Compliant & Risk Free Umbrella Solutions for Agencies

Introducing Belgravia UmbrellaBelgravia Umbrella has been providing payroll solutions to contractors since 2013. Over the years, we have partnered with recruitment agencies across every sector.

We know the pressures of recruiting temporary workers along with the challenges consultants face daily and we know exactly what you need from an umbrella/payroll provider, to make your life easier. This is why consultants refer their contractors to us, assignment after assignment, year after year.

Differentiation is difficult within the umbrella world. There are a lot of providers out there and the take home pay for the contractor should be almost identical. As a result, we ensure that the service level we provide, both to yourselves and the contractors you refer, is second to none.

This increased level of service does not come at the cost of compromising on compliance. We often see competitors making bold claims of being ‘the most compliant’ umbrella company. There is no such thing. An umbrella provider is either compliant or they are not. We are compliant in every way. We are regulated, regularly audited and only provide solutions that adhere to both the letter and spirit of the law. We would not be here today, years later, if that was not the case.

We hope you find the information within this brochure helpful in deciding whether to choose Belgravia Umbrella. We are proud of what we do and would love the opportunity to work with you in the future.

TesManaging Director

Low feesWe’re very competitive with

our fees and have no entry or exit charges

www.belgraviaumbrella.com • 01274 888803

What makes Belgravia Umbrella different?

Compliant with industry regulations

AWR, SDC, MSC, RTI, Auto-Enrolment

Customer FocusClient is King, therefore,

our service levels are second to none

Latest Tech & Security Allows us to process thousands

of contractors a day quickly, efficiently and securely

Trusted and RegulatedRegulated by ACCA and other

professional bodies with years of experience within the contractor sector

£

UK BasedAll work is onshore with Full

Taxes paid to HMRC

Agency Benefits

Our umbrella solutions will ensure that you avoid unnecessary hassle, make the best use of your time and remain protected

from a compliance perspective.

Significantly reduced administration burden

Avoid compliance headaches

Increased agency margins

Zero risk of debt transfer for directors

Reduced employee queries

“”

CandidateRate of Pay

HolidayPay

Employer’sNI

Emp

. Pen

sio

n

StandardMargin

CandidateRate of Pay

Uplift INCREASEDMARGIN

App

rent

ices

hip

Levy

Agency Payroll

Belgravia Umbrella Solution

Charge Out Rate of Pay

Charge Out Rate of Pay

Increased Agency Margins

www.belgraviaumbrella.com • 01274 888803

Agency margins are improved by using our umbrella solutions as we charge less for the candidate’s services than the equivalent

agency payroll cost.“

”

We provide contractors with an attractive alternative to being paid on your own standard agency payroll.

Compliant Umbrella Solutions

UK limited companies, with UK banking arrangements

Registered as an employer with HMRC – Income Tax

and NI are paid directly to the UK authorities

Full PAYE deductions are made on all contractor payments in strict accordance with HMRC

guidelines

Operated on a ‘Comparator’ (equal-pay) model for the

purposes of Agency Workers Regulations (AWR)

Incorporated and fully administered by Belgravia Umbrella, ensuring no paperwork or contractor directorial

responsibilities

“ ”

Continuous employment / single tax code when working with

multiple agencies

Contractor Benefits

Full compliance with HMRC rules and regulations

Accurate and prompt PAYE payments calculating correct

tax and NI deductions

Dedicated client adviser providing full support and

advice when needed

Provide complimentary insurance cover

(certain exclusions apply)

Help claiming tax relief on other expenses at the end of

the tax year

Instant tax relief on business mileage expenses incurred

Low admin fee plus nothing to pay when not working with no

upfront or exit charges

www.belgraviaumbrella.com • 01274 888803

No Offshore StructuresOffshore structures designed to avoid paying the right level of tax are a danger to UK recruiters and contractors.

Belgravia Umbrella solutions are entirely onshore and we are happy to provide as much information as you require to validate this. All umbrella companies we administer are incorporated in the UK, have UK banking arrangements and are registered as an employer with HMRC.

End Client

Recruitment AgencyUmbrella Company

All Tax &

NI

PaysContract

for Services

PaysEmploymentContract

Contractfor Services

Works at

HMRC

• Entirely onshore umbrella solutions• Umbrella companies are incorporated in the UK• Umbrella companies have UK banking arrangements

UK Worker

Uni

ted

King

dom

Legislation RoundupThe last few years have seen unprecedented levels of change for contractor payroll. Belgravia Umbrella adapted our systems and processes seamlessly throughout so that agencies:

• Face no prospect of transfer of debt under Managed Service Company (MSC) Legislation

• Comply with Agency Workers Regulations (AWR) by paying the correct ‘comparator’ rate

• Don’t need to make Real Time Information submissions to HMRC – we do

• Have no liability in respect of either Offshore Intermediary or False Self Employment legislation

• Avoid the considerable burden of administration surrounding Auto-Enrolment Pensions

• Don’t fall foul of the Criminal Finance Act – Full tax and NI deductions made to HMRC

Umbrella Solution VariantsWe offer two solutions. Contractors are free to select which they prefer or alternatively you can elect which variant you prefer your contractors to use.

The contractors will be employed on a full time permanent basis by their own company and able to claim, where allowable, expenses. Limited solutions are provided by our sister company BlackStone Accountancy

Limited

Contractors are employed on a full time permanent basis by Belgravia Umbrella.

StandardUmbrella

You can rest assured that Belgravia Umbrella will continue to develop service offerings long into the future which maintain 100% compliance with ever changing payroll and employment law.

www.belgraviaumbrella.com • 01274 888803

Our Easy Set-up Process

Payments

• Belgravia Umbrella advised of hours worked• Invoice sent to agency• Payment made same day to contractor

Verification

• Satisfy KYC & entitlement to work needs• Bank details for payment required• Accept T&Cs & employment contract

Referral

• Contractor information provided• Agency details collected• Assignment details & rates noted

Consultation

• Contractor circumstances reviewed• Written illustration provided• Suitable options discussed

Instant Set-Up

• Umbrella solution setup• Welcome pack sent to contractor• Company details & contract sent to agency

Join UsGet in touch today to find out how we can help your Agency and your Contractors with our exceptional customer service and compliant Umbrella Solutions.

A dedicated account manager is provided for every agency regardless of the solution selected. Support and assistance provided throughout the entire process from first referral to on-going payroll matters.

Our Account Managers will be your first point of call for all referrals, queries and concerns.

As well as a helpdesk number, we will be happy to provide you with your Account Manager’s direct line and email address.

www.belgraviaumbrella.com • 01274 888803

Belgravia Umbrella is dedicated to maintaining compliance standards without compromising on customer service. Both our contractors and agency partners enjoy the benefit of our passion for providing the best service, consistently.

01274 888803www.belgraviaumbrella.com

Tes, Managing Director

“

”