DISCLOSURE SUMMARY TABLE A1W: DISPOSITION …...2017/10/03 · (STATE/COUNTY/TRACT NUMBER) FHA,...
Transcript of DISCLOSURE SUMMARY TABLE A1W: DISPOSITION …...2017/10/03 · (STATE/COUNTY/TRACT NUMBER) FHA,...
TOTAL APPLICATIONS 28/
CONVENTIONAL 6 948 2 138 1428
FHA 1 15
VA 6 22
FSA/RHS 1
LOANS ORIGINATED
CONVENTIONAL 5 541 2 96 1290
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 83 925
FHA 11
VA 1 2
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1 222 2655
FHA 13
VA 42
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 60 545
FHA 1
VA 1
FSA/RHS 1
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 42 213
FHA
VA
FSA/RHS
PREAPPROVALS DENIED
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
PREAPPROVALS APPROVED BUT NOT ACCEPTED 29/
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 413 67210
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 57 6 138
FHA
VA 1
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 20 314
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 5 14
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 25 116
FHA
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 4 1 13
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 31
FHA
VA
FSA/RHS
PREAPPROVALS DENIED
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
PREAPPROVALS APPROVED BUT NOT ACCEPTED 29/
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 10 18
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 22 1 4 134
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 10 1 3 120
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 16
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 6 13
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 33
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 22
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3W: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 5 414 66182 NA
PRICING REPORTED 12 26 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.75 1.731.70 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.73 1.731.61 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 5 426 68188 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 11 27 NA
PRICING REPORTED 8 14 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.82 1.952.03 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.77 1.952.00 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 19 311 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE BW: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK INSTITUTION'S NATIONWIDE TOTALS
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/KERN COUNTY/0002.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1287 287
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0005.03
LOANS ORIGINATED 1 157
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0006.00
LOANS ORIGINATED 1 153 53
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0013.00
LOANS ORIGINATED 1 145 45
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0014.00
LOANS ORIGINATED 2 2108 108
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0017.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1238 238
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 1 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/KERN COUNTY/0018.01
LOANS ORIGINATED 1 175
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0019.02
LOANS ORIGINATED 1 181 81
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0020.00
LOANS ORIGINATED 1 175 75
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0028.18
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 139
CA/KERN COUNTY/0031.22
LOANS ORIGINATED 1 133
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0032.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 145
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 2 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/KERN COUNTY/0032.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 66
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0038.03
LOANS ORIGINATED 1 1 14190 15488 4190
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KERN COUNTY/0061.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 11744 1744
CA/KERN COUNTY/0063.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 55
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 3 6 1 1 74522 420 75 15488 4552
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 4 2287 504 525
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 2 11883 1744
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 3 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 4 of 4
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 12540 - BAKERSFIELD, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2 308
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 308
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2 308
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 175
100-119% OF MSA/MD MEDIAN 1 133
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 175
80-100% MINORITY 1 133
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 1 133
MIDDLE INCOME 1 175
UPPER INCOME
TOTAL 14/ 2 308
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
2
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 12540 - BAKERSFIELD, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
308
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 12540 - BAKERSFIELD, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 13 619 332 287
MALE 11 287 287
FEMALE 11 175 175
JOINT (MALE/FEMALE) 11 157 157
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 4190 4190
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 2 13 619 332 287
MALE 11 287 287
FEMALE 11 175 175
JOINT (MALE/FEMALE) 11 157 157
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 4190 4190
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 619 332 287
MALE 11 287 287
FEMALE 11 175 175
JOINT (MALE/FEMALE) 11 157 157
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 175 175
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 444 157 287
INCOME NOT AVAILABLE 6/ 11 4190 4190
TOTAL 14/ 3 14 4809 4522 287
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL) 11 139 139
MALE 11 139 139
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 6 39 686 420 266
MALE 5 16 353 287 66
FEMALE
JOINT (MALE/FEMALE) 1 23 333 133 200
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 1982 238 1744
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 5 38 553 287 266
MALE 5 16 353 287 66
FEMALE
JOINT (MALE/FEMALE) 22 200 200
NOT HISPANIC OR LATINO (TOTAL) 1 12 272 133 139
MALE 11 139 139
FEMALE
JOINT (MALE/FEMALE) 11 133 133
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 1982 238 1744
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 133 133
MALE
FEMALE
JOINT (MALE/FEMALE) 11 133 133
OTHERS, INCLUDING HISPANIC (TOTAL) 5 3 19 692 287 266 139
MALE 5 1 17 492 287 66 139
FEMALE
JOINT (MALE/FEMALE) 22 200 200
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 22 121 121
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 133 133
120% OR MORE OF MSA/MD MEDIAN 5 1 17 571 287 145 139
INCOME NOT AVAILABLE 6/ 1 12 1982 238 1744
TOTAL 14/ 6 4 212 2807 420 504 1883
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 75 75
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 75 75
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 11 75 75
TOTAL 14/ 11 75 75
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 15488 15488
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 15488 15488
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 11 15488 15488
TOTAL 14/ 11 15488 15488
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 5 16 574 287 287
MALE 5 16 574 287 287
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 2 1 14 6247 4265 238 1744
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 55 287 287
MALE 55 287 287
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 287 287
MALE 11 287 287
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 1 14 6247 4265 238 1744
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 287 287
MALE 11 287 287
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 55 287 287
MALE 55 287 287
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 5 16 574 287 287
INCOME NOT AVAILABLE 6/ 2 1 14 6247 4265 238 1744
TOTAL 14/ 7 2 110 6821 4552 525 1744
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 175 175
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 175 175
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 175 175
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 444 157 287
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 444 157 287
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 444 157 287
OTHERS, INCLUDING HISPANIC
3 14 4809 4522 287TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 121 121
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 22 121 121
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 22 121 121
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 133 133
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 133 133
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 133 133
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 11 139 139
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 16 432 287 145
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 5 16 432 287 145
NOT HISPANIC OR LATINO 11 139 139
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 5 1 17 571 287 145 139
6 4 212 2807 420 504 1883TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 16 574 287 287
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 55 287 287
NOT HISPANIC OR LATINO 11 287 287
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 287 287
OTHERS, INCLUDING HISPANIC 55 287 287
7 2 110 6821 4552 525 1744TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 13 4634 4347 287
50-79% MINORITY 11 175 175
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 287 287
MIDDLE INCOME 11 175 175
UPPER INCOME 22 4347 4347
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 287 287
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 175 175
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 4347 4347
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 14 4809 4522 287TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 2121 238 1883
50-79% MINORITY 2 13 200 134 66
80-100% MINORITY 4 26 486 286 200
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 53 53
MODERATE INCOME 5 16 422 367 55
MIDDLE INCOME 1 12 1889 145 1744
UPPER INCOME 2 13 443 304 139
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 53 53
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 81 81
80-100% MINORITY 4 15 341 286 55
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 1744 1744
50-79% MINORITY
80-100% MINORITY 11 145 145
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 377 238 139
50-79% MINORITY 11 66 66
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
6 4 212 2807 420 504 1883TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 75 75
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 75 75
MIDDLE INCOME
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 75 75
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 75 75TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 15488 15488
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 11 15488 15488
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 15488 15488
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 15488 15488TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 2 14 6459 4190 525 1744
50-79% MINORITY 22 134 134
80-100% MINORITY 44 228 228
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 53 53
MODERATE INCOME 5 16 596 309 287
MIDDLE INCOME 11 1744 1744
UPPER INCOME 1 12 4428 4190 238
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 53 53
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 287 287
50-79% MINORITY 11 81 81
80-100% MINORITY 44 228 228
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 1744 1744
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 4428 4190 238
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
7 2 110 6821 4552 525 1744TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE 1
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 332
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 332
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 332
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 175
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 157
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE 175
JOINT (MALE/FEMALE) 157
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 157
50-79% MINORITY 175
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 175
UPPER INCOME 157
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 133
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 133
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 133
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 133
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 133
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 133
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 133
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 12 14
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 6 13
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 41
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 2
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 11
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 12 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 12 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 12540 - BAKERSFIELD, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/BUTTE COUNTY/0001.02
LOANS ORIGINATED 3 3778 526
APPS APPROVED, NOT ACCEPTED 1 250
APPS DENIED
APPS WITHDRAWN 2 593
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0001.03
LOANS ORIGINATED 4 3 1 3802 490 198 632
APPS APPROVED, NOT ACCEPTED 1 1390 261
APPS DENIED 1 1179 259
APPS WITHDRAWN 1 202
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0001.04
LOANS ORIGINATED 3 4 1 1600 625 197 142
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1 1579 184 204
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0002.01
LOANS ORIGINATED 1 2256 344
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 244
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0002.02
LOANS ORIGINATED 1 77
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 194
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0003.00
LOANS ORIGINATED 2 392
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 1 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0004.01
LOANS ORIGINATED 1 5293 1227
APPS APPROVED, NOT ACCEPTED 1 336
APPS DENIED 1 310
APPS WITHDRAWN 1 330
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0004.02
LOANS ORIGINATED 1 7 1 1 1170 1592 250 1150 170
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 912
APPS WITHDRAWN 1 186
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0005.01
LOANS ORIGINATED 1 4 2201 1230 403
APPS APPROVED, NOT ACCEPTED 1 120
APPS DENIED 1 365
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0005.02
LOANS ORIGINATED 1 1 1192 168 192
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1760 760
CA/BUTTE COUNTY/0006.01
LOANS ORIGINATED 7 11394 256
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 160 60
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0006.03
LOANS ORIGINATED 1 1 1176 201 176
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 4784 784
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 2 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0006.04
LOANS ORIGINATED 1 250
APPS APPROVED, NOT ACCEPTED 1 100
APPS DENIED 1 1158 158
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0007.00
LOANS ORIGINATED 3 11007 174
APPS APPROVED, NOT ACCEPTED 2 569
APPS DENIED 3 3726 726
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0008.00
LOANS ORIGINATED 6 2969 304
APPS APPROVED, NOT ACCEPTED 2 196
APPS DENIED 3 1633 135
APPS WITHDRAWN 1 210
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0009.01
LOANS ORIGINATED 1 304
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1251 251
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0009.03
LOANS ORIGINATED 8 11778 190
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 220
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0009.04
LOANS ORIGINATED 4 5 2 1796 1241 4675 208
APPS APPROVED, NOT ACCEPTED 2 393
APPS DENIED 1 2 1232 490 232
APPS WITHDRAWN 3 1479 83
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 3 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0010.00
LOANS ORIGINATED 1 1 2188 223 411
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2368 368
APPS WITHDRAWN 1 1187 187
FILES CLOSED FOR INCOMPLETENESS 4 4747 747
CA/BUTTE COUNTY/0011.00
LOANS ORIGINATED 1 2 1235 541 180
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0012.00
LOANS ORIGINATED 2 2315 315
APPS APPROVED, NOT ACCEPTED 2 1340 270
APPS DENIED
APPS WITHDRAWN 1 190
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0013.00
LOANS ORIGINATED 2 305
APPS APPROVED, NOT ACCEPTED 1 370
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 367
CA/BUTTE COUNTY/0014.00
LOANS ORIGINATED 3 7 21118 1906 431
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1415 84
APPS WITHDRAWN 1 460
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0015.00
LOANS ORIGINATED 4 3 31373 604 1151
APPS APPROVED, NOT ACCEPTED 4 1271
APPS DENIED 2 541
APPS WITHDRAWN 1 1405 104
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 4 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0016.00
LOANS ORIGINATED 5 11127 394 1 155
APPS APPROVED, NOT ACCEPTED 1 150
APPS DENIED 2 358
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0017.02
LOANS ORIGINATED 1 1195 195
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 443 1 94
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0017.03
LOANS ORIGINATED 1 1 1126 120 126
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0017.04
LOANS ORIGINATED 2 2 1235 580 180 1 84
APPS APPROVED, NOT ACCEPTED 1 176
APPS DENIED 1 65 1 65
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0018.00
LOANS ORIGINATED 1 1 2 1180 180 446 180
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1130 130
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0019.00
LOANS ORIGINATED 1 150
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 5 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0020.00
LOANS ORIGINATED 2 3 1 1433 314 128 143
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 130
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0021.00
LOANS ORIGINATED 1 4 2182 463 249
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2 2333 380 354
APPS WITHDRAWN 1 207
FILES CLOSED FOR INCOMPLETENESS 2 1334 104
CA/BUTTE COUNTY/0022.00
LOANS ORIGINATED 1 8 1100 993 112
APPS APPROVED, NOT ACCEPTED 1 155
APPS DENIED 3 881
APPS WITHDRAWN 2 382
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0023.00
LOANS ORIGINATED 1 479 538 1 79
APPS APPROVED, NOT ACCEPTED 1 199
APPS DENIED 1 299
APPS WITHDRAWN 2 169
FILES CLOSED FOR INCOMPLETENESS 1 600
CA/BUTTE COUNTY/0024.00
LOANS ORIGINATED 1 255
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 170 70
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0025.00
LOANS ORIGINATED 2 1 2685 75 499
APPS APPROVED, NOT ACCEPTED 1 172 72
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 6 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0026.01
LOANS ORIGINATED 1 3 1220 347 101 1 105
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 192
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0026.02
LOANS ORIGINATED 2 1 1474 176 147
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 147 1 147
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0027.00
LOANS ORIGINATED 2 2 1216 322 98
APPS APPROVED, NOT ACCEPTED 1 1125 125
APPS DENIED 1 1144 190
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0028.00
LOANS ORIGINATED 2 3 3308 272 424
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0029.00
LOANS ORIGINATED 2 1 1252 2850 120
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1116 116
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0030.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 114
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 7 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0031.00
LOANS ORIGINATED 2 1372 137
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 120
CA/BUTTE COUNTY/0032.00
LOANS ORIGINATED 1 51
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0033.00
LOANS ORIGINATED 1 202 1 202
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 44 1 44
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0034.00
LOANS ORIGINATED 1 1 1181 50 50
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0035.01
LOANS ORIGINATED 1 242
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/BUTTE COUNTY/0035.02
LOANS ORIGINATED 1 1 1107 332 107
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 8 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/BUTTE COUNTY/0036.00
LOANS ORIGINATED 1 1100 130
APPS APPROVED, NOT ACCEPTED 1 180
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 154
CA/BUTTE COUNTY/0037.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 2162 580 2 325
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 54 120 20 5 3911968 23004 4200 8925 6645 5 625
APPS APPROVED, NOT ACCEPTED 6 20 1 2998 4745 180 197
APPS DENIED 10 46 8 1 192229 9209 1319 130 3453 6 675
APPS WITHDRAWN 9 11 1 22604 1778 186 270
FILES CLOSED FOR INCOMPLETENESS 1 9 1 6600 2362 120 1611
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 9 of 10
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 10 of 10
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 17020 - CHICO, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 162
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 14113 2327 28275
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 31 220 517
RACE NOT AVAILABLE 6/ 2 351
ETHNICITY 7/
HISPANIC OR LATINO 5 1260
NOT HISPANIC OR LATINO 13713 2157 26830
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
31 390 864
ETHNICITY NOT AVAILABLE 6/ 2 351
MINORITY STATUS 8/
WHITE NON-HISPANIC 13312 1937 26151
OTHERS, INCLUDING HISPANIC 122 610 2803
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 3 332
50-79% OF MSA/MD MEDIAN 203 455 2678
80-99% OF MSA/MD MEDIAN 242 342 3977
100-119% OF MSA/MD MEDIAN 181 390 3643
120% OR MORE OF MSA/MD MEDIAN 828 1360 18675
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 765 851 15415
20-49% MINORITY 709 1696 13558
50-79% MINORITY 1 332
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 181 187 3223
MIDDLE INCOME 6111 2045 10599
UPPER INCOME 682 315 15483
TOTAL 14/ 14714 2547 29305
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
14713
REPORTEDPRICING DATA
1
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 1 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 1.53
MEDIAN 1.53
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 17020 - CHICO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
293052305
REPORTEDPRICING DATA
242
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 242 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/ 1.53
MEDIAN 31/ 1.53
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 17020 - CHICO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 3 14 676 346 330
MALE 3 14 676 346 330
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 51 3 10 6 171 16228 11148 652 2229 1599 600
MALE 15 3 422 4957 3249 616 1092
FEMALE 11 2 114 2995 2318 262 415
JOINT (MALE/FEMALE) 25 1 6 2 135 8276 5581 390 1198 507 600
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 1 12 435 220 215
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 435 220 215
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 1060 600 460
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 12 515 205 310
MALE 1 12 515 205 310
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 49 6 8 6 170 15447 10515 998 1668 1666 600
MALE 14 3 2 524 5118 3044 346 306 1422
FEMALE 11 2 114 2995 2318 262 415
JOINT (MALE/FEMALE) 24 1 5 1 132 7334 5153 390 947 244 600
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 1 25 1377 648 251 478
MALE
FEMALE
JOINT (MALE/FEMALE) 2 1 25 1377 648 251 478
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 1060 600 460
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 48 3 8 5 165 14551 10295 652 1668 1336 600
MALE 14 2 420 4442 3044 306 1092
FEMALE 11 2 114 2995 2318 262 415
JOINT (MALE/FEMALE) 23 1 5 1 131 7114 4933 390 947 244 600
OTHERS, INCLUDING HISPANIC (TOTAL) 4 3 2 312 2788 1073 346 561 808
MALE 1 3 1 16 1191 205 346 310 330
FEMALE
JOINT (MALE/FEMALE) 3 1 26 1597 868 251 478
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 247 55 192
50-79% OF MSA/MD MEDIAN 9 2 213 2278 1458 323 497
80-99% OF MSA/MD MEDIAN 7 1 210 1698 1213 72 413
100-119% OF MSA/MD MEDIAN 4 15 1157 1027 130
120% OR MORE OF MSA/MD MEDIAN 31 5 4 7 148 12419 7615 926 1171 2107 600
INCOME NOT AVAILABLE 6/ 22 600 600
TOTAL 14/ 54 6 10 9 180 18399 11968 998 2229 2604 600
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 12 366 162 204
MALE 11 204 204
FEMALE
JOINT (MALE/FEMALE) 11 162 162
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 114 19 45 11 8197 38401 21531 4485 9005 1778 1602
MALE 25 4 8 3 141 8349 5063 862 1604 453 367
FEMALE 23 4 12 3 244 7650 4117 887 1837 475 334
JOINT (MALE/FEMALE) 66 11 25 5 5112 22402 12351 2736 5564 850 901
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 3 14 777 517 260
MALE
FEMALE
JOINT (MALE/FEMALE) 3 14 777 517 260
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 1554 794 760
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 4 1 16 1320 1055 63 202
MALE
FEMALE 2 13 604 541 63
JOINT (MALE/FEMALE) 2 13 716 514 202
NOT HISPANIC OR LATINO (TOTAL) 112 20 43 10 6191 37017 20615 4745 8813 1576 1268
MALE 25 4 9 3 142 8553 5063 862 1808 453 367
FEMALE 21 4 9 337 6379 3576 887 1441 475
JOINT (MALE/FEMALE) 66 12 25 4 5112 22085 11976 2996 5564 648 901
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 2 26 1207 540 333 334
MALE
FEMALE 2 24 667 333 334
JOINT (MALE/FEMALE) 22 540 540
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 1554 794 760
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 108 19 42 10 6185 35874 19936 4485 8609 1576 1268
MALE 25 4 8 3 141 8349 5063 862 1604 453 367
FEMALE 21 4 9 337 6379 3576 887 1441 475
JOINT (MALE/FEMALE) 62 11 25 4 5107 21146 11297 2736 5564 648 901
OTHERS, INCLUDING HISPANIC (TOTAL) 10 1 4 1 218 3670 2274 260 600 202 334
MALE 11 204 204
FEMALE 2 3 27 1271 541 396 334
JOINT (MALE/FEMALE) 8 1 110 2195 1733 260 202
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 1 9 214 1971 277 199 1346 149
50-79% OF MSA/MD MEDIAN 14 721 2748 1520 1228
80-99% OF MSA/MD MEDIAN 21 4 5 2 133 5299 3455 630 726 334 154
100-119% OF MSA/MD MEDIAN 17 3 222 4034 3048 683 303
120% OR MORE OF MSA/MD MEDIAN 66 15 22 5 7115 26286 14704 3916 5226 992 1448
INCOME NOT AVAILABLE 6/ 11 760 760
TOTAL 14/ 120 20 46 11 9206 41098 23004 4745 9209 1778 2362
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 18 1 6 126 5262 3953 180 1009 120
MALE 55 832 832
FEMALE 2 3 16 935 370 445 120
JOINT (MALE/FEMALE) 11 1 315 3495 2751 180 564
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 186 186
MALE
FEMALE
JOINT (MALE/FEMALE) 11 186 186
RACE NOT AVAILABLE (TOTAL) 6/ 2 24 557 247 310
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 17 1 6 1 126 5232 3737 180 1009 186 120
MALE 55 832 832
FEMALE 2 3 16 935 370 445 120
JOINT (MALE/FEMALE) 10 1 3 115 3465 2535 180 564 186
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 216 216
MALE
FEMALE
JOINT (MALE/FEMALE) 11 216 216
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 24 557 247 310
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 17 1 6 125 5046 3737 180 1009 120
MALE 55 832 832
FEMALE 2 3 16 935 370 445 120
JOINT (MALE/FEMALE) 10 1 314 3279 2535 180 564
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 402 216 186
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 402 216 186
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 60 60
50-79% OF MSA/MD MEDIAN 4 2 17 893 458 315 120
80-99% OF MSA/MD MEDIAN 1 1 1 14 677 181 180 130 186
100-119% OF MSA/MD MEDIAN 33 631 631
120% OR MORE OF MSA/MD MEDIAN 11 314 3444 2880 564
INCOME NOT AVAILABLE 6/ 1 12 300 50 250
TOTAL 14/ 20 1 8 1 131 6005 4200 180 1319 186 120
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 11 130 130
MALE
FEMALE
JOINT (MALE/FEMALE) 11 130 130
WHITE (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 44 8675 8675
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 380 250 130
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 380 250 130
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 44 8675 8675
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
OTHERS, INCLUDING HISPANIC (TOTAL) 11 130 130
MALE
FEMALE
JOINT (MALE/FEMALE) 11 130 130
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 5 16 9055 8925 130
TOTAL 14/ 5 16 9055 8925 130
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 204 204
MALE 11 204 204
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 34 2 16 2 559 9890 5633 197 2939 270 851
MALE 9 211 1867 1477 390
FEMALE 7 1 4 113 1712 961 72 575 104
JOINT (MALE/FEMALE) 18 1 10 2 435 6311 3195 125 1974 270 747
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 208 208
MALE
FEMALE
JOINT (MALE/FEMALE) 11 208 208
RACE NOT AVAILABLE (TOTAL) 6/ 4 2 17 1874 804 310 760
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 22 344 344
MALE
FEMALE 11 142 142
JOINT (MALE/FEMALE) 11 202 202
NOT HISPANIC OR LATINO (TOTAL) 33 2 15 2 456 9499 5497 197 2788 270 747
MALE 9 312 2071 1477 594
FEMALE 6 1 310 1362 819 72 471
JOINT (MALE/FEMALE) 18 1 9 2 434 6066 3201 125 1723 270 747
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 13 459 355 104
MALE
FEMALE 1 12 208 104 104
JOINT (MALE/FEMALE) 11 251 251
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 4 2 17 1874 804 310 760
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 32 2 14 2 454 9087 5289 197 2584 270 747
MALE 9 211 1867 1477 390
FEMALE 6 1 310 1362 819 72 471
JOINT (MALE/FEMALE) 17 1 9 2 433 5858 2993 125 1723 270 747
OTHERS, INCLUDING HISPANIC (TOTAL) 3 3 17 1215 552 559 104
MALE 11 204 204
FEMALE 1 1 13 350 142 104 104
JOINT (MALE/FEMALE) 2 13 661 410 251
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 33 380 380
50-79% OF MSA/MD MEDIAN 2 24 625 270 355
80-99% OF MSA/MD MEDIAN 6 1 29 1834 1353 72 409
100-119% OF MSA/MD MEDIAN 6 2 19 1331 886 362 83
120% OR MORE OF MSA/MD MEDIAN 22 1 9 1 538 6346 3486 125 1697 187 851
INCOME NOT AVAILABLE 6/ 3 1 15 1660 650 250 760
TOTAL 14/ 39 2 19 2 668 12176 6645 197 3453 270 1611
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 5 611 1300 625 675
MALE 1 34 571 202 369
FEMALE
JOINT (MALE/FEMALE) 4 37 729 423 306
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 5 611 1300 625 675
MALE 1 34 571 202 369
FEMALE
JOINT (MALE/FEMALE) 4 37 729 423 306
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5 611 1300 625 675
MALE 1 34 571 202 369
FEMALE
JOINT (MALE/FEMALE) 4 37 729 423 306
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 65 65
50-79% OF MSA/MD MEDIAN 1 12 173 79 94
80-99% OF MSA/MD MEDIAN 3 25 647 441 206
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 23 415 105 310
INCOME NOT AVAILABLE 6/
TOTAL 14/ 5 611 1300 625 675
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 247 55 192
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 247 55 192
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 247 55 192
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 330 330
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 9 2 112 1948 1458 323 167
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 205 205
NOT HISPANIC OR LATINO 8 2 212 2073 1253 323 497
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 8 2 111 1743 1253 323 167
OTHERS, INCLUDING HISPANIC 1 12 535 205 330
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 7 1 210 1698 1213 72 413
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 7 1 19 1447 1213 72 162
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 251 251
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 7 1 19 1447 1213 72 162
OTHERS, INCLUDING HISPANIC 11 251 251
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 1157 1027 130
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 853 723 130
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 304 304
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 853 723 130
OTHERS, INCLUDING HISPANIC 11 304 304
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 33 346 346
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 30 2 4 5 142 11178 7395 580 1171 1432 600
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 12 435 220 215
RACE NOT AVAILABLE 6/ 11 460 460
ETHNICITY 7/HISPANIC OR LATINO 11 310 310
NOT HISPANIC OR LATINO 30 5 3 4 143 10827 7271 926 861 1169 600
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 23 822 344 478
ETHNICITY NOT AVAILABLE 6/ 11 460 460
MINORITY STATUS 8/WHITE NON-HISPANIC 29 2 3 4 139 10261 7051 580 861 1169 600
OTHERS, INCLUDING HISPANIC 2 3 1 28 1698 564 346 310 478
54 6 10 9 180 18399 11968 998 2229 2604 600TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 204 204
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 8 213 1767 277 199 1142 149
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 63 63
NOT HISPANIC OR LATINO 2 1 8 213 1908 277 199 1283 149
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 1 7 212 1704 277 199 1079 149
OTHERS, INCLUDING HISPANIC 22 267 267
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 14 721 2748 1520 1228
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 14 721 2748 1520 1228
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 14 721 2748 1520 1228
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 21 4 5 2 133 5299 3455 630 726 334 154
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 142 142
NOT HISPANIC OR LATINO 20 4 5 2 132 5157 3313 630 726 334 154
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 20 4 5 2 132 5157 3313 630 726 334 154
OTHERS, INCLUDING HISPANIC 11 142 142
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 16 3 221 3880 2894 683 303
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 154 154
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 15 3 220 3490 2504 683 303
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 390 390
ETHNICITY NOT AVAILABLE 6/ 11 154 154
MINORITY STATUS 8/WHITE NON-HISPANIC 15 3 220 3490 2504 683 303
OTHERS, INCLUDING HISPANIC 11 390 390
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 162 162
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 61 14 22 5 7109 24707 13385 3656 5226 992 1448
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 3 14 777 517 260
RACE NOT AVAILABLE 6/ 11 640 640
ETHNICITY 7/HISPANIC OR LATINO 3 14 1115 913 202
NOT HISPANIC OR LATINO 61 15 20 4 5105 23714 13001 3916 4893 790 1114
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 2 25 817 150 333 334
ETHNICITY NOT AVAILABLE 6/ 11 640 640
MINORITY STATUS 8/WHITE NON-HISPANIC 57 14 20 4 5100 22775 12322 3656 4893 790 1114
OTHERS, INCLUDING HISPANIC 8 1 2 1 214 2871 1742 260 333 202 334
120 20 46 11 9206 41098 23004 4745 9209 1778 2362TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 60 60
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 60 60
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 2 17 893 458 315 120
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 2 17 893 458 315 120
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 2 17 893 458 315 120
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 491 181 180 130
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 186 186
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 1 14 677 181 180 130 186
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 13 491 181 180 130
OTHERS, INCLUDING HISPANIC 11 186 186
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 33 631 631
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 33 631 631
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 33 631 631
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 10 313 3247 2683 564
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 197 197
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 9 312 3031 2467 564
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 216 216
ETHNICITY NOT AVAILABLE 6/ 11 197 197
MINORITY STATUS 8/WHITE NON-HISPANIC 9 312 3031 2467 564
OTHERS, INCLUDING HISPANIC 11 216 216
20 1 8 1 131 6005 4200 180 1319 186 120TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 204 204
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 116 116
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 60 60
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 320 320
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 60 60
MINORITY STATUS 8/WHITE NON-HISPANIC 11 116 116
OTHERS, INCLUDING HISPANIC 11 204 204
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 24 625 270 355
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 24 625 270 355
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 24 625 270 355
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 1 29 1834 1353 72 409
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 142 142
NOT HISPANIC OR LATINO 5 1 17 1441 1211 72 158
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 251 251
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 5 1 17 1441 1211 72 158
OTHERS, INCLUDING HISPANIC 1 12 393 142 251
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 2 18 1177 732 362 83
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 154 154
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5 2 18 1177 732 362 83
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 154 154
MINORITY STATUS 8/WHITE NON-HISPANIC 5 2 18 1177 732 362 83
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 21 1 9 1 537 6138 3278 125 1697 187 851
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 208 208
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 202 202
NOT HISPANIC OR LATINO 21 1 8 1 435 5936 3284 125 1593 187 747
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 208 104 104
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 20 1 8 1 434 5728 3076 125 1593 187 747
OTHERS, INCLUDING HISPANIC 2 1 14 618 410 104 104
39 2 19 2 668 12176 6645 197 3453 270 1611TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 65 65
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 65 65
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 65 65
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 173 79 94
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 173 79 94
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 173 79 94
