Curriculum Vitae

SALMAN SAIF

Expertise and Experience Experience as Investment Manager in the areas of: Accounts, Finance, Budgeting, Financial Controlling, Internal Auditing, Office Management and coordination. Insurance corporate surveillance, Corporate Governance, Due Diligence, Regulatory Control, Micro Finance, Takaful, Key Reporting Person, Drafting agreements & MOUs Experience with Power Generation, Cement Co, Transportation, Quarry and Aviation, Corporate Insurance regulator, ICRS Proposal and report writing and monitoring and evaluation skills. Computer proficiency with MS Office Advanced, internet, SAP R/3 etc. Multi cultural awareness developed through visiting and living in Germany, Holland, Malaysia, Pakistan, Qatar, Thailand, UAE, Jordan among others.

EMPLOYMENT HISTORY

I - Investment Manager July 2008 to Dec. 2014 Group Strategic and Planning Department,Consolidated Contractors Company (CCC), Athens Greece Based Company, Duty station: Amman, Jordan & UAE

Financial Planning, Budget Control, Risk Analysis and Forecasting Accountabilities:

Prepare annual budget for the Project, oversee budget control process and analyze variances between budget and actual expenditures. Assist in the preparation of consolidated financial statement of the group. Develop clearly defined yearly work plan and budget. Support the implementation of the developed work plans. Periodical supervision and adjustment of the requirements for the Loan with the National Bank of Abu Dhabi. Regular crosscheck and surveillance of the Debt with the partners like Fujairah International Trading Co. (FITCO). Detailed budget for costs and revenue. Trend forecast based on historical values. Amend, update and maintain periodic budgeting and forecasting for Project Operations on presented to group Accounts and Project Management with actual compared to plan. Maintain and Improve companys short, mid and long terms financial planning. Analyse variations from budget plan and results and assist in determining and applying corrective and preventive measures as needed. Periodic financial statements presented to Group Accounts; Periodic General Status Report preparation & Issuance. End of the Year Physical Inventory Audit and stock reconciliation and evaluation for Audited Report. Cost control and monitoring for the project. Periodic Fuel and other consumptions reconciliation. Negotiate for all kinds of insurance policies.Maintain and issue policy records; Communicating insurance requirements and update with Insurers. Advise and follow-up outstanding claims. Regulatory Claim issues; kept and maintain files and records for regulatory claims Muncipality/Local Government; maintain claim costs analysis Investment issues; Receivables Monthly Report follow-up, checking against sales, and assimilating information for modeling purposes; Audited Accounts analysis ( ratios) and reporting; International orders ( procurement of assets and spare parts ) records and follow up, Budgeting and updating ( Actual Vs. Forecast) Periodic bank account control; Monthly payments requests (review/comment); Monthly /Weekly Cash flow reports (review/comment); Payments approval ( Review and comment) , prioritizing, and planning; Bank Accounts & Payments control Monitoring Procurement Analysis and Monitoring; Maintenance and handling of local and international purchase orders; L/C, searching for international suppliers, International bids. Liaison with internal and external auditors as and when required. Oversee and analyse the profitability of the management of the fleet of logistic vehicles.

Strategic Planning and Development 2009 - 2013

Provide technical assistance to consultants on development of the study protocols on the following market studies for the GSP Department; Market and Financial feasibility Study for Automotive Battery Manufacture in U.A.E.[...] Market and Financial feasibility Study for Automotive Tyre Manufacture in KSA[...] Development of the Financial Structure to produce fresh Vegetables in Hi-Tech Sea Water Greenhouse in Desert Area including Qatar[...] 2013 -14 Kenya Uganda Oil Pipeline Supply Chain Management through Oil Pipeline [...] 2011 - 13Coordinate technical support to these projects and research capacity building; monitor and evaluate the research work including the data quality assurance.

II - Deputy Director Insurance: 2005 - 2008Securities and Exchange Commission of Pakistan

Insurance Division of SEC of PakistanThe Insurance Division is headed by the Executive Director. As a part of SEC of Pakistan it is responsible for supervision and development of more than 60 companies of insurance sector.

