2015ANNUAL REPORT

ENDURING STRENGTH. UNWAVERING COMMITMENT.

MEMBER FDIC NORWAY BANCORP, MHC SINCE 1866

It is such a pleasure to address the great year we experienced in 2015, not only because it was a strong one for Norway Savings Bank, but because it’s the year that leads us to our 150th Anniversary. One hundred and fifty years... It is such an enormous milestone. Not only surviving, but in fact thriving for a century and a half, is a tremendous accomplishment. I am humbled and delighted to lead the Bank as we recognize our history, and make exciting plans for the future.

There are many reasons Norway Savings Bank has enjoyed such longevity. But, of course, it comes down to our customers. You are at the forefront of every benchmark we celebrate and every decision we make. We honor you by staying true to the values on which we were founded 150 years ago: honesty, hard work, mutual respect, and community leadership. These are the very values that made this past year so successful.

In 2015, we achieved record earnings and grew the balance sheet to over $1 billion in assets. Norway Savings Bank is now the third largest Maine-based mutual bank. We grew our loans, deposits, asset management accounts, and GenGold sales. We installed a new loan origination system, implemented advanced email marketing techniques, and began the job of issuing EMV chip-enabled debit cards to our customers.

These financial achievements allowed us to attain another founding goal this past year: giving back. In 2015, Norway Savings Bank supported more than 400 nonprofits with donations and

sponsorships. In addition to serving on boards and committees of 45 different organizations in our service area, our employees volunteer their time and talent in a variety of ways including: working with high school students on interviewing and communicating in a business setting; empowering students with developmental disabilities to open and operate their own bank accounts; guiding professional millennials on the role and impact of philanthropy; fostering the humane treatment of animals; teaching financial literacy; and leading Boy and Girl Scout troops. These are just a few examples of how the spirit of giving is alive and well at Norway Savings Bank.

As we move into our 150th year, we focus on continued growth and development of existing markets, new technology research and implementation, as well as improving the overall customer experience. We will introduce both Apple Pay and Samsung Pay. And we will explore Customer Relationship Management systems in an effort to enhance efficiency and provide greater customer service.

Please enjoy this brief walk through our history on the pages of this report. And know that as we celebrate our anniversary, what we’re really celebrating is you, our customers. Thank you for 150 years of trust, dedication, and teamwork. We are proud to be your steadfast partner and look forward to continuing to serve you and strengthen our communities for years to come.

—PATRICIA WEIGEL, PRESIDENT & CEO

FRIENDS & NEIGHBORS

PRESIDENT GUNNISONNathanial Gunnison becomes the Bank’s first president.

FIRST LOGOBank’s first logo is created.

FIRST DEPOSIT First deposit of $5 is made on April 3, 1866. (In 1941, this account was still on the books and had grown to $362.75.)

FIRST BUILDINGBank moves into its first official building in downtown Norway.

BANK FOUNDEDFourteen men with a clear vision for a new local bank come together to form Norway Savings Bank.

1866 1866 1866 1866 1867

DEAR

2

OUR

PRODUCTS & SERVICES

PRESIDENT NOYES Robert Noyes becomes the Bank’s third president.

PRESIDENT TUCKER Cyrus Tucker becomes the Bank’s fourth president.

FIRE DAMAGE Fire destroys Bank building on May 9, 1894.

PRESIDENT KIMBALL Alfred S. Kimball becomes the Bank’s fifth president.

PRESIDENT BEALEzra Beal becomes the Bank’s second president.

