Elite Feb/Mar 2013 Edition

Exclusively £i,ooo,ooo and Over

E l i t eExclusively £i,ooo,ooo and Over

The Luxury Property Magazine

February ~ March 2013

For further information please contact Jimi Epps on 020 8418 1894 or email [email protected]

Would You Like Your Business

to be Part of Our Elite Magazine?

33,500 magazines printed with 8,500 Elite Magazines published and distributed to properties in excess of £1,000,000.

E l i t e

www.lawlors.co.uk

Our team could barely contain their excitement when the new look Elite Magazine was unveiled. In our first edition for 2013 our refreshed brand image and new look magazine sets

us apart from the crowd. The top end of the market has certainly seen the first signs of recovery and as you will see from the enclosed pages there are a significant number of homes in excess

of £1,000,000 and indeed in excess of £2,000,000 which have actually been sold in the last quarter of 2012 and buyers have moved in already.

We have stripped out all the padding from our magazine and taken control of all marketing ourselves to

ensure that each property is given the best profile within our publication. Our associated advertisers are all in

well-respected property-related businesses and it is our aim to bring a wide variety of property and finance-

related articles to our prospective clients and database. To be successful at this end of the market requires

considerable history and knowledge of the area as well as progressive thinking and we hope that within the

pages of our Elite Magazine we have proved we are the best people to buy and sell your home through.

James LawlorFNAEADirector


Elite Homes-Text-FebMar13-repro.indd 1 04/02/2013 14:26

CONTENTS3 SIGN OF THE TIMES

Th e launch of a brand new image for Lawlors Elite Homes.

4 TIPPING POINT FOR THE TOP END?With a heavy dose of perseverance we can push this market on.

6-65 LAWLORS ELITEA selection of the fi nest homes currently available in your area.

16-17 THE OAK-TREE GROUP OF SCHOOLS In conversation with Headmistress Kaye Lovejoy of Coopersale Hall School.

24-25 CLEARRelaxed planning legislation?

26-31 NEW DEVELOPMENTSLawlors are delighted to be working alongside developers in our local area.

32-33 ATTWATERS JAMESON HILL SOLICITORSShould you help your children buy a home?

48-49 FOSKETT MARR GADSBY & HEAD LLPLasting powers of attorney.

67-71 LAWLORS ELITE LETTINGSA selection of the fi nest homes to let currently available in your area.

Elite Homes, Upper Floor, 165 High Road, Loughton, IG10 4LF Sales: 020 8418 1890 [email protected]

© Leycol Publishing 2013. All rights reserved. Reproduction is forbidden except by express permission of the Publishers. Leycol Printers Ltd/Leycol Publishing5 Hancock Road London E3 3DA Tel: 020 8880 6000. For all publishing and print sales enquiries please contact Elizabeth Baxendale on 07715 496 853

or [email protected]. For all advertising sales enquiries please contact Jimi Epps on [email protected] or call 020 8418 1894.

www.lawlors.co.uk

E L I T EEXCLUSIVELY £I,OOO,OOO AND OVER

INHOUSEFEBRUARY | MARCH 2013

ININININHOUSEHOUSEHOUSEHOUSEHOUSEHOUSEFEBRUARY | MARCH 2013

CLEVER MARKETING | SMART SELLING | SMOOTH LETTING

THE MOST SUCCESSFUL PROPERTY MAGAZINE IN YOUR AREAFeaturing properties in Chigwell, Loughton, Buckhurst Hill, Woodford Green,

Epping, Theydon Bois, Abridge and surrounding areas

For properties under £1m pick up the Lawlors INHOUSE Magazine.

FRONT COVERBirch Hall Farm(see page 6).A stunning example of a bespoke entertainment room, captured by our own professional photographer.

EPC RATINGS An EPC Rating gives a property an Energy Effi ciency Rating from A (most effi cient) to G (least effi cient) and it is valid for 10 years. Lawlors have included the accurate EPC Rating for all properties featured.


To celebrate the start of a brand new year we are pleased to announce the launch of a brand new image for Lawlors Elite Homes.

It is vitally important for any business to keep pace with change and the recent demise of so many well-established companies over recent months illustrates the need to be ‘one step ahead of the competition’.

Over the 24 years we have been trading we have constantly updated, not only our image, but our business practices to ensure that we are totally in tune with our clients and current market trends. Our new fresh boards with their easily identifiable and distinctive logo will set every property that displays one apart from the crowd.

Our new look ELITE & INHOUSE Magazines, together with our amazing professionally printed property details complete the suite of changes that will keep our organisation at the top of our game.

We predict that 2013 will be significantly different from the previous difficult years and we are already experiencing a surge of new instructions onto the market. Many of our potential clients who had put their moving plans on hold are now

taking advantage of a fresh wave of interest encouraged by mortgage funds becoming more easily available. The prospects for recovery look promising.

We are quietly confident that with our new image and our determination to succeed 2013 will prove to be a record year!



Sign of the Times


Tipping Point for the Top End?

We are sure that you will forgive us for taking a moment to reflect upon our successes last year and although we are proud of our achievements it is important we demonstrate to the general public that the top end of the market is moving. In the final months of 2012 it became evident that many of the transactions that had stalled in the previous year, through lack

of confidence, were slowly but surely coming together in a windfall of sales which completed throughout December and January. Please see our compilation opposite. An in-depth discussion of market conditions is available upon

consultation with one of our team. The evidence is there and we have proved categorically that with diligence, good marketing and a heavy dose of perseverance we can push this market on.

