahara for the year 2014-15 - up to Dec 2014

Operating Expenses in CroreLIC 5987.18 6041.56 7085.84 8309.32 9064.29 12245.82 16980.28 14914.4Private 2228.42 3569.48 6500 11997.43 16767.62 16671.82 15962.01 14760.79Industry 8215.6 9611.04 13585.84 20306.75 25831.91 28917.64 32942.29 29675.19

2013 2014 2015 TP-2015 ('000)16707.66 20277.88 22392.7 2396676514

245.12 244.73 320.61 5591996513.79 428.43 297.19* 111299591600.3 1472.89 1121.74 60172994428.68 534.79 546.74 10533170

1159.71 1038.17 972.7 52332246250.53 263.35 264.61 16570156253.38 237.39 274.77 7350966122.51 151.54 184.58476.69 486.76 520.15 20274752250.62 226.52 239.78 6042462

1343.77 1414.65 1488.97 1482989772038.63 1616.86 1652.02 153066175

193.1 189.16 204.92 10696220210.45 245.65 193.07 20341074573.28 582.73 698.48 30380549

1228.84 1265.23 1241.88 81716170570.45 540.6 636.33 24611858

1275.06 1386.33 1479.95 4621081640.26 35.51 26.7* 1043991

1151.05 1222.73 1177.83 128671102164.88 186.78 303.83 7346563170.99 218.6 225.01 11346798591.57 477.89 498.89 21217942

14853.66 14467.29 14246.86 874946936

16707.66 20277.88 22392.714853.66 14467.29 14246.8631561.32 34745.17 36639.56

1930822

LIC of India Management Efficiency - OP EX/TP - Amount in Crore2004-05 2005-06 2006-07 2007-08 2008-09 2009-10

OP EX 5987.18 6041.56 7085.84 8309.32 9064.29 12245.82TP 75127.29 90792.22 127822.84 149789.99 157288.04 186077.31

0.07969381054 0.0665427033 0.05543485 0.055473134 0.0576286029 0.0658103882

Private Players - Management Efficiency - OP EX/TP - Amount in Crore2004-05 2005-06 2006-07 2007-08 2008-09 2009-10

OP EX 2228.42 3569.48 6500 11997.43 16767.62 16671.82TP 7727.51 15083.54 28242.48 51561.42 64497.43 79373.06

0.28837497707 0.2366473982 0.23014976 0.2326823224 0.2599734594 0.2100438108

Industry Total - Management Efficiency - OP EX/TP - Amount in CroreOPEX 8215.6 9611.04 13585.84 20306.75 25831.91 28917.64TP 82854.80 105875.76 156065.32 201351.41 221785.47 265450.37

0.09915659924 0.0907765844 0.087052268 0.1008522861 0.1164725083 0.1089380286

Management Soundness 2004-05 2005-06 2006-07 2007-08 2008-09LIC of India 0.079694 0.066542703 0.05543485 0.055473134 0.057628603Private Player 0.288375 0.236647398 0.23014976 0.232682322 0.259973459Industry Total 0.099157 0.090776584 0.08705227 0.100852286 0.116472508

Operating Expenses to

Gross Premium

LIC of India Management Efficiency - OP EX/TP - Amount in Crore2010-11 2011-12 2012-13 2013-14 2014-15

16980.28 14914.4 16707.66 20277.88 22392.7203473.40 202889.28 208803.58 236942.3 239667.65

0.0834520876 0.073510044 0.0800161568 0.085582 0.0934323

Private Players - Management Efficiency - OP EX/TP - Amount in Crore2010-11 2011-12 2012-13 2013-14 2014-15

15962.01 14760.79 14853.66 14467.29 14246.8688165.24 84182.83 78398.81 77340.9 87494.69

0.1810465213 0.17534205 0.1894628248 0.187059 0.1628311

Industry Total - Management Efficiency - OP EX/TP - Amount in Crore32942.29 29675.19 31561.32 34745.17 36639.56

291638.64 287072.11 287202.49 314283.2 327162.340.1129558484 0.103371902 0.1098922227 0.110554 0.111992

2009-10 2010-11 2011-12 2012-13 2013-14 2014-150.065810388 0.083452088 0.07351004 0.080016 0.085582 0.0934320.210043811 0.181046521 0.17534205 0.189463 0.187059 0.1628310.108938029 0.112955848 0.1033719 0.109892 0.110554 0.111992

