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Copyright © eBaoTech Corporation
Innovative Solutions for Insurance
eBaoTech
Company and ProductIntroduction
Client Name
Month day, Year
© 2008 eBaoTech Corporation 2Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Company Introduction
Product Suite Introduction
Technical Architecture Introduction
Outline
© 2008 eBaoTech Corporation 3Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Company Introduction
Product Suite Introduction
Technical Architecture Introduction
Outline
© 2008 eBaoTech Corporation 4Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
0
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2001 2002 2003 2004 2005 2006 2007 2008
Customer Base New Installations Prospects
All of these custmers have decided to leave their inherited burden behind and therefore to implement the cutting edge eBaoTech Solutions, strictly process orientated and built on latest technologies
Customer Base – Growth at Impressive Pace
© 2008 eBaoTech Corporation 5Client Name Confidential
Innovative Solutions for Insurance
eBaoTechOur achievement in 7 years
More than 50 installations in 20 countries•Asia•Europe•Middle East•Africa
Not only green field start-ups but also replacing legacy systems with millions of policies converted•More than 40 green field start ups•More than 10 legacy replacement
Not only individual projects but also regional or global cooperation with tier one insurers•ZFS, Fortis, ACE, Chubb, AXA, Prudential
© 2008 eBaoTech Corporation 6Client Name Confidential
Innovative Solutions for Insurance
eBaoTechRegional Expansion across Europe
Strong internationalization of business with increasing attraction to multi-national insurance companies
2006
& 1 Morrocco,& 1 Morrocco,
11
11
2005
11
2007
& 1 Morrocco, 1 UAE and 1 Egypt& 1 Morrocco, 1 UAE and 1 Egypt
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11
1111
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March 2008
& 1 Morrocco, 2 UAE, 1 Egypt and 1 South Africa& 1 Morrocco, 2 UAE, 1 Egypt and 1 South Africa
33
11
111122
4422
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Productive Installation or ongoing Implementation Promising Prospects
© 2008 eBaoTech Corporation 7Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Country / Region Number of Installations / Projects Client
China 18 (17 live) Taiping Life PICC Life Zurich Insurance Samsung Life ACE
Singapore 3 (2 live) NTUC Income (live) Great Eastern Life AXA (live)
Malaysia 4 (2 live) Takaful Nasional (live) Great Eastern Life Prudential A&H (live) Mayban Fortis
Switzerland 2 (2 live) Swiss Life (live) Zurich Insurance (live)
Japan 2 (1 live) Credit Agricole (live) Zurich Insurance
Vietnam 1 (1 live) ACE Life (live)
Countries with eBaoTech Software Installations or Ongoing Projects (1)
© 2008 eBaoTech Corporation 8Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Country / Region Number of Installations / Projects Client
Taiwan 1 (1 live) ACE Life (live)
Thailand 2 (1 live) ACE Life (live) Prudential A&H (live)
Hongkong 1 (1 live) Fortis Asia (former PCI)
Indonesia 1 (1 live) Great Eastern Life (live) Zurich Insurance (live)
Russia 1 (1 live) Fortis Russia (live)
Poland 1 (1 live) Fortis Poland (live)
Morocco 1 Zurich Insurance
Netherlands 2 (1 live) Fortis Direct (live) Fortis ASF
Middle East 2 (2 live) ACE UAE, Egypt (live)
France 1 Fortis France
Countries with eBaoTech Software Installations or Ongoing Projects (2)
© 2008 eBaoTech Corporation 9Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
AS
IA
EM
EA
EM
EA
Customer-Implementations in more than 17 Countries (as of March, 2008)
PolandPoland
RussiaRussia
MoroccoMorocco
EgyptEgypt
JapanJapan
ChinaChina
Hong KongHong Kong
VietnamVietnam
ThailandThailand
TaiwanTaiwan
MalaysiaMalaysia
SingaporeSingapore
UAEUAE
IndonesiaIndonesia
SwitzerlandSwitzerland
NetherlandsNetherlands
FranceFrance
© 2008 eBaoTech Corporation 10Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
AS
IA
EM
EA
Global Presence with offices in Europe & Asia
NetherlandsNetherlands
BeijingBeijing
TokyoTokyo
Kuala LumpurKuala Lumpur
SingaporeSingapore
ZurichZurich
MumbaiMumbaiShanghai
Shanghai
FrankfurtFrankfurt
* Netherland office being established
© 2008 eBaoTech Corporation 11Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
The formula to make it happen
• N# of staff approx. 650 • Based in Asia & Europe• Proficient in approx.
