5.2LinierRegression Definition:A regression is a statistical analysis assessing the association between two variables. It is usedto find the relationship between two variables.The Formula isDV ( NPM)=0+1 ( ITDR) +2 (TBIIR) +3( TBIR)+4 ( PB) +5SLC+6(SULC)+7 ( LA) +8 ( OD) +9 ( Agro) +10( SME) +11( UCL)+12 ( CL) +ErrorWhere,Dependent Variablenet profit margin !"#$%Independent Variable Investment to Total Deposit &atio !ITD&%, Treasury 'ills to Investment &atio !T'II&%, Treasury 'ond to Investment &atio !T'I&%,#ri(e 'ond to Investment &atio !#'%, )hare in *nlisted +ompany to Investment &atio !)*,+%, ,oan and Advances to Total Deposit &atio !,A%, -verdraft to ,oan and Advances &atio !-D%, Agricultural ,oan to ,oan and Advances &atio !Agro%, )mall $edium .nterprise to ,oan And Advances &atio !)$.%, *nclassified ,oan to ,oan And Advances &atio !*+,%, +lassified ,oan to ,oan and Advances &atio !+,%Page 1Ad/ &0s1uared2.345PR Coef. Std.Err. T P>|t|Intercept 0.358 0.112 3.192 0.003Investment 0.052 0.351 0.148 0.883TBIIR -0.106 0.090 -1.178 0.246TBIR -0.270 0.089 -3.010 0.005PB-216.264196.834 -1.099 0.279SLC 0.521 0.264 1.970 0.056SULC 1.407 0.918 1.531 0.134LA -0.129 0.094 -1.369 0.179OD 0.098 0.375 0.260 0.796Agro -0.889 0.592 -1.500 0.142SME 0.000 0.289 0.001 0.999UCL 0.045 0.065 0.689 0.495CL 0.013 0.094 0.139 0.890 In this analysis I find out that the ad/usted &0s1uared is 467. This means that theindependents variables are describe the 467 of the dependent variable and the other637 data cover by the other independents variables. From the table researcher can see that the "et #rofit $argin and the Investment toTotal Deposit &atio has a positive relationship. It means that if the Investment to TotalDeposit &atio is increased then the net profit margin will also increase. Thesignificantlevelwhichis557. )oitmeansthatitiscrossthebenchlevelof87significant level and the result is insignificant. From the table researcher can see that the "et #rofit $argin and the Treasury 'ills toInvestment &atio has a negative relationship.It means that if the Treasury 'ills toInvestment &atio is increased then the net profit margin will decrease. The significantlevel which is 497. )o it means that it is cross the bench level of 87 significant leveland the result is insignificant.Page 2 From the table researcher can see that the "et #rofit $argin and the Treasury 'ond toInvestment &atio has a negative relationship. It means that if the Treasury 'ond toInvestment &atio is increased then the net profit margin will decrease. The significantlevel which is 2.87. )o it means that it is not cross the bench level of 87 significantlevel and the result is insignificant. From the table researcher can see that the "et #rofit $argin and the #ri(e 'ond toInvestment &atio has a negative relationship. It means that if the Investment to #ri(e'ond to Investment &atio is increased then the net profit margin will decrease. Thesignificantlevelwhichis457. )oitmeansthatitiscrossthebenchlevelof87significant level and the result is insignificant. From the table researcher can see that the "et #rofit $argin and the )hare in ,isted+ompany to Investment &atio has a positive relationship. It means that if the )hare in,isted +ompany to Investment &atio is increased then the net profit margin will alsoincrease. The significant level which is :7. )o it means that it is cross the bench levelof 87 significant level and the result is insignificant. From the table researcher can see that the "et #rofit $argin and the )hare in *nlisted+ompany to Investment &atio has a positive relationship. It means that if the )hare in*nlisted +ompany to Investment &atio is increased then the net profit margin willalsoincrease. Thesignificant level whichis;37. )oit meansthat it iscrossthebench level of 87 significant level and the result is insignificant. Fromthetableresearcher canseethat the"et #rofit $arginandthe,oanandAdvances to Total Deposit &atio has a negative relationship. It means that if the ,oanandAdvancestoTotal Deposit &atioisincreasedthenthenet profit marginwilldecrease. The significant level which is ;57. )o it means that it is cross the benchlevel of 87 significant level and the result is insignificant. Fromthetableresearchercanseethat the"et #rofit$arginandthe-verdraft to,oan and Advances &atio has a positive relationship. It means that if the Investmentto Total Deposit &atio is increased then the net profit margin will also increase. Thesignificantlevelwhichis527. )oitmeansthatitiscrossthebenchlevelof87significant level and the result is insignificant. Fromthetableresearchercanseethat the"et #rofit $arginandthe Agricultural,oan to ,oan and Advances &atio has a negative relationship.It means that if thePage 3Agricultural ,oan to ,oan and Advances &atio is increased then the net profit marginwill decrease. Thesignificant level whichis;97. )oitmeansthatitiscrossthebench level of 87 significant level and the result is insignificant. From the table researcher can see that the "et #rofit $argin and the )mall $edium.nterprise to ,oan and Advances &atio has no relationship. It means that the )mall$edium.nterpriseto,oanandAdvances &atiohas noeffect onthenet profitmargin. The significant level which is ;227. )o it means that it is cross the benchlevel of 87 significant level and the result is insignificant. Fromthetableresearchercanseethat the"et #rofit $arginandthe*nclassified,oanto,oanand Advances&atiohasapositiverelationship. Itmeansthatifthe*nclassified ,oan to ,oan and Advances &atio is increased then the net profit marginwill also increase. The significant level which is 827. )o it means that it is cross thebench level of 87 significant level and the result is insignificant. From the table researcher can see that the "et #rofit $argin and the +lassified ,oanto ,oan and Advances &atio has a positive relationship. It means that if theInvestmentto TotalDeposit &atio is increased then thenetprofitmargin willalsoincrease. The significant level which is 5