Edition February April June August October...
Transcript of Edition February April June August October...
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Edition February April June August October November
Deadline 20 January 10 March 14 May 14 July 8 September 15 October
Guideline
Annual Focus* Topics for each annual focus are confirmed
closer to the deadline
The year aheadEmployee Benefits &
RetirementInvestments Life Short-term & UMAs Healthcare
In the newsChallenges facing the
industry in 2014. DONEBudget Blitz. DONE
The challenge of
expanding products and
services during tough
economic conditions.
Where do you turn?
Tough market conditions
look to continue. What will
happen if companies don’t
evolve?
What will the effects of
POPI be on the insurance
industry?
Including the lower income
earners into your book of
business - pros and cons
In the newsA summary of ombud
determinations during
2013. DONE
Independent or tied - the
debate continues. DONE
Will the transparency in
costs, compliance and
prices forced by TCF and
RDR benefit the industry?
DONE
The ever-widening gap
between the scheme
reimbursement level and
the cost of professional
fees: GAP Cover DONE
Have we got enough
skilled compliance officers
who really understand the
importance of their role?
Has TCF done enough to
abolish practices that may
constitute poor market
conduct?
In the newsGetting to grips with hard
rates in the short-term
industry for 2014. DONE
Should Government play
an increased role in
promoting financial
services products?
BOOKED
Is South Africa's appetite
for over-regulation driving
away important foreign
investors?
Why become a CFP?
Overcoming the 'value
add' challenge.
With the regulatory
changes, has South Africa
caught up with the rest of
the world?
Has the Tax Ombud made
a positive impact on the
industry?
Short-term
SMS warning notifications -
are they a necessity?
Which insurers are being
proactive and do we have
stats. DONE
Brokers that have binder
or underwriting
arrangements - is there a
conflict of interest?
Underwriting profitability -
six months in review
Only a third of vehicles on
the road are insured. Are
we any closer to resolving
this? What are the
solutions? DONE
The changing role of
technology and how we
use it when assessing and
managing bigger risks
The outlook for 2015? Will
this be the year of
recovery?
Unique topics are created for regular advertisers according to their
area of expertise. Topics are not cast in stone and serve as a guideline. Should you wish to discuss any topic or any additional topics / angles contact
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Edition February April June August October November
Deadline 20 January 10 March 14 May 14 July 8 September 15 October
Short-term Panel replaces vs. panel
beaters. DONE
Will 2014 be a year of
mergers and acquisition?
What are the benefits of
industry consolidation?
DONE
Rates are generally based
on a combination of a
client risk analysis and the
broker’s relationship with
the insurer. What happens
when the insurer imposes
a rate increase?
The role of social media in
the industry. Will clients
turn to social media as an
advise platform? Ahat are
the dangers of this? DONE
Balancing risk with reward
when underwriting
business
The effects of climate
change. DONE
Short-term
Directors and Offices
Liability – The liability of
directors and offices when
it comes to staff
negligence. DONE
Kidnap & Ransom –
Underwriting
considerations. DONE
Cyber Liability –
International trends that
could influence the local
market. DONE
Professional Indemnity -
the importance of a
detailed understanding of
particular risks clients may
face
Reinsurance and emerging
risks… a changing picture
Managing and mitigating
risks that could possibly
devastate the commercial
viability of a business
UMAsChallenges facing UMAs.
DONE
Changing business models
from parent companies.
DONE
The charms of a UMA.
DONE
Increased level of
competition in the UMA
market DONE
Gaining market share -
tighter competition
SAUMA talks about the
year that was and the
challenges lying ahead
Life
In an ideal world ...
advisers share how the life
insurance industry can do
business more effectively.
DONE
Retaining you client base
as unemployment causes
policy lapses
Closing the life and
disability cover gap. Is
South Africa still
significantly underinsured?
DONE
Income protection and
tax… the impact on your
client
Balancing the growing
dependence on technology
in a people based industry.
How can brokers improve
the penetration rate of the
life insurance industry?
Life Product related
developments in terms of
HIV/Aids
Assessing disability claimsChallenges around
churning
Getting a handle on fraud
in the life insurance
industry. DONE
The trend in the USA is
that of not purchasing life
insurance. What are the
alternative products being
bought?
How does longevity
change the advice
landscape?
Employee Benefits Do we need to take a fresh
approach for the new
generation workforce?
The changing role of the
financial adviser in the EB
space. DONE
How will the NHI and
forced participation in the
retirement industry change
the shape of employee
benefits?
Will employee benefits
play an increased role in
staff retention?
How does South African
employee benefits
measure up against
international trends? DONE
Broadening your EB
portfolio with GAP cover
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Edition February April June August October November
Deadline 20 January 10 March 14 May 14 July 8 September 15 October
Employee Benefits Beneficiary funds… an
update. DONE
Defining investment
excellence. DONE
What more can be done in
the workplace to help
people adequately save for
their retirement? DONE
Using health and wellbeing
to maintain and
retain stable workforce
What do employers’ want
from an intermediary?
Outsourcing trends in the
EB space
Retirement
Endowment policies should
be banned because of high
costs, what are the
alternatives?
Time for some more
innovation in the
retirement space?
Will Government's new
Retirement Reform
Programme make a
positive impact?
Is urbanisation forcing an
increased focus on
retirement vehicles?
