EDITORIAL Staff Welfare Activities : Improvement of facilities · Staff Welfare Activities :...

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April, 2018

11111

Visit us on www.sbipensionerschd.com

Staff Welfare Activities : Improvement of facilities

Editorial Board1. Sh. T.R. Gupta Editor2. Sh. K.K. Trikha Sub-Editor3. Sh. S.K. Sharma Member

Names of the office-bearers for correspondence:1. Sh. J.R. Gupta (President)

# 5952, Modern Housing Complex, Manimajra,Chandigarh. Mobile : 9356381981

2. Sh. T.R. Gupta (General Secretary)H.No. 3020, SBI Society, Sector 49-D,Chandigarh. Mobile : 9872113608

3. Sh. S.K. Sharma (Treasurer)H.No. 1025, Sector 38-B, Chandigarh.Mobile : 9872021025

EDITORIAL......

It is for the information of all the retirees/pensioners thaton persistant demand of our Federation to provide freemedical aid to our retirees, the bank has come out toatleast some extent to provide some relief to them fromthis financial year i.e. from 2.4.2018. Bank, under thecaptioned scheme, has allocated Rs.20 crore for thispurpose to cover some of the serious ailments/criticalmedical claims like Cancer, Cardiac, Surgery, SeriousHeart ailments, Kidney Liver Transplant, Dialsis, illness/accident of serious nature involving major surgeries likeSupport System. The scheme is for those retirees, whoare not covered by any Medical Floater Scheme. In thisconnection, please refer Circular No. COD/P&HRD/107/2017-18 Sl. No. 1516/2018 Dated 21 March 2018, thecontents of which are reproduced hereunder :

All the Branches/Offices ofState Bank of India.

STAFF WELFARE ACTIVITIESIMPROVEMENT OF FACILITIES

Please refer to our e-Circular No. CDO/P&HRD-IR/85/2012-13 dated 11/03/2013.

2. The Bank has been constantly exploring themeans of improving the welfare measures for itsemployees. Post-merger, it has been decided to enhancethe allocation of fund for employees’ welfare from Rs.100 crores to Rs. 150 crores. Currently, the Bank isallocating funds for various staff welfare activities under

the following heads-

a) Recurring Expenses,b) Establishment expenses for canteen,c) Non-recurring expenses,d) Expenses on maintenance of Holiday Homes,e) Grant of scholarship to meritorious children of

employees,f) Reservation of School seats,g) Reservation of beds in hospitals, andh) Sports activities organized by the Sports Control

Board.

3. We have reviewed the allocation of fund underdifferent heads of Staff Welfare activities and with a viewto rationalize the allotment and make it more meaningful,heads of Staff Welfare Activities have been regroupedas under-

i) Canteen & Miscellaneous FacilitiesThe first three heads, namely ‘Recurring

Expenses’, ‘Establishment Expenses for Canteen’ &

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‘Non-Recurring Expenses’ have been merged under onehead named ‘Canteen & Miscellaneous Facilities’. Thefund allocated under the head shall be utilised forproviding subsidised food (tea/snacks) from outside thebranch/office to the employees on working days, sportsitems like Carom Boards/T. T. Tables, etc. to branches/offices and organising sports and cultural activities. Theallocation under the head will be at the rate of Rs. 2,400/- per employee per annum. The fund allocated shall bedistributed among the branches/ offices by the CircleWelfare Committee (CWC) at LHO as per employeestrength of each branch/ office. The sports and culturalactivities may be organised at Regional Business Officelevel instead of each branch and adequate fund shouldbe allotted by the CWC out of the above allocation.

The fund under the head shall not be used for paymentof wages to canteen boys. The number of employeesworking at a Corporate Centre establishments in aparticular geography shall be included under the Circlelocated in that geography.

ii) Other Heads

The remaining five heads under the Staff Welfareactivities shall remain the same as under-

a) Expenses on maintenance of Holiday Homes,

b) Grant of Scholarship to meritorious children ofemployees,

c) Reservation of school seats,

d) Reservation of beds in hospitals, and

e) Sports activities organized by the Sports ControlBoard.

The funds have been allocated under these fiveheads on the basis of requirement of each circle. Thefund allocated has been advised to Circles separately.

iii) Assistance to Retired Employees in case ofCritical Illness

A new head, namely ‘Assistance to RetiredEmployees in case of Critical Illness’ has beenintroduced from the current financial year to provideassistance to retired employees/ family pensioners formeeting medical expenses in respect of identified criticaldiseases. A fund of Rs. 20 crores have been earmarkedfor this purpose. The fund allocated under the head iskept at Corporate Centre for centralised payment ofmedical bills. The details of the Scheme, StandardOperating Procedure (SOP) and the format of‘Application by Retired Employees/ Family Pensionersfor Assistance’ are enclosed as Annexure ‘A’, ‘B’ & ‘C’respectively.

