sbiindo.com

COMPANY

PROFILEOne stop bank for Global/India-Indonesia trade finance and transactions

Ease of access to banking services through digital channels

Higher return on deposit accounts (savings and term)

pure banking,

nothing else.“

Bank SBI Indonesia1

Bank SBI Indonesia 2

TABLE OF CONTENTS

SBII OVERVIEW

HISTORICAL RECORD

COMPANY CORE VALUES

SHAREHOLDER COMPOSITION

PRODUCTS AND SERVICES

BOARD OF DIRECTORS

BOARD OF COMMISSIONERS

PERFORMANCE SUMMARY OF THE BANK IN 2017

CONTROLLING SHAREHOLDER

SBI GROUP

AWARDS

OPERATIONAL MAP OF BANK SBI INDONESIA

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Bank SBI Indonesia3

Bank SBI Indonesia commenced its Indonesian banking journey when State Bank of India (SBI), the biggest Bank in India, acquired 76% of shares of PT Bank Indomonex on

December 14th 2006, and afterwards took over the management on July 2007 and to beginoperating in Indonesia as the subsidiary of SBI. On June 2009, Bank SBI Indonesia attained

the status as the Foreign Exchange Bank, which authorized the Bank to engage in the business of foreign exchange transaction. Furthermore in the same year the Bank changed its name to Bank SBI Indonesia (SBII) with the intention to reflect the new ownership of SBI.

In August 2013, SBII acquired the additional 23% shares from PT. Ravindo Jaya, which

supplemented its share ownership to 99%. In order to be categorized as a BUKU 2 Bank, the shareholders of SBII had been infusing the additional capital in trenches with the third and last introduction on November 2015.

SBII presently have 7 (seven) branch offices and 5 (five) sub-branch offices spread all over

5 (five) big major cities in Indonesia, i.e. Jakarta, Bandung, Surabaya, Semarang and Medan. Bank SBI Indonesia also has 1 (one) cash point located in the Indian Embassy of Indonesia Jakarta.

SBII OVERVIEW

VISION

MISSION

To be the leading Bank that fulfils the overall customer needs in a comprehensive manner as per International

standard as well as to bridge the bilateral relationship between the India-Indonesia trade and investment.

• Provide the entire set of banking facilit ies to the customers supported by the latest advanced

technology and high-standard service• Support to enhance the competitive value as well as

reaching the domestic and international markets• Provide the banking information and facility to

Indian investors as well as to domestic customers

with regard to the trading and investment relationship of both the parties.

HISTORICAL RECORD

Bank SBI Indonesia 4

1970BANK PASAR GUNUNG

TAMPOMAS JAYABank Pasar Gunung Tampomas Jaya was established and started operations

with the status of Bank Pasar.

1986TAKEOVERIn 1986, Bank Pasar Gunung Tampomas Jaya was taken over by

Ravindo Jaya Group and Mr. Ishwar T Daryanani

1990NAME ALTERATIONStatus of Bank Pasar was changed to Commercial Bank in 1990 with the

change of its name to be Bank Indomonex.

200676% SHARES

ACQUISITIONState Bank of India (SBI) acquired 76% of shares of PT Bank Indomonex on

December 14th 2006

2007SUBSIDIARY OF

SBIIn June 2017, SBI took over the management control and began

operating as the subsidiary of SBI.

2009NAME CHANGEBank Indomonex changed its name to Bank SBI Indonesia, with the change of

its status to be Foreign Exchange Bank.

2015

Bank SBI Indonesia falls in the categorization of BUKU 2 Bank with the

core capital ownership of between 1 (one) until less than 5 (five) trillion

Rupiah.

BECOMING BUKU 2

BANK

201399% SHARES

ACQUISITIONIn 2013, SBI acquired 23% ownership, thereby the shares ownership become

99%.

