Don’t Get Phishednternet “phishing” scams are one of the fastest-growing frauds today....

2
Presented by the American Bankers Association © 2004 FINANCIAL EDUCATION CORPORATION Take Some Simple Precautions to Avoid Getting Netted by Internet ‘Phishing’ Scams Take Some Simple Precautions to Avoid Getting Netted by Internet ‘Phishing’ Scams Take Some Simple Precautions to Avoid Getting Netted by Internet ‘Phishing’ Scams Don’t Get Phished Don’t Get Phished Don’t Get Phished FRAUDALERT! FRAUDALERT! Experian, 1-888-397-3742; and TransUnion, 1-800-680-7289. File a complaint with the Federal Trade Commission at www.ftc.gov or 1-877-382- 4357. Consumers should never provide their personal information in response to an unsolicited telephone call, fax, letter, e-mail or Internet advertisement, says the Federal Deposit Insurance Corp. The bottom line: Don’t get hooked by fraudulent phishing attempts!

Transcript of Don’t Get Phishednternet “phishing” scams are one of the fastest-growing frauds today....

Page 1: Don’t Get Phishednternet “phishing” scams are one of the fastest-growing frauds today. Phishing typically involves a bogus e-mail message that uses legitimate materials, such

Presented by theAmerican Bankers Association

© 2004 FINANCIAL EDUCATION CORPORATION

Take Some SimplePrecautions toAvoid Getting

Netted by Internet‘Phishing’ Scams

Take Some SimplePrecautions toAvoid Getting

Netted by Internet‘Phishing’ Scams

Take Some SimplePrecautions toAvoid Getting

Netted by Internet‘Phishing’ Scams

Don’t GetPhished

Don’t GetPhished

Don’t GetPhished

FRAUDALERT

!FRAUD

ALERT!

Experian, 1-888-397-3742; and TransUnion,1-800-680-7289.

■ File a complaint with the Federal TradeCommission at www.ftc.gov or 1-877-382-4357.

Consumers should never provide their personalinformation in response to an unsolicitedtelephone call, fax, letter, e-mail or Internetadvertisement, says the Federal Deposit InsuranceCorp.

The bottom line: Don’t get hooked byfraudulent phishing attempts!

Page 2: Don’t Get Phishednternet “phishing” scams are one of the fastest-growing frauds today. Phishing typically involves a bogus e-mail message that uses legitimate materials, such

IF YOU’VE BEEN “PHISHED...”

“STOP, LOOK AND CALL”

TAKE SOME SIMPLEPRECAUTIONS.

IProtecting YourselfAgainst E-mail FraudProtecting YourselfAgainst E-mail Fraud

I nternet “phishing” scams are one of thefastest-growing frauds today. Phishingtypically involves a bogus e-mail message that

uses legitimate materials, such as a company’s Website graphics and logos, in an attempt to entice e-mail recipients to provide personal financialdetails, such as credit card and Social Securitynumbers.

Financial institutions, government agencies,retailers, credit card companies and many otherorganizations have seen their Web site graphics,including corporate logos and other materials,“borrowed” by fraudsters intent on trickingconsumers into divulging personal financialinformation by responding to an official-looking,but entirely bogus, e-mail. Like many cons andscams, phishing preys on the unwary. Here’s howyou can keep your guard up, and help fight backagainst this form of fraud.

TAKE SOME SIMPLEPRECAUTIONS.

■ Never respond to an unsolicited e-mail thatasks for detailed financial information. Knowwhom you are dealing with.

■ Report anything suspicious to the properauthorities. Alert the company or governmentagency identified in the suspect e-mailthrough a Web address or telephone numberthat you know is legitimate.

■ You can also contact the Internet CrimeComplaint Center at www.ifccfbi.gov—apartnership between the FBI and the NationalWhite Collar Crime Center—if you think youhave received a phishing e-mail or have beendirected to a “phishy-looking” Web site.

“STOP, LOOK AND CALL”The Department of Justice advises e-mail users to“stop, look and call” if they receive a suspicious e-mail.

■ Stop. Resist the urge to immediately respondto a suspicious e-mail—and to provide theinformation requested—despite urgent orexaggerated claims.

■ Look. Read the text of the e-mail severaltimes and ask yourself why the informationrequested would really be needed.

■ Call. Telephone the organization identified,using a number that you know to belegitimate.

IF YOU’VE BEEN “PHISHED...”If you believe that you have provided sensitivefinancial information about yourself through aphishing scam, you should:

■ Immediately contact your financial institution.

■ Contact the three major credit bureaus andrequest that a fraud alert be placed on yourcredit report. The credit bureaus and phonenumbers are: Equifax, 1-800-525-6285;

✔✔