Reducing the impact of
fees and expenses on
retirement benefits
Will 2015 be a make or
break year for
Government's retirement
reform programme?
Retirement
Is the property market
improving enough to make
property a viable
retirement savings
vehicle? DONE
Longevity and retirement…
a whole new ball game.
DONE
The effects of the FSB's
directive on causal events
on the industry
The importance of
promoting a savings
culture and how this can
be achieved DONE
The debate between a
pure investments and
living annuities continues
Do income funds fill a gap
in the decumulation phase
of retirement?
Healthcare Tarrifs guidelines: are we
any closer to resolving this
challenge?
Latest on medical scheme
contributions and tax
deductions
Smaller scheme providers
will need to adapt or
consolidate. Which will
dominate in 2014?
Creating a balance
between financial
sustainability and patient
care, demands a fine
balance of risk taking.
Is greater inclusion of
lower income earners a
realistic goal or a bridge
too far? How can we
achieve this?
Provider and member
fraud… are we winning the
battle?
Investments
Has there been enough
recovery from the global
financial crisis for the
public to increase its focus
on investments?
RDR… what's the latest?
Done
Defining investment
excellence. Done
Managing risks in a bull vs.
bear market… how
different is it?
Investment philosophies…
just a marketing blurb?
Strategic challenges in
wealth management
InvestmentsBull or bear for 2014?
DONE
Will continued instability
on the geopolitical scene
continue to affect the
investment industry?
Quantitative approach to
investments
Social networks and digital
media has become a
'reliable' source of
information for financial
decisions. What dangers
does this pose to the
industry.
Will pressure on margins in
the investment space force
changes in distribution
models?
A recap of the industry's
performance in 2014 and
trends that might affect
the industry in 2015.
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Edition February April June August October November
Deadline 20 January 10 March 14 May 14 July 8 September 15 October
Risk Management
Embedding a risk
management culture into
the fabric and habit of
daily operations
How to turn enterprise risk
management from a
compliance requirement
into a game-changing
differentiator
Risk management from a
South African perspective?
How are we different from
international markets?
DONE
Re-energizing risk
management… how do we
stay relevant and on top of
the game?
Are technological risks a
growing concern for the
South African financial
services industry?
Risk assessment and risk
management is now more
important than ever… do
we have enough skills to
keep the standard high?
BOOKED
Regulatory FSB - FSP update. DONE
Integrating regulatory
changes into existing
structures… challenging
and costly. DONE
Twin Peaks update
Real challenges for
insurers post SAM
implementation
The days pre-regulation…
good memories?
2014 Regulatory summary
update
RegulatoryValue your clients privacy -
POPI
Is new regulation
benefiting the consumer or
impeding the industry?
DONE
Adopting international
regulation in the local
market… the good, the
bad and the ugly part of
that.
RDR… the positives and
the negatives. DONE
The challenges that
smaller financial service
providers face in
complying with regulation.
What regulation awaits us
in 2015?
Compliance
The challenges that
compliance officers face
with the changing FSB
legislation
Will complying with TCF
prove to be a challenge?
Will we see some
examples of those who are
not TCF ready?
How does South Africa
compare with our
international compliance
counterparts? Are we
leading or following? DONE
Technology is making
compliance easier… let's
share some detail of
available 'tools'
Changing trends in
compliance. How this has
evolved over the past five
years
Has the new regulatory
reform highlighted the
importance of compliance
officers?
Practice Management
Listen more and actively
seek intelligence from the
market for your clients…
they need options
The effects that RDR and
SAM will have on practice
management.
Practice management…
learning from the best
Change the mould… start
doing things differently
Dealing with well informed
clients means top product
knowledge. Do we spend
enough on product
training?
Enhancing the customer
experience. Understanding
generations and the way
they think… it makes a
difference
Technology
System options and
capabilities have increased
substantially. Are brokers
using systems to its full
potential?
Service delivery vs. skilled
staff… a challenge? DONERecapping STRIDE. DONE
Telematics - it's positive.
DONE
Enhancing the customer
experience. Make
technology work for you…
Embracing the mobile and
social media wave… it's a
great tool
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Edition February April June August October November
Deadline 20 January 10 March 14 May 14 July 8 September 15 October
Industry Personality
Profile
Company Profile / UMA
Profile / Association Corner
Other Issues Covered
Introduce the movers and shakers in your company to our readers. Please send a mail to the editor at [email protected] or contact us on 011 768 2299 for more
information and to discuss this.
Do you want to remind brokers and advisers why they should be dealing with you? Do you have some exciting news? We will share it for you. Please send a mail to
the editor at [email protected] or contact us on 011 768 2299 for more information and to discuss this.
Legal / Marketing / Reinsurance / Tax / Trusts or any other issue relevant to advisers and brokers
Product Profile
We would like to do at least one product profile in each edition of the FAnews and FAnuus magazines during 2014. After a survey amongst our readers it was clear
that they find these product profiles informative and useful.
There are no costs involved with these product profiles and we will write the profiles (with your input of course). Please note that there will be no contact details with
these profiles, as we want it to look like an article and not an advertorial.
If you want your product profile in the FAnews or FAnuus, please send a mail to the editor at [email protected] or contact us on 011 768 2299 for
more information and to discuss this.
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