CREIA ReportMember of the National Real Estate Investors Association (NaREIA) March 2005

MarchProgram

–Continued Page 6

Hard facts about ‘hard money’

Input needed at national, local levels

Investors will talk about their experiences

with “hard money” loans when CREIA meets at

6 p.m. March 14 on A-B Tech’s Enka campus.

Borrowing from private or “hard money”

sources isn’t for everyone, but it can enable some

people to complete a real estate deal they couldn’t

achieve through traditional bank fi nancing.

Hard money lenders typically aren’t as strict about an applicant’s

credit score and history as long as there’s enough equity to assure their

profi t even if they have to foreclose. Th e interest rate is often a little

higher as a result.

Speakers and attendees will discuss the pros and cons both for hard

money lenders and those seeking this type of loan.

CREIA’s own Jim Hitt of Entrust Carolinas also will give a short presenta-

MessageFrom ThePresident

CREIA’s March meeting will be held Monday, March 14, beginning at 6:00 p.m., A-B Tech Enka Campus off I-40 at exit 44, .5 miles west on 19/23 to-

ward Candler. Coming from I-40 toward Candler on 19/23, turn left at Sandhill Road and the new campus (old BASF plant) will be on your left.

By Bill Goacher

And what a fi ne cruise it was! We

have just returned from New Orleans

and the annual lecture cruise. Th e

ports were a nice complement, but the

educational program is what makes it

worthwhile.

Th e some 50 question-and-answer

roundtables,

each with a diff erent

topic, were well at-

tended and made for

very informative discus-

sions. Total attendance

was 580 people from all

over the U.S., with lots

of fi rst-time cruisers and

much interaction.

A new presi-

dent took over, and several new

board members were installed.

Th e national association is doing well

and about to launch some new work in

both the club leadership area and the

lobbying area.

Our Dave Worley serves one more

year on National’s board, and he

would be open to suggestions from our

membership regarding some of our

leaders who might be advanced for the

upcoming nominations for the board.

Fortunately, National has moved

up to the point of hand-picking folks

who really serve in the most eff ective

ways at the local level rather than beg-

ging for anyone desiring to get in the

national limelight.

As a consequence, the quality and

level of commitment is excellent – an

honor to serve with.

Asheville has had a presence there

now for six years (when Dave retires),

and as one of the country’s well-run

March Meeting

–Continued Page 2

SUPERCHARGE YOUR IRA!

Jim Hitt tells you how. See Newsletter

Insert!

2 – CREIA Report

Anyone can make real estate workControl the money for the most success

bank. If you pay cash or create fi nanc-

ing, you can always make sure that

your terms are met.

If your loan interest, settlement

charges, and amortization schedule

are at play, banks will always get the

best deal ... and your property won’t

cash fl ow.

Because the process of buying a

property through a lender is cumber-

some with so many players impacting

your profi t, it is impossible to forecast

and execute timely sales and controlled

profi ts.

Anyone I know who has been truly

successful in real estate has controlled

the fi nancing. I remember my friend

slapping me on my back having just

visited several rehabs I had going at

one time and said, “One day you will

learn to give away the house and get

the interest.”

Only after I had experienced do-

ing deals where I was losing money

consistently working with lenders and

third parties was I ready to accept his

advice.

I created a system where I could

use my cash to get more deals, make

repairs, manage my business, and

make another sale – without relying

on mortgages, banks, or cashing out

equity and increasing debt to get my

payday

By David Pitts

Th e great thing about real estate

is, I believe, ANYBODY can make

money in real estate. I think the dif-

ference between people who succeed

and the people who fail is a matter of

approach. What I mean is that too

often we become too immersed in all

of the details of doing a deal rather

than just doing what is necessary to

get a deal done.

Are you spending time trying to get

your deal fi nanced, or are you spend-

ing your time fi nding and doing deals?