It may be too soon to suggest that prices are on the rise as recent transactions have completed after lengthy negotiations. However demand for all the usual prime locations within Chigwell, Loughton, Woodford and the surrounding areas has never gone away although the

practicalities of affordability and available finance have taken their toll on some of the prices. Stability is the key and it is now far easier than before to estimate an accurate value for a property, as indeed we have been particularly successful in doing. We also have the evidence to back-up our valuations which is vital for any marketing campaign. Another positive sign is the number of new developments which have started to

spring up around the area, having been previously moth-balled. This, coupled with a fresh influx of buyers and investors contacting us to seek guidance on other ventures, fills us with optimism for the new projects we shall be handling in the future.

Gerard Houlihan, Heidi Foster and I form part of an extremely complementary team dealing with almost every combination of property-related issues that may arise. We look forward to the challenges of 2013 and feel that we are at the start of yet another exciting new era.

James LawlorFNAEADirector

Heidi FosterElite Homes Consultant

Gerard HoulihanMNAEAAssociate Director



A selection of Successful Elite Homes Completions throughout 2012

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Sold

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Sold

Sold

Sold

Sold

Sold Sold Sold

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Elite Homes 020 8418 1890 www.lawlors.co.ukwww.facebook.com/lawlorselite www.twitter.com/lawlorselite

Birch Hall Farm, Theydon Bois

£4,250,000 This exceptional property occupies a mature plot of

approximately 4 acres with commanding views of the

surrounding countryside and the adjacent deer sanctuary.

The property boasts spacious accommodation in the main

residence with bespoke kitchen/breakfast room, utility room,

cloakroom, four receptions, four bedroom suites and indoor pool

with changing facilities, gym and games room. There is also

a separate annex with planning permission, a self-contained

office and spacious garaging with accommodation over.

EPC - C


8


9


Brook Way, Chigwell

£1,200,000Sole Agency

A spacious five bedroom family home in an excellent location,

close to Chigwell’s Central Line station, sought-after schools,

shops and amenities.

The ground floor has a large hallway, three reception rooms,

two of which have Oak flooring, a good sized kitchen/breakfast

room, utility room and a cloakroom. The first floor has

five bedrooms, family bathroom with the master bedroom having a dressing room and an en suite,

the second bedroom also has an en suite. The rear garden

is landscaped and beautifully maintained and to the front has

a block paved carriage drive with parking for several cars and an

integral garage.

EPC - D


10


Manor Road, Loughton

£1,200,000 Sole Agency

The property, which is offered chain free, can

only be fully appreciated by an internal viewing.

Property benefits include: imposing communal entrance

hall, luxury fitted kitchen, conservatory, drawing room,

dining room, master bedroom with en suite bathroom, further double bedroom, shower room,

double garage with electric up and over door, private garden

with summer house in addition to approximately 8 acres

of communal grounds with pool.

EPC - E


12


13


Hillcrest Road, Loughton


An exceptionally well presented property with

spacious accommodation arranged over three floors

located on the southern side of Loughton.

The property is ideally located for Oakland’s School, the

Central Line and local shopping. Property benefits include:

kitchen/breakfast room, utility room, cloakroom, double aspect

sitting room, dining room, master bedroom suite

with dressing room and bathroom, four further

bedrooms with en suite to bedroom two and family

bathroom.


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15


Church Lane Abridge

£3,750,000An impressive newly

constructed country family residence situated in this

semi-rural location. The property stands in

approximately 3 acres of grounds and benefits from

panoramic views across the Essex countryside yet is

conveniently located for access to central London.

The house has seven bedroom suites and a one bedroom staff apartment. A stunning indoor

pool complex also includes a steam room, a jacuzzi and a

gymnasium with male and female changing and shower rooms in

addition to a detached triple garage block. Offered chain free.

EPC - C


Coopersale Hall School, Epping In conversation with Headmistress, Kaye Lovejoy

Q

Q

Q Q

Q

Q

Q

their first choice senior schools and preparing them for life beyond Coopersale Hall. Our older children have lots of opportunities to try new things via our extensive range of extra-curricular activities – over 40 clubs and societies to choose from.

How does being part of The Oak-Tree Group help?Being part of a family-owned and managed group gives us the strength and expertise to develop whilst maintaining the high level of attention we give to our pupils’ individual progression. We participate in group activities, such as academic or sporting fixtures and the bi-annual Music and Dance Festival that showcases the wide range of talents from pupils at all three schools. The staff have joint training sessions and meet at regular intervals to share ideas and discuss the latest educational trends.

How do you see the relationship between school and parents?One of the strengths of Coopersale Hall School is that we know our pupils and their families very well. Our smaller class sizes help our many specialist teachers to support and extend whenever possible. Our recent series of parent coffee mornings with Matthew Hagger, Group Principal, and myself, have been useful to discuss all aspects of the education we provide. Parent Workshops on Maths skills, French, Science and Early Years reading have enabled parents to help their children more at home.

Your parents’ association seems to be very proactive – how involved does it get in school life?We are very fortunate to have a team of very active parents who work hard together to raise funds to provide extra resources for the children such as playground equipment, classroom luxuries and even a minibus! They also fund trips to places like the Tower of London and have a direct line to Santa and the Easter Bunny!

What does Spring Term bring?We have our next Open Morning on Friday 15 March, where we open our doors on a regular school day so that new parents can see Coopersale Hall School in action.