LIC of India - Return on Assets - Amount in Rs. '000

2005 2006 2007 2008 2009Net Profit 7083650 6315801 7736203 8446259 9573488

Total Asset 4169103587 5313903529 6259569888 7769049378 8412728692ROA 0.0016990823 0.0011885427 0.0012359001 0.0010871676 0.0011379766

Private Players - Return on Assets - Amount in Rs. '000)

2005 2006 2007 2008 2009Net Profit -8765890 -10833235 -19367887 -43177077 -58403500

Total Asset 136530134 289104230 530485105 1012086946 1348050569ROA -0.0642048004 -0.0374717278 -0.0365097659 -0.0426614306 -0.0433244133

Industry Total - Return on Assets - Amount in Rs. '000

2005 2006 2007 2008 2009Net Profit -1682240 -4517434 -11631684 -34730818 -48830012

Total Asset 4,305,633,721 5,603,007,759 6,790,054,993 8,781,136,324 9,760,779,261ROA -0.0003907067 -0.0008062516 -0.0017130471 -0.0039551621 -0.0050026756

LIC of India - Return on Assets - Amount in Rs. '000

2010 2011 2012 2013 2014 201510607168 11718037 13133429 14375925 16566813 18237837

11174161779 12821285784 13801166227 15230711834 17244575591 199207851790.0009492585 0.00091395178 0.00095161733 0.00094387742 0.00096069706 0.00091551798

Private Players - Return on Assets - Amount in Rs. '000)

2010 2011 2012 2013 2014 2015-20495160 14756679 46601968 55107927 59531413 53,648,3372394407754 3015683197 3313653515 3593370159 3998143731 4745236175

-0.0085595947 0.00489331207 0.01406362125 0.01533600062 0.0148897631 0.01130572537

Industry Total - Return on Assets - Amount in Rs. '000

2010 2011 2012 2013 2014 2015-9887992 26474716 59735397 69483852 76098226 71886174

13,568,569,533 15,836,968,981 17,114,819,742 18,824,081,993 21,242,719,322 24,666,021,354-0.0007287424 0.00167170347 0.00349027322 0.00369122128 0.00358232036 0.0029143806

Table – 2.18 Year wise Net Income (Profit After Tax) - (2005 to 201 (Amount in Rs. '000)Insurers 2005 2006 2007 2008 2009 2010 2011Private -8765890 -10833235 -19367887 -43177077 -58403500 -20495160 14756679

LIC 7083650 6315801 7736203 8446259 9573488 10607168 11718037Industry -1682240 -4517434 -11631684 -34730818 -48830012 -9887992 26474716

ROE - LIC of India (Amount in Rs. '000)

2005 2006 2007 2008 2009 2010 2011Net Profit 7083650 6315801 7736203 8446259 9573488 10607168 11718037

Equity 50000 50000 50000 50000 50,000 50000 1000000141.673 126.31602 154.72406 168.92518 191.46976 212.14336 11.718037

ROE - Private Players (Amount in Rs. '000)

2005 2006 2007 2008 2009 2010 2011Net Profit -8765890 -10833235 -19367887 -43177077 -58403500 -20495160 14756679

Equity 43,454,100 58,857,200 81,185,200 123,895,400 182,491,800 203,824,300 236,570,135-0.20172757 -0.1840596 -0.2385643 -0.34849621 -0.32003356 -0.10055307 0.062377607

ROE - Industry (Amount in Rs. '000)

Net Profit -1682240 -4517434 -11631684 -34730818 -48830012 -9887992 26474716Equity 43,504,100 58,907,200 81,235,200 123,945,400 182,541,800 203,874,300 237,570,135

-0.0386685393 -0.0766873 -0.1431853 -0.28021063 -0.26750044 -0.04850043 0.11143958

Return on Equity 2005 2006 2007 2008 2009 2010LIC of India 141.673 126.31602 154.72406 168.92518 191.46976 212.14336Private Player -0.201728 -0.18406 -0.238564 -0.3484962 -0.3200336 -0.1005531Industry Total -0.038669 -0.076687 -0.143185 -0.2802106 -0.2675004 -0.0485004

Net Profit to Equity

Table – 2.18 Year wise Net Income (Profit After Tax) - (2005 to 201 (Amount in Rs. '000)2012 2013 2014

46601968 55107927 59531413 53,648,33713133429 14375925 16566813 1823783759735397 69483852 76098226 71886174

ROE - LIC of India (Amount in Rs. '000)

