Embedding Sustainability into the DNA of YES BANK · Embedding Sustainability into the DNA of YES...
Transcript of Embedding Sustainability into the DNA of YES BANK · Embedding Sustainability into the DNA of YES...
Embedding Sustainability into the DNA of
YES BANK
Namita Vikas Group President & Global Head Climate Strategy & Responsible Banking
YES BANK - Outcome of Professional Entrepreneurship of Mr Rana Kapoor the
Founder, Managing Director & CEO and highly competent top management
team
Emerged as a Full Service Commercial Bank - 4th Largest* Private Sector bank
Highest Standards of Governance & Management Framework
Recently closed India’s largest QIP by raising USD 750 million
* as on March 31st 2017
Focus on Service Excellence, Positivity & Growth
Empowering business through Professional Entrepreneurship
YES BANK The journey so far..
Vision
India’s Finest Quality Big Bank by 2020
To provide a consistent superior banking experience to all its customers
To be a long term partner with all stakeholders particularly customers by
creating & sharing value
To be a solid and trusted financial trust mark led by an exceptional top/senior
management team
To build the “Professional’s Bank of India”
Focus on Service Excellence, Positivity & Growth
Empowering business through Professional Entrepreneurship
YES BANK The journey so far..
4
1,800 ATMs
20,125 employees
1,000 Branches
Balance Sheet USD 30.8 billion
Deposit base
USD 22 billion
Advances USD 20.4
billion
$ $
Empowering business through Professional Entrepreneurship
YES BANK The journey so far..
All figures as on March 31st 2017
Investment opportunities
Energy Efficiency
USD 600 billion annual requirement over the next 20
years
Green building construction
Additional investment of USD 296 billion per year
Renewable Energy
Investment opportunity of USD 900 billion between
2016 and 2030
Green Bonds
Issuance will reach a record high and could rise to USD
206 billion in 2017
USD 90 trillion by 2030
SD
Gs
USD 23 trillion for developing countries*
ND
Cs
* based on the national climate-change commitments and underlying policies of 21 emerging-market economies
Global Finance Opportunities
India’s NDCs
Achieve 40% Cumulative electric power installed capacity from renewable energy sources by 2030
Reducing emission intensity of its GDP by 33-35% from 2005 levels by 2030
Creating carbon sink of 2.5 - 3 billion tonnes of CO2 by additional forest cover
Estimates suggest USD 2.5 trillion will be required till 2030
Financial Inclusion to 100 million families
Livelihoods for extra 10 million jobseekers each year
Supply of clean water and energy to 1.3 billion inhabitants
Clean energy target of 175 GW
India’s Development Priorities
India
Climate Finance Scenario
RESPONSIBLE BANKING
Vision To be the benchmark Financial Institution for Inclusivity
and Sustainability
Mission Link CSR and sustainable development with stakeholder value creation through innovative business solutions and
services and weave sustainability principles into YES BANK’s core
business strategy and processes
Outcome Deliver internal & external measurable positive socio-
environmental impact Enhance YES BANK’s influence in CSR and sustainability
space
Sustainable Development at YES BANK
POSITIVE IMPACT CSR
Livelihood & Water Security Environment sustainability Skills Development &
Entrepreneurship Promoting arts & culture Media for social change YES COMMUNITY
POLICY ADVOCACY THROUGH THOUGHT LEADERSHIP
Knowledge Reports – Climate Finance, Water, Renewable Energy, Energy Efficiency
Thought leadership at UNEP-FI, UN, RE-INVEST
Policy advocacy within financial sector
FACILITATING SUSTAINABLE FINANCE
Mainstreaming green products and practices
Innovative financing Environment and social risks
management
TRANSPARENCY & ACCOUNTABILITY
Triple Bottom Line reporting Environmental, Social &
Governance (ESG) disclosures GHG accounting Environment Management Systems Natural Capital
Facilitating Sustainable
Finance
Positive Impact CSR
Policy Advocacy through Thought
Leadership
Transparency & Accountability
Innovating Pathways to Sustainable Development
Responsible Banking A 360○ Framework
Green Bonds Credit Enhancement Regular Financing to Sustainability
Inn
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an
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s fo
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f g
reen
fin
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YES BANK pioneered India’s 1st
Green bond in 2015
India’s 1st rated, listed and secured
credit enhanced bond in the solar
power sector underwritten by
YES BANK
YES BANK is the 1st bank to partner with
SIDBI under the World Bank
initiative and Bureau of Energy
Efficiency
Blended Finance
YES BANK is undertaking a pilot
project in transformational blended finance
Innovation through Technology
YES BANK has used technology
and innovation, as mission critical
pillars, to offer a superior banking
experience
With a 75% guarantee from SIDBI the loan amount ranges from USD 0.015 million to
USD 2.2 million.
