Consumer Credit!

Who Are They?!!Founded in 1991, Consumer Credit is a nonprofit

organization that offers debt management, financial education and credit counseling to consumers throughout the nation. !!

!They are a member of the “Association of Independent Consumer Credit Counseling Agencies” and strive to improve communities in providing financial education and debt management tools for a healthier financial future. !

What Services Do They Offer?!

•  Credit  Counseling  •  Debt  Management  Services  •  Bankruptcy  Counseling  •  Financial  Educa<on  •  Housing  Counseling  

Additional Services!Addi<onal  Counseling  and  Educa<on  Regarding:  

•  Budge<ng,  home  ownership,  preparing  for  re<rement,  student  loans,  military  and  veterans  and  finances,  youth  and  money  and  more.    

Do They Offer Debt Education?!

•  They  offer  several  areas  of  debt  educa<on  to  help  prepare  those  in  various  life  stages  with  financial  planning  and  prepara<on  including  debt  educa<on  for  youth,  those  approaching  re<rement  and  everyone  in  between.  

•  Debt  educa<on  is  their  strength.    

How Do They Rate With The BBB?!

•  American  Consumer  Credit  Counseling  (Consumer  Credit)  holds  an  A+  ra<ng  with  the  BeLer  Business  Bureau  which  is  the  highest  possible  ra<ng.    

•  This  ra<ng  is  determined  by  the  length  of  <me  they  have  been  in  business,  the  overall  low  number  of  complaints  against  them,  the  prompt  resolu<on  of  the  complaints  they  have  received  and  the  overall  background  informa<on  that  the  BBB  has  obtained  on  the  company.    

What Do Their Services Cost?!A  free  consulta<on  is  offered  to  all  interested  par<es  and  during  the  consulta<on  a  counselor  will  help  the  prospec<ve  client  determine  their  needs  and  which  program  is  best  suited  to  them.    Fees  will  depend  upon  which  program  is  chosen  as  well  as  the  client’s  state  of  residence.      The  debt  management  program  specifically  costs  $39  to  enroll  though  it  may  be  waived  depending  on  your  state  or  military  status.  There  is  also  a  monthly  maintenance  fee  which  varies  state  to  state.    

FAQ Page!They  provide  one  of  the  lengthiest  FAQ  pages  of  any  debt  management  website  with  answers  to  ques<ons  such  as:    “What  kinds  of  debt  can  be  put  into  the  debt  management  program?”    “What  does  re-­‐aging  an  account  mean?”    “What  if  a  creditor  doesn’t  agree  to  par<cipate?”    “How  will  your  program  affect  my  credit  score?”    “Do  I  need  to  cancel  credit  card  insurance?”  

Why Type of Debt Do They Service?!

They  handle  unsecured  debts  and  loans,  specifically  credit  card  debts  of  every  kind.    

What Makes This Company Stand Out?!They  have  a  very  ac<ve  Social  Media  presence  with  videos  on  YouTube,  a  strong  Facebook  page,  etc.  as  addi<onal  resources.      Their  ra<ng  with  the  BBB  is  the  highest  possible  ra<ng.      They  have  been  in  business  longer  than  most  debt  management  organiza<ons.    

Do They Maintain A Social Media Presence?!•  As  previously  men<oned,  they  are  very  ac<ve  on  social  media.  They  post  frequently  to  Facebook  and  keep  their  audience  engaged  while  responding  to  the  comments  and  ques<ons  others  post.    

•  They  also  have  an  ac<ve  TwiLer,  Pinterest,  YouTube  and  Google+  account.    

What Does BDC Think of This Company?!Based  off  of  this  company’s  <me  in  business,  their  BBB  ra<ng  and  our  personal  experiences  with  their  customer  service  staff,  their  nonprofit  nature  and  their  na<onwide  presence  (among  many  other  factors),  BDC  rates  Consumer  Credit  high  on  their  list  of  worthwhile  organiza<ons  to  work  with.    

Potential Negatives!

•  They  don’t  offer  the  most  comprehensive  consolida<on  services  available,  but  for  straight  debt  management  services,  they’re  one  of  the  best  op<ons.    

•  With  that  said,  we  like  them  a  lot  overall.  

Learn More!

To  learn  more  about  how  the  BDC  views  this  company,  please  check  our  their  full  profile  on  our  site  here:    hLp://bestdebtcompanys.com/company/consumer-­‐credit-­‐review/  

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