20 Languages• In depth Insurance
Business KnowHow
• N# of staff approx. 650 • Based in Asia & Europe• Proficient in approx.
20 Languages• In depth Insurance
Business KnowHow
• 32 Customers in Asia:China 18, Hongkong 1, Taiwan 1 Singapore 3, Malaysia 4, Japan 2, Vietnam 1, Thailand 2, Indonesia 1
• 10 Customers in EMEA:Switzerland 2, Germany 1, Poland 1,France 1, Netherlands 2, Russia 1, Morocco 1, Egypt 1, UAE 1
• 32 Customers in Asia:China 18, Hongkong 1, Taiwan 1 Singapore 3, Malaysia 4, Japan 2, Vietnam 1, Thailand 2, Indonesia 1
• 10 Customers in EMEA:Switzerland 2, Germany 1, Poland 1,France 1, Netherlands 2, Russia 1, Morocco 1, Egypt 1, UAE 1
• Life&non-Life combinedin one single package
• Complete End to End Solutions
• Completely based on SOA & J2EE
• Life&non-Life combinedin one single package
• Complete End to End Solutions
• Completely based on SOA & J2EE
• Decades of experience Insurance Business-, Operations- and IT management
• Dedicated to the break down of traditional chinese walls within Insurance organisations
• Decades of experience Insurance Business-, Operations- and IT management
• Dedicated to the break down of traditional chinese walls within Insurance organisations
The meaning of the Chinese Letters for eBao - – 易保 is:
ProgressiveManagment
ProgressiveManagment
AmbitiousStaff
AmbitiousStaff
ChallengingCustomers
ChallengingCustomers
SophisticatedSolutions
based on
AdvancedTechnology
SophisticatedSolutions
based on
AdvancedTechnology
„INSURANCE MADE EASY“
© 2008 eBaoTech Corporation 12Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Name and Position
Management Team
Woody MoCEO
Andy WangSVP/GM of GlobalAccounts Division
Daniel AdamecCEO, Europe
Ken WangChief ArchitectGM of R&D
Jason LinHead, SW Engineering, GM
Product Center
James EronSr. Dir. Business Development
and Consulting Services
Associate principal at McKinsey & Company IBM T.J. Watson Research Center at Yorktown Height Ph.D., University of Wisconsin, Madison
Senior consultant from McKinsey & Company MBA, Harvard Business School
CFO of Winterthur Life & Pension McKinsey partner and leader in insurance practice
Chief Architect of some products at HP/IBM/Unisys Ph.D., University of Notre Dame;
Senior Director of software engineering at Motorola in US (2 years) Director of Software Engineering at Oracle in US (10 years)
Senior Manager, BearingPoint Consulting Financial Services Practice (6 years)
Other experience in GE, Wells Fargo Bank, Net Fish Technologies UC-Berkeley MBA
Experience
© 2008 eBaoTech Corporation 13Client Name Confidential
Innovative Solutions for Insurance
eBaoTechGlobal Headquarters in Shanghai
© 2008 eBaoTech Corporation 14Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Company Introduction
Product Suite Introduction
Technical Architecture Introduction
Outline
© 2008 eBaoTech Corporation 15Client Name Confidential
Innovative Solutions for Insurance
eBaoTechSystem Objectives of our Standard Software Products
One solution supporting business end-to-end (front- and backend)
Enable customers to customize and to enhance the system
Support internationalization
• Integrated solution for all products of commercial and personal lines
• Support for all insurance processes in policy management as well as in claims management
• Support all sales channels, such as Brokers, Agents, Internet, Bank and other
• Use parameter configuration
• Use RMS (Rule Management System) and FMS (Formula Management System)
• Use UIC (UI Configuration) tool
• Use EMS (Entity Management System) for data tables and fields management
• Multi-language
• Multi-currency
• Multi-data format
• Multi-company
© 2008 eBaoTech Corporation 16Client Name Confidential
Innovative Solutions for Insurance
eBaoTechNext Generation Solution for Insurance Needs
AssetLink
GroupLife (*)
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
eBaoTech’s Product Suits support all processes in force at leading insurancecompanies worldwide
GeneralSystem
(*) Asian markets only
© 2008 eBaoTech Corporation 17Client Name Confidential
Innovative Solutions for Insurance
eBaoTecheBaoTech AssetLink – Solution for Wealth Management
Supports new generation of asset management products going beyond Unit Link or Investment Link‚ called “insurance wrappers“ in some markets.