Have you seen any effects of the current economic climate?Our recent Open Days were very busy with many new families attending. We haven’t really seen a downturn in demand – more that parents have been looking for other ways to manage the financial commitment of fees, such as spreading payments or looking to grandparents for support. Prospective parents are generally well-informed about private schooling and the many opportunities that we offer.

Where are your new pupils travelling from?We’ve seen many new families move into Epping recently who have been looking for excellent local independent schools such as Coopersale Hall. We’re only 15 minutes from Chigwell via Abridge and Theydon Bois, and the same distance from Woodford, Loughton and North Chingford. There’s been a marked rise in interest from families coming from areas such as Stapleford Abbots, North Weald, Roydon and Ongar.

How successful are Coopersale Hall children at 11+?Our pupils are extremely well-prepared for a wide choice of senior schools at age 11 and we work with families to guide them towards the schools that best suit their children. We have an outstanding track record of helping children into


The Oak-Tree Group of Schoolsthree privately owned popular local independent schools in the epping Forest area, each with a strong emphasis on:

• Friendly, family atmospheres •

• high academic standards •

• self-confidence and discipline •

• before and after-school care •

• small class sizes •

• excellent success rates at all levels •

• impressive inspection reports •

• excellent levels of resourcing •

• Many extra-curricular activities •

for more information visit: www.oaktreeschools.co.uk @oaktreesch

SUPERANS CONANDO

FILIUS VIRI PATER EST

Coopersale Hall School

EppiNGOpen Morning

friday 15 March 9.15

boys & Girls 2 ½ - 11Headmistress: Miss Kaye Lovejoy

Flux’s Lane, eppingessex cM16 7peTel: 01992 577133

www.coopersalehallschool.co.uk

NormanhurstSchool

NOrTH CHiNGfOrDOpen Morning

Tuesday 12 March 9.15am

boys & Girls 2 ½ - 16Headmistress: Mrs claire Osborn

68-74 station roadnorth chingford, London e4 7ba

Tel: 020 8529 4307www.normanhurstschool.co.uk

E PLUR I B U S UNUM

OaklandsSchool

LOuGHTONOpen Morning

Thursday 14 March 9.15am

boys & Girls 2 ½ - 11Headmistress: Mrs cheryl Macnair

8 albion hill, Loughton,essex iG10 4ra

Tel: 020 8508 3517www.oaklandsschool.co.uk

Open Days in March & OctOber

Revised 3 Schools 210x210 2012_Layout 1 10/12/2012 13:26 Page 1

The Oak-Tree Group of Schoolsthree privately owned popular local independent schools in the epping Forest area, each with a strong emphasis on:

• Friendly, family atmospheres •

• high academic standards •

• self-confidence and discipline •

• before and after-school care •

• small class sizes •

• excellent success rates at all levels •

• impressive inspection reports •

• excellent levels of resourcing •

• Many extra-curricular activities •

for more information visit: www.oaktreeschools.co.uk @oaktreesch

SUPERANS CONANDO

FILIUS VIRI PATER EST

Coopersale Hall School

EppiNGOpen Morning

friday 15 March 9.15

boys & Girls 2 ½ - 11Headmistress: Miss Kaye Lovejoy

Flux’s Lane, eppingessex cM16 7peTel: 01992 577133

www.coopersalehallschool.co.uk

NormanhurstSchool

NOrTH CHiNGfOrDOpen Morning

Tuesday 12 March 9.15am

boys & Girls 2 ½ - 16Headmistress: Mrs claire Osborn

68-74 station roadnorth chingford, London e4 7ba

Tel: 020 8529 4307www.normanhurstschool.co.uk

E PLUR I B U S UNUM

OaklandsSchool

LOuGHTONOpen Morning

Thursday 14 March 9.15am

boys & Girls 2 ½ - 11Headmistress: Mrs cheryl Macnair

8 albion hill, Loughton,essex iG10 4ra

Tel: 020 8508 3517www.oaklandsschool.co.uk

Open Days in March & OctOber

Revised 3 Schools 210x210 2012_Layout 1 10/12/2012 13:26 Page 1


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Daleside Gardens, Chigwell

£1,300,00An attractive Chigwell

residence which is situated within the Courtlands Estate.

On the ground floor the property has a large modern kitchen/

breakfast room, utility room, cloakroom, shower room and

three reception rooms whilst on the first floor the accommodation

includes master bedroom with en suite bathroom, four further

bedrooms and family bathroom. Externally there is a spacious

block paved carriage driveway with access to the integral garage. The secluded rear garden has been tastefully landscaped and there is

also a delightful patio area.

EPC - D


19


Woodside Road, Woodford Green


This is an exceptionally well presented family residence.

The property has a spacious hall, cloakroom, kitchen/diner,

utility room, sitting room, drawing room and study. The

first floor offers: master bedroom with dressing room and en suite

shower room, three further bedrooms and two bathrooms.

To the rear of the property there is a large patio area with the

remainder of the garden being laid to lawn and a large summer

house. The front of the property has an attached garage and

carriage driveway.

EPC - F


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21


Alderton Hill, Loughton


We are pleased to offer this spacious residence situated on what is widely regarded as the

area’s premier residential road.

The property is offered with the benefit of the owner having

obtained planning permission for a substantial extension

(ref: EPF/1688/11). Property benefits include: spacious

reception hall, newly fitted kitchen, utility room, dining

room, sitting room, family room, study, cloakroom, seven

bedrooms arranged over two floors with en suite to master

and family bathroom. Externally there is a secluded 265ft

rear garden.


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23


Church Lane, Abridge


We are pleased to offer this exceptional property located at

the end of this private road in this semi-rural location.

