F e d e r a l r e s e r v e o f D a l l a s

DALLAS. TEXAS 75222

Circular No. 72-20^

September 15, 1972

To the Bank Addressed:

Reference is made to our Circular Letter No. 72-191? dated September 7> and Circular Letter No. 72-19^-5 dated September 8, an­nouncing the expansion of the North Texas Regional Check Processing Center and the commencement on September 20 of the Gulf Coast Regional Check Processing Center.

In this regard, Bulletin 13, entitled "Collection of Cash Items Through the Regional Check Processing Centers," has been revised and is enclosed. The revised bulletin describes the terms and condi­tions under which we will handle cash items for collection at Regional Check Processing Centers. Supplements A and B to this bulletin contain revised time schedules for credit of cash items and lists of partici­pating banks for each of the Regional Check Processing Centers in the Eleventh Federal Reserve District.

If there are any questions regarding the operations of either the North Texas or Gulf Coast Regional Check Processing Centers, please contact: one of the officers in charge of the check collection function at the Dallas or Houston office.

Yours very truly,

P. E. Coldwell

President

Enclosure

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

BULLETIN 13

Collection Of Cash Items Through The Regional

Check Processing Centers

FEDERAL RESERVE BANK OF DALLAS

SCOPE

This bulletin describes the terms and conditions under which we will handle cash items for collection at Regional Check Processing Centers. Supplements A and B and subsequent supplements to this bulletin contain the current time schedules for credit of cash items and current lists of participating banks for each of the various Regional Check Processing Cen­ters in the Eleventh Federal Reserve District.

This bulletin, along with Regulation J and certain other bulletins of this bank, constitutes a portion of the contract under which cash items are handled for collection by the Regional Check Processing Centers.

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

TABLE OF CONTENTS

Section 1, GENERAL

1.00 Collection contract

1.05 Authority

Section 2, DEFINITIONS AND REFERENCES

2.00 Definitions, references to Regulation J

2.05 Reference to Bulletin 1

2.10 Reference to Bulletin 8, 11, and 12

2.15 Use of term “Regional Check Processing Center” (RCPC)

2.20 Use of term “Participating Bank”

2.25 Use of term “Correspondent Bank”

2.30 Use of term “relay station”

Section 3, CASH ITEMS TO BE HANDLED

3.00 Requirements for handling by RCPC'S

3.05 Unsorted cash items, 2,000 items daily average

3.10 Cash items received from a Correspon­dent Bank

3.15 Cash items received at relay stations

Section 4, PAYMENT FOR CASH LETTERS

4.00 Time of payment

4.05 Forms to be used

4.10 Effects of new agreements

4.15 Termination of agreements

Section 5, RETURN ITEMS

9-21-72i

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Section 1, GENERAL

This bulletin is directed to the appropriate mem­ber and nonmember banks of the Eleventh Fed­eral Reserve District and others concerned:

1.00 Collection contract

Regulation J and this bulletin prescribe the terms and conditions upon which we will handle cash items for collection at Regional Check Processing Centers.

1.05 Authority

This bulletin is issued pursuant to the provisions of sections 4, 13, 14(e), and 16 of the Federal Reserve Act and the provisions of related sta­tutes and in conformity with the provisions of related statutes and Regulation J.

Section 2, DEFINITIONS AND REFERENCES

2.00 Definitions, references to Regulation J

All terms defined in Regulation J and used herein have the meanings stated in that regulation.

2.05 Reference to Bulletin 1

Several definitions, rules of construction, and other provisions applicable to this bulletin are found in our Bulletin 1, General Provisions, and are incorporated herein by reference.

2.10 Reference to Bulletin 8 ,1 1 , and 12

Except as may otherwise be specifically pro­vided in this bulletin, all provisions of our Bul­letin 8, 11, and 12 shall be applicable to cash items sent to Regional Check Processing Centers.

