Cybersecurity and Financial Literacy

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Resources for Cybersecurity and Identity Theft Deborah Kozdras USF Stavros Center Generously funded by State Farm and the Coca Cola Foundation http://tinyurl.com/ StavrosCybersecurity

Transcript of Cybersecurity and Financial Literacy

Page 1: Cybersecurity and Financial Literacy

Resources for Cybersecurity and Identity Theft

Deborah KozdrasUSF Stavros Center

Generously funded by State Farm and the Coca Cola Foundation

http://tinyurl.com/StavrosCybersecurity

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Why do we participate in risky online behavior?

http://www.behavioraleconomics.com/BEGuide2016.pdf

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Classic Economics

• People choose. • All choices involve costs. • People respond to incentives in predictable ways. • People create economic systems that influence

choices and incentives. • People gain when they trade voluntarily. • People’s choices have consequences for the

future.

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Problems With Classical Economic Thought

• People choose. • All choices involve costs. • *People respond to incentives in predictable

ways. • People create economic systems that influence

choices and incentives. • People gain when they trade voluntarily. • People’s choices have consequences for the

future.

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Behavioral Economics & Behavioral Finance

http://www.cs.unibo.it/~ruffino/Letture%20TDPC/Kahneman.%20am.ec.rev.,%205,%202003.pdf

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Why do we participate in risky online behavior?

http://www.behavioraleconomics.com/BEGuide2016.pdf

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Follow the Digital Trail: Personal vs Private Information

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Like Farming• "Like farming" on Facebook

takes advantage of users' good intentions to make posts go viral

• Making a page more popular with likes and shares makes it show up for more users

• Owners can then use the popular page to advertise, or sell it to someone else

• Often, images and videos are used without permission of their owners

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Clickbait continued

• Can you name a

*From Smash.com.some questionable content on site so I included images in the following pages

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Red and the CyberwolfOn the Internet, nobody knows you are a dog. What information is safe to share?

• What is your name?• How old are you?• Where do you live?• Did you ever ask your

mom to buy you Farmer Brown’s Chocoholic Milk?• How much money does

your mom make?• Do your parents drive

an expensive car?

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Hi Students,My name is Red and my friend Jack, the beanstalk guy, suggested I email you. You may remember the story of my grandma: Little Red Riding Hood. There are a lot of crazy versions of that story out there. Do you want to know the true ending? The Big Bad Wolf was arrested and my grandma was fine! All my life, I’ve been warned about the Big Bad Wolf and I NEVER talk to strangers in real life! The problem is Jack was over playing online games and apps with me and he said that when I messaged my game friends, I was talking to strangers! He also told me that there were risks. For example, if I share certain kinds of information online, the Big Bad Wolf could be an online predator. He might pretend to be a game friend and try to get personal and private information from me that I don’t want him to know. Jack and I have started an afterschool technology club. When my friends and I play online, we especially like to fill in surveys and enter contests. And I really like to make new friends. Please let me know if any of these things are dangerous. Can you please create some flyers or posters that would help protect me and my friends against online risks? Sincerely, Red P.S. I no longer wear one of those old fashioned riding hoods, like my grandma. I prefer wearing red hoodies!

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1) Contest Questions:Have you ever sent a text or virtual message?Have you ever played on an online game or app on a mobile device or phone?Have you ever entered a contest online?Form for the contest:

Email:Name:Where do you live?Are you a boy or a girl?Age:Favorite movie:Hobbies:Favorite band:2) Survey Questions:

What is your name?How old are you?Where do you live?Did you ever ask your mom to buy you Farmer Brown’s Chocoholic Milk?How much money does your mom make?Do your parents drive an expensive car?

3) Information shared on the online profile:My name is ______________________.I’m a _____year old (girl or boy).I live in ________________.My email address is _____________________.A little bit about me (what should you share or not share)?Hobbies and Interests________________.Favorite quote __________________.

Remember the most important rule: Never agree to meet with someone you only know online! Is there an opportunity to reinforce the most important rule, never agree to meet with someone that you only know online?

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Buy Red a New Hoodie

Email from RedHi Students,This is Red again. Remind your parents or other adults about the story of my grandma: Little Red Riding Hood. There are a lot of crazy versions of that story out there. Do you want to know the true ending? The Big Bad Wolf was arrested and my grandma was fine! All my life, I’ve been warned about the Big Bad Wolf and I NEVER talk to strangers in real life! You did a really great job of explaining how I can help my friends to stop and think about safe decisions before they connect. Now I need another favor. You know that my grandma used to wear those old fashioned riding hoods. Well, I prefer wearing red hoodies and my grandma wants me to pick one out to buy. But I want to try to shop with her online. Please work with your parents to find me the perfect hoodie! Sincerely, Red

StopThinkConnect.org• Using advice from the tip sheet,

search online for red hoodies.• Pick the top three choices.• Make a decision for the top choice

and write an email/text back to Red.