The property is set in immaculate landscaped grounds

of approximately 3 acres. The flexible accommodation

comprises of: stunning kitchen, cloakroom, dining room,

vaulted sitting room with far reaching views, family room,

conservatory, four double bedrooms, two bathrooms,

games room, gym and garage. Externally, in addition to the

stunning grounds there is a heated swimming pool.

EPC - E


Relaxed Planning Legislation?Not Yet!

architectureinteriorsTel +44 (0)20 8502 5585 [email protected] www.cleardesigns.uk.com

Permitted Development

Not Permitted Development

There is much confusion over the so called’ new legislation’ on extensions that appeared in the press in Autumn of last year. In short, there is no new legislation.

We all want building to be made easier but as yet this is not the case and may not ever be so. The new proposed legislation allowed houses to be increased on rear extensions by 6 or 8m dependent on whether they were attached or detached. There has been much ‘a do’ about this as of course one can imagine the impact it would have on those neighbours effected by such relaxation of what would normally require a Full Planning Application.

The current status is that consultation has been sought from all the national local councils and there is quite a lot of opposition. It is all very well to say ‘let’s build ourselves out of the recession’ BUT practicality states that if your neighbour suddenly extends into their garden similar in length to a small terrace house, I think most of us would have something to say about it! That’s why currently, you do require planning permission.

It does beg the question at what point is it acceptable to build under what is known as your Permitted Development. Currently one can build single storey rear extensions 3 or 4m dependent on the ‘attachment’ and up to 4 m high , as long as it is from original wall of the property. As architects, we think that when one is designing additional space it should be in the context of the surroundings. Therefore the extent, whilst allowing one to build out does not necessarily mean a good design.

Unfortunately we see too much too often of where Permitted Development does not work, as it is literally boxes built on the back of a house or the roof. Blighting the houses that they sit on, it is only if you are in a conservation area that you will not be able to implement this legislation.

We therefore sit as practice, unsure of what is best for architecture and the built environment. Is it to throw caution to the wind and hope that the general public appoint good architects to carry out designs within their Permitted Development Rights or; will it simply be a free for all to build BIGGER at whatever consequence to neighbourly relations?

Either way, we can only currently work to what we can and that is the old legislation, let’s see if it changes?


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A luxurious lifestyle in an unrivalled location


27


Ashbee Lodge, High Road, Chigwell

prices from £685,000We are delighted to offer in conjunction with renowned local

developers Higgins this stunning development on the High Road in Chigwell. There will be a show apartment available from 27th

April and we strongly recommend potential purchasers to contact our offices to discuss this development as we believe these units will

be sold prior to the launch of the show apartment.

Ideally located on the High Road, Ashbee Lodge offers an unrivalled location with views to the rear over Chigwell Golf Course and

just a short stroll to the Central line station and shoppingfacilities of the Local Parade.

The initial impression of Ashbee Lodge is that of a traditional, and imposing, private house. Built in the Arts and Crafts style.

So prevalent in the area, the development features tall chimneys, pitch tiled and dormer roofs and is surrounded by lush,

tree fringed gardens.

Built over three storeys, many of the twelve new homes have a private terrace: the penthouses look out across dual aspects,

including toward the beautiful Chigwell Golf Course. Spacious layouts are complemented by a first class specification which is

assured with all Higgins Developments, which offers individuality and quality in equal measure.

Every apartment has a designated parking bay (the penthouses each have two) within the secure underground car park,

which has direct access to the residential floors via both stairs and lifts. The entire development is gated, ensuring the residents’

security and privacy. Further parking spaces available to purchase.


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Wells Gate is the most recent exclusive development

by Aitch Group


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Wells Gate, Mornington Road, Woodford Green

£poa

Upon entering the imposing iron gates, a sense of tranquility descends. A beautifully landscaped central green with mature trees provides a

private and safe area to enjoy with family and neighbours. Once inside, the bespoke contemporary interiors feature stunning walnut and glass

staircases, the latest audio visual technology and marble, limestone and porcelain flooring.

The large and stylish living spaces are filled with natural light and provide luxurious accommodation which complements a modern

lifestyle – whether relaxing after returning home from the City, spending quality time with your family or hosting a dinner party with

friends. Sleek and modern kitchens from Essenza. Interiors incorporate

Miele and Siemens stainless steel appliances, beautiful and pure white composite stone worktops with aluminium accessories, Blanco sinks with Abode taps and gloss lacquered furniture with handleless doors.

The designer bathrooms create a haven of tranquility and feature fashionable freestanding baths from Royce Morgan or Villeroy & Boch.

The impressive specification continues with Hansgrohe showers and taps, Bette shower trays, Catalano sinks and cisterns and Majestic

frameless shower screen.

Both properties although different in layout comprise of: open-plan kitchen/diner, utility room, cloakroom, formal sitting room, study, five

bedrooms – three with en suite facilities and family bathroom.

We are pleased to report that the development had been well received and there are now only two units remaining – The Beach and The Hornbeam with prices starting from a very competitive £1,140,000.


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A truly unique development of only seven spectacular

apartments set amidst 10 acres of landscaped grounds


31


There are very few occasions when estate agents run out of superlatives to describe a property, but the first glimpse of the magnificent Gaynes Park Mansion through the trees as you approach from the quarter of a mile private road is such a moment.

The soft cream stonework peeps through the surrounding woodland as you approach the huge crested double-iron gates leading

to the visitors parking and private grounds.