2.15 Use of term “Regional Check Processing Center” (RCPC)

The term “Regional Check Processing Center” (RCPC) means the location of a facility operated by or under contract with the Federal Reserve Bank of Dallas or its Branches for the receipt and handling, pursuant to the provisions of this bul­letin, of cash items to be presented or forwarded for collection to any Participating Bank.

2.20 Use of term “Participating Bank”

The term “Participating Bank” refers to any member or nonmember bank shown in the cur­rent supplements to this bulletin.

2.25 Use of term “Correspondent Bank”

A “Correspondent Bank”, in this bulletin, means a member bank that a Participating Bank may designate by agreement for purposes of any set­tlement necessitated by the Participating Bank’s use of the RCPC’S.

2.30 Use of term “relay station”

The term “relay station” means any location des­ignated by this Bank for the receipt of cash items sent thereto, by any Participating Bank with per­mission of this Bank, for transport to an RCPC and subsequent handling pursuant to the provi­sions of this bulletin.

Section 3, CASH ITEMS TO BE HANDLED

3.00 Requirements for handling by RCPC’S

RCPC’S will handle as cash items all items which fulfill the below requirements and which are to be presented to a Participating Bank from any Fed­eral Reserve Bank, from any member bank of another Federal Reserve District for account of such other Federal Reserve Bank, from any mem­ber bank of this District, from a Participating Bank, or from a Correspondent Bank.

Except as otherwise provided by this bulletin, all items sent for handling to RCPC’S must meet the requirements of section 3 in our Bulletin 8 and must also:

(a) be preprinted or post-encoded with the rout­ing symbol and suffix of the transit number of the paying bank in magnetic ink in E-13B type in the manner prescribed and at the location as­signed by the A.B.A.,

(b) be amount-encoded in the manner prescribed, and at the location assigned by the A.B.A.; pro­vided that any bank which sends to RCPC’s a daily average of fewer than 100 cash items per day eligible for handling hereunder, as deter­

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

mined by this bank, shall not be subject to the requirement of amount encoding,

(c) be separately sorted in separate cash letters of Government checks, postal money orders, food stamp coupons, and items drawn on a Par­ticipating Bank, and

(d) be properly endorsed as set forth in section5 of our Bulletin 8.

3.05 Unsorted cash items, 2,000 items daily average

Any member bank that has for collection a daily average of not more than 2,000 amount-encoded items drawn on Participating Banks and items which originate from outside the RCPC area and which are payable outside the city or town in which such bank is located may, upon applica­tion, be permitted to send all those items to this bank unsorted in one cash letter. Credit for items so sent, when received in time for presentment on the day of receipt of all items drawn on Par­ticipating Banks included with such cash letter, will be given one business day after receipt.

3.10 Cash item s received from a Correspondent Bank

W ith respect to any cash item received from a Correspondent Bank under the terms of this bul­letin, the relationships, rights, warranties, and liabilities existing between the Correspondent Bank and this bank will be deemed to be the same, and the provisions of Regulation J and this bank’s bulletins shall apply, as though the Cor­respondent Bank had endorsed such items and sent them to the RCPC for its own account.

3.15 Cash item s received at relay stations

W ith the permission of this bank, cash items may be sent to relay stations, and when received there, shall be deemed to have been received at the appropriate RCPC.

Section 4, PAYMENT FOR CASH LETTERS

4.00 Time of payment

Payment for each cash letter will be effected on the day of presentment by a debit to a member bank’s reserve account. Each cash letter will be debited in full with subsequent adjustments for return items and errors.

4.05 Forms to be used

The following forms will be executed by Partici­pating Banks for payment of cash letters:

(a) An Automatic Charge Authorization covering automatic charges to a member bank’s reserve account for items presented to it.

(b) An Automatic Charge Authorization to be ex­ecuted by a member or nonmember bank des­ignating the reserve account of another bank to be charged for payment of items drawn on the former. Any member bank authorizing use of its reserve account in this manner shall be deemed to designate the bank executing the agreement its agent to send cash items to the clearing center and to receive return items.