I got my start in rehabbing houses,

but the rules changed. Getting people

fi nanced became more and more dif-

fi cult. Lenders stopped looking at the

credit-worthiness of the borrower and

became more infatuated with why an

investor, me, was involved in the deal

and for how long.

Later, as I was acquiring rent-

als, lenders began to dictate the type

of deals and quantities I could buy,

regardless of value or cash fl ow of

the properties. More and more I was

recognizing that even though I had

signed on for the role of real estate

entrepreneur, I had not intended to tie

up all of my cash

and credit to actu-

ally do a deal.

In addition, I

found that after

hocking myself

to the gills, I was

now at the mercy

of my customer’s

lender, who would

decide how much I could make when

I sold the property, and how soon I

could sell it. When you rely on other

people to ultimately control how your

money fl ows, you have ceased all

control.

Many think that what stops them

from being successful in real estate is

their inability to borrow more money.

WRONG. If you are basing your suc-

cess on your ability to borrow money

to do all of your deals, you are going

to limit how much you can accom-

plish ... if you make it long enough to

recognize the mistake.

To succeed, you have to set the

terms.

Who is setting the terms when you

buy? You will make a lot more money

if you don’t buy a property with a

tion about investing in real estate using

IRAs. Hitt will go into more depth at

the Saturday Seminar March 19 (see

fl yer in this newsletter for details).

And a fi nance trade show will be

conducted as part two of CREIA’s

popular “Shaking the Lending Tree”

series, following a loan application

workshop held last month.

Bankers, mortgage brokers and

hard money lenders will set up tables

so that participants can talk with them

about their projects and shop for the

best fi nancing. Th e lenders will be

available before and after the meet-

ing and during breaks but not while

speakers are making their presenta-

tions.

Lenders who want to participate

can call Connie Ames at 250-0068 or

Judy Clodfelter at 683-4799 to reserve

a table

Hard Money–From Page 1

MORE IN APRIL!David Pitts of Anderson, S.C., a veteran real estate investor and developer of the Ready-

Made Real Estate System, will present an all-day seminar for CREIA April 16. To learn more about

Pitts, see his Web site at www.davidpitts.net.

CREIA Report – 3

Serving all of Buncombe, Madison and Yancey Counties

10% Discount for CREIA Members

The Coles share case studies with CREIABy Kelle Olwyler

CREIA’s February meeting featured a “Case Study”

by Steve and Marsha Cole.

Th ey divided up the audience into six groups: two

were to focus on fi nancing, two on marketing, and two

on renovation.

Each group received a packet of information contain-

ing photographs of the same property, details about

what surrounded that property, purchase price, etc.

Each group then discussed the property from the per-

spective of the focus they had been assigned.

At the end of the time period, each group reported to

the entire room. Th en Steve and Marsha described what

they actually did with the property and the results of their

decisions.

Members found the interaction quite valuable and

commented on how helpful it was to hear the thoughts

and ideas within their own group as well as those of

other groups.

Brian Fuchs announced that CREIA is looking

for people

wil l ing to

write rea l

estate re-

lated articles to be submitted to the Ashe-

ville Citizen-Times. Anyone interested is

asked to e-mail newsletter editor Tim Reid at

timreid4@charter.net.

Club members thanked Nicole Rogers, who has re-

tired as chair of the membership committee after a suc-

cessful stint. Good job, Nicole!

Liz Talmadge, the new chair of the membership com-

mittee, announced with a twinkle in her eye that she will

stay on the job only if fi ve new people volunteer to be on the

committee. Volunteers will be ambassadors to new members

and guests, coordinate the name badge program, and check

people in at CREIA meetings and focus group meetings,

among other things. Liz can be contacted at 775-7355.

Th e Public Policy Committee is also looking for new

volunteers to help monitor public policy events - City Coun-

cil meetings, County Commissioners meetings, Asheville

Housing Authority meetings, etc.- and develop summaries

of information that might pertain to CREIA members.