1869 1872 1888 1894 1900

Investment ManagementEstate PlanningTrust Services

ASSET MANAGEMENT GROUP

NOT FDIC INSURED

NO BANK GUARANTEE

MAY LOSE VALUE

Norway Savings Building from 1894-1956

Checking, Savings, CDs, and IRAs GenGold® Savings Program Health Savings AccountsDebit | ATM CardsHome MortgagesHome Equity Lines of CreditConstruction LoansAuto, Boat, and Other Personal Loans

PERSONAL BANKING

Internet BankingBill Paye-StatementsMobile BankingOnline Account OpeningTelephone BankingMaine Cash AccessSM ATM Alliance

OTHER SERVICES

Checking and Savings AccountsDebit | ATM CardsCash Management ServicesinBusiness Remote DepositCommercial LoansConstruction LoansLines of CreditEquipment LoansAgency Guaranteed Loans

BUSINESS BANKING

3

PRESIDENT JONESWilliam F. Jones becomes the Bank’s seventh president.

PRESIDENT CURTISGeorge Leon Curtis becomes the Bank’s eighth president.

PRESIDENT GOODWINStuart W. Goodwin becomes the Bank’s ninth president.

NEW BUILDINGNew building is constructed for the Bank in Norway.

PRESIDENT NOYESFrank H. Noyes becomes the Bank’s sixth president.

1915 1925 1931 1955 1956

In 1866, fourteen men came together to form a bank that would stand the test of time. We are honored to celebrate 150 years, and we owe it to our faithful customers and the values on which we were founded. We’ve experienced tremendous growth and evolved with the industry — and through it all kept our principles intact. Paramount among those principles is our commitment to fiscal responsibility. This past year is a testament to that commitment as we reached an exciting milestone of breaking $1 billion dollars in assets. We are excited to see what the next 150 years bring, and to continue serving the great people of Maine.

4

$1.6m1930

$19.4m1970

$9.3m1960

$199m1990

$61.6m1980

$4.3m 1950

$514k1910$237k

1890 $78k1870

$369m2000

$1.03b2015 $948m

2010

A centuryand a half

of steady growthempowered us to break

$1 Billion in assets in

$1.9m1940

YEARS STRONG

PRESIDENT WOODMANHerman A. Woodman becomes the Bank’s eleventh president.

BRIDGTON BRANCHBank’s first official branch opens in Bridgton.

PRESIDENT CUMMINGSCharlesCummings becomes the Bank’s twelfth president.

PRESIDENT PIKEL. Fred Pike becomes the Bank’s tenth president.

1963 1967 1969 1971

2015.5

DAVID WYMANDavid Wyman joins the Bank, and remains with Norway Savings for more than 42 years, the longest employee in Bank history. He retires in 2013.

1971

ASSETS 12/31/15 12/31/14

Cash on Hand and in Banks $27,352,842 $29,015,793

US Government Bonds & Agencies* $13,931,908 $6,979,123

Mortgage-Backed Securities* $19,740,555 $24,825,844

Municipal Bonds* $17,052,355 $17,090,224

Corporate Stock* $48,876,986 $39,165,963

Residential Real Estate Loans $417,502,275 $412,320,731

Commercial Real Estate Loans $309,347,007 $298,393,111

Business Loans $56,494,500 $51,621,626

Other Loans $43,465,285 $38,818,867

Allowance for Loan Loss ($8,492,128) ($8,685,909)

Federal Funds Sold $504,108 $503,689

Real Estate Owned $31,890,171 $32,340,473

Furniture and Equipment $5,137,393 $5,754,463

Investments in Unconsolidated Subsidiaries $65,585 $65,585

Goodwill & Other Intangible Assets $7,215,407 $7,414,520

Other Assets $35,057,044 $38,614,569

TOTAL ASSETS $1,025,141,293 $994,238,672

LIABILITIES 12/31/15 12/31/14

Amount Due Depositors $845,958,483 $809,929,197

Other Liabilities $11,116,026 $13,612,461

Other Borrowings $27,472,843 $37,964,051

Reserve Funds and Undivided Profits $140,593,941 $132,732,963

TOTAL LIABILITIES $1,025,141,293 $994,238,672

*Listed at market value.

SACO BRANCHSaco Branch opens (originally with Coastal Bank).

