EPRA International Journal of Economics, Business and Management Studies-ISSN:2347-4378

ABSTRACTWe Need a Relook at the Entire Approach to Development in Tribal Area.

Odisha is one of those gifted landscape of the world, which is richly endowed withmines and minerals. Out of total mineral resources of India, Odisha has 99 per centChromate ore, 92 per2ent of Nickel are, 65 per cent of Graphite and Pyrophylite, 66 per cent ofBauxite, 31 per cent of Mineral sand, 32 per cent of Manganese, 28 per cent of Iron ore and 24 percent of coal within its geographical boundary. Even Odisha is one of the poorest states of the nation.Incidentally, the storehouse of the mineral resources in Odisha, that is, western and southern partsof the state are the most naxal-infested areas in the state.KEYWORDS: Machkund, Balimela, Kalab, Naxalism, Development, Rehabilitation

DEVELOPMENT CHALLENGES IN NAXAL AFFECTEDAREAS: A STUDY OF MALKANGIRI DISTRICT IN

ODISHA

Prof. Kedar Nath Bishoyi 1& Dr. Govinda Chandra Panda21Principal& Head, Department of Political Science, Science College, Konkorada, Ganjam

Odisha -7611442Head, Department of Economics, Science College, Konkorada, Ganjam, Odisha -761144

1

Economics, Business and Management Studies

2

A STUDY ON DISCLOSURE OF INTEREST BYDIRECTORS OF COMPANIES IN TAMIL NADU- WITH

REFERENCE TO SECTION 299 TO 301 OF THECOMPANIES ACT

Dr. N. Ragavan 11Assistant Professor, Department of Commerce, University of Madras, Chennai - 600005,

Tamil Nadu, India.

ABSTRACT

The enabling provisions like Section 299, Section 300 and Section 301 provide fordisclosure of these types of contracts to the other members of the Board. This familygroup should also be accountable to the other members of the company for their genuine or frivolousacts. Indian Companies are witnessing, these types of group entities and the application of thespecific legal provisions is not Transparent to other stakeholders. Accordingly the disclosurepractices and level of transparency should be assessed and analyzed in threadbare with legalramifications.KEY WORDS: AOD, IT, PSE, ICAI, ICSI

ISSN : 2347 - 4378Vol. 2 August - July 2014-15

3

ROLE OF SELF HELP GROUPS BEYOND THEFINANCIAL EMPOWERMENT OF WOMEN: A CASESTUDY OF KUNDAPURA TALUK OF UDUPI DIST IN

KARNATAKA

Dr. Gaonkar Gopalkrishna. M 11Associate Professor and Head, Department of Economics, Govt. First Grade College and Centre for PG

Studies, Tenkanidiyoor, Udupi-576106, Karnataka.

ABSTRACT

The world is developing in different dimensions. A number of new issues have to beaddressed to effect social and economic progress of every nation. The most importantone is womens empowerment because in many countries women are marginalized section of thesociety .In the beginning as a step towards womens empowerment, financial empowerment ofwomen through microfinance programs were engineered by a few well thinking planners to generateincome and employment and alleviate poverty especially in the developing countries. The approachis accepted by the World Bank and other financial institutions as an important tool for povertyeradication and enhancement of living standards. Moreover, microfinance has come to be regardedas a supplementary development tool that widens the financial service delivery system by linking alarge rural women population with formal financial institutions through self-help groups.

KEYWORDS:Wages, Community, Savings, Rural Women, Farmers, Development


4

HETEROSCEDASTICITY ANALYSIS OF INTER-STATEMIGRATION IN 2001 CENSUS INDIA

Dr. C. Muniyandi1, G. Mahalakshmi2& M. Manimegalai31 Assistant Professor, Department of Econometrics, School of Economics,Madurai Kamaraj

University, Madurai-21,Tamil Nadu, India.2 M. Phil Scholar, Department of Econometrics, School of Economics, Madurai Kamaraj University,

Madurai- 21 , Tamil Nadu, India.3 M. Phil Scholar, Department of Economics, School of Economics, Madurai Kamaraj University,

Madurai-21,Tamil Nadu, India.

ABSTRACT

The present study aimed at the heteroscedasticity analysis of Inter-state migration inIndia. Migration is the geographic movement of people across a specified boundary forthe purpose of establishing a new permanent or semi-permanent residence. The main objective ofthis studyis to be the spatial pattern and levels of inter state migration and to understand howregional disparities in development influences inter state migration pattern in India. This study isbased on 2001 census migration data. In this analysis, two rates were considered namely in migrationand out migration rates. It has been computed separately for both male and female. The researcherhas been used heteroscedasticity Spearman rank correlation, Goldfeld Quandt test, Park test andpercentage for the purpose of analysis and interpretation of the data. Econometric analysis ofheteroscedasticity has been used to find out the linkage between regional disparities in developmentand migration. It shows that people mainly moved to the states were have higher growth rates ofurbanization and achieved higher economic development.