It will only take four to eight hours a month, is a great op-

portunity to learn more about how these governmental or-

ganizations work and make policy, and an excellent chance

to be involved with some of the CREIA’s most experienced

members. Contact Steve Cole at 242-6763 for more infor-

mation.

Roy Chapman, vice president of CREIA, said that in his

opinion Sherwin-Williams’ Cashmere Premium Latex is

the best paint you can buy. Noting that it normally retails

for $36.99, Chapman gave out Sherwin-Williams discount

cards bringing the price down into the teens.

4 – CREIA Report

CREIA Report – 5

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By Kelle Olwyler

CREIA member and veteran rehabber Colin Robertson

provided the following insights gained from his years of

working with investment

property.

Reducing High En-

ergy Bills: A tenant ap-

proaches a landlord with

extreme concern about his high energy

bills. Th ere are several things the landlord can

do that are not costly.

First, put additional insulation in the attic and under-

neath the fl oor. Second, storm windows help if windows

are single glazed.

Th ird, consider installing a programmable setback ther-

mostat. Heat can be programmed to a lower setting during

non-activity hours in the house and rise when people are

awake and active. A setback thermostat costs between $50

and $100, is relatively easy to install and works great with

gas, oil or electric heat (heat pumps need a special type of

set-back/recovery thermostat).

Although there may appear to be

no direct payback to the landlord,

there is benefi t in the goodwill created

with the tenant. A warm tenant will

be a happy tenant, and a happy tenant

makes for a happy landlord ...

Door Entry Markers: For one rea-

son or another, a landlord or investor

may want to ascertain whether anyone

is coming or going from a particular door in a building.

If, for example a property has been foreclosed on and

previous tenants are barred from entering, a simple way

to determine whether anyone is still going in or out is to

insert a “marker” (a piece of a toothpick or match) in each

door so that it’s not at eye level and not likely to be seen.

If the door is opened, the “marker” will fall. If you

return in a few days and the “markers” are still in place,

you’ll know no one has opened the door since you were

last there. Th is will work on most any door, even a crawl

space or attic.

A warm tenant is a happy tenant

Colin Robertson

6 – CREIA Report

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associations, we should continue to be represented.

Th e success of CREIA is the sum total of programs and

activities that your board and many communities actually

undertake.

Th is year we are stressing the quality and usefulness of

our programs, especially our main meetings and Saturday

seminars. Our focus groups under Judy Clodfelter have

been excellent for a couple of years now.

Here are two things you can do to help us be all we

can be:

1). Communicate appreciation to the ones who make

good things happen and suggest what you would like to

see and ways you might help. Your thanks make it all

worthwhile, be it programs, newsletter, library, refresh-

ments, speakers, the Web site, focus groups or what-

ever.

We can “double” their pay from zero to two times

zero, but in our unique mindset of sharing our knowl-

edge and motivation freely so that others can pursue

dreams and fi nd fi nancial well-being, only your success

and appreciation can help perpetuate CREIA’s worthi-

ness and basic goodness.

So speak up and think about your role in serving out

of that appreciation.

2). Tell others. Th ere are many “yearners” for what

we have that you can help. Bring them to see what we

are, how we have helped thousands, how we share, and

how their dreams can develop in a tough economic

world.

Input–From page 1

CREIA Report – 7

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By Glen Mather

As the director of Entrust Adminis-

tration Services Inc., I have the unique

opportunity of speaking in front of

scores of CPAs, attorneys, financial

planners, real estate brokers and agents,

as well as just plain investors, about the

power and prohibitions of IRA self-

direction.

One of the most common questions

I get is “I only have a small IRA - what

are my choices for self-direction and

how could I get started?”

As most investors’ frame of refer-

ence is the stock market, it can be in-

timidating to the small investor when

the entire menu of IRA self-direction

choices are available.

As third-party administrator, we

never provide investment advice to our

clients,

y e t w e

certainly

can share

with our

audiences

the types

of invest

ments our

clients

make - especially those with relative

modest balances.

