Embedded Prepaid Card Enrollments

Enroll your customers into open-loop prepaid cards right from within your own website

(c) Plastyc, Inc. 20102

Payment-challenged visitors

• Loosing potential customers?– Who have no payment card– Who are not willing to provide their

main payment card

Unable to get them paid efficiently?– They have no checking account– PayPal not suitable (e.g. for tax refunds)

(c) Plastyc, Inc. 20103

Payment-enabling visitors on the spot

• Give visitors the option to sign up for a Visa prepaid card– Free– 5’– You receive the number for the new card

(either card number or ACH number)

(c) Plastyc, Inc. 20104

Who can benefit?

• Tax preparers– Let your customers receive their refunds faster, and avoid check

cashing fees

• Merchants offering store credits (used cars, appliances…)– Set up a convenient way for employed customers to pay you in

installments

• Subscription websites– Capture more visitors by

offering them a way to pay

(c) Plastyc, Inc. 20105

Web Service API

• SOAP / XML• Over https• Enrollment front-end at fixed IP address

(c) Plastyc, Inc. 20106

Method & Parameters

Enrollment Partner ID

Card Sub-Program ID

Card Graphics ID

First Name

Last Name

Birthdate

Social Security Number

Gender

Zip

State

City

Address

Phone

EMail

Response Code

Response Description

Cardholder ID

DDA routing number

DDA account number

CardholderEnrollment Method

CardholderEnrollment Response

(c) Plastyc, Inc. 20107

Validations

• Zip / City consistency• Address not a PO Box• Email address in authorized top-level

domains• SSN syntax valid• Phone format valid• Name + birth date + SSN match

(Experian database)• OFAC-check negative

(c) Plastyc, Inc. 20108

Steps

1- Capture user’s data and send to Plastyc

2- Validate enrollment data and create new cardholder

6- ActivateCard

7- Load funds post-activation

3- Confirm account number

8. Payments

5- Load funds pre-activation

4- Issue and ship card

(c) Plastyc, Inc. 20109

Timeline

1- Enroll user 2- Validate

6- Activate

7- Load funds post-activation

3- Confirm

5- Load funds pre-activation

<1’

up to user

5-7 days

<5’

a few hrs

a few hrs(for MoneyPak cash loads)

ACH loads into the card can be initiated immediately.

Cash loaded prior to card activation can be available to the enrollment site within a few hours.

4- Issue & ship

Contact: justin.surman@plastyc.comto obtain test account parameters

Download API Specification:

http://www.plastyc.com/docs/Plastyc_Webservices_API_April10.pdf