December 13 Current Affairs

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1INDIAN SCHOOL OF BANKING GENERAL AWARENESS

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GENERAL AWARENESS

NOBEL PRIZES The Nobel Prize is a set of annual international awards bestowed in a number of categories

by Swedish and Norwegian committees in recognition of cultural and/ or scientific advances. The will of the Swedish inventor Alfred Nobel established the prizes in 1895 The prizes in Physics, Chemistry, Physiology or Medicine, Literature, and Peace were first

awarded in 1901. The related Nobel Memorial Prize in Economic Sciences was created in 1968. The Peace Prize was awarded in Oslo, Norway, while the other prizes are awarded in

Stockholm, Sweden.

FIELD AWARDEE COUNTRYMEDICINE / PHYSIOLOGY James Rothman US

Randy Schekman USThomas Sudhof Germany

PHYSICS Peter Higgs UKFrancois Englert Belgium

CHEMISTRY Martin Karplus Australia born US citizenMichael Levitt American Britain Israel

citizenLITERATURE Alice Munro CanadaPEACE OECW Organisation based in

HagueECONOMY Eugene F. Fama USA

Lars Peter Hansen USARobert J. Shiller USA

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IMPORTANT POINTS

Medicine or Physiology: Three Scientists have won the Nobel Prize for medicine or physiology

after discovering how cells precisely transport material. Prof James Rothman, from Yale University, found proteins embedded in

the vesicles which act as the docking mechanism meaning the cargo isreleased in the correct location.

Prof Randy Schekman discovered the genes which regulated thetransport system in yeast.

Prof Thomas Sudhof, made breakthroughs in how the transport systemworks in the brain so that neurotrans mitters are released at the precisetime.

James Rothman

Randy Schekman

Thomas Sudhof

Physics: Two European scientists won the Nobel Prize in physics for describing the

Higgs boson, a theoretical particle that may explain where mass comes fromand advances mans understanding of how the world is constructed.

The boson is named after Higgs, one of six scientists who devised a workingtheory of how elemental particles achieve mass in a three-month period in1964. Englert had been the first to publish the theory a month earlier.

The award to Higgs and Englert was for the theoretical discovery of amechanism that contributes to our understanding of the origin of mass ofsubatomic particles, and which recently was confirmed through the discoveryof the predicted fundamental particle by the ATLAS and CMS experiments atCERNs large Hadron Collider.

Peter Higgs

Francois Englert

AriehWarshel

Michael Levitt

MartinKarplus

Three US scientists won the Nobel Prize for chemistryfor pioneering work on computer programmes thatsimulate complex chemical processes and haveaccelerated progress in areas from drugs to solarenergy.

The European Organization for Nuclear Research, known as CERN is an internationalorganization whose purpose is to operate the worlds largest particle physics laboratoryestablished in 1954.

Chemistry:


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Literature:

Canadian Alice Munro won the Nobel Prize for Literature on 10th Octoberfor her tables of the struggles, loves and tragedies of women in small-townCanada that made her what the award-giving committee called the masterof the contemporary short story.

Peace: The Organisation for the prohibition of Chemical Weapons, the body

overseeing the destruction of Syrias chemical arsenal, has wonthe Nobel Peace Prize.

The OPCW, based in The Hague, was established to enforce the1997 Chemical Weapons Convention.

OPCW director general is Ahmet Uzumcu.

The OPCW is made up of 189 member states.

Born out of the Chemical Weapons convention signed by nations in 1993.

Convention entered into force in 1997, allowing OPCW to start its work.

Alice Munro

ECONOMY:

Three US Economists achieved Nobel in Economics this year.

Eugene F. Fama and Lars Peter Hansen, both professors at the University

of Chicago, and Robert J. Shiller of yale University have been pioneers in

studying the behaviour of asset prices using large amounts of detailed

financial data.

While nobody can perfectly predict stock price movements, the three

economists, through their own independent research, have been

instrumental in providing those crucial nuggets of information that have

changed the way both academics and practioners view financial markets.

FOOD BILL PASSED:The Lok Sabha on 26th August 2013 approved the Food Security

Bill worth nearly $20 billion. The ambitious bill was adopted by the House

Eugene F.Fama

Lars Peter Hansen

Robert J. Shiller

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through a voice vote after a combined discussion on the measure and a statutory resolutionseeking to disapprove the ordinance promulgated on July 5, 2013. Over 300 amendmentsmoved by the opposition were rejected. The passage of the Food Security Bill in Parliament willpave the way to give nationss two-third population the right to 5 kg of foodgrain everymonth athighly subsidised rates of Rs.1-3 a kg. The bill will guarantee 5 kg of rice, wheat and coarsecereals per month per person at a fixed price of Rs.3, 2, 1 respectively. However, about 2.43crore poorest of the poor families covered under the Antyodaya Anna Yojaya (AAY) schemeunder PDS (Public Distribution System) would get legal entitlement of 35 kg of food grains perfamily per month.

VICTORY FOR MUGABE:Robert Gabriel Mugabe was reelected the President of Zimbabwe on 3rd August,

extending a 33-year reign at the helm of the country he helped liberate from whiterule in 1980. Mr. Mugabes ZANU (PF) proved similarly dominant, winning two-thirdsof the seats declared thus far. Mr. Mugabe (89) and the ZANU (PF) have ruleZimbabwe since independence, seeing off numerous challenges through a recipe of realpolitikand control of security forces and institutions of state.

CULTURE FEST IN MOSCOW:A festival of Indian Culture opened in Moscow on 10th September 2013

with a concert of the renowned Bollywood Dance Group Sugar n Spice.The organisers, the Indian Council for Cultural Relations and the RussianMinistry of Culture, have put together an impressive programme that featuresIndias top artists. Over the next two months, more than 50 Indian artists will perform in 10 cities- from St. Petersburg in the west of Tomsk in the east and Kislovodsk in the south. Inauguratingthe festival, Ambassador to Russia Ajai Mlahotra stressed the importance of cultural exchangesbetween India and Russia. Under a joint decision taken by Prime Minister Manmohan Singh andPresident Vladimir Putin, India and Russia since last year hold Festivals of Culture in each otherscountry on an annual basis.

RAJAN COMMITTEE ON STATES BACKWARDNESS:RBI Governor has submitted a special report on backwardness on states,

he made three categories namely least developed, relatively developed, lessdeveloped. Odisha and Bihar, Madhya Pradesh, Chhattisgarh and Rajasthan,are among Indias 10 Least Developed States. Goa and Kerala, along withfive other States in the Relatively Developed category, are the mostadvanced. Gujarat, is in the Less Developed category and is twelfth overall. Backwardness hasbeen measured on the basis of monthly per capital consumption, the poverty ratio, education,health, household amenities, female literacy, percentage of Schduled Caste/ Tribe population,urbanisation rate, financial inclusion, and connectivity.


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DEEPAK SANDHU:Deepak Sandhu, who has been an information commissioner for the last

four years, on September 5th became the first woman Chief InformationCommissioner of the country.

NINA DAVULURI:Miss New York Nina Davuluri is the new Miss America. The 24-year-old aspiring

physician beat contestants from 49 other states, the US capital citys District ofColumbia, the Virgin Islands and Puerto Rico to win the coveted crown in AtlanticCity, New jersey on 15th September. In second place was Miss California CrystalLee.

AWARDS FOR SODHI AND KOHLI:Ronjan Sodhi was awarded Rajiv Gandhi Khel Ratna, while cricketer Virat

Kohli and others were given Arjuna Award. This years National Sports andAdventure awards function was held two days after the national Sports Day,August 29, 2013 and the venue was the Durbar Hall instead of the Ashoka Hallinside the Rashtrapati Bhawan. Apart from a medal and a citation, the Khel Ratnaaward carries a cash prize of Rs. 7.5 lakh. Arjuna, Dronacharya and Dhyan Chand awards carry astatuette, a citation and a cash prize of Rs. 5 lakh each.

PRANAB VISITED BELGIUM:India and Belgium decided to deepen economic engagement in critical

infrastructure, nuclear energy, Information Technology and highereducation. Indian President Pranab Mukherjee met belgium prime MinisterElio Di Rupo on 3rd October. P.S. Raghavan, Special Secretary, Ministryof External Affairs, said at present, about 160 Belgian companies haveinvested in India. The total two-way trade, dominated by diamonds, stands at 12 billion euros.Mr. Mukherjee also focused on signing MoUs between the key Belgian universities and theirIndian counterparts such as JNU, Delhi; the University of Delhi and Hyderabad University tocollaborate on improving Indias research capabilities in cutting-edge areas such as molecularbiology. The President will officially open the Europalia cultural festival, held in Brussels everytwo years to showcase the cultural heritage of one country.

