cOMPARATIVE MATRIX OF FACILITIES PROVIDED TO DSP ACCcoUNT HOLDERS BY BANKS wITH EFFECTIVE MOU TILL DATE Ser ltems HDFC

(Validity: 03 Bandhan Bank Kotak Mahindra Bank

(Validity: 25 Sep (Validity: 09 May (Validity: 13 Apr (Validity: 04 Jan (Validity: 03 Mar 21 to

02 Mar 24

SBI PNB BOB YES Bank ICICI IDBI Axis (Validity: 12 Jul (Validity: 08Jan (Validity:21 Dec (Validity: 22 Oct 18 to 11 Jul 21) 19 to 07 Jan 22) 21 Oct Apr 18 to 02 Apr 18 to 24 Sep 21) 19 to 08 May 22)

22) 20 to 20 Dec 19 to 18 to 12 Apr 21) 21 to 03 Jan 24)

23) 21) Insurance

1 PAI Cover Rs 30 Lakhs (Death)

Rs 30 Lakhs Rs. 50 Lakhs (On Rs 30 Lakhs

duty)Rs. 40 Lakhs (Off duty/leave pensioners)

| Rs. 40 Lakhs (for Rs 30 Lakhs both serving &

pensioners) Rs 20 Lakhs (for

both serving & pensioners) | Yes

Rs 30 Lakhs Rs 30 Lakhs Rs 35 Lakhs

(Also applicable for Gentle-man

Cadets)

Up to Rs 30 Rs 25 Lakhs on Rs 30 Lakhs Lakhs accts

& Rs 5 Lakhs on | Debit card &

Total 30 Lakhs Rs 30 Lakhs Rs 30 Lakhs Rs 35 Lakhs Up to Rs 30 100% of sum Rs 30 Lakhs Lakhs

Rs 30 Lakhs Disability assured

Partial Disability

3 |10 Lakhs No Rs 5 Lakhs Up to Rs 30-Lakhs

Up to Rs 30 % as assessed % as assessed by Lakhs by Doctor Doctor

Applicability No for

PAI of upto Rs 15 Rs 5 Lakhs Lakhs & AAl of upto Rs 1Cr.

Yes Rs 5 Lakhs for Yes PAI. Rs 30 Lakhs or rAAI

Yes NA Yes

Pensioners

Cover Anti Yes Yes No Yes Yes es Yes Yes Yes Yes terrorist/

Naxal Ops Add on cover Plastic Surgery -2 Noo

Lakhs, ImportedMedicine-1 Lakh, Death after Coma-

Plastic Surgery -2 No Lakhs

No No No No No No

|2 Lakhs, Air Amb

5 Lakhs, Tn of Mortal remains

10000/-,Charge- 1500/-2-5 Lakhs (for Lt to | DC- 1-2 Lakhs,

Amb

Addl AAl in range from No CC-2-10 Lakhs Rs 15 to 50 Lakhs

under all variant| of Credit Card

Rs 10 Lakhs for| No family acct & AAI of Rs 1 Crore

Rs 50,000 loss No No Insurance on above) Debit Card/

Rs 50 Lakhs (Min 3 POS transaction in 60 of Check in

Baggage, days) Credit Card

AAI Cover |Rs 1 Crore (tickets Rs 1 Crore Rs. 1 Crore Rs Crore Rs 1 Crore Rs 1 Crore Rs 75 Lakhs on Rs 1 Crore (off Rs 1 Crore. acct& Rs 25 duty) Lakhs on Debit Rs 30 Lakhs (on

Rs 1 Crore purchased through (tickets purchased (tickets purchased (tickets purchased

PNB through BoB debit through Yes Bank salary ACCt)

Rs 25,000/

SBI salary Act) throughsalary Acct) No

card) Card duty) Rs 50000/ 9 Purchase Protection

10 PAI Death Assistance

Rs 1 Lakh to Rs Rs 20000/ 2.5 Lakhs

No Rs 50,000/- to Rs Rs 2-5 Lakhs Upto 1 Lakh 6 Lakhs

Higher Fdn 10%Rs Lakh or Higher Edn 10% Rs 1 Lakh per yr Rs 1 Lakh per yr Edn benefit_after Upto Rs 2 Lakhs Edn sistance Education of PAI (max 2 actual expdr per of PAI, Girl Child for 4 yrs for C-XIl for 4 yrs for Edn grade 12h Rs 1 for 2 childrenLakhs), Girl Child year for 4 yrs for | Marriage 10% of |& above

Marriage (18-25 edn of one child age 10% of PAI (max 2 Lakhs).

Upto Rs 8 Lakhs (Edu upto Rs 2 Lakhs benefits of upto and Girl Child Benefit)

Lakh for 4 yrs for 02 children

assistance for children 12 to Rs. 1 Lakh per| 20 yrs. PAI, ASSIst of

transportation of dead body of Rs.

