Brace for impact

Digital transformation forEuropean banks

9th More IP conference

4 June 2019, Amsterdam

www.ebf.eu

Agenda

Who we are – how we work

Technology adoption

Customers

New players

Trends

Who we are

▪ Offices in Brussels and Frankfurt

▪ National Banking Associations from 32

countries

▪ 3,500 banks with 2,3 million employees

From

▪ Major cross-border institutions and small

regional entities

▪ Wholesale and retail financial institutions

4 Strategic themes for 2019:

▪ Banking Supervision & SSM

▪ Digital transformation of banks

▪ Financing growth &energy transition

▪ Reputation

Cybersecurity

PaymentsInnovation

( DLT/Blockchain, AI, eID, EU Framework of experimentation,

RegTech)

EU competitiveness & fair competition(Including platform)

Data economy Access/sharing

Cloud

Crypto-assets/ICOs

Prudential perimeter,

supervision & digitalisation

www.ebf.eu

EBF Cloud Banking Forum

11

The EBF cloud Banking Forum was launched in 2017 and creates for the first time aunique forum for regulatory dialogue to facilitate public and hybrid cloud adoption.

It is composed of:

▪ EU banks (more than 17) and National Banking associations

▪ Cloud Service Providers (as well as CSPs trade associations as observers)

▪ EU Supervisory authorities and EU regulators (Chairs of the ECB/SSM/EBA IT TF, EBA, EuropeanCommission)

www.ebf.eu

Key Takeaways

Trust

Customer relationships

Partnerships