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 25 647 441 206
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 25 647 441 206
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 25 647 441 206
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 415 105 310
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 415 105 310
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 415 105 310
OTHERS, INCLUDING HISPANIC
5 611 1300 625 675TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 28 2 6 4 141 9867 6390 196 1434 1247 600
20-49% MINORITY 26 4 4 539 8532 5578 802 795 1357
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 9 3 1 114 2705 1941 412 162 190
MIDDLE INCOME 26 6 4 137 8152 5163 1222 1167 600
UPPER INCOME 19 3 3 429 7542 4864 586 845 1247
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 9 3 1 114 2705 1941 412 162 190
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 14 4 119 3897 2529 768 600
20-49% MINORITY 12 2 418 4255 2634 454 1167
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 14 2 2 422 5970 3861 196 666 1247
20-49% MINORITY 5 1 17 1572 1003 390 179
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
54 6 10 9 180 18399 11968 998 2229 2604 600TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 62 12 25 8 2109 21661 12037 2913 5208 1169 334
20-49% MINORITY 57 8 21 3 796 19330 10860 1832 4001 609 2028
50-79% MINORITY 11 107 107
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 1 12 258 100 158
MODERATE INCOME 14 2 12 1 635 6937 2024 640 2212 187 1874
MIDDLE INCOME 51 7 16 4 381 14747 9434 1655 2574 596 488
UPPER INCOME 55 10 17 688 19156 11546 2350 4265 995
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 258 100 158
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 13 2 12 1 634 6830 1917 640 2212 187 1874
50-79% MINORITY 11 107 107
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 21 4 10 3 240 6826 3605 944 1567 376 334
20-49% MINORITY 30 3 6 1 141 7921 5829 711 1007 220 154
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 41 8 15 569 14835 8432 1969 3641 793
20-49% MINORITY 14 2 2 119 4321 3114 381 624 202
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
120 20 46 11 9206 41098 23004 4745 9209 1778 2362TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 10 6 117 3787 2526 1075 186
20-49% MINORITY 9 1 2 113 1886 1342 180 244 120
50-79% MINORITY 11 332 332
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 33 457 457
MIDDLE INCOME 10 1 4 116 2647 1713 180 634 120
UPPER INCOME 7 4 112 2901 2030 685 186
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 125 125
50-79% MINORITY 11 332 332
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 4 37 1144 694 450
20-49% MINORITY 6 1 1 19 1503 1019 180 184 120
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 6 3 110 2643 1832 625 186
20-49% MINORITY 1 12 258 198 60
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
20 1 8 1 131 6005 4200 180 1319 186 120TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 3 14 5955 5825 130
20-49% MINORITY 22 3100 3100
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 250 250
MODERATE INCOME 11 2850 2850
MIDDLE INCOME 11 130 130
UPPER INCOME 33 5825 5825
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 250 250
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 2850 2850
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 130 130
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 33 5825 5825
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
5 16 9055 8925 130TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 16 9 1 127 4633 2683 1763 83 104
20-49% MINORITY 22 2 10 1 540 7436 3855 197 1690 187 1507
50-79% MINORITY 11 107 107
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 158 158
MODERATE INCOME 14 1 7 1 528 5328 2294 72 1268 187 1507
MIDDLE INCOME 13 1 8 123 3585 1872 125 1484 104
UPPER INCOME 12 3 116 3105 2479 543 83
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 158 158
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 13 1 7 1 527 5221 2187 72 1268 187 1507
50-79% MINORITY 11 107 107
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 10 7 118 2879 1495 1280 104
20-49% MINORITY 3 1 15 706 377 125 204
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 6 2 19 1754 1188 483 83
20-49% MINORITY 6 17 1351 1291 60
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
39 2 19 2 668 12176 6645 197 3453 270 1611TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 4 37 729 423 306
20-49% MINORITY 1 34 571 202 369
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 22 325 325
MIDDLE INCOME 4 48 820 470 350
UPPER INCOME 11 155 155
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 325 325
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 3 36 574 268 306
20-49% MINORITY 1 12 246 202 44
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 155 155
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
5 611 1300 625 675TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 135 1.53 1.53
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 1 133 1.53 1.53
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1 132 1.53 1.53
OTHERS, INCLUDING HISPANIC 4
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 7
80-99% OF MSA/MD MEDIAN 6
100-119% OF MSA/MD MEDIAN 3
120% OR MORE OF MSA/MD MEDIAN 1 119 1.53 1.53
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1 110 1.53 1.53
FEMALE 9
JOINT (MALE/FEMALE) 17
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 21
20-49% MINORITY 1 115 1.53 1.53
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 3
MIDDLE INCOME 1 118 1.53 1.53
UPPER INCOME 15
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 242 2428406 1.53 1.53
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 220
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 205
NOT HISPANIC OR LATINO 242 2427773 1.53 1.53
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
648
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 242 2427553 1.53 1.53
OTHERS, INCLUDING HISPANIC 1073
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 55
50-79% OF MSA/MD MEDIAN 1184
80-99% OF MSA/MD MEDIAN 1043
100-119% OF MSA/MD MEDIAN 880
120% OR MORE OF MSA/MD MEDIAN 242 2425464 1.53 1.53
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 242 2422334 1.53 1.53
FEMALE 2004
JOINT (MALE/FEMALE) 4288
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 5350
20-49% MINORITY 242 2423276 1.53 1.53
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 653
MIDDLE INCOME 242 2423914 1.53 1.53
UPPER INCOME 4059
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2 1 189 2.00 2.00
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 2 1 188 2.00 2.00
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 2 1 185 2.00 2.00
OTHERS, INCLUDING HISPANIC 7
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 2
50-79% OF MSA/MD MEDIAN 14
80-99% OF MSA/MD MEDIAN 13
100-119% OF MSA/MD MEDIAN 12
120% OR MORE OF MSA/MD MEDIAN 2 1 152 2.00 2.00
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1 119 2.15 2.15
FEMALE 18
JOINT (MALE/FEMALE) 1 155 1.84 1.84
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 49
20-49% MINORITY 2 1 144 2.00 2.00
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1 17 1.84 1.84
MIDDLE INCOME 1 140 2.15 2.15
UPPER INCOME 46
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 162
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 112 61 5117736 1.98 1.84
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 309
RACE NOT AVAILABLE 6/ 640
ETHNICITY 7/HISPANIC OR LATINO 711
NOT HISPANIC OR LATINO 112 61 5116956 1.98 1.84
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
540
ETHNICITY NOT AVAILABLE 6/ 640
MINORITY STATUS 8/WHITE NON-HISPANIC 112 61 5116485 1.98 1.84
OTHERS, INCLUDING HISPANIC 1722
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 277
50-79% OF MSA/MD MEDIAN 1520
80-99% OF MSA/MD MEDIAN 1831
100-119% OF MSA/MD MEDIAN 2309
120% OR MORE OF MSA/MD MEDIAN 112 61 5112910 1.98 1.84
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 51 514081 2.15 2.15
FEMALE 3470
JOINT (MALE/FEMALE) 61 6110656 1.84 1.84
GENDER NOT AVAILABLE 6/ 640
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 9971
20-49% MINORITY 112 61 518876 1.98 1.84
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 61 611082 1.84 1.84
MIDDLE INCOME 51 518048 2.15 2.15
UPPER INCOME 9717
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 17
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 16
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 16
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 3
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 3
120% OR MORE OF MSA/MD MEDIAN 11
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 4
FEMALE 2
JOINT (MALE/FEMALE) 11
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 10
20-49% MINORITY 7
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 10
UPPER INCOME 7
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3878
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 197
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3662
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
216
ETHNICITY NOT AVAILABLE 6/ 197
MINORITY STATUS 8/WHITE NON-HISPANIC 3662
OTHERS, INCLUDING HISPANIC 216
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 383
80-99% OF MSA/MD MEDIAN 181
100-119% OF MSA/MD MEDIAN 631
120% OR MORE OF MSA/MD MEDIAN 2880
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 757
FEMALE 370
JOINT (MALE/FEMALE) 2751
GENDER NOT AVAILABLE 6/ 197
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 2526
20-49% MINORITY 1217
50-79% MINORITY 332
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 332
MIDDLE INCOME 1713
UPPER INCOME 2030
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 388 79 309
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 388 79 309
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 388 79 309
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 79 79
80-99% OF MSA/MD MEDIAN 11 162 162
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 147 147
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 11 162 162
FEMALE
JOINT (MALE/FEMALE) 1 12 226 79 147
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1 12 226 79 147
20-49% MINORITY 11 162 162
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 11 162 162
MIDDLE INCOME 1 12 226 79 147
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 79
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 79
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 79
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 79
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 79
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 79
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 79
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 1 195 3076
FHA 1
VA 3
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 116 2053
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 20 16
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1 40 77
FHA 1
VA 2
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 10 19
FHA
VA 1
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 9 11
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 96 1546
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 83
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 41
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 42
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 31
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2 1 12
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2 12
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 93 1836 NA
PRICING REPORTED 21 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
2.001.53 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
2.001.53 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 95 1837 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 41 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 41 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 17020 - CHICO, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/FRESNO COUNTY/0002.00
LOANS ORIGINATED 1 1100 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0010.00
LOANS ORIGINATED 1 1250 250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0012.02
LOANS ORIGINATED 5 75
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0014.14
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1158 158
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0019.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 193
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0027.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 170 70
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 1 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0030.03
LOANS ORIGINATED 1 81
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0036.00
LOANS ORIGINATED 1 1575 575
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0037.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 248
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0038.03
LOANS ORIGINATED 1 1205 205
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0038.07
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 181
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0041.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1940 240
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 2 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0042.08
LOANS ORIGINATED 1 75
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0042.10
LOANS ORIGINATED 1 528
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0042.15
LOANS ORIGINATED 1 1160 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0048.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 330
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0053.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 328
APPS DENIED 1 320
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0054.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 580
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 3 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0055.03
LOANS ORIGINATED 1 1500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0055.16
LOANS ORIGINATED 1 1206 206
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0059.04
LOANS ORIGINATED 1 170
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0059.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 40
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0064.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1648 490
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0064.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 193
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 4 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/FRESNO COUNTY/0065.01
LOANS ORIGINATED 1 3233
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 2 5476
CA/FRESNO COUNTY/0065.02
LOANS ORIGINATED 1 1160 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0066.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 280
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0069.00
LOANS ORIGINATED 1 180
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/FRESNO COUNTY/0073.00
LOANS ORIGINATED 1 1140 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 11 4 4 1 81430 2315 660 3233 1796
APPS APPROVED, NOT ACCEPTED 2 1 3 2110 158 856 228
APPS DENIED 6 3 21962 1230 730
APPS WITHDRAWN 1 193
FILES CLOSED FOR INCOMPLETENESS 2 5476
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 5 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 6 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 23420 - FRESNO, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 140
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 4 656
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 2 241
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 6 877
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 1 160
MINORITY STATUS 8/
WHITE NON-HISPANIC 4 656
OTHERS, INCLUDING HISPANIC 1 140
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 81
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1 205
120% OR MORE OF MSA/MD MEDIAN 5 751
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 281
50-79% MINORITY 4 675
80-100% MINORITY 1 81
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 1 81
MIDDLE INCOME 1 140
UPPER INCOME 5 816
TOTAL 14/ 7 1037
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
7
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 23420 - FRESNO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
1037
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 23420 - FRESNO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 160 160
MALE 11 160 160
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 55 240 240
MALE
FEMALE 11 180 180
JOINT (MALE/FEMALE) 44 60 60
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 24 390 280 110
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE) 1 23 185 75 110
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 33 750 750
MALE
FEMALE
JOINT (MALE/FEMALE) 11 15 15
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 22 175 175
MALE 11 160 160
FEMALE
JOINT (MALE/FEMALE) 11 15 15
NOT HISPANIC OR LATINO (TOTAL) 3 25 570 460 110
MALE 11 205 205
FEMALE 11 180 180
JOINT (MALE/FEMALE) 1 23 185 75 110
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 66 795 795
MALE
FEMALE
JOINT (MALE/FEMALE) 44 60 60
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 24 390 280 110
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE) 1 23 185 75 110
OTHERS, INCLUDING HISPANIC (TOTAL) 77 415 415
MALE 11 160 160
FEMALE 11 180 180
JOINT (MALE/FEMALE) 55 75 75
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 15 15
50-79% OF MSA/MD MEDIAN 11 15 15
80-99% OF MSA/MD MEDIAN 33 45 45
100-119% OF MSA/MD MEDIAN 22 365 365
120% OR MORE OF MSA/MD MEDIAN 3 25 525 415 110
INCOME NOT AVAILABLE 6/ 11 575 575
TOTAL 14/ 11 213 1540 1430 110
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 700 700
MALE
FEMALE 11 700 700
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 4 18 3449 2234 1022 193
MALE 33 532 532
FEMALE 11 1500 1500
JOINT (MALE/FEMALE) 2 1 14 1417 734 490 193
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 321 81 240
MALE 11 81 81
FEMALE
JOINT (MALE/FEMALE) 11 240 240
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 4 6 111 4470 2315 1962 193
MALE 1 34 613 81 532
FEMALE 1 12 2200 1500 700
JOINT (MALE/FEMALE) 2 2 15 1657 734 730 193
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 4 18 3449 2234 1022 193
MALE 33 532 532
FEMALE 11 1500 1500
JOINT (MALE/FEMALE) 2 1 14 1417 734 490 193
OTHERS, INCLUDING HISPANIC (TOTAL) 11 700 700
MALE
FEMALE 11 700 700
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 23 479 81 398
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 193 193
120% OR MORE OF MSA/MD MEDIAN 3 47 3798 2234 1564
INCOME NOT AVAILABLE 6/
TOTAL 14/ 4 6 111 4470 2315 1962 193
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 12 298 140 158
MALE
FEMALE 1 12 298 140 158
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 170 170
MALE
FEMALE
JOINT (MALE/FEMALE) 11 170 170
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 350 350
MALE 11 100 100
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 14 568 410 158
MALE 11 100 100
FEMALE 1 12 298 140 158
JOINT (MALE/FEMALE) 11 170 170
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 170 170
MALE
FEMALE
JOINT (MALE/FEMALE) 11 170 170
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 298 140 158
MALE
FEMALE 1 12 298 140 158
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 4 15 818 660 158
INCOME NOT AVAILABLE 6/
TOTAL 14/ 4 15 818 660 158
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 658 328 330
MALE 1 12 658 328 330
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 2 2 27 10137 3233 528 900 5476
MALE
FEMALE 11 280 280
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 2 13 938 608 330
MALE 1 12 658 328 330
FEMALE 11 280 280
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 1 2 26 9857 3233 248 900 5476
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 2 13 938 608 330
MALE 1 12 658 328 330
FEMALE 11 280 280
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 1 3 3 29 10795 3233 856 1230 5476
TOTAL 14/ 1 3 3 29 10795 3233 856 1230 5476
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 160 160
MALE 11 160 160
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 12 298 140 158
MALE
FEMALE 1 12 298 140 158
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 1 14 971 411 70 490
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE) 1 1 13 766 206 70 490
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 4 15 1325 1085 240
MALE 11 100 100
FEMALE
JOINT (MALE/FEMALE) 11 240 240
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 160 160
MALE 11 160 160
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 4 2 28 1609 651 228 730
MALE 22 305 305
FEMALE 1 12 298 140 158
JOINT (MALE/FEMALE) 1 1 24 1006 206 70 730
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 33 985 985
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 1 14 971 411 70 490
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE) 1 1 13 766 206 70 490
OTHERS, INCLUDING HISPANIC (TOTAL) 2 13 458 300 158
MALE 11 160 160
FEMALE 1 12 298 140 158
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 240 240
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 22 365 365
120% OR MORE OF MSA/MD MEDIAN 5 2 18 1574 856 228 490
INCOME NOT AVAILABLE 6/ 11 575 575
TOTAL 14/ 8 2 212 2754 1796 228 730
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 15 15
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 15 15
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 15 15
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 15 15
ETHNICITY 7/HISPANIC OR LATINO 11 15 15
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 15 15
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 33 45 45
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 33 45 45
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 33 45 45
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 160 160
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 205 205
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 160 160
NOT HISPANIC OR LATINO 11 205 205
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 205 205
OTHERS, INCLUDING HISPANIC 11 160 160
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 180 180
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 185 75 110
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 160 160
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 24 365 255 110
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 160 160
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 185 75 110
OTHERS, INCLUDING HISPANIC 11 180 180
11 213 1540 1430 110TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 158 158
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 321 81 240
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 479 81 398
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 158 158
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 193 193
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 193 193
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 193 193
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 700 700
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 36 3098 2234 864
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 47 3798 2234 1564
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 36 3098 2234 864
OTHERS, INCLUDING HISPANIC 11 700 700
4 6 111 4470 2315 1962 193TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 298 140 158
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 170 170
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 22 350 350
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 568 410 158
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 250 250
MINORITY STATUS 8/WHITE NON-HISPANIC 11 170 170
OTHERS, INCLUDING HISPANIC 1 12 298 140 158
4 15 818 660 158TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 240 240
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 240 240
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 160 160
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 205 205
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 160 160
NOT HISPANIC OR LATINO 11 205 205
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 205 205
OTHERS, INCLUDING HISPANIC 11 160 160
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 298 140 158
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 766 206 70 490
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 33 510 510
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 2 16 1164 446 228 490
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 22 410 410
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 13 766 206 70 490
OTHERS, INCLUDING HISPANIC 1 12 298 140 158
8 2 212 2754 1796 228 730TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 13 690 650 40
50-79% MINORITY 22 365 365
80-100% MINORITY 7 18 485 415 70
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 6 17 305 235 70
MIDDLE INCOME 11 180 180
UPPER INCOME 4 15 1055 1015 40
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 6 17 305 235 70
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 180 180
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 13 690 650 40
50-79% MINORITY 22 365 365
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 213 1540 1430 110TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 193 193
20-49% MINORITY 2 24 2354 1706 648
50-79% MINORITY 1 45 1842 528 1314
80-100% MINORITY 11 81 81
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 23 1021 81 940
MIDDLE INCOME 22 374 374
UPPER INCOME 3 2 16 3075 2234 648 193
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 940 940
80-100% MINORITY 11 81 81
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 374 374
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 193 193
20-49% MINORITY 2 24 2354 1706 648
50-79% MINORITY 11 528 528
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 6 111 4470 2315 1962 193TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 13 468 310 158
80-100% MINORITY 22 350 350
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 100 100
MODERATE INCOME 11 250 250
MIDDLE INCOME 11 140 140
UPPER INCOME 1 12 328 170 158
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 100 100
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 250 250
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 140 140
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 328 170 158
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 15 818 660 158TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 35 1806 576 1230
80-100% MINORITY 1 1 24 8989 3233 280 5476
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 22 910 910
MODERATE INCOME 1 2 25 9237 3233 528 5476
MIDDLE INCOME 1 12 648 328 320
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 910 910
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 248 248
80-100% MINORITY 1 1 24 8989 3233 280 5476
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 648 328 320
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 3 3 29 10795 3233 856 1230 5476TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 13 1271 781 490
50-79% MINORITY 3 1 15 903 505 158 240
80-100% MINORITY 3 14 580 510 70
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 100 100
MODERATE INCOME 2 1 14 720 410 70 240
MIDDLE INCOME 11 140 140
UPPER INCOME 4 1 16 1794 1146 158 490
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 100 100
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 240 240
80-100% MINORITY 2 13 480 410 70
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 140 140
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 13 1271 781 490
50-79% MINORITY 2 13 523 365 158
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 2 212 2754 1796 228 730TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 1 1.57 1.57
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 11 1.57 1.57
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 1 1 1.57 1.57
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 11 1.57 1.57
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE 1 1 1.57 1.57
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY 1 1 1.57 1.57
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 1 1.57 1.57
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 180 180 1.57 1.57
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 75
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 180 18075 1.57 1.57
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 75
OTHERS, INCLUDING HISPANIC 180 180 1.57 1.57
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 180 18075 1.57 1.57
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE 180 180 1.57 1.57
JOINT (MALE/FEMALE) 75
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 75
50-79% MINORITY
80-100% MINORITY 180 180 1.57 1.57
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 180 180 1.57 1.57
UPPER INCOME 75
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 4
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 4
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 5
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 5
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 5
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 5
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 4: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99
# # # # # #
Page 1 of 2
6.00 - 6.99
#
7 OR MORE
#
MEAN MEDIAN3.50 - 3.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 60
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 15
ETHNICITY 7/
HISPANIC OR LATINO 15
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 60
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 75
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 15
50-79% OF MSA/MD MEDIAN 15
80-99% OF MSA/MD MEDIAN 45
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 75
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 75
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 75
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 4: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, JUNIOR LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 4.00 - 4.49 4.50 - 4.99 5.00 - 5.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
6.00 - 6.99
$000's
7 OR MORE
$000's
MEAN 30/ MEDIAN 31/3.50 - 3.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE 1
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY 1
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME
UPPER INCOME 2
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2028
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 81
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2109
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2028
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 81
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2028
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 81
FEMALE 1500
JOINT (MALE/FEMALE) 528
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1500
50-79% MINORITY 528
80-100% MINORITY 81
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 81
MIDDLE INCOME
UPPER INCOME 2028
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 170
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 170
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 170
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 170
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 170
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 170
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 170
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 5 11 58
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 5 4 46
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 12
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 6
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 2 23
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 36
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 3
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 21
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 11
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 5 3 11 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.57 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.57 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 5 3 12 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 23420 - FRESNO, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/MADERA COUNTY/0001.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1105 105
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0001.04
LOANS ORIGINATED 1 1143 143
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0002.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 310
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0002.02
LOANS ORIGINATED 1 115
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1113 113
APPS WITHDRAWN 1 168
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0003.00
LOANS ORIGINATED 1 132
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 57
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MADERA COUNTY/0008.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1511 511
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 31460 - MADERA, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD(TOTAL)
LOANS ORIGINATED 1 2 1143 247 143
APPS APPROVED, NOT ACCEPTED 1 1511 511
APPS DENIED 4 2585 218
APPS WITHDRAWN 1 168
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 31460 - MADERA, CA
Page 2 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 31460 - MADERA, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 31460 - MADERA, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 132 143
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 11 132 143
MINORITY STATUS 8/
WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 132 143
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 143
50-79% MINORITY 1 132
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 1 132
MIDDLE INCOME 1 143
UPPER INCOME
TOTAL 14/ 11 132 143
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
11
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 31460 - MADERA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
143132
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 31460 - MADERA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 143 143
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 143 143
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 143 143
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 143 143
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 113 113
MALE 11 113 113
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 3 15 755 115 472 168
MALE 11 105 105
FEMALE
JOINT (MALE/FEMALE) 1 2 14 650 115 367 168
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 643 132 511
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 22 367 367
MALE
FEMALE
JOINT (MALE/FEMALE) 22 367 367
NOT HISPANIC OR LATINO (TOTAL) 1 2 14 501 115 218 168
MALE 22 218 218
FEMALE
JOINT (MALE/FEMALE) 1 12 283 115 168
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 643 132 511
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 1 13 388 115 105 168
MALE 11 105 105
FEMALE
JOINT (MALE/FEMALE) 1 12 283 115 168
OTHERS, INCLUDING HISPANIC (TOTAL) 33 480 480
MALE 11 113 113
FEMALE
JOINT (MALE/FEMALE) 22 367 367
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 283 115 168
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 46 1228 132 511 585
INCOME NOT AVAILABLE 6/
TOTAL 14/ 2 1 4 18 1511 247 511 585 168
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 113 113
MALE 11 113 113
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 105 105
MALE 11 105 105
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 654 143 511
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 22 218 218
MALE 22 218 218
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 654 143 511
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 105 105
MALE 11 105 105
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 113 113
MALE 11 113 113
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 24 872 143 511 218
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 1 24 872 143 511 218
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 143 143
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 143 143
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
11 143 143TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 283 115 168
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 283 115 168
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 283 115 168
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 113 113
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 33 472 472
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 643 132 511
ETHNICITY 7/HISPANIC OR LATINO 22 367 367
NOT HISPANIC OR LATINO 22 218 218
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 1 12 643 132 511
MINORITY STATUS 8/WHITE NON-HISPANIC 11 105 105
OTHERS, INCLUDING HISPANIC 33 480 480
2 1 4 18 1511 247 511 585 168TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 113 113
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 105 105
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 654 143 511
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 218 218
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 1 12 654 143 511
MINORITY STATUS 8/WHITE NON-HISPANIC 11 105 105
OTHERS, INCLUDING HISPANIC 11 113 113
1 1 24 872 143 511 218TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 143 143
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 143 143
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 143 143
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 143 143TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 105 105
20-49% MINORITY
50-79% MINORITY 2 3 16 895 247 480 168
80-100% MINORITY 11 511 511
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 1 24 1010 132 511 367
MIDDLE INCOME 1 2 14 501 115 218 168
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 23 499 132 367
80-100% MINORITY 11 511 511
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 105 105
20-49% MINORITY
50-79% MINORITY 1 1 13 396 115 113 168
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
2 1 4 18 1511 247 511 585 168TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 105 105
20-49% MINORITY 11 143 143
50-79% MINORITY 11 113 113
80-100% MINORITY 11 511 511
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 511 511
MIDDLE INCOME 1 23 361 143 218
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 511 511
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 105 105
20-49% MINORITY 11 143 143
