Direct Dental Plans of America, Inc.

“The Future of Healthcare” (KUSA, Denver)

303-457-9794 • 800-377-2924

LOCATE PROVIDERS: www.DirectDentalPlan.com

Dental • Vision Chiropractic / Massage

TeleHealth • Prescription

Saving Customers Tens of Millions since 1994

Overall Feedback Rating

www.make.my/DDP

Direct Dental Plans of America

Open-Panel Networks: Choose any Dentist or other Provider from our Networks and change at any time without having to notify us. With access to Networks this large, you will be able to find the Provider who best suits your needs.

Testimonials: “DDP is very affordable and a great value with just my standard cleanings. But more than that, they provide me with the peace of mind in knowing they'll save me even more should the unexpected dental issue arise!” — Danette P. “This has been a great plan for myself and employees for over 10 years. It's affordable and easy. It has saved me hundreds!!” — Kelly S.

Visit www.BBB.org/Denver for more reviews

helps consumers take a bite out of their health care costs! We have made arrangements with local providers who will give you quality care at significantly reduced prices.

All Plans Include Our RX Card Our FREE pharmacy program assures members the lowest price on prescription drugs. Good for friends, relatives, and even some pet meds!

Save an average of 46% on Prescriptions • See for yourself: www.RXPriceQuotes.com Use at over 60,000 participating locations

including Wal-Mart, King Soopers, Target and many more local, regional and national chains Save 10% – 80% on charges Blood Tests and

Lab Work; Save 40% - 70% on usual charges for MRI and CT Scans

DISCLOSURES: Pharmacy discounts are NOT insurance, and are not intended as a substitute for insurance. The discount is only available at participating pharmacies. Administrator: New Benefits, Dallas, TX. Pharmacy discounts range from 10% to 85% on most medications.

Direct Dental Plans of America’s benefits are NOT INSURANCE or prepayment plans.

TeleHealth

NO Annual Maximums • NO Spending Limits • NO Deductibles • NO Waiting Periods • Unlimited Use Dental

Access our TeleHealth Doctors wherever you happen to be — 24/7/365

Vision

FRAMES SAVINGS: Basic – 40% off Retail • Luxury – 20% off Retail

No dispensing fees Save on eye exams and contact lenses No charge for: screenings, adjustments, ultra-

sonic cleanings, standard carrying cases

*Average Retail Value

Save up to 50% on your next pair of

Eyeglasses!

Save up to 50% on Lenses and Options

ARV* DDP Fee

Save

Single Vision $ 60 $ 42 $ 18 Bifocals (FT25-28) $ 100 $ 74 $ 26 Trifocals (FT25-28) $ 120 $ 79 $ 41 Standard Progressive $ 150 $ 95 $ 55 Premium Progressive $ 350 $ 190 $ 160 Platinum Progressive $ 400 $ 249 $ 151 Polycarbonate $ 75 $ 64 $ 11 Tinting / Coating Options: Solid Tint $ 18 $ 8 $ 10 Scratch-Resistant Coating $ 60 FREE $ 60 UV-Protective Coating $ 30 FREE $ 30 Anti-Reflective Coating $ 60 $ 48 $ 12 Transition $ 125 $ 78 $ 47

Save on Cleanings, Fillings, Root Canals, Crowns… even Braces

and Dentures!

Office Visit, Cleaning, Exam, 2 Bitewing X-rays*, Fluoride Treatment (child)

Typical Cost: $307 • DDP Cost: $28** YOU SAVE $279

(*you may need additional X-rays for a small amount more; **$11 infection control fee may be added)

Here’s what you can expect to SAVE on your regular check-up:

We’re pleased to announce the addition of DENTAL IMPLANTS to our Fee Schedule

SAVE UP TO 40%

Chiropractic/Massage

Save up to 60% on manipulation; electronic muscle stimulation; heat, traction, roller bed and ultrasound therapies

Chiropractic Care: FREE Initial Exam 50% off X-Rays Only $25.00 per Adjustment

(unlimited)

Massage Therapy: $35/hour - $20/half-hour

IMPROVE YOUR SMILE — Save up to 60% on Cosmetic Dentistry (bleaching, veneers and more)

SPECIALISTS such as Endodontists, Orthodontists, Periodontists, Pediatrics, Prosthodontists, and Oral Surgeons reduce their normal rates by 15% - 25%

Our OPEN PANEL NETWORK allows you to use General Dentists to perform procedures normally done by Specialists… and you’ll save more!

Most-Utilized Dental Procedures:

SAVE UP TO 70% Dental Procedure UCR* DDP Savings Diagnostic and Preventive: Sealant, per tooth $ 68 $ 11 $ 57 4-Bitewing X-rays $ 75 $ 20 $ 55 Panoramic X-ray $ 128 $ 48 $ 80 Periodontic Services: Periodontal Maintenance $ 171 $ 59 $ 112 Root Planing/Scaling, quad $ 294 $ 115 $ 179 Composite (Tooth-colored) Fillings: 2-surface (front tooth) $ 236 $ 62 $ 174 Other Services: Erupted Tooth Extraction $ 197 $ 60 $ 137 Molar Root Canal $1,200 $ 412 $ 788 Base Metal Crown** $1,167 $ 354 $ 813 Adolescent Braces $6,556 $ 4,156 $2,400 Upper/Lower Dentures** $2,000 $ 565 $1,435

*Usual, Customary & Reasonable Rates **Plus Lab Fees (vary by office)

THIS IS A SMALL SAMPLE OF SERVICES — see the complete Fee Schedule at www.ddpcol.com/dental-fees

www.Debt.org/Medical

Did you know… 70% of Doctor’s office visits could be handled by phone or e-mail?!