Seven sumptuous apartments have been beautifully designed and configured from this massive Gothic style Victorian mansion. Each splendid apartment offers individual features on a grand scale with

vast ceilings and huge windows providing dramatic settings for contemporary fireplaces and recessed flat screen TVs. The interior finish

and quality refurbishment is second-to-none, with liberal installation of acres of marbled floors and recessed lights.

The developer’s leap of faith in restoring this once derelict mansion is rewarded in abundance. Over three years of painstaking planning and

design have now unfolded to display a lasting legacy for the fortunate new occupants to enjoy the very best of country manor house living, without the burden of personal responsibility for the entire upkeep.

Many of the original features have been retained, including the ornate gargoyles that adorn most of the elevations, together with the gothic

double doors which form the entrance to apartment three. Internally the developers have created a magnificent array of accommodation,

making the most of the natural light and high ceilings that the building could offer. The views from most of the windows are over the extensive

grounds and lakes beyond, which recreates the amazing views that must also have been apparent when the property was first created. Gaynes

Park Mansions is simply the most unique, private and magical location for the discerning home buyer.

Gaynes Park Mansions, Epping

£poa


Whatever happens in life, you can depend on Attwaters Jameson Hill Solicitors

Commercial • Civil Litigation • Commercial Property • Employment

Residential Property • Education • Town & Country Planning • Family

Road Traffic Offences • Wills, Trusts & Probate • Elderly Client Services

Personal Injury • Medical Negligence

Our full range of legal services includes:

Loughton 020 8508 2111 | Hertford 01992 554881

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[email protected] | www.attwatersjamesonhill.co.uk

For information and advice, contact us at one or our four locations:

Twitter@Attwaters

Should you helpyour children buy a home?

New research by the Joseph Rowntree Foundation says a further 1.5 million people aged 18-30 will be forced into renting in the next eightyears. The number who can’t afford to leave their parents’ home isexpected to rise by half a million to 3.7 million over the same period.

It makes grim reading for both generations and it is little wonder that manyparents feel compelled to help, but they need to think carefully beforegoing ahead.

Everyone’s circumstances will differ but, as a general rule, parents shouldavoid dipping into their retirement funds to help their children. A lot ofthings can go wrong. If you are handing over money, even as a loan, youshould be able to stand losing it if the worst comes to the worst.

You should also be certain that you are helping for the right reasons. If yourchildren are financially responsible and can afford to repay a mortgage butjust can’t raise a deposit then it may make good sense to help them.

However, if they haven’t been sensible with money then you may need tomake some checks.

For example, if your children can’t get a mortgage then you need to findout why. Get them to check their credit rating and show it to you. Ask tosee pay cheques and bank accounts if necessary. This may seem severebut there’s a lot at stake. Think of it as tough love.

After all, if they’re struggling financially already, giving them theresponsibility of a mortgage they can’t afford will only add to theirproblems. It may be that helping them to pay off credit card debt may bemore of a priority.

Once you decide to go ahead, there are various ways you can help. Mostparents do so by making a contribution towards the deposit for a mortgage.

You could simply give them the money, but if you want it to be repaid atsome point in the future, you should draw up a written agreement soeveryone knows where they stand. This is important because memoriesget blurred over time.

The agreement should include details of the repayment schedule,preferably with a ‘promissory note’ so it’s a proper formal arrangement.You may also want to draw up a deed of trust outlining how much youhave contributed to the purchase so you can get your money back whenyour child sells the property in the future.

If you are buying a home and renting it back to your children, make sureyou can meet the repayments if they can’t. Otherwise, you may have tosell at a loss. If you don’t have enough money to help, you could borrowmoney using your own home as security, but this carries considerablerisks as you could lose your home if you cannot meet the repayments.

You could consider a guarantor mortgage. This would enable your incometo be taken into account when assessing your child’s mortgage. However,you would be liable for the repayments if your child defaulted. The samewould apply to joint mortgages.

It’s only natural that parents should wish to help but they must do so forthe right reasons and in the right circumstances. If you get it right it couldhelp your children build a brighter future; if you get it wrong, it could leadto financial hardship and even family splits in years to come.

For further information contact:

Peter Westbrook Residential Property Partner01279 638819 [email protected]

AJH ELITE HOMES AD:Layout 1 25/01/2013 14:52 Page 1


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Ripley view, Loughton


A spacious family residence which offers

flexible accommodation as the property boasts a totally

self-contained annex which could be amalgamated back into

the main residence.

Property benefits of the main residence include: spacious

kitchen/breakfast room, three formal receptions rooms, five

bedrooms with en suite shower room to bedroom three in addition

to a family bathroom. Externally the immaculate grounds comprise

of patio area remainder laid to lawn and planted with a wide variety of

shrubs plants and trees. There is also a delightful swimming pool

and pool house.

EPC - D


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37


Upper Park, Loughton


This impressive newly constructed executive family

residence is ideally located for the Central Line and shopping

facilities of the local High Street with its vast array of fashionable boutiques

and eateries.

The property benefits from: imposing reception hall, open

plan kitchen/dining/family room with bi-folding doors leading to

garden, utility room, cloakroom, living room, formal dining room,

five double bedrooms - three with en suite facilities and family

bathroom. To the front there is off-street parking for several vehicles. Offered chain free.

EPC - B


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Elite Homes 020 8418 1890 www.lawlors.co.ukwww.facebook.com/lawlorssales www.twitter.com/lawlorssales



A beautiful, traditional Chigwell residence, situated within the

Courtland Estate.

