Corporate Access The first-class solution to upgrade our

customer’s payment processes

Agenda – Corporate Access

Repetition from previous seminars

Why introduce a new file-based payment service?

What is the benefit for customers?

How will it work?

Things ERPs & customers need to be aware of

Planned developments for the coming year

Deliveries 2016

Planned deliveries 2017

Repetition from previous seminars Why introduce a new file-based payment service?

Background: Launching Nordea Corporate Access

Regulatory compliance SEPA End Date for non-euro countries 31st of October 2016

Technology & architecture Customer demand for simplification of Nordea’s many file

transfer solutions

Increased risk awareness Growing globalization trends increase need of protection

against violation of file security and fraud attempts

1

2

3

Repetition from previous seminars What is the benefit for customers?

Corporate Access

• One file for all payment types, regardless of currency

• One user interface, i.e. Nordea’s Corporate Netbank

• One common solution for SE, NO and DK

• One support

• Compliant with regulatory legislations e.g. PSD and

SEPA Rule-book

• Enhanced file security solution

• Integrated with your ERP-system

• Enabling full control of your payment processes

1

Make your payment flow efficient

Repetition from previous seminars How will it work?

All payment types

Domestic and International, supplier, salaries, pensions,

taxes and intercompany payments

All currencies

Supports all currencies and payments from currency

accounts

One format

ISO20022 XML

pain.001.001.03

pain.002.001.03

camt.054.001.02D

Communication methods

H2H (AS2, FTP/VPN, SFTP)

Corporate Netbank File Transfer

Easy Corporate Access

Known user interface, easy to use

SEPA-compliant file format

Accessible via Corporate Netbank

Help texts in five languages

View, confirm and cancel files

View and cancel single payments

Confirm alone or two together

View file status

File & payment history for 15 months

Download to update your ERP-system

Status report file (pain.002.001.03)

Debit advice file (camt.054.001.02)

Easy Corporate Netbank

Repetition from previous seminars Things ERPs & customers need to be aware of

Requirements for ERP systems

Corporate Access Payables – ISO20022 XML format for Corporate

Access

– Payment service and payment types

Corporate Access File Transfer – Secure Envelope creation for Sender &

Signer Ids

– Signature procedure to Sign enveloped

files.

– File communication via H2H protocols

(enabled via Corporate Access File

Transfer agreement)

– Certificate Management:

− Download/Store/Maintain.

− Authorisation of Signer Id in ERP

system

– Authorisation for users to confirm

payments in ERP system

Note: Mandatory to provide

Note 1: Mandatory to provide when H2H protocols used.

Note 2: Optional to use (either envelope and/or

Signature) when Corporate Netbank File Transfer used. If

not provided manual confirmation mandatory.

Nordea’s Corporate Access XML MIGs

Impact on

Nordea’s

MIGs

Mandatory impact

High impact

Medium impact

Nordea’s MIGs are constructed as recommended by local Nordic/Baltic Bankers Associations.

Nordea’s Corporate Access Test Tool – your support

Nordea is providing a web-based Test

Tool, which will enable customers and

ERP vendors to:

• Check Secure Envelope

• Check correct XML syntax

• Validate general ISO/CGI business rules

• Validate Nordea specific business rules

• Possibility to download response files for

pain.002 and camt.054D

May be downloaded

as files (pain.002 &

camt.054)

Corporate Access

Note: Nordea’s Corporate

Access file-based payment

services will for the future

replace all current file-

based payment offerings

(incl. formats)

XML

XML

XML

XML

XML

XML

XML

Planned developments for the coming year Deliveries 2016

Corporate Access agreed deliveries 2016

New communications offered for Corporate Access FileTransfer:

Protocols: Web Services and SWIFTNet FileAct

Supporting Corporate Access files

Updated SOAP error messages added into specification supporting Web Services

New functionality offered for Corporate Access Payables:

Services: Cancellation on file incl. response files

Note: Secure Envelope must be used!

Format: ISO 20022 XML camt.055.001.01 & camt.029.001.03 (and pain.002.001.03 as part of

message flow)

New functionality offered for Corporate Access Payables:

Services: Accepted transactions possible to chose for Status report

Format: ISO 20022 XML pain.002.001.03

New functionality offered for Corporate Access Payables:

Services: IBAN as Creditor account format for Sweden accepted

Format: ISO 20022 XML pain.001.001.03

Planned developments for the coming year Planned deliveries 2017

Corporate Access planned delivery for 2017…1/4

Services: Additional file types added

Most commonly used file types added

Both for H2H and manual up-/download via Corporate Netbank

New functionality offered for Corporate Access File Transfer:

Corporate Access planned delivery for 2017…2/4

New functionality offered for Corporate Access Payables:

Services: Financial payments and Request for Transfer

(RfT) included

Possible to select as payment type “groups”, i.e. separate

authorisation for viewing, confirming and cancelling via

Corporate Netbank

Both STP or manual confirmation possible

Services: Finland and Baltic* countries added

Same functionality and payment types as for DK, NO & SE

included

Format: All ISO 20022 XML messages as currently offered

by Corporate Access

* Baltics to be decided

Corporate Access planned delivery for 2017…3/4

Services: Corporate Access Account Statements – 1st release

“Ordinary” account statement, i.e. without payment details of batch

entries

Services: Corporate Access Account Statements – 2nd release

“Extended” account statement, i.e. with payment details of batch

entries

Both credit and debit details of batch entries

Details of salary/pension payments are not included

Both options possible to select as a single service or combined with

other Corporate Access services

Format: ISO 20022 XML camt.053.001.02

CGI compliant

New service offered:

Corporate Access planned delivery for 2017…4/4

Services: Corporate Access Credit Advices

Including details of batch entries

Including both structured and unstructured reference

Format: ISO 20022 XML camt.054.001.02C

CGI compliant

New service offered:

Thank you for listening!