Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate...
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Transcript of Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate...
![Page 1: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/1.jpg)
Credit CardsJessica Hemrich
![Page 2: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/2.jpg)
BMO SPC CashBack MasterCardCard Features:
• CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent on your card
• NO ANNUAL FEE
• SPC (Student Price Card Ltd.) discounts of 10% to 15% at hundreds of your favourite stores
• Earn 1.5% CashBack at Shell locations in Canada
• Earn 1.5% CashBack and get up to 25% off rentals5 at National Car Rental & Alamo Rent A Car locations worldwide
• 19.9% interest rate (or 12.9% for an additional $45/year)
![Page 3: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/3.jpg)
The RBC® Cash Back MasterCard Card Features:
• Purchase Rate:19.99%
• Cash Advance Rate: 21.99%
• Annual Fee: $0
• Earn 2% cash back credits† on grocery store purchases.
• Earn up to 1% cash back credits† on all other purchases and pre-authorized payments* made with your RBC Cash Back MasterCard.
![Page 4: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/4.jpg)
The RBC Royal Bank® Visa‡ Classic Low Rate Card Features:
• Purchase Rate: 11.99%
• Cash Advance Rate: 11.99%
• Annual Fee: $20
• Additional Card: $0
•Worldwide access to cash advances of up to $500 daily (up to your available credit limit)††
•Accepted at more than 600,000 locations in Canada and over 24 million worldwide
•Time-saving autopayment service
•Commission-free travellers cheques
![Page 5: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/5.jpg)
MacBook Air
Price: $1,449.00
Specifications:
• 13-inch MacBook Air
• 1.6GHz Dual-Core Intel Core i5, Turbo Boost up to 2.7GHz
• Intel HD Graphics 6000
• 4GB 1600MHz LPDDR3 SDRAM
• 256GB PCIe-based Flash
I would like to buy myself a MacBook Air because it would be nice to have a new computer of my own that is reliable. It would be convenient to have for doing homework as well as storing music, photos, etc.
![Page 6: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/6.jpg)
Debt Repayment
![Page 7: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/7.jpg)
Debt Repayment
![Page 8: Credit Cards Jessica Hemrich. BMO SPC CashBack MasterCard Card Features: CashBack: An annual rebate to your credit card: $1 cash back for every $200 spent.](https://reader036.fdocuments.us/reader036/viewer/2022082817/56649dd55503460f94acd086/html5/thumbnails/8.jpg)
My Future With Credit Cards In the future I think I will try to avoid using credit cards and make purchases that I can actually afford using my money in savings. I feel like it is inevitable that I will end up using a credit at some point, but I will try my best to make wise purchases. If I did use a credit card I’m afraid I would overspend and end up in debt. However, if I do use a credit card I will most likely pay everything on time, so having bad credit/debt probably won’t be too much of an issue for me.