Content
1
49 Exploring the less known Singapore and Malaysia are popular destinations. Join Jaideep Mukerji to travel away from the well-known tour sites and explore narrow back streets with historic temples, interesting restaurants and cultural treasures TRAVEL LETTER FROM THE EDITOR C urrently, there are 44 fund houses in the market with around 332 equity schemes. While you would, of course, want to know which equity schemes to invest in, it pays to consider the performance of the fund houses across all schemes because you should not be buying a scheme from a fund house that has other schemes that are not performing well. This is where Moneylife’s analysis helps. We thoroughly analysed the schemes from the top 20 fund houses, using a very refined method. Be sure to check this part before choosing the scheme you want to invest in. While on the subject of mutual funds, you may want to look at our Fund Pointer section where we explain how to choose balanced schemes—if you want to add that to your portfolio. If you are itching to invest directly in stocks, we now offer you a brand new section, titled Value Picks, in which we have adopted the value investing style to our stock universe. Here, too, we have short-listed a number of potential value picks that might perform well. Turn to page 42 for more information. Beginning with this issue, we also list our stock selections cumulatively, guiding you with precise actions to take on a continuous basis. In the Crosshairs section, Sucheta Dalal discusses the points raised by Jyoti Mehta, the widow of Harshad Mehta, and about our courts which have become a circus now. In her Different Strokes section, she argues that it is time for those who work at the grassroots level to join hands with middle-class protestors because the loot at the top is no less than the wastage at the bottom. In our Health section, BV Gokhale talks about an alternative treatment, ozone therapy, which can cure or reverse a variety of ailments. More health information comes from our esteemed columnist Padma Bhushan, Dr Prof BM Hegde, who talks about how the health industry lobbies to push for unauthenticated methods to treat cancer. If you have any thoughts, recommendations or suggestions, write to [email protected]. We are particularly keen to know your reaction to the sections we have added. Debashis Basu Safe House ISSUE CONTENTS 31 May 2012 Harshad Mehta Scam: A Distorted Picture of 1992; 25% public holding: Will It Happen this Time?; ‘Lucrative’ assignments: A Messy Saga 18 DEPARTMENTS Letters ............................ 4 Living .............................59 Book Review ....................60 Money Facts ....................63 CONTENTS A Time to Join Hands 20 Tax-paying middle-class must come out of its cynicism while grassroots agitators must learn to be less suspicious about them DIFFERENT STROKES 37 Insurance Trends – Life Insurance: Single-premium gets a breather – Regulation: Shriram Life pays Rs28 lakh penalty, IRDA launches new website – Interview: KN Murali, head of motor insurance, Bharti AXA General Insurance tells Raj Pradhan INSURANCE Disclaimer: Moneylife has a policy of not allowing its editorial staff to buy and sell stocks that are written about in the magazine. All personal transactions in individual stocks are subjected to internal disclosure rules. Your Interest 13 Bank fined for tagging customer as loan defaulter; Consumers win; TRAI to track complaints online; Air India fined $80,000; Dumping e-waste an offence Your Money 14 Post Bank of India; Banking Info from Switzerland; Foreign Currency Deposits; Living on Rs35 a Day; Regulating Investment Advisors; Pension Scheme for Overseas Workers Current Account 16 Behavioural Study: Cheating begets more cheating LOOSE CHANGE 17 Moneylife Quiz; Soundbites MONEYLIFE | 31 May 2012 | 10 66 Against All Odds The Challenging Ones inspires physically challenged people to shine in sports and adventure BEYOND MONEY Beliefs about outcomes must be tempered by the underlying conditions. Foreign investors seem to have forgotten that Conditional Love 41 WHICH WAY Cover Story 26 Best Fund Houses Our radically new approach ranks 20 fund houses in all important categories of equity schemes. An in-depth analysis by Jason Monteiro. If you are buying equity funds, make sure you have this study on hand 58 Not All Can Be appealed against Facts of each case will decide which orders can be appealed against LEGALLY SPEAKING HEALTH Cancer Scare 54 – Most cancer treatments have had no authentication, scientific or clinical, but they are being pushed by a trillion-dollar industry – Pulse beat: Medical developments from around the world Ozone Therapy 56 If properly administered, ozone therapy can cure or reverse a variety of ailments 6 Tips for more mileage points 48 AIR TRAVEL Are you earning enough mileage points? Here are some smart tips for you Half Truths and Lies 22 We will live with outright lies about consumer products but want to put mutual funds through the most stringent efficacy test SMART MONEY – VST Industries: Brand Strength – RS Software: On a Comeback? 38 Street Beat STOCKS Introducing, a new unique section to help you identify value picks. Here is an explanation of the Moneylife process and how you can profit from it 42 The Value Path STOCKS VALUE PICKS Introducing, a continuous review of our stock selections with precise action to be taken at any time 45 Tracking Our Selections STOCKS REVIEW Truck Transport: On the Wagon 52 AUTO – Number Plates: Getting Messier – Tinted Car Film: Staying Cool – Overloaded Vehicles: Loaded Issue – Scooters: Vespa Enters Here is how to analyse their performance and other key factors Best Balanced Schemes? 24 FUNDS Medium Term Foseco India plummeted 18%, while Supreme Industries rose 3% Long Term Navin Flourine skyrocketed 19%, Hindustan Unilever rose 4% while Hero Motocorp crashed 15% STOCKGRADER 46
-
Upload
moneylife-digital -
Category
Documents
-
view
215 -
download
1
description
Best Mutual Fund
Transcript of Content
49 Exploring the less known
Singapore and Malaysia are populardestinations. Join Jaideep Mukerji to travel away from the well-known tour sites and explore narrow back streets with historic temples, interesting restaurants and cultural treasures
TRAVEL
LETTERFROM THE
EDITOR
Currently, there are 44 fund houses in the market with around 332 equity schemes.