NILAI-NILAI PERUSAHAAN

Qualified, skilled, and committed

PROFESSIONALISM

TRUSTTrustworthy and stand for reliability, and commitment

SYNERGYEstablish productive internal collaboration, to produce effective work and first-rate quality

BE CUSTOMER CENTRICProvide customer satisfaction by providing products and services according to the

needs

INTEGRITYDo rightly for the right reason

INNOVATIONConstantly looking for ways to innovate and improve

Bank SBI Indonesia5

P

T

S

B

I

IPTSBII

SHAREHOLDERS COMPOSITION

State Bank of India

99%PT Ravindo Jaya

1%

Bank SBI Indonesia 6

Since 2006, State Bank of India is the majority shareholder of Bank SBI Indonesia, with

current ownership at 99% since 2013

PRODUCTS AND SERVICES

Bank SBI Indonesia7

Bank SBI Indonesia offers various banking products and services that go along the customer needs with the support of a 12 branches-network spread over 5 (five) major big cities in

Indonesia, i.e. Jakarta, Bandung, Semarang, Surabaya and Medan. Alongside that, the Bank is also considerably committed to transform as a digital bank with full support of SBI.

DEPOSITPRODUCTS

• Current Account: ForEx, Mantap, Special Rate

• Saving: Mandiri, Simolek, Gold• Deposit: Floating, Gold,

Flexible, On Call, Recurring

LOANS L/C, Term Loans, Demand Loans, PRK Demand, SKBDN, PRK, SBLC,

Export Credit, Back to Back, Syndication

SERVICES

Individual and Corporate Internet Banking, SMS Banking, Phone,

Banking, Payment Bill through ATM, Shopping Mall Experience

using Debit Card

Featured Products and Services

Deposito Recurring

Rec

urr

ing

Customer can enjoy

interest up to 5.75%

Bill Payment through

ATM

ATM

ATM Debit Card customer

can pay bills and top up

their mobile using our ATM

Corporate Internet

Banking

Customer can perform

more than 10 features

available

BOARD OF DIRECTORS

Bank SBI Indonesia 8

Bank SBI Indonesia is being professionally managed by a credible and highly dedicated management which aims for the maximum achievement.

Experienced in banking field for 36 years, previously he had been amongst other in charge as Deputy General Manager (Mid Corporate) and Regional Manager of State Bank of India (SBI) responsible for supervising and controlling 53 branches, Assistant General Manager (SME Centralised Credit Cell), Head of Corporate Branches, Head International Banking, etc.

Naresh Kumar SharmaPresident Director

Experienced in banking field for 20 years, formerly he had been in charge of various positions, amongst others of Branch Manager the Faculty of State Bank Learning Centre and Chief Manager in the International Banking Group State Bank of India (SBI)

Amitabha DattaDirector of Finance and IT

Experienced in banking field for 13 years, previously he had been in

charge of various positions, e.g. Area Manager, Head of Business Development and General Manager of Bank Maybank Indocorp and several multifinance companies.

Hendra SimatupangDirector of Business Development

Experienced in banking field for 42 years, formerly she had been in charge of various operational positions in Bank Niaga. Meanwhile in Bank SBI Indonesia she had been in charge of several positions as Executive Officer, amongst others are in the field of HR, Operational, System and Procedures, Compliance and Risk Management since 1998.

Sri HartatiDirector of Compliance & Risk Management

Experienced in banking fild for 34 years, formerly he had been in charge of various treasury positions in Bank Bumi Daya. Joined with Bank SBI Indonesia since 1998 as Head of Treasury Division until January 2018.

Tri Budi YuniantoDirector of Treasury & International Banking

BOARD OF COMMISSIONERS

Bank SBI Indonesia9

Experienced in banking field for 31 years, he had been in charge of various positions, e.g. as SBI Chief Executive Officer in New York. Apart from his position as President Commissioner, he also holds a position of the Chief General Manager (International Banking) in SBI.

Sujit Kumar VarmaPresident Commissioner

Experienced in banking field for 36 years, he previously had been holding several positions, e.g. Chief Executive of Bank Mandiri (Europe) Ltd London and Senior Vice President Treasury of Bank Mandiri.