FRYEBURG BRANCHFryeburg Branch opens at 557 Main Street.

PRESIDENT HALLG. Freeman Hall becomes the Bank’s thirteenth president.

BRAND UPDATEBank logo is redesigned.

PRESIDENT MONTPELIERPeter Montpelier becomes the Bank’s fourteenth president.

1972 19781973 1974 1976

CONDITIONSTATEMENT OF

6

Statement has not been reviewed or confirmed for accuracy or relevance by the FDIC.

Statement as of December 31, 2015.

GROSS OPERATING INCOME

Interest on Bonds $1,258,196

Dividends on Stock $1,091,213

Interest on Loans $37,763,033

Other Interest Income $255,351

Total Interest Income $40,367,793

Interest Expense $2,702,738

NET INTEREST INCOME $37,665,055

Other Income $8,376,635

Allowance for Loan Loss $375,000

Operating Expense $35,268,484

Core Earnings $10,398,206

Security Gains (Loss) $2,337,452

Income Before Taxes $12,735,658

Estimated Income Tax $3,518,345

INCOME AFTER TAXES $9,217,313

BRAND UPDATEBank logo is redesigned.

NAPLES BRANCHNaples Branch opens.

BRUNSWICK BRANCHBrunswick Branch opens at 83 Maine Street (originally with Coastal Bank).

SOUTH PARIS BRANCHSouth Paris Branch opens at 7 High Street.

1979 1981 1981 1984

TOTAL ASSETS(IN MILLIONS)

‘10 ‘11 ‘12 ‘13 ‘14 ‘15

$1,020

$1,000

$980

$960

$940

$920

$900

$880

$860

$840

$820

INCOME AFTER TAXES (IN MILLIONS)

$9.0

$8.5

$8.0

$7.5

$7.0

$6.5

$6.0

$5.5

$5.0‘10 ‘11 ‘12 ‘13 ‘14 ‘15

OPERATIONSSTATEMENT OF

7

NEW COMPUTER SYSTEMBank implements a new computer system to increase efficiency and service.

1985

EXECUTIVE

Patricia Weigel, President & CEO

Pam Veilleux, Assistant Vice President, Executive Administration

BUSINESS BANKING

Daniel Walsh, Senior Vice President, Senior Commercial Lender

Carolyn S. Thomas, Senior Vice President, Commercial Credit Administration & Loan Servicing

Melissa E. Babineau, Vice President, Cash Management Manager

Pamela J. Bowerman, Vice President, Commercial Lending

Janice Brown, Assistant Vice President, Commercial Loan Administration

Jeffrey Cusack, Vice President, Commercial Credit Department Manager

Jack Day, Regional Vice President, Commercial Lending

Brian Desjardins, Vice President, Commercial Lending

Ethan Gamage, Assistant Vice President, Commercial Portfolio Manager

Talley Estes, Assistant Vice President, Commercial Loan Administration

Richard R. Flagg, Regional Vice President, Commercial Lending

Steven P. Flynn, Vice President, Senior Commercial Credit Analyst

Peter H. Godsoe, Regional Vice President, Commercial Lending

Noel Graydon, Regional Vice President, Commercial Lending

Anita Hamilton, Assistant Vice President, Senior Commercial Credit Analyst

Robert C. Harville, Assistant Vice President, Commercial Lending

Tim Michalak, Vice President, Commercial Lending

Dana Myles, Vice President, Commercial Lending

Ian Pullen, Assistant Vice President, Commercial Lending

Janet S. Ross, Vice President, Special Assets Officer

Todd Schryer, Assistant Vice President, Commercial Appraisal Reviewer

William W. White III, Vice President, Commercial Lending

PERSONAL BANKING

Darci Hamm, Senior Vice President, Retail Banking

Jennifer Bell Corbett, Vice President, Mortgage Sales Manager

Randy Easler, Vice President, Retail Loan Center Manager

Jill French, Assistant Vice President, Customer Care Center Manager

Andrea Osgood, Regional Vice President, Retail Banking

Louis Paquet, Assistant Vice President, Retail Collections Manager

Terry Seavey, Regional Vice President, Retail Banking

Peggy Tilton, Vice President, Retail Regional Operations

Debora Ward, Vice President, Retail Regional Operations

BRANCHES & CONSUMER LENDERS

Lenora “Lennie” H. Burke, Vice President & Market Manager, Maine Street & Cooks Corner, Brunswick & Freeport

