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COMPANY

PRESENTATION

ON

HDFC

- ANZAR HUSSAIN- ATRAIYA TRIPATHI

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DIRECTORS

Dr. Pandit Palande - Additional Director

C M Vasudev - Additional DirectorGautam Divan - Additional Director

Jagdish Capoor - Chairman

Vineet Jain - Director

Keki Mistry - Director

Renu Karnad - Director

Ashim Samanta - Director

Dr. Venkat Rao Gadwal - Director

Arvind Pande - Director

Harish Engineer - Executive DirectorParesh Sukthankar - Executive Director

Aditya Puri - Managing Director

HISTORY

Housing Development Finance Corporation Limited, more

popularly known as HDFC Bank Ltd, was established in the year

1994, as a part of the liberalization of the Indian Banking Industry

by Reserve Bank of India (RBI). It was one of the first banks to

receive an 'in principle' approval from RBI, for setting up a bank

in the private sector. The bank was incorporated with the name

'HDFC Bank Limited', with its registered office in Mumbai. The

following year, it started its operations as a Scheduled

Commercial Bank. Today, the bank boasts of as many as 1412

branches and over 3275 ATMs across India.

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AMALGAMATIONSIn 2002, HDFC Bank witnessed its merger with Times Bank

Limited (a private sector bank promoted by Bennett, Coleman &

Co. / Times Group). With this, HDFC and Times became the first

two private banks in the New Generation Private Sector Banks to

have gone through a merger. In 2008, RBI approved the

amalgamation of Centurion Bank of Punjab with HDFC Bank. With

this, the Deposits of the merged entity became Rs. 1,22,000

crore, while the Advances were Rs. 89,000 crore and Balance

Sheet size was Rs. 1,63,000 crore.

PRODUCT AND SERVICES

Personal Banking

Savings Accounts

Salary Accounts

Current Accounts

Fixed Deposits

Demat Account Safe Deposit Lockers

Loans

Credit Cards

Debit Cards

Prepaid Cards

Investments & Insurance

Forex Services

Payment Services

NetBanking InstaAlerts

MobileBanking

InstaQuery

ATM

PhoneBanking

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NRI BANKING Rupee Current AccountRupee Fixed Deposits

Foreign Currency Deposits Accounts for Returning Indians

Quickremit (North America, UK, Europe, Southeast Asia)

IndiaLink (Middle East, Africa)

Cheque LockBox

Telegraphic / Wire Transfer

Funds Transfer through Cheques / DDs / TCs

Mutual Funds

Private Banking

Portfolio Investment Schemes Loans

Payment Services

NetBanking

InstaAlerts

MobileBanking

InstaQuery

ATM

ment Schemes

Loans Payment Services

NetBanking

InstaAlerts

MobileBanking

InstaQuery

ATM

PhoneBanking

COMPETITORS

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Company Sales

(Rs.Cr.)

Current

Price

Change

(%)

P/E

Ratio

Market

Cap.(Rs.Cr.)

52-Week

High/Low

ING Vysya

Bank Ltd.

2724.28 257.15 7.34 13.98 2638.66 275/104

YES Bank

Ltd.

2423.90 174.50 2.61 17.06 5184.06 177/41

Axis Bank

Ltd.

13550.95 916.50 0.74 18.17 32982.15 974/278

City Union

Bank Ltd.

866.50 23.75 0.63 6.22 760.00 30/11

Lakshmi Vilas

Bank Ltd.

561.51 91.20 0.49 8.84 444.84 115/51

Karur Vysya

Bank Ltd.

1631.31 303.20 0.44 6.94 1635.81 360/184

Development

Credit BankLtd.

742.93 37.65 0.13 0.00 661.26 55/14

IndusInd

Bank Ltd.

2647.98 101.05 0.09 24.19 3587.28 103/26

Jammu &

Kashmir Bank

Ltd.

2603.50 566.35 -0.09 6.70 2745.54 600/210

Federal Bank

Ltd.

3531.94 218.40 -0.70 7.46 3733.38 269/110

Karnataka

Bank Ltd.

2206.82 124.30 -0.87 5.67 1511.18 160/56

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South Indian

Bank Ltd.

1751.39 116.95 -1.05 6.79 1321.61 124/44

ICICI BankLtd.

38250.39 759.20 -1.13 22.49 84523.56 808/252

Kotak

Mahindra

Bank Ltd.

3262.68 721.20 -1.50 90.47 24975.03 771/208

Dhanalakshmi

Bank Ltd.

430.63 115.15 -1.95 12.85 738.29 135/37

Bank of

Rajasthan

Ltd.

1457.58 74.95 -3.66 10.27 1209.32 86/30

CAPITAL STRUCTURE

At present, HDFC Bank boasts of an authorized capital of Rs 550

crore (Rs5.5 billion), of this the paid-up amount is Rs 424.6 crore

(Rs.4.2 billion). In terms of equity share, the HDFC Group holds

19.4%. Foreign Institutional Investors (FIIs) have around 28% of

the equity and about 17.6% is held by the ADS Depository (in

respect of the bank's American Depository Shares (ADS) Issue).

The bank has about 570,000 shareholders. Its shares find a

listing on the Stock Exchange, Mumbai and National Stock

Exchange, while its American Depository Shares are listed on the

New York Stock Exchange (NYSE), under the symbol 'HDB'.

OVERVIEW

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Housing Development Finance Corporation Limited(HDFC) , a premier housing f inance company, wasamongst the first to set up a bank in the private sector.HDFC bank is involved in transactions related totraditional commercial banking as well as investmentbanking. It performs three principal business activities:retail banking, wholesale banking and treasury. In 2007,HDFC Bank has acquired Centurion Bank of Punjab.Outlook Money & NDTV Profit bestowed Best Bank awardin the private sector category to HDFC bank in 2007. TheAsian Banker Excellence in Retail Financial ServicesAwards recognized it as the Best Retail Bank in India.The Managing Director of the bank, Aditya Puri, receivedLeadership Achievement Award for India given by AsianBanker.The bank str ives for customer focus, operationalexcellence, product leadership and people. It believesits growth is based on the quality of people recruitedand their efforts. I t hires, develops, motivates andretains the best people in the industry.

ROLL 1- ANZARHUSSAIN

ROLL 2- ATRAIYATRIPATHI