Here are fi ve self-directed choices

that don’t require a large bankroll:

Lend your IRA - Th is can be a 90

day loan secured by automobile paper,

a second mortgage on real property, or

an unsecured note. Th e borrower and

the IRA holder determine the rates and

terms of the loan, and all payments are

made directly to Entrust for the benefi t

of the IRA.

Buy an Option - Th e IRA can pur-

chase an option to buy a parcel of real

estate before a prescribed date for a

f ixed purchase price. Later - if the

terms of the option permit and the val-

ue of the property is greater than the

optioned purchase price - the option

What can I do with my Small IRA?

–Continued Page 8

8 – CREIA Report

can be resold and all the pro-

ceeds and profi ts are returned to

the IRA, without tax rami-

fi cations.

Tax Liens - Many

clients like to buy tax

liens at the county

courthouse as they

generally provide a

higher level of safety

than other types of

investments. Th e liens

may be removed and the

interest paid in as little

as 10 days or as long as

six months or more. In rare

instances if the property taxes are not

paid by the landowner, the tax lien

holder (the IRA) may end up with title

to the property.

Partner with others - Partner-

ing is a powerful tool to empower a

small IRA holder to get a piece of a

larger investment. Th is can be accom-

plished within an LLC, private stock,

or simply with fractional ownership

at titling. For example, an IRA can

own an undivided 5 percent interest in

investment property and thus would

participate in all profi ts and expenses

derived from the property at the 5

percent proportion.

Leverage your IRA

- Yes, you can indeed

have your IRA borrow

funds in certain situ-

ations. The loan must

be non-recourse (se-

cured only by the

IRA owned prop-

erty) and be paid

by the IRA, thus you

would normally only use

this device if

y o u r I R A

IRA– From Page 7

By Claude Diamond

Th ere are three basic concepts to having a successful

and profi table business in lease purchasing or any type of

creative real estate. Th ey are Marketing, Marketing and of

course, Marketing. (I had to fi t the title in somewhere).

I defi ne marketing as anything you do that results in an

eventual and profi table deal/transaction. Many people con-

sider marketing strategies as the key to success and wealth

creation no matter what cookie cutter methodology is used.

Advertising is the most often used method of marketing.

Th e majority of creative real estate investors use the news-

paper in order to fi nd and sell real estate.

Th ere are some major (and costly) problems with adver-

tising, however. It is expensive, the desired results are not

‘Marketing, Marketing, Marketing’

always achieved, it frequently does not give a return on the

investment, and the target may be too broad (ambiguous)

resulting in too many phone calls or it may be too narrow

and you’ll receive no calls whatsoever.

No Qualifying, 100% rent credited to purchase!Rent Now Buy Later!Rent to Own!Rent with Option to Purchase!Free Lease Purchase Report!Sell your home in 24 hours!

–Continued Page 10

CREIA Report is published monthly. Newsletter editor is Tim Reid. Articles submitted are the express opinions and comments from vari-ous independent CREIA members and outside sources.

CREIA members are urged to submit articles for publication. Dead-line for articles to be published is the third Friday of each month.

Send your articles via email to Tim Reid, timreid4@charter.net.

CREIA Report

owned revenue producing property.

Be aware there also may be additional

taxes within your IRA for gains on the

leveraged portion of the investment.

Yes, all the investment choices that

we administer can lead to overload - it

is important that you surround yourself

with good advisers that can assist you

in making your investment decisions.

Whether you start with a $10,000 IRA

or a $500,000 deferred retirement plan,

as our clients would attest, there are

opportunities for everyone.

(Th is article was submitted by Jim Hitt

of Entrust Carolinas, who will present

“Supercharge your IRA by Investing in

Real Estate” at the March 19 seminar.

To contact Hitt, call 215-3345, e-mail

jimhitt@entrustcarolinas.com or see Web

site entrustcarolinas.com.)

CREIA Report – 9

By Tim Reid

Newsletter Editor

Kevin Drummond, a relative newcomer to Ashe-

ville and CREIA, has volunteered to serve as Com-

mittee Chair for the association’s Web site www.

creianc.org.