INDIA AND PAK PRIME MINISTERS DISCUSSIONS:The Prime Ministers of India and Pakistan Manmohan Singh and

Nawaj Shareef were discussed on bilateral relations, and also theexisting tense across the border of the two nations on 29th Septemberin New York. With the violent incidents threatening to upset the ceasefirebetween India and Pakistan along the Line of Control, both the Prime

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Ministers have decided to task their respective Directors General of Military Operations withsuggesting effective means to restore the ceasefire and a way forward to ensure that remainsin force and in place.

Indias National Security Adviser, Shivashankar menon and Pakistani foreign secretaryJalil Abbas Jilani said both leaders agreed that improving the situation on the LoC which hasseen repeated violations in recent months - is a precondition for the bilateral relationship tomove forward. Mr. Menon said that Prime Minister Manmohan Singh raised the issue of terrorismand the need for Pakistan to take effective action against the perpetrators of the 26/11 Mumbaiattacks.TENDULKAR ANNOUNCED RETIREMENT:

Master Blaster Sachin Tendulkar has declared retirement after playing his 200th Test againstWest Indies in November, 2013. Vital statistics of his career. Withthis announcement, a journey in cricket which lasted for 24 years,comes to an end. Career statistics........Test matches (200):

He has scored 15,921 runs at an average of 53.78, hitting 51centuries and 68 half centuries. His top score was an unbeaten248* against Bangladesh in Dhaka in December 2004.One-day internationals (463):

He has scored 18,426 runs at an average of 44.83 and a strike rate of 86.23. He hasscored 49 centuries (highest score 200* against South Africa in 2010) and 96 fifties.Twenty 20 Internationals:

He only made on international appearance in the shortest form of the game, scoring 12from 15 balls against South Africa in December 2006.

RECORDS: (ODI)1) Consecutive ODI Appearance : 185 2) Most Stadium Appearances : 90 different

Grounds.3) Inning appearances : 452 (Most). First to appear in 400 innings in ODI matches.RUNS SCORED:1) Sachin Tendulkar First player to reach 10,000-11,000-12,000-13,000-14,000-15,000,16,000

and 17,000, 18,000 ODI runs.2) Sachin Tendulkar has the record for scoring 1,000 ODI runs in a calener year.3) He has done it seven times - 1994, 1996, 1997, 1998, 2000, 2003 and 2007.ODI CENTURIES AND FIFTEES RECORD:1) Most centuries : 49 2) Most centuries against an opponent - 9 vs. Australia3) Most centuries against One Team Australia 20 (11 Test+9 ODI) 4) Most Fifties : 965) Highest number of above fifty scores in ODIs 145 (49 Centuries and 96 Fifties).6) Most Fifties in World Cup Matches (21)


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TENDULKAR FACT FILE: 1973: Born in Bombay (now Mumbai) on 24 April. 1989: Made Test debut for India against Pakistan, aged 16. 1990: Scored first Test century, against England. 1998: Scored first double century for Mumbai against Australia. 2010: became the most capped player in Test history. 2012: Scores his 100th international century in ODI vs Bangladesh in March; Retires from

ODIs in December 2013.WORLD CUP RECORDS:1) Most Runs: 2120 Runs 2) Most Fifties: 13 Fifties 3) Most Hundreds: 6 Hundreds4) Most runs in a series: 673 runs in 2003 World CupCOMBINED (ODI & TEST & T20) RECORDS:1) First batsman in history to score 100 centuries in international cricket. He now has 100 Centuries

(51 in Tests and 49 in ODIs), which is the record for the highest number of centuries in internationalcricket.

2) Record of getting out the maximum number of times in the 90s in international matches. hehas been dismissed 27 times (17 in ODIs and 10 in Tests) on scores of 90-99. The 18nineties (dismissed 17 times and not out once) in ODIs are an ODI record too.

AGARKAR ANNOUNCED RETIREMENT:Ajit Agarkar announced retirement. The 35-year-old, who led Mumbai to its 40th

Ranji Trophy triumph in the 2012-13 season, played 26 Tests and took 58 wickets at47.33 and 191 ODIs and took 288 wickets at 27.85.KOHLI CREATED RECORD:

Vice Captain of Indian cricket team Virat Kohli has created a new record in thesecond One day against Australia, held in jaipur (Sawai Man Singh Stadium) on 16thOctober. Australia made, 360, India chased that gigantic score successfully. He triumphwas shaped hugely by Kohlis 16th ODI century, the fastest by an Indian Kohli tookten balls fewer (52 balls) than Mohammad Azharuddin who brought up his in 62 delilveriesagainst New Zealand in 1988. It was also the Aussies highest total on India soil. This was thesecond highest successful run-chase in the history of ODIs after South Africa made a stupendous438, chasing down Australias 434 in 2006.WORLD RECORD SWIMMER STEFFEN RETIRES:

World 50 and 100 m freestyle record-holder Britta Steffen of Germanyannounced her retirement from competitive swimming on 27th September. The 29-year-old won the 50 and 100m freestyle gold medals at the 2008. Beijing OlympicGames, then added the world titles over both distances a year later in Rome,Where she set world records in both events on the way to gold. But Steffen hasstruggled to maintain that form in recent years.

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1) _______ selected for 28th Indira Gandhi Award for National Integration. M.S. Swaminathan

2) _______, the Canadian writer, won Nobel Prize 2013 in Literature. Alice Munro3) US President Barack obama nominated _____as the new head of the Federal Reserve

Board. Janet L. Yellen4) RBI Governor Raghuram Rajan receives _______ Bank prize in Financial Economics

2013. Deutsche5) Michael Levitt, Martin Karplus and Arieh Warshel won the Nobel in ______ 2013.

Chemistry6) Auto biography of Malala Yousafzai entitled ________released. Iam Malala7) The challenge round in which Miss India Navneet Kaur won ______ at the recent Miss

world competition held in Bali. Miss Multimedia8) _______ appointed as Indias High Commissioner to UK. Ranjan Mathai9) _______ decided to withdraw from the common wealth. Gambia

10) Mumbai Indians defeated _____ to clinch Champions League Twenty-20. Rajasthan Royals

11) India post launched International Money Transfer Service _______ Instant Cash12) Indian Air Force day observed on _______ 8th October13) United National day observed on _______ 24th October14) Megan young from _______ was crowned Miss World 2013. Philippines15) K. Rahman Khan, the Union Minister for Minority Affairs launched two new schemes

namely _______ and _______ Seekho aur Kamao (Learn & Earn) and Jiyo Parsi16) In its latest Annual Employment and Unemployment survey report for 201213 released

by Labour Bureau under Union Ministry of Labour and Employment, _______ state hadthe maximum unemployed people in the country, while Chattisgarh lowest. Sikkim

17) Sachin Tendulkar announced his retirement from Test Cricket after playing his ____ Testmatch. 200th

18) India Successfully test-fired nuclearcapable prithviII missile with a range of ____ km. 350

19) China passed _______ as Biggest Oil Importer in September 2013. USA20) _______ won European Unions Sakharov Human Rights Prize 2013. Malala Yousafzai21) Hun sen, who has been in power of 28 years, was sworn as _______ Prime Minister for

another five-year term. Cambodian22) Indian environmentalist Bunker Roy and _______ were declared winners of this years

Prestigious Clinton Global Citizens Awards. Malala Yousafzai23) _______ proposed new measures for Stock Exchanges to deal with incorrect Traders.

SEBI


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24) Import duty on gold jeweller raised to _______ percent. 1525) _______ took the charge as the Chairman and Managing Director of Corporation Bank.

S.R. Bansal26) India signed MoU with ______ to study Mumbai-Ahmedabad high speed Rail route.