Vincent NangoiIndependent Commissioner

PERFORMANCE SUMMARY OF THE BANK IN 2017

Asset

2015 2016 2017

4,13

4,52

4,07 10,95%Percentage of Asset Increase

(in Tri llion)

Net Profit

2817,33%Percentage of Net Profit Increase

(in Bio)

-179,12

88,86

3,04

2015 2016 2017

Credit

2015

2016

2017

2,17

2,21

1,9710,15%

Percentage of Credit Increase

(in Tri llion)

Bank SBI Indonesia 10

Bank SBI Indonesia11

SBI at a Glance

HDFC Trustee Company Limited (Mutual Fund)

2,88%

President of India

56,61%

CONTROLLING SHAREHOLDER

State Bank of India (SBI) is the first and the biggest commercial Bank in India from the side of asset, deposit, branch, customer and employee. Established in 1806 under the name of

Bank Calcutta, it thereby developed as SBI and survived thereof for more than 200 years.

SBI head office is located in Mumbai with the major shares owned by Indian Government amounted to 61,23% (Q1 2017). On April 2017, SBI merged itself with 5 (five) Indian major Banks, amongst others are State of Bikaner & Jaipur, State Bank of Hyderabad, State Bank

of Mysore, State Bank of Patiala and State Bank of Travancore.

With regard to such merger, SBI is considered as 50 biggest bank in the world in the side of asset with support of 278.000 employees, 420 million of customers, over than 24.000 branches and 59.000 ATM Network. Alongside that, SBI also possesses 198 branches in 37

countries and 301 correspondents in 72 countries. In 2016 SBI ranked 232nd of World's Biggest Company according to Fortune Global 500

Rating of the BankSBI has the Ratings provided by Moody's, Standard and Poor's and Fitch that are as follows.

Baa2/P2/StableBBB-/F3/Stable BBB-/A3/Stable

Shareholder CompositionDecember 31st 2017

Bank SBI Indonesia 12

Life Insurance Corporation of India – (financial

Institutions)

10,39%

The Bank of New York Mellon (As Depository to SBI GDR)

1,48%

Reliance Capital Trustee

Co. Limited (Mutual Fund)

1,39%

Associates/Subsidaries/Joint Ventures of SBI

Name of the Company Ownership

SBI Capital Markets Limited 100%

SBI DFHI Limited 69,05%SBI Payment Services Private Limited 100%SBI Mutual Fund Trustee Company Privacy Limited 100%

SBI Gobal Factors Limited 86,18%SBI Pension Funds Private Limited 60%

SBI Funds Management Private Limited 63%SBI Cards & Payment Services Private Limited 74%SBI Life Insurance Company Limited 62,10%

SBI-SG Global Securities Services Private Limited 65%SBI General Insurance Company Limited 74%

C-Edge Technologies Limited 49%GE Capital Business Process Mgt. Services Private Limited 74%Macquarie SBI Infrastructure Management Private Limited 45%

SBI Macquarie Infrastructure Trustee Private Limited 45%SBI Macquarie Infrastructure Management Private Limited 45%

Oman India Joint Investment Fund-Management. Co. Private Limited 50%Oman India Joint Investment Fund-Trustee

Co. Private Limited 50%SBI Foundation 100%

SBI Infra Management Solutions Pvt. Ltd. 100%JIO Payment Bank Ltd. 30%

Foreign Banking Subsidaries/Joint Ventures

Name of the Bank/Companies Ownership

State Bank of India (California) 100%

SBI Canada Bank 100%CIBL Moscow 60%SBI Mauritius Limited 96,60%

Bank SBI Indonesia 99%Nepal SBI Bank Limited 55%

Bank SBI Bostwana Limited 100%Bank of Bhutan Limited 20%

Bank SBI Indonesia13

SBI GroupDecember 31st 2017

Name of the Awards Institution Year

Best Bank Award for Use of Technology for Financial Inclusion IDRBT 2017

Best Bank Award for Electronic Payment Systems IDRBT 2017India’s Largest Bank and Ranked 232 of Fortune 500 Company Fortune 2016

Best Bank in ASIAMONEY FX Poll of Polls ASIAMONEY 2014Best Use of Mobility Technology IBA 2014

Best Use of Technology in Financial Inclusion IBA 2014Best Use of Technology for E-Learning and Training IBA 2014Best Customer Management IBA 2014