KEY WORDS: Inter state migration in India, Regional disparities, heteroscedasticity Spearmanrank correlation, Goldfeld Quandt test, Park test and percentage and Higher economic development.


5

WOMEN ENTREPRENEURS ISSUES ANDTRIBULATIONS

(A SPECIAL STUDY IN COIMABTORE DISTRICT)Ms. T.Subha1 & Ms. R.Kirthika2

1&2Assistant Professors, School of Management, VLB Janakiammal College of Arts & Science, Kovaipudur,Coimbatore-641042, Tamil Nadu.

ABSTRACT

The women entrepreneurship development is influenced by many complicated factorsincluding economic, social, cultural and physiological prevailing in the society. Keepingthis in view, the present study focused on the motivating factors influencing women entrepreneurshipand these identified factors were Autonomy and Adequate Income, Flexible Working Environment,Opportunities to use & develop human capacity, Inducement of Empowerment and growth andPromotion of Societal Responsiveness and moreover, women entrepreneurs were also encounteredwith certain problems which are discussed in detail in this paper.

KEYWORDS: Adequate Income, Flexible Working Environment, Opportunities, Human capacity.

E-GOVERNANCE AND SUSTAINABILITY: CASE STUDYOF SELECTED E-GOVERNANCE INVENTIVENESS IN

WEST BENGAL

Satarupa Das Majumder11. Research Fellow, Centre for Research in Material Management, IISWBM, Kolkata, West Bengal.

ABSTRACT

In order to align the various Government services with best practices of the developedcountries, e-governance in developing countries has emerged not only as a useful tool tomake government more efficient; rather its effectiveness ranged, if not restricted from creation ofa decentralized to a corruption free system. In India, through National e-Governance plan severalsignificant initiatives have already been taken to implement different e-Governance projects acrossthe country to give Governments internal and external communication a facelift through speed,accuracy, simplicity leading to operational, economic and environmental efficiency. Realizing thepotentials of e-Governance, the Government of West Bengal has taken up several initiatives to generatemulti-faceted changes in the life of both urban and rural residents. This paper attempts to evaluateselected e-Governance initiatives of West Bengal in the light of sustainability, against a theoreticalbackground.KEY WORDS: e-Governance, sustainability, ICT, G2C


6

MAKING BETTER ENVIRONMENTAL DECISIONS:GREEN ECONOMY AND SUSTAINABLE DEVELOPMENT

CONTINUITY AND BRINGING BACK THE SOCIALDIMENSION

Dr.Ashwini 11Assistant Professor, Department of Studies and Research in Sociology,Tumkur University,

Tumkur-572103, Karnataka.ABSTRACT

This study serves to identify the enabling factors that contribute to the sustainabilityof green economy, in case of negative factors, the constraints that the development hasfaced in achieving sustainability. Due to the economic development and to rapid growth of population,the ecology and natural environment have been gradually damaged by various pollution problemsthreatening public health and living environment. Green Economy and Sustainable Development isthe process by which development is regulated. It does not involve managing the environmentitself, but it is the process of taking steps and behaviors to have a positive effect on the environmentand sustainable development. What do green economy policies, as well as different models oftransition, imply for the continuity or transformation of structures, institutions and social relationsthat reproduce or reinforce inequality and vulnerability? In this backdrop the problem of greeneconomy and development represents a general problem of the mankind, a problem that needs amodern, systematic and integrative approach for sustainability. The systematic approach for greeneconomy continuity, transformation of structures and institutions with social relations allows, onone hand, the global development of the problems according to an adequate policy, and on theother hand, builds the frame for the solving of the actual problems and for the supervision of theactivity concerning the sustainable development and ecological protection. Further the paper willbe dealt with the performances obtained in the field of green economy and sustainable developmentand management depend on the exploitation of the new knowledge sources. By transforming thegreen economy model there are two major ways of reducing negative human impact and enhancingecosystem services. Conversely, how do existing patterns of inequality and vulnerability obstruct orfacilitate the potential for different approaches to green economy to contribute to sustainabledevelopment and poverty eradication with sustainable future.KEY WORDS: Green Economy, Sustainable Development, Local Government, Ecology, SystematicApproach.