3. Please arrange to bring the contents of theCircular to the notice of all concerned and arrangeaccordingly.

(Prashant Kumar)Deputy Managing Director (HR) &

Corporate Development Officer

ANNEXURE ‘A’

STAFF WELFARE ACTIVITIES

ASSISTANCE TO RETIRED EMPLOYEES IN CASEOF CRITICAL ILLNESS

The Bank has undertaken various welfareactivities related to employees. The endeavour is toextend the maximum benefits to each employee of theBank. Currently, the Staff Welfare Fund is being utilizedfor benefit of serving employees. It has been decided tointroduce a welfare measure for the retired employeesof the Bank in the form of assistance to them in meetingtheir medical expenses to a certain extent in respect ofspecified diseases.

2. Accordingly, an amount of Rs. 20 crores havebeen allocated under a new head named ‘Assistanceto Retired Employees in case of Critical Illness’. Thedetails of the scheme are as under-

Coverage

All employees of State bank of India onsuperannuation from the Bank or those who have takenVRS after attaining 58 years of age, their spouses anddisabled children, if any, shall be covered under thescheme. The coverage shall also be extended to familypensioners. The employees who were discharged/dismissed/ removed/ compulsorily retired/ terminatedfrom service will not be covered. The scheme will covermedical expenses incurred by the retired employees/family pensioners on or after 1st April of the financialyear for critical diseases.

Diseases Covered

Medical expenses incurred on critical illness inrespect of specified diseases as mentioned below shallbe covered-

Sr No. Name of Disease

1 Cancer

2 Cardiac Surgery/ Serious Heart Ailments

3 Kidney/ Liver Transplant

4 Dalysis

5 Illness/ Accidents of serious nature

involving major surgeries/ life supportsystem

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Expenses coveredi) In case of retired employees / family pensioners

covered under ‘Retired Employees Medical BenefitScheme’ / ‘Mediclaim Policy for RetiredEmployees’, the Bank Shall provide assistance tothe extent of 50% of the medical expenses incurredabove the amount payable under the medicalscheme / insurance policy. The maximum amountof assistance shall be restricted to Rs. 5.00 lacs.

ii) In case of retired employees / family pensionersnot covered under ‘Retired Employees MedicalBenefit Scheme’ / ‘Mediclaim Policy for RetiredEmployees’, the Bank shall provide assistance tothe extent of 50% of the medical expenses incurredabove Rs. 3.00 lacs. The maximum amount ofassistance shall be restricted to Rs. 5.00 lacs.

iii) The assistance shall be provided on first comefirst serve basis, subject to availability of fund.

iv) The facility can be availed for only one instanceper retired employee / family pensioner in a yearin respect of specified diseases, post facto.

v) Any query / clarification shall be issued by theChief General Manager (HR).

SANCTION PROCESS* The ‘Standard Operating Procedure’ for submission

of claims under the scheme is placed as Annexure‘B’.

ANNEXURE ‘B’STANDARD OPERATING PROCEDURE

The ‘Standard Operating Procedure’ for submissionof claims under ‘Assistance to Retired Employeesin case of Critical Illness’ is as under-

i) The retired employees / family pensioners shallsubmit their application for assistance regardingtheir medical expenses for critical illness at theirrespective Administrative Offices, under whosecontrol they are getting pension. The doctor’sprescription along with discharge summary ofhospitalisation and other original bills / receiptsshould be attached to the application.

ii) The Chief Manager (HR) shall be the Nodal Officerat Administrative Offices. He/ she will arrange toenter the details of application immediately in theportal opened for the purpose. The Link for theportal is available under Human Resources?Important News? Assistance to RetiredEmployees/ Family Pensioners in case of criticalillness. The user ID of employee at each AO shallbe created by the IR Department, CorporateCentre, Mumbai. The details of applications shallbe entered within the portal under ‘User Menu?Create new Application’. A ticket number will be

generated, which shall be mentioned on theapplication form.

iii) The bills shall be scrutinized by the Bank MedicalOfficer at Administrative Office before submission.The Administrative Offices shall ensure that allrelevant papers as mentioned in para 2 (i) aboveare attached to the applications and shall beforwarded to the Deputy General Manager (IR),State Bank of India, Industrial RelationsDepartment, Corporate Centre, Madame CamaRoad, Mumbai, under the signature of the DeputyGeneral Manager (B&O).

