Post Office Box 108Hanover, Indiana 47243

www.hanover.edu

NONPROFITORGANIZATIONU.S. POSTAGE

PAIDPERMIT NO. 18

A Charitable and Gift Planning Guide of The 1827 Society

• Beverly Halloran Wolffe ’59

• anonymous

• Don Ward ’54

• Dick ’67 and Jill Wood Hall ’68

• Gloria Miles ’53

• Charlie ’69 and Debra McCulloch

• Kim Brant ’91

• Randy A. Nice ’88

• Susan Thompson’68

• Phil Mullins ’72

• Sonja Lamoree Snyder ’71

The 1827 Society welcomes our newest members:

Fall/Winter 2014

Greetings from Hanover College. We hope you are enjoying your fall as much as we have at Hanover. Despite a bit of early snow the season so far has been wonderful. Mother Nature provided us with beautiful foliage, and apparently, we aren’t the only ones who think Hanover is beautiful in the fall. Did you hear that Hanover College ranked 10th among campuses in the nation for having the best fall foliage by the website hercampus.com?

As many of you know, at Homecoming in September we announced that the Live Our Loyalty campaign raised more than $54 million dollars through the generosity of more than 5,000 donors.

In addition to those of you who helped support the campaign, I would be remiss if I didn’t thank and acknowledge the late President John E. and Mrs. Anne Horner, as well as Dick Hall ’67 and Sandy Wilcox ’66 for their efforts that helped the Campaign generate

more than $28 million in planned gifts. From myself and all of Hanover College, our sincerest thanks!

Your gifts not only help to ensure an outstanding liberal arts education is affordable for those who meet our academic standards, it also provides support for student activities, study abroad, competitive outdoor athletic facilities and demonstrates Hanover College’s value around the world.

In this issue of the Legacy Newsletter, I share some year-end gift tips, provide information on charitable gift annuities and sincere appreciation for your support from our students. As always, please do not hesitate to contact me directly or fill out our information card from more information.

Wishing you a Merry Christmas and Happy New Year,

Kevin H. Berry ’90 Director, Gift Planning and Stewardship

You can find updates and great suggestions on our website, as well as free information on:• Estate planning starters and kits• Gift Illustrators — research your own gift

that pays you back• A guide to making your will• Who should inherit your IRA?

hanover.edu/giving/planned

Visit Our Website

For more information about giving to Hanover, please contact Kevin H. Berry ’90, director of gift planning and stewardship Phone: 812.866.6813 Email: berry@hanover.edu 517 Ball Drive P.O. Box 108 Hanover, IN 47243-0108

Year end remindersThe Perfect Gift for 2014: • Now is the prime time to donate appreciated property Do you have property that you have owned for more than

a year that is now worth more than what you paid for it? If you sell that property, you’ll owe capital gains tax on the appreciation. Instead, consider making a charitable gift of the appreciated property to avoid those costly taxes.

• Don’t let your gift be late All gifts to Hanover College must be completed on or

before Dec. 31 to qualify for an income tax deduction this year. Visit hanover.edu/give to give online.

• Watch for year-end legislation

Emma Hill Endowment for International StudiesThe late Professor Emerita of Spanish Emma Hill traveled extensively in her professional career at Hanover College, directing off-campus courses during May Term, and using her summers and sabbatical leaves for travel and study. She traveled around the world once, to South America twice, to Europe six times and to Mexico 20 times. Hill once said that her travels were always with the thought of bringing back something to share with students. By making a gift to Hanover College through her estate, she still shares her love of travel with current students through the Emma Hill Endowment for International Studies.

Contact Kevin H. Berry ’90 at 812.866.6813, or berry@hanover.edu, to learn how you can impact the lives of future Hanover students through an estate gift.

Professor Emerita of Spanish Emma Hill

For example:

ASSUMPTIONS:

Annuitant: 75

Cash Donated: $10,000.00

Payout Rate from CGA 2012 Table: 5.8%

BENEFITS:

Charitable Deduction $4,502.80

Annual Annuity $580.00

Tax-free Portion $443.12

Ordinary Income $136.88

After 12.4 years, the entire annuity becomes ordinary income.

Basic Gift Illustrations IRS Discount Rate is 2.2%

Give the gift that pays you back for your lifetime while leaving a legacy for Hanover College:The Charitable Gift Annuity (CGA)

Be a part of Hanover’s legacy by joining today. hanover.edu/giving

For more information about The 1827 Society, please contact Kevin H. Berry ’90, director of gift planning and stewardship Phone: 812.866.6813 Email: berry@hanover.edu 517 Ball Drive P.O. Box 108 Hanover, IN 47243-0108

Age Single -Life Two-Lives

60 4.4% 3.9%

65 4.7% 4.2%

70 5.1% 4.6%

75 5.8% 5%

80 6.8% 5.7%

85 7.8% 6.7%

90+ 9% 8.2%

Note: The above rates are for ages at the nearest birthday. These rates are for illustration purposes only. Please contact us directly for an illustration based on your specific qualifications.