Iva A. Carroll, Vice President & Windham Branch Manager

Kristen Charette, Vice President & Fryeburg Branch Manager

Holly M. Chase, Vice President, Personal & Small Business Development

Tina M. Croteau, Vice President, Personal & Small Business Development

Kaleigh Gerity Deering, Vice President & Market Manager, Congress Street & Forest Avenue, Portland

Linette Dehetre, Assistant Vice President & Auburn Branch Manager

Maria Edwards, Vice President & Yarmouth Branch Manager

Michael Scott Grass, Assistant Vice President & Market Manager, Norway & South Paris

Jason P. Fitzgerald, Vice President & Branch Manager, Kennebunk & Saco

Kyle W. Hodgkins, Vice President & Exchange Street, Portland Branch Manager

Karry R. Kane, Assistant Vice President & Topsham Branch Manager

Kathryn A. Letourneau, Vice President Retail & Indirect Lending Officer

Sherrie L. Maietta, Assistant Vice President & South Portland Branch Manager

Mary Metcalf, Vice President, Personal & Small Business Development

Erin L. Nelson, Assistant Vice President & Market Manager, Bridgton & Naples

William J. Onorato, Vice President & Scarborough Branch Manager

Christine C. Peterson, Vice President & Falmouth Branch Manager

Gerald Scott Smith, Vice President & Bethel Branch Manager

Kelly J. Sturmer, Assistant Vice President & Market Manager, Gorham & Standish

ASSET MANAGEMENT GROUP

Jennifer C. Schumacher, Senior Vice President, Senior Trust Officer

Brian J. Bernier, Vice President, Investment Officer

Kurt C. Garascia, Vice President, Investment Officer

Mary Leavitt, Vice President, Senior Trust Officer

Brittany L. Robidoux, Assistant Vice President, Trust Officer

FINANCE & FACILITIES

Brian Shibles, Executive Vice President & Treasurer

Charles Williams, Vice President, Finance & Accounting

Sharon E. Breytenbach, Assistant Vice President, Accounting

Michael Noble, Vice President, Facilities & Purchasing

OFFICERS

TOPSHAM BRANCHTopsham Branch opens at 47 Topsham Fair Mall Road (originally with Coastal Bank).

FREEPORT BRANCHFreeport Branch opens at 8 Mallett Drive (originally with Coastal Bank).

BRAND UPDATEBank’s logo is redesigned, and a version of the “N” icon we know today is introduced.

BEST MAINE BANK AWARDBank is deemed “Best Maine Bank” by Money Magazine

1985 1986 1990 1995

8

WINDHAM BRANCHWindham Branch opens.

1988

HUMAN RESOURCES

Richelle Wallace, Senior Vice President, Human Resources

Tricia L. Brooks, Assistant Vice President, Human Resource Operations

Mary Hewett, Vice President, Employee Development & Training Manager

Amy Marshall, Assistant Vice President, Senior Employee Development Specialist

Brian Robinson, Vice President, Employee Relations & Recruiting Manager

MARKETING

Karen Hakala, Senior Vice President, Marketing

RISK MANAGEMENT & OPERATIONS

Steven Whitney, Executive Vice President, Risk Management, Deposit Operations & IT

Bobbie-Jo Chase, Assistant Vice President, Deposit Operations

Janice de Lima, Assistant Vice President, CRA Officer

Rhonda Ferrara, Vice President, Compliance Officer

Vicky Libby, Vice President, Loan Servicing

Christine McMann, Assistant Vice President, Senior Operational Support Applications Analyst