iv) The Industrial Relations Department at CorporateCentre shall be responsible for processing ofapplications. After processing the applications, theIndustrial Relations Department will obtainapproval by a 3 member Committee comprisingthe General Manager (OL & CS), Deputy GeneralManager (PM & PPG) and the Chief MedicalOfficer. In the absence of GM (OL & CS) or DGM(PM & PPG), their relief officers will attend themeeting of the Committee. In the absence of ChiefMedical Officer, the next senior Medical Officer inMedical Department shall attend the meeting. Themeeting shall take place at weekly intervalswhenever claim applications are available.

v) Once approved by the Committee, the IndustrialRelations Department at Corporate Centre shallenter the date of approval in the portal and forwardthe approved applications to Office AdministrationDepartment at Corporate Centre for payment.

vi) In case the application is not approved, theCommittee shall specify the reason and the sameshall be mentioned in the portal by the IndustrialRelations Department at Corporate Centre.

vii) The Office Administration Depar tment atCorporate Centre will make payment by debitingthe BGL Account ‘Staff Welfare Fund’. On 31stMarch of each financial year, the BGL Account‘Staff Welfare Fund’ shall be zeroised by raising aconsolidated debit to Central Accounts Office,Kolkata, enclosing the statement of expenses,under advice to Industrial Relations Departmentat Corporate Centre.

viii) The declined applications shall be returned by theIndustrial Relations Department at CorporateCentre to the concerned Administrative Office,assigning the reason of return.

ix) The Administrative Office will, in turn, return theapplications to the applicant on the recordedaddress.

*****

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ANNEXURE ‘C’Ticket No. (For Office Use) -

APPLICATION BY RETIRED EMPLOYEES/ OFFICERS/ FAMILY PENSIONERS FOR ASSISTANCE INMEETING MEDICAL EXPENSES IN RESPECT OF IDENTIFIED CRITICAL DISEASES

Sr.No. Employee Details/Particulars Description

1. Name of the Retired Employee/ Family Pensioner

2. Name of the Retired Employee (in case of family pensioner)

3. PF No.

4. Address & Mobile No.

5. Grade in which the employee retired

6. Name & Code of Pension Paying Branch

7. Account No.

8. Name of the family member hospitalised/undergoing treatment& Relationship with the Retired Employee

9. Particulars of Treatmenta) Name of the Diseaseb) Period of Hospitalisation / Treatment

10. Total Expenses Incurred

11. Insurance Cover Available, if anya) Policy No.b) Amount

I certify that the above particulars are true to the best of my knowledge.

(Signature of the Retired Employee/Family Pensioner)Recommendation:

We have scrutinised the application and recommend it for Corporate Centre consideration.

Place:Date: Stamp/Seal Deputy General Manager (B & O)

For calculation at Corporate Centre:

Sr. No. Particulars Details

1. Total expenses

2. Amount payable under Medical Scheme/Insurance Policy, if any

3. a) Amount (1 minus 2)b) 50% of the above amount i.e. 3 (a)c) Admissible Assistance (Maximum Rs. 5.00 lacs)

4. a) Amount (Item 1 minus Rs. 3.00 lacs)b) 50% of the above amount i.e. 4 (a)c) Admissible Assistance (Maximum Rs. 5.00 lacs)

Approved an amount of Rs. ____________/ Declined (with reason)

General Manager (OL & CS) DGM (PM & PPG) Chief Medical Officer

Date : (Committee Members)

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News from Units....JALANDHAR UNIT

A very successful Pensioner's Meet was organised byour Jalandhar Unit on 25.02.2018 at Jalandhar Branchwhich was attended by approximate 200 members and

was presided by the respected A.G.M. Sh. DineshKashyap. Sh. Y.P. Suri, our Vice President and his teamtook keen interest for the successful event. FromChandigarh S/Sh. J.R. Gupta, T.R. Gupta, S.K. Sharma,

K.K. Trikha, K.P. Joshi and Tek Chand attended themeeting. Both the Chief Managers of the Branch as wellas the A.G.M. Sh. Dinesh Kashyap remained sitting

throughout the meeting. Sh. Dinesh Kashyap, the A.G.M.,Sh. J.R. Gupta, Sh. T.R. Gupta, Sh. K.P. Joshi and Sh.K.K. Trikha, also spoke about the Association's andF e d e r a t i o n ' sactivities. Sh. T.R.Gupta addressedthe meeting in detailsabout the latestdevelopments of theFederation whichwere very wellreceived by themembers. TheA.G.M. Sh. DineshKashyap, Sh. S.S.Vaid, the ChiefManager, Sh. Y.P.Suri, Vice President& senior mostpensioners Sh.Narinder Singh werehonoured by theCircle Association.Our Jalandhar unitalso honoured theentire team of thecircle association. Themeeting ended withvote of thanks by Sh.M.R. Vij, the ZonalSecretary, followed bysumputious lunch.Our thanks to S/Sh.Y.P. Suri, Inder Chugh,Love Kumar, Setiaji,Sharma ji & Guptajifor the excellentarrangements forconducting thecaptioned meeting.