2012 2013 2014 201513133429 14375925 16566813 18237837

1000000 1000000 1000000 1,000,00013.133429 14.375925 16.566813 18.237837

ROE - Private Players (Amount in Rs. '000)

2012 2013 2014 201546601968 55107927 59531413 53,648,337

248,313,735 234,074,046 258,381,773 261,395,5740.187673743 0.235429463 0.230400977 0.205238123

ROE - Industry (Amount in Rs. '000)

59735397 69483852 76098226 71886174249,313,735 235,074,046 259,381,773 262,395,574

0.239599302 0.295582831 0.29338309 0.273961077

2011 2012 2013 2014 201511.718037 13.133429 14.375925 16.566813 18.23784

0.06237761 0.18767374 0.23542946 0.23040098 0.2052380.11143958 0.2395993 0.29558283 0.29338309 0.273961

Equity ('000)2005 2006 2007 2008 2009 2010

Aegon Religare 0 0 0 1,000,500 3,000,000 5,700,000Aviva 3,198,000 4,587,000 7,582,000 10,045,000 14,918,000 18,888,000Bajaj 1,497,600 1,502,300 1,502,300 1,503,700 1,507,100 1,507,100Bharti Axa 0 11,000 1,500,000 3,661,100 6,684,300 11,313,500Birla Sun Life 3,500,000 4,600,000 6,715,000 12,745,000 18,795,000 19,695,000Canara HSBC 0 0 0 0 4,000,000 5,000,000DLF Pramerica 0 0 0 0 1,370,500 2,213,000Edelweiss Tokio 0 0 0 0 0 0Exide_ING 3,247,600 4,900,000 6,900,000 7,900,000 10,191,500 10,191,500Future Generali 0 0 500 1,850,000 4,685,000 702,000HDFC 3,190,900 6,192,700 8,007,100 12,706,400 17,958,200 19,680,000ICICI Prudential 9,250,000 11,850,000 13,123,000 14,011,100 14,277,600 14,281,400IDBI Federal 0 0 0 1,989,100 4,489,100 4,492,400India First 0 0 0 0 0 2,000,000Kotat Mahindra 2,113,300 2,443,700 3,303,500 4,802,700 5,102,900 5,102,900Max Life 4,660,800 5,574,300 7,324,300 10,324,300 17,824,300 18,388,200Met Life 2,350,000 2,350,000 5,300,000 7,610,800 15,800,000 17,747,900Reliance 2,171,000 3,310,000 6,640,000 11,477,000 11,623,300 11,646,400Sahara 1,564,900 1,566,200 1,567,500 2,318,700 2,320,000 2,320,000SBI 3,500,000 4,250,000 5,000,000 10,000,000 10,000,000 10,000,000ShriRam 0 1,250,000 1,250,000 1,250,000 1,250,000 1,250,000Star Union Daichi 0 0 0 0 1,500,000 2,500,000Tata AIA 3,210,000 4,470,000 5,470,000 8,700,000 15,195,000 19,205,000Private Total 43,454,100 58,857,200 81,185,200 123,895,400 182,491,800 203,824,300

LIC 50,000 50,000 50,000 50,000 50,000 50,000

Net Profit2011 2012 2013 2014 2015

9,500,000 11,350,000 11,760,000 13,070,000 13,105,00020,049,000 20,049,000 20,049,000 20,049,000 20,049,000

1,507,100 1,507,100 1,507,090 1,507,090 1,507,09015,253,500 17,186,500 18,072,010 19,782,010 21,157,01019,695,000 19,695,000 19,695,000 19,012,080 19,012,080

7,000,000 8,000,000 9,500,000 9,500,000 9,500,0002,939,600 3,051,700 3,200,240 3,403,757 3,740,619

8,235 1,500,000 1,500,000 1,802,865 1,802,86514,648,800 14,648,800 14,648,830 16,000,000 17,500,00010,520,000 12,030,000 14,520,000 14,520,000 14,520,00019,948,800 19,948,800 19,948,800 19,948,800 19,948,80014,284,600 14,288,500 14,289,392 14,292,557 14,317,170

6,993,500 7,994,600 7,995,649 7,996,736 7,997,8243,250,000 4,750,000 4,750,000 4,750,000 4,750,0005,102,900 5,102,900 5,102,900 5,102,900 5,102,900

18,410,000 19,446,900 19,446,900 19,446,900 19,188,12919,695,700 19,695,700 2,01,28,843 20,128,843 20,128,84311,658,400 11,963,235 11,983,235 11,963,235 11,963,235