Japan27) The Reserve Bank allowed Urban Cooperative Banks (UCBs) with total deposits of over

Rs. _______ crore to graduate to Scheduled bank category. 75028) ADB (Asian Development Bank) lowered Indias growth projection for 201314 to ______

per cent. 4.729) ADB cleared USD _______ million loan for Indias infrastructure. 70030) IMF lowered its projection of Indias growth rate to _______ %. 3.7531) Peter Higgs, United Kingdom and Francois Englert, belgium jointly awarded Nobel Prize

for _______ 2013. Physics32) Team Indias Manager Ranjib Biswal was appointed as the chairman of the _______ in

the Cricket Boards AGM. IPL33) James Rothman, Randy Schekman and Thoman Suedhof won the 2013 Nobel prize for

______ Medicine34) _______ won Bronze Medal at the Judo Tournament in Tashkent. Kalpana Devi35) Recently _______ qualified for ICC Cricket World Cup 2015. Afghanistan36) Ethiopias parliament elected _______ as the countrys new president for a six-year

term. Mulatu Teshome37) Eleanor catton of _______ won the Man Booker prize 2013 for her novel The Luminar-

ies. New Zealand38) The Ministry of Health and Family welfare appointed as the brand ambassador for its

National Tobacco control campaign. Rahul Dravid39) The RBI appointed a committee on comprehensive financial services for Small business

and Low-Income Households under the Chairmanship of _______, who is a member onthe Central Board of Directors of RBI. Nachiket Mor

40) The Government appointed a four member committee headed by _______, EconomicAffairs Secretary to clear the ambiguity between Foreign Direct Investment (FDI) andForeign Institutional Investment (FII). Arvind Mayaram

41) India won Bronze medal in the 8th Womens Asia Cup 2013 as they defeated ______ China

42) Bharti Enterprises Ltd. and ____ have called off their joint venture recently. Walmart stores

43) The Hollywood film based on the life of Julian Assange is _______ The Fifth State

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44) Indias rank is _______ in terms of competitiveness in the Global Competitiveness Re-port 2013-14 released by the World Economic Forum (WEF). 60th

45) The country hit by the powerful typhoon Usagi recently is _______ China46) General Anti Avoidance Rules (GAAR) provisions will come into effect from ___

1 Apr, 201647) The Internet giant _______, who celebrated its 15th birthday recently. Google48) As per the Raghuram Rajan report, the most developed states are____ & ____

Kerala, Goa49) The Winner of the 2013 Womens Table Tennis World Cup is _______ Liu Siwen50) Recently India started exporting electicity to _______ Bangladesh51) _______ will host the 2014 NATO summit for the first time in more than 20 years.

England52) _______ signed the CTBT (Comprehensive Test Ban Treaty) accord recently. Iraq53) The New Marginal Standing Facility (MSF) set by the Reserve Bank of India (RBI) re-

cently is _______ per cent. 8.7554) Recently in _______, the two day summit of the 21 member Asia-Pacific Economic Co-

operation (APEC) took place. Indonesia55) The Korean Grand Prix Formula One championship won by _______ Sebastian Vettel56) _______ won the mens singles title of the China Open tennis tournament.

Novak Djokovic57) The Indian shuttler _______ approached the high court challenging the decision of BAI to

recommend a life ban on her for alleged indiscipline in the IBL. Jwala Guttha58) Recently ASEAN-India summit took place in _______ Indonesia59) The Cyclone _______ , hit the eastern coast of India recently and forced to evacuate

lakhs of people and devastated property worth crores of rupees. Phailin60) Japanese Grand Prix Formula One championship won by _______ Sebastian Vettel61) Justice MB Shah Commission is associated with _____

Illegal mining across the country62) _______ overtook Saudi Arabia to become Worlds biggest oil producer recently. USA63) _______ was lashed by typhoon Wipha recently. Japan64) The commonwealth Heads of Government Meeting (CHOGM) took place in ____

Sri Lanka65) _______ won the 2013 Macau Open Squash Womens singles. Dipika Pallikal66) In ______, India has launched its ambitious pension scheme, the Mahatma Gandhi Pravasi

Suraksha Yojana, for the Indians working there. UAE67) The Supreme Court has appointed a committee headed by the retired judge ______ to

probe IPL match-fixing. Mukul Mudgal


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68) Viktor Orvan, the Prime Minister of ____ visited New Delhi recently for a four-day statevisit. Hungary

69) ______won the 2013 Indian Grand Prix (Formula One race). Sebastian Vettel70) Rashtriya Janata Dal chief ______ is sentenced to five year rigorous imprisonment in the

fodder scam case in Ranchi. Lalu Prasad Yadav71) ______takes over as the new chairperson of the State Bank of India (SBI), becoming the

first woman to be appointed to the top job at the countrys largest lender. Arundhati Bhattacharya

72) ______, well-known television journalist, wins the International Press Institute (IPI) IndiaAward for Excellence in Journalism. Karan Thapar

73) Chief and Scientific Advisor to the Defence Minister ______ announces that DRDO madesonars will soon be exported to Myanmar in a ground-breaking initiative.

Avinash Chander74) Sports Authority of India (SAI) announces to set up an athletic academy in ____

Palakkad75) Former Supreme Court judge ______, who won a resounding victory in the recent pro-

vincial council elections is sworn in the first Chief Minister of Sri Lankas Norther Prov-ince. C.V. Wigneswaran

For Banking Special:

76) ______ is a security on immovable property for a deposit received by a bank. Mortgage

77) Distribution of insurance products and insurance policies by the banks as corporate agen-cies is known as ______ Bank assurance

78) The rate of inflation increases when the purchasing power of money ______ decreases

79) Treasury Bills, commercial paper certificate of deposit, shares and bonds are called as______ instruments. Money market

80) Insurance cover for bank deposits in the country is provided by ______ Deposit Insurance and Credit Guarantee Corporation of India Limited (DICGC)

81) For purchase of white goods ______ loan is granted by the banks. Consumer durables

82) A cheque which has completed the stipulated validity period of the cheque is called as______ cheque. Stale

83) When the ATM machine installed is out of order, computers are not functioning are calledas ______ risk. Operational

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84) When the loans are not repaid intime, it is called ______risk. Credit85) When the banks products fail to survive in the market, it is called ______ risk. Market86) When the banks are not able to pay the amount to the depositors, it is called as _____

risk. Liquidity

87) Each depositor in a bank is insured upto a maximum of Rs.______ for both principal andinterest amount. 1,00,000

88) A micro enterprize is an enterprize where investment in plant and machinery does notexceed ______ 25 lakh

89) A small enterprize is an enterprize where the investrment in plant and machinery is morethan 25 lakh but does not exceed ______ 5 Crore

90) A medium enterprize is an enterprize where the investment in plant and machinery ismore than 5 crore but does not exceed ______ 10 crore

91) Speed clearing refers to collection of ______cheques (a cheque drawn on non-local bankbranch) through the local clearing. Out station

92) Cheque Truncation System (CTS) is the process of stopping the flow of the physicalcheque issued by a drawer at some point with the presenting bank en-route to the draweebank branch.

93) Crossing of a cheque can be cancelled by the drawer of the cheque, under his full signature.94) The relationship between RBI and the Bank maintaining the Currency chest is that of

principal and agent.

95) Personal income tax is levied by Central Government and is administered by CentralBoard of Direct taxes under Ministry of Finance in accordance with the provisions of theIncome Tax Act.

96) Amortization is the repayment of principal and interest components of a loan, over aperiod of time.

97) Concept of Tobin Tax is associated with Foreign Exchange Transactions.98) Delinquency is a condition when loan payments are not paid according to the terms of the

agreement / promissory note.

99) A cheque issued by a person or company but not yet cleased by the bank is calledoutstanding cheque.

100) All Banks in India offer fixed deposits schemes with a wide range of tenures for periodsfrom 7 days to 10 years.


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1. In October 2013, which state has launched Kanyashree project?1) Odisha 2) Uttar Pradesh 3) West Bengal4) Tamil Nadu 5) None of these.

2. In which state 35th National Games will be held in Feb 2014?1) Jharkhand 2) Kerala 3) Maharashtra4) Assam 5) None of these.

3. As per the latest survey, which of the following is emerged as topmost global brand inthe world?1) Nokia 2) Apple 3) Samsung4) Coca Cola 5) None of these.

4. Who has won Sports Illustrated Sportsperson of the Year?1) Sania Mirza 2) Virat kohli 3) P.V. Sindhu4) Saina Nehwal 5) None of these.

5. The Mount Augustus is in which country?1) Australia 2) South Africa 3) Kenya 4) Indonesia 5) None of these.

6. Which country has announced its withdrawal from Commonwealth of Nations?1) Pakistan 2) South Africa 3) Bangladesh4) Gambia 5) None of these.

7. In October 2013, which state government, has decided to put ban on advertisingof tobacco products in the state?1) Kerala 2) Tamil Nadu 3) Karnataka4) Maharashtra 5) None of these.

8. Who has been appointed as Brand Ambassador of National Tobacco ControlCampaign?1) Sachin Tendulkar 2) Rahul Dravid 3) Saurav Ganguly4) Kapil Dev 5) None of these.

9. Namethe Vietnam Independence hero who recently passes away?1) Kung Nguyen 2) Vo Nguyen giap 3) Ho Chi4) Carl Thayer 5) None of these.

10. In October 2013, which country has started import of power from India?1) Pakistan 2) Bhutan 3) Bangladesh4) Nepal 5) None of these.

11. Which of the following is the smallest country in Africa continent?1) Seychelles 2) Somalia 3) Uganda 4) Chad 5) None of these.