AssetLink
GroupLife
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
GeneralSystem
Accessible directly over internet or intranet by distributors, advisors, brokers and even clients if required.
Sales ChannelsInsurance wrappers
Products
Supports new business with initial contributions, additional contributions, all customer service items, underwriting, claims, general Iedger, re-insurance, custodian management
Functionalities
© 2008 eBaoTech Corporation 19Client Name Confidential
Innovative Solutions for Insurance
eBaoTecheBaoTech GroupLife – Solution for Groups (Asian markets only)
Supports all mainstream group life products, sales channels, and whole life cycle functionalities in an All-In-One manner
AssetLink
GroupLife
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
GeneralSystem
Traditional agents, affinity group, broker, group insurance sales team and others
Sales ChannelsTraditional (with or without participating) whole life and endowment, accident, medical, annuity and others
Products
Product definition, new business/quotation, underwriting, customer/policy servicing, claims, renewal, billing/collection/payments, general ledger, re-insurance, sales channel management, document/image management/workflow, reporting, letters, printing and sales force automation
Functionalities
© 2008 eBaoTech Corporation 20Client Name Confidential
Innovative Solutions for Insurance
eBaoTecheBaoTech LifeSystem – Solution for Life
Supports all mainstream life insurance products, sales channels and whole life cycle functionalities in an All-In-One manner
AssetLink
GroupLife
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
GeneralSystem
Traditional agent/agency, bancassurance, telemarketing, worksite marketing, affinity group, broker, group insurance sales team and others
Sales ChannelsTraditional whole life and endowment, term, accident, medical, investment linked, universal life, annuity, mortgage life and others
Products
Product definition, new business/quotation, underwriting, customer/policy servicing, claims, renewal, billing/collection/ payments, general ledger, re-insurance, sales-channel management, document/ image management/ workflow, reporting, letters, printing and sales force automation
Functionalities
© 2008 eBaoTech Corporation 22Client Name Confidential
Innovative Solutions for Insurance
eBaoTecheBaoTech GeneralSystem – Solution for P&C
Supports all mainstream property and casualty products, sales channels,and whole life cycle functionalities in an AlI-in-One manner
AssetLink
GroupLife
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
GeneralSystem
Traditional agent/agency, bancassurance, telemarketing, worksite marketing, affinity group, broker, group insurance sales team and others
Sales ChannelsMotor, property, personal accident, travel, marine and cargo, liability, engineering, bond, package products, and others
Products
Product definition, new business/quotation, underwriting, customer/policy servicing, claims, no claim discount, renewal, billing/collection/payments, general ledger, reinsurance, sales channel management, document/image management/ workflow, reporting, letters, printing and sales force automation
Functionalities
© 2008 eBaoTech Corporation 24Client Name Confidential
Innovative Solutions for Insurance
eBaoTecheBaoTech AgentOffice – Solution for Agents
Suite of sales automation tools needed by insurance agents or any distributionpartner‘s salesperson. To be used stand-alone or as part of either eBaoTech LifeSystem or GeneraISystem
AssetLink
GroupLife
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
GeneralSystem
Traditional agents, affinity group, broker, group insurance sales team and others
Sales ChannelsAll Life and non-Life products defined in the related policy management system be it either eBaoTech LifeSystem, eBaoTech GeneralSystem or any other connected system
Products
Quotation, sales illustration, customer management, sales activity management, training management and others
Functionalities
© 2008 eBaoTech Corporation 25Client Name Confidential
Innovative Solutions for Insurance
eBaoTecheBaoTech AutoClaim – Solution for Claim Handling
Online collaboration software for motor insurance claims processing and management
AssetLink
GroupLife
LifeSystem
AgentOffice
AutoClaim
eBaoTechProduct Suits