Drummond stepped in when former Chairperson

Bob Wieselman recently announced he was leaving

town.

“I have met with Kevin and he is more than ca-

pable of taking care of the needs of the position,”

Wieselman wrote CREIA board members. “And I

believe (he) also has the enthusiasm and desire to

make the Web site stronger and better for its mem-

bers.”

Drummond sees the Chairperson’s role as an op-

portunity to be of service and to network with mem-

bers of CREIA, which he joined about six months ago.

“I didn’t come in with any planned agenda,” Drummond

said. “I’m working with David Cornwell, who maintains

the site day to day. I’m just giving him some pointers from

a second pair of eyes.”

In addition to serving as a “checker” seeing that links and

other features of the Web site are functioning as intended,

Drummond also wants to be proactive.

“I would like to act as a funnel for the various commit-

tee chairs if they would like to get information on the Web

site,” he said. Anyone wanting to submit comments or sug-

gestions can e-mail webmaster@creianc.org.

Drummond said

one of the Web

site’s strongest fea-

tures is the new list of

recommended service

providers compiled by

Liz Talmadge.

“Th ere must have been

at least 25 e-mails in the last

month from people asking how

to access the list,” Drummond said.

“Th at’s one of the features of a strong

Web site. You want to make sure the in-

formation is useful and accessible.”

Drummond moved with his wife and two children to

Asheville from Boulder, Colo., and has varied interests and

experience.

Drummond has been a real estate attorney for 10 years

and most recently worked as a Visual Basic computer pro-

grammer in Boulder. While in Colorado he was president of

the board of directors of a start-up charter school, setting up

its Web site and internal e-mail.

Since coming to Asheville he has launched his own cus-

tom photo art business, Windowscapes.

“I take a customer’s photo, do photo editing and basically

make it look like a watercolor painting printed on canvas,”

he said.

Drummond had a temporary space for Windowscapes in

the Asheville Mall over the holidays and currently operates

it from his home. For more information visit Web site at

www.kevindrummond.com.

He is also active in real estate, providing “hard money”

fi nancing for a private mortgage recently, and he is looking

to get involved in commercial real estate.

Drummond said it is his understanding that Wieselman,

former owner of Uptime Computers who has been successful

in several career changes, may do some traveling and “rein-

vent” himself somewhere else.

Club members expressed gratitude for Wieselman’s cre-

ative talents as Web Committee Chair..

“It has been a real pleasure to be a part of this organiza-

tion and working with you all,” he wrote board members in

announcing his departure.

Drummond said he is looking forward to helping the

Web site remain a vital and vibrant part of CREIA’s mission

to help members succeed in real estate.

CREIA has new Web Site Committee Chair

10 – CREIA Report

WNcland surveyors, pllc

1095 hendersonville road, suite gasheville, nc 28803

828.277.5074@

� �

� �

� �

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creia member

By specializing in the niche of lease purchasing (a

method of controlling homes with a long-term lease and an

option or right to purchase) I needed to develop a common

sense approach to fi nding people and properties.

In order to accomplish my fi nancial goals (yes, I wrote

them down) I have to spend about 50 percent of my time

doing the stuff that makes the phone ring. I have devel-

oped and use 26 distinct marketing strategies in order to

fi nd properties and Tenant/Buyers.

Here are several ideas for getting results with your mar-

keting program:

Newspaper Ads: I get great results with the small clas-

sifi ed ads that run on Sundays in the ‘homes for sale’ and

‘homes for rent’ real estate sections. I

have spoken with too many budding

real estate moguls who went broke with

splashy and costly ads that some guru

told them to run.

I always use the Sunday edition

because that’s the highest circulation

day. I avoid the cheapo freebie papers that

can be found in the supermarkets. I fi nd them

costly and they seem to attract people who

don’t have the money for option consider-

ation and assignment fees.