7

COMMUNITY POLICING AND CRIME PREVENTION: AREVIEW STUDY

Dr. Nandini G, Devarmani11Assistant Professor, School of Criminology and Criminal Justice, Rani Channamma University, Belagavi.

Karnataka, India.ABSTRACTCommunity plays an important role to have peace and security in the society. Whenwe say peace and security it is important to concentrate on crime rate. When can there

be peace in the society, how are we to protect the society are some of the aspects which needs to beconcentrated. The recent statistics shows us that the rate of crime is in an increasing trend. Why isit so? Who are responsible? What is to be done? These are the questions to be answered withappropriate implications to see that the crime rate does not go in the present trend. The mainreason for that is the public-police ratio. Due to the increasing population the number of policepersons is insufficient. In such situation the police cannot control the crime easily and the publicraises the finger on the working of the police. The second reason for increasing crime is the lack offaith of the public on the police. People do not report for the crime thinking that police will not doanything which boosts up the moral of the criminals. Both the reasons are very justified.

People today are not in a position to move around alone leaving aside the women andchildren when men are not secured. We are in such a society where though the individual has it he/she is not in a position to enjoy it. For example women are fond of gold ornaments even thoughthey purchase they dont wear because of the fear of insecurity. They are many instances which canbe quoted like we speak about woman liberation but how safe is a women to move about alone whatstops her is the question to be thought and can it be made possible.

Community has long been invoked as a positive tool through crimes can be controlled.Sociological analyses of crime and community from the 1930s till date have revealed how patternsof crime differ from place to place and the study of the area wise crime helps us to know how aparticular type of crime which is in a particular area can be controlled .this is possible only by theintervention or by the participation of Community. (Evans 1997, Hope 2001, Hope and Foster 1992,Walklate and Evans 1999).

This paper helps us to know the role played by the community in prevention of crime andwhat are the measures to be taken up to make community policing more effective.KEYWORDS: peace, security, crime rate, public-police, Community, Justice.


8

EFFECT OF EMPLOYEES STRESS ON BUSINESS ANDORGANIZATIONAL DEVELOPMENT

Mr. Basavaraj Biradar11.Research Scholar, Dept of Social Work, Karnatak University Dharwad, Karnataka, India.

ABSTRACT

Stress is frequently considered as the most common disease of the modern age. It isconsidered as an important phenomenon affecting the organizational health and healthof its members. It affects the behaviour of employees of employees worship in the organizations.Today, many organizations and employees are experiencing the effects of stress on work performance.The effect of stress can be either positive or negative. In this paper took effort to analyze the relationsamong employees stress, business issues and organizational development. An attempt has beenmade through this paper to know the reasons of stress among employees in various organizationsand its effect on organizational development.KEY WORDS: Stress, Employees, Business, Organizational Development


9

DOUBLE TAXATION AVOIDANCE AGREEMENT ONSPECIFIC TAX HAVEN COUNTRIES A FLEETING LOOK

Mr. S. Thameemul Ansari1 & Dr. T. Sivalingam2

1Assistant Professor, Department of Commerce, The New College (Autonomous), Royapettah,Chennai 600014, Tamil Nadu.

2Former HOD, PG and Research Department of Commerce, Presidency College (Autonomous), Chennai 600005, Tamil Nadu.

ABSTRACT

A Double Taxation avoidance agreement is an agreement entered into between twocountries in order to avoid taxing the same income twice, promote exchange of goods,persons, services and investment of capital. International juridical double Taxation can be generallydefined as, The Imposition of comparable taxes in two or more states on the same tax payer inrespect of the same subject matter and for identical periods. Its harmful effects on the exchange ofgoods and services and movements of capital technology and persons are so well known that it isscarcely necessary to stress the importance of removing the obstacles that double taxation presentto the development of economic relations between countries. Double Taxation Avoidance Agreementis a tax treaty that India has with 101 countries. In simple language, what it means for an NRI is, ifhe/she is a resident in any of those 101 countries and is paying taxes on the income earned in thatcountry, then he/she is eligible for a lower deduction of tax on income earned in India in thatfinancial year.

In the present scenario Double Taxation Avoidance Agreement in India with Tax Havencountries are misused by the individual, corporate etc. to be more specific, India is also in the list ofnations who loses huge revenue because of tax havens. Though the Government had entered intoDTAA with tax haven countries, there is lack of transparency and lack of establishment of effectiveexchange of information in tax matters. It does not generate enough revenue from both tax andnon-tax sources. This contributes to budget deficit on an annual basis and impacts negatively ondevelopment and economic growth, creating a culture of aid dependency. Limited revenuemobilization may result from failure by governments to rally enough taxes through revenueadministration.