(c) A Letter of Authority to Deliver Cash Letters to a Processing Center to be used in conjunction with either of the previously named two agree­ments.

4.10 Effects of new agreements

An executed form of automatic charge authoriza­tion or a Letter of Authority to Deliver Cash Let­ters to a Processing Center shall effectively super­sede and rescind all previous agreements of the same type and all previous agreements and au­thorizations concerning or related to the use of the automatic payment plan with regard to cash letters handled by an RCPC.

4.15 Termination of agreements

Any party to a Letter of Authority to Deliver Cash Letters to a Processing Center may at any time give written notice of termination to the other parties. Notice of termination by this bank will terminate the agreement as of the time stated in the notice. Notice of termination by any other party will terminate the agreement upon the later of receipt of the notice by this bank or the time

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

stated in the notice. Termination shall not affect this bank’s rights to make all account entries required by the automatic payment plan relating to any cash letter dispatched prior to the effec­tive date of termination.

Section 5, RETURN ITEMS

Cash items received by the respective paying banks to which they have been presented or for­warded hereunder are to be returned, if unpaid, in accordance with the provisions of section 210.12 of Regulation J, and subject to instructions contained in section 9 of Bulletin 8 and in Bul­

letin 11.

Return items which have been handled by two or more Participating Banks will be returned to the first participating endorser. In instances of such direct returns Correspondent Banks shall be deemed to have agreed that all legal respon­sibilities and warranties will exist as though the return has been effected through them.

If a cash item is returned without entry, refund will be made to the returning bank and charges will be made to the sender only if the sender specifically authorizes us to do so.

9-21-723

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

SUPPLEMENT A

NORTH TEXAS REGIONAL CHECK PROCESSING CENTER

Time Schedule For Credit of Cash Items Presented Through The North Texas RCPC

Credit will be given by this bank for cash items eligible for handling hereunder when received at the Regional Check Processing Center in a separate cash letter by the closing hours indicated below:

IMMEDIATE CREDIT

From Participating Banks, Federal Reserve Banks, and from senders other than Participating Banks

RCPC Items

*Checks drawn on the Treasurer of the United States, Postal Money Orders, and redeemed United States Department of Agriculture food stamps.

CLOSING HOUR

On Mondays through Fridays (if not holidays)

12:01 a.m.

12:01 a.m.

DEFERRED CREDIT

One business day after receipt

Mixed cash letters from any member bank that has for collection a daily average of not more than 2,000 amount-encoded items.

Computer rejects

On Sundays through Thursdays (if not holidays)

12:01 a.m.

*4:00 p.m.

*This applies to nonmember participating banks. Member banks may deposit these items until 2:30 p.m., Monday through Friday, as set out in our Bulletin 10.

**A11 items in this category received betw een 4:00 p.m., Thursday and 4:00 p.m., Sunday w ill be credited Monday.

9-21-72A-l

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

PARTICIPATING BANKS-NORTH TEXAS REGIONAL CHECK PROCESSING CENTER

Bank

Allen State Bank First National Bank First State Bank First National Bank First State Bank Central National Bank Collin County National Bank First State Bank First National Bank Plano Bank & Trust Citizens State Bank Prosper State Bank First State Bank

Dallas County State Bank First Security Bank & Trust Co. First Bank and Trust Co. American Bank & Trust Co. Bank of Dallas Bank of the Southwest Brookhollow National Bank Buckner State Bank Casa Linda National Bank Citizens National Bank Commercial National Bank Commonwealth National Bank Dallas Bank & Trust Co.Dallas International Bank East Dallas Bank Exchange Bank & Trust Co.Fair Park National Bank Fidelity Bank, N.A.First Citizens Bank First Continental Bank First National Bank Grand Avenue Bank & Trust Co. Greenville Avenue State Bank Grove State Bank Guaranty Bank Hillcrest State Bank Hillside Bank & Trust Co. Inwood National Bank Lakewood Bank & Trust Co. Main Street National Bank Mercantile National Bank

