E Sample Letters of Determination - FEMA.gov · PDF fileE Sample Letters of Determination n...
Transcript of E Sample Letters of Determination - FEMA.gov · PDF fileE Sample Letters of Determination n...
E Sample Letters of Determination n Letter to Notify Property Owners of a Determination That Work Constitutes Substantial
Improvement
n Letter to Notify Property Owners of a Determination That Work Constitutes Repair ofSubstantialDamage
n Letter to Notify Property Owners of a Determination That Work Does NOT ConstituteRepairofSubstantialDamage
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Sample Letter to Notify Property Owners of a Determination That Work Constitutes Substantial Improvement
Notice of Substantial Improvement Determination (Residential)
DearPropertyOwner:
Wehavereviewedyourrecentapplicationforapermitto[describeproposedimprovement/ad-dition]yourexistinghomethatislocatedinamappedSpecialFloodHazardArea.Asrequiredbyourfloodplainmanagement regulationsand/orbuildingcode,wehavedetermined thattheproposedwork constitutes substantial improvementof thebuilding.Thisdeterminationisbasedonacomparisonofthecostestimateoftheproposedworktothemarketvalueofthebuilding(excludinglandvalue).Whenthecostsequalorexceed50percentofthemarketvalueofthebuilding,theworkissubstantialimprovement.
Asaresultofthisdetermination,youarerequiredtobringthebuildingintocompliancewiththeflooddamage-resistantprovisionsoftheregulationsand/orcode[citepertinentsections].
Wewouldbepleasedtomeetwithyouandyourdesignatedrepresentative(architect/builder)todiscusshowtobringyourhomeintocompliance.Thereareseveralaspectsthatmustbead-dressed toachievecompliance.Themost significant requirement is that the lowestfloor,asdefinedintheregulations/code,mustbeelevatedtoorabovethebasefloodelevation(BFE)[ortheelevationspecifiedintheregulations/code].YoumaywishtocontactyourinsuranceagenttounderstandhowraisingthelowestfloorhigherthantheminimumrequiredelevationcanreduceNFIPfloodinsurancepremiums.
Pleaseresubmityourpermitapplicationalongwithplansandspecificationsthatincorporatecompliancemeasures.Constructionactivitiesthatareundertakenwithoutaproperpermitareviolationsandmayresultincitations,fines,orotherlegalaction.
Sample Letter to Notify Property Owners of a Determination That Work Constitutes Repair of Substantial Damage
Notice of Substantial Damage Determination (Residential)
DearPropertyOwner:
Wehavereviewedyourrecentapplicationforapermittorepairyourexistinghomethatwasdamagedby[insertcauseofdamage].ThebuildingislocatedinamappedSpecialFloodHaz-ardArea.Asrequiredbyourfloodplainmanagementregulationsand/orbuildingcode,wehavedeterminedthatthebuildinghasbeensubstantiallydamaged.Thisdeterminationisbasedonacomparisonofthecostestimateof theworkrequiredtorestorethebuildingto itspre-damageconditiontothemarketvalueofthebuilding(excludinglandvalue).Whenthecosttorepairequalsorexceeds50percentofthemarketvalueofthebuilding,theworkisrepairofsubstantialdamage.
Asaresultofthisdetermination,youarerequiredtobringthebuildingintocompliancewiththeflooddamage-resistantprovisionsoftheregulationsand/orcode[citepertinentsections].
Wewouldbepleasedtomeetwithyouandyourdesignatedrepresentative(architect/builder)todiscusshowtobringyourhomeintocompliance.Thereareseveralaspectsthatmustbead-dressed toachievecompliance.Themost significant requirement is that the lowestfloor,asdefinedintheregulations/code,mustbeelevatedtoorabovethebasefloodelevation(BFE)[ortheelevationspecifiedintheregulations/code].YoumaywishtocontactyourinsuranceagenttounderstandhowraisingthelowestfloorhigherthantheminimumrequiredelevationcanreduceNFIPfloodinsurancepremiums.
IfthedamagewascausedbyfloodingandifyouhaveafloodinsurancepolicyfromtheNation-alFloodInsuranceProgram,youshouldcontactyouradjustertodiscusstheIncreasedCostofCompliance(ICC)coverage.Thiscoveragemayprovideaclaimpaymenttohelppayforworkrequiredtobringyourhomeintocompliance.YouradjustercanexplainthattheICCclaimmayalsobeusedtopaycertaincostsassociatedwithdemolishingandrebuildingyourhome,ormov-ingyourhometoasiteoutsideofthefloodplain.
Pleaseresubmityourpermitapplicationalongwithplansandspecificationsthatincorporatecompliancemeasures.Constructionactivitiesthatareundertakenwithoutaproperpermitareviolationsandmayresultincitations,fines,orotherlegalaction.
Sample Letter to Notify Property Owners of a Determination That Work Does NOT Constitute Repair of Substantial Damage
Notice of Determination (Residential)
DearPropertyOwner:
Wehavereviewedyourrecentapplicationforapermittorepairyourexistingbuildingthatwasdamagedby[insertcauseofdamage].ThebuildingislocatedinamappedSpecialFloodHaz-ardArea.Asrequiredbyourfloodplainmanagementregulationsand/orbuildingcode,wehavedeterminedthattheworkproposedtorepairthedamagedoesnotconstituterepairofsubstantialdamage.Thisdeterminationisbasedonacomparisonofthecostestimateoftheworkrequiredtorestorethebuildingtoitspre-damageconditiontothemarketvalueofthebuilding.
Pleasebeadvisedthatwewillmakeanotherdeterminationifyouelecttoperformworkoth-erthanwhatisnecessarytorepairthedamage,suchasadditionalrenovationsorupgradesorbuildinganaddition.Constructionactivitiesthatareundertakenwithoutaproperpermitareviolationsandmayresultincitations,fines,orotherlegalaction.