50-79% MINORITY 11 113 113
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 1 24 872 143 511 218TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 115
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 132
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 115
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 132
MINORITY STATUS 8/WHITE NON-HISPANIC 115
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 115
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 132
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 115
GENDER NOT AVAILABLE 6/ 132
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 247
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 132
MIDDLE INCOME 115
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 81
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 21
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 4
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 11
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 2 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 2 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 31460 - MADERA, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/MERCED COUNTY/0002.03
LOANS ORIGINATED 1 184 84
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0004.02
LOANS ORIGINATED 1 1 2168 360 528
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0006.03
LOANS ORIGINATED 1 1930
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0011.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 110
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0012.00
LOANS ORIGINATED 1 128
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 236
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0013.02
LOANS ORIGINATED 1 80
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 1 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/MERCED COUNTY/0014.02
LOANS ORIGINATED 1 268
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0020.00
LOANS ORIGINATED 1 4 1 3125 472 290 281
APPS APPROVED, NOT ACCEPTED 1 239
APPS DENIED 2 497
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MERCED COUNTY/0026.00
LOANS ORIGINATED 1 164
APPS APPROVED, NOT ACCEPTED 1 208
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 3 8 1 2 6473 1016 360 2220 893
APPS APPROVED, NOT ACCEPTED 2 447
APPS DENIED 1 3236 607
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 2 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 3 of 3
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 32900 - MERCED, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 42 207 664
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1 164
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1 80
NOT HISPANIC OR LATINO 23 371 412
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1 172
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 22 207 412
OTHERS, INCLUDING HISPANIC 21 164 252
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 80
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 128
100-119% OF MSA/MD MEDIAN 1 164
120% OR MORE OF MSA/MD MEDIAN 31 79 584
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 128
50-79% MINORITY 42 243 664
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 2 348
MIDDLE INCOME 21 79 316
UPPER INCOME 2 292
TOTAL 14/ 43 371 664
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
43
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 32900 - MERCED, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
664371
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 32900 - MERCED, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 14 709 473 236
MALE 2 13 584 348 236
FEMALE
JOINT (MALE/FEMALE) 11 125 125
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 80 80
MALE 11 80 80
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 2 13 629 393 236
MALE 1 12 504 268 236
FEMALE
JOINT (MALE/FEMALE) 11 125 125
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 629 393 236
MALE 1 12 504 268 236
FEMALE
JOINT (MALE/FEMALE) 11 125 125
OTHERS, INCLUDING HISPANIC (TOTAL) 11 80 80
MALE 11 80 80
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 80 80
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 13 629 393 236
INCOME NOT AVAILABLE 6/
TOTAL 14/ 3 14 709 473 236
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 6 2 311 1738 684 447 607
MALE 11 460 460
FEMALE 1 12 352 144 208
JOINT (MALE/FEMALE) 5 1 28 926 540 239 147
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 164 164
MALE
FEMALE
JOINT (MALE/FEMALE) 11 164 164
RACE NOT AVAILABLE (TOTAL) 6/ 11 168 168
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 12 285 77 208
MALE
FEMALE 11 208 208
JOINT (MALE/FEMALE) 11 77 77
NOT HISPANIC OR LATINO (TOTAL) 5 1 28 1335 599 239 497
MALE 11 460 460
FEMALE 11 144 144
JOINT (MALE/FEMALE) 4 1 16 731 455 239 37
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 12 282 172 110
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 282 172 110
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 168 168
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 4 1 27 1171 435 239 497
MALE 11 460 460
FEMALE 11 144 144
JOINT (MALE/FEMALE) 3 1 15 567 291 239 37
OTHERS, INCLUDING HISPANIC (TOTAL) 3 1 15 731 413 208 110
MALE
FEMALE 11 208 208
JOINT (MALE/FEMALE) 3 14 523 413 110
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 12 245 208 37
80-99% OF MSA/MD MEDIAN 11 128 128
100-119% OF MSA/MD MEDIAN 22 241 241
120% OR MORE OF MSA/MD MEDIAN 4 1 16 828 479 239 110
INCOME NOT AVAILABLE 6/ 1 12 628 168 460
TOTAL 14/ 8 2 313 2070 1016 447 607
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 360 360
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 360 360
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 11 360 360
TOTAL 14/ 11 360 360
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 290 290
MALE
FEMALE
JOINT (MALE/FEMALE) 11 290 290
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 1930 1930
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 290 290
MALE
FEMALE
JOINT (MALE/FEMALE) 11 290 290
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 1930 1930
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 290 290
MALE
FEMALE
JOINT (MALE/FEMALE) 11 290 290
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 22 2220 2220
TOTAL 14/ 22 2220 2220
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 44 365 365
MALE
FEMALE
JOINT (MALE/FEMALE) 44 365 365
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 528 528
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 77 77
MALE
FEMALE
JOINT (MALE/FEMALE) 11 77 77
NOT HISPANIC OR LATINO (TOTAL) 33 288 288
MALE
FEMALE
JOINT (MALE/FEMALE) 33 288 288
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 528 528
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 33 288 288
MALE
FEMALE
JOINT (MALE/FEMALE) 33 288 288
OTHERS, INCLUDING HISPANIC (TOTAL) 11 77 77
MALE
FEMALE
JOINT (MALE/FEMALE) 11 77 77
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 77 77
120% OR MORE OF MSA/MD MEDIAN 33 288 288
INCOME NOT AVAILABLE 6/ 22 528 528
TOTAL 14/ 66 893 893
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 80 80
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 80 80
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 80 80
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 629 393 236
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 629 393 236
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 629 393 236
OTHERS, INCLUDING HISPANIC
3 14 709 473 236TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 245 208 37
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 208 208
NOT HISPANIC OR LATINO 11 37 37
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 37 37
OTHERS, INCLUDING HISPANIC 11 208 208
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 128 128
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 128 128
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 128 128
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 77 77
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 164 164
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 77 77
NOT HISPANIC OR LATINO 11 164 164
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 22 241 241
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 1 16 828 479 239 110
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 546 307 239
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 12 282 172 110
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 546 307 239
OTHERS, INCLUDING HISPANIC 1 12 282 172 110
8 2 313 2070 1016 447 607TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 77 77
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 77 77
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 77 77
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 33 288 288
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 33 288 288
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 33 288 288
OTHERS, INCLUDING HISPANIC
66 893 893TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 236 236
50-79% MINORITY 33 473 473
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 22 348 348
MIDDLE INCOME 11 125 125
UPPER INCOME 11 236 236
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 348 348
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 125 125
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 236 236
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 14 709 473 236TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 296 296
50-79% MINORITY 6 2 311 1774 720 447 607
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 6 1 29 1460 724 239 497
UPPER INCOME 2 1 14 610 292 208 110
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 168 168
50-79% MINORITY 5 1 28 1292 556 239 497
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 128 128
50-79% MINORITY 1 1 13 482 164 208 110
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
8 2 313 2070 1016 447 607TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 360 360
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 360 360
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 360 360
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 360 360TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 2220 2220
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 22 2220 2220
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 2220 2220
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
22 2220 2220TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 528 528
50-79% MINORITY 44 365 365
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 66 893 893
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 528 528
50-79% MINORITY 44 365 365
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
66 893 893TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 1
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 2
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 348
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 80
NOT HISPANIC OR LATINO 268
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 268
OTHERS, INCLUDING HISPANIC 80
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 80
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 268
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 348
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 348
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 348
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2
OTHERS, INCLUDING HISPANIC 2
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY 3
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2
UPPER INCOME 2
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 444
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 164
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 436
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
172
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 272
OTHERS, INCLUDING HISPANIC 336
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 128
100-119% OF MSA/MD MEDIAN 164
120% OR MORE OF MSA/MD MEDIAN 316
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 144
JOINT (MALE/FEMALE) 464
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 128
50-79% MINORITY 480
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 316
UPPER INCOME 292
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 13 14
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 8 13
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 31
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 52
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 42 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 42 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 32900 - MERCED, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/STANISLAUS COUNTY/0002.03
LOANS ORIGINATED 1 1630 630
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0004.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 296
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0005.01
LOANS ORIGINATED 1 1528 1800
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0005.05
LOANS ORIGINATED 1 1 1106 268 268
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1245 300 245
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0005.10
LOANS ORIGINATED 1 252
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0008.01
LOANS ORIGINATED 2 1 1401 230 101
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 1 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0008.06
LOANS ORIGINATED 1 1144 144
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 2 2257 257
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0009.12
LOANS ORIGINATED 1 3240 835
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0012.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 312
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0013.00
LOANS ORIGINATED 1 1 1280 485 485
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0024.01
LOANS ORIGINATED 1 1100 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 2 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0025.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 150
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0027.02
LOANS ORIGINATED 1 251
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0028.01
LOANS ORIGINATED 1 415
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0028.02
LOANS ORIGINATED 1 1633 840
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 185
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0030.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 162
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0032.01
LOANS ORIGINATED 3 1 1520 115 115
APPS APPROVED, NOT ACCEPTED 1 1101 101
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 3 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0032.02
LOANS ORIGINATED 3 11 1 5730 1813 214 952
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 214
CA/STANISLAUS COUNTY/0033.00
LOANS ORIGINATED 1 252 1 252
APPS APPROVED, NOT ACCEPTED 1 347
APPS DENIED 1 265
APPS WITHDRAWN 2 488 1 258
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0034.00
LOANS ORIGINATED 2 1318
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0035.00
LOANS ORIGINATED 1 5 2 377 680 374 328
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 225
APPS WITHDRAWN 1 1180 180
FILES CLOSED FOR INCOMPLETENESS 1 253
CA/STANISLAUS COUNTY/0036.03
LOANS ORIGINATED 1 227
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0036.04
LOANS ORIGINATED 1 1100 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 4 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/STANISLAUS COUNTY/0036.05
LOANS ORIGINATED 1 1229 229
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0036.06
LOANS ORIGINATED 3 573
APPS APPROVED, NOT ACCEPTED 1 290
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0038.02
LOANS ORIGINATED 1 190 90
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0039.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1280 280
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0039.07
LOANS ORIGINATED 1 1 1236 75 75
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STANISLAUS COUNTY/0040.00
LOANS ORIGINATED 1 258
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 190 90
APPS WITHDRAWN 1 185 85
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 5 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD(TOTAL)
LOANS ORIGINATED 13 38 9 1 193080 9224 3175 840 3617 1 252
APPS APPROVED, NOT ACCEPTED 1 4 1 3290 900 101 358
APPS DENIED 1 7 1 290 1544 300 335
APPS WITHDRAWN 1 4 385 948 545 1 258
FILES CLOSED FOR INCOMPLETENESS 2 467
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 6 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 33700 - MODESTO, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 11 106 230
ASIAN 1 229
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 235 1150 4422
2 OR MORE MINORITY RACES 1 284
JOINT (WHITE/MINORITY RACE) 1 134
RACE NOT AVAILABLE 6/ 4 558
ETHNICITY 7/
HISPANIC OR LATINO 71 106 1566
NOT HISPANIC OR LATINO 173 636 3244
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
32 514 489
ETHNICITY NOT AVAILABLE 6/ 4 558
MINORITY STATUS 8/
WHITE NON-HISPANIC 153 636 2731
OTHERS, INCLUDING HISPANIC 123 620 2568
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 52 414 621
80-99% OF MSA/MD MEDIAN 41 222 699
100-119% OF MSA/MD MEDIAN 4 821
120% OR MORE OF MSA/MD MEDIAN 183 620 3716
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 101 300 2099
50-79% MINORITY 215 956 3758
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 141 222 2570
UPPER INCOME 175 1034 3287
TOTAL 14/ 316 1256 5857
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
316
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 33700 - MODESTO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
58571256
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 33700 - MODESTO, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 144 144
MALE
FEMALE
JOINT (MALE/FEMALE) 11 144 144
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 112 2596 2306 290
MALE 22 330 330
FEMALE 44 775 775
JOINT (MALE/FEMALE) 5 16 1491 1201 290
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 1 13 805 630 90 85
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 4 15 1151 861 290
MALE 11 240 240
FEMALE
JOINT (MALE/FEMALE) 3 14 911 621 290
NOT HISPANIC OR LATINO (TOTAL) 66 1009 1009
MALE 11 90 90
FEMALE 44 775 775
JOINT (MALE/FEMALE) 11 144 144
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
22 580 580
MALE
FEMALE
JOINT (MALE/FEMALE) 22 580 580
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 1 13 805 630 90 85
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 55 865 865
MALE 11 90 90
FEMALE 44 775 775
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 7 18 1875 1585 290
MALE 11 240 240
FEMALE
JOINT (MALE/FEMALE) 6 17 1635 1345 290
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 90 90
50-79% OF MSA/MD MEDIAN 22 178 178
80-99% OF MSA/MD MEDIAN 22 426 426
100-119% OF MSA/MD MEDIAN 11 252 252
120% OR MORE OF MSA/MD MEDIAN 6 1 1 19 1969 1504 290 90 85
INCOME NOT AVAILABLE 6/ 11 630 630
TOTAL 14/ 13 1 1 116 3545 3080 290 90 85
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 2 13 498 336 162
MALE
FEMALE 11 162 162
JOINT (MALE/FEMALE) 22 336 336
ASIAN (TOTAL) 1 12 558 313 245
MALE 11 245 245
FEMALE
JOINT (MALE/FEMALE) 11 313 313
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 31 3 5 1 242 10318 7903 553 1137 258 467
MALE 5 2 18 1598 855 490 253
FEMALE 99 1570 1570
JOINT (MALE/FEMALE) 17 3 3 1 125 7150 5478 553 647 258 214
2 OR MORE MINORITY RACES (TOTAL) 11 284 284
MALE 11 284 284
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 1 12 364 134 230
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 364 134 230
RACE NOT AVAILABLE (TOTAL) 6/ 2 1 25 1061 254 347 460
MALE 1 12 262 82 180
FEMALE
JOINT (MALE/FEMALE) 11 347 347
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 7 1 1 110 2231 1481 347 150 253
MALE 1 12 345 92 253
FEMALE 11 251 251
JOINT (MALE/FEMALE) 5 1 17 1635 1138 347 150
NOT HISPANIC OR LATINO (TOTAL) 28 1 6 136 9303 7355 296 1394 258
MALE 5 38 1782 1047 735
FEMALE 8 19 1481 1319 162
JOINT (MALE/FEMALE) 15 1 2 119 6040 4989 296 497 258
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 2 1 15 835 134 257 230 214
MALE
FEMALE
JOINT (MALE/FEMALE) 1 2 1 15 835 134 257 230 214
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 24 714 254 460
MALE 1 12 262 82 180
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 26 1 4 132 8299 6758 296 987 258
MALE 4 26 1253 763 490
FEMALE 88 1319 1319
JOINT (MALE/FEMALE) 14 1 2 118 5727 4676 296 497 258
OTHERS, INCLUDING HISPANIC (TOTAL) 10 3 3 1 219 4070 2212 604 557 230 467
MALE 2 1 14 874 376 245 253
FEMALE 1 12 413 251 162
JOINT (MALE/FEMALE) 7 3 1 1 113 2783 1585 604 150 230 214
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 6 28 1176 864 312
80-99% OF MSA/MD MEDIAN 3 14 807 495 312
100-119% OF MSA/MD MEDIAN 4 1 16 1147 709 185 253
120% OR MORE OF MSA/MD MEDIAN 25 4 3 3 136 9673 7156 900 735 668 214
INCOME NOT AVAILABLE 6/ 11 280 280
TOTAL 14/ 38 4 7 4 255 13083 9224 900 1544 948 467
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 13 797 497 300
MALE 2 13 797 497 300
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 5 16 2475 2374 101
MALE 11 170 170
FEMALE
JOINT (MALE/FEMALE) 4 15 2305 2204 101
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 304 304
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 170 170
MALE 11 170 170
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 4 1 16 2813 2412 101 300
MALE 2 13 797 497 300
FEMALE
JOINT (MALE/FEMALE) 2 13 2016 1915 101
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
22 289 289
MALE
FEMALE
JOINT (MALE/FEMALE) 22 289 289
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 304 304
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 2016 1915 101
MALE
FEMALE
JOINT (MALE/FEMALE) 2 13 2016 1915 101
OTHERS, INCLUDING HISPANIC (TOTAL) 5 16 1256 956 300
MALE 3 14 967 667 300
FEMALE
JOINT (MALE/FEMALE) 22 289 289
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 170 170
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 8 1 110 3406 3005 101 300
INCOME NOT AVAILABLE 6/
TOTAL 14/ 9 1 111 3576 3175 101 300
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 840 840
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 840 840
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 11 840 840
TOTAL 14/ 11 840 840
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 3 14 886 641 245
MALE 2 13 742 497 245
FEMALE
JOINT (MALE/FEMALE) 11 144 144
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 13 316 2522 2164 358
MALE 33 352 352
FEMALE 44 449 449
JOINT (MALE/FEMALE) 6 39 1721 1363 358
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 3 1 37 1447 812 90 545
MALE 1 12 262 82 180
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 44 850 850
MALE 22 262 262
FEMALE
JOINT (MALE/FEMALE) 22 588 588
NOT HISPANIC OR LATINO (TOTAL) 11 1 113 2226 1880 101 245
MALE 3 14 832 587 245
FEMALE 44 449 449
JOINT (MALE/FEMALE) 4 15 945 844 101
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 23 332 75 257
MALE
FEMALE
JOINT (MALE/FEMALE) 1 23 332 75 257
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 1 37 1447 812 90 545
MALE 1 12 262 82 180
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 8 19 1340 1239 101
MALE 11 90 90
FEMALE 44 449 449
JOINT (MALE/FEMALE) 3 14 801 700 101
OTHERS, INCLUDING HISPANIC (TOTAL) 8 2 111 2068 1566 257 245
MALE 4 15 1004 759 245
FEMALE
JOINT (MALE/FEMALE) 4 26 1064 807 257
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 90 90
50-79% OF MSA/MD MEDIAN 33 347 347
80-99% OF MSA/MD MEDIAN 11 186 186
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 13 3 2 220 3322 2364 358 335 265
INCOME NOT AVAILABLE 6/ 1 12 910 630 280
TOTAL 14/ 19 3 2 327 4855 3617 358 335 545
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 510 252 258
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 510 252 258
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 510 252 258
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 510 252 258
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 510 252 258
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 510 252 258
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 510 252 258
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 510 252 258
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 90 90
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 90 90
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 90 90
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 178 178
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 77 77
NOT HISPANIC OR LATINO 11 101 101
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 101 101
OTHERS, INCLUDING HISPANIC 11 77 77
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 426 426
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 240 240
NOT HISPANIC OR LATINO 11 186 186
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 186 186
OTHERS, INCLUDING HISPANIC 11 240 240
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 252 252
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 252 252
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 252 252
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 144 144
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 16 1650 1360 290
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 175 90 85
ETHNICITY 7/HISPANIC OR LATINO 2 13 834 544 290
NOT HISPANIC OR LATINO 22 380 380
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
22 580 580
ETHNICITY NOT AVAILABLE 6/ 1 12 175 90 85
MINORITY STATUS 8/WHITE NON-HISPANIC 11 236 236
OTHERS, INCLUDING HISPANIC 5 16 1558 1268 290
13 1 1 116 3545 3080 290 90 85TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 162 162
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 17 1014 864 150
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 12 226 76 150
NOT HISPANIC OR LATINO 5 16 950 788 162
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 55 788 788
OTHERS, INCLUDING HISPANIC 1 23 388 76 312
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 807 495 312
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 807 495 312
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 807 495 312
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 1 15 975 537 185 253
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 172 172
ETHNICITY 7/HISPANIC OR LATINO 1 12 467 214 253
NOT HISPANIC OR LATINO 2 13 508 323 185
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 172 172
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 508 323 185
OTHERS, INCLUDING HISPANIC 1 12 467 214 253
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 22 336 336
ASIAN 1 12 558 313 245
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 19 3 2 1 126 7522 6007 553 490 258 214
2 OR MORE MINORITY RACES 11 284 284
JOINT (WHITE/MINORITY RACE) 1 12 364 134 230
RACE NOT AVAILABLE 6/ 1 1 13 609 82 347 180
ETHNICITY 7/HISPANIC OR LATINO 5 16 1538 1191 347
NOT HISPANIC OR LATINO 18 1 3 123 7038 5749 296 735 258
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 2 1 15 835 134 257 230 214
ETHNICITY NOT AVAILABLE 6/ 1 12 262 82 180
MINORITY STATUS 8/WHITE NON-HISPANIC 16 1 2 120 6196 5152 296 490 258
OTHERS, INCLUDING HISPANIC 8 3 1 1 114 3215 1922 604 245 230 214
38 4 7 4 255 13083 9224 900 1544 948 467TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 170 170
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 170 170
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 170 170
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 2 13 797 497 300
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 2305 2204 101
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 22 304 304
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 1 16 2813 2412 101 300
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
22 289 289
ETHNICITY NOT AVAILABLE 6/ 22 304 304
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 2016 1915 101
OTHERS, INCLUDING HISPANIC 4 15 1086 786 300
9 1 111 3576 3175 101 300TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 90 90
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 90 90
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 90 90
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 33 347 347
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 22 246 246
NOT HISPANIC OR LATINO 11 101 101
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 101 101
OTHERS, INCLUDING HISPANIC 22 246 246
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 186 186
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 186 186
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 186 186
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 3 14 886 641 245
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 311 1899 1541 358
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 2 1 25 537 182 90 265
ETHNICITY 7/HISPANIC OR LATINO 22 604 604
NOT HISPANIC OR LATINO 8 1 110 1849 1503 101 245
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 23 332 75 257
ETHNICITY NOT AVAILABLE 6/ 2 1 25 537 182 90 265
MINORITY STATUS 8/WHITE NON-HISPANIC 5 16 963 862 101
OTHERS, INCLUDING HISPANIC 6 2 19 1822 1320 257 245
19 3 2 327 4855 3617 358 335 545TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 510 252 258
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 510 252 258
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 510 252 258
OTHERS, INCLUDING HISPANIC
1 12 510 252 258TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 6 1 1 19 2156 1691 290 90 85
50-79% MINORITY 77 1389 1389
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 90 90
MIDDLE INCOME 3 1 15 1134 959 90 85
UPPER INCOME 9 110 2321 2031 290
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 90 90
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 1 13 805 630 90 85
50-79% MINORITY 22 329 329
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5 16 1351 1061 290
50-79% MINORITY 44 970 970
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
13 1 1 116 3545 3080 290 90 85TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 10 3 2 116 4679 3349 553 497 280
50-79% MINORITY 27 1 4 3 237 8154 5775 347 897 668 467
80-100% MINORITY 1 12 250 100 150
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 15 1 6 4 127 6183 3336 347 1299 948 253
UPPER INCOME 23 3 1 128 6900 5888 553 245 214
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 2 17 2310 1533 497 280
50-79% MINORITY 10 1 3 3 118 3623 1703 347 652 668 253
80-100% MINORITY 1 12 250 100 150
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 6 39 2369 1816 553
50-79% MINORITY 17 1 119 4531 4072 245 214
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
38 4 7 4 255 13083 9224 900 1544 948 467TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 44 2204 2204
50-79% MINORITY 5 1 17 1372 971 101 300
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 4 15 819 718 101
UPPER INCOME 5 16 2757 2457 300
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 229 229
50-79% MINORITY 3 14 590 489 101
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 33 1975 1975
50-79% MINORITY 2 13 782 482 300
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
9 1 111 3576 3175 101 300TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 840 840
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 840 840
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 840 840
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 840 840TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 7 2 1 212 2476 1764 257 90 365
50-79% MINORITY 11 1 1 114 2279 1753 101 245 180
80-100% MINORITY 11 100 100
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 90 90
MIDDLE INCOME 7 1 1 312 2138 1402 101 90 545
UPPER INCOME 11 2 114 2627 2125 257 245
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 90 90
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2 1 25 1314 859 90 365
50-79% MINORITY 4 1 16 724 443 101 180
80-100% MINORITY 11 100 100
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5 27 1162 905 257
50-79% MINORITY 6 17 1465 1220 245
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
19 3 2 327 4855 3617 358 335 545TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 510 252 258
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 510 252 258
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 510 252 258
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 510 252 258TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 8
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 4
NOT HISPANIC OR LATINO 2
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2
OTHERS, INCLUDING HISPANIC 6
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 5
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1
FEMALE 2
JOINT (MALE/FEMALE) 5
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3
50-79% MINORITY 5
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2
UPPER INCOME 6
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1929
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 861
NOT HISPANIC OR LATINO 488
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
580
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 488
OTHERS, INCLUDING HISPANIC 1441
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 77
80-99% OF MSA/MD MEDIAN 240
100-119% OF MSA/MD MEDIAN 252
120% OR MORE OF MSA/MD MEDIAN 1360
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 240
FEMALE 488
JOINT (MALE/FEMALE) 1201
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 816
50-79% MINORITY 1113
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 329
UPPER INCOME 1600
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 2
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3 320 1.60 1.56
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE) 1
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO 4
NOT HISPANIC OR LATINO 3 320 1.60 1.56
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 3 318 1.60 1.56
OTHERS, INCLUDING HISPANIC 7
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 5
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN 4
120% OR MORE OF MSA/MD MEDIAN 3 314 1.60 1.56
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 5
FEMALE 1 16 1.56 1.56
JOINT (MALE/FEMALE) 2 214 1.62 1.62
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 18 1.54 1.54
50-79% MINORITY 2 218 1.63 1.63
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 110 1.54 1.54
UPPER INCOME 2 216 1.63 1.63
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 336
ASIAN 313
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1733 17334491 1.63 1.70
2 OR MORE MINORITY RACES 284
JOINT (WHITE/MINORITY RACE) 134
RACE NOT AVAILABLE 6/ 172
ETHNICITY 7/HISPANIC OR LATINO 801
NOT HISPANIC OR LATINO 1733 17334623 1.63 1.70
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
134
ETHNICITY NOT AVAILABLE 6/ 172
MINORITY STATUS 8/WHITE NON-HISPANIC 1733 17334026 1.63 1.70
OTHERS, INCLUDING HISPANIC 1532
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 788
80-99% OF MSA/MD MEDIAN 495
100-119% OF MSA/MD MEDIAN 709
120% OR MORE OF MSA/MD MEDIAN 1733 17333738 1.63 1.70
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1047
FEMALE 371 3711037 1.56 1.56
JOINT (MALE/FEMALE) 1362 13623474 1.65 1.70
GENDER NOT AVAILABLE 6/ 172
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 415 4152449 1.54 1.54
50-79% MINORITY 1318 13183281 1.66 1.70
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 415 4152411 1.54 1.54
UPPER INCOME 1318 13183319 1.66 1.70
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 3
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME 2
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2014
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 204
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1800
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
214
ETHNICITY NOT AVAILABLE 6/ 204
MINORITY STATUS 8/WHITE NON-HISPANIC 1800
OTHERS, INCLUDING HISPANIC 214
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2218
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 2014
GENDER NOT AVAILABLE 6/ 204
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1800
50-79% MINORITY 418
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 204
UPPER INCOME 2014
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 53 1116
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 37 913
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 4 11
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 7 11
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 31
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 2
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 23 68
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 26 38 NA
PRICING REPORTED 3 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.60 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.56 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 29 38 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.56 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.56 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 1 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 33700 - MODESTO, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/ALAMEDA COUNTY/4080.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1417 417
FILES CLOSED FOR INCOMPLETENESS
CA/ALAMEDA COUNTY/4239.01
LOANS ORIGINATED 1 1200 200
APPS APPROVED, NOT ACCEPTED 1 1200 200
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3020.05
LOANS ORIGINATED 1 1500 500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3020.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1150 150
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3020.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1220 220
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3031.03
LOANS ORIGINATED 1 1170 170
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 1 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/CONTRA COSTA COUNTY/3032.02
LOANS ORIGINATED 2 475
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3040.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 403
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3040.04
LOANS ORIGINATED 1 1400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3050.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1375 375
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3132.05
LOANS ORIGINATED 1 330
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3551.08
LOANS ORIGINATED 1 165
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 2 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/CONTRA COSTA COUNTY/3551.17
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 805
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CONTRA COSTA COUNTY/3740.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 391