2,320,000 2,320,000 2,320,000 2,320,000 2,320,00010,000,000 10,000,000 10,000,000 10,000,000 10,000,000

1,750,000 1,750,000 1,750,000 1,750,000 1,750,0092,500,000 2,500,000 2,500,000 2,500,000 2,500,000

19,535,000 19,535,000 19,535,000 19,535,000 19,535,000236,570,135 248,313,735 234,074,046 258,381,773 261,395,574

1,000,000 1,000,000 1,000,000 1,000,000 1,000,000

Asset Quality - LIC of India - Equity to Total Asset (Amount in '000) 2005 2006 2007 2008 2009

Equity 50,000 50,000 50,000 50,000 50,000Total Asset 4169103587 5313903529 6259569888 7769049378 8412728692Ratio 0.000012 0.000012 0.000008 0.000006 0.000006

Asset Quality - Private Players - Equity to Total Asset (Amount in '000) Equity 43,454,100 58,857,200 81,185,200 123,895,400 182,491,800Total Asset 136530134 289104230 530485105 1012086946 1348050569Ratio 0.318274792 0.2035847071 0.1530395467 0.1224157672 0.1353745951

Asset Quality - Industry - Equity to Total Asset (Amount in '000) Equity 43,504,100 58,907,200 81,235,200 123,945,400 182,541,800Total Asset 4,305,633,721 5,603,007,759 6,790,054,993 8,781,136,324 9,760,779,261Ratio 0.0101039946 0.0105134961 0.0119638501 0.0141149614 0.0187015601

Asset Quality Rat 2005 2006 2007 2008 2009LIC of India 0.000012 0.000012 0.000008 0.000006 0.000006Private Players 0.318274792 0.203584707 0.153039547 0.122415767 0.135374595Industry Total 0.010103995 0.010513496 0.01196385 0.014114961 0.01870156

2010 2011 2012 2013 2014 201550,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000

11174161779 12821285784 13801166227 15230711834 17244575591 199207851790.000004 0.00008 0.00007 0.00007 0.00006 0.00005

203,824,300 236,570,135 248,313,735 234,074,046 258,381,773 261,395,5742394407754 3015683197 3313653515 3593370159 3998143731 4745236175

0.08512514197 0.07844661377 0.07493654176 0.0651405326 0.0646254338 0.05508589338

203,874,300 237,570,135 249,313,735 235,074,046 259,381,773 262,395,57413,568,569,533 15,836,968,981 17,114,819,742 18,824,081,993 21,242,719,322 24,666,021,354

0.0150254822 0.01500098505 0.01456712596 0.0124879421 0.01221038461 0.01063793671

2010 2011 2012 2013 2014 20150.000004 0.00008 0.00007 0.00007 0.00006 0.00005

0.085125142 0.078446614 0.074936542 0.065140533 0.064625434 0.0550858930.015025482 0.015000985 0.014567126 0.012487942 0.012210385 0.010637937

Net Premium ('000)2005 2006 2007 2008 2009

Aegon Religare 0 0 0 0 310,846Aviva 0 5,969,304 11,400,554 18,794,105 19,770,675Bajaj 0 31,282,213 53,007,376 97,120,392 106,010,710Bharti Axa 0 0 0 1,181,400 3,594,800Birla Sun Life 9,015,941 12,338,228 17,351,609 32,230,713 44,142,722Canara HSBC 0 0 0 0 2,961,432DLF Pramerica 0 0 0 0 33,680Edelweiss Tokio 0 0 0 0 0Exide_ING 3,376,504 4,228,712 7,040,207 11,532,783 14,347,045Future Generali 0 0 0 5,664 1,479,730HDFC 6,729,283 15,469,501 28,226,248 48,176,166 55,183,763ICICI Prudential 23,600,000 42,542,102 78,968,177 135,367,655 153,181,936IDBI Federal 0 0 0 119,010 3,185,395India First 0 0 0 0 0Kotat Mahindra 4,593,793 6,106,986 9,513,372 16,627,090 23,077,409Max Life 4,087,198 7,797,169 14,854,181 26,925,529 38,190,337Met Life 793,642 2,039,690 4,883,247 11,484,915 19,782,747Reliance 1,050,825 2,222,072 10,005,166 32,132,616 49,153,425Sahara 0 276611 509962 1,434,699 2,064,017SBI 5,992,990 10,730,924 29,234,387 56,112,047 72,023,885ShriRam 0 103,125 1,840,206 3,578,782 4,356,841Star Union Daichi 0 0 0 0 501,895Tata AIA 4,885,443 8,671,487 13,559,486 20,327,858 27,345,586Private Total 64,125,619 149,778,124 280,394,178 513,151,424 640,698,876