Property benefits include: large modern kitchen/breakfast room,

utility room, cloakroom, three reception rooms, master bedroom

with walk-in wardrobe and en suite. There are four further

bedrooms and family bathroom. Externally the property has a

spacious drive and access to the integral garage. The rear garden

offers views over open farmland. The Central Line, with its transport

links to the City and West End and Chigwell’s fashionable local

shopping facilities, are all within easy walking distance.

EPC - D


Senior School: 130 High Road Buckhurst Hill, Essex IG9 5SD

Junior School: 82 Palmerston Rd Buckhurst Hill, Essex IG9 5LG

Telephone: 0208 504 1133 [email protected]

www.braesideschool.co.uk

A School Dedicated to the Educaon and Well-Being of Girls from the Age of 3 to 16

Most parents would agree that girls and boys respond differently when given instrucons by adults. At Braeside we would argue that mixed gender educaon is not beneficial to girls and indeed girls do not always get a fair deal within that environment. Small class sizes and individual aenon in a secure and stable environment enable our girls to reach their potenal both educaonally and personally. If you feel that your daughter deserves the care and aenon available to her in a school that combines tradional values and high standards of discipline with excellent teaching please contact us to arrange a visit or discuss your individual requirements.

“From their earliest days in the EYFS, through the junior and then the senior school, the pupil’s per-sonal development is excellent. As a result by the me they leave the school the pupils are well pre-pared to face the challenges of the next stage of their lives” ISI Inspecon Report Nov 2011

GCSE Results August 2012

100% 5 or more A* to C grades with 36% of all grades

awarded at A* or A grade

Junior School Open Morning Thursday 21st March 2013


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41


Princes Avenue, Woodford Green


A spacious family residence situated within the prestigious

Monkhams Estate.

On the ground floor: impressive reception hall, modern kitchen/

breakfast room, cloakroom, lounge, family room and dining

room. On the first floor there are five bedrooms with en suite shower room to the master and family bathroom, whilst on the

second floor there is another spacious double bedroom with en

suite bathroom. Externally there is a carriage driveway providing off-street parking and allowing

access to the integral garage. The mature rear garden includes patio area with remainder laid to lawn.

EPC - D


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43


High Road, Chigwell

£1,750,000This spacious family home offers

wonderful panoramic views over Chigwell Golf Course and is within

walking distance to Chigwell’s Central Line station, local shops

and sought after schools.

A beautiful entrance hall leads you into spacious drawing room, dining

room, TV family room, large kitchen and separate utility room with

internal access to garage, downstairs shower room, guest cloakroom and

wine cellar. The first floor has a master bedroom with large en suite,

two further double bedrooms and a bathroom. The second floor has two double bedrooms and a large

bathroom. The stunning rear 175ft garden has a heated swimming pool

and tennis court.

EPC - E


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45


Ollards Grove, Loughton


A charming family property located in a prime position. The

property also offers the potential for further development subject

to usual planning conditions.

Property benefits include; spacious kitchen/breakfast

room, utility room, cloakroom, three receptions plus study, five bedrooms with en suite bathroom to the master and

family bathroom. Externally the property occupies an impressive

frontage in excess of 90ft with off-street parking leading to the

double garage whilst the rear garden comprises of patio area

with remainder laid to lawn.

EPC - E


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47


Alderton Hill, Loughton


An impressive family property which has been recently

built to provide a stylish family residence offering flexible accommodation

arranged over three floors.

Property benefits on the ground floor include; spacious hall,

stunning fitted kitchen, utility room, cloakroom and four

reception rooms. On the first floor there are four light and airy

bedrooms each with en suite facilities whilst on the second

floor there are two further double bedrooms, family bathroom and

cinema room/gym.

EPC - C


Lasting Powers of Attorney

Your new year resolutions may have included such things as more exercise and less alcohol but I wonder how many of you thought about setting up Lasting Powers of Attorney?

Whilst you are soberly leaping around at boot camp you may like to ponder on the following…

A ‘Lasting Power of Attorney’ (LPA) provides a formal authority to look after a person’s affairs when they are not in a position to do so. This can include a situation where you are physically unable to manage your affairs, such as cruising around the Caribbean until further notice, or if you are mentally incapable of dealing with your affairs through illness or old age.

There are two different types of LPA, the first dealing with property and financial affairs, the second dealing with health and welfare. The LPA dealing with health and welfare only comes into effect when someone has lost mental capacity.

The time to put these documents in place is now, when you are fit and healthy and are capable of understanding the process and procedure. You never know when you or your family may need them.

Without setting up LPAs it can mean a situation where say a

husband has lost capacity through ill-health or an accident and his wife will have to apply to the Court to access his bank accounts because she has no authority in place. This could cause difficulties in meeting responsibilities such as mortgage payments, school fees, utility bills or other essentials that traditionally her husband was paying for.

Couples may have their accounts in joint names. This will allow one person to access the accounts. However, this is not necessarily the solution particularly if a spouse needed to go into residential care as technically each person owns half the value of the accounts.

If you do not have an LPA in place and lose mental capacity, your relatives may need to make an application to the Court in order to deal with your property and finances. This can be expensive and could take several months to put in place.

You can choose anyone you trust to be your attorney. They must however be over 18 and not bankrupt. It is important to discuss this with them first. An LPA will give your attorney authority to make decisions about your property


Resolving your legal problems

For further details please contact:

Our legal services include

ConveyancingLeasesWills and TrustsMatrimonial

EmploymentCommercialDisputesLitigation

John Worby John Jones181 High Street, Epping 106-108 High Road, LoughtonEssex CM16 4BQ Essex IG10 4HN

[email protected] [email protected]

01992 578 642

partners? How much time should each be devoting to theproject? How much money should each person be contributing atthe outset? What is to happen if a partner wishes to retire? And,of course, how are the profits to be split between the partners?