KEY WORDS: DTAA, FDI, DIPP, OFDI etc.


10

INCLUSIVE GROWTH AND NEEDS OF GOODGOVERNANCE IN INDIA

Sunaina11Research Scholar, Department of Economics, Kurukshetra University, Kurukshetra, Haryana- 136119

ABSTRACT

India which had poverty reduction as the central focus of its development strategy overthe last 50 years, not able to get desired results. Even economy able to grow at the 6%growth rate in last two decade but the concerning fact is that poverty decline in only modest paceand inequality increased in post reform era. Poor implementation of poverty reduction and othersocial welfare programs, rampant corruptions are the main reasons of poverty failure. In 11th planthe government India shifted to inclusive growth strategies. Inclusive growth take care of all sectionof society which require effective policy implementation and an administration responding tovulnerable and still neglected section( women, SC, ST, Minority, Elderly, Disabled) . Governments allefforts to achieve rapid and inclusive development will not successful if good governance is notensured in implementation of programmes and the way government interacts with the ordinarycitizen. Inclusive development requires inclusive governance. This paper will analyzed governmentefforts of inclusive development and state of governance in India.


11

CURRENT ACCOUNT DEFICIT AND ITS IMPACT ONINDIAN ECONOMY

Prof. Kiran .R1 & Faiyaz Musani2

1Senior Professor, Department of Management Studies, Teachers Academy Group of Institutions,Bangalore University, Bangalore- 560043, Karnataka.

2 Asst. Professor Department of Commerce and Management, Teachers Academy Group of Institutions,Bangalore University, Bangalore- 560043, Karnataka.

ABSTRACT

A trade deficit occurs when the value of a countrys imports is greater than the valueof its exports. This means that the countrys balance of trade is negative. Obviously, atrade deficit is caused when a country cannot produce all it needs. However, the true causes run alittle deeper than that. A country cannot have a trade deficit unless other countries are willing toloan it the funds needed to finance the purchases of imports. Therefore, a country with a tradedeficit will most likely have a current account deficit (CAD). The largest element is the trade deficit.When the country imports more goods and services than it exports, another element is a deficit innet income, when foreign investment income exceeds the savings of the countrys inhabitants. Thiskind of foreign investment gives the direction towards economic growth. However, if they do not geta return on their investment with a reasonable amount of time, they will withdraw their funds,causing anxiety.KEYWORDS: Deficit, CAD, Economy, Trade, Rupee value, GDP, inhabitants


12

SOCIO- CULTURAL BACKGROUND AND THE LEARNINGDIFFICULTIES OF THE LAMBADA (TRIBAL) CHILDREN

AT PRIMARY LEVEL- A STUDY

Devender Bhukya11Research Scholar, Department of Education, Kakatiya University, Warangal,Telangana.

ABSTRACT

The English term Tribe is derived from the Latin word tribus designating a particularkind of social and political organization existing in all the societies. Originally, it wasused to imply three divisions among the early Romans. Later on, it was used to mean the poor orthe masses. In English language, the word appeared in the sixteenth century denoted a communityof persons claiming descent from a common ancestor. In India, the term tribe has legal andadministrative connotations. British census officials-cum-anthropologists first used the term tribefor the purpose of enumerating social groups in India and the term was used from 1881 to 1931censuses. The Government of India Act, 1935 used the term backward tribe. The Indian Constitutionhas retained the terminology with slight modification using Scheduled in place of Backward.

India has been rightly described as a melting pot of race and tribes. The tribals in India arean integral part of the Indian civilization. Various elements in the ancient civilization of India werecontributed by the tribals. The tribal culture blooms in the isolated highlands and forests of India. Itis not easy to define a tribe or a tribal society conclusively and by any standardization in this regardis very difficult. A tribe is a social group with territorial affiliation, endogamous, with no specializationof functions, ruled by tribal officers, hereditary or otherwise, united in language or dialect, recognizingsocial distance with other tribes or castes, without any social obligation attaching to them. Ideally,tribal societies are small in scale and are restricted in the spatial and temporal range of their social,legal, and political relations, and posses, morality, a religion and world-view of correspondingdimensions. A tribe may be a collection of families bearing a common name, speaking a commondialect and occupying a common territory, yet is not usually endogamous. A tribe is a group ofpeople occupying a contingent territory and having a feeling of unity deriving from numeroussimilarities in culture, frequent contacts and it also have community interest. They also have faithin a common ancestor.

KEY WORDS: Tribe, denotified tribe, Lambada, learning difficulties, tribal education, dropout.