LIC 751,220,701 907,591,972 1,277,822,594 1,497,055,881 1,571,865,504Private 64,125,619 149,778,124 280,394,178 513,151,424 640,698,876Industry 815,346,320 1,057,370,096 1,558,216,772 2,010,207,305 2,212,564,380

2010 2011 2012 2013 2014 20151,647,897 3,849,824 4,473,133 4,167,598 4,299,190 5,326,553

23,615,096 23,267,774 23,896,885 20,978,708 18,302,690 10,725,529113,913,657 95,751,789 74,336,163 68,350,575 57,753,234 59,480,252

6,674,400 7,873,919 7,684,489 7,368,695 8,611,780 10,380,32654,253,630 55,945,624 57,477,737 50,517,461 46,448,513 50,683,663

8,399,061 15,256,458 18,508,334 18,990,910 17,918,798 16,422,612384,054 947,384 1,662,543 2,349,567 3,022,897 7,162,438

0 0 107,199 524,771 1,062,071 1,865,74616,385,639 17,052,874 16,730,360 17,367,175 18,244,699 20,142,066

5,348,481 7,251,287 7,654,690 6,587,986 6,145,631 5,878,27469,556,324 89,547,169 101,498,676 112,586,292 119,720,242 147,624,515

164,758,330 178,169,762 139,278,800 134,172,372 122,826,527 151,604,4655,690,168 8,064,863 7,311,588 7,979,964 8,177,152 1,06,07,1182,015,961 7,978,130 12,943,826 16,832,512 21,328,302 20,225,696

28,498,526 29,409,630 28,929,202 27,239,915 26,509,372 29,755,91748,008,591 57,362,068 63,208,404 65,702,993 72,118,084 81,051,48525,062,160 24,682,322 26,223,238 23,750,393 21,752,564 23,655,44565,883,393 65,478,552 54,702,453 40,153,194 42,567,453 45,916,669

2,505,190 2,433,130 2,258,325 2,052,431 2,044,958 1,043,531100,804,813 128,755,224 130,808,410 103,821,138 106,571,051 127,799,999

6,105,974 8,210,561 6,431,096 6,148,078 5,912,016 7,328,0275,300,934 9,325,566 12,705,274 10,664,978 9,461,892 11,305,094

34,815,564 39,728,662 36,182,479 27,460,398 23,117,894 21,055,896789,627,843 876,342,572 835,013,304 775,768,104 763,917,010 856,434,198

1,859,859,122 2,033,580,475 2,028,029,033 2,085,897,206 2,367,980,736 2,394,827,717789,627,843 876,342,572 835,013,304 775,768,104 763,917,010 856,434,198

2,649,486,965 2,909,923,047 2,863,042,337 2,861,665,310 3,131,897,746 3,251,261,915

Net Premium ('000)2005 2006 2007 2008 2009

Private Total 64,125,619 149,778,124 280,394,178 513,151,424 640,698,876LIC 751,220,701 907,591,972 1,277,822,594 1,497,055,881 1,571,865,504

Industry Total 815,346,320 1,057,370,096 1,558,216,772 2,010,207,305 2,212,564,380

LIC of India - Amount in CroreNP 75,122.07 90,759.20 127,782.26 149,705.59 157,186.55TP 75,127.29 90,792.22 127,822.84 149,789.99 157,288.04

Ratio 0.99993052192 0.99963624197 0.999682517618 0.999436553792 0.999354753229

Private Player - Amount in CroreNP 6,412.56 14,977.81 28,039.42 51,315.14 64,069.89TP 7727.51 15083.54 28242.48 51561.42 64497.43

Ratio 0.82983566423 0.99299066965 0.992810043594 0.995223686245 0.993371171534

Industry Total - Amount in CroreNP 81,534.63 105,737.01 155,821.68 201,020.73 221,256.44TP 82,854.80 105,875.76 156,065.32 201,351.41 221,785.47

Ratio 0.98406651115 0.99868948381 0.998438840865 0.998357699606 0.997614667904

Risk Retention Ratio 2005 2006 2007 2008LIC of India 0.999930522 0.999636242 0.999682518 0.999436554Private Player 0.829835664 0.99299067 0.992810044 0.995223686Industry Total 0.984066511 0.998689484 0.998438841 0.9983577