12. Who has won Korean Grand Prix 2013?1) Sebastian Vettel 2) Fernando Alonso3) Kiwi Raikkonen 4) Romain Grosjean 5) None of these.

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13. Who has won the 2013 Nobel Prize in Medicine?1) James Rothman 2) Randy Schekman3) Thomas Suedhof 4) 1, 2 and 3 5) None of these.

14. Who launched a unique project to take Indias Heritage online?1) Chandresh Kumari Katoch 2) K.K. Mittal 3) Dr. Raghuram Rajan4) P. Chidambaram 5) None of these.

15. Who has become first elected Tamil Chief Minister of Sri Lanka?1) C.V. Wigneswaran 2) Mahinda Rajapaksa 3) K. Murugan4) Manoranjan Selvam 5) None of these.

16. Who has won International Press Institute Award for excellence in Journalism?1) N. Ravi 2) Tilak Kumar 3) Vyasa Rao4) Karan Thapar 5) None of these.

17. Which is the venue for the 9th World Trade Organisation Ministerial Conference?1) Moscow 2) Bali 3) Sydney 4) Tokyo 5) None of these.

18. The first mega Food Park in Uttar Pradesh would be set up in Jagdishpur of Amethidistrict. This mega food park would be developed by _____1) Aditya Birla Group 2) Parle 3) Wipro4) Reliance 5) None of these.

19. Who has won China Open Mens Single Tennis Title 2013?1) Rafael Nadal 2) Novak Djokovic 3) Roger Federar4) Andy Murray 5) None of these.

20. Who has won 2013 Nobel Prize for Literature?1) Tomas Transtromer 2) Mo Yan 3) Jhunpa Lahiri4) Alice Munro 5) None of these.

21. Who has won European Unions Sakharov Human Rights Prize?1) Edward Snowden 2) Malala Yousafzai 3) Ali Zeidan4) Vladimir Putin 5) None of these.

22. Who will be conferred the Indira Gandhi Award for National Integration for theyear 2012?1) Ila Bhat 2) M S Swamithan 3) Anna Hazare4) Swamy Agnivesh 5) None of these.

23. Which bank has won the Golden Peacock Award for excellence in corporategovernance 2013?1) SBI 2) Syndicate Bank 3) Vijaya Bank4) Canara Bank 5) None of these.

24. Who has been honoured with the Pride of the Nation award?1) Saif Ali Khan 2) Akshay Kumar 3) Salman Khan4) John Abraham 5) None of these.


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25. India and _____have agreed to initiative steps to include Media cooperation aspart of 2014 celebrations being observed to commemorate Friendly Exchangesbetween the two countries.1) China 2) Pakistan 3) Nepal 4) Bangladesh 5) Bhutan

26. Who is Mohammad Abdul Hamid?1) President of Iraq 2) President of Iran3) President of Pakistan 4) President of Bangladesh 5) None of these.

27. Who has been chosen for Policy Leadership Award-2013 in Agriculture?1) Akhilesh Yadav 2) Narendra Modi 3) Oman Chandi4) Prakash Singh Badal 5) None of these.

28. Who has been appointed as first Brand Ambasador for Border Security Force(BSF)?1) Virat Kohli 2) Sachin Tendulkar 3) Ranbeer Kapoor4) Amir Khan 5) None of these.

29. Angela Merkel won the German election for the third time. She belongs to whichpolitical party?1) Christian Social Union 2) Christian Democratic Union3) Free Democratic Party 4) Social Democratic party 5) None of these.

30. London Whale Scandal is related to which foreign bank?1) Fulton Financial 2) JP Morgan Chase 3) Citigroup4) US Bancorp 5) None of these.

31. Who were declared winners of this years prestigious Clinton Global CitizensAwards?1) Bunker Roy and Malala Yousufzai 2) Bunker Roy and Medha Patkar3) Arvind Kejriwal and Malala Yousufzai 4) Anna Hazare and Malala Yousufzai5) None of these.

32. Who has won 2013 Womens Table Tennis World Cup?1) Wu Yang 2) Jiang Huajan 3) Feng Tianwei4) Liu Shiwen 5) None of these.

33. Largest Solar Power Project in the World to be set up in ________1) Rajasthan 2) Madhya Pradesh 3) Gujarat4) Maharashtra 5) None of these.

34. What is the name of Australias most powerful super computer?1) Shinto 2) Raijin 3) Param 4) Spirit 5) None of these.

35. As per the latest report, which of the following are the most advanced states inIndia?1) Goa and Karnataka 2) Haryana and Kerala 3) Kerala and Goa4) Kerala and Andhra Pradesh 5) None of these.

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36. Which country will host NATO Summit-2014?1) Japan 2) Australia 3) Britain 4) Egypt 5) None of these.

37. The worlds highest-altitude civilian airport has started operating, recently, in whichof the following countries?1) China 2) India 3) UK 4) US 5) France

38. Tata group has recently planned to set up new fullservice airline in India withwhich of the following airline companies?1) American Airlines 2) Singapore Airlines 3) Qantas Airlines4) British Airlines 5) None of these.

39. Sekho Aur Kamao, a new skill development scheme, was recently launched byUnion Government of India for the youth of______?1) Minority Communities 2) Backward Classes 3) Scheduled Tribes4) Scheduled Caste 5) None of these.

40. The Prime Minister of India, Manmohan Singh has recently approved theconstitution of the Seventh Central Pay Commission. Which of the following is/are its feature/s?A. It is based on the basic idea of living wages to employees.B. The constitution of this Commission will include salaries, allowances and pensions

of around 80 lakh employees as well as pensioners.C. It will provide benefit to around 50 lakh employees of the Central Government, who

also include defence and railways.D. It will provide benefit to 30 lakh pensioners.1) A and B 2) Only B 3) C and D 4) B, C, D 5) None of these.

41. Which of the following Indian companies recently tied up with Saudi Arabia companyto set up the first all-female business process outsourcing (BPO) centre in Riyad,Saudi Arabia?1) TCS 2) Wipro 3) Infosys 4) Tech Mahindra 5) None of these.

42. Reserve Bank of India has recently banned zero per cent interest rate schemesfor purchase of which of the following types of goods?1) Consumer Goods 2) Industry Goods 3) Convenient Goods4) Non-durable Goods 5) None of these.

43. India Post has recently launched Instant cash, an instant Electronic Money Transferservice, in partnership with which of the following?1) Wall Street Exchange 2) BSNL 3) Bombay Stock Exchange4) National Stock Exchange 5) None of these.

44. Tata Communication has recently signed an agreement with Batelco to enable itsconnectivity in West Asia. Batelco Communication Company is based in which of thefollowing countries?1) Japan 2) Russia 3) Singapore 4) Bahrain 5) None of these.


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45. Wal-Mart Stores Inc and its Indian partner Bharti Enterprises recently ended uptheir joint venture. Wal-Mart stores Inc is based in which of the following countries?1) USA 2) UK 3) Japan 4) China 5) None of these.

46. Indira Gandhi International airport recently signed an MoU which of the followingairports to become Sister Airports?1) Birmingham Airport 2) Glasgow Airport 3) Tokyo Airport4) Durban Airport 5) None of these

47. China has recently signed a 350 Billion Yuan currency swap agreement with whichof the following nations, marking a major step in internationalising its currency?1) USA 2) EU 3) Russia 4) India 5) None of these.

48. Which of the following companies recently became the first telecom operators inthe country to be a part of Unified Licensing regime?1) Airtel 2) SSTL 3) Idea4) Vodafone 5) None of these.

49. SEBI has recently approved to sale how much per cent stake of Jet airways toAbu Dhabi based Etihad?1) 24% 2) 49% 3) 54% 4) 76% 5) None of these.

50. Where is the headquarters of the Bank of International Settlements (BIS) located?1) Hong Kong 2) Vienna 3) Mexico City 4) Basel 5) None

51. Government of India has recently constituted a four member committee to clearthe ambiguity between Foreign Direct Investment (FDI) and Foreign InstitutionalInvestment (FII) under the chairmanship of _____1) Arvind Mayaram 2) Raghu Ram Rajan 3) D.V. Subbarao4) Bimal Jalan 5) None of these.

52. India and which of the following countries have recently decided to observe 2014as the year of friendly exchanges?1) China 2) Bhutan 3) Russia 4) Nepal 5) None of these.

53. The Government of India has recently signed an agreement with which of thefollowing countries on Double Tax Avoidance Agreement (DTAA) and thePrevention of Fiscal Evasion with respect to taxes on income?1) Latvia 2) Australia 3) Indonesia 4) Sri Lanka 5) None of these.

