Coverage that fits Get covered you, and your budget. · 2020-03-31 · Coverage that fits you, and...

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The Association Health & Dental Plan Coverage that fits you, and your budget. A lile every month could save you a lot later. One-size-fits-all usually fits no one–especially when it comes to health and dental coverage. That’s why the Association Health & Dental Plan offers 8 choices, to give you the coverage that’s right for you, at the price you need. Out-of-pocket health costs continue to rise in Canada. 1 The Association plan starts where provincial plans stop. It could help save you thousands of dollars on routine and unexpected prescription drugs, dental care, vision care and more. Get covered faster, with: Online claims. Make and view your claims history online, 24/7. Immediate coverage that starts the first day of the month aſter you’re approved. No medical questionnaire for all 4 dental plans, or with the base health and dental plan. For more information, contact your advisor. 1 Heath Care Costs Rise 4% in Canada, Globe & Mail, 2017 2 Manulife cannot guarantee the availability of this benefit indefinitely. Plans underwrien by The Manufacturers Life Insurance Company (Manulife). Manulife, Manulife & Stylized M Design and Stylized M Design, are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. Lifeline ® is a trademark of Lifeline Systems Inc. © 2020 The Manufacturers Life Insurance Company. All rights reserved. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8. Accessible formats and communication supports are available upon request. Visit manulife.ca/accessibility for more information.

Transcript of Coverage that fits Get covered you, and your budget. · 2020-03-31 · Coverage that fits you, and...

Page 1: Coverage that fits Get covered you, and your budget. · 2020-03-31 · Coverage that fits you, and your budget. A little every month could save you a lot later. One-size-fits-all

The Association Health & Dental Plan

Coverage that fits you, and your budget.

A little every month could save you a lot later.

One-size-fits-all usually fits no one–especially when it comes to health and dental coverage. That’s why the Association Health & Dental Plan offers 8 choices, to give you the coverage that’s right for you, at the price you need.

Out-of-pocket health costs continue to rise in Canada.1 The Association plan starts where provincial plans stop. It could help save you thousands of dollars on routine and unexpected prescription drugs, dental care, vision care and more.

Get covered faster, with:

Online claims. Make and view your claims history online, 24/7.

Immediate coverage that starts the first day of the month after you’re approved.

No medical questionnaire for all 4 dental plans, or with the base health and dental plan.

For more information, contact your advisor.

1 Heath Care Costs Rise 4% in Canada, Globe & Mail, 20172 Manulife cannot guarantee the availability of this benefit indefinitely.

Plans underwritten by The Manufacturers Life Insurance Company (Manulife).Manulife, Manulife & Stylized M Design and Stylized M Design, are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. Lifeline® is a trademark of Lifeline Systems Inc.© 2020 The Manufacturers Life Insurance Company. All rights reserved. Manulife, PO Box 670, Stn Waterloo, Waterloo, ON N2J 4B8.Accessible formats and communication supports are available upon request. Visit manulife.ca/accessibility for more information.

Page 2: Coverage that fits Get covered you, and your budget. · 2020-03-31 · Coverage that fits you, and your budget. A little every month could save you a lot later. One-size-fits-all

Pick your plan.8 affordable choices make it easy to find a plan that fits your family’s needs and budget.

Choose from these 4 plans for health plus dental coverage:

Base Health & Dental PlanBronze Health & Dental PlanSilver Health & Dental PlanGold Health & Dental Plan

Silver and Gold Health & Dental Plansinclude coverage for:• Dental Care• Prescription Drugs• Homecare and Nursing• Emergency Travel• Hospital

Or, choose from these 4 plans for dental coverage:

Base Dental PlanBronze Dental PlanSilver Dental PlanGold Dental Plan

All 4 dental plans include coverage for:• Homecare and Nursing• Accidental Dental• Hearing Aids

Plus, all 8 plans give you coverage for:• Vision Care• Registered Specialists and Therapists• Ambulance Services

Without coverage? Employer plan doesn’t provide enough coverage?

Self employed?

Help when you need it most: that’s included too.

Lifeline® Medical Alert Service2 Do you have a partner or loved one living at home who is at risk of falls, recovering after surgery, has mobility issues or special health concerns? Lifeline provides instant help 24 hours a day, 365 days a year.

Our guarantee to you.All Association Plans are fully backed with a 30-day money-back guarantee.

2020 Monthly Rates for British Columbia

Individual Cost Per Month Per PersonAge Group

BasePlan

BronzePlan

SilverPlan

GoldPlan

18-44 $84.40 $103.80 $131.30 $172.80 45-54 $98.50 $124.10 $147.00 $213.70 55-59 $99.30 $129.40 $164.20 $222.60 60-64 $105.80 $134.90 $179.80 $240.80 65-69 $108.80 $134.90 $179.40 $239.10 70-79 $113.10 $142.10 $199.70 $256.60 80-89 $118.00 $149.00 $216.60 $287.30 90+ $172.30 $196.30 $303.60 $382.00

Couple Cost Per Month Per PersonAge Group

BasePlan

BronzePlan

SilverPlan

GoldPlan

18-44 $71.00 $89.70 $118.10 $157.60 45-54 $83.50 $108.10 $132.30 $196.90 55-59 $84.50 $112.70 $148.30 $205.90 60-64 $90.00 $118.60 $163.40 $222.70 65-69 $92.70 $117.60 $162.50 $220.80 70-79 $96.90 $123.70 $182.20 $237.30 80-89 $101.50 $130.80 $197.70 $267.40 90+ $153.60 $175.30 $281.10 $358.00

1 to 2 Children Cost Per Month Per PersonAge Group

BasePlan

BronzePlan

SilverPlan

GoldPlan

0-4 $28.90 $33.50 $40.60 $53.40 5-20 $42.10 $53.20 $66.90 $100.80

3+ Children Cost Per Month Per PersonAgeGroup

BasePlan

BronzePlan

SilverPlan

GoldPlan

0-4 $26.40 $30.20 $36.40 $47.80 5-20 $37.60 $47.90 $60.10 $90.80

Costs for Dental plus Base Core BenefitsIndividual and Couple Cost Per Month Per Person

Group BaseDental

BronzeDental

SilverDental

GoldDental

Single $79.30 $90.70 $97.20 $138.70 Couple $66.20 $77.70 $85.10 $125.10

1 to 2 Children Cost Per Month Per PersonAgeGroup

BaseDental

BronzeDental

SilverDental

GoldDental

0-4 $18.60 $18.70 $18.90 $24.60 5-20 $34.80 $38.20 $43.70 $73.80

3+ Children Cost Per Month Per PersonAgeGroup

BaseDental

BronzeDental

SilverDental

GoldDental

0-4 $16.40 $16.70 $17.40 $22.30 5-20 $31.60 $34.30 $39.50 $66.40

All premium rates are quoted on a per month per person basis. Premiums for couples and children are per individual. Premiums are based on individual’s age at time of application and will change in accordance with published age groups as the individual’s age increases. Premiums effective May 1, 2020; subject to change without notice.

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