Timeliness: Your ads must run consis-

tently if you are soliciting for a regular

stream of clients. I have run an ad

in the USA Today for the last

four years. A common response

that I hear from people is that

they kept seeing my ad and were

curious. I also believe

that a long term

running ad lends to

the credibility of your business.

Content: Have a great eye-catching title. For example:

No Qualifying, 100% rent credited to purchase, Rent Now

Buy Later, Rent to Own, Rent with Option to Purchase,

Free Lease Purchase Report, Sell your home in 24 hours!

Be creative, take some chances and use capitals or bold

type for your introductory or top line.

800 Number: I know this is an area for debate, but why

quibble over an inducement that will remove any hesitation

for a buyer or renter from calling you?

Phone Technique: Keep it professional. Answer your

phone like Donald Trump. (Does he answer his own

phone?) No cute kid messages on the answer machine. I

love kids (got 2 rug rats myself), but I hate cutesy children

recordings on business lines. I usually can’t understand the

message or get impatient with the babble and hang up.

Signs: Nothing beats a good old cheapo homemade

sign. Post them by the property and busy intersections. For

example: Rent to Own Your Home (970) 726-7979.

Budget: Operate on a shoe string budget. Don’t blow

the potential profi t on your marketing program. Remember

you’re in this business to profi t. Don’t become a saint!

(For tapes and courses on this and other real estate investing

topics, visit www.realestatelink.net)

Marketing– From Page 8

For Advertising & Sponsorship Information, Contact

Connie Amesdorfmeis@bellsouth.net

Tell Us AllAbout

Yourself!

Each month the CREIA newsletter reaches a select group of active real estate investors. If you have a trade, service or business, or property to sell or exchange or any other advertising need, run an ad in this newsletter.

Rate Schedule Member Non-Member Business CardSize $ 12.50 $ 18.751/4 Page Ad $ 24.00 $ 37.501/2 Page Ad $ 50.00 $ 75.003/4 Page Ad $ 75.00 $ 112.50Full Page Ad $ 100.00 $ 150.00Insert $ 150.00 $ 225.00

Set Up ChargesIf ad is not camera ready, the following typesetting/setup charge will be added to bill: Full page $50; 3/4 Page $40; 1/2 Page $30; 1/4 Page $20; Business Card Size $10; revisions to completed ads will be charged by time: $35/hr.

Deadline and PaymentAll advertisements must be prepaid and received no later than the second Wednesday of each month for the next month’s issue. Mail check (payable to CREIA) to PO Box 615, Asheville, NC 28802. Mail or email ad (camera ready or roughed out) to The Word Shoppe, P.O. Box 5504, Asheville, NC 28813. Email: dave@wordshoppe.com.

Editing and Right of RefusalCREIA reserves the right to edit ads or to refuse ads.

Corporate SponsorshipCorporate Sponsors may display their promotional materials and business cards at the monthly meeting on the sponsors’ table. Each sponsor has an opportunity to talk about his/her business at a scheduled monthly meeting and/or write an article for the newsletter.(New Members: $150 • Membership Renewal: $100)

Option A – Six business card ads and six quarter-page adsMembers Cost - $300Non-Members Cost - $325Option B – 12 quarter-page adsMembers Cost - $350Non-Members Cost - $400

Advertising RatesNew members: $150 • Membership Renewal: $100 ($25 for a second member living in the same household)Note: All members will receive a renewal form by U.S. mail during the month of their expiration. Each member will have sixty days in which to renew his membership at the lower $100 or $125 (with signifi cant other living at the same address) rate. However, after sixty days have elapsed, the cost of joining as a new member will be

reinstated at the full rate of $150 or $175.

Member Name

2nd Member’s Name

Address

Phone: H W E-Mail Address

Level of Experience (check 1) ❏ Novice ❏ Intermediate ❏ Advanced

Would you be willing to share your expertise with others? ❏ Yes ❏ No

Committee(s) I might be interested in working on: ❏ Programs ❏ Library ❏ Finance ❏ Membership❏ Newsletter ❏ Focus groups ❏ Marketing

Newsletter subscription only ($50 a year)

Date Amount Paid

Make check or money order payable to: CREIA and mail to: CREIA, P.O. Box 615, Asheville, NC 28802.