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KARNAL UNIT

Again, very successful Pensioner's Meet was organisedby our Karnal Unit headed by Sh. S.P. Aggarwal & histeam. The meting was held at Gymkhana Club of Karnal

on 26.02.2018. About 100 members were presentthereat. The meeting started at 5.30 p.m. and after themeeting, a colourful/cultural programme was alsoorganised. The special feature of the meeting was thatour 7 female members also took part in the meetingand were thereat throughout the deliberations, whichwent upto 10.30 p.m. After the dinner was served. The

arrangement of the meeting was highly appreciated forwhich all credit goes to S/Sh. S.P. Aggarwal, B.B.Chaudhary, Parmod Sharma and his team.

The meeting was presided by Sh. C.L. Sethi, Dy. G.M.(Retd.) S/Sh. J.R. Gupta, T.R. Gupta, S.K. Sharma, K.K.Trikha, K.P. Joshi and H.K. Sharma were the participantsfrom the Circle Association, Chandigarh. It was revealed

to us that prior to this meeting, such high number ofmembers never participated in the pensioners meetingsheld earlier. The meeting was addressed by S/Sh. J.R.Gupta (President), T.R. Gupta (Gen. Secretary), K.K.

Trikha, K.P. Joshi, S.P. Aggarwal, B.B. Chaudhary &C.L. Sethi. The sniormost member of the Karnal Unitwas honoured by the Circle Association amongst thepresent members in theabove meeting. We arevery happy that our suchtypes of units are so wellorganisded to hold suchnice functions/meetings.Sh. T.R. Gupta, Gen.Secretary spoke regardingall the latest developmentsin the association &federation level and repliedall the qurries/clarificationsraised by the members totheir satisfaction.I on behalf of our CircleAssociation, congratulate &thank our Karnal Unit forholding a beautiful eveningmeeting followed bysumptious Dinner.

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Achievements

(1) We are pleased to inform our members thatone of our member, Sh. Jagdish Kumar (Retd. Dy.Gen. Manager) alongwith his betterhalf i.e. Mrs. &Mr. Jagdish Kumar were adjudged the best coupleRunner-up (Sr.) award in the prestigious RoseFestival-2018 at Chandigarh. In the picture both arereceiving their award/trophy from Sh. DeveshMoudgil, Mayor, U.T., Chandigarh on 25th February,2018.

This is second achievement by our member in thesame contest when Mrs. & Mr. Ashok KumarKhurana were adjudged 1st, two years ago.

Congratulations to Mrs. & Mr. Jagdish Kumar Ji.

(2) SBI Officers (Ideal) Co-op H/B Society, Sector49-D, Chandigarh which resides 74 families of ourRetired Officers Pensioners whose ManagementCommittee is headed by Sh. Jagdish Kumar (Retd.Dy. Gen. Manager) has won the 2nd prize for the3rd consecutive year, for maintaining their internalgarden so well. This contest is also organised byChandigarh Administration under the banner ofAnnual Rose Festival. It is reported that Sh. JagdishKumar has sponsored many events in the Societydue to his keen interest and his liaison outside thesociety. Please keep it up.

Dharna by U.F.B.U. at Parliament Houseon 21.03.2018

A successful Dharna was organised by UnitedForum of Bank Unions on the captioned date whichwas covered adequately by the Electronic Media,for their 5 demands which are mentioned herein, foryour information :1. Bank's employees should come under Pay

Commission.2. Working hours of the Bank's should be fixed.3. Cross selling should be altogether stopped

in the Bank.4. Bank should take in mind the interests of the

employees when their postings are made.5. No work on holidays.

Chandigarh Circle (SBI Pensioners'Association had their Executive Committee Meetingon 09.03.2018 at the first floor of SBI LHO,Chandigarh. All the principal office-bearers of theCircle Association participated in the meeting namelyS/Sh. V.K. Kalia, Vice President; Y.P. Suri, VicePresident; U.S. Negi, Vice President; S.P. Aggarwal,Org. Secretary (now Vice President of HaryanaModule), V.K. Mahajan, Org. Secretary of J&KModule. S/Sh. J.R. Gupta, T.R. Gupta, S.K. Sharma,K.K. Trikha, M.S. Mongia, Tek Chand, K.P. Joshi &H.K. Sharma also attended the meeting on behalfof the Chandigarh Circle Association (Headquartersat Chandigarh) and other office-bearers from thevarious modules. Many issues were raised by themembers and the Presient, Sh. J.R. Gupta, whichwere clarified by Sh. T.R. Gupta, the GeneralSecretary and the suggestions made by themembers were noted for its future course of action.All the Vice Presidents par ticipated in thediscussions and the meeting ended with vote ofthanks by Sh. J.R. Gupta, the President, which wasfollowed by Lunch.

