Comparative Analysis of HDFC
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Transcript of Comparative Analysis of HDFC
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Presentation on
COMPARATIVE ANALYSIS OF HDFCINVESTMENT OPTIONS FOR MUTUAL FUND
Presented by
Kalpana SrivastavaUnder the guidance of
Dr. S. A. Jamil
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HOW IS MUTUAL FUND SET UP
A Mutual Fund is set up in the form of a trustwhich has: Sponsor
Trustees
Asset Management Company (AMC)
Custodian
MUTUAL FUND IN INDIA
UTI was the first to commence its operation from July 1964.
In 1986 UTI monopoly was broken when SBI and Canbank Mutual Fund entered the arena.
Followed by the entry of others like BOI. LIC. GIC. ETC.
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COMPANY PROFILEHDFC MUTUAL FUND
VISION
To be a dominant player in the Indian mutual fund space recognized for its high levels of ethical and
professional conduct and a commitment towards enhancing investor interest.
HDFC was approved to act as an Asset Management Company for the Mutual Fund by SEBI on
July 3rd ,2000.
Milind Barve, CEO, HDFC Mutual Fund.
The paid up capital of the AMC is Rs. 75.161 corer
The present share holding pattern of the AMC is as follows
HDFC - 50.10%
Standard Life Insurance- 49.90% The AMC is managing 18 open-ended schemes of the Mutual Fund.
The AMC is also managing the respective Plans of HDFC Fixed Investment Plan, a closed ended
Income Scheme.
The AMC is also providing Portfolio Management / Advisory services and such activities are not in
conflict with the activities of theMutual Fund.
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FUND COMPARISION ON THE BASIS OF FUND ASSET
17%
15%
14%
12%
10%
8%
7%
5%
5%
7% SBI MF
RELIANCE MF
BIRLA SUN LIFE MF
HDFC MF
PRINCIPAL MF
ICICI PRUDENTIAL MF
KOTAK MAHINDRA MF
HSBC MF
DSP MERRILL LYNCH MF
UTI MF
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ABOUT THE TOPIC
A Mutual Fund is a common pool of money in to which investors with commoninvestment objective place their contributions that are to be invested in accordance
with the stated investment objective of the scheme.
Options for mutual fund is equity and debt.
Debt Instruments
Traditionally debt instruments are known for generating a predetermined income for agiven period of time.
They are also known as fixed income instruments.
Equity InstrumentsEquities do not offer any assured returns,
Equity provides the high return with high risk.
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Comparative Analysis Of Some HDFC Equity & Debt Schemes
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RESEARCH STUDY
Research Objective:
To identify the suitability of investors regarding their investment option.
Sub objective:
To analyze the awareness of our bank in the region with other banks. To find out awareness of the investor about HDFC Mutual Funds
Which factors govern their choice for investment?
What is investors proportion of equity in their MF investment?
Determine main attributes for which investor is forcibly to invest his money in his
preferable place?
Research Methodology
Questionnaire.
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Sampling DesignSampling procedure Random Sampling.
Sample size The sample size for the study was kept at 50.
Sample unit In this study, the sampling unit included all class of people.
Source of DataPrimary dataSecondary data
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Investment Habits
Yes
96%
No
4%
Yes
No
12%5%
4%
79%
Fixed Deposite
Mutual fund
Real Estate
Bank Deposite
Different type of Investments
in which people invest
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AwarenessaboutHDFC MutualFund
62%
38%
Yes
No
7%
82%
10% 1%
Excellent
Very Good
Good
Poor
General ratings given by theGeneral ratings given by the
respondents to the HDFC MFrespondents to the HDFC MF
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According to Customer best scheme
of the HDFC Mutual Fund
9%
83%
3% 4% 1%
HDFC GROWTH FUND
HDFC EQUITY FUND
HDFC BALANCED
FUND
HDFC MF MONTHLY
INCOME PLAN
OTHER
10%
90%
Debt
Equity
Preference between DebtPreference between Debt
and Equityand Equity
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Whether customer is risk Taker or Averter
Averter
3%
Taker
97%
Averter
Taker
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Conclusion
Those investors who want security of principal amount, regular income and less riskyinvestment are suggested to invest in debt.
Investors who want high return and are ready to take risk and want to invest for long
time should make investment in equity schemes.
Thus, the choice of investment in equity or debt depends on the investment objective.
Now a days market of equity is good in comparison to debt market.
Most of the individuals has opted Equity in spite of Debt funds.
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Suggestion They need to reorient their staff and effectively utilize technology
platforms to retain customers.
They have to update their portfolio timely.
Awareness level about HDFC Mutual Fund is not so good so commoninvestors doesnt have much information about HDFC mutual fund.
The need of the hour is to make improvements in mutual funds and tocreate awareness among investors about the risks involved before sellingthe products to them.
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