Dear Class of ’53, I cannot thank you enough for the scholarship. Right now, I am in Philadelphia pursuing an internship in editing/publishing, and I am experiencing all kinds of fantastic events, meeting all kinds of lovely people and exploring so many different historical landmarks. This would not be possible without your help, so again, I cannot thank you enough!

Sincerely, Jacob Bedel

Dear Class of ’54, I am a junior this year, from Greendale, Ind., majoring in sociology with minors in philosophy and psychology. I am also the founder and president of the community outreach program Adopt-a-Grandparent, as well as a member of Kappa Alpha Theta. My other campus activities include serving as a Student Senate representative and participating in LINK (Love is Needed by Kids). I plan to work as a social worker in a state prison. Thank you for contributing to my success.

Sincerely, Lauren Harrison

Dear Class of ’55, I would like to thank you all once again for this wonderful scholarship. Your contributions are helping me graduate debt free. In my junior year at Hanover I now work for Professor of Mathematies Yefim Katsov as a teacher’s assistant. I also serve as a tutor for the general physics class.

Currently, I am working on a physics paper with one of my faculty advisors Associate Professor of Physics Leonidas Pantelidis. We hope to have this paper sent out to several physics journals by the end of next month. I am still a mathematics and physics major, and I still plan to pursue a doctorate in theoretical physics after graduating from Hanover.

This coming summer, I plan to do an REU (research experience for undergraduates) at a university with a program in high energy theoretical physics. I also plan to take the GREs and begin my preparations for graduate school. Once again thank you all so much for your contributions to my future.

Sincerely, Alec Hamaker

There are two ways to see your personal rates of return and how a CGA would work for you:

Visit hanover.edu/giving/planned and choose the illustrator or contact Kevin Berry ’90 berry@hanover.edu 812.866.6813

Dear Class of ’56, I am overjoyed to receive the Class of ’56 travel scholarship. This scholarship will allow me to take a course abroad to explore a real life Mexican city. As a Spanish major, it is important for me to learn about the Mexican culture, as well as bridge the cultural gap between the U.S. and other countries. It's a blessing to receive funding so that I will have the opportunity to make connections and become more globally knowledgeable!

Sincerely, Kay Branham

Dear Class of ’57, I would like to thank you for helping to make my experience at Hanover possible. In the past year, my studies have given me many unique opportunities such as working in a cadaver lab. These are experiences I know will benefit me greatly in pursuing graduate school. Hanover is a wonderful place to study, and thank you again for making it possible.

Sincerely, Erik Mann

Dear Class of ’68, It is my continued honor to attend Hanover College with the help of your scholarship. Since last year, I have declared my philosophy major, been re-elected as vice president of the Ballroom Dance Association, elected secretary and Student Senate representative of the Pep Band, and elected by the Student Senate to serve as an IRB (Internal Review Board) student representative. Combining everything is a lot of responsibility, but I am always able to find enjoyment at Hanover.

Sincerely, Gary Biever

Establish your own scholarshipYou can help recognize quality students and help make their academic dreams a reality by establishing your own scholarship at Hanover College.

The minimum amount to endow a scholarship is $25,000 (or $5,000/yr for 5 years.) We are happy to work with you to provide creative funding options, including class scholarships, multi-year pledges, bequest designations, gifts of real estate, and many other options you may not have realized were possible. Please feel free to contact us or ask for more information on our enclosed reply card if you have any questions.

Memorial Wall and GardenIn 1995, members of the class of 1967 conceived the idea of a memorial wall located on Hanover’s campus, envisioning a place that would memorialize the names of Hanover friends and alumni. They sought a special area to honor classmates and friends in an enduring way and to enhance the College’s beauty. The result was the Memorial Wall and Garden, located near the president’s home. A low limestone wall stretches from the entrance to the Daryl R. Karns Natural History Trails, halfway to Hendricks Hall. Next to the wall is a garden area with benches that encircles the historic Baldridge Columns, the original entrance gate to the College.

You can have the name of a Hanover alumnus/a or friend engraved on the wall for a gift of $500, which provides for the engraving as well as maintenance of the garden and wall area.

For more information on how to have the name of a friend or loved one added to the wall, call Kevin H. Berry ’90 at 812.866.6813, email him at berry@hanover.edu or check the appropriate box on the enclosed reply card, and Kevin will contact you.

As in all Legacy Newsletters, we offer the opportunity for you to request more information on this issue’s topic or to let us know if you have made plans for an estate or legacy gift to Hanover College.

Please send me more information about:

The 1827 Society

Memorializing a loved one on the Hanover memorial wall

Information on creating a will

Information about a Charitable Gift Annuity (CGA)

Information on establishing a scholarship at Hanover College

Name

Address

City, State, Zip

Telephone

E-mail

(please print)

__ a bequest in my will

__ a life insurance policy provision

__ a provision in my Revocable Living Trust

__ beneficiary of my retirement account

__ other:

Please fold to display business address and tape to seal

I have included Hanover in my estate plans and qualify for membership inThe 1827 Society.

I have made a planned gift in the form of:

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