Net Premium to Total Premium

Net Premium ('000)2010 2011 2012 2013 2014

789,627,843 876,342,572 835,013,304 835,057,604 763,917,0101,859,859,122 2,033,580,475 2,028,029,033 2,085,897,206 2,367,980,7362,649,486,965 2,909,923,047 2,863,042,337 2,920,954,810 3,131,897,746

LIC of India - Amount in Crore185,985.91 203,358.05 202,802.90 208,589.72 236,798.07186,077.31 203,473.40 202,889.28 208,803.58 236,942.30

0.999508818136 0.999433083145 0.999574266812 0.998975786718 0.999391301595

Private Player - Amount in Crore78,962.78 87,634.26 83,501.33 77,576.81 76,391.7079373.06 88165.24 84182.83 78398.81 77340.9

0.994831045949 0.993977413321 0.9919045297 0.989515152079 0.987727075842

Industry Total - Amount in Crore264,948.70 290,992.30 286,304.23 286,166.53 313,189.77265,450.37 291,638.64 287,072.11 287,202.49 314,283.20

0.998110104348 0.997783780297 0.997325144891 0.996392928209 0.996520891349

2009 2010 2011 2012 20130.999354753 0.999508818 0.999433083 0.999574267 0.9989757870.993371172 0.994831046 0.993977413 0.99190453 0.9895151520.997614668 0.998110104 0.99778378 0.997325145 0.996392928

Net Premium ('000)2015

856,434,1982,394,827,7173,251,261,915

LIC of India - Amount in Crore239,482.77239,667.65

0.999228605529

Private Player - Amount in Crore85,643.4287494.69

0.978841342257

Industry Total - Amount in Crore325,126.19327,162.34

0.993776335932

2014 20150.999391302 0.9992286060.987727076 0.9788413420.996520891 0.993776336

Current Asset 2005 2006 2007 2008 2009 2010Private Total 13271162 21609492 35869926 59055942 62628477 67605206LIC of India 241986098 310432807 343157380 427950277 487146675 494780941Industry Total 255257260 332042299 379027306 487006219 549775152 562386147

Cuurent LiabilityPrivate Total 14876602 25423324 45997890 75746034 83983989 106233144LIC of India 205299077 213075592 202667136 220878503 195902190 219021982Industry Total 220175679 238498916 248665026 296624537 279886179 325255126

Private Players - Liquid Ratio2005 2006 2007 2008 2009 2010

CA 13271162 21609492 35869926 59055942 62628477 67605206CL 14876602 25423324 45997890 75746034 83983989 106233144

0.8920828829 0.8499868861 0.7798167699 0.7796572161 0.7457192466 0.6363852509LIC of India - Liquid Ratio

2005 2006 2007 2008 2009 2010CA 241986098 310432807 343157380 427950277 487146675 494780941CL 205299077 213075592 202667136 220878503 195902190 219021982

1.1787003699 1.4569139716 1.6932068355 1.9374917486 2.4866831504 2.2590469526Industry - Liquid Ratio

2005 2006 2007 2008 2009 2010CA 255257260 332042299 379027306 487006219 549775152 562386147CL 220175679 238498916 248665026 296624537 279886179 325255126

1.1593344967 1.392217225 1.5242485527 1.6418271527 1.964281173 1.7290615952

2011 2012 2013 2014 201579423086 122364124 150936115 164197968 171944377

613449341 992767535 1436201072 1582165388 1373826498692872427 1115131659 1587137187 1746363356 1545770875

114062607 124512987 150489618 160250943 161,383,144164777795 321582984 245150121 221853969 224047080278840402 446095971 395639739 382104912 385,430,224

Private Players - Liquid Ratio2011 2012 2013 2014 2015

79423086 122364124 150936115 164197968 171944377114062607 124512987 150489618 160250943 161,383,144

0.6963113337 0.9827418565 1.0029669621 1.0246302763 1.0654419832LIC of India - Liquid Ratio

2011 2012 2013 2014 2015613449341 992767535 1436201072 1582165388 1373826498164777795 321582984 245150121 221853969 224047080

3.7228883965 3.0871270695 5.858455489 7.1315622395 6.1318652223Industry - Liquid Ratio

2011 2012 2013 2014 2015692872427 1115131659 1587137187 1746363356 1545770875278840402 446095971 395639739 382104912 385,430,224

2.4848351316 2.4997572977 4.0115717168 4.5703766195 4.010507684