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 4 4 32100 1140 870
APPS APPROVED, NOT ACCEPTED 2 2 3350 778 725
APPS DENIED 2 1 11025 391 220
APPS WITHDRAWN 1 1417 417
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 3 of 4
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 4 of 4
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 5 1170
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1 277
NOT HISPANIC OR LATINO 3 695
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1 198
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 3 695
OTHERS, INCLUDING HISPANIC 2 475
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 165
50-79% OF MSA/MD MEDIAN 2 477
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 528
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3 675
50-79% MINORITY 2 495
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 530
UPPER INCOME 3 640
TOTAL 14/ 5 1170
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
5
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
1170
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 1 15 2547 1930 200 417
MALE 1 12 400 200 200
FEMALE 11 417 417
JOINT (MALE/FEMALE) 22 1730 1730
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 320 170 150
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 1 15 2547 1930 200 417
MALE 1 12 400 200 200
FEMALE 11 417 417
JOINT (MALE/FEMALE) 22 1730 1730
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 320 170 150
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 1 15 2547 1930 200 417
MALE 1 12 400 200 200
FEMALE 11 417 417
JOINT (MALE/FEMALE) 22 1730 1730
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 12 617 200 417
80-99% OF MSA/MD MEDIAN 11 200 200
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 22 1730 1730
INCOME NOT AVAILABLE 6/ 1 12 320 170 150
TOTAL 14/ 4 2 17 2867 2100 350 417
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 805 805
MALE
FEMALE
JOINT (MALE/FEMALE) 11 805 805
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 4 26 1918 1140 778
MALE 11 500 500
FEMALE 11 165 165
JOINT (MALE/FEMALE) 2 24 1253 475 778
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 220 220
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 277 277
MALE
FEMALE
JOINT (MALE/FEMALE) 11 277 277
NOT HISPANIC OR LATINO (TOTAL) 2 1 14 1873 665 403 805
MALE 11 500 500
FEMALE 11 165 165
JOINT (MALE/FEMALE) 1 12 1208 403 805
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 198 198
MALE
FEMALE
JOINT (MALE/FEMALE) 11 198 198
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 595 375 220
MALE
FEMALE
JOINT (MALE/FEMALE) 11 375 375
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 1068 665 403
MALE 11 500 500
FEMALE 11 165 165
JOINT (MALE/FEMALE) 11 403 403
OTHERS, INCLUDING HISPANIC (TOTAL) 2 13 1280 475 805
MALE
FEMALE
JOINT (MALE/FEMALE) 2 13 1280 475 805
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 165 165
50-79% OF MSA/MD MEDIAN 11 277 277
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2 2 15 2281 698 778 805
INCOME NOT AVAILABLE 6/ 11 220 220
TOTAL 14/ 4 2 28 2943 1140 778 1025
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 391 391
MALE
FEMALE
JOINT (MALE/FEMALE) 11 391 391
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 391 391
MALE
FEMALE
JOINT (MALE/FEMALE) 11 391 391
NOT HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 391 391
MALE
FEMALE
JOINT (MALE/FEMALE) 11 391 391
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 11 391 391
TOTAL 14/ 11 391 391
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 2 15 1692 700 575 417
MALE 2 13 900 700 200
FEMALE 11 417 417
JOINT (MALE/FEMALE) 11 375 375
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 1 13 540 170 150 220
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 2 1 14 1317 700 200 417
MALE 2 13 900 700 200
FEMALE 11 417 417
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 2 14 915 170 525 220
MALE
FEMALE
JOINT (MALE/FEMALE) 11 375 375
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 1 14 1317 700 200 417
MALE 2 13 900 700 200
FEMALE 11 417 417
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 12 617 200 417
80-99% OF MSA/MD MEDIAN 11 200 200
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 875 500 375
INCOME NOT AVAILABLE 6/ 1 1 13 540 170 150 220
TOTAL 14/ 3 3 1 18 2232 870 725 220 417
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 617 200 417
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 617 200 417
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 617 200 417
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 200 200
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 200 200
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 200 200
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 1730 1730
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 1730 1730
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 1730 1730
OTHERS, INCLUDING HISPANIC
4 2 17 2867 2100 350 417TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 165 165
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 165 165
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 165 165
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 277 277
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 277 277
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 277 277
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 805 805
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 24 1476 698 778
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 13 1708 500 403 805
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 198 198
ETHNICITY NOT AVAILABLE 6/ 11 375 375
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 903 500 403
OTHERS, INCLUDING HISPANIC 1 12 1003 198 805
4 2 28 2943 1140 778 1025TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 617 200 417
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 617 200 417
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 617 200 417
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 200 200
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 200 200
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 200 200
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 875 500 375
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 500 500
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 375 375
MINORITY STATUS 8/WHITE NON-HISPANIC 11 500 500
OTHERS, INCLUDING HISPANIC
3 3 1 18 2232 870 725 220 417TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 1400 1400
20-49% MINORITY 1 2 14 967 200 350 417
50-79% MINORITY 22 500 500
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 3 25 1050 700 350
UPPER INCOME 1 12 1817 1400 417
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 550 200 350
50-79% MINORITY 22 500 500
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 1400 1400
20-49% MINORITY 11 417 417
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 2 17 2867 2100 350 417TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 403 403
20-49% MINORITY 22 475 475
50-79% MINORITY 2 1 25 2065 665 375 1025
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 375 375
MODERATE INCOME
MIDDLE INCOME 1 1 13 1123 500 403 220
UPPER INCOME 3 14 1445 640 805
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 375 375
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 403 403
20-49% MINORITY
50-79% MINORITY 1 12 720 500 220
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 475 475
50-79% MINORITY 1 12 970 165 805
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 2 28 2943 1140 778 1025TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 391 391
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 391 391
MIDDLE INCOME
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 11 391 391
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 391 391TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 2 14 967 200 350 417
50-79% MINORITY 2 1 14 1265 670 375 220
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 375 375
MODERATE INCOME
MIDDLE INCOME 3 2 16 1440 870 350 220
UPPER INCOME 11 417 417
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 375 375
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 550 200 350
50-79% MINORITY 2 13 890 670 220
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 417 417
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 3 1 18 2232 870 725 220 417TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 2
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1
20-49% MINORITY
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1730
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1730
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1730
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1730
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE
FEMALE
JOINT (MALE/FEMALE) 1730
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1400
20-49% MINORITY
50-79% MINORITY 330
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 330
UPPER INCOME 1400
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 2
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 2
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 3
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 640
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 277
NOT HISPANIC OR LATINO 165
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
198
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 165
OTHERS, INCLUDING HISPANIC 475
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 165
50-79% OF MSA/MD MEDIAN 277
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 198
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 165
JOINT (MALE/FEMALE) 475
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 475
50-79% MINORITY 165
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 640
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 87
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 44
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 22
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 32
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 1
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 32 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 32 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 36084 - OAKLAND-HAYWARD-BERKELEY, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/SHASTA COUNTY/0101.00
LOANS ORIGINATED 1 170
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 665
FILES CLOSED FOR INCOMPLETENESS 1 1438 438
CA/SHASTA COUNTY/0102.00
LOANS ORIGINATED 1 53
APPS APPROVED, NOT ACCEPTED 1 192 92
APPS DENIED 1 1500 500
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0103.00
LOANS ORIGINATED 1 3 1100 495 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 2 1408 137
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0104.00
LOANS ORIGINATED 1 6 1306 819 92
APPS APPROVED, NOT ACCEPTED 1 155
APPS DENIED
APPS WITHDRAWN 1 1 1190 129 129
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0105.00
LOANS ORIGINATED 4 1 2372 685 132
APPS APPROVED, NOT ACCEPTED 1 1110 110
APPS DENIED 1 1123 720
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0106.01
LOANS ORIGINATED 2 5 2278 854 342
APPS APPROVED, NOT ACCEPTED 1 383
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 1 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0106.02
LOANS ORIGINATED 1 1116 226
APPS APPROVED, NOT ACCEPTED 1 223
APPS DENIED 1 11 217 292 292
APPS WITHDRAWN 2 395
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0106.03
LOANS ORIGINATED 1 220
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 216
APPS WITHDRAWN 1 207 1 207
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0107.02
LOANS ORIGINATED 3 2 1586 431 80
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1176 176
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0107.04
LOANS ORIGINATED 2 428
APPS APPROVED, NOT ACCEPTED 1 236
APPS DENIED
APPS WITHDRAWN 1 239
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.03
LOANS ORIGINATED 2 3 2 2240 512 241 239
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 78
APPS WITHDRAWN 1 1 1121 147 147
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.04
LOANS ORIGINATED 2 1 1527 150 150
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 229
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 2 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0108.05
LOANS ORIGINATED 3 2 1712 306 129
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1396 245
APPS WITHDRAWN 1 177
FILES CLOSED FOR INCOMPLETENESS 1 1275 275
CA/SHASTA COUNTY/0108.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 260
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0108.07
LOANS ORIGINATED 4 662
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 555 1 225
APPS WITHDRAWN 2 458
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0109.00
LOANS ORIGINATED 1 1210 125
APPS APPROVED, NOT ACCEPTED 1 11135 1135
APPS DENIED 4 758
APPS WITHDRAWN 1 1120 120
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0110.01
LOANS ORIGINATED 2 421
APPS APPROVED, NOT ACCEPTED 1 1 1492 250 492
APPS DENIED 1 377
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0110.02
LOANS ORIGINATED 1 2 2 1275 329 396 121
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1257 95
APPS WITHDRAWN 1 248
FILES CLOSED FOR INCOMPLETENESS 1 115
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 3 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0111.00
LOANS ORIGINATED 1 191
APPS APPROVED, NOT ACCEPTED 1 230
APPS DENIED 1 188 88
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1100 100
CA/SHASTA COUNTY/0112.09
LOANS ORIGINATED 4 2 1 41664 296 885 1664
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 110
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0113.00
LOANS ORIGINATED 3 2383 255
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 273
APPS WITHDRAWN 1 1 1139 1574 139
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0114.01
LOANS ORIGINATED 1 191
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 139 39
APPS WITHDRAWN 1 1252 84
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0114.02
LOANS ORIGINATED 2 2583 418
APPS APPROVED, NOT ACCEPTED 1 191
APPS DENIED 1 1 1178 364 178
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0114.03
LOANS ORIGINATED 2 293
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 4 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0115.00
LOANS ORIGINATED 1 3 2 1219 462 624 133
APPS APPROVED, NOT ACCEPTED 1 1139 139
APPS DENIED 2 1333 264
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0116.00
LOANS ORIGINATED 4 2513 273
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 346
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0117.01
LOANS ORIGINATED 1 1201 160
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0117.02
LOANS ORIGINATED 1 130
APPS APPROVED, NOT ACCEPTED 1 154
APPS DENIED 1 173 118
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 130
CA/SHASTA COUNTY/0117.03
LOANS ORIGINATED 1 171 114
APPS APPROVED, NOT ACCEPTED 1 1 2289 80 369
APPS DENIED
APPS WITHDRAWN 1 177 77
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0118.01
LOANS ORIGINATED 2 4 1457 629 138 1 78
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1784 330
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 5 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0118.02
LOANS ORIGINATED 3 1977 253
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 330 1 93
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0118.03
LOANS ORIGINATED 2 1583 300
APPS APPROVED, NOT ACCEPTED 1 300
APPS DENIED 2 575
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 2 543 1 243
CA/SHASTA COUNTY/0119.00
LOANS ORIGINATED 7 1624
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 758
APPS WITHDRAWN 2 350
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0120.00
LOANS ORIGINATED 1 1 171 75 94
APPS APPROVED, NOT ACCEPTED 1 263
APPS DENIED 1 2 1 366 241 75 316
APPS WITHDRAWN 1 63
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0121.01
LOANS ORIGINATED 1 3 1170 581 91
APPS APPROVED, NOT ACCEPTED 1 153
APPS DENIED 1 208
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0121.02
LOANS ORIGINATED 1 2 199 375 175
APPS APPROVED, NOT ACCEPTED 1 153
APPS DENIED 1 165
APPS WITHDRAWN 1 201
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 6 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0122.00
LOANS ORIGINATED 1 11 1333 1666 100 1 112
APPS APPROVED, NOT ACCEPTED 1 1 1130 200 200
APPS DENIED 2 1 11188 124 1000 1 188
APPS WITHDRAWN 2 513
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0123.01
LOANS ORIGINATED 1 1 1312 60 60
APPS APPROVED, NOT ACCEPTED 1 1143 281
APPS DENIED 1 143
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0123.02
LOANS ORIGINATED 1 5 1148 1265 80 2 244
APPS APPROVED, NOT ACCEPTED 1 588
APPS DENIED
APPS WITHDRAWN 2 240
FILES CLOSED FOR INCOMPLETENESS 2 382 2 382
CA/SHASTA COUNTY/0123.03
LOANS ORIGINATED 4 1515 56 1 109
APPS APPROVED, NOT ACCEPTED 1 198 1 198
APPS DENIED 1 1 160 214 214
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0124.00
LOANS ORIGINATED 2 2 1496 394 155
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 183 1 41
APPS WITHDRAWN 2 2312 422
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0125.00
LOANS ORIGINATED 2 290
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1197 213 197
APPS WITHDRAWN 1 94 1 94
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 7 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SHASTA COUNTY/0126.01
LOANS ORIGINATED 5 1 21024 176 452
APPS APPROVED, NOT ACCEPTED 1 123
APPS DENIED 1 210
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0126.03
LOANS ORIGINATED 4 1 1 1674 276 60 60 2 234
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 1638 205 3 418
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0126.04
LOANS ORIGINATED 1 139
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1340 250 340 1 340
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0127.01
LOANS ORIGINATED 1 386 498
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1123 123
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SHASTA COUNTY/0127.02
LOANS ORIGINATED 1 6 1 1136 834 97 136
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 578 1 132
APPS WITHDRAWN 1 1380 380
FILES CLOSED FOR INCOMPLETENESS 1 325
MSA/MD(TOTAL)
LOANS ORIGINATED 39 123 23 4 258486 21510 3653 1849 4125 7 777
APPS APPROVED, NOT ACCEPTED 4 18 3 81 236 907 4798 750 2537 1 198
APPS DENIED 10 55 8 1 171 217 2367 10953 1017 720 4067 9 1437
APPS WITHDRAWN 14 18 1 2 72377 3505 84 2239 1129 2 301
FILES CLOSED FOR INCOMPLETENESS 3 7 3668 1640 813 3 625
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 8 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 9 of 9
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 39820 - REDDING, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 1 135
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 14510 1779 25798
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 21 177 494
RACE NOT AVAILABLE 6/ 1 119
ETHNICITY 7/
HISPANIC OR LATINO 3 414
NOT HISPANIC OR LATINO 14111 1956 25419
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
4 594
ETHNICITY NOT AVAILABLE 6/ 1 119
MINORITY STATUS 8/
WHITE NON-HISPANIC 13810 1779 24790
OTHERS, INCLUDING HISPANIC 101 177 1637
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 6 514
50-79% OF MSA/MD MEDIAN 251 143 2954
80-99% OF MSA/MD MEDIAN 171 156 2690
100-119% OF MSA/MD MEDIAN 19 2792
120% OR MORE OF MSA/MD MEDIAN 8110 1776 17477
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 3 474
10-19% MINORITY 1178 1424 22339
20-49% MINORITY 284 651 3614
50-79% MINORITY
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 303 495 4224
MIDDLE INCOME 797 1257 14259
UPPER INCOME 392 323 7944
TOTAL 14/ 14812 2075 26427
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
14612
REPORTEDPRICING DATA
2
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 2NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 1.61
MEDIAN 1.61
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 39820 - REDDING, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
261172075
REPORTEDPRICING DATA
310
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 310NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/ 1.60
MEDIAN 31/ 1.58
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 39820 - REDDING, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 453 236 217
MALE
FEMALE 1 12 453 236 217
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 453 236 217
MALE
FEMALE 1 12 453 236 217
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 12 453 236 217
MALE
FEMALE 1 12 453 236 217
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 217 217
100-119% OF MSA/MD MEDIAN 11 236 236
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 453 236 217
Report Date: 06/28/2017
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 12 561 383 178
MALE 11 383 383
FEMALE
JOINT (MALE/FEMALE) 11 178 178
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 35 2 8 13 260 11794 6822 432 2123 2187 230
MALE 12 1 5 523 4295 1753 289 1552 701
FEMALE 4 1 1 39 1700 877 143 143 537
JOINT (MALE/FEMALE) 19 2 5 228 5799 4192 428 949 230
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 4 1 1 1 18 2450 1664 92 66 190 438
MALE
FEMALE 11 190 190
JOINT (MALE/FEMALE) 11 438 438
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 1 13 336 86 60 190
MALE 1 12 146 86 60
FEMALE 11 190 190
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 33 3 8 11 358 12371 6700 815 2241 1947 668
MALE 11 2 4 522 4532 1667 672 1492 701
FEMALE 4 1 1 39 1700 877 143 143 537
JOINT (MALE/FEMALE) 18 3 3 327 6139 4156 606 709 668
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 23 276 36 240
MALE
FEMALE
JOINT (MALE/FEMALE) 1 23 276 36 240
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 4 1 16 1822 1664 92 66
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 33 2 7 11 255 11372 6700 432 2063 1947 230
MALE 11 1 4 521 4149 1667 289 1492 701
FEMALE 4 1 1 39 1700 877 143 143 537
JOINT (MALE/FEMALE) 18 2 3 225 5523 4156 428 709 230
OTHERS, INCLUDING HISPANIC (TOTAL) 2 1 2 38 1173 122 383 238 430
MALE 1 1 13 529 86 383 60
FEMALE 11 190 190
JOINT (MALE/FEMALE) 1 1 24 454 36 178 240
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 33 219 219
50-79% OF MSA/MD MEDIAN 2 1 3 4 111 1612 157 143 269 605 438
80-99% OF MSA/MD MEDIAN 4 15 655 555 100
100-119% OF MSA/MD MEDIAN 1 12 383 175 208
120% OR MORE OF MSA/MD MEDIAN 25 2 5 9 243 9680 5716 672 1390 1672 230
INCOME NOT AVAILABLE 6/ 4 1 16 2256 1664 92 500
TOTAL 14/ 39 4 10 14 370 14805 8486 907 2367 2377 668
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 1 13 420 78 154 188
MALE 1 12 342 154 188
FEMALE 11 78 78
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 2 1 14 1680 1292 273 115
MALE 11 115 115
FEMALE 1 12 565 292 273
JOINT (MALE/FEMALE) 11 1000 1000
BLACK OR AFRICAN AMERICAN (TOTAL) 11 135 135
MALE
FEMALE
JOINT (MALE/FEMALE) 11 135 135
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 117 14 48 13 4196 36542 20470 3801 8849 2497 925
MALE 22 1 14 4 243 7362 3727 155 2311 787 382
FEMALE 14 7 122 3617 1979 1338 300
JOINT (MALE/FEMALE) 81 13 27 9 1131 25563 14764 3646 5200 1710 243
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 2 2 3 411 2150 533 351 531 735
MALE
FEMALE
JOINT (MALE/FEMALE) 2 2 3 411 2150 533 351 531 735
RACE NOT AVAILABLE (TOTAL) 6/ 2 1 1 26 1479 294 492 93 600
MALE
FEMALE 11 93 93
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 2 13 1463 328 1135
MALE 11 219 219
FEMALE
JOINT (MALE/FEMALE) 1 12 1244 109 1135
NOT HISPANIC OR LATINO (TOTAL) 115 15 52 13 5200 37329 20134 2973 10502 2680 1040
MALE 21 2 15 4 345 7600 3508 309 2499 787 497
FEMALE 15 9 125 4080 2057 1723 300
JOINT (MALE/FEMALE) 79 13 28 9 1130 25649 14569 2664 6280 1893 243
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
4 1 3 412 1955 754 198 451 552
MALE
FEMALE
JOINT (MALE/FEMALE) 4 1 3 412 1955 754 198 451 552
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 1 1 26 1659 294 492 273 600
MALE
FEMALE 11 273 273
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 111 13 45 12 4185 33735 19388 2666 8398 2358 925
MALE 21 1 14 4 242 7143 3508 155 2311 787 382
FEMALE 14 7 122 3617 1979 1338 300
JOINT (MALE/FEMALE) 76 12 24 8 1121 22975 13901 2511 4749 1571 243
OTHERS, INCLUDING HISPANIC (TOTAL) 10 4 9 6 130 7192 1828 1640 2462 1147 115
MALE 1 1 1 14 676 219 154 188 115
FEMALE 1 1 13 643 78 292 273
JOINT (MALE/FEMALE) 8 3 7 523 5873 1531 1486 1982 874
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 5 1 5 213 2609 398 1135 686 390
50-79% OF MSA/MD MEDIAN 22 1 730 3752 2473 130 1149
80-99% OF MSA/MD MEDIAN 12 2 8 123 3716 1915 203 1421 177
100-119% OF MSA/MD MEDIAN 19 2 930 4224 2807 265 1152
120% OR MORE OF MSA/MD MEDIAN 64 11 26 17 5123 27438 13742 2573 6545 3328 1250
INCOME NOT AVAILABLE 6/ 1 12 667 175 492
TOTAL 14/ 123 18 55 18 7221 42406 21510 4798 10953 3505 1640
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 21 3 7 132 4995 3262 750 899 84
MALE 3 47 1192 708 484
FEMALE 3 14 611 311 300
JOINT (MALE/FEMALE) 15 2 3 121 3192 2243 450 415 84
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 2 13 509 391 118
MALE
FEMALE
JOINT (MALE/FEMALE) 2 13 509 391 118
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 205 205
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 23 3 7 134 5299 3653 750 812 84
MALE 3 36 987 708 279
FEMALE 3 14 611 311 300
JOINT (MALE/FEMALE) 17 2 4 124 3701 2634 450 533 84
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 21 3 6 131 4790 3262 750 694 84
MALE 3 36 987 708 279
FEMALE 3 14 611 311 300
JOINT (MALE/FEMALE) 15 2 3 121 3192 2243 450 415 84
OTHERS, INCLUDING HISPANIC (TOTAL) 2 24 714 391 323
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE) 2 13 509 391 118
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 39 39
50-79% OF MSA/MD MEDIAN 8 3 112 1330 879 367 84
80-99% OF MSA/MD MEDIAN 4 26 815 535 280
100-119% OF MSA/MD MEDIAN 2 1 14 791 328 250 213
120% OR MORE OF MSA/MD MEDIAN 9 2 112 2529 1911 500 118
INCOME NOT AVAILABLE 6/
TOTAL 14/ 23 3 8 135 5504 3653 750 1017 84
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 14 1684 964 720
MALE
FEMALE 1 12 946 226 720
JOINT (MALE/FEMALE) 22 738 738
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 23 3124 885 2239
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 14 1684 964 720
MALE
FEMALE 1 12 946 226 720
JOINT (MALE/FEMALE) 22 738 738
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 23 3124 885 2239
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 14 1684 964 720
MALE
FEMALE 1 12 946 226 720
JOINT (MALE/FEMALE) 22 738 738
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 4 1 27 4808 1849 720 2239
TOTAL 14/ 4 1 27 4808 1849 720 2239
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 33 1470 1470
MALE
FEMALE 11 292 292
JOINT (MALE/FEMALE) 22 1178 1178
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 20 6 14 4 145 7652 2286 1953 2597 716 100
MALE 2 1 69 1678 193 289 1196
FEMALE 4 2 17 971 433 461 77
JOINT (MALE/FEMALE) 14 5 6 3 129 5003 1660 1664 940 639 100
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 33 413 413
MALE
FEMALE
JOINT (MALE/FEMALE) 33 413 413
RACE NOT AVAILABLE (TOTAL) 6/ 5 2 29 3136 1839 584 713
MALE
FEMALE
JOINT (MALE/FEMALE) 11 438 438
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 1135 1135
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1135 1135
NOT HISPANIC OR LATINO (TOTAL) 20 5 15 3 245 8045 2286 818 3826 577 538
MALE 2 1 69 1678 193 289 1196
FEMALE 4 3 18 1263 433 753 77
JOINT (MALE/FEMALE) 14 4 6 2 228 5104 1660 529 1877 500 538
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
2 46 793 241 552
MALE
FEMALE
JOINT (MALE/FEMALE) 2 46 793 241 552
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 5 2 18 2698 1839 584 275
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 20 5 12 3 141 6137 2286 818 2356 577 100
MALE 2 1 69 1678 193 289 1196
FEMALE 4 2 17 971 433 461 77
JOINT (MALE/FEMALE) 14 4 4 2 125 3488 1660 529 699 500 100
OTHERS, INCLUDING HISPANIC (TOTAL) 1 5 410 3398 1135 1711 552
MALE
FEMALE 11 292 292
JOINT (MALE/FEMALE) 1 4 49 3106 1135 1419 552
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 1 2 15 1623 98 1135 115 275
50-79% OF MSA/MD MEDIAN 2 4 17 1332 153 741 438
80-99% OF MSA/MD MEDIAN 3 1 15 554 399 80 75
100-119% OF MSA/MD MEDIAN 1 12 149 39 110
120% OR MORE OF MSA/MD MEDIAN 13 3 9 7 133 6090 1597 628 2636 1129 100
INCOME NOT AVAILABLE 6/ 5 2 18 2923 1839 584 500
TOTAL 14/ 25 8 17 7 360 12671 4125 2537 4067 1129 813
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 12 266 78 188
MALE 11 188 188
FEMALE 11 78 78
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 6 7 2 318 2781 699 1156 301 625
MALE 2 1 25 941 352 207 382
FEMALE 11 164 164
JOINT (MALE/FEMALE) 5 5 1 112 1676 535 804 94 243
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 198 198
MALE
FEMALE
JOINT (MALE/FEMALE) 11 198 198
RACE NOT AVAILABLE (TOTAL) 6/ 11 93 93
MALE
FEMALE 11 93 93
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 205 205
MALE 11 205 205
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 6 8 2 319 2899 741 1232 301 625
MALE 2 1 25 924 335 207 382
FEMALE 2 13 335 242 93
JOINT (MALE/FEMALE) 4 5 1 111 1640 499 804 94 243
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 12 234 36 198
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 234 36 198
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 5 6 2 316 2540 663 951 301 625
MALE 1 1 24 736 147 207 382
FEMALE 11 164 164
JOINT (MALE/FEMALE) 4 5 1 111 1640 499 804 94 243
OTHERS, INCLUDING HISPANIC (TOTAL) 2 1 25 705 114 198 393
MALE 22 393 393
FEMALE 11 78 78
JOINT (MALE/FEMALE) 1 12 234 36 198
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 36 36
50-79% OF MSA/MD MEDIAN 2 24 493 158 335
80-99% OF MSA/MD MEDIAN 1 23 407 109 298
100-119% OF MSA/MD MEDIAN 1 23 271 164 107
120% OR MORE OF MSA/MD MEDIAN 2 1 3 2 311 2131 310 198 697 301 625
INCOME NOT AVAILABLE 6/
TOTAL 14/ 7 1 9 2 322 3338 777 198 1437 301 625
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 217 217
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 217 217
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 217 217
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 236 236
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 236 236
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 236 236
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
1 12 453 236 217TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 33 219 219
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 183 183
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 36 36
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 183 183
OTHERS, INCLUDING HISPANIC 11 36 36
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 2 38 918 157 143 203 415
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 1 13 694 66 190 438
ETHNICITY 7/HISPANIC OR LATINO 1 1 13 336 86 60 190
NOT HISPANIC OR LATINO 1 1 1 1 15 970 71 143 143 175 438
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
22 240 240
ETHNICITY NOT AVAILABLE 6/ 11 66 66
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 1 14 532 71 143 143 175
OTHERS, INCLUDING HISPANIC 1 1 35 576 86 60 430
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 655 555 100
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 4 15 655 555 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 15 655 555 100
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 383 175 208
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 383 175 208
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 383 175 208
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 12 561 383 178
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 25 1 4 9 241 9119 5716 289 1212 1672 230
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 25 2 5 9 243 9680 5716 672 1390 1672 230
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 25 1 4 9 241 9119 5716 289 1212 1672 230
OTHERS, INCLUDING HISPANIC 1 12 561 383 178
39 4 10 14 370 14805 8486 907 2367 2377 668TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 115 115
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 5 1 511 2219 398 1135 686
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 275 275
ETHNICITY 7/HISPANIC OR LATINO 11 1135 1135
NOT HISPANIC OR LATINO 5 4 110 1123 398 610 115
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 76 76
ETHNICITY NOT AVAILABLE 6/ 11 275 275
MINORITY STATUS 8/WHITE NON-HISPANIC 5 49 1008 398 610
OTHERS, INCLUDING HISPANIC 1 1 13 1326 1135 76 115
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 1 12 266 78 188
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 21 1 628 3486 2395 130 961
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 1 730 3752 2473 130 1149
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 21 1 628 3486 2395 130 961
OTHERS, INCLUDING HISPANIC 1 12 266 78 188
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 12 2 7 122 3623 1915 203 1328 177
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 93 93
ETHNICITY 7/HISPANIC OR LATINO 11 109 109
NOT HISPANIC OR LATINO 11 2 8 122 3607 1806 203 1421 177
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 2 7 121 3514 1806 203 1328 177
OTHERS, INCLUDING HISPANIC 11 109 109
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 19 2 930 4224 2807 265 1152
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 18 2 929 4028 2611 265 1152
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 196 196
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 18 2 929 4028 2611 265 1152
OTHERS, INCLUDING HISPANIC 11 196 196
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 154 154
ASIAN 2 13 1565 1292 273
BLACK OR AFRICAN AMERICAN 11 135 135
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 60 8 21 12 4105 22990 12955 2068 4722 2320 925
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2 2 3 411 2150 533 351 531 735
RACE NOT AVAILABLE 6/ 1 12 444 119 325
ETHNICITY 7/HISPANIC OR LATINO 11 219 219
NOT HISPANIC OR LATINO 59 10 24 12 4109 24819 12846 2375 6170 2503 925
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
3 1 2 410 1683 558 198 375 552
ETHNICITY NOT AVAILABLE 6/ 1 1 13 717 119 273 325
MINORITY STATUS 8/WHITE NON-HISPANIC 56 8 19 11 498 21699 12178 2068 4347 2181 925
OTHERS, INCLUDING HISPANIC 7 3 7 623 5295 1445 505 2198 1147
123 18 55 18 7221 42406 21510 4798 10953 3505 1640TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 39 39
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 39 39
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 39 39
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 8 3 112 1330 879 367 84
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 8 3 112 1330 879 367 84
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 8 3 112 1330 879 367 84
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 26 815 535 280
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 205 205
NOT HISPANIC OR LATINO 4 15 610 535 75
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 15 610 535 75
OTHERS, INCLUDING HISPANIC 11 205 205
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 14 791 328 250 213
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 1 14 791 328 250 213
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 1 14 791 328 250 213
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 7 29 2020 1520 500
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2 13 509 391 118
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 9 2 112 2529 1911 500 118
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 7 29 2020 1520 500
OTHERS, INCLUDING HISPANIC 2 13 509 391 118
23 3 8 135 5504 3653 750 1017 84TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 24 1348 98 1135 115
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 275 275
ETHNICITY 7/HISPANIC OR LATINO 11 1135 1135
NOT HISPANIC OR LATINO 1 12 137 98 39
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 76 76
ETHNICITY NOT AVAILABLE 6/ 11 275 275
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 137 98 39
OTHERS, INCLUDING HISPANIC 1 12 1211 1135 76
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 46 894 153 741
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 438 438
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 4 17 1332 153 741 438
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 46 894 153 741
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 1 15 554 399 80 75
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 1 15 554 399 80 75
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 1 15 554 399 80 75
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 149 39 110
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 149 39 110
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 149 39 110
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 33 1470 1470
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 13 3 6 4 127 4207 1597 628 1166 716 100
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 33 413 413
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 13 3 8 3 128 5373 1597 628 2471 577 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 45 717 165 552
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 13 3 5 3 125 3903 1597 628 1001 577 100
OTHERS, INCLUDING HISPANIC 4 48 2187 1635 552
25 8 17 7 360 12671 4125 2537 4067 1129 813TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 36 36
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 36 36
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 36 36
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 1 12 266 78 188
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 227 80 147
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 24 493 158 335
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 227 80 147
OTHERS, INCLUDING HISPANIC 1 12 266 78 188
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 314 109 205
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 93 93
ETHNICITY 7/HISPANIC OR LATINO 11 205 205
NOT HISPANIC OR LATINO 1 12 202 109 93
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 109 109
OTHERS, INCLUDING HISPANIC 11 205 205
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 271 164 107
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 271 164 107
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 271 164 107
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 3 2 310 1933 310 697 301 625
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 198 198
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 3 2 310 1933 310 697 301 625
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 198 198
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 3 2 310 1933 310 697 301 625