GeneralSystem
Traditional agents, affinity group, broker, group insurance sales team and others
Sales ChannelsImproves motor claims results by reducing experience, speeding up closure, and improving claims ratio
Products
Leverages internet and digital camera technology to connect all parties with full information available to work together on motor insurance claimsWith its flexible workflow and powerful analytical tools, it further enables insurers to adjust business changes and improve performance effectively and flexibly
Functionalities
© 2008 eBaoTech Corporation 26Client Name Confidential
Innovative Solutions for Insurance
eBaoTechBusiness Functionality
Sales Channel
Mgmt
Policy Management
ClaimsMgmt
Billing &Collection
Product,Product,FormulaFormula& Rule& RuleMgmtMgmt
Party Mgmt
RiskMgmt
Insurance Functions
© 2008 eBaoTech Corporation 27Client Name Confidential
Innovative Solutions for Insurance
eBaoTechBusiness Functionality – embedded in a complete Architecture covering all Insurance Needs
Sales Channel
Mgmt
Policy Management
ClaimsMgmt
Billing &Collection
Product,Product,FormulaFormula& Rule& RuleMgmtMgmt
Party Mgmt
RiskMgmt
Business Infrastructure Technical Infrastructure
General Ledger
Reporting
Document Mgmt
Enquiry
PersonalNotes
Letter Mgmt
Authority Mgmt
Authorization
Process Managment
SystemUtilities
Batch Scheduler
System Administration
Integration BUS Integration BUS
Insurance Functions
© 2008 eBaoTech Corporation 28Client Name Confidential
Innovative Solutions for Insurance
eBaoTechAssetLink - Business Architecture
Core Insurance Components
Product Management
• Product Definition Syst.• Product Calc. Engine
PolicyManagement
• New Business• Customer Service• Renewal
Party Management• Partner Administration
• Role Administration• Contact Management
ClaimsManagement
• Claims Admin.• Survival benefit
Administration
Supportive Components
FinanceManagement
• Collection and Disbursement
• General Ledger
SalesManagement
• Channel Management• Commission Mgmt
RiskManagement
• Autom. Underwriting• Manual Underwriting• Reinsurance Mgmt
AssetManagement
• Wrapper Management• Custodian Bank
Management
Business Infrastructure
Process Management
• Process Design• Workflow Management
Document Management
• Letter creation• Scanning / Imaging• Print Mgmt & Archiving
Information Management
• Communication Mgmt• Query System• Report Management
Help System• Transaction Correction
Internationalization• Multi Language• Multi Currency• Multi Time Zone• Multi Company/Country
Service Infrastructure
Integration BUS for ERP Integration
Rule Management Formula Management Batch Scheduler
System Management System Security
AssetLink – Complete coverage of all insurance & Wrapper functionalities
© 2008 eBaoTech Corporation 29Client Name Confidential
Innovative Solutions for Insurance
eBaoTechGeneralSystem - Business Architecture
Core Insurance Components
Product Management
• Product Definition Syst.• Product Calc. Engine• Product Upgrade
PolicyManagement
• New Business• Endorsement• Renewal
Party Management• Partner Administration
• Role Administration• Organization Management
• Contact Management
ClaimsManagement
• Claims Administration• Recovery• Supplier Management
Support Components
FinanceManagement
• Collection and Disbursement
• General Ledger
SalesManagement
• Channel Management• Commission Mgmt
RiskManagement
• Autom. Underwriting• Manual Underwriting• Reinsurance Mgmt
Business Infrastructure
Process Management
• Process Design• Workflow Management
Document Management
• Letter creation• Scanning / Imaging• Print Mgmt & Archiving
Information Management
• Communication Mgmt• Query System• Report Management
Help System• Transaction Correction
Internationalization• Multi Language• Multi Currency• Multi Time Zone• Multi Company/Country
Service Infrastructure
Integration BUS for ERP Integration
Rule Management Formula Management Batch Scheduler
System Management System Security
GeneralSystem – Complete coverage of all non-Life functionalities
© 2008 eBaoTech Corporation 30Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Touch Points
Web Browser
Telephone
Fax
SMS
3d-Party Systems
Legacy System
Proposal System
Underwriting System
Bank Payment System
ReInsurance System
Financial System
Payroll System
Data Warehouse
CRM System
Printing System
Imaging System
etc.