Head of Research and Development of insurance Sector: Plan and design On-line Insurance Companies Return Submission System (ICRS) Insurance Awareness Programme; Conducted Seminars and workshops. Member of the Departmental Committee for Crop Loan Insurance; Member of the Departmental Committee for Development of the Islamic Financial products and institutes; Course Coordinator for training programme for Insurance Department by Asian Development Bank (ADB); Resource Planning and designing the data collection and Requirement analysis of Financial Statement of insurance sector; Arranged Bilateral Agreements with other regulators like German Bafin, Malaysia Bank Nigara, British FSA, Thai Department of Insurance etc. Key person for reporting insurance development in Pakistan to State Bank, the Ministry of Finance and Ministry of Commerce, International institutes.Regulatory Supervision of Re/Insurance -Re/Takaful Regulations: Supervision and enforcement of Re/Insurance Regulations. Supervision and enforcement of Re/Takaful regulation. Enforcement of the regulatory requirements of the insurance sector. Review and development of insurance and Reinsurance broking regulations. Key person for Selection and Permission for Facultative Re-Insurance Permissions and Annual Treaty Arrangements. Key person to reporting insurance development in the region to the International institutions like World Bank, IAIS, Swiss Re etc. Drafting agreement and preparing MOU with International organisations, e.g. IAIS, Bafin, First, IFC, Swiss Re, Hannover Re, Munich Re, TMNFI, Arab Re, etc.

III - Assistant Manager 1997 - 2005I started my career with Nishat Group as Assistant manager in Accounts, Finance and Management Information System Departments of the following entities;

A. D.G. Khan Cement Co. Ltd. Pakistan an establishment of FLSmidth, Denmark.B. D.G Khan Electrical Co. With a capacity of 25 MW.C. Phoenix Aviation (Commercial Manager) comprising of two Air Crafts. Compiled and analyzed financial information to prepare entries to book of accounts, such as general ledger accounts, documenting business transactions, Standard journal entries Analyzed daily and periodical banking transactions and journal entries Reconcile sub-ledger accounts e.g. inventory, Stores etc. Payroll maintenance and reconciliation Preparation of monthly sales reports into excel spread sheet for analysis Verifying and reconcile contracts, orders, and vouchers, and prepares reports to substantiate individual transactions prior to settlement. Monitor compliance with generally accepted accounting principles and IFIRS. Reviews, investigates, and corrects errors and inconsistencies in financial entries, documents, and reports. Provide advice and assistance and developed early warning system.

IV - Siemens AG, Germany 2003-04 Project Assistant SAP R/3 Material Management

V Allamah Iqbal Open University 1998-99 Fundamentals of Accounting Income and Wealth Tax management

VI Hailey College of Banking and Finance, PU, Lahore 2007 Financial Theory and Practice Islamic Finance and Insurance (Takaful)

EDUCATION

2004M.B.A. International Business Logistics and Trade, George-Simon-Ohm Management Institute, University Of Applied Sciences, Nernberg, Germany. Equvalence to MS (18 yrs.) Leading to PhD by HEC Pakistan. Dissertation title: Balanced Scorecard as an Instrument to Cost Control and Profit Planning

1997M.B.A Finance, Institute of Management Studies, University of Peshawar, Pakistan.CGPA 3.7/4 (With Scholastic honour)Dissertation title: Role of the Securities and Exchange Commission to Regulate the Companies Affairs in Pakistan

1991B.Sc. Statistics, Mathematics, Physics. University of Punjab, Pakistan.

COMPUTER PROFICIENCYMS Office AdvancedExcel, Word, Power Point - ICDLJordan

SAP - R/3 Logistic-Material Management and Production Planning MM/PP Germany

SAP - R/3ControllingGermany

CERTIFICATE Capital Market Development and Regulation-Advanced Course Conducted on-line by UN Institute for Training and Research (UNITAR) from Oct Dec.2005, Geneva, Switzerland. "Arbitration and Alternative Dispute Resolution". Conducted on-line by UN Institute for Training and Research (UNITAR) from March May 2006, Geneva, Switzerland

