Entrepreneurship - The Introduction
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ENTREPRENEURSHIP
GANGAINATHAN A
SASTRA University
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Basic Questions to Answer
Who are you?Why Entrepreneur?
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SWOT AnalysisStrength WeaknessOpportunitiesTreads
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Basic requirements of Entrepreneurs
Risk TakingDedicationPassion on WorkPresence of mind
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Merits of Entrepreneurship
BossNo limit for IncomeCan do what ever we wishSelf satisfaction
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Initial Thing to doCreate website To register the brand For the purpose of copy-right
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ThinkingMechanical Thinking – casual Intrusion – inner voiceStatistical Thinking – predict future
Go with Intrusion
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Multiple Face of Entrepreneur
LeaderAware of
Govt Scheme
s
Future Predictio
nCustomer handling
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Ambani’s MottoThink bigThink fastAct fastAchieve fast & Grab Opportunity before other could smell
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Basic Requirement of Business
LandWaterPowerMachineryType of ownership
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Land
Suppose to be in Remote areaCost cheaperExtension is easierHiring is preferable
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Water & Power
Water quality should be good Power connection should be easy to get
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Machinery
Can get loan from GovtNISC – hire purpose , spl for EntrepreneursInterest – 9% If loan paid in proper time , 2% concession
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Ownership
Initially start individualIf cant , try partnership
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Registration
Register as Entrepreneur @ DIC in district headquarterDIC – District Industry CentreOnline registration is possible
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Types of Industry
Micro Scale industrySmall scale industryMedium scale industryLarge scale industry
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Subsidy20% reservation for micro, small & medium Enterprises)Subsidy for capital upto 30 lakhsWomen & handicap – 55% subsidy upto 2 lakhsEmployment for 25 peoples – 60% subsidy20% subsidy for power upto 1st 3 yearsVAT – 100% subsidy for 1st 6years50% for cost of application upto 3 lakhs15% price preference in Tenders for small scale industry100% subsidy for Pollution control equipmentTNIC – Tamilnadu Industrial Investment Corporation Limited
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Business Plan Change your idea into plan,
Brand nameTag-lineMarket AnalysisMarketing StrategyService lineProfit & loss detailsBalance sheet – investmentRatio analysis – turn over-% of return investmentBreak even analysis
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BANKERS EXPECTATIONS
Who is borrower?Purpose of loanQuantum of financeRepayment capacityViability of projectSecurity
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Amount of LoanUpto 10 lakhs no security requiredAt spl case for innovative project, upto 1 crore also givenUnder CGTMSE scheme, 1% interest of loan annuallyIOB Engg for Engineers
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Micro , Small Enterprises
Industry
Manufacture
Service
Micro 1 Upto 5 lakhs Upto 4 lakhsMicro 2 7.5 – 25
lakhs4 L – 2 C
Small 25L – 5C 2C – 5C
Original Investment in Plant & Machinery
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DocumentsKYC(know your customer)Project study / Viability ReportProjection/FinancialsIT return for last 3 yearsMore than 1 crore , security detailsApplication form
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Wish You All
Success !!!!!