54. According to the latest report recently relesed by United Nations Childrens Fund(UNICEF), which of the following states in India is performing good in the InfantMortality Rate (IMR)?1) Kerala 2) Odisha 3) Uttar Pradesh 4) Gujarat 5) None of these.

55. The Department of Posts recently allotted customized Pin Code to the SupremeCourt of India for the first time. The Customized Pin Code of the Supreme Court is_____ ?1) 110201 2) 111201 3) 1102104) 101210 5) None of these.

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56. Supreme Court of India recently directed Election Commission of India toprovide NOTA button on Electronic Voting Machines (EVM) and Ballot Papers.What does NOTA stand for?1) No one to attest 2) None of the above 3) None other than assigned4) No objection to avoid 5) None of these.

57. Which of the following states has recently launched a scheme to screen peopleabove the age of 30 years for lifestyle diseases?1) West Bengal 2) Karnataka 3) Kerala 4) Tripura 5) None of these.

58. India and which of the following countries recently signed a joint declaration indefence co-operation?1) USA 2) Russia 3) Nepal 4) China 5) None of these.

59. Which of the following countries has recently begun importing electricity fromIndia on an expeerimental basis?1) Maldives 2) Bangladesh 3) Nepal 4) Bhutan 5) None of these.

60. The Indian Railways has recently signed a pact with Rashtriya Ispat Nigam Limited(RINL) to set up the countrys biggest Forged Wheel plant at which of the followingplaces?1) Kolar (Karnataka) 2) Raebarelli (Uttar Pradesh)3) Nasik (Maharashtra) 4) Guntur (Andhra Pradesh) 5) None of these.

61. Which of the following is the first Indian state to implement the Food SecurityScheme after National Food Security Act?1) Rajasthan 2) Odisha 3) Madhya Pradesh4) Uttar Pradesh 5) None of these.

62. India has recently agreed to resume military supplies to which of the followingcountries?1) Sri Lanka 2) Bhutan 3) Nepal 4) Bangladesh 5) None of these.

63. The capital of Mauritius is1) Port Louis 2) Camp Carol 3) beritannia4) Good lands 5) Union Park

64. Which of the following states recently got double food subsidy and foodgrainallocation under National Food Security Act?1) Bihar 2) Andhra Pradesh 3) Madhya Pradesh 4) Punjab 5) None of these.

65. Which of the following Geoscientific research vessels is recently dedicated to thenation?1) RV Samudra Ratnakar 2) Samudra Prahari 3) Sagara Deepa4) Sea Pearl 5) None of these.

66. The armies of India and Nepal recently came together for a joint military exercise,which focuses on counter-insurgency operations. The exercise was code-namedas _______?1) Surya Kiran 2) Indra Shakti 3) Surya Hope 4) Surya Shakti 5) None of these.


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67. Which of the following countries is helping Bangladesh to construct its first nuclearpower plant?1) China 2) Pakistan 3) Russia 4) USA 5) None of these.

68. Which of the following countries recently banned the Muslim Brotherhood fromcarrying out any activities in the country?1) Egypt 2) Iraq 3) Iran 4) UAE 5) None of these.

69. Which of the following countries recently held a joint anti-terrorism militaryexercise called Peace Mission 2013?1) Russia and India 2) India and China 3) Russia and China4) India and Nepal 5) None of these.

70. External Affairs Ministers of G-4 nations recently passed resolution on need forUnited Nations Security Council (UNSC) reforms. Which of the following areincluded in G4?1) Brazil, Germany, Japan and India 2) Brazil, China, France and India3) Russia, Germany, China and India4) France, Germany, South Africa and India 5) None of these

71. As per the latest report by World Bank, which of the following countries hasemerged as the largest recipient of foreign remittances among developingeconomies in 2013?1) China 2) India 3) Philippines 4) Nigeria 5) None of these.

72. Which of the following countries recently became the latest to ratifyComprehensive Nuclear Test ban Treaty (CTBT)?1) Italy 2) Iraq 3) Turkey 4) Uganda 5) None of these.

73. Which of the following countries has recently decided not to supply any weaponsystems to Pakistan?1) USA 2) China 3) Israel 4) Japan 5) None of these.

74. China has recently decided to ban the export of several weapon relatedtechnologies to which of the following countries?1) Pakistan 2) South Korea 3) Russia4) North Korea 5) None of these.

75. According to Global Age Watch Index (2013), which of the following countriesranked first as the best place in the world for older people?1) Norway 2) Sweden 3) Germany4) Japan 5) None of these.

76. Which of the following countries has recently decided to withdraw from theCommonwealth of Nations, after 48 years of joining?1) Gambia 2) Pakistan 3) South Africa4) Bangladesh 5) None of these.

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77. Who of the following has recently taken charge as the Chairman and ManagingDirector of Corporation bank?1) S.R. Bansal 2) Amar Lal Daultani 3) Anna Roy4) Kawaljit Singh Oberoi 5) None of these.

78. The President of India Pranab Mukherjee has recently presented the NationalCommunal Harmony Award for the year 2012 to whom of the following?1) Mohammed Abdul Bari2) The Foundation for Amity and National Solidarity, Delhi3) Khamliana 4) Both 1 and 2 5) None of these.

79. Who of the following has recently become the Chairman and Managing Director(CMD) of Bharat Petroleum Corporation Limited (BPCL)?1) S. Varadarajan 2) R.S. Butola 3) M. Natarajan4) Rakesh Sook 5) None of these.

80. Which of the following movies has finally nominated as Indias official entry to2014 Oscars in the Best Foreign Film category?1) The Lunchbox 2) The Good Road 3) English Vinglish4) Bhaag Milkha Bhaag 5) None of these.

81. Who of the following was recently appointed the Chairman of the Indian PremierLeague (IPL)?1) Ranjib Biswal 2) Rajeev Shukla 3) Dilip Vengsarkar4) D. Dongoankar 5) None of these.

82. Who of the following has recently received Ambassador of Conscience Award2013?1) Malala yousafzai 2) Harry Belafonte 3) Both 1 and 2 4) None of above

83. Who of the following has been recently appointed the Chairperson of the NationalCommission for Backward Classes (NCBC)?1) Justice Vangala Eswariah 2) Justice M N Rao 3) Justice Gopala Gowda4) Justice Narendra babu 5) None of these.

84. Megan Young was recently crowned as Miss World 2013. She belongs to which ofthe following countries?1) Philippines 2) France 3) Ghana 4) Indonesia 5) None of these.

85. Who of the following has recently won the 2013 Nobel Prize for Medicine?1) James Rothman 2) Randy Schekman3) Thomas Suedhof 4) All of the above.

86. Peter Higgs and Francois Englert were announced the joint winners for which ofthe following catgories of Nobel prize for 2013?1) Physics 2) Chemistry 3) Economics 4) Literature 5) None of these.


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87. Who of the following has recently won the Nobel Prize in Chemistry 2013?1) Michael Levitt 2) Martin Karplus 3) Arieh Warshel 4) All of above

88. Alice Munro recently became the first canadian woman to win the Nobel Prize inwhich of the following disciplines?1) Physics 2) Literature 3) Peace 4) Economics 5) None of these.

89. Which of the following organisations has recently won the Nobel Peace Prize forthe year 2013?1) Organisation for the Prohibition of Chemical Weapons 2) UNICEF3) Amnesty International 4) Transparency International 5) None of these.

90. Eugene F. Fama, Lars Peter Hansen and Robert J. Shiller has recently won 2013Nobel Prize for Economics for their ground breaking work on which of thefollowing?1) Assets Markets 2) Applied Dynamic Model3) Financial Inclusion theory4) Optimum allocation of resources 5) None of these.

91. Who of the following was recently selected for the Indira Gandhi Award for NationalIntegration for the year 2012?1) M.S. Swaminathan 2) Anna Hazare 3) Swami Agnivesh4) Ila Bhat 5) None of these.

92. Who of the following sports persons has been recently appointed the brandambassador of National Tobacco Control Campaign?1) Sachin Tendulkar 2) Saurav Ganguly 3) Rahul Dravid4) Kapil Dev 5) None of these.

93. Who of the following was recently appointed the new Chief Justice of theMeghalaya High Court?1) Justice Prafulla Chandra Pant 2) Justice T. Nandakumar Singh3) Justice N.V. Ramana 4) Justice Adarsh Kumar Goel5) None of these.

94. Who of the following was recently appointed the Chairman of Association of MutualFunds in India (AMFI)?1) Sundeep Sikka 2) Sandesh kirkire 3) Milind Barve 4) None of above

95. Which of the following teams has recently clinched the Champions League Twenty-20 title by defeating Rajasthan Royals by 33 runs in New Delhi on 6 October, 2013?1) Mumbai Indians 2) Chennai Super Kings3) Otago Volts 4) Faisalabad Wolves 5) None of these.