RESEARCH PAPERS EXPORT OF TEXTILE FROM PAKISTAN Presented at Entrepreneur Seminar at GSO 2002 - University of Applied Sciences, Germany. E-WASTE MANAGEMENT-EXPORTING HARM TO ASIA Presented at International Nuernberger Human Rights Peace Award, Nuernberg, Germany, International Peace Forum 13 & 14, September 2003, SECURITIES AND EXCHANGE COMMISSION OF PAKISTAN; CORPORATE GOVERNANCE THROUGH I.T. Presented at Cyber Net Forum - 2003, University of Applied Sciences Nuernberg Germany. SEARCHING BUSINESS PARTNERS THROUGH INTERNET . GSO Inst. Germany. Marketing Management an Introduction The Frontier Star 1996 Role of CDC in Stock Exchange The Frontier Star 1997 Insurance Sector of Jordan The Insurance Journal of Pakistan June 2015

MEMBERSHIPActive participation in the Joint Working Group (JWG) for the Issue Paper (IP) on Regulation and Supervision of Micro insurance.A Project of International Association of Insurance Supervisors (IAIS) and Consultative Group to Assist the Poor (CGAP), BASEL, Switzerland.

RESOURCE PERSONPart of a team to set the curriculum for Islamic Banking and Finance for International Center for Education in Islamic Finance (INCEIF), academy of Bank Nigara (Central Bank) of Malaysia. Operational Aspects of Takaful and Re Takaful - Part I Operational Aspects of Takaful and Re Takaful - Part II Proposed Module Contents (Banking)

SEMINARS ATTENDED Professional training at Hannover Re Group, Hannover, Germany on 16th October,2006.(One Day) On the Job Professional training and Seminars at Bundesanstalt fr Finanzdienstleistungsaufsicht (BaFin)- the Federal Financial Supervisory Authority (an equivalent body to SECP)- Ministry of Finance, Bonn, Germany from 9th October to 13th October,2006.(Five Days) Professional Training at Hannover Re Group, Kuala Lumpur, Malaysia from 17th July to 21st July, 2006.(Five Days) On the Job training at the Department of Insurance, Ministry of Commerce, Bangkok, Thailand. From 24th July to 26th July, 2006.(Three Days) On the Job Training for Corporate Governance and Insurance core Principles, at the Department of Insurance, Securities and Exchange Commission of Pakistan, Islamabad, a joint effort of the World Bank and the IAIS, by Mr. Michael Hafemen, Consultant for the World Bank. June 20 25, 2007. On the Job Training for Corporate Governance and Insurance core Principles, at the Department of Insurance, Securities and Exchange Commission of Pakistan, Islamabad, conducted by Ms. Yvette Bavin, Consultant for the Financial Services Authority (FSA) UK and IAIS. Sept. 15 25, 2005.

RESEARCH WORKModule on Financial Management and ControlAcademy of Educational Planning and Management Ministry of Education, IslamabadIn Collaboration with UNESCO COURSE COORDINATIONTraining Program for Insurance Department at National Institute of Banking and Finance (NIBAF) organised by Asian Development Bank (ADB) June-Aug05INTERESTSJogging, Light exercise, Foot ball, Collection of Stamps and Coins,Reading News Papers, Articles and Autobiographies, Writing

REFERANCES

Honoured with letters of appreciation from

Prof. Dr. Werner FeesAcademic DirectorGeorge Simon Ohm Management Institute,University of Applied Sciences, Nuernberg, GermanyPh# +49 911 94 11 99 29

Ms. Bushra AslamSecurities and Exchange Commission of PakistanSecretary to the Commission/Executive Director/Registrar (Appellate Bench) Tel: +92-51-9100416Email: bushra.aslam@secp.gov.pkFor attending and participating in seminar and workshop in Malaysia and Germany)

PERSONALDate of BirthDecember 25, 1971Place of BirthLahore, PakistanAddressDr. Farhan SaifChairman Electronics Department,House No -12 A, Officers Colony,Qaid - i - Azam University,Islamabad

E-mail: salmansaif_2000@outlook.comsalmansaif2000@yahoo.desalmansaif_2000@yahoo.comTel. No:/ 92 333 4615512 / +92 3325581753 / 03335129889