13

IS FEMALE REALLY THE SECOND SEX?ECOFEMINISM AS VOICE OF THE VOICELESS

Dr.V D.Radhakrishnan 1

ABSTRACT

There is an increasing trend of looking down upon women as the second sex. In fact,this reveals the inability of the contemporary society to cope with difference. Some peopleview this inability as similar to the development paradigm that leads to the displacement and extinctionof diversity in the biological world. The patriarchal model of progress achieves at the cost of diversity,thereby pushing society towards monocultures, uniformity and lack of heterogeneity. In this pervertedlogic of progress, even conservation suffers. Agricultural development continues to work towardserasing diversity. Ecofeminism holds the view that an attractive calculus of productivity and skillcan be built that respects, not destroy diversity. In many Third World societies, biodiversity issimultaneously a means of production and an object of consumption. Ecofeminists argue thatpatriarchal societys values and beliefs have resulted in the oppression of both women and nature.It blames the androcentric dualism man/woman. This dualism distinguishes men from women onthe grounds of some alleged quality such as larger brain size, and then assumes that this distinctionconfers superiority upon men. Similarly the anthropocentric dualism humanity/nature is the ultimatesource of anti-ecological beliefs and practices. It distinguishes humans from nature on the groundsof some alleged quality such as possession of an immortal soul or rationality, and then assumesthat this distinction confers superiority upon men. Ecofeminists identify logic of domination inthese arguments. They argue that the patriarchal society asserts this domination by presentingtheir master model that women have been associated with nature, the material, the emotional, andthe particular, while men have been associated with culture, the nonmaterial, the rational, and theabstract. Here, we see a convergence between the feminists and ecologists, preparing a commonground of struggle for equity-social, economic, cultural and political.KEY WORDS: Ecofeminism, patriarchal society, diversity, environment, Eurocentric

1Assistant Professor, Department of Political Science, Sreenarayana College, Cherthala, Alappuzha, Kerala.


14

STATUS OF LAND AND SOIL RESOURCES INDHARMAVARAM MANDAL OF DROUGHT PRONE

ANANTAPUR DISTRICT, ANDHRA PRADESH

V.Sreenivasulu1& M.Karunakara Rao2

1&2Research Scholars, Department of Geography, Sri Krishnadevaraya University, Anantapur, Andhra Pradesh.

ABSTRACT

Land is a finite and valuable resource upon which we depend for basic amenities of life. Soil, especially the topsoil is classified as a renewable resource because it iscontinuously regenerated by natural process at a very slow rate. With increasing population, thedependency for arable land to produce food, fiber and fuel wood is also increasing. Hence, there ismore and more pressure on the limited land resources which are getting degraded due to overexploitation. Agriculture, being the main livelihood of rural India, natural resources managementwith sound environmental principles is essential for protection and conservation. In this context anattempt is made here to study the status of land soil resources with respect to land capability, Landirrigability soil class, soil depth, soil texture, soil slope, soil gravelliness soil degradation and soilquality in Dharmavaram mandal of drought prone Anantpur district, Andhra Pradesh.KEY WORDS: Land capability, Land irrigability, Soil classes, Soil depth, Soil texture. Soil slope,Soil gravelliness, soil degradation and soil quality.


15

BARRIERS TO ADULT LEARNING: SOME PRACTICALGUIDANCE

Dr. G. Vasudevaiah1

1Teaching Personnel, Dept. of Adult, Continuing Education & Extension, S.K.University, Anantapuramu,Andhra Pradesh.

ABSTRACT

A basic feature of adult education is involving adults in becoming lifelong learners.More often than not, this requires removing barriers to learning, especially those relatingto the actual organisational or institutional learning process. This article explores some of the mainbarriers to adult learning and examines some practical guidance on how to overcome them.KEY WORDS: Adult, Barriers, Learning, Guidance.


16

A STUDY OF COMPUTER PHOBIA OF SECONDARYSCHOOL STUDENTS

Harpreet1& Dr. Neelam Rani21Research Scholar, Sai Nath University, Ranchi, Jharkhand

