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-----BEGIN PRIVACY-ENHANCED MESSAGE-----Proc-Type: 2001,MIC-CLEAROriginator-Name: [email protected]: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQABMIC-Info: RSA-MD5,RSA, NeZvx3ZV3Eei/JjL4AZxBc/f2exfEcNQPzHmrInQHBKykJLlLj58mhuT6tzJnEcm EZFpUAK2+J6zKKeUsYvu5A==

0000874482-04-000038.txt : 200411100000874482-04-000038.hdr.sgml : 2004111020041110133146ACCESSION NUMBER:0000874482-04-000038CONFORMED SUBMISSION TYPE:8-KPUBLIC DOCUMENT COUNT:11CONFORMED PERIOD OF REPORT:20041110ITEM INFORMATION:Entry into a Material Definitive AgreementFILED AS OF DATE:20041110DATE AS OF CHANGE:20041110

FILER:

COMPANY DATA:COMPANY CONFORMED NAME:UNION NATIONAL FINANCIAL CORP / PACENTRAL INDEX KEY:0000874482STANDARD INDUSTRIAL CLASSIFICATION:NATIONAL COMMERCIAL BANKS [6021]IRS NUMBER:232415179STATE OF INCORPORATION:PAFISCAL YEAR END:1231

FILING VALUES:FORM TYPE:8-KSEC ACT:1934 ActSEC FILE NUMBER:000-19214FILM NUMBER:041132294

BUSINESS ADDRESS:STREET 1:101 E MAIN STSTREET 2:P O BOX 567CITY:MOUNT JOYSTATE:PAZIP:17552BUSINESS PHONE:7174922222

MAIL ADDRESS:STREET 1:101 EAST MAIN STSTREET 2:P O BOX 567CITY:MOUNT JOYSTATE:PAZIP:17552-0567

8-K1eightkat.txt

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report - November 5, 2004

UNION NATIONAL FINANCIAL CORPORATION (Exact name of registrant as specified in its charter)

Pennsylvania 0-19214 23-2415179- --------------------------- ------------- -----------

State or other jurisdiction (Commission File (IRS Employer of Incorporation) Number) Identification Number)

101 East Main Street, P.O. Box 567 Mount Joy, Pennsylvania 17552- --------------------------------------- --------------(Address of principal executive offices) (Zip Code)

Registrant's telephone number including area code: (717) 653-1441 --------------

N/A- ----------------------------------------------------------------- (Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing isintended to simultaneously satisfy the filing obligation of theregistrant under any of the following provisions:

[ ] Written communications pursuant to Rule 425 under theSecurities Act (17 CFR 230.425)[ ] Soliciting material pursuant to Rule 14a-12 under theExchange Act (17 CFR 240.14a-12)[ ] Pre-commencement communications pursuant to Rule 14d-2(b)under the Exchange Act (17 CFR 240.14d-2(b))[ ] Pre-commencement communications pursuant to Rule 13e-4(c)under the Exchange Act (17 CFR 240.13e-4(c))

Item 1.01 Entry into a Material Definitive Agreement __________________________________________

On November 5, 2004, Union National Community Bank, the wholly-owned banking subsidiary of Union National Financial Corporation, became obligated for the purchase of real estate in the amount of $1,300,000. This was the result of the expiration of a 90-day due diligence period that existed under an agreement for the sale of commercial real estate. This agreement for the sale of commercial real estate is dated August 6, 2004, and is between Twoton Incorporated and Union National Community Bank for the sale of real estate located at 301 Centerville Road in East Hempfield Township, Lancaster County, PA. The aforementioned agreement is attached as Exhibit 99.1 to this Current Report on Form 8-K. It is currently anticipated that settlement of this transaction will occur in January 2006. It is also currently anticipated that Union National Community Bank will construct a banking facility on this property in the future.

Item 9.01 Financial Statements and Exhibits _________________________________

(c) Exhibits.

Exhibit No. Description ___________ ___________ 99.1 Agreement for the Sale of Commercial Real Estate dated August 6, 2004.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Actof 1934, the Registrant has duly caused this report to be signedon its behalf by the undersigned hereunto duly authorized.

UNION NATIONAL FINANCIAL CORPORATION (Registrant)

Dated: November 10, 2004 /s/Mark D. Gainer ----------------------------------

Mark D. Gainer, President & Chief Executive Officer

EXHIBIT INDEX

Page Number inExhibit Manually Signed Original

99.1 Agreement for the sale of Commercial Real Estate 5

EXHIBIT 99.1

Agreement for the Sale of Commercial Real Estate

EX-992agmt.htm

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