Platform InfrastructureNetwork & Protocol Web Server J2EE Application Server
Relation Database Server Load Balance & Cluster Backup & Recovery
Functional Infrastructure
Core Business Risk Mgmt
Product Mgmt Sales Mgmt
Party Mgmt Finance Mgmt
Functional InfrastructureReport Help
Query Service Printing Mgmt
Transaction Correction Image Mgmt
Communication Mgmt Document Mgmt
Technical InfrastructureBatch Scheduler Integration HUB
Formula Mgmt Rule Mgmt
System Mgmt User Authorization
Interest Calculation Internationalization
Rounding Calculation System Utilities
Common High Level Technical Architecture
All eBaoTech Suits are purely built on J2EE Standards, following SOA-Standards, Object-Oriented, N-Tiered and Component-Based Package Solutions
IntegrationBUS
Web ServiceMessage Queue
APIFlat FileDB Link
eBaoTech
© 2008 eBaoTech Corporation 31Client Name Confidential
Innovative Solutions for Insurance
eBaoTechTechnical Architecture
Modern, flexible and built to support future needs
Technical Plattform Layer 0: Foundation
Integration BUS for ERP Integration
Web Framework Data Persistency Batch Scheduler
System Management System Security System Utilites
Technical Plattform Layer 1: Three Engines
Business Process Management
Business RuleManagement (RMS)
Formula Management (FMS)Rule Engine Formula Engine
Workflow Engine
Technical Plattform Layer 2: Customization Tools
UI Configuration Tool Other Tools
Data Fields Configuration Tool Internationalization Tool
LifeSystemBusiness Model
GeneralSystemBusiness Model
Other Systems Bus. Modeli.e. AssetLink
© 2008 eBaoTech Corporation 32Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Component LayersExternal System
eBaoTech Integration BUS – Perfect Fit in any given System-Landscape
eBaoTech
XML Message
XML MessageOnline Interface
EAI Message HUB
Adapter Invoke
DB-Link
Flat File
API Web Service
Process Control
Domain Object
Data Access
User Interface
Database
Domain Service
IntegrationBus
File Transfer
DB Link
The Integration BUS controlls all connections between any existing System-Landscape and eBaoTech Systems
© 2008 eBaoTech Corporation 33Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Core Insurance Components
Product Management
• Product Definition Syst.• Product Calc. Engine• Product Upgrade
PolicyManagement
• New Business• Endorsement• Renewal
Party Management• Partner Administration
• Role Administration• Organization Management
• Contact Management
ClaimsManagement
• Claims Administration• Recovery• Supplier Management
Support Components
FinanceManagement
• Collection and Disbursement
• General Ledger
SalesManagement
• Channel Management• Commission Mgmt
RiskManagement
• Autom. Underwriting• Manual Underwriting• Reinsurance Mgmt
Business Infrastructure
Process Management
• Process Design• Workflow Management
Document Management
• Letter creation• Scanning / Imaging• Print Mgmt & Archiving
Information Management
• Communication Mgmt• Query System• Report Management
Help System• Transaction Correction
Internationalization• Multi Language• Multi Currency• Multi Time Zone• Multi Company/Country
Service Infrastructure
Integration BUS for ERP Integration
Rule Management Formula Management Batch Scheduler
System Management System Security
eBaoTech Solutions – True WEB Applications enabling Process Integration of all Parties
• Completely Browser based• Fully built in J2EE
• Web-Architecture caters for simple integration of B2B Partners
• i.e. Brokers, Call Centers, Banks, etc.
Access control by Groups & Roles• Distinct Access Group/Role combination• i.e. Brokers can only access own proposals
Integration to existing Portals by• WebServices• Embeding Technologies like Portlets
Browser and network access (intranet or internet) only needed which enables flexible remote collaboration and resource optimization
Staff Agents
Intranet
Broker Customer
Extranet
© 2008 eBaoTech Corporation 35Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
• Integrated solutions for all product lines in Life as well as Non-Life (standalone applications, can be combined)
• Support for all insurance processes in policy management as well as in claims management
• Supports all sales channels like Brokers, Agents, Internet, Bank and others
• Development based on „best practice“ design, like paperless „Straight-Through-Processing“ and flexible Workflow (own Workflow or FileNet Workflow Tool)
• Rule based and strongly customizable to business requirements
• Separation of business logic and workflow
Comprehensive Functionality Modern n-tier Architecture
Comprehensive Functionality Combined with Modern n-tier Architecture
Database ServerDB2 or Oracle
Application ServerWebsphere or Weblogic
Web ServerWeb Server and „Load Balancing“
Firewall
Internet/Intranet
End-user browser End-user browser End-user browser
Platform independentCompletely Web based, Java / J2EE (not only Web-front end) guarantees Integration of all platforms
z/OS, Unix, Linux, Windows (everywhere where an „Application Server“ runs)
Comprehensive functionality and platform independence ensures flexible and cost efficient operations
© 2008 eBaoTech Corporation 36Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
…
Agent Bank Broker Direct Call Center
Centralized Party DB
Customer Service
Call Center
Claims
Underwriting
HR Management
ERP Applications, i.e. CRM
General Ledger
Investment Management
Business Application
Integrated Party
Information
General Application
Interface
Central Hub
Single integrated Party DB • Unique customer information• Diff. party-types for individuals and institutions with specific attributes
Full Customer Information Accessible internaly or externaly under stringent user access rights control
Straightforward Integration Share information with external 3d-party systems such as HR, CRM, etc.