A well thought-out and well drafted partnership agreement atthe beginning of a business venture will not only serve to answerthese questions. It will focus the minds of each person involved,clarify what each individual’s role is within the partnership, givethe business a clear structure and objective and significantlyreduce the chance of a later dispute between partners that canprove so costly, both financially and to friendships. It has beensuggested by many that, had it not been for the trial overroyalties, The Smiths would by now have reformed!

Whatever business your partnership may be in, it is highlyunlikely that you would wish for it to be governed by a crudepiece of legislation from the 19th century. At Foskett MarrGadsby & Head, we are able to help you in discussing yourbusiness, your commercial objectives and ultimately in draftinga partnership agreement tailored specifically to your needs. Asthere is no set format for a partnership agreement, it can be assimple or as in-depth as your business requires. Once theagreement has been completed, you and your partners can thenmove forward in the knowledge that you have a well-organisedbusiness with a clear goal.

Whether you are in an established multi-partnership or whetheryou and a friend have a business idea, an experienced solicitorfrom our Commercial team will be happy to discuss your venturewith you. We have offices in Epping and Loughton (details below)but if you cannot get to our office we shall happily visit you at yourhome or office.

John S Worby Senior Partner

Foskett Marr Gadsby & Head LLPRobin Cearns and Judy Day

Foskett Marr Gadbsy & Head LLP106 – 108 High Road, Loughton, Essex IG10 4HN(Offices above the Nationwide Building Society)

Tel: 01992 578642

John Worby and Andrew DongworthFoskett Marr Gadbsy & Head LLP

181 High Street, Epping, Essex CM16 4BQ(Offices above Barclays Bank)

Tel: 01992 578642

Lawlors Elite Autumn/Winter 2012 Edition:Layout 1 24/09/2012 11:47 Page 13

John M E JonesPartner

Foskett Marr Gadsby & Head LLPRachel Butler, Emma Thorpe and Owen Thomas181 High Street, Epping, Essex CM16 4BQ (Offices above the Barclays Bank)

Lauren Wershof 106-108 High Road, Loughton, Essex IG10 4HN(Offices above the Nationwide Building Society)

Whichever office you would like to use please call 01992 578 642.

and finances when you are not able to. This can include your day-to-day banking, selling your property and dealing with your finances.

An attorney appointed under a health and welfare LPA will have authority to make decisions about where you live, who visits you and the type of care you receive. As the person making the LPA you will be able to consent to give or refuse life-sustaining treatment.

The health and welfare LPA is considered to be more effective than a living Will as it is less open to interpretation and should have been registered with the Court.

Putting these documents in place gives peace of mind and ensures less disruption should someone need to start acting on your behalf.

If you would like more information please contact either me or any one of my colleagues, Lauren Wershof, Rachel Butler, Emma Thorpe and Owen Thomas, who between us comprise the Private Client Department at Foskett Marr Gadsby & Head LLP.

We have offices in Epping and Loughton (details below) but, if you cannot get to our office, we shall happily visit you at your home.


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51


Hainault Road, Chigwell

£1,695,000This well presented property is

arranged over three floors and offers spacious accommodation.

Property benefits include: impressive reception hall, stunning open-plan kitchen, secondary kitchen/utility room, dining room, drawing room

with wonderful views of the golf course, family reception room,

study and guest cloakroom. The first floor comprises of spacious landing,

master bedroom with en suite, double bedroom with en suite shower room,

two further double bedrooms with Jack and Jill bathroom and family

bathroom with bath and steam shower. On the second floor there

is a double bedroom with large floor to ceiling window which provides a

panoramic view, single bedroom and separate toilet.


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53


Hainault Road, Chigwell


This property has been renovated to the highest standards by

the present vendors.

The property boasts an imposing entrance hall, large kitchen/breakfast

room, utility room, cloakroom, dining room and three reception

rooms. The first floor offers spacious master bedroom with dressing

room and large en suite, two double bedrooms with en suites, two further

double bedrooms and a family bathroom. On the second floor there

are two more double bedrooms, bathroom and a cinema room

that could be utilised as an eighth bedroom. Externally the rear

garden offers patio with remainder laid to lawn.


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55



£poaSole Agency

A stunning six bedroom residence which is situated within the

Courtland Estate. The current owners have renovated the property

to an exceptionally high standard.

The benefits include: spacious modern kitchen/diner with

bi-folding doors, utility room, cloakroom and three receptions. The

first floor offers a spacious landing, four double bedrooms, three en

suites, a further bedroom and family bathroom. On the second floor the master bedroom has been designed

to include large walk in wardrobe and delightful en suite with shower

and corner bath. A balcony from the master bedroom offers spectacular

views across the Essex countryside.

EPC - C


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57


Richmond Park, Loughton


We are pleased to offer this exceptional Buckingham design detached residence located in an open cul-de-sac position on the

popular gated development of Great Woodcote Park.

Property benefits include: imposing reception hall,

cloakroom, study, drawing room, dining room, sitting

room, kitchen, utility room, master bedroom with en

suite bathroom, four further bedrooms one with an en suite facility, family bathroom, rear

garden and double detached garage. There is also a swimming

pool with glass retractable closure for maximum all year

round use.