Debra McPhail, Vice President, Deposit Operations

Nancy Stroud, Assistant Vice President, BSA Program Analyst

Barry Towle, Vice President, Security Officer

Tavia Wirths, Vice President, Internal Audit Manager

INFORMATION TECHNOLOGY

Ann Brett, Senior Vice President, Chief Technology Officer

Ray Charest, Vice President, IT Network Manager & Administrator

Brenda Moore, Vice President, IT Mainframe Manager

MUTUAL HOLDINGCOMPANYBank forms a Mutual Holding Company to further protect depositor ownership.

PORTLAND BRANCHPortland Branch opens at 120 Exchange Street (originally with Coastal Bank)

MAINE CASH ACCESSSM ATMBank joins 11 other Maine community banks to give customers additional access to surcharge-free ATMs throughout the state.

BETHEL BRANCHBethel Branch opens at One Parkway.

1996 1997 1997 1999

Construction preparation in 1978

9

BRAND UPDATEBank logo is redesigned with new tagline, Specializing in Maine Banking.

1999

MANAGEMENTSENIOR

PRESIDENT HARMONRobert Harmon becomes the Bank’s fifteenth president.

ECONOMIC DEVELOPMENT AWARDBank wins Outstanding Contribution to Economic Development from Southern Maine Economic Development District.

PORTLAND BRANCHPortland Branch at 1200 Congress Street opens (originally with Coastal Bank).

COASTAL BANK MERGERBank merges with Coastal Bank, creating the fourth largest Maine-based bank.

SOUTH PORTLAND BRANCHSouth Portland Branch opens at 207 Waterman Drive.

20022000 2000 2000 2001

PATRICIA WEIGEL President & Chief Executive OfficerPat joined Norway Savings in 2001 and has worked in the banking industry for more than 25 years. She is active in the community and serves on the boards of Norway Savings Bank and Western Maine Health. Pat also serves as a board member of the Maine Winter Sports Center and is a member of the Professional Development Council of the American

Bankers Association (ABA). Pat is also a member of the Executive Committee of the Maine Bankers Association. She is a graduate of Denison University.

ANN BRETT Senior Vice President, Chief Technology OfficerAnn joined Norway Savings in 1983 and has been a member of the IT department since 1986. In 2005, she became the Network Administrator and in 2012 was promoted to her current position, where she is responsible for the overall management of Information Technology and Information Security. Ann holds an Associate’s degree in Business

Administration, is a graduate of the New England School for Financial Studies, and graduated with honors from the National School of Banking, ABA Stonier Program in 2012.

BRIAN SHIBLES Executive Vice President & TreasurerBrian began his career with Norway Savings in 2002, was promoted to Chief Financial Officer in 2006, and was elected Treasurer in 2013. In addition to overseeing the Bank’s financial accounting, budget and investments, he is involved in many of the Bank’s strategic initiatives, including asset and liability management, new product development and

facilities-related initiatives. In 2008, Brian graduated from the National School of Banking at Fairfield University as class valedictorian.

KAREN HAKALA Senior Vice President, Marketing Karen joined Norway Savings in 1997. She oversees the Bank’s marketing functions and plays an integral role in the Bank’s strategic initiatives, including product development, technology implementation, brand development, and the design and branding of new branches. Karen has a Bachelor of Science degree in Leadership & Organizational Studies

from the University of Southern Maine. She is also a graduate of the American Bankers Association’s School of Bank Marketing and holds a Certified Financial Marketing Professional (CFMP) designation.