Customer Centric View & Design – Catering for Benefits like Central Risk Assessement
© 2008 eBaoTech Corporation 37Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
• Traditional with or
without participating
•Term
•Whole life
•Endowment
• Unit linked
Coverage
Death Disease
Disability Accident
……
Rules
Min Age Max Age
Min SA Max SA
……
Premium Age Gender
Job
……
Premium
Payment Method
Term
……
Coverage
Death Disease
Disability Accident
……
Rules
Min Age Max Age
Min SA Max SA
……
Premium Age Gender
Job
……
Premium
Payment Method
Term
……
Parameterized product definition allows new product launch in a matter of days without IT support
Products Supported: • Fixed annuity
• PA
• Medical
• Mortgage
• Universal (Under
developing)
Underwriting
New Business
Customer Service
Claims & Others
Support for full product lines with flexible product definition functions
© 2008 eBaoTech Corporation 38Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Ease of use 5 man day to run a motor product with 70 rate tables & 16 cover types
Reduce Cost Formula implementation & testing can be performed by business without IT
Fast response to business change
• Supports all kinds of calculation• straightforward to update/upgrade rate tables and formulas
TopicFactorData Node
Domain Value Factor
Rate Table Factor
Function Factor
Formula Factor
Data Node
FMS – Formula Management System
© 2008 eBaoTech Corporation 39Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Usage in each function modules
Party
Individual Person
Organization
Contact Information 1
Contact Information 2
Contact Information 3
…
Policy Admin
Life Assured, Policy holder, Payer, Beneficiary, Trustee,…
Contact/account information can be chosen/added
•Customer central view of any person or organization in the system
•Keep all history of address, account
Hospital Management
Agent Management
Reinsurance
Doctor, Hospital
Contact/account information can be chosen/added
Agent, Broker, Bank,…
Contact/account information can be chosen/added
Re-insurer
Contact/account information can be chosen/added
Account Information 1
AccountInformation 2
AccountInformation 3
•Each function module define the role for each party
•Contact/account information can be chosen or added
Centralized party information
Features
Contact/ account information is linked to a party with 1 to multiple relationship
Party Management
© 2008 eBaoTech Corporation 40Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Case Evaluation & Benefit Allocation
Case Evaluation & Benefit Allocation
Claim AmountPayment
Claim AmountPaymentLettersLetters
CustomerService
CustomerService FinanceFinancePartyParty
Claim steps Cross Module Function
Interface
ReportsReports SMSSMS
EscalationEscalationInvestigationInvestigation
Case Acceptance
Case Acceptance
CaseRegistration
CaseRegistration
Case Approval
Case Approval
Reject
CommitteeCommittee
ProductProduct
Claim Module System Workflow
© 2008 eBaoTech Corporation 41Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Policy 1 Policy 2 Policy N
Claim Case
Product A
Product B∑Accumulator( Policy/Insured/
Incident)
History InfoCase 1 ( Incident 1 )
Case 2 ( Incident 2 )
Case 3 ( Incident 2 )
Case N ( Incident N )
Customer
Support multiple policies in one claim case
Several cases can be linked to one incident
Automatically calculate claim amount for all conditions
© 2008 eBaoTech Corporation 42Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Agent ManagementAgent Management
Agent Movement Agent Movement
Agent CommissionAgent Commission
• Create and Maintain Agent;• Query Agent;
• Setup Agent Relationship and structure;
• Promote Agent;• Demote Agent;
• Transfer Agent Between Organizations;• Transfer Policy/Proposal;
• Calculate Basic Commission;• Commission Aggregation;• Commission Adjust;
• Agent Commission Query;• Policy Commission Query;QueryQuery
• Set compensation items• Calculate compensation• Close commission
Sales Channel Management