Our Court case at Delhi High Court - W.P. 1875/2013The above case was listed for further hearing on 18th March. As reported by our Federation GeneralSecretary, the Finance Ministry as usual did not submit the reply and asked for 2 months time whichhas been granted to them by Delhi High Court. The case has now been listed to be heard on 17thMay, 2018. The Federation has now to think seriously about next course of action as case has notmoved a bit for the last 4/5 years in Delhi High Court.

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DOMICILIARY HOSPITALIZATION / DOMICILIARY TREATMENT ON OUTPATIENT BASIS

Medical expenses incurred in case of the following diseases which need Domiciliary Hospitalization /domiciliary treatment as may be certified by the attending medical practitioner and or bank’s ‘medicalofficer shall be deemed as hospitalization expenses and reimbursed to the extent of 100% shall beconsidered for reimbursement under domiciliary treatment:

Sl Name of Disease1 Cancer2 Leukemia3 Thalassemia4 Tuberculosis5 Paralysis6 Cardiac Ailments7 Pleurisy8 Leprosy9 Kidney Ailment10 All Seizure disorders11 Parkinson’s diseases12 Psychiatric disorder including

Schizophrenia and Psychotherapy13 Diabetes and its complications14 Hypertension15 Asthma16 Hepatitis-B17 Hepatitis - C18 Hemophilia19 Myasthenia gravis20 Wilson’s disease21 Ulcerative Colitis22 Epidermolysis bullosa23 Venous Thrombosis(not caused by

smoking)24 Aplastic Anaemia25 Psoriasis26 Third Degree burns27 Arthritis28 Hypothyroidism29 Hyperthyroidism30 Expenses incurred on Radiotherapy and

Chemotherapy in the treatment of Cancerand Leukemia

31 Glaucoma

The cost of Medicines, Investigations, and consultations, etc. in respect of domiciliary treatment shall be.reimbursed for the period stated by the specialist and / or the attending doctor and / or the bank’smedical officer, in Prescription. If no period stated, the prescription for the purpose cr reimbursementshall be valid for a period not exceeding 90 days.

Sl Name of Disease32 tumor33 Diphtheria34 Malaria35 Non-Alcoholic Cirrhosis of Liver36 Purpura37 Typhoid,38 Accidents of Serious Nature39 Cerebral Palsy40 Polio41 All Strokes Leading to Paralysis42 Hemorrhages caused by accidents43 All animal/reptile/insect bite or sting44 Chronic pancreatitis45 Immuno Suppressants46 Multiple sclerosis / motor neuron disease47 Status Asthmatics48 Sequalea of Meningitis49 Osteoporosis50 Muscular Dystrophies51 Sleep apnea syndrome(not related to

obesity)52 Any organ related (chronic) condition53 Sickle cell disease54 Systemic lupus Erythemafous (SLE)55 Any connective tissue disorder56 Varicose veins57 Thrombo Embolism Venous Thrombosis/

Venous Thrombo embolism (VT.E)58 Growth disorders59 Graves’ disease60 Chronic Pulmonary Disease61 Chronic Bronchitis62 Physiotherapy63 Swine flu

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SpecimenForm No. 1

Application Form(To be made by members of the staff (All categories) for use of HOLIDAY HOME)

The President Name in Full.....................................................Circle Welfare Committee Designation .....................................................State Bank of India Branch/Deptt. ..................................................Chandigarh Circle. Date : ..............................................................

(Through the President, Local Implementation Committee)

Dear Sir,

I shall be glad if you will, please allot me a room in the Bank's Holiday Home situatedat ........................................................... for a period of .......... days preferably from .......................to ........................ or from any date suitable. The rules have been read to me/read by me.

1. I shall abide by the rules and byelaws.2. I declare that I shall pay dues payable by me.3. In the event of non-payment of any dues by me. I authorise the bank to recover it from my

salary/pension.4. Details of the family members who will accompany me :

--------------------------------------------------------------------------------------------------------------------------------Name Relation Age--------------------------------------------------------------------------------------------------------------------------------

--------------------------------------------------------------------------------------------------------------------------------I declare that the names of the persons included in the above, are the members of my family.