STEVEN WHITNEYExecutive Vice President, Risk Management, Deposit Operations & Information TechnologySteven began his career with Norway Savings in 2006 and has been instrumental in the Bank’s risk management process. He plays an important role in many of the Bank’s strategic initiatives and recently took on responsibility for the Deposit Operations and IT departments. Steve currently serves on

the NEACH (New England ACH) Board of Directors. Steve earned both a Bachelor of Science with Honors in Management and an MBA from Northeastern University. He is also a graduate of the Executive Program at MIT and the Federal Reserve System Leadership Institute at Northwestern University.

DARCI HAMM Senior Vice President, Retail BankingDarci has worked in the banking industry for over 20 years and began her career with Norway Savings Bank in 1999. As Senior Vice President & Retail Banking Officer, Darci oversees all retail banking functions, including branch administration, customer care, retail lending, and asset quality. Darci holds a Bachelor of Science degree in Business Administration,

graduating from the University of Maine and the New England School of Banking. Darci serves on the boards of Norway Downtown and Oxford SACC.

10

BRAND UPDATEBank logo is redesigned.

GORHAM BRANCHGorham Branch opens at 65 Main Street.

2005 2005

ASSET MANAGEMENT GROUP LAUNCHESLisa Rideout and her team launch the AMG, offering investment management and trust services.

SCARBOROUGH BRANCHScarborough branch opens at 158 US Route One.

2003 2003

JENNIFER C. SCHUMACHERSenior Vice President, Senior Trust OfficerJennifer joined Norway Savings in 2005 and has been working with trust and investment management clients for 25 years. Her area of expertise includes estate and financial planning for individuals and nonprofits. Jennifer graduated from the University of Maine with a Bachelor of Science in Marketing. She attended Cannon Financial Institute, graduating from the Personal Trust

Program in 1996 and Personal Trust Graduate Program in 2008. She earned her designation as a Certified Trust and Financial Advisor (CTFA) in 1997. Jennifer serves on the Board of Trustees for Seventy-Five State Street as well as the finance committee. She is also a member of the Maine Estate Planning Council.

DANIEL WALSH Senior Vice President, Senior Commercial LenderDan has nearly 30 years of banking experience, joining Norway Savings in 1997 as a Vice President & Commercial Lender. As Senior Vice President & Senior Commercial Lender, Dan oversees all commercial banking functions, including business development, asset quality, and portfolio management. Dan earned a Bachelor of Science in Finance

from Salem State University and an MBA from Southern New Hampshire University. He also attended the American Bankers Association National Graduate School of Banking, where he distinguished himself as valedictorian.

CAROLYN THOMAS Senior Vice President, Commercial Credit Administration & Loan ServicingCarolyn has worked in the banking industry for 30 years. She began her career with Norway Savings in 1999 and is responsible for administering the Bank’s commercial loan policies and procedures, commercial credit underwriting, commercial loan administration, commercial compliance,

special assets, and the Bank’s Loan Operations department. Carolyn has a Bachelor of Arts degree in Mathematics and Economics.

RICHELLE WALLACE Senior Vice President, Human Resources Richelle joined Norway Savings in 2005 and has over 30 years of progressive human resources, business operations, and leadership experience. She aligns talent initiatives with the Bank’s mission, vision, and strategic direction. Richelle has a Master’s Degree in Human Resources Development and a Bachelor’s Degree in Business Administration. She is an honors graduate of the Graduate School of Banking at

Colorado. Richelle is certified as a Senior Professional in Human Resources (SPHR) and a Senior Certified Professional (SHRM-SCP). She is currently appointed by the Governor to serve on the Maine Worker’s Compensation Board.

Lisa (below right) joined Norway Savings in 2003 to create the Asset Management Group, a full-service Trust and Investment Department. Under her leadership the AMG has grown to over $200 million in managed assets, and is a profitable line of business for the Bank. The AMG team, now led by Jennifer Schumacher (below, seated, center), will continue to offer their unique brand of personalized services to individuals, trusts, and nonprofits in our communities.

LISA RIDEOUT RETIRES IN 2016 FROM AMG

CONGRATULATIONS TO LISA ON HER RETIREMENT!