© 2008 eBaoTech Corporation 43Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Basic Draw
GIRO Extraction
Credit Card Extraction
CPF Extraction
Extracts policies with due dates ≤ 30 days
Premium Notices
GIRO Pre- Deduction Notices
GIRO Preliminary Report
Credit Card Billing Report
SSS Billing Report
On Scheduled Dates
On a Daily Basis
Billing Process
© 2008 eBaoTech Corporation 44Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
GIRO Deduction Tape
Credit Card Extraction File
Upload Lockbox File
Upload GIRO Deduction Tape
Upload CPF File
Upload Credit Card Deduction File
CPF File
Lockbox File
eBanking File
Upload eBanking File
Upon receipt of:Successful records(Premium)
System checks if:
Unsuccessful records (Premium)
1. Amount is sufficient to pay for premium due; and2. Due dates are within lead days of N days (eg. 30 days)
1. Premium Applied2. Due Date Move
Amount placed in suspense
YesNo
Prints unsuccessful notices / reports / SMS
Collection by Electronic Transfer
© 2008 eBaoTech Corporation 45Client Name Confidential
Innovative Solutions for Insurance
eBaoTechWorkflow and data pool concept
Image Scan
Detail registration
Verification UnderwritingPolicy
Issue/Print
Receive Payment
New Business Module
Image Query Others
Image Module Financial Module
Handwritten proposal
Policy Document
Authority Control
Initial Registration
Description:
Activities requiring similar skills and competences are ‘pooled’
Policies are allocated to data pools according to the workflow based on policy status.
© 2008 eBaoTech Corporation 46Client Name Confidential
Innovative Solutions for Insurance
eBaoTechLocking of policies in data pool
Common Pool (Basket) e.g. Detail registration Pool
Policy 1
Policy 3
Policy 4
Policy 5
Policy 6
Common View to
Pool
Policy 2
Policy 2
Policy 2
User
Private Pool
A B C
Tasks are not linked to a person, everyone with access to a Pool can access and process the activity
Workload balancing: When possible, more than one team has access to a Pool to ensure optimum workload and fast processing times
Delegation of work:
© 2008 eBaoTech Corporation 47Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Enhanced policy processing through work allocation and collaboration
ImagingSystem inBranch 1
Scan
ImagingSystem inBranch 2
ImagingSever in
Data Center
ImageDatabase
Scan
Core BusinessSystem
Core BusinessDatabase
NetworkNetwork Http
Save
ApplicationForm ofUser A
ApplicationForm ofUser B
Images of any documents can be
• scanned at any service terminal,
• transferred to the image server at the data center via internet/intranet
• accessed whenever and wherever it is needed for any purpose, such as policy issuance, billing/payment, claims, reinsurance and so forth
Http
Http
Image Driven STP
© 2008 eBaoTech Corporation 48Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
Company Introduction
Product Suite Introduction
Technical Architecture Introduction
DDD
Outline
© 2008 eBaoTech Corporation 49Client Name Confidential
Innovative Solutions for Insurance
eBaoTech
LifeSystem Business Modules GeneralSystem Business Modules
Platform Infrastructure
Load Balancing & Cluster
Application Server
Relation Database Server
Web Server HTTP/HTTPS/SOAP/XML
Technical Infrastructure
Backup & Recovery
Process Mgmt
System Mgmt
Rule Mgmt
User Authorization System Utility
Formula Mgmt
Functional Infrastructure
Communication Mgmt
Imaging Mgmt
Reporting System
Printing Mgmt Document Mgmt
Query System
eBaoTech LifeSystem and GeneralSystem are based on the same platform,and share the same technical & functional infrastructure components
Finance Mgmt Party Mgmt Help System
Technical Architecture – Infrastructure Components
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Touch Points
Web Browser
Telephone
Fax
SMS
3d-Party Systems
Legacy System
Proposal System
Underwriting System
Bank Payment System
ReInsurance System
Financial System
Payroll System
Data Warehouse
CRM System
Printing System
Imaging System
etc.