2Research Guide & Principal, Gold Field College of Education, Faridabad

ABSTRACT

Computer phobia is a resistance to talking about computers or even thinking aboutcomputers, fear or anxiety towards computers, hostile or aggressive thoughts aboutcomputers. Computer phobia is commonly believed to mean a fear of computers which includesfear with emotional content, incompetent belief working with computer and state of readiness to actand react with hesitation. Computer phobia is influenced by an individuals knowledge, experiencesand familiarity both planned and random with computers. The present study was conducted tostudy the computer phobia of secondary school students towards learning. 160 students (80 boysand 80 girls) secondary schools students have been selected randomly from 16 secondary schoolslocated in Faridabad district of Haryana. The data was collected with the help of computer phobiainventory developed by the investigator. The data collected was analysed by using statistical techniquessuch as mean, standard deviation and t-test. The study revealed that the mean score of computerphobia of girls were found to be higher than the mean score of computer phobia of the boys. Thereis also significant difference between the computer phobia of the students studying in secondaryschools located in urban and rural areas of Faridabad district.KEYWORDS: Computer, Phobia, Computer phobia;


17

FACE BOOK USAGE: A TACTIC FOR BONDING SOCIALCAPITAL IN ANNAMALAI UNIVERSITY

Mr. R.Dhamotharan11Research Associate, Department of Economics, Annamalai University, ChidambaramTamilnadu, India

ABSTRACT

Economics is used to explain human behavior based on the rational choices ofindividuals acting in their own self-interest through getting information. The economicsof information is quietly different from classic goods and services viz.., cars, restaurant meals, orpencils. Information good have been differed from other goods by its different features. Basicallyinformation has large fixed costs of producing the first unit and relatively lower marginal cost forproducing additional units. The value of information depends on when it is sold. Information whensold is still retained by the seller; information when purchased cannot be easily returned. Andinformation can be enjoyed by more than one consumer without a decrease in the amount produced.Social networking sites are online spaces that allow individuals to present themselves, expressivetheir social networks, and establish or maintain connections with others. Social networking sitesnow rival search engines as the most visited sites on the Web; Facebook now has close to half abillion users. The key features of such sites are user-constructed public or semi-public profiles, aset of connections to other users on the system, and the ability to view and follow ones ownconnections as well as the connections of others.

KEYWORDS: Social Capital, Social Network, Facebook, Bond Capital, Information


18

A STUDY ON NON- PERFORMING ASSETS OFCOMMERCIAL BANKS IN INDIA

S.Manicka Vasuki1 & M.Nesamani2

1Assistant Professor, Department of Business Administration, Thassim Beevi Abdul Kader College,Kilakarai, Ramanathapuram (Dt), Tamil Nadu.

2Assistant Professor, Department of Commerce, Thassim Beevi Abdul Kader College, Kilakarai,Ramanathapuram (Dt), Tamil Nadu.

ABSTRACT

The banking sector has for centuries now formed one of the pillars of economicprosperity. In modern economy commercial banks play an important role. These daysthe function of commercial banks is confined not only to advancing loan to the public and acceptingtheir deposits, they also contribute in accelerating the economic development. A strong bankingsector is important for flourishing economy; however the problem of NPA is an alarming threat tothe banking industry in our country sending distressing signal on the sustainability and endurabilityof the affected banks. Thus there is a need to study the position of NPA in commercial banks.KEY WORDS: NPA, Loan, Deposits, Economy, Banking Industry.


19

MOTIVATIONAL FACTORS ON BUYING DECISION OFCELLULAR SERVICE

(With reference to Public (BSNL) vs Private (Airtel) telecom, Guntur Andhra Pradesh,India)

Kambam. Priyadarshini1, Pallekonda. Srinivasa Rao2 &Prof. Naladi. Vijaya Ratnam3

1 PhD Research Scholar, Department of Commerce and Business Administration, Acharya NagarjunaUniversity, Nagarjuna Nagar, Guntur, Andhra Pradesh.

2PhD Research Scholar & Guest Faculty, Department of MBA (Hospital Administration), AcharyaNagarjuna University, Nagarjuna Nagar, Guntur, Andhra Pradesh

3 Professor & Ex- Chairman BOS (PG) Courses, Department of Commerce and Business Administration,Acharya Nagarjuna University, Nagarjuna Nagar, Guntur, Andhra Pradesh.

ABSTRACT

This study is based on primary data with of 880 sample respondents 440 each fromBSNL and Airtel companies operating at Guntur dist. Andhra Pradesh. The objective ofthis paper is to present an analytical picture of motivational factors that affect customers behaviorin availing the cellular services. Based on the opinions of the survey of the sample respondentsrelated to BSNL and AIRTEL service providers in the select rural and urban areas of Tenali andGuntur revenue divisions of Guntur District this study has been pursued. Statistical tools likepercentage, Chi-square test and p-values were used to analyse the data collected.KEYWORDS: Motivation, Buying Decisions, BSNL, Airtel.