Collin County

Location

AllenAnnaCelinaFarmersvilleFriscoMcKinneyMcKinneyMcKinneyPlanoPlanoPrincetonProsperWylie

Dallas County

CarrolltonCarrolltonCedar HillDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallasDallas

Transit Number

1119111911191119111911191119111911191119111911191119

-0133■1632-0809-0454■2246-0220■0219-0373-0629-0123■1240-1242-2220

1119-22301119-01441119-01471110-00811110-00971110-01181110-04201110-00951110-00981110-01101110-01051110-01081110-00901110-00711110-00911110-00821110-00861110-04311110-00891110-01751110-00011110-00751110-00831110-00251110-00801110-21591110-00991110-01041110-00791110-01151110-0061

A-2

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Dallas County (cont’d]

Bank Location Transit Number

Merchants State Bank Dallas 1110-0084Metro Bank of Dallas Dallas 1110-0101National Bank of Commerce Dallas 1110-0004North Central Bank Dallas 1110-0285North Dallas Bank & Trust Co. Dallas 1110-0096North Park National Bank Dallas 1110-0121Northwest National Bank Dallas 1110-0094Oak Cliff Bank & Trust Co. Dallas 1110-0053Park Cities Bank & Trust Co. Dallas 1110-0093Preston State Bank Dallas 1110-0092Republic National Bank Dallas 1110-0062Royal National Bank Dallas 1110-0103Security Bank & Trust Co. Dallas 1110-0358Texas Bank & Trust Co. Dallas 1110-0077Texas National Bank Dallas 1110-0116Trinity National Bank Dallas 1110-0100Valley View State Bank Dallas 1110-0394Village Bank, N.A. Dallas 1110-0396White Rock National Bank Dallas 1110-0102W ynnewood State Bank Dallas 1110-0088DeSoto State Bank DeSoto 1119-0159First National Bank Duncanville 1119-2370Central Bank & Trust Co. Farmers Branch 1119-2374Town North National Bank Farmers Branch 1119-0450Colonial National Bank Garland 1119-0224First National Bank Garland 1119-0774Garland Bank & Trust Co. Garland 1119-2234Southern Bank & Trust Co. Garland 1119-0167First National Bank Grand Prairie 1119-2238Grand Prairie State Bank Grand Prairie 1119-0730Midway National Bank Grand Prairie 1119-0157South Central Bank Hutchins 1119-0426American Bank & Trust Co. Irving 1119-0296Citizens State Bank Irving 1119-0299First National Bank Irving 1119-2382Irving Bank & Trust Co. Irving 1119-1112Southwest Bank & Trust Co. Irving 1119-2300Bank of Lancaster Lancaster 1119-0293First National Bank Lancaster 1119-1874Bank of Mesquite Mesquite 1119-0418First National Bank Mesquite 1119-0829Mesquite State Bank Mesquite 1119-2389Citizens State Bank Richardson 1119-1261First Bank & Trust Richardson 1119-2369First National Bank Richardson 1119-0168Promenade National Bank Richardson 1119-0364Richardson Heights Bank & Trust Richardson 1119-0203Seagoville State Bank Seagoville 1119-2277

9-21-72A-3

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Bank

Denton County National BankFirst State BankUniversity State BankW estern National Bank of DentonJustin State BankFarmers & Merchants State BankLewisville National BankLewisville State BankPilot Point National BankFirst National Bank

Citizens National BankEnnis State BankFarmers & M erchants State BankFirst State BankFirst State BankFirst National BankFirst State BankCommercial State BankRed Oak State BankCitizens National BankW axahachie Bank & Trust Co.