OTHERS, INCLUDING HISPANIC 11 198 198
7 1 9 2 322 3338 777 198 1437 301 625TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 453 236 217
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 236 236
MIDDLE INCOME
UPPER INCOME 11 217 217
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 236 236
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 217 217
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 453 236 217TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 29 3 8 14 155 11262 5863 764 2158 2377 100
20-49% MINORITY 10 1 2 215 3543 2623 143 209 568
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 8 1 3 1 114 3794 2251 92 774 239 438
MIDDLE INCOME 20 2 4 6 234 5957 3835 432 631 829 230
UPPER INCOME 11 1 3 722 5054 2400 383 962 1309
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 1 2 15 1209 170 92 708 239
20-49% MINORITY 7 1 19 2585 2081 66 438
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 17 1 3 6 128 4999 3293 289 488 829 100
20-49% MINORITY 3 1 1 16 958 542 143 143 130
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 1 3 722 5054 2400 383 962 1309
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
39 4 10 14 370 14805 8486 907 2367 2377 668TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 5 3 19 1888 1267 527 94
10-19% MINORITY 93 13 35 11 6158 31375 16980 2855 7924 2301 1315
20-49% MINORITY 25 5 17 6 154 9143 3263 1943 2502 1110 325
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 27 4 18 4 154 9154 3777 1661 2689 702 325
MIDDLE INCOME 64 11 23 11 6115 21660 10931 2231 5009 2174 1315
UPPER INCOME 32 3 14 352 11592 6802 906 3255 629
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 5 1 28 1422 1009 153 260
20-49% MINORITY 22 3 16 4 146 7732 2768 1508 2429 702 325
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 2 1 14 581 290 197 94
10-19% MINORITY 59 9 21 8 6103 19668 10146 1796 4739 1672 1315
20-49% MINORITY 3 2 1 28 1411 495 435 73 408
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 3 25 1307 977 330
10-19% MINORITY 29 3 12 347 10285 5825 906 2925 629
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
123 18 55 18 7221 42406 21510 4798 10953 3505 1640TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1 12 466 253 213
10-19% MINORITY 17 3 5 126 4321 2876 750 611 84
20-49% MINORITY 5 27 717 524 193
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 4 15 539 464 75
MIDDLE INCOME 13 2 621 3554 2151 500 903
UPPER INCOME 6 1 1 19 1411 1038 250 39 84
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4 15 539 464 75
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 213 213
10-19% MINORITY 12 2 418 3163 2091 500 572
20-49% MINORITY 1 12 178 60 118
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 11 253 253
10-19% MINORITY 5 1 1 18 1158 785 250 39 84
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
23 3 8 135 5504 3653 750 1017 84TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 22 279 279
20-49% MINORITY 2 1 25 4529 1570 720 2239
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 3 1 26 4582 1623 720 2239
MIDDLE INCOME
UPPER INCOME 11 226 226
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 53 53
20-49% MINORITY 2 1 25 4529 1570 720 2239
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 226 226
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 1 27 4808 1849 720 2239TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 11 197 197
10-19% MINORITY 14 6 13 3 238 7352 1778 1292 3554 353 375
20-49% MINORITY 11 2 3 4 121 5122 2347 1245 316 776 438
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 10 3 4 3 121 5508 2278 1337 816 639 438
MIDDLE INCOME 13 4 9 4 232 5756 1617 708 2566 490 375
UPPER INCOME 2 1 47 1407 230 492 685
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 1 13 683 91 92 500
20-49% MINORITY 9 2 3 3 118 4825 2187 1245 316 639 438
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 197 197
10-19% MINORITY 11 4 8 3 228 5262 1457 708 2369 353 375
20-49% MINORITY 2 13 297 160 137
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 1 47 1407 230 492 685
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
25 8 17 7 360 12671 4125 2537 4067 1129 813TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY 1 12 187 93 94
10-19% MINORITY 7 1 7 1 319 3019 777 198 1212 207 625
20-49% MINORITY 11 132 132
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 132 132
MIDDLE INCOME 6 1 6 1 317 2787 699 198 1171 94 625
UPPER INCOME 1 2 14 419 78 134 207
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 132 132
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY 11 94 94
10-19% MINORITY 6 1 6 316 2693 699 198 1171 625
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY 11 93 93
10-19% MINORITY 1 1 13 326 78 41 207
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
7 1 9 2 322 3338 777 198 1437 301 625TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2 227 1.77 1.77
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 1
NOT HISPANIC OR LATINO 2 226 1.77 1.77
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 2 226 1.77 1.77
OTHERS, INCLUDING HISPANIC 1
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2
50-79% OF MSA/MD MEDIAN 1 11 1.95 1.95
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 1 120 1.58 1.58
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 2 29 1.77 1.77
FEMALE 3
JOINT (MALE/FEMALE) 15
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 124 1.58 1.58
20-49% MINORITY 1 13 1.95 1.95
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 12 1.95 1.95
MIDDLE INCOME 1 115 1.58 1.58
UPPER INCOME 10
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 272 2725885 1.68 1.58
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 86
NOT HISPANIC OR LATINO 272 2725799 1.68 1.58
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 272 2725799 1.68 1.58
OTHERS, INCLUDING HISPANIC 86
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 183
50-79% OF MSA/MD MEDIAN 71 7186 1.95 1.95
80-99% OF MSA/MD MEDIAN 440
100-119% OF MSA/MD MEDIAN 175
120% OR MORE OF MSA/MD MEDIAN 201 2015001 1.58 1.58
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 272 2721381 1.68 1.58
FEMALE 762
JOINT (MALE/FEMALE) 3742
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 201 2015233 1.58 1.58
20-49% MINORITY 71 71652 1.95 1.95
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 71 71380 1.95 1.95
MIDDLE INCOME 201 2013185 1.58 1.58
UPPER INCOME 2320
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 1
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 103
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 100
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
4
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 97
OTHERS, INCLUDING HISPANIC 9
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 4
50-79% OF MSA/MD MEDIAN 20
80-99% OF MSA/MD MEDIAN 10
100-119% OF MSA/MD MEDIAN 17
120% OR MORE OF MSA/MD MEDIAN 56
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 21
FEMALE 10
JOINT (MALE/FEMALE) 75
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 5
10-19% MINORITY 81
20-49% MINORITY 21
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 22
MIDDLE INCOME 54
UPPER INCOME 31
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 135
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 18745
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 533
RACE NOT AVAILABLE 6/ 119
ETHNICITY 7/HISPANIC OR LATINO 328
NOT HISPANIC OR LATINO 18331
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
754
ETHNICITY NOT AVAILABLE 6/ 119
MINORITY STATUS 8/WHITE NON-HISPANIC 17663
OTHERS, INCLUDING HISPANIC 1750
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 300
50-79% OF MSA/MD MEDIAN 2302
80-99% OF MSA/MD MEDIAN 1582
100-119% OF MSA/MD MEDIAN 2604
120% OR MORE OF MSA/MD MEDIAN 12744
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3634
FEMALE 1497
JOINT (MALE/FEMALE) 14282
GENDER NOT AVAILABLE 6/ 119
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 1267
10-19% MINORITY 15389
20-49% MINORITY 2876
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 3299
MIDDLE INCOME 9509
UPPER INCOME 6724
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 15
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 17
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 15
OTHERS, INCLUDING HISPANIC 2
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 6
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 6
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3
FEMALE 3
JOINT (MALE/FEMALE) 11
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 1
10-19% MINORITY 12
20-49% MINORITY 4
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 4
MIDDLE INCOME 8
UPPER INCOME 5
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2667
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 391
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3058
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2667
OTHERS, INCLUDING HISPANIC 391
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 739
80-99% OF MSA/MD MEDIAN 475
100-119% OF MSA/MD MEDIAN 328
120% OR MORE OF MSA/MD MEDIAN 1516
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 708
FEMALE 311
JOINT (MALE/FEMALE) 2039
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY 253
10-19% MINORITY 2341
20-49% MINORITY 464
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 464
MIDDLE INCOME 1706
UPPER INCOME 888
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 234 234
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 198 198
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO) 11 36 36
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 198 198
OTHERS, INCLUDING HISPANIC 11 36 36
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 11 36 36
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 198 198
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 22 234 234
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 22 234 234
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 22 234 234
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC 1
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 1
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 2
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 2
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 234
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 198
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
36
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 198
OTHERS, INCLUDING HISPANIC 36
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 36
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 198
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 234
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 234
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 234
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 203 1 3367
FHA 2
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 118 1 2237
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 17 34
FHA 1
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 48 79
FHA 1
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 16 114
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 43
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 106 2029
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 17 23
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 4 12
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 7 11
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 2
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 3
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 32
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 4 12
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2 11
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 11
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 107 1727 NA
PRICING REPORTED 2 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.77 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.77 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 107 1729 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 32 NA
PRICING REPORTED 1 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.63 1.95 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.63 1.95 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 4 12 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 39820 - REDDING, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/EL DORADO COUNTY/0303.01
LOANS ORIGINATED 1 1400 400
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0304.01
LOANS ORIGINATED 1 1417 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0305.05
LOANS ORIGINATED 1 1504 504
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0307.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 545
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0308.01
LOANS ORIGINATED 1 626
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0308.10
LOANS ORIGINATED 1 448
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 1 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/EL DORADO COUNTY/0311.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 175 75
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/EL DORADO COUNTY/0316.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1177 177
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0202.00
LOANS ORIGINATED 1 415
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0203.00
LOANS ORIGINATED 1 1150
APPS APPROVED, NOT ACCEPTED 1 300
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0204.02
LOANS ORIGINATED 2 470
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 205
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0205.01
LOANS ORIGINATED 1 560
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 328
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 533
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 2 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0205.02
LOANS ORIGINATED 2 1642 395
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.01
LOANS ORIGINATED 1 1090
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.02
LOANS ORIGINATED 2 1085
APPS APPROVED, NOT ACCEPTED 1 1550 550
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.04
LOANS ORIGINATED 1 302
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0206.05
LOANS ORIGINATED 1 475
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0207.11
LOANS ORIGINATED 1 12635 2635
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 3 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0207.12
LOANS ORIGINATED 1 1135 135
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0209.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1250 250
APPS DENIED 1 1100 100
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0209.08
LOANS ORIGINATED 1 233
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0210.03
LOANS ORIGINATED 1 245
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 75
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0211.09
LOANS ORIGINATED 1 392
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 391
CA/PLACER COUNTY/0211.23
LOANS ORIGINATED 1 284
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 4 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0213.04
LOANS ORIGINATED 1 2624 468 1 224
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0213.22
LOANS ORIGINATED 1 1439 439
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 196
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 2 722
CA/PLACER COUNTY/0214.01
LOANS ORIGINATED 1 1375 375
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0215.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 110
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0218.01
LOANS ORIGINATED 1 200
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0218.02
LOANS ORIGINATED 2 418
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1160 160
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 5 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0219.02
LOANS ORIGINATED 1 520
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0220.02
LOANS ORIGINATED 2 1571 1070
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0220.11
LOANS ORIGINATED 1 630
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0220.14
LOANS ORIGINATED 1 1 2285 1119 1404
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0224.00
LOANS ORIGINATED 1 440
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/PLACER COUNTY/0225.00
LOANS ORIGINATED 1 1704 650
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 6 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/PLACER COUNTY/0232.00
LOANS ORIGINATED 1 1 2260 85 345
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 160
CA/SACRAMENTO COUNTY/0002.00
LOANS ORIGINATED 1 1225 225
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0017.00
LOANS ORIGINATED 1 1192 192
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0024.00
LOANS ORIGINATED 1 220
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0028.00
LOANS ORIGINATED 1 125
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0032.04
LOANS ORIGINATED 1 300
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 7 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0033.00
LOANS ORIGINATED 1 413
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0040.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0040.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 213
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0040.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 382
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0042.02
LOANS ORIGINATED 1 1137 137
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0042.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1129 129
APPS DENIED
APPS WITHDRAWN 1 1130 130
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 8 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0044.02
LOANS ORIGINATED 1 195 95
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0046.01
LOANS ORIGINATED 1 1115 115
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0048.01
LOANS ORIGINATED 1 187
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0050.02
LOANS ORIGINATED 2 2250 250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0055.02
LOANS ORIGINATED 1 90
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0056.05
LOANS ORIGINATED 2 1298 165
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 9 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0059.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 216
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0059.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 350
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0062.01
LOANS ORIGINATED 3 3402
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0063.00
LOANS ORIGINATED 1 160 60
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0066.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 172 72
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0067.01
LOANS ORIGINATED 1 1142 142
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 10 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0069.00
LOANS ORIGINATED 1 1151 151
APPS APPROVED, NOT ACCEPTED 1 185
APPS DENIED 1 1136 136
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0070.11
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 55
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0070.12
LOANS ORIGINATED 1 1140 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 150
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0070.15
LOANS ORIGINATED 1 272
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1156 156
FILES CLOSED FOR INCOMPLETENESS 1 1160 160
CA/SACRAMENTO COUNTY/0070.20
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0071.02
LOANS ORIGINATED 1 225
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 11 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0071.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 192
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0071.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 365
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0071.07
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1311 311
APPS DENIED 1 773
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0072.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 142
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.02
LOANS ORIGINATED 1 1138 138
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 151
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 12 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0074.06
LOANS ORIGINATED 1 1363 363
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2700 700
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.15
LOANS ORIGINATED 1 1195 195
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.30
LOANS ORIGINATED 1 1165 165
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0074.31
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 288
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0076.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 495
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0077.01
LOANS ORIGINATED 1 1 2700 205 905
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 13 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0079.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1145 145
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0080.07
LOANS ORIGINATED 1 130
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0081.25
LOANS ORIGINATED 1 1250 250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0081.40
LOANS ORIGINATED 1 161
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0081.41
LOANS ORIGINATED 1 1148 148
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0081.45
LOANS ORIGINATED 1 175
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 14 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0082.03
LOANS ORIGINATED 1 241
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 230
CA/SACRAMENTO COUNTY/0082.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 237
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.04
LOANS ORIGINATED 1 190
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.08
LOANS ORIGINATED 1 435
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0085.12
LOANS ORIGINATED 1 319
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0086.00
LOANS ORIGINATED 1 380
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 15 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0087.03
LOANS ORIGINATED 2 407
APPS APPROVED, NOT ACCEPTED 1 249
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0089.08
LOANS ORIGINATED 1 1146 146
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0089.10
LOANS ORIGINATED 1 735
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0090.10
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1152 152
CA/SACRAMENTO COUNTY/0090.11
LOANS ORIGINATED 1 1320 320
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0091.07
LOANS ORIGINATED 1 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 16 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0091.08
LOANS ORIGINATED 1 246
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0091.09
LOANS ORIGINATED 2 2346 346
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0091.12
LOANS ORIGINATED 1 250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0092.01
LOANS ORIGINATED 1 203
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.08
LOANS ORIGINATED 1 1146 146
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.09
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 320
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 17 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0093.17
LOANS ORIGINATED 1 1185 185
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.21
LOANS ORIGINATED 2 2360 360
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.26
LOANS ORIGINATED 1 704
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.30
LOANS ORIGINATED 1 326
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.31
LOANS ORIGINATED 1 383
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0093.32
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 18 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0094.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 480
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0094.07
LOANS ORIGINATED 1 189 89
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0095.04
LOANS ORIGINATED 1 164
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.06
LOANS ORIGINATED 1 1140 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.09
LOANS ORIGINATED 1 1161 161
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.10
LOANS ORIGINATED 1 1 2158 156 314
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 19 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SACRAMENTO COUNTY/0096.16
LOANS ORIGINATED 1 236
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.17
LOANS ORIGINATED 1 440
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.18
LOANS ORIGINATED 1 218
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SACRAMENTO COUNTY/0096.19
LOANS ORIGINATED 1 3 4224 459 683
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0101.01
LOANS ORIGINATED 1 1103 103
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0102.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 350
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 20 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YOLO COUNTY/0105.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1150
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0106.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0106.08
LOANS ORIGINATED 1 313
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0109.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 195
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0109.02
LOANS ORIGINATED 1 1204 172
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0110.02
LOANS ORIGINATED 1 1364 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 196
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 21 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YOLO COUNTY/0112.05
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1 1200 269 200
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0112.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 775 1 775
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0114.00
LOANS ORIGINATED 1 1 1177 380 177
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1180 180
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YOLO COUNTY/0115.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 538
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 40 58 18 7 5012811 18741 3788 6770 13660 1 224
APPS APPROVED, NOT ACCEPTED 2 11 1 1 5427 3519 110 300 1417 1 775
APPS DENIED 8 15 2 2 91701 4530 271 700 1763
APPS WITHDRAWN 3 5 1 1 51506 1086 55 495 791
FILES CLOSED FOR INCOMPLETENESS 3 5 1 2472 1842 230 312
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 22 of 23
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 23 of 23
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 100
ASIAN 912 1890 2317
BLACK OR AFRICAN AMERICAN 1 319
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 369 2100 8903
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2 601
RACE NOT AVAILABLE 6/ 1 218
ETHNICITY 7/
HISPANIC OR LATINO 43 386 760
NOT HISPANIC OR LATINO 4318 3604 10870
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2 610
ETHNICITY NOT AVAILABLE 6/ 1 218
MINORITY STATUS 8/
WHITE NON-HISPANIC 316 1714 7633
OTHERS, INCLUDING HISPANIC 1815 2276 4607
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 13 268 187
50-79% OF MSA/MD MEDIAN 8 1242
80-99% OF MSA/MD MEDIAN 41 415 1011
100-119% OF MSA/MD MEDIAN 71 236 1725
120% OR MORE OF MSA/MD MEDIAN 3016 3071 8293
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 173 880 4984
20-49% MINORITY 189 1851 4241
50-79% MINORITY 136 784 2921
80-100% MINORITY 23 475 312
INCOME 12/ 13/
LOW INCOME 11 126 133
MODERATE INCOME 68 1010 1030
MIDDLE INCOME 219 1865 4964
UPPER INCOME 223 989 6331
TOTAL 14/ 5021 3990 12458
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
5021
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
124583990
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 9 2 1 113 2273 1635 322 156 160
MALE 6 2 19 1367 889 322 156
FEMALE 22 306 306
JOINT (MALE/FEMALE) 1 12 600 440 160
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 26 5 1 234 10994 9468 1014 200 312
MALE 5 27 2118 1768 350
FEMALE 4 1 16 1293 933 200 160
JOINT (MALE/FEMALE) 17 2 1 121 7583 6767 464 200 152
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 1150 1150
MALE
FEMALE
JOINT (MALE/FEMALE) 11 1150 1150
RACE NOT AVAILABLE (TOTAL) 6/ 5 2 18 2500 1708 427 365
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 33 724 724
MALE
FEMALE 22 488 488
JOINT (MALE/FEMALE) 11 236 236
NOT HISPANIC OR LATINO (TOTAL) 29 7 3 342 12683 9369 1336 1506 472
MALE 10 4 115 3085 2257 672 156
FEMALE 4 1 16 1111 751 200 160
JOINT (MALE/FEMALE) 15 2 2 221 8487 6361 464 1350 312
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
22 610 610
MALE
FEMALE
JOINT (MALE/FEMALE) 22 610 610
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 6 2 19 2900 2108 427 365
MALE 11 400 400
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 20 5 1 228 9260 7734 1014 200 312
MALE 4 26 1718 1368 350
FEMALE 2 1 14 805 445 200 160
JOINT (MALE/FEMALE) 14 2 1 118 6737 5921 464 200 152
OTHERS, INCLUDING HISPANIC (TOTAL) 14 2 2 119 4757 2969 322 1306 160
MALE 6 2 19 1367 889 322 156
FEMALE 44 794 794
JOINT (MALE/FEMALE) 4 1 16 2596 1286 1150 160
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 22 487 487
50-79% OF MSA/MD MEDIAN 1 1 13 564 204 200 160
80-99% OF MSA/MD MEDIAN 11 284 284
100-119% OF MSA/MD MEDIAN 5 16 1069 913 156
120% OR MORE OF MSA/MD MEDIAN 26 5 2 235 12028 9215 1151 1350 312
INCOME NOT AVAILABLE 6/ 5 2 29 2485 1708 427 350
TOTAL 14/ 40 2 8 3 356 16917 12811 427 1701 1506 472
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 20 2 1 2 126 5424 3961 440 150 512 361
MALE 8 2 2 113 2880 1567 440 512 361
FEMALE 1010 1827 1827
JOINT (MALE/FEMALE) 2 13 717 567 150
BLACK OR AFRICAN AMERICAN (TOTAL) 1 12 470 319 151
MALE 1 12 470 319 151
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 32 8 8 3 354 17870 10861 2884 2431 574 1120
MALE 13 1 115 3160 2727 237 196
FEMALE 5 1 3 110 3335 1747 550 893 145
JOINT (MALE/FEMALE) 14 6 5 2 229 11375 6387 2097 1538 429 924
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 2 13 962 601 361
MALE 11 361 361
FEMALE
JOINT (MALE/FEMALE) 22 601 601
RACE NOT AVAILABLE (TOTAL) 6/ 3 1 59 4992 2999 195 1798
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 968 195 773
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 3 1 2 17 1270 486 195 393 196
MALE 2 13 592 396 196
FEMALE 1 12 303 90 213
JOINT (MALE/FEMALE) 1 12 375 195 180
NOT HISPANIC OR LATINO (TOTAL) 51 8 9 5 174 22378 15167 2652 3112 1086 361
MALE 20 3 1 2 127 5918 4217 677 151 512 361
FEMALE 14 1 2 118 4859 3484 550 680 145
JOINT (MALE/FEMALE) 17 4 6 229 11601 7466 1425 2281 429
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
1 2 36 2046 89 672 1285
MALE 11 361 361
FEMALE
JOINT (MALE/FEMALE) 1 2 25 1685 89 672 924
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 3 47 4024 2999 1025
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 28 6 6 343 15110 10286 2212 2038 574
MALE 11 112 2568 2331 237
FEMALE 4 1 2 18 3032 1657 550 680 145
JOINT (MALE/FEMALE) 13 4 4 223 9510 6298 1425 1358 429
OTHERS, INCLUDING HISPANIC (TOTAL) 27 5 4 2 543 9811 5456 1307 694 512 1842
MALE 11 2 1 2 319 4303 2282 440 151 512 918
FEMALE 11 112 2130 1917 213
JOINT (MALE/FEMALE) 5 3 2 212 3378 1257 867 330 924
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 13 350 208 142
50-79% OF MSA/MD MEDIAN 3 1 1 16 996 454 195 151 196
80-99% OF MSA/MD MEDIAN 3 2 16 1556 942 401 213
100-119% OF MSA/MD MEDIAN 9 110 2410 2218 192
120% OR MORE OF MSA/MD MEDIAN 39 7 9 5 464 20675 12138 2731 3074 1086 1646
INCOME NOT AVAILABLE 6/ 2 35 3731 2781 950
TOTAL 14/ 58 11 15 5 594 29718 18741 3519 4530 1086 1842
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 100 100
MALE
FEMALE 11 100 100
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 33 459 459
MALE 22 277 277
FEMALE 11 182 182
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 12 1 2 1 117 3490 2824 110 271 55 230
MALE 6 1 18 1580 1154 196 230
FEMALE 2 13 550 440 110
JOINT (MALE/FEMALE) 4 1 16 1360 1230 75 55
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 405 405
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 3 14 460 405 55
MALE
FEMALE 22 160 160
JOINT (MALE/FEMALE) 1 12 300 245 55
NOT HISPANIC OR LATINO (TOTAL) 12 1 2 116 3029 2418 110 271 230
MALE 8 1 110 1857 1431 196 230
FEMALE 2 13 672 562 110
JOINT (MALE/FEMALE) 2 13 500 425 75
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 560 560
MALE
FEMALE
JOINT (MALE/FEMALE) 11 560 560
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 405 405
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 9 1 2 113 2570 1959 110 271 230
MALE 6 1 18 1580 1154 196 230
FEMALE 1 12 490 380 110
JOINT (MALE/FEMALE) 2 13 500 425 75
OTHERS, INCLUDING HISPANIC (TOTAL) 7 18 1479 1424 55
MALE 22 277 277
FEMALE 33 342 342
JOINT (MALE/FEMALE) 2 13 860 805 55
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 1 12 115 60 55
50-79% OF MSA/MD MEDIAN 4 1 16 890 584 110 196
80-99% OF MSA/MD MEDIAN 11 200 200
100-119% OF MSA/MD MEDIAN 11 175 175
120% OR MORE OF MSA/MD MEDIAN 10 1 112 2754 2449 75 230
INCOME NOT AVAILABLE 6/ 11 320 320
TOTAL 14/ 18 1 2 1 123 4454 3788 110 271 55 230
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 735 735
MALE
FEMALE
JOINT (MALE/FEMALE) 11 735 735
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL) 11 350 350
MALE
FEMALE 11 350 350
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 1 13 1258 413 350 495
MALE 11 413 413
FEMALE 11 495 495
JOINT (MALE/FEMALE) 11 350 350
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 5 16 5922 5622 300
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 2 2 15 2343 1148 700 495
MALE 11 413 413
FEMALE 1 12 845 350 495
JOINT (MALE/FEMALE) 1 12 1085 735 350
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 5 16 5922 5622 300
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 1 13 1258 413 350 495
MALE 11 413 413
FEMALE 11 495 495
JOINT (MALE/FEMALE) 11 350 350
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 1085 735 350
MALE
FEMALE 11 350 350
JOINT (MALE/FEMALE) 11 735 735
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 7 1 2 111 8265 6770 300 700 495
TOTAL 14/ 7 1 2 111 8265 6770 300 700 495
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 25 2 2 2 132 5248 4040 440 322 286 160
MALE 15 2 2 221 3509 2461 440 322 286
FEMALE 1010 1579 1579
JOINT (MALE/FEMALE) 11 160 160
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 16 1 4 3 125 6424 4726 550 491 505 152
MALE 5 16 1239 1139 100
FEMALE 2 1 14 950 255 550 145
JOINT (MALE/FEMALE) 9 3 2 115 4235 3332 391 360 152
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 9 2 314 6271 4894 427 950
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 12 240 60 180
MALE
FEMALE 11 60 60
JOINT (MALE/FEMALE) 11 180 180
NOT HISPANIC OR LATINO (TOTAL) 38 3 5 5 253 10943 8217 990 633 791 312
MALE 19 2 3 226 4348 3200 440 422 286
FEMALE 11 1 113 2469 1774 550 145
JOINT (MALE/FEMALE) 8 2 2 214 4126 3243 211 360 312
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 89 89
MALE
FEMALE
JOINT (MALE/FEMALE) 11 89 89
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 10 2 315 6671 5294 427 950
MALE 11 400 400
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 13 1 3 3 121 5695 4177 550 311 505 152
MALE 4 15 839 739 100
FEMALE 1 1 13 890 195 550 145
JOINT (MALE/FEMALE) 8 2 2 113 3966 3243 211 360 152
OTHERS, INCLUDING HISPANIC (TOTAL) 27 2 3 2 135 5577 4189 440 502 286 160
MALE 15 2 2 221 3509 2461 440 322 286
FEMALE 1111 1639 1639
JOINT (MALE/FEMALE) 1 1 13 429 89 180 160
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 11 60 60
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 6 17 1297 1141 156
120% OR MORE OF MSA/MD MEDIAN 35 3 4 4 248 10050 7650 990 463 635 312
INCOME NOT AVAILABLE 6/ 8 2 515 6536 4809 427 1300
TOTAL 14/ 50 5 9 5 271 17943 13660 1417 1763 791 312
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 12 999 224 775
MALE 11 224 224
FEMALE
JOINT (MALE/FEMALE) 11 775 775
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 224 224
MALE 11 224 224
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 775 775
MALE
FEMALE
JOINT (MALE/FEMALE) 11 775 775
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 775 775
MALE
FEMALE
JOINT (MALE/FEMALE) 11 775 775
OTHERS, INCLUDING HISPANIC (TOTAL) 11 224 224
MALE 11 224 224
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 224 224
120% OR MORE OF MSA/MD MEDIAN 11 775 775
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 999 224 775
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 487 487
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 487 487
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 487 487
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 564 204 200 160
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 204 204
NOT HISPANIC OR LATINO 1 12 360 200 160
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 360 200 160
OTHERS, INCLUDING HISPANIC 11 204 204
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 284 284
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 284 284
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 284 284
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 2 13 388 232 156
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 33 681 681
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 236 236
NOT HISPANIC OR LATINO 4 15 833 677 156
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 445 445
OTHERS, INCLUDING HISPANIC 3 14 624 468 156
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 7 1 19 1635 1403 72 160
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 19 3 1 124 8878 7812 714 200 152
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 1150 1150
RACE NOT AVAILABLE 6/ 11 365 365
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 23 4 2 231 10653 8205 786 1350 312
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
22 610 610
ETHNICITY NOT AVAILABLE 6/ 1 12 765 400 365
MINORITY STATUS 8/WHITE NON-HISPANIC 16 3 1 121 7868 6802 714 200 152
OTHERS, INCLUDING HISPANIC 9 1 1 112 3395 2013 72 1150 160
40 2 8 3 356 16917 12811 427 1701 1506 472TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 350 208 142
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 90 90
NOT HISPANIC OR LATINO 1 12 260 118 142
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 260 118 142
OTHERS, INCLUDING HISPANIC 11 90 90
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN 11 151 151