50,000.

year for 4 years to dependent child, Covered upto 2 children. (Also |

applicable for Gentle-man

Cadets)| Loans

11 Waiver in processing fee

Waived Waived. Waived. Home Loan- Nil Waived Waived No Waived. Waived No Car Loan 25% Pers Loan Nil

2

YES Bank Kotak Mahindra Bank Ser tems BoB HDFC ICICI IDBI Axis Bandhan Bank

SBI PNB (Validity: 12 Jul (Validity: O8 2018 to 11 Jul Jan 19 to 07 Jan 2020 to 20 Dec

21) (Validity:21 Dec (Validity: 22 Oct (Validity

19 to 21 Oct 03 Validity: 25 Sep (Validity: 09 May (Validity : 13 Apr (Validity : 04 Jan (Validity: 03 Mar 21 to

02 Mar 2024 2021 to 03 Jan Apr 2018 to 02 2018 to 24 Sep 1)

19 to 08 May 22) 2018 to 12 Apr 2024) 21)

Home Loan - Last 12 EMI waived, if

payment

regularly. Pers Loan- To acct holders &

pensioners. Car Loan-50%

No

Apr 2 Loan Car Loan-20 BPS Pers

of less than Rack rate of 11.5% to

2022) 21) 23) Loan Auto

2022) Yes

12 Concessional Home Loan- 5% Home Loan- 5% Auto | Rates Loan

Interest No of Concession

on in Margin Money, in Margin Money,. Concession Car Loan- 5% in | Car Loan-ROI@1 0.25% of ROI, 0.25% of ROI, | rate Margin Money

12.99% yr MCLR+0.35%, | who have availed who have availed Two Veh 200 Pers Loan -Home Loan ROI@1 MCLR+2.0%, Overdraft-1.55%

net Rs

Home Loan BPS less y Pers 50 BPS

less

Rs 3,000 to 1.5 (as

13 Over Draft No 2 Months

Salary (Rs 40000 Rs 03 Lakhs to Rs 2 Lakhs)_

Available

No 75000 to Overdraft up to | Rs 75,000 Rs 2 3 times Salary |Lakhs Lakhs per Rs. 3.00 Lakhs. Max Rs 1 Lakh

eligibility) Available

14 Edn Loan

Other Facilities 15 Demand Draft Yes, unlimited

Available No Available No Available Available

Unlimited free Yes, unlimited

free 25% concessional

Unlimited Free unlimited Rs 50000/-to Free Free unlimited Yes, Unlimited

Free Unlimited

unlimited 30% to 100%

free 16 Locker Facility Concession 15% Concession on to 25% (Lt Col

and above) Yes

Concession 50% on Locker rentals

25% to 50% discount

| Upto 25% off for first yrl life

No 25% to 100% AMC 25% for 3 discount on waiver

annual rent Free unlimited

yrs

Free unlimited Unlimited Free Unlimited Free

17 Use of other Bank ATM

18 Facilities Nepali Gorkha Sol

Unlimited free Unlimited Free Free unlimited Yes

Free draft & |Free Draft payable at NSBL, under NERS & Free NEFT

|Free remittance Available under or Free Drafts,

Home Loan facilities from

No Free Remittance to EBL linked acct

(INRS) remittance at NSB INRS NSBL, free

remittance and EFT for accts with

NSBL Free Pride credit card

19 Credit Card Yes Free Available Available on Available

|Free on Request Free Life time Available

specific requestNo 1 yr AMC waived Waiver of 100 % Available

20 Demat Acct/|Available online tradingacct

Available through 100% Waiver of Free alc opening.SMC &Networth charge

(Approved Broker)

year

AMC for 1 yr to Life time waiver

charges Maintenance 50% to 100% | charge waived

waived of Unlimited

AMC

Instant Credit of outstation

Instant Credit of| Unlimited outstation Unlimited Free

|21 Cheques Unlimited Unlimited Unlimited Unlimited Unlimited Free ChequesCheques Upto Rs Cheques Upto Rs 20,0 Unlimited multi city cheques

50,0 Unlimited (Except

for bulk reqmt for

EMI paymentto other banks Fl/

NBFC)Yes Fin Yes (Where SBl1

has such facility) Yes (where

service exist)No No Yes (where

service exist)

NO 22 Free

AdvisoryService

23 Free

Machines|Addl Zero Bal|

Salary Acct

POS To CSD & Army Instt To CSD & Army

Instt

To CSD & Army InsttTo Parents,

Spouse, Dependant ChildrenTo sick/

No No To CSD & Army Instt

No

To CSD & Army No Instt

For Parents,spouse, childrenwith PAI-1 Lakhs,

|Aai, 5 LakhsNo

No No No No Yes

25 Door Step No No No No No Free Yes banking incapacitated