20

ROLE OF SEBI IN REGULATING THE FUNCTIONING OFINDIAN CAPITAL MARKET

Dr.S.Mayilvaganan1 & Ms.N.Suganthi21Assistant Professor of Commerce, A.V.C.College (Autonomous), Mannampandal,

Mayiladuthurai 609 305 Nagapattinam District, Tamil Nadu India.2Ph.D (Full -Time) Research Scholar A.V.C.College (Autonomous), Mannampandal,

Mayiladuthurai 609 305 Nagapattinam District, Tamil Nadu India.

ABSTRACT

India is one of the few countries among the developing nations. Capital market is thegrowing component of financial system of India. A healthy growth of capital market isessential to promote and expanding savings and investments on the country. Despite the rapidgrowth of capital market in 1980s a number of abuses existed such as insider trading, misleadingprospects of company, manipulation of price etc., for prevent the investors from this malpracticesthe government of India taken various measures. One of the important measures is SecuritiesExchange Board of India. On 31st March 1992, the SEBI was established as an autonomous andstatutory body. The SEBI is the regulatory authority to oversee the new issues, protect the interest ofinvestors, and promote the development of capital market and to regulate the workings of StockExchange.KEY WORDS: Role of SEBI and Capital Market


21

A STUDY ON MANAGING GLOBAL HUMANRESOURCES AND ITS STAFFING POLICY BASED ON ITS

MODULES

Ms.B.Chitra1& Dr.U.Vani21Assistant Professor, Department of Commerce (UA Day), PSG College of Arts & Science,

Coimbatore -14, Tamil Nadu.2Head, Department of Commerce (UA Day), PSG College of Arts & Science, Coimbatore 14,

Tamil Nadu.ABSTRACT

As a Company grows, relying on manual HR systems to manage activities like worldwidesafety, benefits administration, payroll and succession planning become unwidely. Morefirms are therefore automating and integrating their HR systems into human resource informationsystems (HRIS). Thus HRIS is defined as interrelated components working together to collect, process,store and disseminate information to support decision making, coordination, control, analysis andvisualization of an organisations human resource management activities.

Integrating and updating a firms HR systems, particularly in a global firm, makes using anInternet based HRIS especially is more beneficial. This Internet based system that include humanresource and benefits administration, applicant tracking and resume scanning, trainingadministration and succession planning and development. With this HRIS, managers at any firmslocations around the world can access and update the reports. And the firms home office managerscan monitor global HR activities on a real-time basis.KEY WORDS: Human Resource, Components, Modules, Activities etc.,


22

ROLE OF INFORMATION TECHNOLOGY IN BANKINGSERVICES A RECOLLECTION OF REMINISCENCES

C.Uthaiya1

1Assistant Professor, Department of Management Studies, Dr.Sivanthi Aditanar College of Engineering,Tiruchendur- 628215, Tamil Nadu.

ABSTRACT

Today in every aspect of our life, we are using information technology to make our lifecomfortable. IT revolution introduced various new technologies in manufacturing andservice sectors. Information technology (IT) has become a key element in economic developmentand a backbone of knowledge-based economies in terms of operations, quality delivery andproductivity of services. Therefore, taking advantage of information technologies (IT) is an increasingchallenge for developing countries. There is now growing evidence to show that Knowledge-driveninnovation is a decisive factor in the competitiveness of nations, industries, and firms. Service likethe banking services have benefited substantially from e-banking, which is one among the ITapplications for strengthening the competitiveness. This paper presents the current trend in theapplication of IT in the banking industries and gives an insight into how quality banking has beenenhanced via; IT. The paper further reveals that the deployment of IT facilities in the Banking industryhas brought about fundamental changes in the content and quality of banking business. Theseinclude the nature and degree of adoption of innovative technologies; degree of utilization of theidentified technologies; and the impact of adoption of IT devices in banking operations. This papermakes an attempt to recollect conceptually the Information Technology enabled banking services toreinforce/ anchor the earlier understanding and to update the other services added recently.

KEYWORDS: Information technology, banking sector, competitiveness, multifunctional andinternet


23

NON- PERFORMING ASSETS A CURSE TO PUBLICSECTORS BANKS IN INDIA

Mrs. Chandra Shaardha1 & Dr. Ajay Jain2

1Research Scholar, SRM University, Delhi NCR campus, Modinagar, Ghaziabad.2HOD, Integrated MBA, SRM University, Delhi NCR campus, Modinagar, Ghaziabad.