First National Bank

Citizens National Bank Colonial Trust Company Hillsboro State Bank First National Bank

State National Bank Citizens National Bank Colonial Bank of Greenville First Greenville National Bank Quinlan State Bank

Denton County

Location

DentonDentonDentonDentonJustinKrumLewisvilleLewisvillePilot PointSanger

Ellis County

EnnisEnnisFerrisItalyMaypearlMidlothianMilfordPalmerRed OakWaxahachieWaxahachie

Grayson County

Van Alstyne

Hill County

HillsboroHillsboroHillsboroItasca

Hunt County

Caddo MillsGreenvilleGreenvilleGreenvilleQuinlan

Transit Number

1119 0214 1119-1474 1119-2398 1119-0102 1119-1122 1119-1132 11190138 1119-0717 1119-0600 1119 0553

11190176 1119-2031 1119-0633 1119 0665 1119-0878 1119-0765 1119-0797 1119-0851 1119-1539 1119-0162 1119-0165

1119-0576

1119-01691119-01721119-21741119-0602

1119-09861119-01221119-03711119-01191119-0205

A FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Bank

Alvarado State BankBurleson State BankFarmers & M erchants State BankCleburne National BankFirst National BankFirst State BankFirst State BankFirst State Bank

Farmers National BankForney State BankFarmers & Merchants National BankFirst National BankBank of MabankAmerican National BankTerrell State Bank

Johnson County

Location

AlvaradoBurlesonBurlesonCleburneCleburneGrandviewKeeneRio Vista

Kaufman County

ForneyForneyKaufmanKempMabankTerrellTerrell

Transit Number

11191119111911191119111911191119

06640390

-1637-0086-21230699

-0351-2009

1119111911191119111911191119

■0682■1704■1696■0543■1152■0151■0153

First State Bank Corsicana National Bank First National Bank State National Bank Citizens State Bank First State Bank

Citizens National BankFirst National BankMerchants & Farmers State Bank

Navarro County

Blooming GroveCorsicanaCorsicanaCorsicanaFrostRice

Parker County

W eatherfordW eatherfordW eatherford

111911191119111911191119

■1060■2076010601110814■1260

1119-01991119-01981119-0200

First State Bank Citizens State Bank

Arlington Bank & Trust Co. Arlington Bank of Commerce Arlington National Bank First National Bank Great Southwest National Bank

Rockwall County

Rockwall Royse City

Tarrant County

ArlingtonArlingtonArlingtonArlingtonArlington

1119-06721119-0639

1119-21861119-03781119-01491119-22781119-0270

9-21-72A-5

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13 ^

Tarrant County (cont’d)

Bank Location Transit Number

Azle State Bank Azle 1119-2330First State Bank Bedford 1119-2384Benbrook State Bank Benbrook 1119-0455First National Bank of Colleyville Colleyville 1119-0462The Bank of Crowley Crowley 1119-0323First National Bank Euless 1119-2388Bank of Commerce Fort W orth 1119-0025Bank of Fort W orth Fort Worth 1119-0064Central Bank & Trust Fort Worth 1119-0065City National Bank Fort W orth 1119-0074Continental National Bank Fort W orth 1119-0022Everman National Bank Fort W orth 1119-0079First National Bank Fort W orth 1119-0001Fort W orth National Bank Fort W orth 1119-0005Gateway National Bank Fort W orth 1119-0073Haltom City State Bank Fort W orth 1119-2276Northeast National Bank Fort Worth 1119-2378North Fort W orth State Bank Fort Worth 1119-0062Northwest National Bank Fort Worth 1119-0174Ridglea State Bank Fort Worth 1119-0067Riverside State Bank Fort W orth 1119-0063Security State Bank, River Oaks Fort W orth 1119-2337Seminary State Bank Fort W orth 1119-0070Southwest Bank Fort W orth 1119-0075State Bank of East Fort Worth Fort W orth 1119-0068Tarrant State Bank Fort W orth 1119-0071Union Bank of Fort Worth Fort Worth 1119-0023University State Bank Fort Worth 1119-0066American Bank of Commerce Grapevine 1119-0259First National Bank Grapevine 1119-1917Bank of North Texas Hurst 1119-0288First National Bank of Hurst Hurst 1119-2309Keller State Bank Keller 1119-0404Mansfield State Bank Mansfield 1119-2242North Central Bank Saginaw