Forwarded for the consideration toCircle Welfare Committee

(Signature of the Applicant)

Secretary PresidentLocal Implementation Committee Local Implementation CommitteeState Bank of India State Bank of India....................................... ...........................................

Branch Manager/Head of Deptt.

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NEW ENROLLMENTS - 2018

Sanjiv Mogla #1563/3, Ragho Majra, Near Kamboj Dharmshala, 21.01.58 0175-2218215, 9779585693Patiala, Pb.

Promila Gupta #2901/1, Sector 42-C, Chandigarh. 10.01.58 8295198958Bhim Sain Jindal # E6, GH-30, Sector 5, MDC, Panchkula. 25.01.58 9855192161Parveen Kumar Jindal # 2061, Extn. IV, Gilco Valley, Kharar, Pb. 01.02.58 8146035504Dalbir Singh # 5442/3, M.H.C., Manimajra, Chandigarh. 02.01.58 0172-4171327, 9779586746Ashwani Kumar Sharma # 140, Nagina Avenue, B/S Power Colony, 25.01.58 0183-2570052, 8146557957

Majitha Road, Amritsar, Pb.Pawan Joshi #1283, St. No. 9, Vedant Nagar, Moga, Pb. 07.01.58 9814824835Lekh Raj Nargotra # 181, Sector 14, Near Gurudwara, Nanak Nagar, 27.01.58 0191-2437983, 9419114820

Jammu, J&KVishwa Nath Prasad H.No. 17/3, Main Market, Hallomajra, Chandigarh. 02.01.58 9872969747, 8699518181Ravinder Kumar Sharma Vill. Birta (Old Bhatha Road, P.O. Ghurkari, 02.01.58 01892-260221, 9816086530

Teh & Distt. Kangra, H.P.Vipin Kumar Sharma Bimal Cottage, Engine Ghar, Sanjauli, Shimla, H.P. 31.01.58 01772841319, 9816014319Harkesh Chand Katoch Near H.P.S.E.B. Sub Station, V.P.O. Dehan, 11.01.58 01894-238060, 9418063600

Teh. Palampur, Distt. Kangra, H.P.Jai Kishan Dass Bansal # 426, Jeevan Adhaar Coop. H/B Society, 01.02.58 0172-2672426, 9876467700

Sector 48-A, ChandigarhAshok Kumar Kocher # 205/5, Gandhi Nagar, Near Bus Stand, Jind, Hry. 12.01.58 9729875485Ishwar Singh VPO Jhanswa Kalan, Teh. Matan Hail, Distt. Jhajjar, Hry. 04.01.58 9729875196, 9729875191Anil Kumar Sadhotra # 194, Kachi Chowni, Jammu, J&K 06.01.58 9419200967, 9449677200Ashok Kumar Jain # 46-L, New Colony, Near Gurudwara, Gurgaon, Hry. 15.01.58 9888753158Jagtar Singh New Abadi, Partap Nagar, Akalgaeh, Ludhiana. 12.01.58 01624-275503, 9779586369Nirmal Singh Bhatti Bhatti Villa, St. No. 6-A, Dashmesh Nagar, 02.01.58 01636-234170, 9855134170

Amritsar Road, Moga, Pb.Vasu Dev # 160, Anand Nagar-A, Tripri, Patiala, Pb. 26.01.58 0175-2350539, 9779584448Sunil Kumar Goel # 6194, Nicholson Road, Ambala Cantt. , Hry. 17.01.58 0172-2642090, 9813291335Yatender Kumar Sharma # 13/325, Vasundhara, Ghaziabad, U.P. 16.01.58 8816086486Rakesh Sharma Kothi No. 50, Phase 6, SAS Nagar, Mohali, Pb. 07.01.58 0172-2221854, 8146998650Sushil Kumar Mahajan Flat 1, 2nd Floor, Block L, Ireo Rise, Sctor 99, Mohali, 11.01.58 9004098459Manjeet Singh V.P.O. Dhanaula, Prem Nagar, Ward No. 7, 15.01.58 9463280627

Dhanaula, Distt. Barnala, Pb.Veena Choudhary C/o A.K. Choudhary, Namak Mandi, 28.01.58 9814411069