11

STANDISH BRANCHStandish Branch opens at 88 Ossipee Trail East.

2007

Fryeburg

Bridgton

Bethel

Norway South Paris

Auburn

Topsham

Cooks CornerBrunswickGray

Freeport

Yarmouth

Falmouth

Portland: Exchange Street, Congress Street, and Forest Avenue

South PortlandScarborough

Saco

Gorham

Naples

Standish

Windham

LOCATIONSBRANCH

BEST PLACES TO WORKBank is recognized by the Society for Human Resource Management’s Maine State Council.

OPERATIONS CENTEROperations Center opens on Main Street in Norway to accommodate the expanding team.

COLORFUL SOLUTIONSBank launches Colorful Solutions Campaign, using color to express the energy and spirit of the Bank, its people, and its services.

BRAND UPDATEBank logo is refined again to include the Colorful Solutions tagline.

BEST PLACES TO WORKBank is, once again, deemed one of the Best Places to Work in Maine by the Society for Human Resource Management’s Maine State Council.

20082007 20082008 2008

Kennebunk

12

BRUNSWICK

Maine Street

83 Maine Street

Brunswick, ME 04011

(207) 725.5591

FALMOUTH

266 US Route 1

Falmouth, ME 04105

(207) 781.7450

FREEPORT

8 Mallett Drive

Freeport, ME 04032

(207) 865.6141

FRYEBURG

557 Main Street

Fryeburg, ME 04037

(207) 935.2051

GORHAM

65 Main Street

Gorham, ME 04038

(207) 222.1502

AUBURN

31 Court Street

Auburn, ME 04210

(207) 782.2700

BETHEL

One Parkway, Suite 100

Bethel, ME 04217

(207) 824.4989

BRIDGTON

1 Harrison Road

Bridgton, ME 04009

(207) 647.3344

BRUNSWICK

Cooks Corner

14 Gurnet Road

Brunswick, ME 04011

(207) 725.4303

GRAY

1 Libby Hill Road

Gray, ME 04039

(207) 791.2121

KENNEBUNK

68 Portland Road

Kennebunk, ME 04043

(207) 985.4001

NAPLES

621 Roosevelt Trail

Naples, ME 04055

(207) 693.6224

NORWAY

Main Office

261 Main Street

PO Box 347

Norway, ME 04268

(207) 743.7986

PORTLAND

Congress Street

1200 Congress Street

PO Box 8550

Portland, ME 04102

(207) 774.5000

PORTLAND

Exchange Street

120 Exchange Street

Portland, ME 04101

(207) 879.4307

PORTLAND

Forest Avenue

446 Forest Avenue

Portland, ME 04101

(207) 772.0017

SACO

569 Main Street

Saco, ME 04072

(207) 282.6121

SCARBOROUGH

158 US Route 1

PO Box 1599

Scarborough, ME 04070

(207) 885.0742

SOUTH PARIS

7 High Street

South Paris, ME 04281

(207) 743.9771

SOUTH PORTLAND

207 Waterman Drive

South Portland, ME 04106

(207) 741.9100

STANDISH

88 Ossipee Trail East

PO Box 489

Standish, ME 04084

(207) 642.1290

TOPSHAM

47 Topsham Fair Mall Road

Topsham, ME 04086

(207) 725.5950

WINDHAM

10 Franklin Drive

Windham, ME 04062

(207) 892.3339

YARMOUTH

688 US Route 1

Yarmouth, ME 04096

(207) 846.8701

SETH WESCOTTWorld Champion Snow Boarder Seth Wescott becomes spokesperson for the Bank.

YARMOUTH BRANCHYarmouth Branch opens at 688 US Route One.

WELLNESS PROGRAMBank launches the Wellness Program to inspire and reward healthy employees.

SMART ATMSSmart ATMs are introduced, allowing customers to make electronic transactions previously unavailable, such as depositing checks.