Van Zandt County

1119-0456

First National Bank Wills Point

Wise County

1119-0589

Continental State Bank Boyd 1119-0961First National Bank Bridgeport 1119-0412First National Bank Decatur 1119-0509First National Bank Rhome

A-6

1119-1259

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

SUPPLEMENT B

GULF COAST REGIONAL CHECK PROCESSING CENTER

Time Schedule For Credit of Cash Items Presented Through The Gulf Coast RCPC

Credit will be given by this bank for cash items eligible for handling hereunder when received at the Regional Check Processing Center in a separate cash letter by the closing hours indicated below:

IMMEDIATE CREDIT

From Participating Banks, Federal Reserve Banks, and from senders other than Participating Banks

RCPC Items

*Checks drawn on the Treasurer of the United States, Postal Money Orders, and redeemed United States Department of Agriculture food stamps.

CLOSING HOUR

On Mondays through Fridays (if not holidays)

12:01 a.m.

12:01 a.m.

DEFERRED CREDIT

One business day after receipt

Mixed cash letters from any member bank that has for collection a daily average of not more than 2,000 amount-encoded items.

Computer rejects

On Sundays through Thursdays (if not holidays) .

12:01 a.m.

**4:00 p.m.

*This applies to nonmember participating banks. Member banks may deposit these items until 2:30 p.m., Monday through Friday, as set out in our Bulletin 10.

**A11 items in this category received betw een 4:00 p.m., Thursday and 4:00 p.m., Sunday w ill be credited Monday.

9-21-72B-l

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

PARTICIPATING BANKS-GULF COAST REGIONAL CHECK PROCESSING CENTER

Bank

Elkhart State Bank First State Bank East Texas National Bank First National Bank Royall National Bank

Diboll State Bank Huntington State Bank First Bank and Trust Lufkin National Bank Texas National Bank

Austin County State Bank First National Bank Citizens State Bank Wallis State Bank

Citizens State Bank First National Bank Elgin National Bank First National Bank

Alvin State BankFirst National BankAngleton Bank of CommerceFirst National BankFirst State BankFirst State BankFirst Danbury State BankBrazosport Bank of CommerceFirst Freeport National BankFirst National BankLake Jackson BankPearland State BankCitizens State BankFirst Capitol BankW est Columbia National Bank

Anderson County

Location

ElkhartFrankstonPalestinePalestinePalestine

Angelina County

DibollHuntingtonLufkinLufkinLufkin

Austin County

BellvilleBellvilleSealyWallis

Bastrop County

BastropBastropElginSmithville

Brazoria County

AlvinAlvinAngletonAngletonBrazoriaCluteDanburyFreeportFreeportLake JacksonLake JacksonPearlandSweenyW est ColumbiaWest Columbia

Transit Number

1131-14291131-10611131-00741131-00711131-0073

1131-22801131-23661131-03451131-03431131-0171

1131-03691131-03681131-04271131-1339

1131-04961131-04951131-04971131-0287

1131­1131­1131­1131­1131­1131­1131­1131­1131­1131­1131­1131­1131­1131­1131-

057223650645064409652336031813361548013122322357225916382387

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Bank

City National Bank First Bank and Trust First National Bank Bank of A. & M. University National Bank

Caldwell National Bank First State Bank Citizens State Bank

Bank of Commerce First National Bank First State Bank and Trust Seaport Bank

Security State Bank Mont Belvieu State Bank Gulf Coast State Bank

Continental State Bank First National Bank Texas Bank and Trust Citizens State Bank First State Bank First State Bank