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 650 454 196
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 195 195
ETHNICITY 7/HISPANIC OR LATINO 1 1 13 563 172 195 196
NOT HISPANIC OR LATINO 2 13 433 282 151
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 282 282
OTHERS, INCLUDING HISPANIC 1 1 1 14 714 172 195 151 196
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 2 16 1556 942 401 213
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 213 213
NOT HISPANIC OR LATINO 3 25 1343 942 401
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 25 1343 942 401
OTHERS, INCLUDING HISPANIC 11 213 213
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 44 917 917
BLACK OR AFRICAN AMERICAN 11 319 319
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 4 15 1174 982 192
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 224 224
NOT HISPANIC OR LATINO 88 1994 1994
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 192 192
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 33 758 758
OTHERS, INCLUDING HISPANIC 6 17 1652 1460 192
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 16 2 1 2 122 4507 3044 440 150 512 361
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 20 5 6 3 236 14140 8275 2291 2076 574 924
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2 13 962 601 361
RACE NOT AVAILABLE 6/ 1 23 1066 218 848
ETHNICITY 7/HISPANIC OR LATINO 11 180 180
NOT HISPANIC OR LATINO 37 6 7 5 156 18348 11831 2251 2819 1086 361
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
1 1 35 1854 89 480 1285
ETHNICITY NOT AVAILABLE 6/ 1 12 293 218 75
MINORITY STATUS 8/WHITE NON-HISPANIC 19 4 5 331 12467 8186 1811 1896 574
OTHERS, INCLUDING HISPANIC 19 3 2 2 430 7142 3734 920 330 512 1646
58 11 15 5 594 29718 18741 3519 4530 1086 1842TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 115 60 55
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 1 12 115 60 55
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 1 12 115 60 55
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 100 100
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 1 15 790 484 110 196
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 100 100
NOT HISPANIC OR LATINO 3 1 15 790 484 110 196
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 1 15 790 484 110 196
OTHERS, INCLUDING HISPANIC 11 100 100
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 200 200
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 200 200
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 200 200
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 175 175
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 175 175
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 175 175
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 33 459 459
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 1 18 2210 1905 75 230
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 85 85
ETHNICITY 7/HISPANIC OR LATINO 11 245 245
NOT HISPANIC OR LATINO 7 1 19 1864 1559 75 230
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 560 560
ETHNICITY NOT AVAILABLE 6/ 11 85 85
MINORITY STATUS 8/WHITE NON-HISPANIC 4 1 16 1405 1100 75 230
OTHERS, INCLUDING HISPANIC 55 1264 1264
18 1 2 1 123 4454 3788 110 271 55 230TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 60 60
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 60 60
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 60 60
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 5 16 1102 946 156
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 195 195
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 6 17 1297 1141 156
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 195 195
OTHERS, INCLUDING HISPANIC 5 16 1102 946 156
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 20 2 1 1 125 3896 3094 440 72 130 160
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 14 1 3 3 122 6069 4471 550 391 505 152
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 85 85
ETHNICITY 7/HISPANIC OR LATINO 11 180 180
NOT HISPANIC OR LATINO 32 3 3 4 244 9296 7076 990 283 635 312
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 89 89
ETHNICITY NOT AVAILABLE 6/ 22 485 485
MINORITY STATUS 8/WHITE NON-HISPANIC 12 1 2 3 119 5400 3982 550 211 505 152
OTHERS, INCLUDING HISPANIC 21 2 2 1 127 4165 3183 440 252 130 160
50 5 9 5 271 17943 13660 1417 1763 791 312TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 224 224
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 224 224
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC 11 224 224
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 775 775
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 775 775
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 775 775
OTHERS, INCLUDING HISPANIC
1 12 999 224 775TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 9 110 4520 4192 328
20-49% MINORITY 19 1 2 1 124 7680 5770 250 350 1150 160
50-79% MINORITY 7 1 5 2 217 3840 1972 177 1023 356 312
80-100% MINORITY 55 877 877
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 22 232 232
MODERATE INCOME 9 1 2 113 3047 2510 177 208 152
MIDDLE INCOME 17 1 3 2 124 6242 4683 250 793 356 160
UPPER INCOME 12 3 1 117 7396 5386 700 1150 160
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY 22 232 232
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 44 1611 1611
50-79% MINORITY 2 1 2 16 791 254 177 208 152
80-100% MINORITY 33 645 645
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 5 16 2678 2350 328
20-49% MINORITY 9 1 111 2052 1702 250 100
50-79% MINORITY 3 1 2 17 1512 631 365 356 160
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 44 1842 1842
20-49% MINORITY 6 1 1 19 4017 2457 250 1150 160
50-79% MINORITY 2 24 1537 1087 450
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
40 2 8 3 356 16917 12811 427 1701 1506 472TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 17 1 1 1 121 8442 6994 550 205 160 533
20-49% MINORITY 20 4 9 1 438 12860 7753 1182 2471 145 1309
50-79% MINORITY 16 5 5 228 7460 3297 1658 1854 651
80-100% MINORITY 5 1 17 956 697 129 130
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 5 1 17 922 663 129 130
MODERATE INCOME 11 2 4 118 3597 1935 401 1101 160
MIDDLE INCOME 22 3 6 3 135 9737 6091 912 1405 796 533
UPPER INCOME 20 5 5 434 15462 10052 2077 2024 1309
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 298 298
50-79% MINORITY 22 250 250
80-100% MINORITY 1 1 13 374 115 129 130
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 578 418 160
20-49% MINORITY 4 1 49 2181 864 216 1101
50-79% MINORITY 2 13 417 232 185
80-100% MINORITY 33 421 421
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 6 17 3106 2573 533
20-49% MINORITY 5 2 3 111 2492 1093 717 537 145
50-79% MINORITY 10 1 3 216 3978 2264 195 868 651
80-100% MINORITY 11 161 161
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 9 1 111 4758 4003 550 205
20-49% MINORITY 9 1 2 416 7889 5498 249 833 1309
50-79% MINORITY 2 3 27 2815 551 1278 986
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
58 11 15 5 594 29718 18741 3519 4530 1086 1842TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 6 1 1 19 2350 1935 110 75 230
20-49% MINORITY 7 18 1366 1170 196
50-79% MINORITY 5 16 738 683 55
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2 13 279 224 55
MIDDLE INCOME 8 1 110 1999 1814 110 75
UPPER INCOME 8 1 110 2176 1750 196 230
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 13 279 224 55
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 1 13 745 560 110 75
20-49% MINORITY 44 795 795
50-79% MINORITY 33 459 459
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 5 16 1605 1375 230
20-49% MINORITY 3 14 571 375 196
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
18 1 2 1 123 4454 3788 110 271 55 230TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 2520 2220 300
20-49% MINORITY 2 2 15 2343 1148 700 495
50-79% MINORITY 33 3402 3402
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 44 4137 4137
MIDDLE INCOME 2 1 2 16 3715 2220 300 700 495
UPPER INCOME 11 413 413
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 735 735
50-79% MINORITY 33 3402 3402
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 2520 2220 300
20-49% MINORITY 2 13 1195 700 495
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 413 413
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
7 1 2 111 8265 6770 300 700 495TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 5 1 1 18 3335 2550 550 75 160
20-49% MINORITY 23 1 4 129 9342 7897 250 1050 145
50-79% MINORITY 15 2 4 2 225 4045 2251 488 638 356 312
80-100% MINORITY 7 1 19 1221 962 129 130
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 6 1 18 1021 762 129 130
MODERATE INCOME 15 1 5 1 123 5032 3385 177 1158 160 152
MIDDLE INCOME 23 1 3 3 131 6885 5619 250 355 501 160
UPPER INCOME 6 2 19 5005 3894 861 250
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 165 165
50-79% MINORITY 22 250 250
80-100% MINORITY 3 1 15 606 347 129 130
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 160 160
20-49% MINORITY 8 311 3425 2475 950
50-79% MINORITY 4 1 2 18 993 456 177 208 152
80-100% MINORITY 33 454 454
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 4 15 2400 2325 75
20-49% MINORITY 9 1 1 112 2083 1588 250 100 145
50-79% MINORITY 9 1 2 113 2241 1545 180 356 160
80-100% MINORITY 11 161 161
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 775 225 550
20-49% MINORITY 55 3669 3669
50-79% MINORITY 1 12 561 311 250
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
50 5 9 5 271 17943 13660 1417 1763 791 312TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 224 224
20-49% MINORITY
50-79% MINORITY 11 775 775
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 224 224
UPPER INCOME 11 775 775
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 224 224
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 775 775
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 999 224 775TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 17
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 3
NOT HISPANIC OR LATINO 13
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 12
OTHERS, INCLUDING HISPANIC 6
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 2
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 2
120% OR MORE OF MSA/MD MEDIAN 12
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 3
FEMALE 3
JOINT (MALE/FEMALE) 12
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 6
20-49% MINORITY 6
50-79% MINORITY 4
80-100% MINORITY 2
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME 7
UPPER INCOME 9
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 440
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 6797
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO 724
NOT HISPANIC OR LATINO 5903
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
610
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 5463
OTHERS, INCLUDING HISPANIC 1774
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN 487
50-79% OF MSA/MD MEDIAN 204
80-99% OF MSA/MD MEDIAN 284
100-119% OF MSA/MD MEDIAN 486
120% OR MORE OF MSA/MD MEDIAN 5776
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1191
FEMALE 738
JOINT (MALE/FEMALE) 5308
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2986
20-49% MINORITY 2223
50-79% MINORITY 1541
80-100% MINORITY 487
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 487
MIDDLE INCOME 2313
UPPER INCOME 4437
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 6
BLACK OR AFRICAN AMERICAN 1
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 26
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 2
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 33
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 1
MINORITY STATUS 8/WHITE NON-HISPANIC 24
OTHERS, INCLUDING HISPANIC 11
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 2
50-79% OF MSA/MD MEDIAN 3
80-99% OF MSA/MD MEDIAN 3
100-119% OF MSA/MD MEDIAN 5
120% OR MORE OF MSA/MD MEDIAN 23
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 11
FEMALE 8
JOINT (MALE/FEMALE) 16
GENDER NOT AVAILABLE 6/ 1
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 15
20-49% MINORITY 12
50-79% MINORITY 8
80-100% MINORITY 1
INCOME CHARACTERISTICS 12/ 13/LOW INCOME 1
MODERATE INCOME 4
MIDDLE INCOME 12
UPPER INCOME 19
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1575
BLACK OR AFRICAN AMERICAN 319
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 8867
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 601
RACE NOT AVAILABLE 6/ 218
ETHNICITY 7/HISPANIC OR LATINO 262
NOT HISPANIC OR LATINO 11100
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 218
MINORITY STATUS 8/WHITE NON-HISPANIC 8605
OTHERS, INCLUDING HISPANIC 2757
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 208
50-79% OF MSA/MD MEDIAN 454
80-99% OF MSA/MD MEDIAN 942
100-119% OF MSA/MD MEDIAN 1280
120% OR MORE OF MSA/MD MEDIAN 8696
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 2532
FEMALE 2483
JOINT (MALE/FEMALE) 6347
GENDER NOT AVAILABLE 6/ 218
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 5651
20-49% MINORITY 3808
50-79% MINORITY 1996
80-100% MINORITY 125
INCOME CHARACTERISTICS 12/ 13/LOW INCOME 133
MODERATE INCOME 633
MIDDLE INCOME 3397
UPPER INCOME 7417
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 10
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 2
NOT HISPANIC OR LATINO 8
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
1
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 8
OTHERS, INCLUDING HISPANIC 3
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 4
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 5
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 6
FEMALE 2
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 5
20-49% MINORITY 5
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 4
UPPER INCOME 6
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 100
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2539
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 345
NOT HISPANIC OR LATINO 1734
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
560
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1734
OTHERS, INCLUDING HISPANIC 905
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 584
80-99% OF MSA/MD MEDIAN 200
100-119% OF MSA/MD MEDIAN 175
120% OR MORE OF MSA/MD MEDIAN 1680
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1154
FEMALE 480
JOINT (MALE/FEMALE) 1005
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1710
20-49% MINORITY 765
50-79% MINORITY 164
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 164
MIDDLE INCOME 1035
UPPER INCOME 1440
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 91 1 22 156
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 56 1 17 140
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 10 12
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 15 28
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 5 13
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 5 13
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 38 1122
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 2
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 4 16
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2 14
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 11
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 36 1118 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 36 1118 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.63 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.63 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 1 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 40900 - SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/SONOMA COUNTY/1501.00
LOANS ORIGINATED 1 1150 150
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1502.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 175
CA/SONOMA COUNTY/1509.01
LOANS ORIGINATED 1 1184 184
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1511.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1165
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1515.03
LOANS ORIGINATED 1 328
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1517.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 257
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 1 of 5
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1519.00
LOANS ORIGINATED 1 296
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1522.02
LOANS ORIGINATED 1 406
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1522.03
LOANS ORIGINATED 1 455
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 500
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1524.00
LOANS ORIGINATED 1 1592 645
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 551
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1350 350
CA/SONOMA COUNTY/1526.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 417
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1528.02
LOANS ORIGINATED 1 252
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1275 275
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 2 of 5
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1529.03
LOANS ORIGINATED 1 1414 414
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1531.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 420 1 420
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1533.00
LOANS ORIGINATED 1 380
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 374 2 374
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 180 1 180
CA/SONOMA COUNTY/1535.01
LOANS ORIGINATED 1 260 1 260
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1538.01
LOANS ORIGINATED 1 1360 295
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1538.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1412 412
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 3 of 5
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1538.07
LOANS ORIGINATED 1 1050
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1106
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1538.08
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 370
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1539.01
LOANS ORIGINATED 1 1361 1207
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1539.03
LOANS ORIGINATED 1 322
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1542.02
LOANS ORIGINATED 1 137
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SONOMA COUNTY/1543.02
LOANS ORIGINATED 1 792
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 4 of 5
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SONOMA COUNTY/1543.04
LOANS ORIGINATED 1 165
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 6 13 2 32815 4879 1357 748 1 260
APPS APPROVED, NOT ACCEPTED 2 1582
APPS DENIED 3 5 1794 2689 275 3 794
APPS WITHDRAWN 1 370
FILES CLOSED FOR INCOMPLETENESS 3 1 2942 175 762 1 180
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 5 of 5
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 42220 - SANTA ROSA, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 11 3480
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 414
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 12 3894
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 11 3480
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 2 774
80-99% OF MSA/MD MEDIAN 4 1012
100-119% OF MSA/MD MEDIAN 4 1341
120% OR MORE OF MSA/MD MEDIAN 2 767
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2 783
20-49% MINORITY 7 2065
50-79% MINORITY 3 1046
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME 4 1452
MIDDLE INCOME 7 2114
UPPER INCOME 1 328
TOTAL 14/ 12 3894
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
12
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 42220 - SANTA ROSA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
3894
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 42220 - SANTA ROSA, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 792 792
MALE
FEMALE
JOINT (MALE/FEMALE) 11 792 792
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 4 3 310 3345 1609 794 942
MALE 22 721 721
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 2 1 25 2070 888 420 762
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 370 370
MALE
FEMALE
JOINT (MALE/FEMALE) 11 370 370
RACE NOT AVAILABLE (TOTAL) 6/ 11 414 414
MALE
FEMALE
JOINT (MALE/FEMALE) 11 414 414
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 6 3 1 313 4921 2815 794 370 942
MALE 22 721 721
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 4 1 1 28 3646 2094 420 370 762
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 4 3 310 3345 1609 794 942
MALE 22 721 721
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 2 1 25 2070 888 420 762
OTHERS, INCLUDING HISPANIC (TOTAL) 1 12 1162 792 370
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 1162 792 370
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 13 554 374 180
50-79% OF MSA/MD MEDIAN 22 774 774
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 296 296
120% OR MORE OF MSA/MD MEDIAN 3 1 1 27 3297 1745 420 370 762
INCOME NOT AVAILABLE 6/
TOTAL 14/ 6 3 1 313 4921 2815 794 370 942
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 257 257
MALE 11 257 257
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 12 2 3 118 7872 4234 1582 1881 175
MALE 22 707 707
FEMALE 3 1 15 1457 782 500 175
JOINT (MALE/FEMALE) 7 2 211 5708 2745 1582 1381
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 12 1196 645 551
MALE 1 12 1196 645 551
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 275 275
MALE
FEMALE
JOINT (MALE/FEMALE) 11 275 275
NOT HISPANIC OR LATINO (TOTAL) 13 2 4 120 9050 4879 1582 2414 175
MALE 3 25 2160 1352 808
FEMALE 3 1 15 1457 782 500 175
JOINT (MALE/FEMALE) 7 2 110 5433 2745 1582 1106
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 12 2 2 117 7597 4234 1582 1606 175
MALE 22 707 707
FEMALE 3 1 15 1457 782 500 175
JOINT (MALE/FEMALE) 7 2 110 5433 2745 1582 1106
OTHERS, INCLUDING HISPANIC (TOTAL) 22 532 532
MALE 11 257 257
FEMALE
JOINT (MALE/FEMALE) 11 275 275
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 175 175
80-99% OF MSA/MD MEDIAN 55 1177 1177
100-119% OF MSA/MD MEDIAN 55 1601 1601
120% OR MORE OF MSA/MD MEDIAN 3 2 510 6372 2101 1582 2689
INCOME NOT AVAILABLE 6/
TOTAL 14/ 13 2 5 121 9325 4879 1582 2689 175
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 22 1357 1357
MALE
FEMALE 22 1357 1357
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 22 1357 1357
MALE
FEMALE 22 1357 1357
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 22 1357 1357
MALE
FEMALE 22 1357 1357
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 11 150 150
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 1207 1207
INCOME NOT AVAILABLE 6/
TOTAL 14/ 22 1357 1357
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 1 25 1371 334 275 762
MALE
FEMALE 11 150 150
JOINT (MALE/FEMALE) 1 1 24 1221 184 275 762
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 414 414
MALE
FEMALE
JOINT (MALE/FEMALE) 11 414 414
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 11 275 275
MALE
FEMALE
JOINT (MALE/FEMALE) 11 275 275
NOT HISPANIC OR LATINO (TOTAL) 3 25 1510 748 762
MALE
FEMALE 11 150 150
JOINT (MALE/FEMALE) 2 24 1360 598 762
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 24 1096 334 762
MALE
FEMALE 11 150 150
JOINT (MALE/FEMALE) 1 23 946 184 762
OTHERS, INCLUDING HISPANIC (TOTAL) 11 275 275
MALE
FEMALE
JOINT (MALE/FEMALE) 11 275 275
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 414 414
80-99% OF MSA/MD MEDIAN 11 150 150
100-119% OF MSA/MD MEDIAN 11 184 184
120% OR MORE OF MSA/MD MEDIAN 1 23 1037 275 762
INCOME NOT AVAILABLE 6/
TOTAL 14/ 3 1 26 1785 748 275 762
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 3 15 1234 260 794 180
MALE
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 1 12 680 260 420
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 3 15 1234 260 794 180
MALE
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 1 12 680 260 420
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 3 15 1234 260 794 180
MALE
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 1 12 680 260 420
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 2 13 554 374 180
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 260 260
120% OR MORE OF MSA/MD MEDIAN 11 420 420
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 3 15 1234 260 794 180
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 554 374 180
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 554 374 180
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 554 374 180
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 360 360
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 414 414
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 774 774
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 360 360
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 296 296
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 296 296
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 296 296
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 792 792
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 1 25 2135 953 420 762
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 370 370
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 1 1 27 3297 1745 420 370 762
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 1 25 2135 953 420 762
OTHERS, INCLUDING HISPANIC 1 12 1162 792 370
6 3 1 313 4921 2815 794 370 942TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 175 175
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 175 175
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 175 175
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 55 1177 1177
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 55 1177 1177
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 55 1177 1177
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 55 1601 1601
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 55 1601 1601
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 55 1601 1601
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 257 257
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 2 37 4919 1456 1582 1881
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 12 1196 645 551
ETHNICITY 7/HISPANIC OR LATINO 11 275 275
NOT HISPANIC OR LATINO 3 2 49 6097 2101 1582 2414
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 2 26 4644 1456 1582 1606
OTHERS, INCLUDING HISPANIC 22 532 532
13 2 5 121 9325 4879 1582 2689 175TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 150 150
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 150 150
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 150 150
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 1207 1207
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 1207 1207
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 1207 1207
OTHERS, INCLUDING HISPANIC
22 1357 1357TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 414 414
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 414 414
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 150 150
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 150 150
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 150 150
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 184 184
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 184 184
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 184 184
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 1037 275 762
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO 11 275 275
NOT HISPANIC OR LATINO 22 762 762
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 762 762
OTHERS, INCLUDING HISPANIC 11 275 275
3 1 26 1785 748 275 762TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 554 374 180
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 13 554 374 180
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 554 374 180
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 260 260
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 260 260
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 260 260
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 420 420
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 420 420
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 420 420
OTHERS, INCLUDING HISPANIC
1 3 15 1234 260 794 180TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2 13 1734 1384 350
20-49% MINORITY 3 1 15 1799 1017 370 412
50-79% MINORITY 1 3 15 1388 414 794 180
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 3 1 16 1758 414 794 370 180
MIDDLE INCOME 44 1809 1809
UPPER INCOME 1 23 1354 592 762
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 370 370
50-79% MINORITY 1 3 15 1388 414 794 180
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 792 792
20-49% MINORITY 33 1017 1017
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 942 592 350
20-49% MINORITY 11 412 412
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
6 3 1 313 4921 2815 794 370 942TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 4 1 27 3156 1688 417 1051
20-49% MINORITY 7 1 2 111 5262 2559 1165 1363 175
50-79% MINORITY 2 13 907 632 275
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 3 14 1313 1038 275
MIDDLE INCOME 6 1 29 3480 1558 1165 757
UPPER INCOME 4 1 2 18 4532 2283 417 1657 175
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 406 406
50-79% MINORITY 2 13 907 632 275
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 955 455 500
20-49% MINORITY 5 1 17 2525 1103 1165 257
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 3 1 15 2201 1233 417 551
20-49% MINORITY 1 1 13 2331 1050 1106 175
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
13 2 5 121 9325 4879 1582 2689 175TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 1357 1357
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 1207 1207
UPPER INCOME 11 150 150
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 1207 1207
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 150 150
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
22 1357 1357TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 350 350
20-49% MINORITY 2 13 746 334 412
50-79% MINORITY 1 12 689 414 275
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 12 689 414 275
MIDDLE INCOME 11 184 184
UPPER INCOME 1 23 912 150 762
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 689 414 275
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 184 184
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 350 350
20-49% MINORITY 1 12 562 150 412
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 1 26 1785 748 275 762TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 260 260
20-49% MINORITY
50-79% MINORITY 3 14 974 794 180
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 3 14 974 794 180
MIDDLE INCOME
UPPER INCOME 11 260 260
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 3 14 974 794 180
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 260 260
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 3 15 1234 260 794 180TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 4
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 5
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 4
OTHERS, INCLUDING HISPANIC 1
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 3
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 2
FEMALE
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2
20-49% MINORITY 3
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 4
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 792
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1609
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2401
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1609
OTHERS, INCLUDING HISPANIC 792
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 360
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 296
120% OR MORE OF MSA/MD MEDIAN 1745
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 721
FEMALE
JOINT (MALE/FEMALE) 1680
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1384
20-49% MINORITY 1017
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1809
UPPER INCOME 592
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 19 2.04 2.04
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 110 2.04 2.04
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 19 2.04 2.04
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1 14 2.04 2.04
100-119% OF MSA/MD MEDIAN 3
120% OR MORE OF MSA/MD MEDIAN 3
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 3
FEMALE 1 12 2.04 2.04
JOINT (MALE/FEMALE) 5
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 3
20-49% MINORITY 1 15 2.04 2.04
50-79% MINORITY 2
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 3
MIDDLE INCOME 1 14 2.04 2.04
UPPER INCOME 3
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 165 1653625 2.04 2.04
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 645
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 165 1654270 2.04 2.04
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 165 1653625 2.04 2.04
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 165 1651012 2.04 2.04
100-119% OF MSA/MD MEDIAN 1157
120% OR MORE OF MSA/MD MEDIAN 2101
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1352
FEMALE 165 165617 2.04 2.04
JOINT (MALE/FEMALE) 2301
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY 1428
20-49% MINORITY 165 1652210 2.04 2.04
50-79% MINORITY 632
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1038
MIDDLE INCOME 165 1651209 2.04 2.04
UPPER INCOME 2023
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1207
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1207
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1207
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1207
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1207
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1207
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1207
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 3 14 974 794 180
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 974 794 180
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 3 14 974 794 180
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN 2 13 554 374 180
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 420 420
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 2 13 554 374 180
JOINT (MALE/FEMALE) 11 420 420
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 3 14 974 794 180
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 3 14 974 794 180
MIDDLE INCOME
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
TOTAL APPLICATIONS 28/
CONVENTIONAL 20 29
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 12 26
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 2
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 5
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 12
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 93
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 14
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 3
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 10 15 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
2.04 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
2.04 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 11 15 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.84 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.84 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 1 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 42220 - SANTA ROSA, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/TULARE COUNTY/0008.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 445
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0014.00
LOANS ORIGINATED 1 190
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 262
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0015.02
LOANS ORIGINATED 1 11250 1250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0017.03
LOANS ORIGINATED 1 227
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0018.00
LOANS ORIGINATED 1 182 82
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0020.03
LOANS ORIGINATED 1 1200 200
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 1 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/TULARE COUNTY/0024.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 24649 4649
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TULARE COUNTY/0038.01
LOANS ORIGINATED 1 1215 215
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1210 210
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 4 1 1 41722 227 215 1747
APPS APPROVED, NOT ACCEPTED
APPS DENIED 4 25356 4649
APPS WITHDRAWN 1 1210 210
FILES CLOSED FOR INCOMPLETENESS
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 2 of 3
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 3 of 3
DISPOSITION OF APPLICATIONS
FHA, FSA/RHS & VA ConventionalRefinancings Home Improvement
Loans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 82
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 3 632
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 31 82 632
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 3 632
OTHERS, INCLUDING HISPANIC 1 82
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 31 82 632
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 82 227
50-79% MINORITY 2 405
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 405
UPPER INCOME 11 82 227
TOTAL 14/ 31 82 632
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
31
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 47300 - VISALIA-PORTERVILLE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
63282
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 47300 - VISALIA-PORTERVILLE, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 82 82
MALE
FEMALE
JOINT (MALE/FEMALE) 11 82 82
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 22 1440 1440
MALE 11 190 190
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 11 200 200
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 33 1522 1522
MALE 11 190 190
FEMALE
JOINT (MALE/FEMALE) 22 1332 1332
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 11 200 200
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 22 1440 1440
MALE 11 190 190
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
OTHERS, INCLUDING HISPANIC (TOTAL) 11 82 82
MALE
FEMALE
JOINT (MALE/FEMALE) 11 82 82
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 33 1522 1522
INCOME NOT AVAILABLE 6/ 11 200 200
TOTAL 14/ 44 1722 1722
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 1 2 14 1144 227 707 210
MALE 1 12 472 262 210
FEMALE 11 227 227
JOINT (MALE/FEMALE) 11 445 445
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 22 4649 4649
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 1 13 699 227 262 210
MALE 1 12 472 262 210
FEMALE 11 227 227
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 445 445