ABSTRACT

The Indian banking scenario has under gone many facets after the independence ofIndia. The banking regulations acts 1949 were amended to bring growth in bankingsectors. After globalisation in 1991, the service of the banking sectors has been widened and openedthe door for the other countries to enter the Indian markets for the business and moving towardsthe new origin. The good healthy competition is formed between the bankers and it creates anenvironment of a Feel Friendly nature in the investors, customers and borrowers. Though theliberalisations make the way for the foreign investment to pour in, on the other hand the loansanctioned to borrowers becomes sticky, bad and return on the loan started declining and affectsthe profitability of the banks. The non-generation of income from the loan advanced to borrowersparticularly in Public sectors banks is comparatively higher than the private sectors banks. Thereasons being are decline in the economic growth, slow in recovery process on a global wise,uncertainty in the global markets and other external & internal factors across the world. Thispaper is an attempt to analysis the various factors that increases the burdens of nonperformingassets more in the public sectors banks than private sectors banks in India.

KEY WORDS: Globalisation, Liberalisation, profitability, Gross and Net NPAs, Economic Growth.


24

EARLIER FEEDING HELPS TO REACH PERFECTDESTINATION

Mr.S.Sankar1 & Dr.V.Rajagopalan2

1Assistant Professor,Department of Commerce and Management Studies, Saradha Gangadharan College,Pondicherry-605004 .

2PhD Research Guide, Sri Venkateshwara College of Arts &Science Peravurani-614804,Tamil Nadu.ABSTRACT

Stock Market is synonymous with the word gambling for both the experts and thebeginners. It is highly advisable to understand the functioning of the stock market beforemaking any transaction or investment. This can be easily accomplished by performing qualityresearch, paying fee for experts opinion and proper consideration to the trends and tactics of themarket. It is very important to learn the techniques of buying and selling of shares with the perfectsense of timing in order to earn huge profits. In public offer the companies are offering theirshares to the public and the interested investors can participate in buying their shares. In thesecondary market the process of buying and selling of stock is executed through the Stock Exchanges.The real game starts with the tactics and strategies that are used by the investors.KEY WORDS: Stock, Stock market, Investment.


25

PASSENGERS SATISFACTION TOWARDS ON BOARDAMENITIES IN INDIAN RAILWAY

(A Comparative Study of Three Divisions in the State of Andhra Pradesh,India)M. Sarada Devi1 & Jada. Jayendra2

1 Professor, Department of Commerce and Management Studies, Andhra University, Visakhapatnam, Andhra Pradesh.

2 Research Scholar, Department of Commerce and Management Studies, Andhra University,Visakhapatnam, Andhra Pradesh.

ABSTRACT

The newly formed Indian government has increased the railway charges to the tune of14%, and wants to improve the Railways in general and passenger amenities in particular.In this connection a study has been conducted to know the satisfaction levels of passengers towardsthe on board amenities in Indian railways. India has the largest network of railways throughout thecountry. Indian railway network is the largest in Asia and the second largest in the world. AndhraPradesh has an extensive railway line to cover all the parts of state and also its surrounding States.The trains which travel from one state to another state would pass through Andhra Pradesh, and allthe passengers would get chance to visit Andhra Pradesh. The state today has progressed in all theaspects and railways played a significant role in developing industries and tourism in the state. Themajor problem faced by Indian railways is frequent accidents with old and outdated tracks, wagonsand some single line routes. There is also negligence of employees due to lack of regular trainingand control. Many passengers have to reach the destination very fast and have to catch the connectingtrains / air / bus. But they are facing problem when the trains are running late and sometimessudden cancelations. This causes not only the cost but also dissatisfaction of the passengers unlikein advanced countries. The main aim of my research is to identify the attributes which passengersuse to evaluation the service quality of Indian railways and passengers satisfaction.KEY WORDS: Railway, Passengers, Satisfaction, Amenities


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ECONOMIC ANALYSIS OF ALCOHOL CONSUMPTION

AND HEALTH CARE COST IN CUDDALORE DISTRICT,

TAMIL NADU

T. Govindharaj1 and Dr. A. Jayakodi2

1 Ph.D Research Scholar, Department of Economics, Annamalai University, Annamalai NagarChidambaram- 608 002, Tamil Nadu,

2Assistant Professor, Department of Economics, Annamalai University, Annamalai Nagar, Chidambaram- 608 002, Tamil Nadu.

ABSTRACT

The present study analyses alcohol consumption and health care cost in Cuddaloredistrict, Tamil Nadu. From the analysis, relationship between the household income andhealth care cost are directly related. In the case of relationship between occupation and expenditureprivate employee and daily wagers spent more for alcohol. Schools-based drug education programsmust be employed to safeguard the future generations from the alcohol.KEYWORDS: alcohol, health, income, occupation

EPRA International Journal of Economics, Business and Management Studies-ISSN:2347-4378

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