Columbus State Bank First State Bank First National Bank First State Bank Hill Bank and Trust

Fayetteville Bank Flatonia State Bank First National Bank LaGrange State Bank Farmers State Bank First National Bank

Brazos County

Location

BryanBryanBryanCollege Station College Station

Burleson County

CaldwellCaldwellSomerville

Calhoun County

Point Comfort Port Lavaca Port Lavaca Seadrift

Chambers County

Anahuac Mont Belvieu Winnie

Cherokee County

AltoJacksonvilleJacksonvilleRuskRuskWells

Colorado County

Columbus Columbus Eagle Lake Weimar Weimar

Fayette County

FayettevilleFlatoniaLaGrangeLaGrangeSchulenbergSchulenberg

Transit Number

1131-02311131-02321131-02301131-01541131-2229

1131-05651131-05661131-1299

1131-03771131-23161131-05021131-0376

1131-09121131-03751131-2340

1131­1131­1131­1131­1131­1131-

070303271520193905271545

1131-18631131-15231131-04881131-07521131-0751

113111311131113111311131

■1741■0761-04530452■2074■0690

B-39-21-72

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Bank

Missouri City State Bank First National Bank Fort Bend National Bank First National Bank Rosenberg Bank and Trust Co. First National Bank Southwestern Bank Sugar Land State Bank

Fort Bend County

Location

Missouri CityRichmondRichmondRosenbergRosenbergStaffordStaffordSugar Land

Transit Number

11311131113111311131113111311131

-0282-1552-2094-2072-0658-2307-0380-2290

Galveston County

Citizens State Bank Dickinson 1131-1138Friendswood Bank Friendswood 1131-0247American Bank Galveston 1131 0056Bank of Galveston, N.A. Galveston 1131-0057First Hutchings-Sealy National Bank Galveston 1131-0001Moody National Bank Galveston 1131-0009W. L. Moody and Company Galveston 1131-0003University National Bank Galveston 1131-0059U. S. National Bank Galveston 1131 0004First State Bank Hitchcock 1131-2371Bank of the Mainland La Marque 1131-2236League City State Bank League City 1131-2295Mainland Bank Texas City 1131-0207Texas City National Bank Texas City 1131-0204

First National Bank First State Bank Iola State Bank First National Bank Security State Bank Farmers State Bank

Grimes County

AndersonBediasIolaNavasotaNavasotaShiro

113111311131113111311131

■0913■0937■1108■0275■1807■1385

Peoples State Bank First National Bank Silsbee State Bank Sour Lake State Bank

Hardin County

Kountze Silsbee Silsbee Sour Lake

1131-22821131-02131131-12931131-1301

Crockett State Bank First National Bank First State Bank Grapeland State Bank

Houston County

CrockettCrockettGrapelandGrapeland

1131-02451131-02441131-10781131-1392

B-4

^ FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Bank

Jackson County

Location Transit Number

First National Bank Edna 1131-2265Jackson County State Bank Edna 1131-0542Citizens State Bank Ganado 1131-1064

East Texas State Bank

Jasper County

Buna 1131-2381First National Bank Jasper 1131-2356First State Bank Jasper 1131-2187Kirbyville State Bank Kirbyville 1131-0372

American National Bank

Jefferson County

Beaumont 1131-0025Beaumont State Bank Beaumont 1131-2287Citizens National Bank Beaumont 1131-0184First Security National Bank Beaumont 1131-0024Gateway National Bank Beaumont 1131-2341Lamar State Bank Beaumont 1131-2344Texas Bank Beaumont 1131-0344Union State Bank Beaumont 1131-0337Village State Bank Beaumont 1131-2354First State Bank Groves 1131-2305Nederland State Bank Nederland 1131-2228First National Bank Port Arthur 1131-0140Merchants Bank Port Arthur 1131-0141Sabine National Bank Port Arthur 1131-2314First National Bank Port Neches 1131-1963Mid County Bank Port Neches 1131-0439