2009 2009 2010 2010

13

COMMUNITY PARTNERSHIP AWARDBank wins Community Partnership Award from Strive U.

2010

Senior Vice President David Wyman and President and CEO Peter Montpelier hold up the model of the expansion project of 1986.

KENNEBUNK BRANCHKennebunk Branch opens at 68 Portland Road.

PRESIDENT WEIGELPatricia Weigel becomes the Bank’s 16th, and first female, president.

MOBILE BANKINGBank’s Mobile platform is launched.

ANGELA BANCROFT,DAVE COWENS, + JOSH KENNISON JOIN TEAMBank’s Sports Marketing platform expands with three exceptional athletes.

BEST BANK TO WORK FOR AWARDBank named Best Bank to Work For by American Banker and Best Companies Group.

201320122011 2012 2013

14 David Wyman and Peter Montpelier hold up the model of the expansion project of 1986.

CORPORATORS HONORARY DIRECTORSAllen Bancroft

Richard Gaisford, CPA

Charles F. Gauger, DVM

Francis H. Shorey

In Memoriam

Stuart Cummings

R. Elizabeth Baird

Angela Bancroft

Mark Bancroft

Lance Bean, CPA

Eugene Benner

Rick Bennett

Brenda Birney

Robert Bizier

William Chalmers

Andrew Charles

Timothy Churchill

Peter Connell

David Cowens

C. Bradley Cummings

James Detert

Edward Dilworth III, Esq.

David Dow, Esq.

Rev. John Ellis

Larry E Farmer, OD

MaryEllen FitzGerald

Todd Gauger, DVM

William Goddard

Stuart W. Goodwin, II

Deborah Hammond-Harlow

Gregory Hardy, MD

Suzanne Hardy

Robert A. Harmon, CPA

David E. Hoisington, CPA

Robert Holden

Shirley Huff

Debi Irons

William Johnson

Josh Kennison

Jacqueline Kim

Myung Kim, DMD

David Kumaki, MD

David Longstaff

Peter McAlaney

Jill McGowan

Daniel Meyer

Michael Meyer

Ed Michaud

Nancy Michaud

Shawn Moody

Ted Morton

Tom Morton

Howard Munday

Katy Noonan

Peter W. Oberg

Jay Partridge

John Peters

John Pinto

Jamey Pittman

Gina Poland

Heath Poland

Lloyd Poland

David Preble

Michael Quinn

Donald W. Raye

Lisa Rideout

Brian E. Shibles

Edward Simensky, CPA

Ronald S. Smith, Jr.

Jonathan Spak

William Stockwell

Robert Story, MD

Barbara Traficonte

Freda Truman

Donald E. Ware, MD

Patricia Weigel

Steve Wentworth

Seth Wescott

John Weston

Valerie Weston

Nancy Stowell White

William W. White III

Steve Whitney

John Williams

Wendy Williams

David L. Wyman

Holly Young

AUBURN BRANCHAuburn Branch opens on 31 Court Street.

PORTLAND BRANCHPortland Branch opens at 446 Forest Avenue.

GRAY BRANCHGray Branch opens at 1 Libby Hill Road.

WORK HEALTHY AWARD Bank receives Gold Level Work Healthy Award by Healthy Androscoggin and Healthy Oxford Hills.

NORWAY SAVINGS BANK ARENABank sponsors Auburn ice rink.

2013 2013 2014 2014 2015

BOARD OF DIRECTORSEugene Benner

William Chalmers

David Dow, Esq.

MaryEllen FitzGerald

Robert A. Harmon, CPA, Chairman

David E. Hoisington, CPA, Vice Chairman

John Peters

Edward Simensky, CPA

Patricia Weigel, President & CEO

15

261 MAIN STREET, PO BOX 347, NORWAY, ME 04268 • 1.888.725.2207 • NORWAYSAVINGSBANK.COM

Colorful Solutions by Barbara Traficonte

http://norwaysavingsbank.com/