If paying by credit card: ❏ Mastercard ❏ Visa

Name On Card Number: Expiration Date

Signature:

For membership information, call Liz Talmadge, 828 775-7355, sellersolutions@charter.net. or visit www.creianc.org

The Association is an educational organization only and does not offer investment, legal, or accounting advice of any kind and is not liable for any action or inaction taken or not taken as a result of its communications.

CREIA Membership Application

CREIA Report –11

David and Carolyn Alperin Norn Bednar Scotty Blaylock William C. Brady, Jr. and Karen Searle Erick Burris and Jackie Burris Paula Campbell Tom Commeau William Cook and Julieanne Hendon Steve Davis

Expiring Memberships –MarchExpiring Memberships –March Isava Drummond James and Susan Dunn Tena Frank Lane Godsey Tony Graham and Flenda Taff Suzanne Clark Hageman Chris and Kim Hamel A.D. and Susan B. Harris Eric Hauser

Mike Honeycutt Robert Hutchison and Lisa Hutchison James Johnson Wayne and Sally Kale Michael Kenny Richard King Mike Lalumondier Susan Lavery Janice and Dan Lierz Stephen and Teresa Morgan Brian Morrow Karl D. Nelson

Mary Ann Pariser Clifton and Sharon Perry Dale Pickens Brenda Pike and Amory Williams, Robert and Pegi Pike Ernest Porter Kevin R. and Marti W. Rimbault Andrea Robel Patricia and Gary Slattery Timothy Turner Camille Victour Mary Zemp

Focus GroupsJudy Clodfelter(828) 683-4799silversrosebud@aol.com

Programs John Delk828-606-6482johndelk@aol.com

SeminarsPat Reed(828) 329-7828reed4457@bellsouth.net

CREIA is an educational organization and investors should consult an attorney or accountant before making an investment.All members and guests assume the risk of making their own investment decisions.

12 – CREIA Report

PO Box 615

Asheville, NC 28802

Upstate CREIAPresident, Deb Sisson, (864) 313-2101Debsisson@WeBuyHousesSC.comUpstateCREIA@yahoo.comFoothills REIA

CREIA Info Line (828) 255-2727info@creianc.org • www.creianc.org Event Registration 1-800-477-1778

PresidentBill Goacher(828) 216-6066lsgoacher@juno.comGoacherIn ts@juno.com

Vice-PresidentRoy Chapman(828) 255-8191mountainNC@aol.com

TreasurerNeal Peek(828) 667-5498nealpeek@charter.net

SecretaryLinda Marquis828 627-9300provision1@charter.netCommunications

Brian Fuchs(828) 251-1400realestate@ windsweptmarketing.com

EducationJim Hitt(828) 215-3345pokerjch@aol.com

Member ServicesLane Godsey(828) 684-7564rlgodsey@charter.net

Offi ce ManagerPat Williams(828) 684-6311cole-williams@charter.net

CREIA board of directorsCREIA board of directors CREIA CREIA committee chairscommittee chairs

WebsiteKevin Drummond kevindrummond@msn.comt

PHP ProgramThomas Commeau(828) 253-3925commet@charter.net

LibraryJohn Noce(828) 255-9576mail@hotjohnnie.com

MembershipLiz Talmadge(828) 775-7355sellersolutions@charter.net

NewsletterTim Reidtimreid4@charter.net

Yahoo GroupsGeorge Lycan(828) 231-4246glycan@charter.net

MarketingConnie Amesdorfmeis@bellsouth.net

Area REIAsArea REIAs

PresidentGlen Woodfi nfoothillsreia@yahoo.com

PRSRT STDUS POSTAGE

PAIDAsheville NCPermit 413