Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner •...

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Transcript of Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner •...

Page 1: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as
Page 2: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Disaster Strikes!

When was the last time you read and

understood the insurance policy that

covers your home or business?

Page 3: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

It probably feels something like this …

Page 4: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Protect Your Interests!

• Many people have

difficulty understanding

the technical language

of an insurance policy,

and the complicated

procedures they must

follow to comply with

the policy’s terms.

Page 5: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

They often trust that their insurance

company is going to take care of them.

Page 6: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

What they don’t realize is …

Page 7: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

The Insurance Company Adjuster …

is a trained professional

who represents the

interests of the insurance

company who employs

them. They may act like

they’re on your side (and

they may genuinely want

to be) – however, their

loyalties lie with the one

who signs their paycheck.

Page 8: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

This chart from “Claims Journal” Magazine shows that

68% of insurance claims are underpaid – by an average

of $32,000!!

Page 9: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

That’s Crazy! How can that happen??

Page 10: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

And even worse than being underpaid – many legitimate claims

are denied altogether.

Page 11: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

So, where does that leave the average

homeowner?

Page 12: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Homeowners have to come out-of-pocket for

those costs – if they can.

Page 13: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Or worse – they settle for terrible repairs. (Notice the upper cabinets are different from the lowers.)

Page 14: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

If the insurance company doesn’t pay

– where does that leave you?

Page 15: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

You need someone fighting on your

side.

Page 16: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

You need to hire us.

Page 17: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

What is a “Public Adjuster?”

• A licensed insurance adjuster who only works for

policyholders – not for the insurance company.

• We work on a contingency basis, so there are no up-front

costs to hire us. We get paid a small percentage of the claim

when it settles.

• We represent the client through all phases of the insurance

claim including: meeting with the adjuster, writing the

estimate, and negotiating and settling the claim.

Page 18: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Who are we?

Page 19: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Meet the Owner

Page 20: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Tavisha Grant Lead Public Adjuster & Owner

• Experienced insurance broker who understands insurance policies and

how to read them as they apply to claims.

• 15 years experience working for an insurance defense law firm as a

paralegal and legal assistant. Experienced in understanding how the

insurance companies treat claims and what it takes for them to pay.

• A solid understanding of how mortgage companies handle insurance

losses. Experienced in loss draft procedures to release funds so repairs

can be made.

Page 21: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Our License

We’re licensed with the State of Arizona as Let’s Go Enterprises, LLC

operating under the dba of Property Claim Adjusters.

Page 22: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

What is the advantage of

hiring a public adjusting

firm?

Page 23: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Florida’s Office of Program Policy Analysis and Government Accountability

proved that consumers who retained a public adjuster saw higher settlements

than those who didn’t.

Page 24: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

But, what about our firm?

How do we compare?

• A typical water loss client calls us and tells us that their

insurance company has offered them between $10,000 and

$20,000 to settle their claim.

• We typically settle these types of claims for between $30,000

and $60,000.

Page 25: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

The following are a few samples of

claims we’ve handled.

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Farmers Kitchen Water Loss

Initial Offer: $23,488.24

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Final Settlement: $49,890.67 Increase of 112%

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Progressive Bathroom Water Loss

Initial Offer: $18,325.72

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Final Settlement: $42,966.49 Increase of 134%

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Farmers /Mid-Century Insurance Company Kitchen Water Loss

Initial Offer: $11,444.49

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Final Settlement: $49,003.94 Increase of 328%

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This was a denial from Safeco. We fought it and won

$9,552.00 for the homeowner.

Page 33: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Why such a big difference?

• We understand the areas where the claim is shorted. We

don’t accept that. We fight for every line item.

• We don’t accept improper repairs simply because they are

expensive items. If it needs to be replaced, that’s what we

fight for.

• We understand the documentation adjusters need in order to

pay for certain line items. We get them what they need.

Page 34: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Why Retain Us?

• Our team has the experience and expertise to help

you get every dime your policy entitles you to. While

you take care of the things that are beyond a cash

value – your family, business, and peace of mind, we

will navigate the complex process of settling your

claim.

Page 35: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

The Next Step?

Would you like to set up a

complimentary consultation?

We offer a no-obligation consultation to

review your claim. Either give us a call at

(480) 993-3564 to set it up, or send an

email to Tavisha Grant at:

[email protected]

Page 36: Disaster Strikes!propertyclaimadjusters.com/client/intro.pdfLead Public Adjuster & Owner • Experienced insurance broker who understands insurance policies and how to read them as

Conclusion

Thank you so much for taking the time to learn about

our services. We look forward to working with you in

the future.

14231 N. 7th St., Ste. 6A, Phoenix, AZ 85022

(480) 993-3564