Market Creator versus Market Follower
360○ Framework Facilitating Sustainable Finance
Partnerships Product Development Policies
E-mobility Circular Economy Water Efficiency Energy Efficiency
BLUE BONDS
Biodiversity Fund
Climate Stress Testing of Bank’s Portfolio
Embedding natural capital externalities
The way forward for YES BANK in Sustainable Finance
360○ Framework Facilitating Sustainable Finance
Str
etc
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he C
SR
do
llar
Access to Safe & Clean drinking water
• One of its kind PPP model using world patent technology
• Touched close to over 50 million lives
Say YES! to Sustainable MSMEs in India
• First-of-its-kind MSME CSR project
• Benefited 10,425 workers and 2,229 MSMEs during
FY 2016-17
YES! i am the Change
• Worlds largest Social Filmmaking Movement
• Response of over 1.3 million participants and over 29,500 films
YES COMMUNITY
• Innovative branch-led community engagement and impact model
• Over 2 million lives impacted
360○ Framework Positive Impact CSR
To measure and account social impact created through CSR projects, YBL has formulated a Social Return on Investment (SROI) framework
~USD 434,000
saved by
MSMEs through
YES BANK’s
energy
efficiency CSR
interventions*
~USD 2.6
million saved by
MSMEs through
YES BANK’s
OHS
interventions*
5,181 hazardous
incidents and
health issues
have been
avoided*
4.03 working
days saved for
each employee,
annually by
increasing
operational
efficiency and
productivity*
98.6% of the
benefitted
MSME units are
satisfied with
YES BANK’s
CSR
intervention**
*Calculated and extrapolated figures from stakeholder response **Based on stakeholder response Conversion Rate used – USD 1 = INR 64.49
SROI = Social Impact Value - Initial Investment
Initial Investment
360○ Framework Positive Impact CSR In-house Pilot SROI study
Pro
mo
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g k
no
wle
dg
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ran
sfer
an
d p
art
ners
hip
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Platforms Policy Knowledge Reports
G20 GFSG’s global practices review on environment & social risks analysis by FIs
SDG Industry Matrix published by UNGC and KPMG
Report prepared by Climate Change support team of UN Secretary-General on the progress made since 2014 Climate Summit
YES BANK has organized conclaves with organizations and financial institutions to promote Sustainability
YES BANK has forged strong ties with national and global thought leaders, multi-laterals, and governments
YES BANK worked with regulators and think tanks on policy advocacy
360○ Framework Policy Advocacy through Thought Leadership
En
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tra
nsp
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d a
cco
un
tab
ilit
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Environment Management Policy & Systems
ESG Disclosure Triple Bottom Line reporting
YES BANK is the 1st Indian Bank to be ISO 14001:2015 certified
YES BANK is the 1st Indian commercial bank to release a Sustainability Report on GRI G4 platform
Indian banking signatory to CDP Indian bank to be listed on CDP’s Carbon Disclosure Leadership
Index (CDLI) for five consecutive years Indian banking signatory to Natural Capital Finance Alliance 1
st 447 locations across India certified 1st bank in the world to migrate to
ISO 14000: 2015 standard Environment Management Policy
released in 2012 Target - carbon emissions intensity
reduction by 10% annually
1st and only Indian bank to be listed on the DJSI - Emerging Markets 2015 & 2016
AAA rating on MSCI ESG Ratings 2016
YES BANK has been leading in reporting on disclosures
360○ Framework Transparency and Accountability
1st Indian Banking sector
signatory to UN Global Compact
1st Indian Signatory in
banking sector to the CDP
1st Indian Signatory in
banking sector to UNEP FI
1st Indian Signatory to the
NCFA
1st Indian Bank to receive ISO
14001:2015 certification
Launched India’s 1st Green Bonds
YES BANK FIRSTS
1st Indian Bank to release externally assured GRI G4 ‘Comprehensive’ Sustainability
Report
1st & Only Indian Bank to be listed in
DJSI Emerging Markets Index for 2 consecutive years
Mainstreaming Sustainability amongst Stakeholders