Best Use of Technology in BI IBA 2014Best Internet Bank IBA 2014

Best Use of Technology in Payment System IBA 2014Innovation in Customer Data Management The Banker 2013Best Bank of Financial Inclusion IDRBT 2013

Best Bank of Electronic Payment IDRBT 2013Best Bank of CRM & BI IDRBT 2013

Best IT Adoption D&B Polaris 2013Three (3) Best Awards for HRMS, BI, and MPAT Skoch 2013Best IT Team, CSR, and Corporate Excellence Skoch 2013

Award for Change Management for ManagingHigh Scale IT Projects PC Quest 2013

AWARDS

Bank SBI Indonesia 14

Foreign Non-Banking Subsidaries/Joint Ventures

Name of the Bank/Companies Ownership

SBICAP (UK) Ltd. 100%

SBI Funds Management (International) Pvt Ltd. 63%SBICAP (Singapore) Ltd. 100%State Bank of India Servicos Limitada 99,99%

Nepal SBI Merchant Banking Limited 55%

OPERATIONAL MAP OF BANK SBI INDONESIA

HEAD OFFICEGedung Graha Mandiri Lt. 11, 15 & 24

Jl. Imam Bonjol No. 61Jakarta Pusat 10310

Telp. (021) 39838747Fax. (021) 39838750 – 39838751 39833778

KPNO BranchGedung Graha Mandiri Lt. 1

Jl. Imam Bonjol No. 61 Jakarta Pusat 10310

Telp. (021) 39838747Fax. (021) 39838740

MANGGA DUA BranchJl. Raya Mangga Dua Blok E-2 No. 7

Jakarta Utara 14430Telp. (021) 6013310

PASAR BARU BranchJl. Pasar Baru Selatan No. 19,

Jakarta Pusat 10710 Telp. (021) 3805080

Fax. (021) 3864075 – (021) 3854491

JATINEGARA Sub-BranchJl. Jatinegara Timur No. 68A

Jakarta Timur 13310 Telp. (021) 85914020, (021) 85914021-23

Fax. (021) 8197324

SUNTER Sub-BranchRuko Nusa Plaza Indah Blok A No. 78

Jl. Griya Utama SunterJakarta Utara 14350

Telp. (021) 65310702, 65310703Fax. (021) 65310704

TANAH ABANG Sub-BranchJl. K.H. Fachrudin Blok A No. 78

Pertokoan Tanah Abang BukitJakarta Pusat 10250

Telp. (021) 3448202Fax. (021) 3456473

ABDUL RIVAI – BANDUNG BranchJl. Abdul Rivai No. 1B-1C

Bandung 40171Telp. (022) 4203494

Fax. (022) 4208923

ERLANGGA TIMUR – SEMARANG BranchJl. Erlangga Timur No.15

Semarang 50241Telp. (024) 76442264, (024) 76442414

Fax. (024) 76530019

RAJAWALI – SURABAYA BranchJl. Rajawali No. 51-C

Surabaya 60175Telp. (031) 3542271

Fax. (031) 3542270

Indian Embassy for Indonesia Jakarta Cash Point

Embassy of India OfficeJl. H.R. Rasuna Said kav. S-1, Kuningan,

Jakarta Selatan 12950

FATMAWATI Sub-BranchRuko ITC Fatmawati,

Jl. RS. Fatmawati No. 8Jakarta Selatan 12150

Telp. (021) 7209751, (021) 7396619Fax. (021) 7267033

KEBON JERUK Sub-BranchPlaza Kebon Jeruk Blok A No. 3

Jl. Raya Perjuangan, Kebon Jeruk, Jakarta Barat 11530

Telp. (021) 5360259, (021) 5360260Fax. (021) 5321710

MEDAN BranchJl. H. Zainul Arifin No. 116 AA

Medan 20112Telp. (061) 4525088

Fax. (061) 4539806

SBII PHONE BANKING 08001724636 sbi indonesiasbiindonesia banksbiindonesia

www.sbiindo.com

Bank SBI Indonesia15