96. Which of the following international football clubs has recently launched aresidential football academy in Pune in partnership with city-based DSK ShivajiansFC?1) Liverpool 2) Manchester United 3) AC Milan 4) None of these

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97. Which of the following countries recently won the 8th Womens Asia Cup 2013?1) Japan 2) Korea 3) India 4) China 5) None of these.

98. Sachin Tendulkar has recently announced to retire from Test Cricket after playinghis landmark 200th Test match against which of the following teams?1) Pakistan 2) Australia 3) West Indies 4) England 5) None of these.

99. Who of the following recently won gold medal in womens 3000m steeplechase inthe 53rd National Open Athletics Championship?1) Sudha Singh 2) Lalita Babar 3) Kiran Tiwari4) Sunita Jha 5) None of these.

100. Stephen Lee recently banned from the game of snooker for 12 years for match-fixing charges. He belongs to which of the following countries?1) England 2) Australia 3) Canada 4) USA 5) None of these.

101. Sania Mirza recently won the China open tennis championship trophy (womensDoubles) with whom of the following?1) Cara Black 2) Vera Dushevina 3) Arantxa Parra Santonja4) Mattek Sands 5) None of these

102. Who of the following has been recently named as the PGA Tours Player of theyear?1) Rory Mcllory 2) Arnold Palmer 3) Tiger woods4) Jordan Spieth 5) None of these

103. Which of the following countries for the first time has qualified for ICC Cricket WorldCup 2015?1) Afghanistan 2) Kenya 3) Pakistan4) New Zealand 5) None of these.

104. Who of the followings has recently won Sports Illustrated Sportsperson of theyear award?1) Saina Nehwal 2) PV Sindhu 3) Virat Kohli4) Sania Mirza 5) None of these.

105. Which software company in September 2013 entered into a multi-year outsourcingcontract with Toyota Motor Corps European Business?1) Infosys Ltd 2) Tata Supercom 3) Tata Consultancy Services4) India Net 5) HCL Tech

106. Which Malaysian airline received the crucial no objection certificate from the civilaviation ministry?1) Air Asia 2) Air Malya 3) Malya civil 4) Air civil 5) Air Mimba

107. Which insurance company in August 2013 entered into the agriculture insurancebusiness?1) R-Cap 2) ICICI pru 3) Birla Sunlife 4) LIC 5) None of these


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108. The Reserve Bank of India in October 2013 cancelled the licence of ShriSiddhivinayak Bank Ltd in ______1) Rajasthan 2) Maharashtra 3) Gujarat 4) Assam 5) Punjab

109. State owned steel maker Steel Authority of India Ltd in September 2013 decidedto invest around Rs.800 crore in_____1) Rajasthan 2) Bihar 3) Punjab 4) Orissa 5) Gujarat

110. The Reserve Bank of India in September 2013 relaxed rules for banks to provide tradecredit for import of _______to India by making the facility available to companiesacross all sectors.1) Capital goods 2) Luxury goods 3) Food Items 4) Clothes 4) Onion

111. The Reserve Bank of India in September 2013 set up a committee to promotefinancial inclusion or the process of spreading banking services to unbankedsegments of the country. The committee is headed by_________1) Nachiket Mor 2) Sunder Sahal 3) Rani Bai4) Mahesh Thakur 5) Geeta Moli

112. Who among the following in September 2013 is appointed as the marketingstrategist by SKS Microfinance Ltd for its re-branding and repositioning work?1) Jack Trout 2) Mary Com 3) Adward Jenner4) Sushant Sen 5) Michael Ferrare

113. The finance ministry in September 2013 agreed to allow a special bankingarrangement for the immediate disbursement of funds to pay loan on pendingsubsidies to _______1) Fertilizer sector 2) Industries 3) Cement sector4) Sugar cane industries 5) Oil companies

114. In September 2013, Tata Sons Ltd teamed up for a third time with whch nationsAirlines ltd to jointly enter the Indian aviation market?1) Singapore 2) Malaysia 3) Thailand 4) China 5) Japan

115. Indias state run explorer Oil and Natural Gas Corp Ltd in October 2013 signed apreliminary collaboratory pact for the production of the biofuel ethanol withChempolis Ltd of ____1) Finland 2) Italy 3) Sweden 4) Denmark 5) Australia

116. Which state in September 2013 withdrawn a Bill aimed at protecting interest ofdepositors from chit funds?1) Gujarat 2) Punjab 3) Haryana 4) West Bengal 5) Bihar

117. State owned ONGC Videsh Ltd in October 2013 won two onshore blocks of the____ for exploration.1) Myanmar 2) China 3) Taiwan 4) Austria 5) Zimbabwe

118. Which country in October 2013 moved a step closer to plugging the loopholes inthe Indian double tax-avoidance agreement?1) Thailand 2) Mauritius 3) Canada 4) Australia 5) China

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119. Who among the following in October 2013 has taken as the chairman of CorporationBank?1) S.R. Bansal 2) P.L. Desai 3) K.N. Khushlal4) A.K. Tyagi 5) P.K. Dwedi.

120. Japanese two-wheeler maker Yamaha in October 2013 decided to delay its 1500crore new plant in_____ due to economic slowdown.1) Chennai 2) Chandigarh 3) Ahmedabad 4) Mumbai 5) Nagpur

121. DLF Ltd in October 2013 concluded an agreement with Violet Green Power Ltd tosell a 23 megawatts capacity wind turbing business in ________1) Punjab 2) Rajasthan 3) Bihar 4) Gujarat 5) Assam

122. The cabinet committee headed by Prime Minister Manmohan Singh, in October2013, finalised a new name for the existing Targeted Public Distribution Scheme.What is the new name of this scheme?1) Anna Bhagya Yojana 2) Indiramma Anna Yojana3) Indira Anna Yojana 4) Bharat Anna Yojana 5) None of these

123. As per the Ease of Doing Business, released by the World Bank in October 2013.A. India has been ranked a lowly 134 in the ease of doing business index.B. India implemented the most number of business regulatory reforms in 2012-2013 in

the South Asian region.1) Only A 2) Only B 3) Both A and B4) Neither A nor B 5) None of these

124. None of the Above (NOTA) option made headlines on 29 October 2013. With whichof the following bodies is it associated?1) Reserve Bank of India 2) Election Commission of India3) Finance Commission 4) Securities and Exchange Board of India5) None of these

125. With which among the following neighboring countries, did India sign a BorderDefence Cooperation Agreement in Ocotber 2013 which binds the two countriesnot to use military capability to attack each other?1) Pakistan 2) China 3) Bangladesh4) Nepal 5) None of these

126. The Supreme Court of India ruled that Courts cannot impose a fine of more thantwice the amount in bounced cheques on 16 October 2013. Which of the followingacts pertain to this case?1) Negotiable Instruments Act, 1881 2) Banking Companies Act, 19493) Securities and Exchange Board of India Act, 19924) Indian Contract Act, 1872 5) None of these


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127. At which of the following places was Indias largest Air Traffic Control Tower,standing at 84 meters or nearly as high as a 30 storey building, inaugurated inOctober 2013?1) Bangalore International Airport 2) Rajiv Gandhi International Airport3) Indira Gandhi International Airport 4) Mumbai International Airport5) None of these

128. A joint exercise INDRA 2013 recently started in Mahajan Field Firing Range inThar Desert of Rajasthan. INDRA exercises are held between India and1) Australia 2) Russia 3) United States4) Britain 5) None of these

129. The Union Cabinet of India approved on 8 Oct1ober 2013 the National IdentificationAuthority of India Bill that will give statutory status to the Unique identificationAuthority of India (UIDAI). With reference to UIDAI, which of the followingstatements is/are correct?A. It would be used primarily as the basis for efficient delivery of welfare services.B. It would act as a tool for effective monitoring of various programs and schemes of the

Government.Select the correct answer using the codes given below:1) Only A 2) Only B 3) Both A and B4) Neither A nor B 5) None of these

130. As per an announcement made in October 2013, which state government is all setto launch She Taxi project, aimed at ensuring safe travel for women?1) Kerala 2) Delhi 3) Uttar Pradesh4) Maharashtra 5) None of these

131. Which High Court on 24 October 2013 issued certain norms to designate advocatesas senior advocates as per which it will be mandatory for an advocate to have aprofessional experience of minimum 15 years at the court?1) Delhi High Court 2) Lucknow High Court 3) Madras High Court4) Bombay High Court 5) None of these