Platform InfrastructureNetwork & Protocol Web Server J2EE Application Server
Relation Database Server Load Balance & Cluster Backup & Recovery
Functional Infrastructure
Core Business Risk Mgmt
Product Mgmt Sales Mgmt
Party Mgmt Finance Mgmt
Functional InfrastructureReport Help
Query Service Printing Mgmt
Transaction Correction Image Mgmt
Communication Mgmt Document Mgmt
Technical InfrastructureBatch Scheduler Integration HUB
Formula Mgmt Rule Mgmt
System Mgmt User Authorization
Interest Calculation Internationalization
Rounding Calculation System Utilities
High Level Technical Architecture
eBaoTech LifeSystem and GeneralSystem are purel built on J2EE Standards, Object-Oriented, N-Tiered and Component-Based Package Solutions
IntegrationBUS
Web ServiceMessage Queue
APIFlat FileDB Link
eBaoTech
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Web Server
ApplicationServer
Database Server
Load Balancing ensuring System Availability
Cluster Technology to ensuring Scalability
Industry standard, ensuring StabilityDatabase Server
Application Server(J2EE/EJB)
Web Server
End User Browser
Data Storage
Application Server(J2EE/EJB)
Internet/Intranet
Web Server
Database Server
Load Balancer
Firewall
Three Tier Architecture
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Ease of Process Integration: The separation of process control and domain service enables SAO philosophy and ease the integration with third-party workflow engine.
Encapsulation: Each layer hides details about its operations from other layers, so each layer can evolve behind APIs without affecting its clients.
Simplicity: Each layer focusing on a cohesive set of responsibilities so that it's easier to manage. Standards: Standard Struts Web framework at user interface layer. Flexible persistence: Support CMP/Hibernate/TopLink/DAO at data access layer.
Layering Structure Concept
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Component LayersExternal System
Integration Methods – Internal and 3d-Party
eBaoTech
XML Message
XML MessageOnline Interface
EAI Message HUB
Adapter Invoke
DB-Link
Flat File
API Web Service
Process Control
Domain Object
Data Access
User Interface
Database
Domain Service
IntegrationBus
File Transfer
DB Link
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• Fast data processing, reporting and mining in one data center
• Great flexibility for centralized operations, or distributed anywhere in the world
• Low branch expansion cost and high branch expansion speed
• Cost effective in centralized maintenance of data and applications
• Almost no maintenance cost on client side
Central data and application hosting to support remote locations
Technical Architecture – Central Hosting
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Hardware platforms supported
All mainstream hardware platforms are supported: Unix, PC Server, Mainframe.
Operation system supported
All mainstream OS. All Unix(Solaris/AIX/HP-UX), Linux, Windows NT
Application Server supported
WebSphere, WebLogic, OracleAS, etc
Web server supported Apache, iPlanet, OHS, IIS, etc
RDBMS: • Oracle 8i(8.1.7) on Solaris 8, HP-UX 11i, Red Hat Linux 7.2, Win2000 Server SP3;
• Oracle 9i(9.0.1,9.2.0) on Solaris 8, HP-UX 11i, Red Hat Linux AS 2.1, Win2000 Server SP3.
• DB2 and MS SQL Server not supported currently, but can be migrated to.
Protocol supported HTTP, HTTPS, SOAP
Browsers and OS supported
Browser: IE6 or above
ActiveX used, and Applet not used
• Scanning ActiveX control is used for scanning papers into images• XML Dom provided by IE Browser is used for dynamically refreshing page
information• The security configuration of IE Browser is limited to the web site of the
system for the running of these two ActiveX controls.
Platform Architecture - Details
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Foundation Components
Customization Part
Core Part
Special Partof
Customer 1
Core Part ofBusiness Component 1
Special Partof
Customer N
Special Partof
Customer 1
Core Part ofBusiness Component X
Special Partof
Customer N
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Core Part • Foundation components• Commonality of customer requirements, provided in the baseline version
Customization Part • Variable customer requirements, customized in implementation• Could be generalized into core parts
Customization Methods
• Parameterization• Inheriting and overriding• Upgrade core parts; generalizing customization parts into core parts• Externalizing rules and processes in Rule Engine and Workflow Engine
Architecture - Core and Customization Parts
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eBaoTechThank you
Thank you!
eBaoTech European Regional Headquarters
eBaoTech CorporationThurgauerstr. 105P.O. Box8152 Zurich-GlattbruggTel: (+41) 44 396 61 96www.eBaoTech.com
First Name LAST NAMETitleDivisionTel: (+86) 21 6140 [email protected]
eBaoTech Asian Regional Headquarters
eBaoTech CorporationBuilding 3, KIC Plaza 270 Song Hu RoadShanghai, 200433 ChinaTel: (+86) 21-6140-7777www.eBaoTech.com