8/7/2019 EPF Expands List of Critical Illnesses Eligible for Health Withdrawal

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EPF Expands List Of Critical Illnesses Eligible For Health Withdrawal

The Employees Provident Fund (EPF) has expanded its list of critical illnesses eligibleunder its Health Withdrawals from 13 illnesses to 36 effective 15 June 2010.

The EPF Health Withdrawal which allows the withdrawal for the treatment of criticalillnesses such as major organ transplant, multiple sclerosis, stroke, and cancer has now

been expanded to include among others Alzheimers Disease, Parkinsons Disease,

chronic liver disease, chronic lung disease, Systemic Lupus Erythematosus (SLE) with

Lupus Mephritis and paralysis. (Refer to full list of critical illnesses attached)

The new expanded list takes into consideration the significant costs required in treating

these critical illnesses, and is aimed at helping members fully settle or help ease their

financial burden of seeking treatment, said Tan Sri Azlan Zainol, Chief ExecutiveOfficer of the EPF.

In addition to the 36 critical illnesses, members may now make withdrawals to treat

family members who are under the age of 16 for another three critical illnesses namely

severe asthma, leukemia and intellectual impairment due to accident or sickness.

Under the Health Withdrawal, members are allowed to withdraw savings from their

Account 2 to pay for their own and family members medical costs incurred for the

treatment of critical illnesses.

Family members under this withdrawal include spouse, children, step-children or legallyadopted children, parents, parents-in-law, step-parents or legally foster parents, andsiblings.

Members can also make a joint withdrawal with other family members to cover therequired medical expenses, subject to the available balance in Account 2 and total cost of

the medical treatment.

All withdrawals are also subjected to the validity of medical report, bills and receiptswhich must not exceed one year from the date the withdrawal application is submitted.

All bills and receipts must also be in the name of the patient or applicant.A member is not eligible to apply for the withdrawal if the illness is other than that stated

in the EPFs approved list of critical illnesses, or the cost of medical treatment is fully

covered by the respective members employer or the employer of his or her familymembers.

Additionally, if a member is receiving fertility treatments or alternative treatments such

as acupuncture or traditional medication, he or she is also not entitled to apply.

http://www.kwsp.gov.my/index.php?hdl=bin&rp=999http://www.kwsp.gov.my/index.php?hdl=bin&rp=999

8/7/2019 EPF Expands List of Critical Illnesses Eligible for Health Withdrawal

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8/7/2019 EPF Expands List of Critical Illnesses Eligible for Health Withdrawal

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o Meningitis

o Motor Neurone Disease

o Multiple Sclerosis

o Muscular Dystrophy

o Paralysis

o Parkinsons Diseaseo Poliomyelitis

o Primary Pulmonary

o Stroke

o Surgery to Aorta

o Systemic Lupus Erythematosus with Lupus Nephritis

o Terminal Illness

o Total Permanent Disability

Additional of 3 critical illnesses for member/family below 16 years of age are asfollows:

o Severe Asthma

o Leukaemiao Intellectual Impairment Due to Accident or Sickness

You can cover the following family members under this withdrawal:

o Your spouse;

o Your children, step-children or legally adopted children;

o Your parents, parents-in-law, step-parents or foster parents;

o Your siblings.

The medical expenses that will be considered for EPF withdrawal includes all

charges by the hospital/medical centre related to treatment received by the patient.

Validity of Medical Report/Bills and Receipts:

o Medical report, bills and receipts not exceeding 1 year from the date thewithdrawal application is submitted;

o Bills and receipts must be in the name of the patient or applicant.

You can also make a joint-withdrawal with other family members to cover the

required medical expenses (subject to the available balance in Account 2 and costof medical treatment).

You may choose to withdraw any amount from your Account 2 subject to cost of

the medical treatment.

You are not eligible to apply if:

o The illness is other than that stated in the approved critical illnesses list;

o The cost of medical treatment is fully covered by your employer or the

employer of any of your family members;o You are receiving fertility treatments;

o You are receiving alternative treatments such as acupuncture or traditional

medication.

Updated: 14 June 2010