132. As per the latest data, which among the following states/union territories of India makesmaximum revenue by legal gambling and accounts for 95 per cent of all legal gambling inthe country?1) Sikkim 2) Manipur 3) Goa 4) Nagaland 5) None of these

133. Which of the following states, in October 2013, announced door delivery schemefor all ration card holders of state to provide them food grain?1) Himachal Pradesh 2) Delhi 3) Chattisgarh 4) West Bengal 5) None of these

134. The Fort of Raja Rao Ram Bux which was in the news in October 2013 for itshidden gold treasure is located in which state in India?1) Maharashtra 2) Tamil Nadu 3) Uttar Pradesh4) Rajasthan 5) None of these

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135. The term Golden Triangle, which was in news in October 2013, reers to one ofAsias two main opium producing areas consists of three countries of SoutheastAsia. Which of the following countries constitute the Golden Triangle?1) India, Bangladesh and Bhutan 2) Myanmar, Laos and Thailand3) India, Laos and Myanmar 4) Japan, China and Thailand5) None of these

136. In October 2013, which of the following countries were elected to United Nations to serveas non-permanent members on the Security Council for two-year terms beginning on 1January 2014?1) Chad & Chile 2) Lithuania & Nigeria 3) Saudi Arabia4) All of the above 5) None of these

137. Which country, in October 2013, rejected its freshly acquired seat on the UnitedNations Security Council, saying the 15 member body is incapable of resolvingworld conflicts such as the Syrian civil war?1) Saudi Arabia 2) Jordan 3) Egypt 4) Iran 5) None of these

138. The newly set up Bharatiya Mahila Bank has been in the news in recent months.This bank will commence operations with an initial seed capital of1) Rs. 100 crore 2) Rs. 500 crore 3) Rs. 1,000 crore4) Rs. 1,500 crore 5) None of these

139. In the recently released Fortune magazines global list of top-50 women businessleaders, there were four Indian women. In this context, which among the followingis not correctly matched?1) Chanda Kochhar ICICI Bank2) Chitra Ramakrishna Bombay Stock Exchange3) Shikha Sharma Axis Bank 4) Naina Lal Kidwai HSBC 5) None of these

140. India and which country on 9 October 2013 signed MoU to do a joint feasibilitystudy of High Speed Railway system on the MumbaiAhmedabad route?1) Australia 2) Germany 3) Japan4) Russia 5) None of these

141. Which of the following bodies, in October 2013, announced new Foreign PortfolioInvestor regulations for easier registration process and operating framework forinvestors form abroad?1) Reserve Bank of India 2) Securities and Exchange Board of India3) Union Ministry of Finance 4) Planning Commission 5) None of these

142. Which among the following companies could be the first foreign company to entirelyown an Indian Telecom Service after the recent changes in Foreign Direct Investment(FDI) norms?1) SingTel 2) NTT Singapore 3) AlkaTel4) StarHub 5) None of these


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143. Which of the following banks, in October 2013, became the first bank to allowcustomers to open an account with just their Aadhaar number (no paperworkneeded)?1) ICICI Bank 2) State Bank of India 3) Axis Bank4) HSBC 5) None of these

144. With reference to the financial markets, which among the following is used todenote the steady cash flow for investors during their retirement years?1) Annuity 2) Gratuity 3) Perpetuity4) Amortization 5) None of these

145. Which of the following banks in the news in October 2013 for the so called monetarystimulus tapering that adversely impacts flow of funds to emerging economies?1) Reserve Bank of India 2) Bank of England 3) US Federal Reserve4) World Bank 5) None of these

146. With which airport did the Indira Ghandi International Airport enter into MoU calledSister Airport Agreement in October 2013?1) Birmingham Airport 2) Glasgow Airport 3) Tokyo Airport4) Durban Airport 5) None of these

147. Terry Walsh was, in October 2013, appointed as head coach of the Indian menshockey team. Which country is he from?1) England 2) Spain 3) Australia4) Germany 5) None of these

148. Which Indian Batsman, in October 2013, hit the fastest century by an Indian inone-day internationals surpassing Virender Sehwags four-year old record in thesecond one-day against the Australia in Jaipur?1) Shikhar Dhawan 2) Virat Kohli 3) Mahendra Singh Dhoni4) Rohit Sharma 5) None of these

149. Which Bollywood actress was, in October 2013, bestowed with the prestigiousMother Teresa memorial International Award for Social Justice?1) Sushmita Sen 2) Hema malini 3) Jaya Bhachchan4) Waheeda Rehman 5) None of these

150. At The Close of Play was in the news in October 2013 for making references toSachin Tendulkars controversial stand in the Monkeygate episode. Who is the authorof this book?1) Ricky Ponting 2) Steve Waugh 3) Adam Gilchrist4) Shane Warne 5) None of these

151. When a person wants to save money for a longer period of time with a view toearning a higher rate of interest, he/she should open which of the following typesof accounts?1) Savings account 2) Current account 3) Term Deposit account4) Recurring account 5) None of these

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152. Consider the following with respect to Initial Public Offering (IPO):A. Investment bank / Underwriter B. SEBI C. SECWhich of the above parties will be iinvolved in an IPO which takes place in India along with theissuing firm?1) Only A 2) Only B 3) Only C 4) Only A and B 5) Only B and C.

153. What is the expanded form of the term OLTAS?1) On-Line Tax Auditing System 2) On-Line Trade Auditing System3) On-Line Trade Accounting System 4) On-Line Tax Accounting System5) None of these.

154. Which of the following types of accounts do not earn any interest as per thenorms of the Reserve bank of India?1) Current Account 2) Savings Account3) Recurring Account 4) Deposit Account 5) None of these.

155. Examine the following and choose the one which is NOT a medium for granting creditby a bank.1) Overdraft 2) Kisan Credit Card 3) Demat Account4) Education loan 5) None of these

156. Usually the equated monthly instalments (EMIs), used to repay a loan or anadvance, comprises of which of the following?1) Principal 2) Interest 3) Tax 4) All the above 5) Only 1 and 2

157. Who among the following is / are authorised to issue commercial papers in Indiaas per the prevailing rules?1) Corporate 2) Commercial Banks 3) Foreign Companies4) Only 1 & 2 5) Only 1 & 3

158. The banks are in process to bring in biometric ATMs. These are specially aimed toaddress the needs of which of the following categories of customers?1) Urban customers 2) Rural customers 3) Students4) Women 5) None of these.

159. Consider the following rates/ ratios with respect to the monetary and credit policyof the RBI and identify the one which is not used under these policies.1) CRR 2) Repo Rate 3) Reverse Repo Rate4) Bank Rate 5) None of these.

160. A common bank customer is usually not expected to be involved in which of thefollowing activities?1) using Mobile Banking 2) Using Internet Banking3) Withdrawing cash from ATM 4) Clearing cheques 5) None of these.

161. Which of the following incomes is exempt from income-tax as per the prevailingrules in India?1) The salary of govt employees 2) The income derived from medical practices3) Agricultural income 4) The income derived from export of goods5) None of these.


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162. Every bank is required to maintain, at the close of business every day, a minimumproportion of their Net Demand and Time Liabilities called the Statutory LiquidityRatio (SLR). The SLR should be maintained in the form of1) Cash 2) Gold 3) Govt approved securities (Bonds)4) Any of the above 5) None of the above

163. Battling a record current account deficit (CAD) due to mounting oil import bill,the petroleum ministry has come up with a mega fuel conservation drive. Considerthe following statements in this regard:A. Staggered office timings for govt offices to decongest traffic and encourage the use of public

transportB. Introduce Free Cycle Scheme in select cities for saving fuelC. Keeping fuel stations closed at night.Which of the above measures is/are part of the above drive?1) Only A 2) Only B 3) Only C 4) Only A and B 5) All A, B and C

164. The RBI has banned zero per cent interest rate schemes were commonly beingoffered on which of the following types of transactions?1) Purchase of consumer goods through debit cards2) Purchase of consumer goods through credit cards3) Car loans 4) Education loan 5) None of these.

165. What does dear money refer to?1) A situation in which money or loans become very difficult to obtain in a country2) A situation in which money or loans become very easy to obtain in a given country3) A situation in which there is no demand for money or loans in a given country4) A situation in which there is high demand for money or loans in a given country5) None of these.

166. Consider the following with respect to the General Anti Avoidance Rules (GAAR):A. It will apply to entities availing tax benefit of atleast Rs. 3 cr.B. It will apply to foreign institutional investors (FIIs) that have claimed benefits under

any Double Tax Avoidance Agreement (DTAA)C. Investments made by a non-resident by way of offshore derivative instruments or

P-Notes through FIIs, will not be covered by the GAAR provisions.Which of the above statements is/are correct?1) All the above 2) Only A 3) Only B 4) Only C 5) None of these.