EPC - D


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59


Rye Hill, Epping

£poaSole Agency

A delightful character residence situated in this desirable

semi-rural location with panoramic views of the

surrounding countryside.

This exceptional Georgian residence with later additions has

been considerably updated and extended by the current vendor

to provide a home of exceptional character and charm - yet

affords the possibility of further enlargement subject to usual

planning conditions as there are three substantial interlinking

barns within the landscaped grounds including duck pond.

EPC - E


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61


High Road, Chigwell

£3,850,000Magnificent detached executive residence with detached separate

lodge discreetly situated behindelectric gates within the exclusive

Rolls Park area of Chigwell.

This individually crafted home provides contemporary living

for the modern family. Property benefits include: stunning reception hall, kitchen/breakfast room, utility

room, cloakroom, drawing room, sitting room, dining room, study, six double bedrooms with en suite

dressing room and bathroom to the master and two further

family bathrooms.


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63


Clarence Gate, Woodford Green


An executive detached residence situated within the prestigious

Repton Park development.

Benefits of this property include: spacious reception hall, fully

fitted kitchen/breakfast room, utility room, cloakroom, living room, dining room, study, five

bedrooms - two with en suite facilities and family bathroom.

One of the prime features of this stunning property is the

landscaped rear garden which is one of the biggest in the

development. To front of the property there is off-street

parking and a detached double garage. Offered chain free.

EPC - C


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65


Tycehurst Hill, Loughton


A charming character residence which is within walking distance to

the Central Line with its transport links to the City and West End

and the fashionable boutiques and eateries of the local High Road.

Property benefits include: cloakroom, spacious kitchen/

breakfast room with adjoining utility room and three receptions. The first floor comprises of master bedroom

with en suite bathroom and dressing room, bedroom two with en suite,

two further bedrooms and family bathroom whilst the second floor

offers two further bedrooms and a snooker room.

EPC - D


For further information please contact Jimi Epps on 020 8418 1894 or email [email protected]

Your business could be part of our successful Elite Magazine?

33,500 magazines printed with 8,500 Elite Magazines published and distributed to properties in excess of £1,000,000.

E l i t e


Meet the Lettings Team

Demand for properties to let at the top end of the market has grown over recent years and in accordance with our normal practice we ensure that only those most qualified to deal with these properties are involved. We are often able to customise the terms of the contract to suit the specific needs of our clients which is paramount when dealing with

properties of this calibre. Working closely with the Elite sales team we can often maximise the return on our client’s property whilst ensuring the utmost care.

Our dedicated team of top professionals have contacts throughout Sports, Media and the City

ensuring a steady supply of bona fide tenants. We offer a comprehensive management service

with an emergency 24 hour landlord helpline. Tina, Adam and Gareth look forward to

receiving your instructions at your convenience.

Tina GeorgeLettings Group Manager

Adam CaponLoughton Lettings Manager

Gareth JonesWoodford Lettings Manager

Elite Homes, Upper Floor, 165 High Road, Loughton, IG10 4LF Lettings: 020 8418 1890 [email protected]

E l i t e


68

Elite Homes Lettings 020 8502 3388 www.lawlors.co.ukwww.facebook.com/lawlorslettings www.twitter.com/lawlorslettings

High Road Chigwell

£3,499PCM

We are pleased to offer this wonderful four bedroom Listed

cottage in Chigwell.

This property is set within one of Chigwell’s most sought after

roads and within easy reach of the Central Line station

and Brook Parade shops. The property has gone under major

refurbishment to create more living space which has to be

seen to be admired. With four good size bedrooms and two

bathrooms makes this property ideal for a family.

EPC - D


69


Church Lane Loughton

£4,5ooPCM

We are pleased to offer this large five bedroom family home in

Loughton

The property offers a vast amount of living space with a large main

reception room with French doors opening out to a beautiful

rear garden which has the benefit of an outside swimming pool.

The internal of the property offers a further two reception

rooms and a large kitchen/diner, five double bedrooms with three

having en suites, large family bathroom and all bedrooms

offering fitted wardrobes.

EPC - E


70


Alderton Hill Loughton

£3,995PCM

We are proud to offer this newly refurbished detached

property in Loughton.

The property has just undergone a large refurbishment with

having two new en suite showers fitted, decorating throughout and new carpet. There are five

double bedrooms all with ample storage, three receptions, kitchen

with fitted appliances, utility room, garage and off-street parking. Another benefit to

the property is an outdoor heating swimming pool and

changing facilities.

EPC - E


71


Monkhams Avenue, Woodford Green

£5,500PCM

We are pleased to offer this family home, this property is

arranged over three floors and typical of its era.

Spacious rooms and offers high ceilings and plenty of original features, and offers a fabulous

entrance hall, sitting room, dining room, bespoke kitchen/breakfast room, orangery and utility room.

The master bedroom benefits from a dressing room and en suite. There

are five other large bedrooms, this property also benefits from a

swimming pool and a well kept garden.

EPC - F


Getting fit, feeling confident. Whatever your ‘YES’ moment, achieve it with help from David Lloyd Chigwell.

Find out more, come into club, call 0845 129 6783 or visit davidlloyd.co.uk/chigwell* Terms and Conditions apply. Facilities, fees, classes and membership contracts vary by club. Certain activities may incur additional fees.

FLEXIBLE memberships

available*

YES! Finally

confident enough

to ask her out


Lawlors Elite Autumn/Winter Edition 2012 Cover:Layout 1 20/09/2012 14:58 Page 2

7 Cabinet Way, London, E4 8QF020 8531 3413 [email protected]

...more than a kitchen

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