home loans. About our

Compare apples with apples.

~Solicitor, valuation and agent fees may apply. This is general information only and you should consider if these products are appropriate for you. Terms, conditions, fees and charges apply. Home loan applications are subject to credit approval. Members Equity Bank Limited ABN 56 070 887 679 AFSL and Australian Credit Licence 229500. 215466.

Visit mebank.com.au for our current interest rates and loan calculators or talk to your broker today.

benefits & features

basic loan

flexible loan

flexible loan with member

package

No application fee~ or ongoing account-keeping fees

Member Package available (annual fee of $395)

Variable rate option

Fixed rate option (1–7 years) (no additional fee)

Option to split your loan (no additional fee)

Repayments (principal and interest or interest only)

100% offset transaction facility

Prepayment options (ability to prepay on a fixed loan with no repayment fee)

N/A

Up to $30,000 additional payments

during fixed term

Up to $30,000 additional payments

during fixed term

No fees to redraw from available funds (minimum $500)

Borrow up to 95% of the property valuation

No valuation fees

Rate lock available ($500 fee)

Back to basics.No-nonsense. Like its nameSo simple, so easy. Our Basic Home Loan comes with one low variable rate, no application fee1 and account-keeping fees. Enjoy flexible repayment options and fee-free redraw from available funds.• Borrow up to 95% of property valuation

(97% first home buyer)• Variable rate• No application fee1 • No accounting-keeping fees• Fee-free redraw (minimum $500) from

available funds

What works for you.At ME, we keep our home loans simple with a choice of two. Our no-frills Basic Home Loan, or our Flexible Home Loan if you’re looking for something extra.Both loans come with competitive rates, flexible repayment options and fee-free redraw, without the application or account-keeping fees1.Borrow up to 95% of the value of your home no matter whether you’re a first home buyer, a seasoned investor, or you’re upgrading to your next home. Simply choose what works for you.

1 Solicitor, valuation and agent fees may apply.

Extras, extras.With a Member Package.Low rate. Everything you want.Purchase a Member Package with your Flexible Home Loan and save. For an annual fee of $395, you’ll save with a variable interest rate discount for the life of your loan on all eligible loans. Plus we’ll also waive our valuation fee, split loan fee, and top-up fee on all eligible loans. It adds up to big savings for one annual fee.

Keep it flexible.For a home loan with a bit extra, our Flexible Home Loan is the all-in-one option if you know what you want and how you’re going to get there. • Borrow up to 95% of property valuation • Choose between fixed and variable rates.

Or split between the two. • No application fee1

• No accounting-keeping fees• Fee-free redraw (minimum $500)

from available funds• Up To $30,000 additional repayment on fixed

loans during fixed term• Construction loan option• 100% offset on your variable loan component

with our Everyday Transaction Account2 • $500 rate lock available – secures your fixed rate

for 90 days giving you the lower rate at settlement

2 Terms, conditions, fees and charges apply. This is general information only and you should consider if this product is right for you.