Opp. BSNL Tower, Ferozepur City.Sarup Bala HL-497, Phase 9, Mohali. 02.01.58 0172-5091707, 9815111707Sunil Kumar Sharma #134-E, Rani Bagh, Ambala Cantt., Hry. 05.01.58 0171-2650593, 9896016134Nirmal Kumar Saini # 399-A, Sector 2, Panchkula, Hry. 05.01.58 0172-2582199, 9876066571Jeewan Kumar Mahajan # 202, GHS 21, Sector 20, Panchkula, Hry. 20.10.50 9779585216R.K. Bahl # 1487, Sector 21, Panchkula, Hry. 27.02.45 0172-4671487, 9779115951Surinder Kumar Walia # 1103, Sector 4, Panchkula, Hry. 03.08.52 9877357784Rajinder Parkash SharmaFlat No. 301, Sector 20, Panchkula, Hry. 19.01.44 0172-4639301, 9877954055Prem Chand Singla Flat No. 107, Pine Homes, Dhakoli, Zirakpur, Pb. 05.10.56 9779584595, 8360034325

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Surinder K. Nijhawan # 463, Sector 21, Panchkula, Hry. 15.03.56 9779584451K.C. Sharma # 422, Sector 48-A, SBI Housing Society, Chandigarh. 02.12.57 0172-4632659, 9876188422Manmohan Sachdeva # 2339, Sector 44-C, Chandigarh. 21.04.50 0172-4629886, 9779586293Sukhvinder Pal # 3456, Sector 23-D, Chandigarh. 26.01.64 9646772969Balveer Singh Slathia #20, Extn. II, Subash Nagar, Jammu, J&K 25.08.56 0191-2584086, 9419173721Rattan Lal C-144, Mohalla Prem Nagar, 18.04.57 9469018071

Jogi Gate Road, Jammu, J&KNaresh Chopra 84/2, Trikuta Nagar, Jammu, J&K 08.07.57 9419104607Usha Nanchahal # 619, Sector 4, Panchkula, Hry. 10.10.49 0172-2583619, 9988701454Amarjeet Rahi # 330, Gillan Street, MEHS Gate, Nabha, Distt. Patiala 28.02.58 9465655975Saroj Mittal # 753, Vedant Nagar, Gali No.4, Moga. 04.01.58Munder Singh V.P.O. Bhunder, Teh. Maur Mandi, Distt. Bathinda, Pb. 29.11.45 9464125026Juginderpal Uppal # 24750, Gali No. 1, Baba Deep Singh Nagar, - 9217993761

Chalhi Rallan Halka, BathindaKrishan Singh Vill. Kahan Singh Wala, Laverisar Road, 25.01.48 9041252031

P.O. Bhucho Mandi, Distt. BathindaRakesh Kumar Chawla H.No. B-IX-421, Behind GTB Mission School, 11.06.57 01639-251754, 9501400754

Ferozepur Road, Faridkot, Pb.Gurcharan Singh Sethi # 2414, First Floor, Sector 38-C, Chandigarh. 06.10.51 0172-4659816, 9872025261Smt. Santosh Kapoor # 909, F.F. Ansal Apats., Sector 114, 21.11.57 8146526525

Kharar-Landran Road, Mohali, Pb.Roop Singh Flat No. 220, SBI Officers' Enclave, Phase 10, Mohali 13.01.58 9464895507Gurdial Singh Behrampur Road, Near Krishna Nagar Camp, 01.02.58 9592232867

Dinanagar, Gurdaspur, Pb.Pritam Kaur Near Malli Sahib Gurudwara, Fazilka Road, Malout, Pb. 02.01.58 9988076247Chatro # 43, SBI Colony, Phase X, Mohali. - 9780055101Baljit Singh W.No. 16, Shiv Colony, Kashyap Dharamshala Main Gali, 10.01.58 9053582082

Nr. Banty Karyana Store, Safidon, Distt. Jind, Hry.Guljar Singh V.P.O. Shahpur, Distt. Ambala, Hry. 05.01.58 9896006382Jora Singh Shiv Colony, Shergard Road, Kaithal, Hry. 02.01.58 9416032230Dharam Vir Arya # 108, Sector 12, HUDA, Panipat, Hry. 01.05.60 9466563774Satpal Sharma # 9, Vill. Lahora, Near Govt. Dispensary, 15.01.58 9501016618 -

Lahora Khudda, ChandigarhBadan Singh Near Cantt. Road, Shah Baj Nagar, Fairdkot, Pb. 15.01.58 9988308343 -Raj Kumar 17565, Kanaiya Nagar, Near Balmik Mandir, Bathinda 15.05.52 9478453081Ashok Kumar V.P.O. Bajwara Kalan, Distt. Hoshiarpur, Pb. 27.07.51 7508128938Surinder Mohan Gaba # 1392, Sector 7, Urban Estate, Karnal, Hry. 08.08.55 0184-4031392, 9729875273Mohan Lal Arora H.No. 147, Sector 13 Extn., Urban Estate, Karnal, Hry. 13.07.57 9896368884Mangat Ram H.No. 652, Sector 5, U.E., Karnal, Hry. 19.09.65 9467479125Ashok Kumar # 38-D, Model Town, Karnal, Hry. 29.11.57 9779585764Dalip Kumar #12171, St. No. 5, Narwana Road, 16.09.57 9888740415

Shahid Bhagat Singh Nagar, BathindaBhagwan Dass Singal # 533, Sector 12-A, Panchkula 17.11.48 8360481056Rajiv Tandon # 353, Phase 4, Mohali, Pb. 19.02.58 0172-2228374, 9781503534

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12



Views expressed by the authors in the various Articles need not necessarily be the views of the Association.