MALE
FEMALE
JOINT (MALE/FEMALE) 11 445 445
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 4649 4649
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 1 1 13 699 227 262 210
MALE 1 12 472 262 210
FEMALE 11 227 227
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 445 445
MALE
FEMALE
JOINT (MALE/FEMALE) 11 445 445
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 13 882 227 445 210
INCOME NOT AVAILABLE 6/ 33 4911 4911
TOTAL 14/ 1 4 16 5793 227 5356 210
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 215 215
MALE 11 215 215
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 11 215 215
MALE 11 215 215
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 215 215
MALE 11 215 215
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 11 215 215
INCOME NOT AVAILABLE 6/
TOTAL 14/ 11 215 215
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 82 82
MALE
FEMALE
JOINT (MALE/FEMALE) 11 82 82
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 2 13 1675 1465 210
MALE 1 12 425 215 210
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 23 4849 200 4649
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 14 1757 1547 210
MALE 1 12 425 215 210
FEMALE
JOINT (MALE/FEMALE) 22 1332 1332
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 23 4849 200 4649
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 2 13 1675 1465 210
MALE 1 12 425 215 210
FEMALE
JOINT (MALE/FEMALE) 11 1250 1250
OTHERS, INCLUDING HISPANIC (TOTAL) 11 82 82
MALE
FEMALE
JOINT (MALE/FEMALE) 11 82 82
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 3 14 1757 1547 210
INCOME NOT AVAILABLE 6/ 1 23 4849 200 4649
TOTAL 14/ 4 2 17 6606 1747 4649 210
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 82 82
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 1440 1440
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 33 1522 1522
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 1440 1440
OTHERS, INCLUDING HISPANIC 11 82 82
44 1722 1722TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 882 227 445 210
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 437 227 210
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 445 445
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 437 227 210
OTHERS, INCLUDING HISPANIC 11 445 445
1 4 16 5793 227 5356 210TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 215 215
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 215 215
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 215 215
OTHERS, INCLUDING HISPANIC
11 215 215TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 82 82
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 1675 1465 210
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 14 1757 1547 210
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 1675 1465 210
OTHERS, INCLUDING HISPANIC 11 82 82
4 2 17 6606 1747 4649 210TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 282 282
50-79% MINORITY 22 1440 1440
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 22 1440 1440
UPPER INCOME 22 282 282
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 1440 1440
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 282 282
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
44 1722 1722TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 227 227
50-79% MINORITY 4 15 5566 5356 210
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 13 917 707 210
UPPER INCOME 1 23 4876 227 4649
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 13 917 707 210
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 227 227
50-79% MINORITY 22 4649 4649
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 4 16 5793 227 5356 210TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 215 215
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 215 215
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 215 215
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
11 215 215TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 282 282
50-79% MINORITY 2 2 15 6324 1465 4649 210
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 2 13 1675 1465 210
UPPER INCOME 2 24 4931 282 4649
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 2 13 1675 1465 210
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 22 282 282
50-79% MINORITY 22 4649 4649
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 2 17 6606 1747 4649 210TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 1
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 190
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 190
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 190
OTHERS, INCLUDING HISPANIC
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 190
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 190
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 190
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 190
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 1
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 227
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 227
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 227
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 227
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE 227
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 227
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 227
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 6 14
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 1 14
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 4
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 1 12
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 11 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 11 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 47300 - VISALIA-PORTERVILLE, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/SUTTER COUNTY/0501.01
LOANS ORIGINATED 1 283
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0502.01
LOANS ORIGINATED 1 928
APPS APPROVED, NOT ACCEPTED 1 1000
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0502.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 55
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0503.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 224
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0503.02
LOANS ORIGINATED 1 1 1261 100 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0504.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1205 220
APPS DENIED 1 220
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 1 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SUTTER COUNTY/0504.02
LOANS ORIGINATED 1 1165 165
APPS APPROVED, NOT ACCEPTED 1 189
APPS DENIED 1 1135 135
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 232
CA/SUTTER COUNTY/0504.03
LOANS ORIGINATED 1 152
APPS APPROVED, NOT ACCEPTED 1 170
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0505.01
LOANS ORIGINATED 2 307
APPS APPROVED, NOT ACCEPTED 1 1107 107
APPS DENIED 1 71
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0505.03
LOANS ORIGINATED 1 3 2150 486 186
APPS APPROVED, NOT ACCEPTED 2 1263 146
APPS DENIED 3 1613 158
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 117
CA/SUTTER COUNTY/0505.04
LOANS ORIGINATED 4 885
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 153
APPS WITHDRAWN 1 417
FILES CLOSED FOR INCOMPLETENESS 1 153
CA/SUTTER COUNTY/0506.01
LOANS ORIGINATED 1 1310 237
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 280
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 200
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 2 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/SUTTER COUNTY/0506.03
LOANS ORIGINATED 2 1 2550 221 354
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 141
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0506.04
LOANS ORIGINATED 1 1 1223 220 3400
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1469 210 469
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0507.01
LOANS ORIGINATED 1 1 1167 128 140 1 140
APPS APPROVED, NOT ACCEPTED 1 209
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1262 262
CA/SUTTER COUNTY/0508.00
LOANS ORIGINATED 2 380
APPS APPROVED, NOT ACCEPTED 1 152
APPS DENIED 2 419
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0509.00
LOANS ORIGINATED 3 738 1 225
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 417
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SUTTER COUNTY/0510.00
LOANS ORIGINATED 1 186
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1212 212
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 3 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YUBA COUNTY/0401.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 195
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0402.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 145
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0403.01
LOANS ORIGINATED 1 1104 104
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0403.03
LOANS ORIGINATED 2 1299 4088
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1315 315
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 4088
CA/YUBA COUNTY/0404.00
LOANS ORIGINATED 1 154
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0405.00
LOANS ORIGINATED 1 1110 110
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 4 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
CA/YUBA COUNTY/0407.00
LOANS ORIGINATED 1 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1238 238
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0408.00
LOANS ORIGINATED 1 1158 158
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 114
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0409.01
LOANS ORIGINATED 1 300 1 300
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/YUBA COUNTY/0410.00
LOANS ORIGINATED 2 2442 442
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 486 3 486
APPS WITHDRAWN 1 175 1 175
FILES CLOSED FOR INCOMPLETENESS 1 1231 231
CA/YUBA COUNTY/0411.00
LOANS ORIGINATED 2 1363 145 1 218
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 2 11 250 125 320 125 2 320
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
MSA/MD(TOTAL)
LOANS ORIGINATED 14 26 3 3 123143 4756 460 8416 1764 4 883
APPS APPROVED, NOT ACCEPTED 7 2 1 21106 409 1000 253
APPS DENIED 9 17 71 250 1806 3492 1652 5 806
APPS WITHDRAWN 31 114 737 1 175
FILES CLOSED FOR INCOMPLETENESS 2 4 1 2493 702 4088 493
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 5 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
INVALID GEOGRAPHIC IDENTIFIERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 18 2939
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 8 1138
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 20 3485
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 5 997
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
INVALID MSA/MD NUMBERS 2/
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 6 of 6
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME ANDDISPOSITION OF APPLICATION 1/(STATE/COUNTY/TRACT NUMBER) FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans OnManufactured Home
Dwellings FromColumns A, B, C & D
G
Number $000's
MSA/MD (TOTAL)
INVALID GEOGRAPHIC IDENTIFIERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 1 of 2
SECTION 1 - PROPERTY LOCATED IN MSA/MD WHERE INSTITUTION HAS A HOME OR BRANCH OFFICE
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
6 20392
INVALID MSA/MD NUMBERS 2/
06/28/2017Report Date:
DISCLOSURE TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
MSA/MD: 49700 - YUBA CITY, CA
Page 2 of 2
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT OR COUNTY NAME 1/(STATE/COUNTY/TRACT NUMBER)
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
Nonoccupant LoansFrom Columns A, B, C
& D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1 167
ASIAN 4 772
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 212 528 4333
2 OR MORE MINORITY RACES 1 283
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 1 221
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 253 695 5203
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2 406
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 192 528 3927
OTHERS, INCLUDING HISPANIC 71 167 1461
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 11 218 161
80-99% OF MSA/MD MEDIAN 2 314
100-119% OF MSA/MD MEDIAN 3 502
120% OR MORE OF MSA/MD MEDIAN 212 477 4632
INCOME NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 218
20-49% MINORITY 141 310 3183
50-79% MINORITY 131 167 2426
80-100% MINORITY
INCOME 12/ 13/
LOW INCOME 1 104
MODERATE INCOME 4 798
MIDDLE INCOME 72 385 1435
UPPER INCOME 151 310 3272
TOTAL 14/ 273 695 5609
Report Date: 06/28/2017
DISCLOSURE TABLE 3-1: LOANS SOLD, BY CHARACTERISTICS OF BORROWER AND OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED AND BY TYPE OFPURCHASER (INCLUDES ORIGINATIONS AND PURCHASED LOANS), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
Number $000's
AFFILIATEINSTITUTION
Number $000's
OTHERPURCHASER
Number $000's
NO REPORTEDPRICING DATA15/
273
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN
MEDIAN
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 49700 - YUBA CITY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN #
JUNIORLIEN #
Page 1 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN #
JUNIORLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
FIRSTLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
JUNIORLIEN #
NO REPORTEDPRICING DATA15/
5609695
REPORTEDPRICING DATA
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
1.50 - 1.99 NA NA NA NA NA NA NA NA NA
2.00 - 2.49 NA NA NA NA NA NA NA NA NA
2.50 - 2.99 NA NA NA NA NA NA NA NA NA
3.00 - 3.49 NA NA NA NA NA NA NA NA NA
3.50 - 4.49
4.50 - 5.49
5.50 - 6.49
6.50 OR MORE
MEAN 30/
MEDIAN 31/
HOEPALOANS 17/
Report Date: 06/28/2017
DISCLOSURE TABLE 3-2: PRICING INFORMATION FOR FIRST AND JUNIOR LIEN LOANS SOLD BY TYPE OF PURCHASER (INCLUDES ORIGINATIONS ONLY), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANKMSA/MD: 49700 - YUBA CITY, CA
PRICING INFORMATION
FANNIE MAE GINNIE MAE FREDDIE MAC FARMER MAC
PRIVATESECURITI-
ZATION
COMMERCIALBANK, SAVINGS
BANK, OR SAVINGASSOC
FIRSTLIEN
$000's
JUNIORLIEN
$000's
Page 2 of 2
INSURANCE CO,CREDIT UNION,
MORTGAGE BK, ORFINANCE CO
AFFILIATEINSTITUTION
OTHERPURCHASER
FIRSTLIEN
$000's
JUNIORLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
FIRSTLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
JUNIORLIEN
$000's
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 114 114
MALE
FEMALE
JOINT (MALE/FEMALE) 11 114 114
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 364 250 114
MALE
FEMALE
JOINT (MALE/FEMALE) 1 12 364 250 114
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 114 114
MALE
FEMALE
JOINT (MALE/FEMALE) 11 114 114
OTHERS, INCLUDING HISPANIC (TOTAL) 11 250 250
MALE
FEMALE
JOINT (MALE/FEMALE) 11 250 250
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 12 364 250 114
INCOME NOT AVAILABLE 6/
TOTAL 14/ 1 12 364 250 114
Report Date: 06/28/2017
DISCLOSURE TABLE 4-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 1 12 308 167 141
MALE 1 12 308 167 141
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 1 2 14 984 220 347 417
MALE 1 2 14 984 220 347 417
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 3 2 218 3799 2473 513 320 493
MALE 5 1 17 1424 1018 175 231
FEMALE 2 13 698 460 238
JOINT (MALE/FEMALE) 4 2 1 18 1677 995 275 145 262
2 OR MORE MINORITY RACES (TOTAL) 11 283 283
MALE
FEMALE
JOINT (MALE/FEMALE) 11 283 283
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 33 805 805
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 2 14 912 231 450 231
MALE 1 1 13 674 231 212 231
FEMALE 11 238 238
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 13 4 3 121 4462 2912 551 737 262
MALE 6 2 210 2042 1174 276 592
FEMALE 22 460 460
JOINT (MALE/FEMALE) 5 2 1 19 1960 1278 275 145 262
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 33 805 805
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 10 2 2 115 3099 2242 275 320 262
MALE 4 15 962 787 175
FEMALE 22 460 460
JOINT (MALE/FEMALE) 4 2 1 18 1677 995 275 145 262
OTHERS, INCLUDING HISPANIC (TOTAL) 4 4 1 110 2275 901 726 417 231
MALE 3 3 1 18 1754 618 488 417 231
FEMALE 11 238 238
JOINT (MALE/FEMALE) 11 283 283
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 1 1 14 720 133 150 175 262
80-99% OF MSA/MD MEDIAN 1 12 220 79 141
100-119% OF MSA/MD MEDIAN 2 13 549 361 188
120% OR MORE OF MSA/MD MEDIAN 10 5 2 118 4221 2570 858 562 231
INCOME NOT AVAILABLE 6/ 11 469 469
TOTAL 14/ 14 9 3 228 6179 3143 1806 737 493
Report Date: 06/28/2017
DISCLOSURE TABLE 4-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL) 11 152 152
MALE
FEMALE 11 152 152
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 7 3 4 418 2782 1031 370 679 702
MALE 4 2 17 952 457 253 242
FEMALE 11 71 71
JOINT (MALE/FEMALE) 3 1 2 410 1759 574 117 366 702
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 17 2 1231 6191 3279 414 2498
MALE 3 47 1212 503 709
FEMALE 11 88 88
JOINT (MALE/FEMALE) 14 2 723 4891 2776 414 1701
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 225 225
MALE
FEMALE
JOINT (MALE/FEMALE) 11 225 225
RACE NOT AVAILABLE (TOTAL) 6/ 1 1 13 706 221 170 315
MALE
FEMALE
JOINT (MALE/FEMALE) 11 221 221
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 22 612 612
MALE
FEMALE
JOINT (MALE/FEMALE) 22 612 612
NOT HISPANIC OR LATINO (TOTAL) 23 6 14 447 8388 4185 936 2565 702
MALE 7 2 514 2164 960 253 951
FEMALE 1 23 311 152 159
JOINT (MALE/FEMALE) 16 3 7 430 5913 3225 531 1455 702
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
33 571 571
MALE
FEMALE
JOINT (MALE/FEMALE) 33 571 571
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 1 12 485 170 315
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 14 2 1026 5008 2708 414 1886
MALE 3 47 1212 503 709
FEMALE 11 88 88
JOINT (MALE/FEMALE) 11 2 518 3708 2205 414 1089
OTHERS, INCLUDING HISPANIC (TOTAL) 11 4 6 425 4342 1827 522 1291 702
MALE 4 2 17 952 457 253 242
FEMALE 1 12 223 152 71
JOINT (MALE/FEMALE) 7 1 4 416 3167 1370 117 978 702
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN 22 126 126
50-79% OF MSA/MD MEDIAN 3 3 3 211 1810 604 370 483 353
80-99% OF MSA/MD MEDIAN 2 1 14 655 314 224 117
100-119% OF MSA/MD MEDIAN 1 3 48 1532 141 531 860
120% OR MORE OF MSA/MD MEDIAN 20 1 6 128 5618 3697 205 1484 232
INCOME NOT AVAILABLE 6/ 11 315 315
TOTAL 14/ 26 7 17 454 10056 4756 1106 3492 702
Report Date: 06/28/2017
DISCLOSURE TABLE 4-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE,ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 25 869 460 409
MALE 2 24 769 360 409
FEMALE
JOINT (MALE/FEMALE) 11 100 100
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 3 25 869 460 409
MALE 2 24 769 360 409
FEMALE
JOINT (MALE/FEMALE) 11 100 100
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 25 869 460 409
MALE 2 24 769 360 409
FEMALE
JOINT (MALE/FEMALE) 11 100 100
OTHERS, INCLUDING HISPANIC (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1 23 549 140 409
120% OR MORE OF MSA/MD MEDIAN 22 320 320
INCOME NOT AVAILABLE 6/
TOTAL 14/ 3 25 869 460 409
Report Date: 06/28/2017
DISCLOSURE TABLE 4-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYRACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 11 928 928
MALE 11 928 928
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 11 1000 1000
MALE 11 1000 1000
FEMALE
JOINT (MALE/FEMALE)
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 2 13 11576 7488 4088
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 1 12 1928 928 1000
MALE 1 12 1928 928 1000
FEMALE
JOINT (MALE/FEMALE)
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 2 13 11576 7488 4088
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 11 1000 1000
MALE 11 1000 1000
FEMALE
JOINT (MALE/FEMALE)
OTHERS, INCLUDING HISPANIC (TOTAL) 11 928 928
MALE 11 928 928
FEMALE
JOINT (MALE/FEMALE)
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN
INCOME NOT AVAILABLE 6/ 3 1 15 13504 8416 1000 4088
TOTAL 14/ 3 1 15 13504 8416 1000 4088
Report Date: 06/28/2017
DISCLOSURE TABLE 4-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY RACE, ETHNICITY, GENDER ANDINCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL) 3 2 27 896 296 253 347
MALE 3 2 27 896 296 253 347
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 8 3 213 2261 1247 521 493
MALE 3 14 753 522 231
FEMALE 11 238 238
JOINT (MALE/FEMALE) 5 2 18 1270 725 283 262
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
RACE NOT AVAILABLE (TOTAL) 6/ 1 23 1005 221 784
MALE
FEMALE
JOINT (MALE/FEMALE) 11 221 221
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL) 1 2 14 912 231 450 231
MALE 1 1 13 674 231 212 231
FEMALE 11 238 238
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 10 2 3 116 2301 1368 253 418 262
MALE 5 2 18 975 587 253 135
FEMALE
JOINT (MALE/FEMALE) 5 2 18 1326 781 283 262
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL)
11 165 165
MALE
FEMALE
JOINT (MALE/FEMALE) 11 165 165
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 784 784
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 6 2 19 1396 851 283 262
MALE 22 291 291
FEMALE
JOINT (MALE/FEMALE) 4 2 17 1105 560 283 262
OTHERS, INCLUDING HISPANIC (TOTAL) 5 2 3 111 1761 692 253 585 231
MALE 4 2 2 19 1358 527 253 347 231
FEMALE 11 238 238
JOINT (MALE/FEMALE) 11 165 165
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 2 14 648 133 253 262
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 211 211
120% OR MORE OF MSA/MD MEDIAN 10 5 116 2519 1420 868 231
INCOME NOT AVAILABLE 6/ 22 784 784
TOTAL 14/ 12 2 7 223 4162 1764 253 1652 493
Report Date: 06/28/2017
DISCLOSURE TABLE 4-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
AMERICAN INDIAN/ALASKA NATIVE (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
ASIAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
BLACK OR AFRICAN AMERICAN (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NATIVE HAWAIIAN/OTHER PACIFIC ISLND (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
WHITE (TOTAL) 3 3 17 1303 658 470 175
MALE 1 12 315 140 175
FEMALE 11 88 88
JOINT (MALE/FEMALE) 2 24 900 518 382
2 OR MORE MINORITY RACES (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
JOINT (WHITE/MINORITY RACE) (TOTAL) 11 225 225
MALE
FEMALE
JOINT (MALE/FEMALE) 11 225 225
RACE NOT AVAILABLE (TOTAL) 6/ 22 336 336
MALE
FEMALE
JOINT (MALE/FEMALE)
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
RACE AND GENDER 5/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 2
HISPANIC OR LATINO (TOTAL)
MALE
FEMALE
JOINT (MALE/FEMALE)
NOT HISPANIC OR LATINO (TOTAL) 4 3 18 1528 883 470 175
MALE 1 12 315 140 175
FEMALE 11 88 88
JOINT (MALE/FEMALE) 3 25 1125 743 382
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)(TOTAL) MALE
FEMALE
JOINT (MALE/FEMALE)
ETHNICITY NOT AVAILABLE (TOTAL) 6/ 22 336 336
MALE
FEMALE
JOINT (MALE/FEMALE)
MINORITY STATUS 8/ 18/ 19/
WHITE NON-HISPANIC (TOTAL) 3 3 17 1303 658 470 175
MALE 1 12 315 140 175
FEMALE 11 88 88
JOINT (MALE/FEMALE) 2 24 900 518 382
OTHERS, INCLUDING HISPANIC (TOTAL) 11 225 225
MALE
FEMALE
JOINT (MALE/FEMALE) 11 225 225
INCOME OF APPLICANTS 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 2 2 15 856 443 238 175
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 1 23 560 140 420
120% OR MORE OF MSA/MD MEDIAN 1 12 448 300 148
INCOME NOT AVAILABLE 6/
TOTAL 14/ 4 5 110 1864 883 806 175
Report Date: 06/28/2017
DISCLOSURE TABLE 4-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY RACE, ETHNICITY, GENDER AND INCOME OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
ETHNICITY, GENDER AND INCOME 7/ 18/ 19/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 2
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 114 114
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 250 250
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 364 250 114
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 114 114
OTHERS, INCLUDING HISPANIC 11 250 250
1 12 364 250 114TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 1 14 720 133 150 175 262
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 1 14 720 133 150 175 262
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 1 14 720 133 150 175 262
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 141 141
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 79 79
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 220 79 141
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 79 79
OTHERS, INCLUDING HISPANIC 11 141 141
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 361 361
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 188 188
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 361 361
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 188 188
MINORITY STATUS 8/WHITE NON-HISPANIC 22 361 361
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 167 167
ASIAN 1 2 14 984 220 347 417
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 7 2 1 111 2639 1900 363 145 231
2 OR MORE MINORITY RACES 11 283 283
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 148 148
ETHNICITY 7/HISPANIC OR LATINO 1 2 14 912 231 450 231
NOT HISPANIC OR LATINO 9 2 213 3161 2339 260 562
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 148 148
MINORITY STATUS 8/WHITE NON-HISPANIC 6 1 18 1939 1669 125 145
OTHERS, INCLUDING HISPANIC 4 3 1 19 2134 901 585 417 231
14 9 3 228 6179 3143 1806 737 493TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 71 71
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 55 55
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 126 126
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 55 55
OTHERS, INCLUDING HISPANIC 11 71 71
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 1 3 2 28 1279 161 370 395 353
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 306 218 88
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 225 225
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 3 3 3 211 1810 604 370 483 353
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 306 218 88
OTHERS, INCLUDING HISPANIC 2 3 2 29 1504 386 370 395 353
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 11 117 117
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 2 13 538 314 224
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 1 14 655 314 224 117
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2 13 538 314 224
OTHERS, INCLUDING HISPANIC 11 117 117
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE 11 152 152
ASIAN 11 213 213
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 35 997 141 209 647
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 170 170
ETHNICITY 7/HISPANIC OR LATINO 11 195 195
NOT HISPANIC OR LATINO 1 2 36 1167 141 361 665
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 170 170
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 24 802 141 209 452
OTHERS, INCLUDING HISPANIC 1 23 560 152 408
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 6 17 1102 870 232
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 13 1 620 4295 2606 205 1484
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 221 221
ETHNICITY 7/HISPANIC OR LATINO 11 417 417
NOT HISPANIC OR LATINO 17 1 5 124 4630 3126 205 1067 232
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
33 571 571
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 10 1 516 3307 2035 205 1067
OTHERS, INCLUDING HISPANIC 9 1 111 2090 1441 417 232
26 7 17 454 10056 4756 1106 3492 702TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME,RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 23 549 140 409
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 23 549 140 409
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 23 549 140 409
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 22 320 320
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 22 320 320
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 22 320 320
OTHERS, INCLUDING HISPANIC
3 25 869 460 409TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYINCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 22 253 253
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 395 133 262
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 2 14 648 133 253 262
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 395 133 262
OTHERS, INCLUDING HISPANIC 22 253 253
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 211 211
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 211 211
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11 211 211
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 3 25 643 296 347
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 6 3 110 1655 903 521 231
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 221 221
ETHNICITY 7/HISPANIC OR LATINO 1 2 14 912 231 450 231
NOT HISPANIC OR LATINO 8 311 1442 1024 418
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
11 165 165
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 4 26 790 507 283
OTHERS, INCLUDING HISPANIC 5 3 19 1508 692 585 231
12 2 7 223 4162 1764 253 1652 493TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
LESS THAN 50% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
50-79% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 2 14 631 218 238 175
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE) 11 225 225
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2 2 15 856 443 238 175
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 2 14 631 218 238 175
OTHERS, INCLUDING HISPANIC 11 225 225
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 3
80-99% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC
OTHERS, INCLUDING HISPANIC
100-119% OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 12 372 140 232
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 188 188
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 12 372 140 232
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 188 188
MINORITY STATUS 8/WHITE NON-HISPANIC 1 12 372 140 232
OTHERS, INCLUDING HISPANIC
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 2 of 3
120% OR MORE OF MSA/MD MEDIAN
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 11 300 300
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 11 148 148
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 11 300 300
JOINT (HISPANIC OR LATINO/ NOT HISPANIC ORLATINO)
ETHNICITY NOT AVAILABLE 6/ 11 148 148
MINORITY STATUS 8/WHITE NON-HISPANIC 11 300 300
OTHERS, INCLUDING HISPANIC
4 5 110 1864 883 806 175TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 5-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY INCOME, RACE AND ETHNICITY OF APPLICANT, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
INCOME, RACE AND ETHNICITY (CONTINUED)
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 3 of 3
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 250 250
20-49% MINORITY 11 114 114
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 12 364 250 114
UPPER INCOME
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 250 250
20-49% MINORITY 11 114 114
50-79% MINORITY
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
1 12 364 250 114TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-1: DISPOSITION OF APPLICATIONS FOR FHA, FSA/RHS, AND VA HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTUREDHOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 11 125 125
20-49% MINORITY 9 8 2 120 4498 2266 1681 320 231
50-79% MINORITY 5 1 17 1556 877 417 262
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 22 544 544
MIDDLE INCOME 6 1 1 19 1606 1074 125 145 262
UPPER INCOME 6 8 2 117 4029 1525 1681 592 231
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 283 283
50-79% MINORITY 11 261 261
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 11 125 125
20-49% MINORITY 2 13 603 458 145
50-79% MINORITY 4 15 878 616 262
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 6 8 1 116 3612 1525 1681 175 231
50-79% MINORITY 11 417 417
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
14 9 3 228 6179 3143 1806 737 493TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-2: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL HOME-PURCHASE LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 2 24 683 363 320
20-49% MINORITY 11 3 8 224 5143 2219 527 1965 432
50-79% MINORITY 13 4 7 226 4230 2174 579 1207 270
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 104 104
MODERATE INCOME 2 24 514 264 250
MIDDLE INCOME 11 5 10 127 5103 2022 784 2180 117
UPPER INCOME 12 2 5 322 4335 2366 322 1062 585
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 104 104
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 195 195
50-79% MINORITY 2 13 319 264 55
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 2 24 683 363 320
20-49% MINORITY 3 1 37 1804 738 205 861
50-79% MINORITY 6 4 5 116 2616 921 579 999 117
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 8 2 4 216 3144 1481 322 909 432
50-79% MINORITY 4 1 16 1191 885 153 153
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
26 7 17 454 10056 4756 1106 3492 702TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-3: DISPOSITION OF APPLICATIONS TO REFINANCE LOANS ON 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 23 629 220 409
50-79% MINORITY 22 240 240
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 11 100 100
MIDDLE INCOME 1 12 360 140 220
UPPER INCOME 1 12 409 220 189
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 100 100
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 220 220
50-79% MINORITY 11 140 140
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 12 409 220 189
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 25 869 460 409TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-4: DISPOSITION OF APPLICATIONS FOR HOME IMPROVEMENT LOANS, 1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BYCHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 3400 3400
50-79% MINORITY 2 1 14 10104 5016 1000 4088
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 1 12 1928 928 1000
MIDDLE INCOME 1 12 8176 4088 4088
UPPER INCOME 11 3400 3400
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 1928 928 1000
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 1 12 8176 4088 4088
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 11 3400 3400
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
3 1 15 13504 8416 1000 4088TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-5: DISPOSITION OF APPLICATIONS FOR LOANS ON DWELLINGS FOR 5 OR MORE FAMILIES, BY CHARACTERISTICS OF CENSUS TRACTIN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 270 145 125
20-49% MINORITY 6 4 111 2404 1119 1054 231
50-79% MINORITY 5 2 2 110 1488 500 253 473 262
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME 11 104 104
MODERATE INCOME 22 210 210
MIDDLE INCOME 4 2 3 110 1602 489 253 598 262
UPPER INCOME 5 4 110 2246 961 1054 231
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 11 104 104
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY 22 210 210
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 12 270 145 125
20-49% MINORITY 11 158 158
50-79% MINORITY 2 2 2 17 1174 186 253 473 262
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 5 4 110 2246 961 1054 231
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
12 2 7 223 4162 1764 253 1652 493TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-6: DISPOSITION OF APPLICATIONS FROM NONOCCUPANTS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS,1- TO 4-FAMILY AND MANUFACTURED HOME DWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY 1 23 538 218 320
20-49% MINORITY 2 3 16 1186 525 486 175
50-79% MINORITY 11 140 140
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME
MIDDLE INCOME 4 26 1203 883 320
UPPER INCOME 3 14 661 486 175
INCOME & RACIAL/ETHNIC COMP 11/ 12/ 13/
LOW INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MODERATE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY
50-79% MINORITY
80-100% MINORITY
MIDDLE INCOME
LESS THAN 10% MINORITY
10-19% MINORITY 1 23 538 218 320
20-49% MINORITY 22 525 525
50-79% MINORITY 11 140 140
80-100% MINORITY
UPPER INCOME
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 3 14 661 486 175
50-79% MINORITY
80-100% MINORITY
SMALL COUNTY
ALL OTHER TRACTS 21/
4 5 110 1864 883 806 175TOTAL 14/
Report Date: 06/28/2017
DISCLOSURE TABLE 7-7: DISPOSITION OF APPLICATIONS FOR HOME-PURCHASE, HOME IMPROVEMENT, OR REFINANCING LOANS, MANUFACTURED HOMEDWELLINGS, BY CHARACTERISTICS OF CENSUS TRACT IN WHICH PROPERTY IS LOCATED, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
TYPE OF CENSUS TRACT 10/
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 1
ASIAN 1
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 6
2 OR MORE MINORITY RACES 1
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 9
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 6
OTHERS, INCLUDING HISPANIC 3
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 1
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 7
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 4
FEMALE 2
JOINT (MALE/FEMALE) 3
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 4
50-79% MINORITY 5
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 2
MIDDLE INCOME 4
UPPER INCOME 3
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/
AMERICAN INDIAN/ALASKA NATIVE 167
ASIAN 220
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1440
2 OR MORE MINORITY RACES 283
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/
HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2110
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/
WHITE NON-HISPANIC 1440
OTHERS, INCLUDING HISPANIC 670
INCOME 9/
LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN 79
100-119% OF MSA/MD MEDIAN 150
120% OR MORE OF MSA/MD MEDIAN 1881
INCOME NOT AVAILABLE 6/
GENDER 19/
MALE 883
FEMALE 460
JOINT (MALE/FEMALE) 767
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/
LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1233
50-79% MINORITY 877
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/
LOW INCOME
MODERATE INCOME 544
MIDDLE INCOME 616
UPPER INCOME 950
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 3: PRICING INFORMATION FOR CONVENTIONAL HOME-PURCHASE LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTUREDHOMES), BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
HOEPALOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 4
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 13
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 15
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
2
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 11
OTHERS, INCLUDING HISPANIC 6
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1
80-99% OF MSA/MD MEDIAN 2
100-119% OF MSA/MD MEDIAN 1
120% OR MORE OF MSA/MD MEDIAN 13
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 4
FEMALE
JOINT (MALE/FEMALE) 13
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 8
50-79% MINORITY 9
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 1