First National Bank

Lavaca County

Hallettsville 1131-0597Peoples State Bank Hallettsville 1131-2138Farmers & M erchants State Bank Moulton 1131-1998First National Bank Shiner 1131-0683

Lee County

Citizens State Bank Giddings 1131-0472First National Bank Giddings 1131-0471Lexington State Bank Lexington

Liberty County

1131-1140

Cleveland Bank & Trust Co. Cleveland 1131-1492Farmers State Bank Cleveland 1131-2111Dayton State Bank Dayton 1131-1024Hull State Bank Hull 1131-1832First Liberty National Bank Liberty 1131-1605First State Bank Liberty 1131-0740

9-21-72B-5

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Madison County

Bank Location

Farmers State Bank MadisonvilleFirst National Bank Madisonville

Matagorda County

Bay City Bank & Trust Co. Bay CityFirst National Bank Bay CityCity State Bank Palacios

Montgomery County

American Bank ConroeConroe Bank ConroeFirst National Bank ConroeMontgomery County National Bank ConroeFirst State Bank MagnoliaCommunity Bank New CaneyFirst State Bank Willis

Chireno State Bank First National Bank Commercial State Bank Commercial National Bank Fredonia State Bank Stone Fort National Bank

Nacogdoches County

ChirenoCushingGarrisonNacogdochesNacogdochesNacogdoches

Newton County

First National Bank Newton

Orange County

Bridge City State Bank Bridge CityCounty National Bank OrangeFirst National Bank OrangeOrange Bank OrangeVidor State Bank Vidor

Citizens State Bank First National Bank First State Bank

First National Bank First National Bank

Polk County

CorriganLivingstonLivingston

Refugio County

RefugioWoodsboro

Transit Number

1131-05481131-0547

1131-02921131-02911131-2190

1131-03601131-22701131-16841131-04281131-04441131-02481131-1350

1131-14121131-10231131-10661131-02711131-01771131-0269

1131-1198

1131-23521131-23461131-01791131-01801131-2286

1131-18341131-05451131-0546

1131-12581131-1471

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13

Bank

First State Bank Pineland State Bank

Commercial State Bank First National Bank

Bank of San Jacinto County Peoples State Bank

Farmers State Bank First National Bank Texas State Bank Citizens State Bank First State Bank

First National Bank First National Bank

Chester State Bank First State Bank Citizens State Bank

American Bank of Commerce Commercial Bank First Victoria National Bank Victoria Bank & Trust Company

First National Bank Huntsville National Bank New W averly State Bank

Farmers State Bank Citizens State Bank

Sabine County

Location

HemphillPineland

San Augustine County

San Augustine San Augustine

San Jacinto County

ColdspringShepherd

Shelby County

CenterCenterJoaquinTenahaTimpson

Trinity County

GrovetonTrinity

Tyler County

ChesterColmesneilWoodville

Victoria County

VictoriaVictoriaVictoriaVictoria

W alker County

Huntsville Huntsville New Waverly

W aller County

BrookshireHempstead

Transit Number

1131-22081131-2319

1131-14581131-1283

1131-01521131-2029

1131-05071131-05081131-21131131-23621131-0530

1131-10811131-1386

1131-19721131-10331131-1910

1131-22881131-01351131-02551131-0257

1131-04001131-04011131-1200

1131-09731131-0417

FEDERAL RESERVE BANK OF DALLAS BULLETIN 13 ^

Bank

Farmers National Bank First National Bank Washington County State Bank Farmers State Bank

Community State Bank Union State Bank Commercial State Bank First National Bank First State Bank Security Bank and Trust W harton Bank and Trust

W ashington County

Location

Brenham Brenham Brenham Chappell Hill

•

W harton County

BolingEast Bernard El Campo El Campo Louise W harton W harton

Transit Number

1131-17191131-02161131-02171131-0998

1131113111311131113111311131

-03791037■04800479230605350536

B-8