While you would, of course, want to know which equity schemes to invest in, it pays to consider the performance of the fund houses across all schemes because you should not be buying a scheme from a fund house that has other schemes that are not performing well. This is where Moneylife’s analysis helps. We thoroughly analysed the schemes from the top 20 fund houses, using a very refined method. Be sure to check this part before choosing the scheme you want to invest in.
While on the subject of mutual funds, you may want to look at our Fund Pointer section where we explain how to choose balanced schemes—if you want to add that to your portfolio.
If you are itching to invest directly in stocks, we now offer you a brand new section, titled Value Picks, in which we have adopted the value investing style to our stock universe. Here, too, we have short-listed a number of potential value picks that might perform well. Turn to page 42 for more information. Beginning with this issue, we also list our stock selections cumulatively, guiding you with precise actions to take on a continuous basis.
In the Crosshairs section, Sucheta Dalal discusses the points raised by Jyoti Mehta, the widow of Harshad Mehta, and about our courts which have become a circus now. In her Different Strokes section, she argues that it is time for those who work at the grassroots level to join hands with middle-class protestors because the loot at the top is no less than the wastage at the bottom.
In our Health section, BV Gokhale talks about an alternative treatment, ozone therapy, which can cure or reverse a variety of ailments. More health information comes from our esteemed columnist Padma Bhushan, Dr Prof BM Hegde, who talks about how the health industry lobbies to push for unauthenticated methods to treat cancer. If you have any thoughts, recommendations or suggestions, write to [email protected]. We are particularly keen to know your reaction to the sections we have added.
Debashis Basu
Safe House
I S S U E C O N T E N T S
31 May 2012
Harshad Mehta Scam: A Distorted Picture of 1992; 25% public holding: Will It Happen this Time?; ‘Lucrative’ assignments: A Messy Saga
18
DEPARTMENTSLetters ............................ 4
Living .............................59
Book Review ....................60
Money Facts ....................63
CONTENTS
A Time to Join Hands20
Tax-paying middle-class must come out of its cynicism while grassroots agitators must learn to be less suspicious about them
DIFFERENT STROKES
37 Insurance Trends
– Life Insurance: Single-premium gets a breather
– Regulation: Shriram Life pays Rs28 lakh penalty, IRDA launches new website
– Interview: KN Murali, head of motor insurance, Bharti AXA General Insurance tells Raj Pradhan
INSURANCE
Disclaimer: Moneylife has a policy of not allowing its editorial staff to buy and sell stocks that are written about in the magazine. All personal transactions in individual stocks are subjected to internal disclosure rules.
Your Interest13
Bank fined for tagging customer as loan defaulter; Consumers win; TRAI to track complaints online; Air India fined $80,000; Dumping e-waste an offence
Your Money14
Post Bank of India; Banking Info from Switzerland; Foreign Currency Deposits; Living on Rs35 a Day; Regulating Investment Advisors; Pension Scheme for Overseas Workers
Current Account16
Behavioural Study: Cheating begets more cheating
LOOSE CHANGE17
Moneylife Quiz; Soundbites
MONEYLIFE | 31 May 2012 | 10
66 Against All Odds
The Challenging Ones inspires physically challenged people to shine in sports and adventure
BEYOND MONEY
Beliefs about outcomes must be tempered by the underlying conditions. Foreign investors seem to have forgotten that
Conditional Love41
WHICH WAY
Cover Story26Best Fund HousesOur radically new approach ranks 20 fund houses in all important categories of equity schemes. An in-depth analysis by Jason Monteiro. If you are buying equity funds, make sure you have this study on hand
58 Not All Can Be appealed against
Facts of each case will decide which orders can be appealed against
LEGALLY SPEAKING
HEALTH
Cancer Scare 54
– Most cancer treatments have had no authentication, scientific or clinical, but they are being pushed by a trillion-dollar industry
– Pulse beat: Medical developments from around the world
Ozone Therapy56
If properly administered, ozone therapy can cure or reverse a variety of ailments
6 Tips for more mileage points48
AIR TRAVEL
Are you earning enough mileage points? Here are some smart tips for you
Half Truths and Lies22
We will live with outright lies about consumer products but want to put mutual funds through the most stringent efficacy test
SMART MONEY
– VST Industries: Brand Strength– RS Software: On a Comeback?
38 Street Beat
STOCKS
Introducing, a new unique section to help you identify value picks. Here is an explanation of the Moneylife process and how you can profit from it
42 The Value Path
STOCKS VALUE PICKS
Introducing, a continuous review of our stock selections with precise action to be taken at any time
45 Tracking Our Selections
STOCKS REVIEW
Truck Transport:On the Wagon52
AUTO
– Number Plates: Getting Messier– Tinted Car Film: Staying Cool– Overloaded Vehicles: Loaded Issue– Scooters: Vespa Enters
Here is how to analyse their performance and other key factors
Best Balanced Schemes?24
FUNDS
Medium TermFoseco India plummeted 18%, while Supreme Industries rose 3%
Long TermNavin Flourine skyrocketed 19%, Hindustan Unilever rose 4% while Hero Motocorp crashed 15%
STOCKGRADER 46