MIDDLE INCOME 6
UPPER INCOME 10
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN 735
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 2647
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 2976
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
406
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 2241
OTHERS, INCLUDING HISPANIC 1141
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 161
80-99% OF MSA/MD MEDIAN 314
100-119% OF MSA/MD MEDIAN 141
120% OR MORE OF MSA/MD MEDIAN 2766
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 664
FEMALE
JOINT (MALE/FEMALE) 2718
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1608
50-79% MINORITY 1774
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME 154
MIDDLE INCOME 1248
UPPER INCOME 1980
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 7: PRICING INFORMATION FOR CONVENTIONAL REFINANCING LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 1
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 1
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5 OR MORE
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 220
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 220
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 220
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 220
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 220
FEMALE
JOINT (MALE/FEMALE)
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 220
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME
UPPER INCOME 220
Report Date: 06/28/2017
DISCLOSURE TABLE 11 - 9: PRICING INFORMATION FOR CONVENTIONAL HOME IMPROVEMENT LOANS, FIRST LIEN, 1- TO 4-FAMILY OWNER-OCCUPIED DWELLING (EXCLUDES MANUFACTURED HOMES), BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5 OR MORE
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/HOEPA
LOANS 17/
$000's
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFIC ISLND
WHITE 1 1 13 625 300 150 175
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/ 22 336 336
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 13 625 300 150 175
JOINT (HISPANIC OR LATINO/ NOT HISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/ 22 336 336
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 13 625 300 150 175
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN 1 12 325 150 175
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN 11 188 188
120% OR MORE OF MSA/MD MEDIAN 1 12 448 300 148
INCOME NOT AVAILABLE 6/
GENDER 19/MALE 11 175 175
FEMALE
JOINT (MALE/FEMALE) 1 12 450 300 150
GENDER NOT AVAILABLE 6/ 22 336 336
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 3 15 961 300 486 175
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 11 300 300
UPPER INCOME 3 14 661 486 175
Report Date: 06/28/2017
DISCLOSURE TABLE 12-1: DISPOSITION OF APPLICATIONS FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIEDDWELLING, BY BORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
ApplicationsReceived 20/
LoansOriginated
Apps. Approved ButNot Accepted
ApplicationsDenied
ApplicationsWithdrawn
Files Closed ForIncompleteness
# # # # # #$000's $000's $000's $000's $000's $000's
Page 1 of 1
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 1 1 1.92 1.92
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 1 1 1.92 1.92
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 1 1 1.92 1.92
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 1 1 1.92 1.92
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 1 1 1.92 1.92
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 1 1 1.92 1.92
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 1 1 1.92 1.92
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
# # # # # #
Page 1 of 2
4.00 - 4.99
#
5.00 - 5.99
#
MEAN MEDIAN1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
#
BORROWER CHARACTERISTICS
RACE 5/AMERICAN INDIAN/ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
NATIVE HAWAIIAN/OTHER PACIFICISLND
WHITE 300 300 1.92 1.92
2 OR MORE MINORITY RACES
JOINT (WHITE/MINORITY RACE)
RACE NOT AVAILABLE 6/
ETHNICITY 7/HISPANIC OR LATINO
NOT HISPANIC OR LATINO 300 300 1.92 1.92
JOINT (HISPANIC OR LATINO/ NOTHISPANIC OR LATINO)
ETHNICITY NOT AVAILABLE 6/
MINORITY STATUS 8/WHITE NON-HISPANIC 300 300 1.92 1.92
OTHERS, INCLUDING HISPANIC
INCOME 9/LESS THAN 50% OF MSA/MD MEDIAN
50-79% OF MSA/MD MEDIAN
80-99% OF MSA/MD MEDIAN
100-119% OF MSA/MD MEDIAN
120% OR MORE OF MSA/MD MEDIAN 300 300 1.92 1.92
INCOME NOT AVAILABLE 6/
GENDER 19/MALE
FEMALE
JOINT (MALE/FEMALE) 300 300 1.92 1.92
GENDER NOT AVAILABLE 6/
CENSUS TRACT CHARACTERISTICS 10/
RACIAL/ETHNIC COMPOSITION 11/LESS THAN 10% MINORITY
10-19% MINORITY
20-49% MINORITY 300 300 1.92 1.92
50-79% MINORITY
80-100% MINORITY
INCOME CHARACTERISTICS 12/ 13/LOW INCOME
MODERATE INCOME
MIDDLE INCOME 300 300 1.92 1.92
UPPER INCOME
Report Date: 06/28/2017
DISCLOSURE TABLE 12 - 2: PRICING INFORMATION FOR CONVENTIONAL MANUFACTURED HOME-PURCHASE LOANS, FIRST LIEN, OWNER-OCCUPIED DWELLING, BYBORROWER OR CENSUS TRACT CHARACTERISTICS, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
BORROWER OR CENSUS TRACTCHARACTERISTICS
15/NO REPORTEDPRICING DATA
REPORTEDPRICING DATA 2.00 - 2.49 2.50 - 2.99 3.00 - 3.99
$000's $000's $000's $000's $000's $000's
Page 2 of 2
4.00 - 4.99
$000's
5.00 - 5.99
$000's
MEAN 30/ MEDIAN 31/1.50 - 1.99
PERCENTAGE POINTS ABOVE AVERAGE PRIME OFFER RATE: ONLY INCLUDES LOANS WITH APR ABOVE THE THRESHOLD 16/
6 OR MORE
$000's
TOTAL APPLICATIONS 28/
CONVENTIONAL 47 223
FHA 12
VA 2 2
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 24 213
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 5
FHA 1
VA 1 2
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 146
FHA 1
VA 1
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 2
FHA 1
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 42
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 18 29
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A1: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, 1- TO 4-FAMILY DWELLINGS (EXCLUDES MANUFACTURED HOMES), 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 4 15
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 2 11
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL 23
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL 1
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 1 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
MEMO ITEM: SUBSET OF LOANS ORIGINATED
PREAPPROVALS RESULTING IN ORIGINATIONS
CONVENTIONAL NA NA NA NA NA
FHA NA NA NA NA NA
VA NA NA NA NA NA
FSA/RHS NA NA NA NA NA
LOANS SOLD
CONVENTIONAL 1
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A2: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MANUFACTURED HOMES, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 2 of 2
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
TOTAL APPLICATIONS 28/
CONVENTIONAL 14
FHA
VA
FSA/RHS
LOANS ORIGINATED
CONVENTIONAL 12
FHA
VA
FSA/RHS
APPLICATIONS APPROVED BUT NOT ACCEPTED
CONVENTIONAL 1
FHA
VA
FSA/RHS
APPLICATIONS DENIED
CONVENTIONAL
FHA
VA
FSA/RHS
APPLICATIONS WITHDRAWN
CONVENTIONAL
FHA
VA
FSA/RHS
FILES CLOSED FOR INCOMPLETENESS
CONVENTIONAL 1
FHA
VA
FSA/RHS
MEMO ITEM: SUBSET OF LOANS ORIGINATED
LOANS SOLD
CONVENTIONAL
FHA
VA
FSA/RHS
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE A3: DISPOSITION OF APPLICATIONS AND LOAN SALES BY LOAN TYPE, MULTIFAMILY HOUSING, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
LOAN TYPE
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
1- TO 4-FAMILY OWNER OCCUPIED DWELLINGS (EXCLUDES MANUFACTURED HOMES)
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 17 19 NA
PRICING REPORTED NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 17 19 NA
MANUFACTURED HOME OWNER OCCUPIED DWELLINGS
INCIDENCE OF PRICING
NO PRICING REPORTED 15/ 2 1 NA
PRICING REPORTED 1 NA
MEAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.92 NA
MEDIAN (POINTS ABOVE AVERAGE PRIME OFFERRATE: ONLY INCLUDES LOANS WITH APR ABOVETHE THRESHOLD 16/)
1.92 NA
HOEPA STATUS
HOEPA LOAN 17/ NA
NOT HOEPA LOAN 2 11 NA
Report Date: 06/28/2017
DISCLOSURE SUMMARY TABLE B: LOAN PRICING INFORMATION FOR CONVENTIONAL LOANS BY INCIDENCE AND LEVEL, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK MSA/MD: 49700 - YUBA CITY, CA
PRICING INFORMATION
Page 1 of 1
FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN FIRST LIEN JUNIOR LIEN NO LIEN
HOME PURCHASE REFINANCE HOME IMPROVEMENT
CA/AMADOR COUNTY/0003.03
LOANS ORIGINATED 1 338
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/AMADOR COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 338
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/0001.20
LOANS ORIGINATED 1 300
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/0002.10
LOANS ORIGINATED 1 102
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/0005.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1393 393
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/CALAVERAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1300 102
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1393 393
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 1 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/COLUSA COUNTY/SMALL
LOANS ORIGINATED 9 17 2 62028 3443 384 1185 1721
APPS APPROVED, NOT ACCEPTED 1 105
APPS DENIED 9 11680 275 3151
APPS WITHDRAWN 3 3744 445 921
FILES CLOSED FOR INCOMPLETENESS
CA/COLUSA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 9 17 2 62028 3443 384 1185 1721
APPS APPROVED, NOT ACCEPTED 1 105
APPS DENIED 9 11680 275 3151
APPS WITHDRAWN 3 3744 445 921
FILES CLOSED FOR INCOMPLETENESS
CA/DEL NORTE COUNTY/SMALL
LOANS ORIGINATED 9 6 11642 930 260 2122
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2 1429 312 285 4563
APPS WITHDRAWN 1 70
FILES CLOSED FOR INCOMPLETENESS
CA/DEL NORTE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 9 6 11642 930 260 2122
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 2 1429 312 285 4563
APPS WITHDRAWN 1 70
FILES CLOSED FOR INCOMPLETENESS
CA/GLENN COUNTY/SMALL
LOANS ORIGINATED 8 22 1 1 31704 3482 239 158 316
APPS APPROVED, NOT ACCEPTED 2 2 1298 305 126 7295
APPS DENIED 3 10 1 21 322 328 2740 400 505 941
APPS WITHDRAWN 4 11 101 573 538
FILES CLOSED FOR INCOMPLETENESS 5 1002
CA/GLENN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 8 22 1 1 31704 3482 239 158 316
APPS APPROVED, NOT ACCEPTED 2 2 1298 305 126 7295
APPS DENIED 3 10 1 21 322 328 2740 400 505 941
APPS WITHDRAWN 4 11 101 573 538
FILES CLOSED FOR INCOMPLETENESS 5 1002
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 2 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0001.00
LOANS ORIGINATED 1 171
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0002.00
LOANS ORIGINATED 1 490
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 488
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0003.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 220
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0004.00
LOANS ORIGINATED 1 257
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0006.00
LOANS ORIGINATED 2 1424 248
APPS APPROVED, NOT ACCEPTED 1 165 65
APPS DENIED 2 1355 225
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0007.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 200
APPS DENIED 1 205
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 3 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0008.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1715 715
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0010.00
LOANS ORIGINATED 1 760
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0011.01
LOANS ORIGINATED 1 1223 223
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0101.02
LOANS ORIGINATED 1 98
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0102.00
LOANS ORIGINATED 2 659
APPS APPROVED, NOT ACCEPTED 1 128 1281
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0103.00
LOANS ORIGINATED 1 1237 287
APPS APPROVED, NOT ACCEPTED 2 278 1851
APPS DENIED
APPS WITHDRAWN 1 200 2001
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 4 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0104.00
LOANS ORIGINATED 1 152
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 11234 800 4342
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0105.01
LOANS ORIGINATED 1 1 1139 120 139
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0105.02
LOANS ORIGINATED 1 448
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0107.00
LOANS ORIGINATED 3 2410 309
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250 200
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0108.00
LOANS ORIGINATED 1 1 1417 140 140
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 1368 330 368
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0109.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 5 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/0109.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 175
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0110.00
LOANS ORIGINATED 2 431
APPS APPROVED, NOT ACCEPTED
APPS DENIED 11 316 56
APPS WITHDRAWN 1 215
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0111.00
LOANS ORIGINATED 1 158
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0112.00
LOANS ORIGINATED 2 1328 183
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0115.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 705
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/HUMBOLDT COUNTY/0116.00
LOANS ORIGINATED 1 1131 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1330 330
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 6 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/HUMBOLDT COUNTY/COUNTY TOTAL
LOANS ORIGINATED 9 15 1 3 72217 2674 152 1537 1242
APPS APPROVED, NOT ACCEPTED 1 4 1128 543 65 3132
APPS DENIED 4 12 1 1 51 316 1618 3245 200 330 2438 4342
APPS WITHDRAWN 1 1 1215 200 488 2001
FILES CLOSED FOR INCOMPLETENESS
CA/KINGS COUNTY/0004.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 13694 3694
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KINGS COUNTY/0010.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1680
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/KINGS COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 13694 1680 3694
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0001.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 200
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0007.01
LOANS ORIGINATED 1 264 2641
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 7 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LAKE COUNTY/0008.02
LOANS ORIGINATED 1 66
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0010.00
LOANS ORIGINATED 1 1196 196
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 214
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0012.00
LOANS ORIGINATED 1 1136 136
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/0013.00
LOANS ORIGINATED 1 3 1 1190 885 189 519
APPS APPROVED, NOT ACCEPTED 2 2430 430
APPS DENIED 1 1143 143
APPS WITHDRAWN 2 1 1 1660 245 150 280 5302
FILES CLOSED FOR INCOMPLETENESS
CA/LAKE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 5 1 3520 1217 189 851 2641
APPS APPROVED, NOT ACCEPTED 1 2 2200 430 430
APPS DENIED 1 1 1214 143 143
APPS WITHDRAWN 2 1 1 1660 245 150 280 5302
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0401.00
LOANS ORIGINATED 1 85 851
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 8 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LASSEN COUNTY/0402.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1335 335
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0403.02
LOANS ORIGINATED 1 2121 487 1211
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0403.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 2 263 166 166
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0403.05
LOANS ORIGINATED 3 1456 222
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0404.00
LOANS ORIGINATED 1 126
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/0405.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1504 70 711
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 9 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LASSEN COUNTY/0406.00
LOANS ORIGINATED 1 179 79
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LASSEN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 8 2121 1233 301 2062
APPS APPROVED, NOT ACCEPTED
APPS DENIED 5 2 4902 166 571 711
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/1318.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1354 354
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/2171.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 726
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/2715.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 375
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/5990.00
LOANS ORIGINATED 1 167 67
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 10 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LOS ANGELES COUNTY/7005.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 500
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/7016.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1265 265
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/LOS ANGELES COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 167 67
APPS APPROVED, NOT ACCEPTED 1 1 1265 375 265
APPS DENIED 2 11080 354
APPS WITHDRAWN 1 500
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1042.00
LOANS ORIGINATED 1 20000
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1121.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MARIN COUNTY/1170.00
LOANS ORIGINATED 1 570
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 11 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/MARIN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1570 20000
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1250 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0101.00
LOANS ORIGINATED 1 1 1268 346 268
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1189 189
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0102.00
LOANS ORIGINATED 1 2308 408 4082
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 455 2201
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0105.00
LOANS ORIGINATED 1 1215 215
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1200 200
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0106.00
LOANS ORIGINATED 2 2 1 1404 395 308 188
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 1 1502 243 131
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0107.00
LOANS ORIGINATED 1 2 1140 179 140
APPS APPROVED, NOT ACCEPTED 1 200
APPS DENIED 1 1 1160 120 120
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1200 200
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 12 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/MENDOCINO COUNTY/0108.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1175 175 1751
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0110.02
LOANS ORIGINATED 1 1417 417
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/0117.00
LOANS ORIGINATED 1 80
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MENDOCINO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 6 8 2 51200 1614 654 1228 4082
APPS APPROVED, NOT ACCEPTED 1 200
APPS DENIED 5 4 3851 818 440 2201
APPS WITHDRAWN 1 1 2200 175 375 1751
FILES CLOSED FOR INCOMPLETENESS 1 1200 200
CA/MONTEREY COUNTY/0007.01
LOANS ORIGINATED 1 244
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MONTEREY COUNTY/0102.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1310 310
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 13 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/MONTEREY COUNTY/0118.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1285 285
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1504 504
CA/MONTEREY COUNTY/0128.00
LOANS ORIGINATED 1 1532 532
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/MONTEREY COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 1532 244 532
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1 2310 285 595
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1504 504
CA/NAPA COUNTY/2003.02
LOANS ORIGINATED 1 1455 455
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NAPA COUNTY/2007.05
LOANS ORIGINATED 1 350
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NAPA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 1350 455 455
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 14 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0001.02
LOANS ORIGINATED 1 176
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 250
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0001.03
LOANS ORIGINATED 5 32747 1979 1751
APPS APPROVED, NOT ACCEPTED 1 268
APPS DENIED 2 1734 174 1741
APPS WITHDRAWN 1 100
FILES CLOSED FOR INCOMPLETENESS 1 560
CA/NEVADA COUNTY/0001.04
LOANS ORIGINATED 1 1154 154 1541
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0001.05
LOANS ORIGINATED 1 1148 100
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0002.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 309
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0004.01
LOANS ORIGINATED 2 2538 376
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 300
APPS WITHDRAWN 1 328
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 15 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0004.02
LOANS ORIGINATED 1 2 1153 391 500 631
APPS APPROVED, NOT ACCEPTED 1 222
APPS DENIED 1 160 1601
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0005.01
LOANS ORIGINATED 2 2 1576 141 85
APPS APPROVED, NOT ACCEPTED 2 1 2359 500 359
APPS DENIED 1 1225 225
APPS WITHDRAWN 2 354
FILES CLOSED FOR INCOMPLETENESS 2 2365 365
CA/NEVADA COUNTY/0005.02
LOANS ORIGINATED 2 1294 155
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 335
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0006.00
LOANS ORIGINATED 4 2 1 3925 639 300 739
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0007.01
LOANS ORIGINATED 1 1176 176
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1155 375
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0007.02
LOANS ORIGINATED 1 1405 562
APPS APPROVED, NOT ACCEPTED 1 281
APPS DENIED 1 400
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 16 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0008.01
LOANS ORIGINATED 1 178
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 81
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 100
CA/NEVADA COUNTY/0008.02
LOANS ORIGINATED 4 2 3 1805 453 620 70
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1292 300
APPS WITHDRAWN 1 125
FILES CLOSED FOR INCOMPLETENESS 1 203
CA/NEVADA COUNTY/0009.00
LOANS ORIGINATED 3 947 1951
APPS APPROVED, NOT ACCEPTED
APPS DENIED 3 957
APPS WITHDRAWN 1 200
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0012.03
LOANS ORIGINATED 1 320
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0012.04
LOANS ORIGINATED 1 1364 364
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/0012.05
LOANS ORIGINATED 1 604
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 17 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/NEVADA COUNTY/0012.06
LOANS ORIGINATED 1 1136
APPS APPROVED, NOT ACCEPTED 1 1748 263
APPS DENIED 2 591
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/NEVADA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 20 23 5 2 124740 7254 1298 1436 3722 5874
APPS APPROVED, NOT ACCEPTED 1 5 2 2748 1112 781 359
APPS DENIED 4 12 1 21161 3473 300 399 3342
APPS WITHDRAWN 4 4708 929
FILES CLOSED FOR INCOMPLETENESS 5 21228 365
CA/PLUMAS COUNTY/SMALL
LOANS ORIGINATED 4 1 1 41379 285 300 1338
APPS APPROVED, NOT ACCEPTED 2 1 3661 170 831 961
APPS DENIED 1 1151 151
APPS WITHDRAWN 2 1338 213
FILES CLOSED FOR INCOMPLETENESS 2 2321 321
CA/PLUMAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 4 1 1 41379 285 300 1338
APPS APPROVED, NOT ACCEPTED 2 1 3661 170 831 961
APPS DENIED 1 1151 151
APPS WITHDRAWN 2 1338 213
FILES CLOSED FOR INCOMPLETENESS 2 2321 321
CA/RIVERSIDE COUNTY/0451.03
LOANS ORIGINATED 1 11500 1500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 11500 1500
CA/RIVERSIDE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 11500 1500
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 11500 1500
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 18 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN BERNARDINO COUNTY/0073.02
LOANS ORIGINATED 1 1225 225
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1212 212
FILES CLOSED FOR INCOMPLETENESS
CA/SAN BERNARDINO COUNTY/0097.07
LOANS ORIGINATED 2 378
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN BERNARDINO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 1603 225
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1212 212
FILES CLOSED FOR INCOMPLETENESS
CA/SAN DIEGO COUNTY/0168.06
LOANS ORIGINATED 1 10700
APPS APPROVED, NOT ACCEPTED 1 10200
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN DIEGO COUNTY/0182.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 890
FILES CLOSED FOR INCOMPLETENESS
CA/SAN DIEGO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 10700
APPS APPROVED, NOT ACCEPTED 1 10200
APPS DENIED
APPS WITHDRAWN 1 890
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 19 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN JOAQUIN COUNTY/0040.01
LOANS ORIGINATED 1 1150 150
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0041.02
LOANS ORIGINATED 1 510
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0043.03
LOANS ORIGINATED 1 210
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0044.04
LOANS ORIGINATED 1 190 90
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0046.00
LOANS ORIGINATED 1 452
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0047.04
LOANS ORIGINATED 1 387
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 20 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN JOAQUIN COUNTY/0049.01
LOANS ORIGINATED 1 201
APPS APPROVED, NOT ACCEPTED 1 176 76
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0051.14
LOANS ORIGINATED 1 1206 206
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 273
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/0051.34
LOANS ORIGINATED 1 250
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN JOAQUIN COUNTY/COUNTY TOTAL
LOANS ORIGINATED 6 3 31773 683 446
APPS APPROVED, NOT ACCEPTED 1 176 76
APPS DENIED
APPS WITHDRAWN 1 273
FILES CLOSED FOR INCOMPLETENESS
CA/SAN LUIS OBISPO COUNTY/0105.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1550 550
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN LUIS OBISPO COUNTY/0117.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1528 528
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 21 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SAN LUIS OBISPO COUNTY/0119.01
LOANS ORIGINATED 1 1226 226
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SAN LUIS OBISPO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1226 226
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 21078 1078
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SANTA CLARA COUNTY/5011.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 1394 394
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SANTA CLARA COUNTY/5120.36
LOANS ORIGINATED 1 1345 345
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SANTA CLARA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1345 345
APPS APPROVED, NOT ACCEPTED 1 1394 394
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SANTA CRUZ COUNTY/1216.00
LOANS ORIGINATED 1 1175 175
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 22 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SANTA CRUZ COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1175 175
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0003.00
LOANS ORIGINATED 5 4 2843 507 272
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 2110 340 3402
APPS WITHDRAWN 2 185
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0006.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 166 66
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0007.01
LOANS ORIGINATED 2 5 1376 1182 150 2311
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 378
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0007.02
LOANS ORIGINATED 1 3 1124 320 59
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1154 154
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0007.03
LOANS ORIGINATED 1 3 1 1120 344 70 319
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 192
APPS WITHDRAWN 2 595
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 23 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SISKIYOU COUNTY/0008.00
LOANS ORIGINATED 2 1441 67
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 48
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0009.00
LOANS ORIGINATED 3 4 1393 546 130
APPS APPROVED, NOT ACCEPTED 1 1140 140
APPS DENIED 1 88
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0010.00
LOANS ORIGINATED 2 7 1331 1930 161
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1351 163
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0011.00
LOANS ORIGINATED 3 1 3424 435 424
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/0012.00
LOANS ORIGINATED 1 285
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1280 280
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SISKIYOU COUNTY/COUNTY TOTAL
LOANS ORIGINATED 20 27 1 2 93337 4896 70 754 1196 2311
APPS APPROVED, NOT ACCEPTED 2 2206 206
APPS DENIED 1 11 3110 1831 597 3402
APPS WITHDRAWN 2 2185 595
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 24 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/SOLANO COUNTY/2514.00
LOANS ORIGINATED 1 230
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/2532.06
LOANS ORIGINATED 1 336
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/2535.00
LOANS ORIGINATED 1 440
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/SOLANO COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 1336 230 440
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0001.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1168 125
APPS WITHDRAWN 1 130
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0002.00
LOANS ORIGINATED 2 4 1369 561 201
APPS APPROVED, NOT ACCEPTED 2 415
APPS DENIED 2 3339 394 3062
APPS WITHDRAWN 1 215
FILES CLOSED FOR INCOMPLETENESS 1 172
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 25 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/TEHAMA COUNTY/0003.00
LOANS ORIGINATED 1 144 1441
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 275
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0004.00
LOANS ORIGINATED 1 260
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 400
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0005.00
LOANS ORIGINATED 1 2 2131 265 265
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0006.00
LOANS ORIGINATED 1 185
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 1129 129
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0007.00
LOANS ORIGINATED 1 1 1162 75 124
APPS APPROVED, NOT ACCEPTED
APPS DENIED 2 1227 113
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS 1 1135 135
CA/TEHAMA COUNTY/0008.00
LOANS ORIGINATED 1 210
APPS APPROVED, NOT ACCEPTED
APPS DENIED 11 170 132
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 26 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/TEHAMA COUNTY/0010.00
LOANS ORIGINATED 1 1224 224 2241
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/0011.00
LOANS ORIGINATED 1 56
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TEHAMA COUNTY/COUNTY TOTAL
LOANS ORIGINATED 6 10 2 41030 1352 384 690 3682
APPS APPROVED, NOT ACCEPTED 2 415
APPS DENIED 3 6 2 11 170 507 746 407 113 3062
APPS WITHDRAWN 2 2 1344 530 129
FILES CLOSED FOR INCOMPLETENESS 1 1 1135 172 135
CA/TRINITY COUNTY/SMALL
LOANS ORIGINATED 3 5 1 4462 1240 105 715 961
APPS APPROVED, NOT ACCEPTED 1 1137 189
APPS DENIED 3 3 1581 396 245 7374
APPS WITHDRAWN 1 2238 427
FILES CLOSED FOR INCOMPLETENESS 1 450
CA/TRINITY COUNTY/COUNTY TOTAL
LOANS ORIGINATED 3 5 1 4462 1240 105 715 961
APPS APPROVED, NOT ACCEPTED 1 1137 189
APPS DENIED 3 3 1581 396 245 7374
APPS WITHDRAWN 1 2238 427
FILES CLOSED FOR INCOMPLETENESS 1 450
CA/TUOLUMNE COUNTY/0031.00
LOANS ORIGINATED 1 1 1168 180 168
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 27 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/TUOLUMNE COUNTY/0051.00
LOANS ORIGINATED 1 219 2191
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/TUOLUMNE COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 1 1 1168 219 180 168 2191
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/VENTURA COUNTY/0058.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 435
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/VENTURA COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 435
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CA/STATE TOTAL
LOANS ORIGINATED 114 160 18 11 7226280 32936 3955 35025 17183 276317
APPS APPROVED, NOT ACCEPTED 11 22 3 2 132936 4081 907 10575 2626 11388
APPS DENIED 27 83 8 2 333 808 6109 22967 1723 2010 12526 330719
APPS WITHDRAWN 15 24 4 3 61 101 3032 5069 855 1916 1209 9975
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
CO/EL PASO COUNTY/0037.02
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 195
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 28 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CO/EL PASO COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 195
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
CO/STATE TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 195
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/WASHOE COUNTY/0011.04
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 1577 577
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/WASHOE COUNTY/0022.06
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 211
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/WASHOE COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 211
APPS DENIED 1 1577 577
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
NV/STATE TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 211
APPS DENIED 1 1577 577
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 29 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
OR/CLACKAMAS COUNTY/0203.03
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 440
FILES CLOSED FOR INCOMPLETENESS
OR/CLACKAMAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN 1 440
FILES CLOSED FOR INCOMPLETENESS
OR/CURRY COUNTY/SMALL
LOANS ORIGINATED 2 2359 359 1761
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 178 1781
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/CURRY COUNTY/COUNTY TOTAL
LOANS ORIGINATED 2 2359 359 1761
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 178 1781
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/DOUGLAS COUNTY/0200.00
LOANS ORIGINATED 1 194 94
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/DOUGLAS COUNTY/COUNTY TOTAL
LOANS ORIGINATED 1 194 94
APPS APPROVED, NOT ACCEPTED
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 30 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
OR/JOSEPHINE COUNTY/3609.00
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 960
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/JOSEPHINE COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED
APPS DENIED 1 960
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/MULTNOMAH COUNTY/0089.01
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 319
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/MULTNOMAH COUNTY/COUNTY TOTAL
LOANS ORIGINATED
APPS APPROVED, NOT ACCEPTED 1 319
APPS DENIED
APPS WITHDRAWN
FILES CLOSED FOR INCOMPLETENESS
OR/STATE TOTAL
LOANS ORIGINATED 3 3453 453 1761
APPS APPROVED, NOT ACCEPTED 1 319
APPS DENIED 1 1178 960 1781
APPS WITHDRAWN 1 440
FILES CLOSED FOR INCOMPLETENESS
GRAND TOTAL
LOANS ORIGINATED 117 160 18 11 7526733 32936 3955 35025 17636 293918
APPS APPROVED, NOT ACCEPTED 12 23 3 2 133255 4292 907 10575 2626 11388
APPS DENIED 29 84 9 2 343 808 6864 23162 2683 2010 13103 348520
APPS WITHDRAWN 16 24 4 3 61 101 3472 5069 855 1916 1209 9975
FILES CLOSED FOR INCOMPLETENESS 2 15 1 8335 4727 450 3025
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 1: DISPOSITION OF LOAN APPLICATIONS, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 31 of 31
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME OR STATEAND DISPOSITION OF APPLICATION 1/
(STATE/COUNTY/TRACT NUMBER) 26/27/ FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More
Families
NonoccupantLoans From
Columns A, B, Cand D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home DwellingsLoans On
Manufactured HomeDwelling From
Columns A, B, C & D
G
Number $000's
CA/LOS ANGELES COUNTY/2671.00 1 4919
CA/LOS ANGELES COUNTY/COUNTY TOTAL 1 4919
CA/SAN FRANCISCO COUNTY/0122.01 1 3400
CA/SAN FRANCISCO COUNTY/0129.02 1 3528
CA/SAN FRANCISCO COUNTY/0152.00 1 2457
CA/SAN FRANCISCO COUNTY/0163.00 1 3388
CA/SAN FRANCISCO COUNTY/0167.00 1 2700
CA/SAN FRANCISCO COUNTY/COUNTY TOTAL 5 15473
CA/STATE TOTAL 6 20392
GRAND TOTAL 6 20392
06/28/2017Report Date:
DISCLOSURE SUPPLEMENTAL TABLE 2: LOANS PURCHASED, BY LOCATION OF PROPERTY AND TYPE OF LOAN, 2016
INSTITUTION: 0000021943 - 3 TRI COUNTIES BANK
Page 1 of 1
SECTION 2 - PROPERTY NOT LOCATED IN MSA/MDS WHERE INSTITUTION HAS HOME OR BRANCH OFFICES
CENSUS TRACT, COUNTY NAME ORSTATE 1/
FHA, FSA/RHS & VA Conventional
Refinancings Home ImprovementLoans
Loans on DwellingsFor 5 or More Families
Nonoccupant LoansFrom Columns A, B,
C & D
Number Number Number Number Number Number$000's $000's $000's $000's $000's $000's
A B C D E F
Home Purchase Loans
Loans on 1- to 4-Family and Manufactured Home Dwellings
Loans on ManufacturedHome Dwellings FromColumns A,B,C & D
G
Number $000's
(STATE/COUNTY/TRACT NUMBER) 26/ 27/
12540 BAKERSFIELD, CA 18 23179 18 17 1 5 1 12
17020 CHICO, CA 323 74557 319 1 3 306 11 6 82 33 208
23420 FRESNO, CA 38 17623 38 29 9 19 5 14
31460 MADERA, CA 9 1654 9 9 1 8
32900 MERCED, CA 20 5359 20 18 2 6 1 13
33700 MODESTO, CA 83 21044 83 80 2 1 16 11 56
36084 OAKLAND-HAYWARD-BERKELEY, CA 16 6201 16 15 1 7 9
39820 REDDING, CA 335 67976 333 2 306 22 7 74 36 225
40900 SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA
184 59354 184 171 2 11 62 23 99
42220 SANTA ROSA, CA 36 15603 36 31 5 13 2 21
47300 VISALIA-PORTERVILLE, CA 11 7730 11 11 4 1 6
49700 YUBA CITY, CA 94 30972 87 3 4 79 10 5 34 5 55
----- MSA/MD NOT AVAILABLE 545 190522 539 1 4 1 469 51 25 192 37 316
1712 521774 1693 7 11 1 1541 103 68 515 155 1042TOTAL
06/28/2017Report Date:
HOME MORTGAGE DISCLOSURE ACTINSTITUTION REGISTER SUMMARY FOR 2016
RESP ID: 0000021943-3 TRI COUNTIES BANK
63 CONSTITUTION DRIVE
CHICO, CA 95973
MSA/MD MSA/MD NameTOTALLARS
TOTALAMOUNT($000's)
LOAN TYPE
CONV FHA VA FSA/RHS 1 - 4FAMILY
MANUFHOME
HOMEPURCHASE
HOMEIMPROVE
REFIN-ANCE
LOAN PURPOSE
MULTIFAMILY
Page 1 of 1
PROPERTY TYPE