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Not your typical credit card processor!

First American Payment Systems (FAPS) knows that each business has special needs. This is why FAPS does not have a boiler plate approach for all customers. By owning and operating all of their products, you have an extensive line of products and services to choose from to meet your needs and maximize your profits. No gimmicks, no third party problems, and no hassle. First American Payment Systems has been serving merchants, banks and associations for 20 years and prides itself on superior customer service.

It is important to me that you are happy with our customer service and that of any company we represent. First American Payments Systems has proven to me – and will prove to you – that they will meet our (your) high standards of friendly, courteous and efficient customer service. First American Payment Systems and I look forward to working with you.

Sincerely, Eric Elander SP2M Marketing LLC

sponsorships Publishing Promotions Merchant services

SP2M Marketing LLCelander@montana.com 406-360-3321

1-877-TOURMON(tana)

• Competitive Rates on Credit Card and Debit Card Processing • Personalized “You keep the cash” Gift Card Service. • Easily Accessed, On-line, detailed credit card activity.• Easy to use, secure, E-commerce & ACH Solutions• Check Guarantee Services • Profitable ATM’S - Purchase or Profit Share • Merchant Cash Advance Funding• Remote Deposit Capture

SP2We’re here for YOU - 24 hours a day, 7 days a week,and we are friendly, courteous and effi cient.

It’s your money . . .and we make sure you get it . . .quickly and efficiently . . .

Merchant Credit Card Processing: First American will be there for you when you need us. Our highly trained, multi-lingual Merchant Services Team is ready to assist you 24 hours a day, 7 days a week. You’ll also receive superior service from our knowledgeable Charge back and Retrieval Department, which is available to help you prevent and resolve any charge back issues you may encounter. Plus, when you’re ready to expand your customer payment options, we offer you a complete line of additional merchant account products and services, all developed and supported exclusively for First American merchants by First American Payment Systems. We are here to help make your business more profitable.

Debit Card Processing: Add debit card processing to your merchant account, and give your customers an additional payment option. Debit cards are secure and convenient for both merchants and consumers. With debit card acceptance, merchants are free from the risks and hassle of checks. In addition, debit transactions are less expensive to process than credit card transactions, allowing you to keep more of your profits. Consumers benefit from the speed and security of the debit card transaction, plus they enjoy the added convenience of optional cash back.

EBT Card Processing: In addition to credit card processing, debit card processing, and check services, First American Payment Systems enables eligible merchants to accept Electronic Benefits Transfer (EBT) cards. Most states now issue Food Stamps, WIC (Women, Infants and Children), and TANF (Temporary Assistance for Needy Families) benefits on an EBT card. Using the same equipment to process EBT as credit and debit, you can easily add EBT acceptance to your merchant account and offer this additional payment type to your customers.

Check Guarantee and Check Conversion Services: Despite the increasing popularity of credit and debit cards, checks have remained a leading payment method in the U.S. marketplace. Whether you prefer paper or electronic transactions, Secur-Chex® check services are designed to fit your business, your way. Secur-Chex offers four check services all developed to fit your individual needs. Guaranteed Check Conversion enables you to electronically process checks with full confidence. The check is scanned, processed and in a few seconds converted to an electronic transaction. Your money is deposited in your account within 48 hours. Secur-Chex will guarantee payment if the check is returned for insufficient funds and will collect on the returned check so that you can continue with business. With four different ways to process checks, there’s sure to be the right fit for you.

Internet Merchant E-Commerce and ACH made easy and inexpensive: If you’re looking for an affordable Internet merchant account with an easy-to-use payment gateway, then look no further than FirstPay.Net™ 2.0 all-inclusive e-commerce solutions! Why go to multiple companies to get a complete e-commerce solution? FirstPay.Net 2.0 gives you everything you need to succeed. There’s no easier way to sell products and services online. Our Internet Solutions include secure real-time credit card processing with SSL technology, Virtual terminal functionality, an internet merchant account, and now with mTerminal, you can do it all from your iPhone™ or Blackberry™. Use your iPhone™ to process credit card and ACH payments quickly and easily using our web-based, PCI-Compliant mTerminal for Mobile Merchants. Manage your business anywhere, anytime. Sensitive data is encrypted and securely transmitted over Edge, 3G, or Wi-Fi when you’re on the go.

Sponsorships Publishing Promotions Merchant servicesSP2M Marketing LLC

elander@montana.com 406-360-3321 2330 57th Missoula, MT 59803 fax:406-251-5928ax:406 251 5928

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Low start-up cost • Low monthly fees • No minimum card order (on standard designs) • Easy implementation • Comprehensive Starter Kit included• Free online reporting of monthly statement and transaction history • Free online access to card balance for customers•

Almost 50 million adults purchase gift cards each year, outnumbering paper gift certificates four to one. Gift cards are a fun and convenient way to shop for any occasion. As opposed to paper gift certificates, gift cards are more durable, easier to track, reusable, difficult to counterfeit, and an attractive way to market your company.

Recent studies show that companies offering gift cards have increased profits up to 30 percent. By offering gift cards, your company can:

Increase sales • Build brand awareness • Create customer loyalty • Reduce operational expenses • Gain new customers •

FirstAdvantage Gift Cards — another powerful product from . . .

Sponsorships Publishing Promotions Merchant servicesSP2M Marketing LLC

elander@montana.com 406-360-3321 2330 57th Missoula, MT 59803 fax:406-251-5928

95% of your customers have used gift cards. They would like to use yours! It is time to increase sales with the state of the art, merchant and customer friendly, very affordable First Advantage Gift Card from First American Payment Systems.

SALES UP? YESPROFIT UP? YESCUSTOMER SATISFACTION UP? YESBOOKKEEPER HAPPIER? YES

This is what a Gift Card Program, like ours,will do for your business!

FirstAdvantage

The First Choice for Gift & Loyalty

FirstAdvantage The First Choice for Gift & Loyalty

Experience the PROFITS of Gift Cards!

The Smart Choice for Easy Profi ts.

First American Payment Systems offers three ATM programs designed to suit your business needs. Our friendly, knowledgeable customer service and technical support is available 24 hours a day, 7 days a week.

Terminal activity is reported online in real-time, and revenue is deposited in your bank account the next business day. First American sells and leases a variety of ATM products from Tranax and Triton, the industry’s leading ATM manufacturers. Plus, we install and service ATMs in all 50 states, providing your business with superior service wherever you are.

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Don’t lose a sale for lack of customer cash. Cash remains the number one method of payment, despite the increasing popularity of bankcards. Your customers will spend, at your business, at least 20% of all cash withdrawn from your ATM. Retail, restaurant, convenience store, hotel — no matter what your type of business, an ATM is an ideal, profitable investment for your business.

An ATM at your business will:Increase Profits*• Increase Traffic• Increase Sales• Build Repeat Customers•

* Missoula, MT businesses operating FAPS ATM’s are currently generating around $3,000 per year in profits.

Ask about our ATM revenue sharing programs. You too will profit.

sponsorships Publishing Promotions Merchant services

SP2M Marketing LLCelander@montana.com 406-360-3321

1-877-TOURMON(tana)