Ear Ache? Possible Solutions: Emergency Room Visit: $400 Urgent Care Center: $110 Other Telemedicine Plans: $40 DDP’s Consultation Fee: $0

On average, you’ll speak with a doctor by video chat or phone call within 16 minutes Physicians are U.S.-based, licensed, board-

certified, credentialed, and experienced Physicians diagnose routine medical prob-

lems, recommend treatment, and prescribe short-term medication (when appropriate)

Allergies • Arthritic Pain • Colds/Flu Insect Bites • Stomach Ache • Poison Ivy Sore Throat • Sprains • Sinus Infections Minor Burns• Pink Eye • UTIs and more!

Avoid unwanted Co-Pays and Deductibles Less time spent away from work Prescriptions are phoned into your local

pharmacy for pickup HIPAA compliant and confidential

Plan is NOT Insurance and does not replace your Primary Care Physician. There is no guarantee a Prescription will be written.

EXAMPLE: Molar Root Canal Endodontist General Dentist UCR: $1,200.00 $1,200.00 You Pay: $900.00 $412.00 YOUR SAVINGS: $300.00 $788.00

Roadside Assistance Car Trouble? No Trouble!

ID Experts / Legal Care Has Your Identity Been Stolen?

Have Traffic Tickets or Child Support Issues?

Nationwide & Canada 24/7 — 365 days a year Use when owned or leased vehicles are disabled Members pay only for non-covered expenses or

covered costs exceeding the 15 miles per occurrence maximum (up to $80 retail value)

Towing, Flat Tire, and Lock Out Assistance Fuel, Water, Fluid, and Oil Delivery Service Battery Service Five occurrences per year

Covered Emergency Services include:

ID EXPERTS: ID Theft Monitoring & Resolution provides thorough, personalized prevention and recovery services, including a test to help gauge risk of identity theft. Highlights: Online resources to help protect your identity Think you are a victim of Identity Theft? You will

be assigned a Recovery Advocate to: Help place Fraud Alerts Review Credit Reports Assess the damage and make a recovery plan Option to purchase enhanced services including

weekly identity monitoring LEGAL CARE – Nationwide Referral Service 9 Free Services Unlimited phone consultations for new legal

matters and Attorney review of legal documents (6 page max per new matter) Attorneys advise on representing yourself in

Small Claims Court Simple or Living Will and 4 more!

8 Common Services at Greatly Reduced Fees Traffic Ticket Defense Chapter 7 Bankruptcy Real Estate Closings Simple Divorce and 4 more!

All legal matters are eligible; services not listed above are charged at either $125/hour or 40% off normal hourly rates (whichever is greater)

Attorney liability may require plan attorneys to obtain a retainer before providing some of the free member benefits.

What You Need to Know Services not listed on our Fee Schedules: General Dentists reduce their normal rates by 25% Vision, Chiropractic, and Massage Providers reduce

their normal rates by 20% Limitations and Exclusions: Demonstrated non-compliance with recommended

course of treatment Services for injuries/conditions covered under

Worker’s Compensation or employer’s liability laws Any procedure or service rendered while patient is

hospitalized Procedures not performed in the provider’s office Oral surgery requiring the setting of fractures or

dislocations Broken or lost dental appliances will be additional Procedures requiring services of a non-participating

provider Orthodontics already in progress Children up to age 26 can be added to their

parents’ plan

Direct Dental Plans of America, Inc. attests that our Dental, Vision, Chiropractic, and Massage Providers are professionally licensed in the state of their practice. DDP does not guarantee the quality of services rendered or products provided. Complaints pertaining to quality of care received from any DDP Provider can be addressed to the appropriate state-licensing agency. Our Customer Care Department is also available to assist you (800-377-2924). Direct Dental Plans of America, Inc. is not responsible for any bank or credit card fees you may incur. Your provider may charge you full price for services or deny services if your Membership Account becomes delinquent. Provider selection and Fee Schedules are subject to periodic change without notice. Listed service fees do not apply to the Nationwide Plan. This plan is NOT INSURANCE coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act. Member pays 100% of the provider’s discounted fees at the time of service; failure to do so could terminate membership. Some fees may vary when unusual or additional services are required. Appointment cancellations without 24-hour notice may be charged a $30.00 fee. Consult with your provider prior to beginning any treatment. The percentage savings stated in this brochure represent a reduction on a treatment based on the usual and customary fees charged by providers within our networks. A list of DDP Providers can be obtained by calling 800-377-2924 or from our website:

www.DirectDentalPlan.com

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Fax

: 303

-457

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6 *F

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GRO

UP

MEM

BERS

ON

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Ple

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Chec

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ne a

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Belo

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vol

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Call

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Mem

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equi

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FOR

INDI

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S:

Recu

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elec

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M

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Dire

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of A

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____

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Choo

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Prov

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ALL

INFO

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Req

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NET

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