Monthly Magazine Registered with The Registrar for Newspapers in India under No. CHAMUL/2001/5941 dated 13.2.2002

BOOK POST(Printed Material)

DUE DATE OF POSTING ATMBU CHANDIGARH : 07.04.18

To, Mr./Mrs./Ms.

RONPFI Regd. No.CHAMUL/2001/5941 Dt.13.2.2002

If undelivered,please return to :Sh. K.K. TrikhaFlat No. 8-C, Sector 44-A,Chandigarh.

Information Under Section 3 of Newspaper Act, 1867Editor & Published by T.R. Gupta, General Secretary, H.No. 3020, SBI Society, Sector 49-D, Chandigarh. Mobile : 9872113608

on behalf of State Bank of India Pensioners’ Association, Chandigarh Circle, Chandigarh.Printed by : RGS Enterprises at RP Press, Gurudwara Road, Badheri, Sector 41-D, Chandigarh. E-mail : [email protected]

Postal Registration No.G/CHD/0098

VALID for 1.1.2018 to 31.12.2020

OBITUARY AND BEREAVEMENTS1. Sh. B.L. Puri Ludhiana

expired on 01.03.2018.2. Sh. Jai Pal Sharma Ludhiana

expired in February, 2018.3. Smt. Rashmi Sharma Ludhiana

W/o Sh. Bal Kishan Sharma4. Sh. Baldev Krishan Sharma Jalandhar

Father-in-law of Sh. M.L. Sharmaexpired in February, 2018.

5. Smt. Gurbachan Kaur JalandharW/o Sh. Bhupinder Singhexpired in 20.02.2018.

6. Sh. Mohinder Pal Kundra Amritsarexpired in February, 2018.

7. Sh. Sushila Devi Mittal JalandharM/o Sh. Rakesh Kumar Mittalexpired in February, 2018.

8. Sh. Kashmir Singh JalandharF/o Sh. Bhupinder Singh Gumberexpired in February, 2018.

9. Sh. Mohan Lal Attal MogaExpired on 27.01.2018.

10. Sh. Veeran Devi JindW/o Sh. Y.P. SuriAge 104 years, expired on 21.02.2018.

11. Mrs. Anita Sharma Shimlaexpired on 29.01.2018.

12. M/o Sh. Narinder Trikha Jammuexpired in February, 2018.

13. B/o Sh. Sunil Sharma JammuWe pray to the Almighty to grant peace to the departed souls.

DONATION ON ACCOUNT OF ARREARS OF 5TH-7TH B.P.S.AMRITSAR

B.F. 19300.001. Sh. Jawahar Lal Behl 1100.002. Mrs. Saroj Sharma 1100.00

W/o Late Sh. Sudarshan Sharma3. Mrs. Vijay Bala 1100.00

W/o Late Sh. A.K. Bakshi -------------Total 22600.00

JALANDHARB.F. 59900.00

1. Sh. Hargobind Singh Kapoor 1100.002. Sh. Ramesh Chander Kapur 700.003. Smt. Raj Kumari 700.004. Sh. Shiv Kumar Duggal 1100.005. Sh. V.K. Arora 1100.00

------------Total 63700.00

LUDHIANAB.F. 36000.00

1. Sh. A.N. Gupta 1100.002. Sh. Tarsem Pal Sharma 1100.003. Sh. G.K. Chawla 1100.004. Sh. P.S. Lamba 1100.005. Sh. O.J. Joshi 1100.006. Sh. Devinder Singh 1100.00

-----------Total 43600.00

MOGAB.F. 10500.00

1. Sh. Nirmal Singh Brar 700.00------------

Total 11200.00JAMMU

B.F. 2500.001. Sh. Ram Krishan Dhar 2000.00

#264/A, Lane No. 17, Rajpura Mangotarian------------

Total 4500.00

DONATIONS1. Sh. R.M. Singh Chandigarh 500/-

(on his deputation to U.K., Congratulations!)2. Sh. Dinesh Kumar Gupta Chandigarh 500/-Please share your rememberances and happy occasionswith the Association.

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