167. Which of the following foreign banks operating in India decided to discontinue itsretail broking and depository business recently?1) HSBC 2) Standard Chartered 3) BNP Paribas4) Bank of America 5) None of these.

I S B



168. The Union power ministry, in a bid to attract investment in the power sector, hascome up with a PPA model to develop power projects. What does PPA stand for?1) Power Production Agreement 2) Power Purchase Arrangement3) Power Purchase Agreement 4) Power Production Arrangement 5) None of these.

169. The Planning Commission has estimated that the current account deficit (CAD)for 2013-14 will be around 2.5 per cent of GDP. What does CAD refer to?1) The net import of goods, services and transfers is more than the countrys total

export of goods, services and transfers2) The net import of goods, services and transfers is less than the countrys total

export of goods, services and transfers3) The net foreign currency inflows is more than net foreign currency outflows4) The funds in the form of investments and loans flowing in are less than that flowing out of

an economy5) None of these.

170. Who among the following is the largest shareholder of a public sector bank?1) Reserve Bank of India (RBI) 2) Indian Banks Association (IBA)3) Govt. of India 4) LIC of India 5) None of these.

171. Italy became the first country in the world to implement a new tax called TobinTax recently. Tobin tax is levied on which of the following?1) Interest earned on investments 2) All cash remittances3) High Net-worth Individuals (HNIs) 4) Spot currency conversions5) None of these.

172. Which of the following norms / facilities of the banks is aimed at ensuring that themoney from illegal sources do not come to banks?1) Financial inclusion 2) Know Your Customer 3) Core Banking4) NEFT 5) None of these.

173. A bank accepts a deposit from a corporate house. The feature of the deposit are:A. accepted at a discounted value B. stamp duty is borne by the bankC. issued as issuance of promissory note D. TDS is not applicableIdentify the deposit:1) Commercial paper 2) Certificate of deposit 3) Flexi deposit4) Caution deposit 5) None of these.

174. If the government chooses to spend money freshly printed by the RBI againstgovernment securities, it should be kept in which among the following?1) Fiscal Adjustment 2) Deficit Financing 3) Mandatory spending4) Retrenchment 5) None of these.

175. The Statutory Liquidity Ratio (SLR), the amount of lilquid asets such as cash,precious metals and other short-term securities are kept with:1) RBI 2) Individual banks 3) Finance Ministry4) A bank designated by RBI 5) None of these


I S B


176. The Reserve Bank of India (RBI) has directed banks to follow the Clean Note Policystrictly and issue clean currency notes to public. What does Clean Note Policymeans?1) To do away the process of stapling the currency notes and to secure the note packets with

paper bands2) To sort notes into re-issuable and non-issuable notes and to withdraw soiled notes

from circulation in the market3) To stop writing of any kind on watermark window of bank notes4) All of above 5) None of these.

177. Exporters in India get insurance cover and risk cover from which of the followingorganizations?1) SIDBI 2) NABARD 3) ECGC 4) None of these.

178. Bank branches which can undertake foreign exchange business directly are knownas ______ foreign exchange.1) Authorized dealers 2) Foreign dealers 3) Overseas branches4) Approved dealers 5) Exchange branches.

179. A customer drawing a cheque on a bank has a right to _______1) Take back the cheque from the bank after it is paid2) Take back the cheque from the bank after it is paid with the permission of RBI3) Stop payment of the cheque before it is paid4) Stop payment of the cheque after it is paid5) Stop payment of the cheque before it is issued

180. When RBI lowers credit creation capacity of the system i.e., increase in CRR /SLR, it is said to be following a:1) Tight money policy 2) Easy money policy 3) Open money policy4) Closed money policy 5) None of these.

181. If a farmer avails a loan against pledge of gold ornaments for his agriculturalneeds, the loan in this case would be which of the following?1) Classified as gold loan 2) Consumption loan 3) Granted as agricultural loan4) Treated as personal loan 5) None of these.

182. What does the term Kite Flying mean?1) Doing unauthorized business

2) Allowing indiscriminate withdrawals to borrowers3) Permitting withdrawals against uncleared effects, i.e. cheque sent in clearing or to

be sent for clearing4) Opening of letters of credit and discounting such LCs for accommodation5) Sanctioning large advance limits without proper assessment

I S B



183. Which are the two critical variables that generally go into monetary planning byRBI?1) Demand and interest rates 2) Growth and Inflation 3) Price and supply4) Growth and interest rates 5) Movement in money market

184. What do you mena by the term Underwriting?1) The process by which a company either in the private sector or public sector raises

money2) The process by which investment bankers raise capital from investors, with liability

to subscribe to the issue in case of need3) The act of subscribing in a public issue by qualified institutional investors or high

net worth individuals4) The process by which finance is arranged through private placement of shares5) None of these.

185. For Open Market Operations, one of the measures taken by RBI in order to controlcredit expansion in the economy involves which of the folowing operations?1) Sale or purchase of short term and long term government securities2) Issuance of different kind of bonds3) Auction of Gold4) To prevail upon the banks through persuasion to control credit 5) None of these.

186. What is reinsurance?1) It is a form of insurance policy issued by banks only2) It is a form of insurance policy issued by government owned insurance companies3) It is a form of loan against insurance policy4) It is a insurance policy issued by IRDA5) It is a form of insurance taken by one insurance company from another insurancecompany.

187. Many times we read about Balance of Payment in economic literature. Which ofthe following statements define the term correctly?A. It is a record of all transactions made between one particular country and all other

countries.B. It is a record of all transactions made between the countries wherein the payment

was made in a currency other than US DollarC. It is a record of all exports / imports from/ by a country and difference in amount of

both in terms of payment in US Dollar.1) Only A 2) Only C 3) Only B 4) Both A and B 5) Only B and C

188. Which of the following is not a financial intermediary in the financial markets?1) Pension funds 2) Credit unions 3) Life insurance companies4) Small scale service institute 5) None of these.


I S B


189. Bad debts mean:

1) Amounts owed to a company that are going to be paid2) Amounts owed to a company that are not going to be paid3) Amounts owed to a company that are going to be paid within 2 years4) Amounts owed to a company that are not going to be paid within 8 years5) None of these.

190. In which part of India, many banks are established, which is called the Cradle ofIndian Banking System?1) Northern Assam 2) Southern Tamilnadu 3) Eastern Rajasthan4) Southern Karnataka 5) Western Maharashtra

191. Which of the following is not an imperfect note?1) Washed note 2) Bleached note 3) Mutilated note4) Oiled note 5) None of these.

192. The relationship between RBI and the Bank mantaining the currency chest is thatof ?

1) Debtor and Creditor 2) Principal and Agent 3) Bailor and Bailee4) Creditor and Debtor 5) None of these.

193. Which of the following banks was in the news in October 2013 for the so calledmonetary stimulus tapering that adversely impacts flow of funds to emergingeconomics?

1) Reserve Bank of India 2) Bank of England 3) US Federal Reserve4) World Bank 5) None of these.

194. The government of India, in October 2013, announced a funding for lendingscheme. Who are the beneficiaries for this scheme?

1) Micro-finance Institutions 2) Commercial Banks3) Finance departments of the State Governments4) Regional Rural Banks 5) None of these

195. In which city was first Automated Teller Machine (ATM) started?1) Kolkata 2) Mumbai 3) New Delhi 4) Channai 5) None of these.

I S B



196. Which of the following measures is/are being taken to ensure Financial Inclusionin India?

1) Initiation of no-frills account2) Providing banking service at doorstep through business correspondents3) Electronic Benefits Transfer (EBT) 4) All the above 5) None of these.

197. What do you mean by White ATMs?1) ATMs owned by banks 2) ATMs owned by non-bank agencies3) ATMs owned by foreign banks4) ATMs installed inside a business establishment5) None of these.

198. When the RBI intends to inject liquidity in the economy of the country, this isdone through which of the following mechanisms?1) By adjusting Repo 2) By increasing SLR3) Liquidity Adjustment Facility 4) By changing Bank Rate 5) None of these.

199. Which of the following statements is/are correct with respect to take-out financingundertaken by banks?A. The RBIs permission is mandatory for such financingB. This is generally a type of long-term financing (usually) on a piece of real propertyC. These loans require that interest and principal be paid in a single balloon payment atmaturity1) Only A 2) Only B 3) Only C 4) Only A and B 5) Only B and C

200. Who among the following appoints the Chairman and the Managing Director ofNationalised banks?

1) The governor of the RBI 2) The Central Govt.3) Board of Directors of the Bank 4) Indian Banks Association5) None of these.


I S B


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